Home > Northern National Bank > Income and Expense
Northern National Bank, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $10,596,000 | 3,130 |
| Total interest expense | $4,988,000 | 3,031 |
| Net interest income | $5,608,000 | 3,170 |
| Provision for loan and lease losses | $60,000 | 5,704 |
| Total noninterest income | $739,000 | 3,921 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $465,000 | 2,923 |
| Trading account gains and fees | $18,000 | 398 |
| Additional Noninterest Income | $256,000 | 4,412 |
| Total noninterest expense | $3,432,000 | 3,815 |
| Salaries and employee benefits | $1,792,000 | 3,659 |
| Premises and equipment expense | $479,000 | 3,893 |
| Additional noninterest expense | $1,161,000 | 3,853 |
| Pre-tax net operating income | $2,855,000 | 2,525 |
| Securities gains (losses) | $-16,000 | 10,415 |
| Applicable income taxes | $992,000 | 2,400 |
| Income before extraordinary items | $1,847,000 | 2,686 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,847,000 | 2,686 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 6,236 |
| Cash dividends | $1,165,000 | 1,809 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,857,400 | 2,639 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $8,789,000 | 3,415 |
| Total interest expense | $3,572,000 | 3,390 |
| Net interest income | $5,217,000 | 3,428 |
| Provision for loan and lease losses | $60,000 | 5,594 |
| Total noninterest income | $776,000 | 3,810 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $455,000 | 3,021 |
| Trading account gains and fees | $1,000 | 450 |
| Additional Noninterest Income | $320,000 | 3,914 |
| Total noninterest expense | $3,357,000 | 3,989 |
| Salaries and employee benefits | $1,680,000 | 3,868 |
| Premises and equipment expense | $463,000 | 4,068 |
| Additional noninterest expense | $1,214,000 | 4,018 |
| Pre-tax net operating income | $2,576,000 | 2,748 |
| Securities gains (losses) | $11,000 | 2,158 |
| Applicable income taxes | $900,000 | 2,482 |
| Income before extraordinary items | $1,687,000 | 2,866 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,687,000 | 2,872 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 7,944 |
| Cash dividends | $1,500,000 | 1,399 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,679,850 | 2,906 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $8,293,000 | 3,683 |
| Total interest expense | $3,441,000 | 3,650 |
| Net interest income | $4,852,000 | 3,671 |
| Provision for loan and lease losses | $35,000 | 8,215 |
| Total noninterest income | $856,000 | 3,785 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $484,000 | 2,887 |
| Trading account gains and fees | $1,000 | 508 |
| Additional Noninterest Income | $371,000 | 3,943 |
| Total noninterest expense | $3,299,000 | 4,132 |
| Salaries and employee benefits | $1,636,000 | 3,946 |
| Premises and equipment expense | $493,000 | 3,907 |
| Additional noninterest expense | $1,170,000 | 4,286 |
| Pre-tax net operating income | $2,374,000 | 2,838 |
| Securities gains (losses) | $22,000 | 4,534 |
| Applicable income taxes | $815,000 | 2,721 |
| Income before extraordinary items | $1,581,000 | 3,087 |
| Extraordinary gains, net | $-79,000 | 12,862 |
| Net income | $1,502,000 | 3,346 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $130,000 | 3,994 |
| Cash dividends | $1,088,000 | 1,628 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,566,480 | 2,937 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $8,714,000 | 3,971 |
| Total interest expense | $4,005,000 | 4,075 |
| Net interest income | $4,709,000 | 3,844 |
| Provision for loan and lease losses | $530,000 | 2,875 |
| Total noninterest income | $794,000 | 4,005 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $469,000 | 2,976 |
| Trading account gains and fees | $8,000 | 422 |
| Additional Noninterest Income | $317,000 | 4,275 |
| Total noninterest expense | $3,253,000 | 4,208 |
| Salaries and employee benefits | $1,527,000 | 4,163 |
| Premises and equipment expense | $525,000 | 3,810 |
| Additional noninterest expense | $1,201,000 | 4,331 |
| Pre-tax net operating income | $1,720,000 | 3,576 |
| Securities gains (losses) | $11,000 | 6,349 |
| Applicable income taxes | $573,000 | 3,557 |
| Income before extraordinary items | $1,158,000 | 3,928 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,158,000 | 3,972 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $324,000 | 3,193 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,150,630 | 3,669 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.