Home > Northern National Bank > Income and Expense
Northern National Bank, Income and Expense
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $4,182,000 | 4,890 |
| Total interest expense | $1,167,000 | 5,223 |
| Net interest income | $3,015,000 | 4,565 |
| Provision for loan and lease losses | $490,000 | 3,821 |
| Total noninterest income | $462,000 | 4,382 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $132,000 | 4,904 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $330,000 | 3,476 |
| Total noninterest expense | $3,147,000 | 4,224 |
| Salaries and employee benefits | $1,261,000 | 4,884 |
| Premises and equipment expense | $556,000 | 3,361 |
| Additional noninterest expense | $1,330,000 | 3,593 |
| Pre-tax net operating income | $-160,000 | 5,973 |
| Securities gains (losses) | $269,000 | 1,072 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $109,000 | 5,269 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $109,000 | 5,268 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $109,000 | 5,268 |
| Net charge-offs | $672,000 | 2,675 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-160,000 | 6,038 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $2,901,000 | 4,813 |
| Total interest expense | $827,000 | 5,204 |
| Net interest income | $2,074,000 | 4,475 |
| Provision for loan and lease losses | $490,000 | 2,998 |
| Total noninterest income | $290,000 | 4,493 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $92,000 | 4,810 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $198,000 | 3,667 |
| Total noninterest expense | $2,081,000 | 4,286 |
| Salaries and employee benefits | $837,000 | 4,960 |
| Premises and equipment expense | $382,000 | 3,308 |
| Additional noninterest expense | $862,000 | 3,675 |
| Pre-tax net operating income | $-207,000 | 6,290 |
| Securities gains (losses) | $267,000 | 834 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $60,000 | 5,498 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $60,000 | 5,494 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $60,000 | 5,494 |
| Net charge-offs | $445,000 | 2,475 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-207,000 | 6,376 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,546,000 | 4,670 |
| Total interest expense | $441,000 | 5,142 |
| Net interest income | $1,105,000 | 4,258 |
| Provision for loan and lease losses | $350,000 | 2,122 |
| Total noninterest income | $99,000 | 5,236 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $46,000 | 4,770 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $53,000 | 4,730 |
| Total noninterest expense | $953,000 | 4,449 |
| Salaries and employee benefits | $438,000 | 4,878 |
| Premises and equipment expense | $196,000 | 3,278 |
| Additional noninterest expense | $319,000 | 4,213 |
| Pre-tax net operating income | $-99,000 | 6,647 |
| Securities gains (losses) | $147,000 | 807 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $48,000 | 5,713 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $48,000 | 5,716 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $48,000 | 5,716 |
| Net charge-offs | $10,000 | 4,758 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-99,000 | 6,717 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $4,341,000 | 5,825 |
| Total interest expense | $1,157,000 | 6,512 |
| Net interest income | $3,184,000 | 5,253 |
| Provision for loan and lease losses | $890,000 | 2,889 |
| Total noninterest income | $608,000 | 4,443 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $130,000 | 5,544 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $478,000 | 3,250 |
| Total noninterest expense | $2,265,000 | 5,890 |
| Salaries and employee benefits | $1,081,000 | 6,249 |
| Premises and equipment expense | $438,000 | 4,836 |
| Additional noninterest expense | $746,000 | 5,657 |
| Pre-tax net operating income | $637,000 | 4,540 |
| Securities gains (losses) | $1,000 | 3,084 |
| Applicable income taxes | $2,000 | 4,800 |
| Income before extraordinary items | $636,000 | 4,080 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $636,000 | 4,081 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,044,000 | 1,908 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $635,000 | 4,233 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $2,676,000 | 6,339 |
| Total interest expense | $778,000 | 6,828 |
| Net interest income | $1,898,000 | 5,925 |
| Provision for loan and lease losses | $218,000 | 4,080 |
| Total noninterest income | $218,000 | 5,948 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $73,000 | 5,965 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $145,000 | 5,004 |
| Total noninterest expense | $1,294,000 | 6,584 |
| Salaries and employee benefits | $596,000 | 6,922 |
| Premises and equipment expense | $313,000 | 4,991 |
| Additional noninterest expense | $385,000 | 6,555 |
