Home > Northern National Bank > Income and Expense
Northern National Bank, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $5,267,000 | 5,767 |
| Total interest expense | $2,322,000 | 5,850 |
| Net interest income | $2,945,000 | 5,578 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $405,000 | 5,945 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $203,000 | 5,638 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $202,000 | 5,115 |
| Total noninterest expense | $1,778,000 | 6,523 |
| Salaries and employee benefits | $1,046,000 | 5,821 |
| Premises and equipment expense | $232,000 | 6,634 |
| Additional noninterest expense | $500,000 | 7,248 |
| Pre-tax net operating income | $1,572,000 | 4,290 |
| Securities gains (losses) | $5,000 | 2,809 |
| Applicable income taxes | $532,000 | 4,000 |
| Income before extraordinary items | $1,045,000 | 4,420 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,045,000 | 4,418 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 7,018 |
| Cash dividends | $1,986,000 | 1,258 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,041,700 | 4,430 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,735,000 | 5,915 |
| Total interest expense | $1,813,000 | 6,032 |
| Net interest income | $2,922,000 | 5,711 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $351,000 | 6,662 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $194,000 | 5,987 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $157,000 | 6,078 |
| Total noninterest expense | $1,834,000 | 6,605 |
| Salaries and employee benefits | $1,031,000 | 5,943 |
| Premises and equipment expense | $237,000 | 6,745 |
| Additional noninterest expense | $566,000 | 7,289 |
| Pre-tax net operating income | $1,439,000 | 4,571 |
| Securities gains (losses) | $41,000 | 1,276 |
| Applicable income taxes | $479,000 | 4,186 |
| Income before extraordinary items | $1,001,000 | 4,546 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,001,000 | 4,547 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 7,569 |
| Cash dividends | $1,060,000 | 1,801 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $973,120 | 4,669 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,758,000 | 6,030 |
| Total interest expense | $1,764,000 | 6,436 |
| Net interest income | $2,994,000 | 5,661 |
| Provision for loan and lease losses | $60,000 | 6,949 |
| Total noninterest income | $398,000 | 6,493 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $225,000 | 5,509 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $173,000 | 6,106 |
| Total noninterest expense | $1,789,000 | 6,918 |
| Salaries and employee benefits | $1,021,000 | 6,014 |
| Premises and equipment expense | $226,000 | 7,166 |
| Additional noninterest expense | $542,000 | 7,844 |
| Pre-tax net operating income | $1,543,000 | 4,212 |
| Securities gains (losses) | $43,000 | 3,630 |
| Applicable income taxes | $521,000 | 4,037 |
| Income before extraordinary items | $1,065,000 | 4,439 |
| Extraordinary gains, net | $35,000 | 2,385 |
| Net income | $1,100,000 | 4,452 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 6,048 |
| Cash dividends | $960,000 | 1,838 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,036,190 | 4,324 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,110,000 | 6,287 |
| Total interest expense | $2,176,000 | 6,676 |
| Net interest income | $2,934,000 | 5,819 |
| Provision for loan and lease losses | $135,000 | 6,388 |
| Total noninterest income | $438,000 | 6,185 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $237,000 | 5,330 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $201,000 | 5,655 |
| Total noninterest expense | $1,810,000 | 6,914 |
| Salaries and employee benefits | $966,000 | 6,224 |
| Premises and equipment expense | $211,000 | 7,601 |
| Additional noninterest expense | $633,000 | 7,232 |
| Pre-tax net operating income | $1,427,000 | 4,237 |
| Securities gains (losses) | $19,000 | 5,661 |
| Applicable income taxes | $484,000 | 4,097 |
| Income before extraordinary items | $962,000 | 4,660 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $962,000 | 4,709 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $51,000 | 7,501 |
| Cash dividends | $803,000 | 1,891 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $949,270 | 4,399 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.