Home > Northern Nevada Bank > Income and Expense
Northern Nevada Bank, Income and Expense
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $8,530,000 | 3,218 |
| Total interest expense | $3,155,000 | 3,361 |
| Net interest income | $5,375,000 | 3,071 |
| Provision for loan and lease losses | $220,000 | 2,716 |
| Total noninterest income | $256,000 | 5,961 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $67,000 | 6,374 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $189,000 | 4,650 |
| Total noninterest expense | $2,979,000 | 4,001 |
| Salaries and employee benefits | $1,766,000 | 3,779 |
| Premises and equipment expense | $424,000 | 3,950 |
| Additional noninterest expense | $789,000 | 4,311 |
| Pre-tax net operating income | $2,432,000 | 2,718 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $815,000 | 2,175 |
| Income before extraordinary items | $1,617,000 | 3,031 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,617,000 | 3,032 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $96,000 | 2,383 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,617,000 | 3,028 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $5,594,000 | 3,218 |
| Total interest expense | $2,005,000 | 3,371 |
| Net interest income | $3,589,000 | 3,069 |
| Provision for loan and lease losses | $221,000 | 1,950 |
| Total noninterest income | $170,000 | 5,986 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $43,000 | 6,440 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $127,000 | 4,635 |
| Total noninterest expense | $2,022,000 | 3,979 |
| Salaries and employee benefits | $1,178,000 | 3,792 |
| Premises and equipment expense | $266,000 | 4,118 |
| Additional noninterest expense | $578,000 | 4,024 |
| Pre-tax net operating income | $1,516,000 | 2,858 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $510,000 | 2,275 |
| Income before extraordinary items | $1,006,000 | 3,191 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,006,000 | 3,193 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,006,000 | 3,186 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,771,000 | 3,177 |
| Total interest expense | $950,000 | 3,380 |
| Net interest income | $1,821,000 | 3,022 |
| Provision for loan and lease losses | $151,000 | 1,416 |
| Total noninterest income | $86,000 | 5,923 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $20,000 | 6,506 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $66,000 | 4,533 |
| Total noninterest expense | $1,007,000 | 4,007 |
| Salaries and employee benefits | $565,000 | 3,929 |
| Premises and equipment expense | $142,000 | 3,946 |
| Additional noninterest expense | $300,000 | 3,896 |
| Pre-tax net operating income | $749,000 | 2,839 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $250,000 | 2,275 |
| Income before extraordinary items | $499,000 | 3,162 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $499,000 | 3,161 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $499,000 | 3,140 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $9,176,000 | 3,371 |
| Total interest expense | $2,854,000 | 3,478 |
| Net interest income | $6,322,000 | 3,286 |
| Provision for loan and lease losses | $407,000 | 2,252 |
| Total noninterest income | $198,000 | 7,084 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $58,000 | 6,954 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $140,000 | 5,848 |
| Total noninterest expense | $3,545,000 | 4,247 |
| Salaries and employee benefits | $2,016,000 | 4,100 |
| Premises and equipment expense | $445,000 | 4,530 |
| Additional noninterest expense | $1,084,000 | 4,148 |
| Pre-tax net operating income | $2,568,000 | 3,108 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $867,000 | 2,481 |
| Income before extraordinary items | $1,701,000 | 3,497 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,701,000 | 3,498 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,618 |
| Cash dividends | $100,000 | 5,466 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,701,000 | 3,464 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $6,482,000 | 3,480 |
| Total interest expense | $1,964,000 | 3,560 |
| Net interest income | $4,518,000 | 3,401 |
| Provision for loan and lease losses | $266,000 | 2,440 |
| Total noninterest income | $97,000 | 7,713 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $42,000 | 7,042 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $55,000 | 6,929 |
| Total noninterest expense | $2,634,000 | 4,244 |
| Salaries and employee benefits | $1,508,000 | 4,076 |
| Premises and equipment expense | $330,000 | 4,539 |
| Additional noninterest expense | $796,000 | 4,194 |
| Pre-tax net operating income | $1,715,000 | 3,432 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $586,000 | 2,675 |
| Income before extraordinary items | $1,129,000 | 3,837 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,129,000 | 3,838 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $100,000 | 4,657 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,129,000 | 3,788 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,957,000 | 3,667 |
| Total interest expense | $1,167,000 | 3,697 |
| Net interest income | $2,790,000 | 3,611 |
| Provision for loan and lease losses | $150,000 | 2,598 |
| Total noninterest income | $50,000 | 7,967 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $28,000 | 7,031 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $22,000 | 7,544 |
| Total noninterest expense | $1,737,000 | 4,263 |
| Salaries and employee benefits | $1,008,000 | 4,046 |
| Premises and equipment expense | $209,000 | 4,666 |
| Additional noninterest expense | $520,000 | 4,236 |
| Pre-tax net operating income | $953,000 | 3,833 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $322,000 | 2,981 |
| Income before extraordinary items | $631,000 | 4,286 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $631,000 | 4,288 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $100,000 | 4,233 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $631,000 | 4,232 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,877,000 | 3,781 |