| Pre-tax net operating income | $604,000 | 4,637 |
| Securities gains (losses) | $1,000 | 2,971 |
| Applicable income taxes | $2,000 | 5,168 |
| Income before extraordinary items | $603,000 | 4,122 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $603,000 | 4,119 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $200,000 | 3,061 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $602,000 | 4,272 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $879,000 | 7,655 |
| Total interest expense | $239,000 | 7,909 |
| Net interest income | $640,000 | 7,370 |
| Provision for loan and lease losses | $15,000 | 6,116 |
| Total noninterest income | $60,000 | 7,286 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $23,000 | 6,769 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $37,000 | 6,530 |
| Total noninterest expense | $352,000 | 8,012 |
| Salaries and employee benefits | $161,000 | 8,147 |
| Premises and equipment expense | $89,000 | 6,949 |
| Additional noninterest expense | $102,000 | 7,945 |
| Pre-tax net operating income | $333,000 | 5,121 |
| Securities gains (losses) | $1,000 | 3,084 |
| Applicable income taxes | $2,000 | 5,394 |
| Income before extraordinary items | $332,000 | 4,838 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $332,000 | 4,840 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $146,000 | 2,578 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $331,010 | 4,775 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,300,000 | 3,943 |
| Total interest expense | $1,083,000 | 3,705 |
| Net interest income | $1,217,000 | 4,072 |
| Provision for loan and lease losses | $45,000 | 3,899 |
| Total noninterest income | $156,000 | 4,526 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $42,000 | 5,126 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $114,000 | 3,537 |
| Total noninterest expense | $1,035,000 | 4,141 |
| Salaries and employee benefits | $507,000 | 4,503 |
| Premises and equipment expense | $246,000 | 2,694 |
| Additional noninterest expense | $282,000 | 4,304 |
| Pre-tax net operating income | $293,000 | 4,208 |
| Securities gains (losses) | $-3,000 | 8,245 |
| Applicable income taxes | $2,000 | 5,366 |
| Income before extraordinary items | $288,000 | 3,892 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $288,000 | 3,895 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $82,000 | 1,981 |
| Cash dividends | $450,000 | 1,464 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $290,970 | 3,790 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $9,633,000 | 3,857 |
| Total interest expense | $4,404,000 | 3,770 |
| Net interest income | $5,229,000 | 3,857 |
| Provision for loan and lease losses | $144,000 | 4,398 |
| Total noninterest income | $704,000 | 4,279 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $212,000 | 4,785 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $492,000 | 3,341 |
| Total noninterest expense | $3,960,000 | 4,153 |
| Salaries and employee benefits | $1,893,000 | 4,578 |
| Premises and equipment expense | $1,014,000 | 2,543 |
| Additional noninterest expense | $1,053,000 | 4,487 |
| Pre-tax net operating income | $1,829,000 | 3,521 |
| Securities gains (losses) | $6,000 | 1,516 |
| Applicable income taxes | $2,000 | 5,906 |
| Income before extraordinary items | $1,833,000 | 3,020 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,833,000 | 3,019 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $357,000 | 2,064 |
| Cash dividends | $2,000,000 | 1,596 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,827,000 | 3,019 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $7,193,000 | 3,889 |
| Total interest expense | $3,260,000 | 3,808 |
| Net interest income | $3,933,000 | 3,866 |
| Provision for loan and lease losses | $108,000 | 3,997 |
| Total noninterest income | $449,000 | 4,646 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $155,000 | 4,857 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $294,000 | 3,778 |
| Total noninterest expense | $3,007,000 | 4,085 |
| Salaries and employee benefits | $1,468,000 | 4,440 |
| Premises and equipment expense | $752,000 | 2,560 |
| Additional noninterest expense | $787,000 | 4,417 |
| Pre-tax net operating income | $1,267,000 | 3,827 |
| Securities gains (losses) | $6,000 | 1,140 |
| Applicable income taxes | $2,000 | 6,041 |
| Income before extraordinary items | $1,271,000 | 3,338 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,271,000 | 3,337 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $1,500,000 | 1,491 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,265,000 | 3,342 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $4,685,000 | 3,963 |
| Total interest expense | $2,107,000 | 3,896 |
| Net interest income | $2,578,000 | 3,936 |
| Provision for loan and lease losses | $72,000 | 3,798 |
