Home > Northern Michigan Bank & Trust > Income and Expense
Northern Michigan Bank & Trust, Income and Expense
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $7,497,000 | 2,457 |
| Total interest expense | $451,000 | 3,387 |
| Net interest income | $7,046,000 | 2,336 |
| Provision for loan and lease losses | $500,000 | 1,144 |
| Total noninterest income | $2,316,000 | 1,566 |
| Gross Fiduciary activities income | $1,112,000 | 392 |
| Service charges on deposit accounts | $312,000 | 2,342 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $892,000 | 2,111 |
| Total noninterest expense | $6,931,000 | 2,042 |
| Salaries and employee benefits | $3,762,000 | 2,093 |
| Premises and equipment expense | $645,000 | 2,335 |
| Additional noninterest expense | $2,524,000 | 1,763 |
| Pre-tax net operating income | $1,931,000 | 2,762 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $0 | 4,172 |
| Income before extraordinary items | $1,931,000 | 2,465 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,931,000 | 2,464 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,931,000 | 2,465 |
| Net charge-offs | $73,000 | 2,169 |
| Cash dividends | $750,000 | 1,995 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $1,931,000 | 2,441 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $4,897,000 | 2,478 |
| Total interest expense | $268,000 | 3,551 |
| Net interest income | $4,629,000 | 2,357 |
| Provision for loan and lease losses | $380,000 | 1,016 |
| Total noninterest income | $1,625,000 | 1,506 |
| Gross Fiduciary activities income | $730,000 | 393 |
| Service charges on deposit accounts | $206,000 | 2,347 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $689,000 | 1,949 |
| Total noninterest expense | $4,674,000 | 2,023 |
| Salaries and employee benefits | $2,495,000 | 2,111 |
| Premises and equipment expense | $436,000 | 2,323 |
| Additional noninterest expense | $1,743,000 | 1,701 |
| Pre-tax net operating income | $1,200,000 | 2,840 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $0 | 4,189 |
| Income before extraordinary items | $1,200,000 | 2,532 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,200,000 | 2,531 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,200,000 | 2,532 |
| Net charge-offs | $57,000 | 1,902 |
| Cash dividends | $325,000 | 2,421 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,200,000 | 2,512 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $2,375,000 | 2,528 |
| Total interest expense | $90,000 | 4,173 |
| Net interest income | $2,285,000 | 2,375 |
| Provision for loan and lease losses | $260,000 | 765 |
| Total noninterest income | $929,000 | 1,367 |
| Gross Fiduciary activities income | $362,000 | 396 |
| Service charges on deposit accounts | $102,000 | 2,353 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $465,000 | 1,597 |
| Total noninterest expense | $2,380,000 | 2,011 |
| Salaries and employee benefits | $1,249,000 | 2,137 |
| Premises and equipment expense | $228,000 | 2,291 |
| Additional noninterest expense | $903,000 | 1,649 |
| Pre-tax net operating income | $574,000 | 2,868 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $0 | 4,086 |
| Income before extraordinary items | $574,000 | 2,533 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $574,000 | 2,532 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $574,000 | 2,533 |
| Net charge-offs | $33,000 | 1,595 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $574,000 | 2,511 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $8,388,000 | 2,753 |
| Total interest expense | $213,000 | 4,899 |
| Net interest income | $8,175,000 | 2,574 |
| Provision for loan and lease losses | $620,000 | 1,273 |
| Total noninterest income | $2,283,000 | 1,951 |
| Gross Fiduciary activities income | $1,151,000 | 435 |
| Service charges on deposit accounts | $383,000 | 2,541 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $749,000 | 2,740 |
| Total noninterest expense | $7,499,000 | 2,415 |
| Salaries and employee benefits | $4,185,000 | 2,417 |
| Premises and equipment expense | $734,000 | 2,633 |
| Additional noninterest expense | $2,580,000 | 2,240 |
| Pre-tax net operating income | $2,339,000 | 2,787 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $0 | 4,278 |
| Income before extraordinary items | $2,339,000 | 2,522 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,339,000 | 2,521 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $2,339,000 | 2,522 |
| Net charge-offs | $360,000 | 1,359 |
| Cash dividends | $375,000 | 3,262 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $2,339,000 | 2,472 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $5,953,000 | 2,869 |
| Total interest expense | $156,000 | 4,974 |
| Net interest income | $5,797,000 | 2,695 |
| Provision for loan and lease losses | $440,000 | 1,280 |
| Total noninterest income | $1,571,000 | 2,068 |
| Gross Fiduciary activities income | $776,000 | 449 |
| Service charges on deposit accounts | $274,000 | 2,619 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $521,000 | 2,846 |
| Total noninterest expense | $5,170,000 | 2,575 |
| Salaries and employee benefits | $2,780,000 | 2,633 |
| Premises and equipment expense | $541,000 | 2,681 |
| Additional noninterest expense | $1,849,000 | 2,337 |
| Pre-tax net operating income | $1,758,000 | 2,829 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $0 | 4,325 |
| Income before extraordinary items | $1,758,000 | 2,549 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,758,000 | 2,550 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,758,000 | 2,550 |
| Net charge-offs | $325,000 | 1,074 |
| Cash dividends | $375,000 | 2,681 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $1,758,000 | 2,492 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $4,881,000 | 2,455 |
| Total interest expense | $231,000 | 3,825 |
| Net interest income | $4,650,000 | 2,327 |
| Provision for loan and lease losses | $573,000 | 771 |
| Total noninterest income | $1,418,000 | 1,683 |
| Gross Fiduciary activities income | $661,000 | 415 |
| Service charges on deposit accounts | $242,000 | 2,113 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $515,000 | 2,335 |
| Total noninterest expense | $4,448,000 | 2,099 |
| Salaries and employee benefits | $2,369,000 | 2,190 |
| Premises and equipment expense | $477,000 | 2,227 |
| Additional noninterest expense | $1,602,000 | 1,867 |
| Pre-tax net operating income | $1,047,000 | 3,001 |
| Securities gains (losses) | $-8,000 | 5,884 |
| Applicable income taxes | $0 | 4,338 |
| Income before extraordinary items | $1,039,000 | 2,732 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,039,000 | 2,730 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,039,000 | 2,731 |
| Net charge-offs | $222,000 | 1,052 |
| Cash dividends | $375,000 | 2,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $1,047,000 | 2,647 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $2,318,000 | 2,569 |
| Total interest expense | $201,000 | 2,830 |
| Net interest income | $2,117,000 | 2,518 |
| Provision for loan and lease losses | $373,000 | 587 |
| Total noninterest income | $712,000 | 1,653 |
| Gross Fiduciary activities income | $327,000 | 414 |
| Service charges on deposit accounts | $119,000 | 2,140 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $266,000 | 2,248 |
| Total noninterest expense | $2,183,000 | 2,155 |
| Salaries and employee benefits | $1,197,000 | 2,179 |
| Premises and equipment expense | $247,000 | 2,174 |
| Additional noninterest expense | $739,000 | 1,973 |
| Pre-tax net operating income | $273,000 | 4,007 |
| Securities gains (losses) | $-8,000 | 5,967 |
| Applicable income taxes | $0 | 4,259 |
| Income before extraordinary items | $265,000 | 3,828 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $265,000 | 3,825 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $265,000 | 3,826 |