| Total interest expense | $504,000 | 4,003 |
| Net interest income | $1,373,000 | 3,668 |
| Provision for loan and lease losses | $43,000 | 3,526 |
| Total noninterest income | $16,000 | 8,407 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $14,000 | 7,031 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $2,000 | 8,574 |
| Total noninterest expense | $855,000 | 4,329 |
| Salaries and employee benefits | $498,000 | 4,106 |
| Premises and equipment expense | $105,000 | 4,711 |
| Additional noninterest expense | $252,000 | 4,340 |
| Pre-tax net operating income | $491,000 | 3,723 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $167,000 | 2,908 |
| Income before extraordinary items | $324,000 | 4,156 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $324,000 | 4,158 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $324,000 | 4,112 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $6,729,000 | 3,924 |
| Total interest expense | $1,611,000 | 4,313 |
| Net interest income | $5,118,000 | 3,749 |
| Provision for loan and lease losses | $513,000 | 1,916 |
| Total noninterest income | $66,000 | 8,440 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $58,000 | 7,153 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $8,000 | 8,601 |
| Total noninterest expense | $2,834,000 | 4,864 |
| Salaries and employee benefits | $1,573,000 | 4,767 |
| Premises and equipment expense | $307,000 | 5,616 |
| Additional noninterest expense | $954,000 | 4,521 |
| Pre-tax net operating income | $1,837,000 | 3,742 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $626,000 | 2,963 |
| Income before extraordinary items | $1,211,000 | 4,190 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,211,000 | 4,191 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $249,000 | 2,252 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $64,000 | 714 |
| Net operating income | $1,211,000 | 4,117 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $4,883,000 | 4,000 |
| Total interest expense | $1,145,000 | 4,430 |
| Net interest income | $3,738,000 | 3,800 |
| Provision for loan and lease losses | $423,000 | 1,692 |
| Total noninterest income | $50,000 | 8,476 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $44,000 | 7,182 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $6,000 | 8,650 |
| Total noninterest expense | $1,993,000 | 5,045 |
| Salaries and employee benefits | $1,118,000 | 4,921 |
| Premises and equipment expense | $214,000 | 5,782 |
| Additional noninterest expense | $661,000 | 4,730 |
| Pre-tax net operating income | $1,372,000 | 3,811 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $465,000 | 3,032 |
| Income before extraordinary items | $907,000 | 4,249 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $907,000 | 4,250 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $249,000 | 1,626 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $20,000 | 661 |
| Net operating income | $907,000 | 4,174 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,150,000 | 4,098 |
| Total interest expense | $722,000 | 4,587 |
| Net interest income | $2,428,000 | 3,874 |
| Provision for loan and lease losses | $260,000 | 1,774 |
| Total noninterest income | $32,000 | 8,558 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $28,000 | 7,267 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $4,000 | 8,694 |
| Total noninterest expense | $1,277,000 | 5,211 |
| Salaries and employee benefits | $726,000 | 5,032 |
| Premises and equipment expense | $127,000 | 6,167 |
| Additional noninterest expense | $424,000 | 4,865 |
| Pre-tax net operating income | $923,000 | 3,730 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $313,000 | 3,008 |
| Income before extraordinary items | $610,000 | 4,206 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $610,000 | 4,207 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $249,000 | 1,174 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $20,000 | 555 |
| Net operating income | $610,000 | 4,116 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,475,000 | 4,318 |
| Total interest expense | $329,000 | 4,894 |
| Net interest income | $1,146,000 | 4,051 |
| Provision for loan and lease losses | $117,000 | 1,897 |
| Total noninterest income | $15,000 | 8,621 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $13,000 | 7,319 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $2,000 | 8,709 |
| Total noninterest expense | $614,000 | 5,371 |
| Salaries and employee benefits | $351,000 | 5,179 |
| Premises and equipment expense | $68,000 | 5,967 |
| Additional noninterest expense | $195,000 | 5,165 |
| Pre-tax net operating income | $430,000 | 3,900 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $145,000 | 3,155 |
| Income before extraordinary items | $285,000 | 4,409 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $285,000 | 4,408 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $20,000 | 377 |
| Net operating income | $285,000 | 4,284 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $4,839,000 | 5,005 |
| Total interest expense | $1,249,000 | 5,438 |
| Net interest income | $3,590,000 | 4,709 |
| Provision for loan and lease losses | $226,000 | 3,796 |
| Total noninterest income | $62,000 | 8,683 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $57,000 | 7,321 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $5,000 | 8,909 |
| Total noninterest expense | $1,950,000 | 6,070 |
| Salaries and employee benefits | $966,000 | 6,381 |
| Premises and equipment expense | $313,000 | 5,544 |
| Additional noninterest expense | $671,000 | 5,628 |
| Pre-tax net operating income | $1,476,000 | 4,164 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $293,000 | 4,318 |
| Income before extraordinary items | $1,183,000 | 4,174 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,183,000 | 4,177 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,416 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $498,000 | 498 |