| Total noninterest income | $293,000 | 4,721 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $103,000 | 4,880 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $190,000 | 3,872 |
| Total noninterest expense | $2,020,000 | 4,102 |
| Salaries and employee benefits | $991,000 | 4,435 |
| Premises and equipment expense | $506,000 | 2,561 |
| Additional noninterest expense | $523,000 | 4,445 |
| Pre-tax net operating income | $779,000 | 4,078 |
| Securities gains (losses) | $6,000 | 974 |
| Applicable income taxes | $2,000 | 6,068 |
| Income before extraordinary items | $783,000 | 3,563 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $783,000 | 3,563 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $1,000,000 | 1,504 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $777,000 | 3,561 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,266,000 | 4,051 |
| Total interest expense | $1,017,000 | 3,964 |
| Net interest income | $1,249,000 | 4,033 |
| Provision for loan and lease losses | $36,000 | 3,550 |
| Total noninterest income | $131,000 | 4,921 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $52,000 | 4,797 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $79,000 | 4,242 |
| Total noninterest expense | $969,000 | 4,234 |
| Salaries and employee benefits | $503,000 | 4,417 |
| Premises and equipment expense | $253,000 | 2,561 |
| Additional noninterest expense | $213,000 | 5,055 |
| Pre-tax net operating income | $375,000 | 4,143 |
| Securities gains (losses) | $6,000 | 777 |
| Applicable income taxes | $2,000 | 5,948 |
| Income before extraordinary items | $379,000 | 3,624 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $379,000 | 3,624 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $500,000 | 1,376 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $373,060 | 3,641 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $8,521,000 | 4,031 |
| Total interest expense | $3,473,000 | 3,934 |
| Net interest income | $5,048,000 | 3,977 |
| Provision for loan and lease losses | $144,000 | 4,126 |
| Total noninterest income | $625,000 | 4,630 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $194,000 | 5,053 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $431,000 | 3,601 |
| Total noninterest expense | $3,651,000 | 4,254 |
| Salaries and employee benefits | $1,886,000 | 4,465 |
| Premises and equipment expense | $752,000 | 3,149 |
| Additional noninterest expense | $1,013,000 | 4,471 |
| Pre-tax net operating income | $1,878,000 | 3,782 |
| Securities gains (losses) | $1,000 | 1,542 |
| Applicable income taxes | $2,000 | 6,435 |
| Income before extraordinary items | $1,877,000 | 3,234 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,877,000 | 3,233 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 4,050 |
| Cash dividends | $1,500,000 | 1,921 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,876,000 | 3,225 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $6,236,000 | 4,069 |
| Total interest expense | $2,486,000 | 3,962 |
| Net interest income | $3,750,000 | 4,033 |
| Provision for loan and lease losses | $108,000 | 3,967 |
| Total noninterest income | $473,000 | 4,634 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $144,000 | 5,125 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $329,000 | 3,571 |
| Total noninterest expense | $2,711,000 | 4,276 |
| Salaries and employee benefits | $1,394,000 | 4,490 |
| Premises and equipment expense | $568,000 | 3,141 |
| Additional noninterest expense | $749,000 | 4,501 |
| Pre-tax net operating income | $1,404,000 | 3,940 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $2,000 | 6,519 |
| Income before extraordinary items | $1,402,000 | 3,348 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,402,000 | 3,350 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 3,183 |
| Cash dividends | $1,125,000 | 1,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,402,000 | 3,337 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $4,003,000 | 4,129 |
| Total interest expense | $1,561,000 | 4,004 |
| Net interest income | $2,442,000 | 4,106 |
| Provision for loan and lease losses | $72,000 | 3,866 |
| Total noninterest income | $304,000 | 4,702 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $94,000 | 5,152 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $210,000 | 3,655 |
| Total noninterest expense | $1,799,000 | 4,307 |
| Salaries and employee benefits | $911,000 | 4,578 |
| Premises and equipment expense | $379,000 | 3,131 |
| Additional noninterest expense | $509,000 | 4,435 |
| Pre-tax net operating income | $875,000 | 4,115 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $2,000 | 6,505 |
| Income before extraordinary items | $873,000 | 3,527 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $873,000 | 3,530 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 2,505 |