| Net charge-offs | $10,000 | 2,329 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $273,000 | 3,727 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $9,335,000 | 2,515 |
| Total interest expense | $917,000 | 2,578 |
| Net interest income | $8,418,000 | 2,471 |
| Provision for loan and lease losses | $362,000 | 1,699 |
| Total noninterest income | $2,702,000 | 1,722 |
| Gross Fiduciary activities income | $1,419,000 | 400 |
| Service charges on deposit accounts | $468,000 | 2,249 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $815,000 | 2,625 |
| Total noninterest expense | $8,946,000 | 2,097 |
| Salaries and employee benefits | $5,049,000 | 2,034 |
| Premises and equipment expense | $947,000 | 2,261 |
| Additional noninterest expense | $2,950,000 | 2,037 |
| Pre-tax net operating income | $1,812,000 | 3,195 |
| Securities gains (losses) | $15,000 | 2,396 |
| Applicable income taxes | $0 | 4,402 |
| Income before extraordinary items | $1,827,000 | 2,890 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,827,000 | 2,893 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,827,000 | 2,893 |
| Net charge-offs | $770,000 | 839 |
| Cash dividends | $300,000 | 3,400 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $1,812,000 | 2,856 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $6,949,000 | 2,545 |
| Total interest expense | $706,000 | 2,555 |
| Net interest income | $6,243,000 | 2,515 |
| Provision for loan and lease losses | $242,000 | 1,741 |
| Total noninterest income | $2,061,000 | 1,715 |
| Gross Fiduciary activities income | $1,089,000 | 395 |
| Service charges on deposit accounts | $347,000 | 2,280 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $625,000 | 2,617 |
| Total noninterest expense | $6,684,000 | 2,107 |
| Salaries and employee benefits | $3,744,000 | 2,075 |
| Premises and equipment expense | $682,000 | 2,350 |
| Additional noninterest expense | $2,258,000 | 1,992 |
| Pre-tax net operating income | $1,378,000 | 3,225 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $0 | 4,489 |
| Income before extraordinary items | $1,378,000 | 2,933 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,378,000 | 2,932 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,378,000 | 2,934 |
| Net charge-offs | $770,000 | 618 |
| Cash dividends | $190,000 | 3,157 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $1,378,000 | 2,881 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $4,676,000 | 2,525 |
| Total interest expense | $481,000 | 2,529 |
| Net interest income | $4,195,000 | 2,493 |
| Provision for loan and lease losses | $122,000 | 1,993 |
| Total noninterest income | $1,342,000 | 1,751 |
| Gross Fiduciary activities income | $736,000 | 397 |
| Service charges on deposit accounts | $227,000 | 2,273 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $379,000 | 2,747 |
| Total noninterest expense | $4,508,000 | 2,101 |
| Salaries and employee benefits | $2,515,000 | 2,072 |
| Premises and equipment expense | $463,000 | 2,348 |
| Additional noninterest expense | $1,530,000 | 1,965 |
| Pre-tax net operating income | $907,000 | 3,246 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $0 | 4,497 |
| Income before extraordinary items | $907,000 | 2,927 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $907,000 | 2,927 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $907,000 | 2,929 |
| Net charge-offs | $654,000 | 514 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $907,000 | 2,871 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $2,315,000 | 2,545 |
| Total interest expense | $246,000 | 2,508 |
| Net interest income | $2,069,000 | 2,517 |
| Provision for loan and lease losses | $120,000 | 1,278 |
| Total noninterest income | $652,000 | 1,765 |
| Gross Fiduciary activities income | $369,000 | 399 |
| Service charges on deposit accounts | $109,000 | 2,330 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $174,000 | 2,817 |
| Total noninterest expense | $2,236,000 | 2,118 |
| Salaries and employee benefits | $1,319,000 | 1,989 |
| Premises and equipment expense | $242,000 | 2,307 |
| Additional noninterest expense | $675,000 | 2,164 |
| Pre-tax net operating income | $365,000 | 3,542 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $0 | 4,400 |
| Income before extraordinary items | $365,000 | 3,298 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $365,000 | 3,301 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $365,000 | 3,301 |
| Net charge-offs | $190,000 | 757 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $365,000 | 3,218 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $9,048,000 | 2,628 |
| Total interest expense | $1,179,000 | 2,294 |
| Net interest income | $7,869,000 | 2,667 |
| Provision for loan and lease losses | $480,000 | 1,502 |
| Total noninterest income | $2,539,000 | 1,775 |
| Gross Fiduciary activities income | $1,431,000 | 402 |
| Service charges on deposit accounts | $429,000 | 2,553 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $679,000 | 2,865 |
| Total noninterest expense | $9,006,000 | 2,094 |
| Salaries and employee benefits | $5,187,000 | 1,975 |
| Premises and equipment expense | $1,038,000 | 2,168 |
| Additional noninterest expense | $2,781,000 | 2,176 |
| Pre-tax net operating income | $922,000 | 4,278 |
| Securities gains (losses) | $207,000 | 789 |
| Applicable income taxes | $0 | 4,531 |
| Income before extraordinary items | $1,129,000 | 3,734 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,129,000 | 3,735 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,129,000 | 3,736 |
| Net charge-offs | $90,000 | 3,277 |
| Cash dividends | $421,000 | 3,054 |
| Sale, conversion, retirement of capital stock, net | $600,000 | 273 |
| Net operating income | $922,000 | 4,052 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $6,784,000 | 2,645 |
| Total interest expense | $915,000 | 2,262 |
| Net interest income | $5,869,000 | 2,684 |
| Provision for loan and lease losses | $360,000 | 1,463 |
| Total noninterest income | $1,912,000 | 1,773 |
| Gross Fiduciary activities income | $1,067,000 | 403 |
| Service charges on deposit accounts | $318,000 | 2,598 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $527,000 | 2,835 |
| Total noninterest expense | $6,568,000 | 2,154 |
| Salaries and employee benefits | $3,835,000 | 2,003 |
| Premises and equipment expense | $768,000 | 2,218 |
| Additional noninterest expense | $1,965,000 | 2,287 |
| Pre-tax net operating income | $853,000 | 4,025 |
| Securities gains (losses) | $207,000 | 630 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $1,060,000 | 3,378 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,060,000 | 3,379 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,060,000 | 3,379 |
| Net charge-offs | $92,000 | 2,764 |
| Cash dividends | $421,000 | 2,413 |
| Sale, conversion, retirement of capital stock, net | $600,000 | 207 |
| Net operating income | $853,000 | 3,743 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $4,507,000 | 2,655 |
| Total interest expense | $625,000 | 2,246 |
| Net interest income | $3,882,000 | 2,690 |
| Provision for loan and lease losses | $240,000 | 1,487 |
| Total noninterest income | $1,287,000 | 1,736 |
| Gross Fiduciary activities income | $710,000 | 402 |
| Service charges on deposit accounts | $207,000 | 2,630 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $370,000 | 2,763 |
| Total noninterest expense | $4,455,000 | 2,119 |
| Salaries and employee benefits | $2,575,000 | 2,003 |
| Premises and equipment expense | $540,000 | 2,128 |
| Additional noninterest expense | $1,340,000 | 2,220 |
| Pre-tax net operating income | $474,000 | 4,258 |
| Securities gains (losses) | $201,000 | 485 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $675,000 | 3,401 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $675,000 | 3,407 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $675,000 | 3,407 |
| Net charge-offs | $10,000 | 3,731 |
| Cash dividends | $126,000 | 3,026 |