| Net operating income | $1,183,000 | 4,006 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $3,467,000 | 5,220 |
| Total interest expense | $930,000 | 5,596 |
| Net interest income | $2,537,000 | 4,922 |
| Provision for loan and lease losses | $152,000 | 3,888 |
| Total noninterest income | $45,000 | 8,774 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $41,000 | 7,419 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $4,000 | 8,966 |
| Total noninterest expense | $1,434,000 | 6,102 |
| Salaries and employee benefits | $700,000 | 6,466 |
| Premises and equipment expense | $239,000 | 5,473 |
| Additional noninterest expense | $495,000 | 5,673 |
| Pre-tax net operating income | $996,000 | 4,551 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $176,000 | 4,855 |
| Income before extraordinary items | $820,000 | 4,530 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $820,000 | 4,530 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,967 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $344,000 | 396 |
| Net operating income | $820,000 | 4,356 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,205,000 | 5,410 |
| Total interest expense | $628,000 | 5,684 |
| Net interest income | $1,577,000 | 5,173 |
| Provision for loan and lease losses | $93,000 | 3,993 |
| Total noninterest income | $31,000 | 8,774 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $28,000 | 7,416 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $3,000 | 8,960 |
| Total noninterest expense | $964,000 | 6,109 |
| Salaries and employee benefits | $468,000 | 6,487 |
| Premises and equipment expense | $158,000 | 5,480 |
| Additional noninterest expense | $338,000 | 5,582 |
| Pre-tax net operating income | $551,000 | 5,071 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $83,000 | 5,372 |
| Income before extraordinary items | $468,000 | 4,971 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $468,000 | 4,971 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $210,000 | 327 |
| Net operating income | $468,000 | 4,767 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,027,000 | 5,685 |
| Total interest expense | $297,000 | 5,962 |
| Net interest income | $730,000 | 5,411 |
| Provision for loan and lease losses | $73,000 | 3,016 |
| Total noninterest income | $14,000 | 8,843 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $13,000 | 7,452 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,000 | 9,034 |
| Total noninterest expense | $488,000 | 6,081 |
| Salaries and employee benefits | $237,000 | 6,460 |
| Premises and equipment expense | $86,000 | 5,190 |
| Additional noninterest expense | $165,000 | 5,630 |
| Pre-tax net operating income | $183,000 | 6,046 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $9,000 | 6,623 |
| Income before extraordinary items | $174,000 | 5,673 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $174,000 | 5,673 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $160,000 | 202 |
| Net operating income | $174,000 | 5,483 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $3,420,000 | 6,414 |
| Total interest expense | $1,199,000 | 6,422 |
| Net interest income | $2,221,000 | 6,288 |
| Provision for loan and lease losses | $202,000 | 4,327 |
| Total noninterest income | $48,000 | 8,981 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $38,000 | 7,719 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $10,000 | 8,905 |
| Total noninterest expense | $1,855,000 | 6,144 |
| Salaries and employee benefits | $924,000 | 6,427 |
| Premises and equipment expense | $392,000 | 4,722 |
| Additional noninterest expense | $539,000 | 6,283 |
| Pre-tax net operating income | $212,000 | 7,885 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $-264,000 | 9,169 |
| Income before extraordinary items | $476,000 | 6,510 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $476,000 | 6,509 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,632 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $476,000 | 6,369 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $1,654,000 | 8,573 |
| Total interest expense | $659,000 | 8,703 |
| Net interest income | $995,000 | 8,298 |
| Provision for loan and lease losses | $300,000 | 3,194 |
| Total noninterest income | $17,000 | 9,442 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $15,000 | 8,198 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $2,000 | 9,423 |
| Total noninterest expense | $1,718,000 | 6,301 |
| Salaries and employee benefits | $930,000 | 6,243 |
| Premises and equipment expense | $371,000 | 4,833 |
| Additional noninterest expense | $417,000 | 7,020 |
| Pre-tax net operating income | $-1,006,000 | 9,359 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $-1,006,000 | 9,419 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $-1,006,000 | 9,420 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,777 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $-1,006,000 | 9,390 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $115,000 | 9,854 |
| Total interest expense | $17,000 | 9,835 |
| Net interest income | $98,000 | 9,845 |
| Provision for loan and lease losses | $22,000 | 7,551 |
| Total noninterest income | $137,000 | 8,084 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 8,617 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $137,000 | 5,705 |
| Total noninterest expense | $866,000 | 8,386 |
| Salaries and employee benefits | $529,000 | 8,104 |
| Premises and equipment expense | $120,000 | 8,101 |
| Additional noninterest expense | $217,000 | 8,631 |
| Pre-tax net operating income | $-653,000 | 9,621 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $0 | 8,362 |
| Income before extraordinary items | $-653,000 | 9,644 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $-653,000 | 9,642 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,622 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $8,175,000 | 94 |
| Net operating income | $-653,000 | 9,643 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.