| Cash dividends | $750,000 | 1,794 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $873,000 | 3,516 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,885,000 | 4,248 |
| Total interest expense | $721,000 | 4,104 |
| Net interest income | $1,164,000 | 4,248 |
| Provision for loan and lease losses | $36,000 | 3,658 |
| Total noninterest income | $148,000 | 4,717 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $45,000 | 5,172 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $103,000 | 3,651 |
| Total noninterest expense | $865,000 | 4,448 |
| Salaries and employee benefits | $456,000 | 4,592 |
| Premises and equipment expense | $193,000 | 3,105 |
| Additional noninterest expense | $216,000 | 4,940 |
| Pre-tax net operating income | $411,000 | 4,216 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $2,000 | 6,346 |
| Income before extraordinary items | $409,000 | 3,647 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $409,000 | 3,646 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $375,000 | 1,689 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $409,000 | 3,626 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $6,752,000 | 4,253 |
| Total interest expense | $2,121,000 | 4,259 |
| Net interest income | $4,631,000 | 4,176 |
| Provision for loan and lease losses | $149,000 | 4,168 |
| Total noninterest income | $565,000 | 4,950 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $210,000 | 4,936 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $355,000 | 3,989 |
| Total noninterest expense | $3,410,000 | 4,378 |
| Salaries and employee benefits | $1,671,000 | 4,721 |
| Premises and equipment expense | $729,000 | 3,139 |
| Additional noninterest expense | $1,010,000 | 4,389 |
| Pre-tax net operating income | $1,637,000 | 4,177 |
| Securities gains (losses) | $-17,000 | 7,746 |
| Applicable income taxes | $2,000 | 6,781 |
| Income before extraordinary items | $1,618,000 | 3,608 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,618,000 | 3,609 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $123,000 | 3,016 |
| Cash dividends | $1,170,000 | 2,200 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,635,000 | 3,552 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $4,853,000 | 4,346 |
| Total interest expense | $1,491,000 | 4,311 |
| Net interest income | $3,362,000 | 4,277 |
| Provision for loan and lease losses | $90,000 | 4,305 |
| Total noninterest income | $437,000 | 4,897 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $156,000 | 4,984 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $281,000 | 3,915 |
| Total noninterest expense | $2,510,000 | 4,409 |
| Salaries and employee benefits | $1,248,000 | 4,698 |
| Premises and equipment expense | $536,000 | 3,165 |
| Additional noninterest expense | $726,000 | 4,513 |
| Pre-tax net operating income | $1,199,000 | 4,306 |
| Securities gains (losses) | $3,000 | 1,906 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $1,202,000 | 3,659 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,202,000 | 3,660 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $123,000 | 2,275 |
| Cash dividends | $878,000 | 1,999 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,199,000 | 3,636 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,040,000 | 4,479 |
| Total interest expense | $925,000 | 4,366 |
| Net interest income | $2,115,000 | 4,440 |
| Provision for loan and lease losses | $60,000 | 4,115 |
| Total noninterest income | $255,000 | 5,173 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $102,000 | 4,990 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $153,000 | 4,276 |
| Total noninterest expense | $1,582,000 | 4,565 |
| Salaries and employee benefits | $828,000 | 4,703 |
| Premises and equipment expense | $343,000 | 3,243 |
| Additional noninterest expense | $411,000 | 4,998 |
| Pre-tax net operating income | $728,000 | 4,520 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $728,000 | 3,882 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $728,000 | 3,884 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,029 |
| Cash dividends | $585,000 | 1,993 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $728,000 | 3,826 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,433,000 | 4,620 |
| Total interest expense | $412,000 | 4,587 |
| Net interest income | $1,021,000 | 4,555 |
| Provision for loan and lease losses | $30,000 | 3,913 |
| Total noninterest income | $143,000 | 4,825 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $46,000 | 5,168 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $97,000 | 3,786 |
| Total noninterest expense | $789,000 | 4,598 |
| Salaries and employee benefits | $410,000 | 4,749 |
| Premises and equipment expense | $177,000 | 3,187 |
| Additional noninterest expense | $202,000 | 5,032 |