| Sale, conversion, retirement of capital stock, net | $600,000 | 144 |
| Net operating income | $474,000 | 3,991 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $2,270,000 | 2,634 |
| Total interest expense | $316,000 | 2,265 |
| Net interest income | $1,954,000 | 2,683 |
| Provision for loan and lease losses | $120,000 | 1,448 |
| Total noninterest income | $639,000 | 1,708 |
| Gross Fiduciary activities income | $355,000 | 403 |
| Service charges on deposit accounts | $100,000 | 2,676 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $184,000 | 2,677 |
| Total noninterest expense | $2,304,000 | 2,060 |
| Salaries and employee benefits | $1,293,000 | 2,003 |
| Premises and equipment expense | $286,000 | 2,073 |
| Additional noninterest expense | $725,000 | 2,079 |
| Pre-tax net operating income | $169,000 | 4,720 |
| Securities gains (losses) | $142,000 | 343 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $311,000 | 3,486 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $311,000 | 3,489 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $311,000 | 3,489 |
| Net charge-offs | $-1,000 | 4,711 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $600,000 | 90 |
| Net operating income | $169,000 | 4,459 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $9,442,000 | 2,554 |
| Total interest expense | $1,449,000 | 2,228 |
| Net interest income | $7,993,000 | 2,605 |
| Provision for loan and lease losses | $430,000 | 2,020 |
| Total noninterest income | $2,757,000 | 1,721 |
| Gross Fiduciary activities income | $1,358,000 | 399 |
| Service charges on deposit accounts | $414,000 | 2,733 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $985,000 | 2,403 |
| Total noninterest expense | $9,139,000 | 2,072 |
| Salaries and employee benefits | $5,103,000 | 2,002 |
| Premises and equipment expense | $1,036,000 | 2,180 |
| Additional noninterest expense | $3,000,000 | 2,085 |
| Pre-tax net operating income | $1,181,000 | 3,806 |
| Securities gains (losses) | $87,000 | 1,426 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $1,268,000 | 3,444 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,268,000 | 3,445 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,268,000 | 3,447 |
| Net charge-offs | $610,000 | 1,798 |
| Cash dividends | $1,123,000 | 1,790 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $1,181,000 | 3,552 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $7,108,000 | 2,569 |
| Total interest expense | $1,117,000 | 2,234 |
| Net interest income | $5,991,000 | 2,622 |
| Provision for loan and lease losses | $430,000 | 1,697 |
| Total noninterest income | $2,042,000 | 1,770 |
| Gross Fiduciary activities income | $993,000 | 399 |
| Service charges on deposit accounts | $310,000 | 2,764 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $739,000 | 2,441 |
| Total noninterest expense | $6,441,000 | 2,195 |
| Salaries and employee benefits | $3,648,000 | 2,093 |
| Premises and equipment expense | $770,000 | 2,227 |
| Additional noninterest expense | $2,023,000 | 2,281 |
| Pre-tax net operating income | $1,162,000 | 3,412 |
| Securities gains (losses) | $82,000 | 1,351 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $1,244,000 | 3,007 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,244,000 | 3,011 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,244,000 | 3,011 |
| Net charge-offs | $611,000 | 1,405 |
| Cash dividends | $971,000 | 1,490 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,162,000 | 3,063 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $4,722,000 | 2,578 |
| Total interest expense | $765,000 | 2,228 |
| Net interest income | $3,957,000 | 2,632 |
| Provision for loan and lease losses | $240,000 | 1,905 |
| Total noninterest income | $1,500,000 | 1,647 |
| Gross Fiduciary activities income | $666,000 | 399 |
| Service charges on deposit accounts | $206,000 | 2,733 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $628,000 | 2,173 |
| Total noninterest expense | $4,314,000 | 2,181 |
| Salaries and employee benefits | $2,558,000 | 2,014 |
| Premises and equipment expense | $525,000 | 2,179 |
| Additional noninterest expense | $1,231,000 | 2,475 |
| Pre-tax net operating income | $903,000 | 3,088 |
| Securities gains (losses) | $82,000 | 1,233 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $985,000 | 2,678 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $985,000 | 2,683 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $985,000 | 2,683 |
| Net charge-offs | $598,000 | 1,105 |
| Cash dividends | $648,000 | 1,471 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $903,000 | 2,747 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $2,355,000 | 2,589 |
| Total interest expense | $395,000 | 2,224 |
| Net interest income | $1,960,000 | 2,662 |
| Provision for loan and lease losses | $120,000 | 1,891 |
| Total noninterest income | $737,000 | 1,663 |
| Gross Fiduciary activities income | $332,000 | 396 |
| Service charges on deposit accounts | $60,000 | 3,757 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $345,000 | 2,037 |
| Total noninterest expense | $2,154,000 | 2,208 |
| Salaries and employee benefits | $1,292,000 | 2,007 |
| Premises and equipment expense | $273,000 | 2,143 |
| Additional noninterest expense | $589,000 | 2,590 |
| Pre-tax net operating income | $423,000 | 3,204 |
| Securities gains (losses) | $22,000 | 1,230 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $445,000 | 2,816 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $445,000 | 2,818 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $445,000 | 2,818 |
| Net charge-offs | $-1,000 | 5,189 |
| Cash dividends | $325,000 | 1,274 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $423,000 | 2,840 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $10,168,000 | 2,533 |
| Total interest expense | $1,844,000 | 2,285 |
| Net interest income | $8,324,000 | 2,581 |
| Provision for loan and lease losses | $480,000 | 2,767 |
| Total noninterest income | $2,911,000 | 1,671 |
| Gross Fiduciary activities income | $1,251,000 | 400 |
| Service charges on deposit accounts | $243,000 | 3,915 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $1,417,000 | 1,923 |
| Total noninterest expense | $8,391,000 | 2,249 |
| Salaries and employee benefits | $5,192,000 | 1,942 |
| Premises and equipment expense | $917,000 | 2,448 |
| Additional noninterest expense | $2,282,000 | 2,774 |
| Pre-tax net operating income | $2,364,000 | 2,513 |
| Securities gains (losses) | $4,000 | 3,557 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $2,368,000 | 2,275 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,368,000 | 2,275 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $2,368,000 | 2,277 |
| Net charge-offs | $203,000 | 3,746 |
| Cash dividends | $1,383,000 | 1,590 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $2,364,000 | 2,151 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $7,771,000 | 2,536 |
| Total interest expense | $1,415,000 | 2,326 |
| Net interest income | $6,356,000 | 2,570 |
| Provision for loan and lease losses | $360,000 | 2,719 |
| Total noninterest income | $2,048,000 | 1,759 |
| Gross Fiduciary activities income | $918,000 | 401 |
| Service charges on deposit accounts | $184,000 | 3,947 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $946,000 | 2,063 |
| Total noninterest expense | $6,073,000 | 2,333 |
| Salaries and employee benefits | $3,642,000 | 2,053 |
| Premises and equipment expense | $675,000 | 2,512 |
| Additional noninterest expense | $1,756,000 | 2,732 |
| Pre-tax net operating income | $1,971,000 | 2,384 |
| Securities gains (losses) | $2,000 | 3,410 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $1,973,000 | 2,137 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,973,000 | 2,138 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,973,000 | 2,139 |
| Net charge-offs | $43,000 | 4,621 |
