Home > Northern National Bank > Income and Expense
Northern National Bank, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,745,000 | 10,096 |
| Total interest expense | $719,000 | 10,236 |
| Net interest income | $1,026,000 | 9,873 |
| Provision for loan and lease losses | $124,000 | 4,042 |
| Total noninterest income | $168,000 | 8,993 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $92,000 | 7,980 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $76,000 | 8,106 |
| Total noninterest expense | $1,129,000 | 8,469 |
| Salaries and employee benefits | $421,000 | 9,782 |
| Premises and equipment expense | $176,000 | 7,691 |
| Additional noninterest expense | $532,000 | 7,016 |
| Pre-tax net operating income | $-59,000 | 11,570 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $16,000 | 10,816 |
| Income before extraordinary items | $-75,000 | 11,588 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $-75,000 | 11,587 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $239,000 | 2,239 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $-75,000 | 11,565 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,412,000 | 7,465 |
| Total interest expense | $974,000 | 8,806 |
| Net interest income | $2,438,000 | 6,593 |
| Provision for loan and lease losses | $70,000 | 5,310 |
| Total noninterest income | $828,000 | 3,609 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $219,000 | 5,521 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $609,000 | 2,556 |
| Total noninterest expense | $1,842,000 | 6,585 |
| Salaries and employee benefits | $1,039,000 | 5,906 |
| Premises and equipment expense | $274,000 | 6,096 |
| Additional noninterest expense | $529,000 | 7,605 |
| Pre-tax net operating income | $1,354,000 | 4,782 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $534,000 | 3,857 |
| Income before extraordinary items | $820,000 | 5,267 |
| Extraordinary gains, net | $45,000 | 167 |
| Net income | $865,000 | 5,058 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $79,000 | 4,182 |
| Cash dividends | $360,000 | 3,991 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $820,000 | 5,324 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,045,000 | 8,261 |
| Total interest expense | $896,000 | 9,569 |
| Net interest income | $2,149,000 | 7,300 |
| Provision for loan and lease losses | $45,000 | 7,729 |
| Total noninterest income | $859,000 | 3,767 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $189,000 | 6,185 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $670,000 | 2,673 |
| Total noninterest expense | $1,786,000 | 6,928 |
| Salaries and employee benefits | $936,000 | 6,503 |
| Premises and equipment expense | $306,000 | 5,744 |
| Additional noninterest expense | $544,000 | 7,823 |
| Pre-tax net operating income | $1,177,000 | 5,252 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $461,000 | 4,495 |
| Income before extraordinary items | $716,000 | 6,020 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $716,000 | 6,175 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $89,000 | 4,809 |
| Cash dividends | $340,000 | 4,067 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $716,000 | 5,748 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,132,000 | 8,748 |
| Total interest expense | $1,103,000 | 9,970 |
| Net interest income | $2,029,000 | 7,669 |
| Provision for loan and lease losses | $120,000 | 6,707 |
| Total noninterest income | $596,000 | 4,983 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $192,000 | 6,151 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $404,000 | 3,685 |
| Total noninterest expense | $1,609,000 | 7,551 |
| Salaries and employee benefits | $806,000 | 7,219 |
| Premises and equipment expense | $248,000 | 6,814 |
| Additional noninterest expense | $555,000 | 7,934 |
| Pre-tax net operating income | $896,000 | 6,116 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $354,000 | 5,302 |
| Income before extraordinary items | $542,000 | 6,978 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $542,000 | 7,069 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 7,548 |
| Cash dividends | $260,000 | 4,375 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $542,000 | 6,618 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.