| Pre-tax net operating income | $345,000 | 4,632 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $345,000 | 3,989 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $345,000 | 3,991 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,685 |
| Cash dividends | $293,000 | 1,811 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $345,000 | 3,943 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $5,063,000 | 4,814 |
| Total interest expense | $1,230,000 | 5,050 |
| Net interest income | $3,833,000 | 4,624 |
| Provision for loan and lease losses | $120,000 | 4,623 |
| Total noninterest income | $552,000 | 5,028 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $203,000 | 5,185 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $349,000 | 3,971 |
| Total noninterest expense | $2,987,000 | 4,674 |
| Salaries and employee benefits | $1,439,000 | 5,088 |
| Premises and equipment expense | $695,000 | 3,145 |
| Additional noninterest expense | $853,000 | 4,881 |
| Pre-tax net operating income | $1,278,000 | 4,634 |
| Securities gains (losses) | $2,000 | 3,489 |
| Applicable income taxes | $2,000 | 7,032 |
| Income before extraordinary items | $1,278,000 | 4,037 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,278,000 | 4,038 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 6,043 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,276,000 | 3,985 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $3,666,000 | 4,900 |
| Total interest expense | $887,000 | 5,126 |
| Net interest income | $2,779,000 | 4,718 |
| Provision for loan and lease losses | $90,000 | 4,429 |
| Total noninterest income | $392,000 | 5,181 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $154,000 | 5,204 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $238,000 | 4,156 |
| Total noninterest expense | $2,181,000 | 4,716 |
| Salaries and employee benefits | $1,094,000 | 4,989 |
| Premises and equipment expense | $502,000 | 3,245 |
| Additional noninterest expense | $585,000 | 5,122 |
| Pre-tax net operating income | $900,000 | 4,880 |
| Securities gains (losses) | $1,000 | 3,538 |
| Applicable income taxes | $2,000 | 7,080 |
| Income before extraordinary items | $899,000 | 4,276 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $899,000 | 4,277 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 5,550 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $898,000 | 4,203 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,370,000 | 5,020 |
| Total interest expense | $577,000 | 5,223 |
| Net interest income | $1,793,000 | 4,820 |
| Provision for loan and lease losses | $60,000 | 4,267 |
| Total noninterest income | $262,000 | 5,165 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $97,000 | 5,328 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $165,000 | 4,130 |
| Total noninterest expense | $1,442,000 | 4,774 |
| Salaries and employee benefits | $738,000 | 4,980 |
| Premises and equipment expense | $335,000 | 3,246 |
| Additional noninterest expense | $369,000 | 5,341 |
| Pre-tax net operating income | $553,000 | 5,053 |
| Securities gains (losses) | $10,000 | 2,414 |
| Applicable income taxes | $2,000 | 7,043 |
| Income before extraordinary items | $561,000 | 4,423 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $561,000 | 4,424 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,314 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $551,000 | 4,389 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,126,000 | 5,189 |
| Total interest expense | $282,000 | 5,358 |
| Net interest income | $844,000 | 5,013 |
| Provision for loan and lease losses | $30,000 | 4,060 |
| Total noninterest income | $85,000 | 6,150 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $44,000 | 5,481 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $41,000 | 5,508 |
| Total noninterest expense | $703,000 | 4,904 |
| Salaries and employee benefits | $367,000 | 5,017 |
| Premises and equipment expense | $172,000 | 3,205 |
| Additional noninterest expense | $164,000 | 5,716 |
| Pre-tax net operating income | $196,000 | 5,863 |
| Securities gains (losses) | $8,000 | 2,145 |
| Applicable income taxes | $2,000 | 6,854 |
| Income before extraordinary items | $202,000 | 5,319 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $202,000 | 5,318 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,582 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $194,080 | 5,292 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $4,807,000 | 5,027 |
| Total interest expense | $1,352,000 | 5,210 |
| Net interest income | $3,455,000 | 4,846 |
| Provision for loan and lease losses | $120,000 | 4,933 |
| Total noninterest income | $589,000 | 5,017 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $178,000 | 5,511 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $411,000 | 3,933 |