| Cash dividends | $1,033,000 | 1,298 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,971,000 | 2,011 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $5,215,000 | 2,528 |
| Total interest expense | $954,000 | 2,386 |
| Net interest income | $4,261,000 | 2,553 |
| Provision for loan and lease losses | $240,000 | 2,731 |
| Total noninterest income | $1,308,000 | 1,797 |
| Gross Fiduciary activities income | $609,000 | 402 |
| Service charges on deposit accounts | $124,000 | 3,895 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $575,000 | 2,153 |
| Total noninterest expense | $4,030,000 | 2,352 |
| Salaries and employee benefits | $2,425,000 | 2,064 |
| Premises and equipment expense | $460,000 | 2,477 |
| Additional noninterest expense | $1,145,000 | 2,798 |
| Pre-tax net operating income | $1,299,000 | 2,371 |
| Securities gains (losses) | $2,000 | 3,012 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $1,301,000 | 2,131 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,301,000 | 2,130 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,301,000 | 2,131 |
| Net charge-offs | $42,000 | 4,179 |
| Cash dividends | $683,000 | 1,313 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $1,299,000 | 2,019 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $2,626,000 | 2,540 |
| Total interest expense | $492,000 | 2,414 |
| Net interest income | $2,134,000 | 2,562 |
| Provision for loan and lease losses | $120,000 | 2,650 |
| Total noninterest income | $597,000 | 1,911 |
| Gross Fiduciary activities income | $294,000 | 409 |
| Service charges on deposit accounts | $62,000 | 3,888 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $241,000 | 2,395 |
| Total noninterest expense | $2,042,000 | 2,324 |
| Salaries and employee benefits | $1,223,000 | 2,055 |
| Premises and equipment expense | $244,000 | 2,336 |
| Additional noninterest expense | $575,000 | 2,750 |
| Pre-tax net operating income | $569,000 | 2,623 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $569,000 | 2,352 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $569,000 | 2,354 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $569,000 | 2,355 |
| Net charge-offs | $26,000 | 3,512 |
| Cash dividends | $342,000 | 1,185 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $569,000 | 2,245 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $10,269,000 | 2,697 |
| Total interest expense | $2,208,000 | 2,561 |
| Net interest income | $8,061,000 | 2,710 |
| Provision for loan and lease losses | $600,000 | 3,157 |
| Total noninterest income | $2,559,000 | 1,685 |
| Gross Fiduciary activities income | $1,160,000 | 368 |
| Service charges on deposit accounts | $244,000 | 4,012 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $1,155,000 | 1,953 |
| Total noninterest expense | $7,965,000 | 2,385 |
| Salaries and employee benefits | $4,887,000 | 1,976 |
| Premises and equipment expense | $861,000 | 2,746 |
| Additional noninterest expense | $2,217,000 | 2,837 |
| Pre-tax net operating income | $2,055,000 | 2,454 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $2,055,000 | 2,215 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,055,000 | 2,216 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $2,055,000 | 2,216 |
| Net charge-offs | $346,000 | 3,636 |
| Cash dividends | $3,921,000 | 534 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $2,055,000 | 2,141 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $7,768,000 | 2,711 |
| Total interest expense | $1,686,000 | 2,616 |
| Net interest income | $6,082,000 | 2,705 |
| Provision for loan and lease losses | $225,000 | 3,970 |
| Total noninterest income | $1,891,000 | 1,678 |
| Gross Fiduciary activities income | $877,000 | 362 |
| Service charges on deposit accounts | $182,000 | 4,038 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $832,000 | 1,981 |
| Total noninterest expense | $5,772,000 | 2,462 |
| Salaries and employee benefits | $3,382,000 | 2,149 |
| Premises and equipment expense | $660,000 | 2,720 |
| Additional noninterest expense | $1,730,000 | 2,771 |
| Pre-tax net operating income | $1,976,000 | 2,106 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $1,976,000 | 1,852 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,976,000 | 1,852 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,976,000 | 1,852 |
| Net charge-offs | $386,000 | 2,963 |
| Cash dividends | $3,238,000 | 423 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,976,000 | 1,765 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $5,137,000 | 2,748 |
| Total interest expense | $1,137,000 | 2,675 |
| Net interest income | $4,000,000 | 2,737 |
| Provision for loan and lease losses | $150,000 | 3,873 |
| Total noninterest income | $1,259,000 | 1,668 |
| Gross Fiduciary activities income | $591,000 | 365 |
| Service charges on deposit accounts | $117,000 | 4,088 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $551,000 | 1,965 |
| Total noninterest expense | $3,869,000 | 2,464 |
| Salaries and employee benefits | $2,245,000 | 2,178 |
| Premises and equipment expense | $443,000 | 2,712 |
| Additional noninterest expense | $1,181,000 | 2,772 |
| Pre-tax net operating income | $1,240,000 | 2,177 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $1,240,000 | 1,899 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,240,000 | 1,899 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $1,240,000 | 1,899 |
| Net charge-offs | $211,000 | 3,057 |
| Cash dividends | $2,631,000 | 342 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $1,240,000 | 1,831 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,565,000 | 2,769 |
| Total interest expense | $574,000 | 2,727 |
| Net interest income | $1,991,000 | 2,744 |
| Provision for loan and lease losses | $75,000 | 3,668 |
| Total noninterest income | $625,000 | 1,696 |
| Gross Fiduciary activities income | $291,000 | 370 |
| Service charges on deposit accounts | $56,000 | 4,136 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $278,000 | 2,001 |
| Total noninterest expense | $1,964,000 | 2,456 |
| Salaries and employee benefits | $1,119,000 | 2,198 |
| Premises and equipment expense | $238,000 | 2,590 |
| Additional noninterest expense | $607,000 | 2,700 |
| Pre-tax net operating income | $577,000 | 2,294 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $577,000 | 1,980 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $577,000 | 1,979 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $577,000 | 1,980 |
| Net charge-offs | $104,000 | 2,692 |
| Cash dividends | $330,000 | 1,046 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $577,000 | 1,932 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $10,785,000 | 2,764 |
| Total interest expense | $2,780,000 | 2,762 |
| Net interest income | $8,005,000 | 2,722 |
| Provision for loan and lease losses | $360,000 | 4,589 |
| Total noninterest income | $2,479,000 | 1,771 |
| Gross Fiduciary activities income | $1,065,000 | 384 |
| Service charges on deposit accounts | $249,000 | 4,021 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $1,165,000 | 1,989 |
| Total noninterest expense | $7,944,000 | 2,434 |
| Salaries and employee benefits | $4,643,000 | 2,081 |
| Premises and equipment expense | $885,000 | 2,743 |
| Additional noninterest expense | $2,416,000 | 2,762 |
| Pre-tax net operating income | $2,180,000 | 2,088 |
| Securities gains (losses) | $99,000 | 2,168 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $2,279,000 | 1,803 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,279,000 | 1,804 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $2,279,000 | 1,805 |
| Net charge-offs | $200,000 | 4,770 |
| Cash dividends | $1,140,000 | 1,337 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $2,180,000 | 1,803 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $8,060,000 | 2,825 |
| Total interest expense | $2,162,000 | 2,793 |
| Net interest income | $5,898,000 | 2,801 |
| Provision for loan and lease losses | $285,000 | 4,393 |
| Total noninterest income | $1,779,000 | 1,845 |
| Gross Fiduciary activities income | $782,000 | 387 |
| Service charges on deposit accounts | $187,000 | 4,084 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $810,000 | 2,053 |
| Total noninterest expense | $5,694,000 | 2,548 |
| Salaries and employee benefits | $3,243,000 | 2,239 |
| Premises and equipment expense | $668,000 | 2,776 |
| Additional noninterest expense | $1,783,000 | 2,744 |
| Pre-tax net operating income | $1,698,000 | 2,162 |
| Securities gains (losses) | $99,000 | 1,948 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $1,797,000 | 1,832 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,797,000 | 1,833 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,797,000 | 1,834 |
| Net charge-offs | $182,000 | 4,326 |
| Cash dividends | $855,000 | 1,210 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,698,000 | 1,847 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $5,310,000 | 2,886 |
| Total interest expense | $1,481,000 | 2,822 |
| Net interest income | $3,829,000 | 2,872 |
| Provision for loan and lease losses | $210,000 | 4,142 |
| Total noninterest income | $1,126,000 | 1,869 |
| Gross Fiduciary activities income | $527,000 | 386 |
| Service charges on deposit accounts | $120,000 | 4,144 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $479,000 | 2,145 |
| Total noninterest expense | $3,756,000 | 2,582 |
| Salaries and employee benefits | $2,166,000 | 2,241 |
| Premises and equipment expense | $453,000 | 2,737 |
| Additional noninterest expense | $1,137,000 | 2,851 |
| Pre-tax net operating income | $989,000 | 2,393 |
| Securities gains (losses) | $99,000 | 1,425 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $1,088,000 | 1,971 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,088,000 | 1,971 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $1,088,000 | 1,971 |
| Net charge-offs | $75,000 | 4,534 |
| Cash dividends | $570,000 | 1,205 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $989,000 | 2,064 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,653,000 | 2,941 |
| Total interest expense | $776,000 | 2,829 |
| Net interest income | $1,877,000 | 2,953 |
| Provision for loan and lease losses | $85,000 | 4,189 |
| Total noninterest income | $561,000 | 1,860 |
| Gross Fiduciary activities income | $262,000 | 395 |
| Service charges on deposit accounts | $59,000 | 4,162 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $240,000 | 2,129 |
| Total noninterest expense | $1,885,000 | 2,588 |
| Salaries and employee benefits | $1,088,000 | 2,268 |
| Premises and equipment expense | $242,000 | 2,655 |
| Additional noninterest expense | $555,000 | 2,902 |
| Pre-tax net operating income | $468,000 | 2,533 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $468,000 | 2,257 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $468,000 | 2,256 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $468,000 | 2,257 |
| Net charge-offs | $71,000 | 3,425 |
| Cash dividends | $285,000 | 1,125 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $468,000 | 2,169 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $11,596,000 | 2,846 |
| Total interest expense | $3,973,000 | 2,755 |
| Net interest income | $7,623,000 | 2,843 |
| Provision for loan and lease losses | $525,000 | 4,465 |
| Total noninterest income | $2,695,000 | 1,734 |
| Gross Fiduciary activities income | $927,000 | 400 |
| Service charges on deposit accounts | $258,000 | 4,175 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $1,510,000 | 1,648 |
| Total noninterest expense | $8,125,000 | 2,431 |
| Salaries and employee benefits | $4,589,000 | 2,138 |
| Premises and equipment expense | $931,000 | 2,742 |
| Additional noninterest expense | $2,605,000 | 2,649 |
| Pre-tax net operating income | $1,668,000 | 2,205 |
| Securities gains (losses) | $16,000 | 3,123 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $1,684,000 | 1,929 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,684,000 | 1,926 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,684,000 | 1,928 |
| Net charge-offs | $402,000 | 4,086 |
| Cash dividends | $1,070,000 | 1,554 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $1,668,000 | 1,902 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $8,832,000 | 2,841 |
| Total interest expense | $3,067,000 | 2,808 |
| Net interest income | $5,765,000 | 2,829 |
| Provision for loan and lease losses | $405,000 | 4,159 |
| Total noninterest income | $1,913,000 | 1,839 |
| Gross Fiduciary activities income | $688,000 | 401 |
| Service charges on deposit accounts | $193,000 | 4,188 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $1,032,000 | 1,786 |
| Total noninterest expense | $6,040,000 | 2,448 |
| Salaries and employee benefits | $3,473,000 | 2,143 |
| Premises and equipment expense | $682,000 | 2,836 |
| Additional noninterest expense | $1,885,000 | 2,697 |
| Pre-tax net operating income | $1,233,000 | 2,384 |
| Securities gains (losses) | $16,000 | 2,829 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $1,249,000 | 2,103 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,249,000 | 2,101 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,249,000 | 2,103 |
| Net charge-offs | $416,000 | 3,295 |
| Cash dividends | $800,000 | 1,493 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,233,000 | 2,079 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $6,001,000 | 2,826 |
| Total interest expense | $2,091,000 | 2,864 |
| Net interest income | $3,910,000 | 2,782 |
| Provision for loan and lease losses | $250,000 | 3,992 |
| Total noninterest income | $1,321,000 | 1,805 |
| Gross Fiduciary activities income | $460,000 | 407 |
| Service charges on deposit accounts | $131,000 | 4,139 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $730,000 | 1,763 |
| Total noninterest expense | $4,030,000 | 2,481 |
| Salaries and employee benefits | $2,299,000 | 2,192 |
| Premises and equipment expense | $483,000 | 2,723 |
| Additional noninterest expense | $1,248,000 | 2,729 |
| Pre-tax net operating income | $951,000 | 2,203 |
| Securities gains (losses) | $16,000 | 2,414 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $967,000 | 1,891 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $967,000 | 1,888 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $967,000 | 1,890 |
| Net charge-offs | $413,000 | 2,565 |
| Cash dividends | $530,000 | 1,558 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $951,000 | 1,868 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $3,044,000 | 2,824 |
| Total interest expense | $1,075,000 | 2,892 |
| Net interest income | $1,969,000 | 2,748 |
| Provision for loan and lease losses | $125,000 | 3,535 |
| Total noninterest income | $617,000 | 1,850 |
| Gross Fiduciary activities income | $227,000 | 405 |
| Service charges on deposit accounts | $63,000 | 4,164 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $327,000 | 1,841 |
| Total noninterest expense | $1,978,000 | 2,449 |
| Salaries and employee benefits | $1,139,000 | 2,233 |
| Premises and equipment expense | $269,000 | 2,529 |
| Additional noninterest expense | $570,000 | 2,677 |
| Pre-tax net operating income | $483,000 | 2,444 |
| Securities gains (losses) | $16,000 | 1,773 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $499,000 | 2,141 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $499,000 | 2,140 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $499,000 | 2,142 |
| Net charge-offs | $110,000 | 2,761 |
| Cash dividends | $265,000 | 1,461 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $483,000 | 2,059 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $12,489,000 | 2,929 |
| Total interest expense | $4,915,000 | 3,001 |
| Net interest income | $7,574,000 | 2,847 |
| Provision for loan and lease losses | $170,000 | 5,409 |
| Total noninterest income | $2,327,000 | 1,916 |
| Gross Fiduciary activities income | $1,006,000 | 408 |