| Total noninterest expense | $2,810,000 | 4,817 |
| Salaries and employee benefits | $1,381,000 | 5,133 |
| Premises and equipment expense | $682,000 | 3,146 |
| Additional noninterest expense | $747,000 | 5,280 |
| Pre-tax net operating income | $1,114,000 | 4,879 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $4,000 | 7,246 |
| Income before extraordinary items | $1,110,000 | 4,344 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,110,000 | 4,346 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $52,000 | 5,028 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,110,000 | 4,174 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $3,651,000 | 5,040 |
| Total interest expense | $1,067,000 | 5,190 |
| Net interest income | $2,584,000 | 4,852 |
| Provision for loan and lease losses | $90,000 | 4,812 |
| Total noninterest income | $476,000 | 4,871 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $128,000 | 5,647 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $348,000 | 3,783 |
| Total noninterest expense | $2,110,000 | 4,810 |
| Salaries and employee benefits | $1,052,000 | 5,074 |
| Premises and equipment expense | $506,000 | 3,190 |
| Additional noninterest expense | $552,000 | 5,308 |
| Pre-tax net operating income | $860,000 | 4,946 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $4,000 | 7,286 |
| Income before extraordinary items | $856,000 | 4,427 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $856,000 | 4,427 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 6,592 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $856,000 | 4,253 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,455,000 | 5,049 |
| Total interest expense | $756,000 | 5,107 |
| Net interest income | $1,699,000 | 4,902 |
| Provision for loan and lease losses | $60,000 | 4,687 |
| Total noninterest income | $262,000 | 5,327 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $73,000 | 5,939 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $189,000 | 4,137 |
| Total noninterest expense | $1,404,000 | 4,801 |
| Salaries and employee benefits | $700,000 | 5,086 |
| Premises and equipment expense | $340,000 | 3,159 |
| Additional noninterest expense | $364,000 | 5,337 |
| Pre-tax net operating income | $497,000 | 5,320 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $4,000 | 7,232 |
| Income before extraordinary items | $493,000 | 4,841 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $493,000 | 4,840 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 6,006 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $493,000 | 4,626 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,227,000 | 5,074 |
| Total interest expense | $379,000 | 5,190 |
| Net interest income | $848,000 | 4,879 |
| Provision for loan and lease losses | $30,000 | 4,429 |
| Total noninterest income | $153,000 | 4,843 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $34,000 | 6,012 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $119,000 | 3,615 |
| Total noninterest expense | $708,000 | 4,759 |
| Salaries and employee benefits | $358,000 | 4,996 |
| Premises and equipment expense | $172,000 | 3,124 |
| Additional noninterest expense | $178,000 | 5,386 |
| Pre-tax net operating income | $263,000 | 5,145 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $4,000 | 6,977 |
| Income before extraordinary items | $259,000 | 4,625 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $259,000 | 4,625 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,022 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $259,000 | 4,415 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $5,217,000 | 5,032 |
| Total interest expense | $1,748,000 | 5,231 |
| Net interest income | $3,469,000 | 4,784 |
| Provision for loan and lease losses | $240,000 | 3,935 |
| Total noninterest income | $438,000 | 5,559 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $125,000 | 6,171 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $313,000 | 4,168 |
| Total noninterest expense | $2,687,000 | 4,836 |
| Salaries and employee benefits | $1,315,000 | 5,166 |
| Premises and equipment expense | $586,000 | 3,478 |
| Additional noninterest expense | $786,000 | 4,986 |
| Pre-tax net operating income | $980,000 | 5,256 |
| Securities gains (losses) | $7,000 | 3,799 |
| Applicable income taxes | $2,000 | 7,560 |
| Income before extraordinary items | $985,000 | 4,647 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $985,000 | 4,646 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 6,176 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $978,000 | 4,537 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $5,018,000 | 5,600 |
| Total interest expense | $2,458,000 | 5,452 |
| Net interest income | $2,560,000 | 5,639 |
| Provision for loan and lease losses | $120,000 | 5,188 |