| Service charges on deposit accounts | $353,000 | 3,707 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $968,000 | 2,166 |
| Total noninterest expense | $7,671,000 | 2,463 |
| Salaries and employee benefits | $4,622,000 | 2,197 |
| Premises and equipment expense | $901,000 | 2,870 |
| Additional noninterest expense | $2,148,000 | 2,683 |
| Pre-tax net operating income | $2,060,000 | 2,392 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $2,060,000 | 1,933 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,060,000 | 1,935 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $287,000 | 3,586 |
| Cash dividends | $1,349,000 | 1,886 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $2,060,000 | 2,057 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $9,447,000 | 2,968 |
| Total interest expense | $3,762,000 | 3,063 |
| Net interest income | $5,685,000 | 2,870 |
| Provision for loan and lease losses | $90,000 | 5,263 |
| Total noninterest income | $1,700,000 | 2,012 |
| Gross Fiduciary activities income | $789,000 | 407 |
| Service charges on deposit accounts | $272,000 | 3,676 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $639,000 | 2,447 |
| Total noninterest expense | $5,946,000 | 2,388 |
| Salaries and employee benefits | $3,585,000 | 2,151 |
| Premises and equipment expense | $699,000 | 2,799 |
| Additional noninterest expense | $1,662,000 | 2,538 |
| Pre-tax net operating income | $1,349,000 | 3,064 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $1,349,000 | 2,532 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,349,000 | 2,530 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $159,000 | 3,326 |
| Cash dividends | $1,039,000 | 1,749 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,349,000 | 2,660 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $6,331,000 | 2,993 |
| Total interest expense | $2,568,000 | 3,108 |
| Net interest income | $3,763,000 | 2,864 |
| Provision for loan and lease losses | $60,000 | 4,901 |
| Total noninterest income | $1,151,000 | 2,009 |
| Gross Fiduciary activities income | $534,000 | 407 |
| Service charges on deposit accounts | $191,000 | 3,571 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $426,000 | 2,481 |
| Total noninterest expense | $4,003,000 | 2,374 |
| Salaries and employee benefits | $2,403,000 | 2,160 |
| Premises and equipment expense | $489,000 | 2,696 |
| Additional noninterest expense | $1,111,000 | 2,503 |
| Pre-tax net operating income | $851,000 | 3,300 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $851,000 | 2,926 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $851,000 | 2,926 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $133,000 | 2,682 |
| Cash dividends | $736,000 | 1,799 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $851,000 | 2,879 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $3,248,000 | 2,992 |
| Total interest expense | $1,352,000 | 3,147 |
| Net interest income | $1,896,000 | 2,837 |
| Provision for loan and lease losses | $30,000 | 4,346 |
| Total noninterest income | $588,000 | 1,987 |
| Gross Fiduciary activities income | $267,000 | 406 |
| Service charges on deposit accounts | $100,000 | 3,452 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $221,000 | 2,427 |
| Total noninterest expense | $2,072,000 | 2,299 |
| Salaries and employee benefits | $1,241,000 | 2,112 |
| Premises and equipment expense | $264,000 | 2,549 |
| Additional noninterest expense | $567,000 | 2,426 |
| Pre-tax net operating income | $382,000 | 3,642 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $382,000 | 3,286 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $382,000 | 3,288 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $69,000 | 2,155 |
| Cash dividends | $306,000 | 1,839 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $382,000 | 3,203 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $12,962,000 | 3,073 |
| Total interest expense | $5,304,000 | 3,316 |
| Net interest income | $7,658,000 | 2,849 |
| Provision for loan and lease losses | $100,000 | 4,892 |
| Total noninterest income | $2,396,000 | 1,954 |
| Gross Fiduciary activities income | $1,082,000 | 400 |
| Service charges on deposit accounts | $452,000 | 3,282 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $862,000 | 2,444 |
| Total noninterest expense | $7,672,000 | 2,377 |
| Salaries and employee benefits | $4,578,000 | 2,198 |
| Premises and equipment expense | $990,000 | 2,592 |
| Additional noninterest expense | $2,104,000 | 2,541 |
| Pre-tax net operating income | $2,282,000 | 3,031 |
| Securities gains (losses) | $2,000 | 1,832 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $2,284,000 | 2,550 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,284,000 | 2,549 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $64,000 | 4,332 |
| Cash dividends | $1,313,000 | 2,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $2,282,000 | 2,543 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $9,557,000 | 3,125 |
| Total interest expense | $3,882,000 | 3,379 |
| Net interest income | $5,675,000 | 2,883 |
| Provision for loan and lease losses | $62,000 | 4,812 |
| Total noninterest income | $1,770,000 | 1,966 |
| Gross Fiduciary activities income | $820,000 | 392 |
| Service charges on deposit accounts | $340,000 | 3,267 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $610,000 | 2,540 |
| Total noninterest expense | $5,739,000 | 2,368 |
| Salaries and employee benefits | $3,444,000 | 2,189 |
| Premises and equipment expense | $753,000 | 2,557 |
| Additional noninterest expense | $1,542,000 | 2,550 |
| Pre-tax net operating income | $1,644,000 | 3,269 |
| Securities gains (losses) | $2,000 | 1,394 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $1,646,000 | 2,789 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,646,000 | 2,787 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 3,810 |
| Cash dividends | $929,000 | 2,117 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,644,000 | 2,772 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $6,261,000 | 3,174 |
| Total interest expense | $2,515,000 | 3,437 |
| Net interest income | $3,746,000 | 2,938 |
| Provision for loan and lease losses | $25,000 | 5,140 |
| Total noninterest income | $1,188,000 | 1,979 |
| Gross Fiduciary activities income | $547,000 | 402 |
| Service charges on deposit accounts | $226,000 | 3,240 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $415,000 | 2,524 |
| Total noninterest expense | $3,864,000 | 2,363 |
| Salaries and employee benefits | $2,287,000 | 2,232 |
| Premises and equipment expense | $523,000 | 2,471 |
| Additional noninterest expense | $1,054,000 | 2,514 |
| Pre-tax net operating income | $1,045,000 | 3,435 |
| Securities gains (losses) | $2,000 | 1,203 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $1,047,000 | 2,935 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,047,000 | 2,934 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 4,692 |
| Cash dividends | $581,000 | 2,255 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,045,000 | 2,924 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $3,013,000 | 3,274 |
| Total interest expense | $1,225,000 | 3,491 |
| Net interest income | $1,788,000 | 3,059 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $585,000 | 1,993 |
| Gross Fiduciary activities income | $271,000 | 402 |
| Service charges on deposit accounts | $105,000 | 3,344 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $209,000 | 2,482 |
| Total noninterest expense | $1,928,000 | 2,369 |
| Salaries and employee benefits | $1,144,000 | 2,251 |
| Premises and equipment expense | $278,000 | 2,349 |
| Additional noninterest expense | $506,000 | 2,591 |
| Pre-tax net operating income | $445,000 | 3,770 |
| Securities gains (losses) | $-2,000 | 8,059 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $443,000 | 3,274 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $443,000 | 3,274 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 7,847 |
| Cash dividends | $290,000 | 2,058 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $445,000 | 3,237 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $11,718,000 | 3,163 |
| Total interest expense | $4,381,000 | 3,358 |
| Net interest income | $7,337,000 | 2,982 |
| Provision for loan and lease losses | $150,000 | 4,039 |
| Total noninterest income | $2,404,000 | 1,941 |
| Gross Fiduciary activities income | $1,048,000 | 389 |
| Service charges on deposit accounts | $472,000 | 3,182 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $884,000 | 2,422 |
| Total noninterest expense | $7,509,000 | 2,358 |
| Salaries and employee benefits | $4,279,000 | 2,292 |
| Premises and equipment expense | $1,049,000 | 2,351 |
| Additional noninterest expense | $2,181,000 | 2,377 |
| Pre-tax net operating income | $2,082,000 | 3,551 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $11,000 | 6,128 |
| Income before extraordinary items | $2,071,000 | 3,027 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,071,000 | 3,028 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $118,000 | 2,920 |
| Cash dividends | $1,335,000 | 2,104 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $2,071,000 | 3,021 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $8,651,000 | 3,180 |
| Total interest expense | $3,142,000 | 3,378 |
| Net interest income | $5,509,000 | 3,010 |
| Provision for loan and lease losses | $150,000 | 3,386 |
| Total noninterest income | $1,786,000 | 1,964 |
| Gross Fiduciary activities income | $784,000 | 381 |
| Service charges on deposit accounts | $357,000 | 3,173 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $645,000 | 2,453 |
| Total noninterest expense | $5,654,000 | 2,338 |
| Salaries and employee benefits | $3,211,000 | 2,289 |
| Premises and equipment expense | $805,000 | 2,308 |
| Additional noninterest expense | $1,638,000 | 2,362 |
| Pre-tax net operating income | $1,491,000 | 3,793 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $11,000 | 6,190 |
| Income before extraordinary items | $1,480,000 | 3,238 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,480,000 | 3,239 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $108,000 | 2,236 |
| Cash dividends | $1,044,000 | 1,874 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,480,000 | 3,233 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $5,585,000 | 3,221 |
| Total interest expense | $1,990,000 | 3,393 |
| Net interest income | $3,595,000 | 3,066 |
| Provision for loan and lease losses | $150,000 | 2,563 |
| Total noninterest income | $1,204,000 | 1,943 |
| Gross Fiduciary activities income | $528,000 | 388 |
| Service charges on deposit accounts | $242,000 | 3,128 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $434,000 | 2,423 |
| Total noninterest expense | $3,827,000 | 2,309 |
| Salaries and employee benefits | $2,152,000 | 2,278 |
| Premises and equipment expense | $566,000 | 2,196 |
| Additional noninterest expense | $1,109,000 | 2,333 |
| Pre-tax net operating income | $822,000 | 4,266 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $11,000 | 6,097 |
| Income before extraordinary items | $811,000 | 3,721 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $811,000 | 3,724 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 3,609 |
| Cash dividends | $662,000 | 1,966 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $811,000 | 3,716 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,728,000 | 3,221 |
| Total interest expense | $967,000 | 3,340 |
| Net interest income | $1,761,000 | 3,117 |
| Provision for loan and lease losses | $75,000 | 2,394 |
| Total noninterest income | $587,000 | 1,964 |
| Gross Fiduciary activities income | $259,000 | 397 |
| Service charges on deposit accounts | $114,000 | 3,181 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $214,000 | 2,394 |
| Total noninterest expense | $1,943,000 | 2,293 |
| Salaries and employee benefits | $1,097,000 | 2,241 |
| Premises and equipment expense | $302,000 | 2,088 |
| Additional noninterest expense | $544,000 | 2,356 |
| Pre-tax net operating income | $330,000 | 4,730 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $11,000 | 5,709 |
| Income before extraordinary items | $319,000 | 4,264 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $319,000 | 4,264 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 3,017 |
| Cash dividends | $371,000 | 1,718 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $319,000 | 4,247 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $10,249,000 | 3,090 |
| Total interest expense | $2,961,000 | 3,364 |
| Net interest income | $7,288,000 | 2,941 |
| Provision for loan and lease losses | $275,000 | 3,001 |
| Total noninterest income | $2,419,000 | 1,922 |
| Gross Fiduciary activities income | $970,000 | 399 |
| Service charges on deposit accounts | $481,000 | 3,133 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $968,000 | 2,261 |
| Total noninterest expense | $7,423,000 | 2,255 |
| Salaries and employee benefits | $4,239,000 | 2,169 |
| Premises and equipment expense | $1,032,000 | 2,299 |
| Additional noninterest expense | $2,152,000 | 2,325 |
| Pre-tax net operating income | $2,009,000 | 3,680 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $2,009,000 | 3,089 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $2,009,000 | 3,091 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $171,000 | 2,519 |
| Cash dividends | $1,180,000 | 2,188 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $2,009,000 | 3,049 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $7,554,000 | 3,087 |
| Total interest expense | $2,081,000 | 3,405 |
| Net interest income | $5,473,000 | 2,925 |
| Provision for loan and lease losses | $200,000 | 2,952 |
| Total noninterest income | $1,729,000 | 1,986 |
| Gross Fiduciary activities income | $717,000 | 395 |
| Service charges on deposit accounts | $370,000 | 3,075 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $642,000 | 2,450 |
| Total noninterest expense | $5,512,000 | 2,260 |
| Salaries and employee benefits | $3,216,000 | 2,126 |
| Premises and equipment expense | $773,000 | 2,289 |
| Additional noninterest expense | $1,523,000 | 2,413 |
| Pre-tax net operating income | $1,490,000 | 3,770 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $1,490,000 | 3,148 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,490,000 | 3,149 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $177,000 | 1,828 |
| Cash dividends | $820,000 | 2,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,490,000 | 3,106 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $4,879,000 | 3,105 |
| Total interest expense | $1,350,000 | 3,312 |
| Net interest income | $3,529,000 | 2,977 |
| Provision for loan and lease losses | $150,000 | 2,598 |
| Total noninterest income | $1,176,000 | 1,947 |
| Gross Fiduciary activities income | $477,000 | 397 |
| Service charges on deposit accounts | $245,000 | 3,052 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $454,000 | 2,335 |
| Total noninterest expense | $3,675,000 | 2,234 |
| Salaries and employee benefits | $2,153,000 | 2,102 |
| Premises and equipment expense | $515,000 | 2,274 |
| Additional noninterest expense | $1,007,000 | 2,415 |
| Pre-tax net operating income | $880,000 | 4,050 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $880,000 | 3,415 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $880,000 | 3,416 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $139,000 | 1,543 |
| Cash dividends | $536,000 | 2,096 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $880,000 | 3,365 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,352,000 | 3,156 |
| Total interest expense | $649,000 | 3,304 |
| Net interest income | $1,703,000 | 3,059 |
| Provision for loan and lease losses | $75,000 | 2,455 |
| Total noninterest income | $590,000 | 1,908 |