| Total noninterest income | $365,000 | 5,915 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $128,000 | 6,115 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $237,000 | 4,590 |
| Total noninterest expense | $2,094,000 | 5,575 |
| Salaries and employee benefits | $951,000 | 6,163 |
| Premises and equipment expense | $546,000 | 3,632 |
| Additional noninterest expense | $597,000 | 5,855 |
| Pre-tax net operating income | $711,000 | 5,776 |
| Securities gains (losses) | $4,000 | 4,008 |
| Applicable income taxes | $-6,000 | 8,974 |
| Income before extraordinary items | $721,000 | 5,151 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $721,000 | 5,155 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 7,648 |
| Cash dividends | $378,000 | 3,993 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $717,000 | 5,057 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $4,262,000 | 6,284 |
| Total interest expense | $2,166,000 | 6,023 |
| Net interest income | $2,096,000 | 6,432 |
| Provision for loan and lease losses | $75,000 | 5,850 |
| Total noninterest income | $179,000 | 7,493 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $88,000 | 6,811 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $91,000 | 6,639 |
| Total noninterest expense | $1,764,000 | 6,127 |
| Salaries and employee benefits | $788,000 | 6,788 |
| Premises and equipment expense | $469,000 | 3,990 |
| Additional noninterest expense | $507,000 | 6,382 |
| Pre-tax net operating income | $436,000 | 7,285 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $43,000 | 7,354 |
| Income before extraordinary items | $393,000 | 6,897 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $393,000 | 6,895 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,622 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $393,000 | 6,903 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,679,000 | 7,718 |
| Total interest expense | $1,171,000 | 7,722 |
| Net interest income | $1,508,000 | 7,571 |
| Provision for loan and lease losses | $225,000 | 3,305 |
| Total noninterest income | $169,000 | 7,853 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $93,000 | 6,856 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $76,000 | 7,256 |
| Total noninterest expense | $1,367,000 | 7,123 |
| Salaries and employee benefits | $642,000 | 7,531 |
| Premises and equipment expense | $286,000 | 5,610 |
| Additional noninterest expense | $439,000 | 6,980 |
| Pre-tax net operating income | $85,000 | 9,127 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $8,000 | 8,537 |
| Income before extraordinary items | $77,000 | 9,106 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $77,000 | 9,104 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 8,900 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $77,000 | 9,075 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,043,000 | 8,633 |
| Total interest expense | $885,000 | 8,727 |
| Net interest income | $1,158,000 | 8,426 |
| Provision for loan and lease losses | $60,000 | 6,123 |
| Total noninterest income | $175,000 | 7,888 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $76,000 | 7,388 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $99,000 | 6,659 |
| Total noninterest expense | $1,254,000 | 7,394 |
| Salaries and employee benefits | $518,000 | 8,243 |
| Premises and equipment expense | $296,000 | 5,419 |
| Additional noninterest expense | $440,000 | 6,886 |
| Pre-tax net operating income | $19,000 | 9,727 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $2,000 | 9,272 |
| Income before extraordinary items | $17,000 | 9,767 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $17,000 | 9,765 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 7,842 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $17,000 | 9,714 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $303,000 | 10,795 |
| Total interest expense | $116,000 | 10,763 |
| Net interest income | $187,000 | 10,789 |
| Provision for loan and lease losses | $3,000 | 8,731 |
| Total noninterest income | $36,000 | 10,494 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $19,000 | 9,149 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $17,000 | 10,015 |
| Total noninterest expense | $340,000 | 10,619 |
| Salaries and employee benefits | $99,000 | 10,824 |
| Premises and equipment expense | $67,000 | 9,785 |
| Additional noninterest expense | $174,000 | 9,740 |
| Pre-tax net operating income | $-120,000 | 10,505 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $-12,000 | 10,524 |
| Income before extraordinary items | $-108,000 | 10,530 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $-108,000 | 10,533 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,513 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $-108,000 | 10,499 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.