| Gross Fiduciary activities income | $236,000 | 402 |
| Service charges on deposit accounts | $117,000 | 3,099 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $237,000 | 2,236 |
| Total noninterest expense | $1,837,000 | 2,260 |
| Salaries and employee benefits | $1,087,000 | 2,101 |
| Premises and equipment expense | $259,000 | 2,280 |
| Additional noninterest expense | $491,000 | 2,479 |
| Pre-tax net operating income | $381,000 | 4,395 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $381,000 | 3,737 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $381,000 | 3,739 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 3,394 |
| Cash dividends | $369,000 | 1,537 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $381,000 | 3,698 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $9,063,000 | 3,073 |
| Total interest expense | $2,320,000 | 3,234 |
| Net interest income | $6,743,000 | 2,989 |
| Provision for loan and lease losses | $550,000 | 1,804 |
| Total noninterest income | $2,485,000 | 1,874 |
| Gross Fiduciary activities income | $981,000 | 385 |
| Service charges on deposit accounts | $557,000 | 2,880 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $947,000 | 2,226 |
| Total noninterest expense | $6,736,000 | 2,377 |
| Salaries and employee benefits | $4,006,000 | 2,160 |
| Premises and equipment expense | $759,000 | 2,919 |
| Additional noninterest expense | $1,971,000 | 2,456 |
| Pre-tax net operating income | $1,942,000 | 3,573 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $1,942,000 | 2,986 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,942,000 | 2,986 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $213,000 | 2,489 |
| Cash dividends | $1,163,000 | 2,086 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,942,000 | 2,934 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $6,691,000 | 3,102 |
| Total interest expense | $1,702,000 | 3,238 |
| Net interest income | $4,989,000 | 3,010 |
| Provision for loan and lease losses | $450,000 | 1,575 |
| Total noninterest income | $1,732,000 | 1,998 |
| Gross Fiduciary activities income | $673,000 | 403 |
| Service charges on deposit accounts | $415,000 | 2,915 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $644,000 | 2,394 |
| Total noninterest expense | $4,965,000 | 2,397 |
| Salaries and employee benefits | $2,956,000 | 2,203 |
| Premises and equipment expense | $533,000 | 3,096 |
| Additional noninterest expense | $1,476,000 | 2,428 |
| Pre-tax net operating income | $1,306,000 | 3,944 |
| Securities gains (losses) | $1,000 | 3,538 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $1,307,000 | 3,339 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,307,000 | 3,340 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $124,000 | 2,509 |
| Cash dividends | $872,000 | 1,905 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,306,000 | 3,250 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $4,364,000 | 3,141 |
| Total interest expense | $1,127,000 | 3,242 |
| Net interest income | $3,237,000 | 3,076 |
| Provision for loan and lease losses | $300,000 | 1,523 |
| Total noninterest income | $1,165,000 | 1,970 |
| Gross Fiduciary activities income | $450,000 | 404 |
| Service charges on deposit accounts | $278,000 | 2,883 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $437,000 | 2,388 |
| Total noninterest expense | $3,399,000 | 2,330 |
| Salaries and employee benefits | $1,929,000 | 2,240 |
| Premises and equipment expense | $380,000 | 2,915 |
| Additional noninterest expense | $1,090,000 | 2,221 |
| Pre-tax net operating income | $703,000 | 4,443 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $703,000 | 3,834 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $703,000 | 3,835 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 3,637 |
| Cash dividends | $581,000 | 1,938 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $703,000 | 3,749 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,161,000 | 3,176 |
| Total interest expense | $563,000 | 3,279 |
| Net interest income | $1,598,000 | 3,099 |
| Provision for loan and lease losses | $150,000 | 1,414 |
| Total noninterest income | $580,000 | 1,937 |
| Gross Fiduciary activities income | $224,000 | 405 |
| Service charges on deposit accounts | $132,000 | 2,944 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $224,000 | 2,288 |
| Total noninterest expense | $1,715,000 | 2,321 |
| Salaries and employee benefits | $1,030,000 | 2,135 |
| Premises and equipment expense | $201,000 | 2,796 |
| Additional noninterest expense | $484,000 | 2,438 |
| Pre-tax net operating income | $313,000 | 4,718 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $313,000 | 4,162 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $313,000 | 4,161 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 2,364 |
| Cash dividends | $291,000 | 1,793 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $313,000 | 4,030 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $9,571,000 | 2,954 |
| Total interest expense | $2,431,000 | 3,411 |
| Net interest income | $7,140,000 | 2,702 |
| Provision for loan and lease losses | $600,000 | 1,837 |
| Total noninterest income | $2,770,000 | 1,794 |
| Gross Fiduciary activities income | $756,000 | 440 |
| Service charges on deposit accounts | $501,000 | 3,086 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $1,513,000 | 1,810 |
| Total noninterest expense | $6,586,000 | 2,384 |
| Salaries and employee benefits | $3,862,000 | 2,198 |
| Premises and equipment expense | $827,000 | 2,672 |
| Additional noninterest expense | $1,897,000 | 2,525 |
| Pre-tax net operating income | $2,724,000 | 2,700 |
| Securities gains (losses) | $12,000 | 3,514 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $2,736,000 | 2,212 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,736,000 | 2,212 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $293,000 | 2,286 |
| Cash dividends | $1,583,000 | 1,662 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,724,000 | 2,120 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $7,385,000 | 2,907 |
| Total interest expense | $1,849,000 | 3,486 |
| Net interest income | $5,536,000 | 2,631 |
| Provision for loan and lease losses | $450,000 | 1,799 |
| Total noninterest income | $1,959,000 | 1,941 |
| Gross Fiduciary activities income | $556,000 | 457 |
| Service charges on deposit accounts | $374,000 | 3,107 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,029,000 | 2,014 |
| Total noninterest expense | $4,920,000 | 2,396 |
| Salaries and employee benefits | $2,893,000 | 2,204 |
| Premises and equipment expense | $615,000 | 2,714 |
| Additional noninterest expense | $1,412,000 | 2,534 |
| Pre-tax net operating income | $2,125,000 | 2,715 |
| Securities gains (losses) | $12,000 | 3,246 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $2,137,000 | 2,191 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $2,137,000 | 2,189 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $232,000 | 2,020 |
| Cash dividends | $1,243,000 | 1,487 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $2,125,000 | 2,088 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $4,985,000 | 2,902 |
| Total interest expense | $1,246,000 | 3,549 |
| Net interest income | $3,739,000 | 2,595 |
| Provision for loan and lease losses | $300,000 | 1,769 |
| Total noninterest income | $1,278,000 | 1,948 |
| Gross Fiduciary activities income | $366,000 | 457 |
| Service charges on deposit accounts | $243,000 | 3,137 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $669,000 | 2,038 |
| Total noninterest expense | $3,219,000 | 2,439 |
| Salaries and employee benefits | $1,870,000 | 2,262 |
| Premises and equipment expense | $417,000 | 2,671 |
| Additional noninterest expense | $932,000 | 2,535 |
| Pre-tax net operating income | $1,498,000 | 2,597 |
| Securities gains (losses) | $12,000 | 2,858 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $1,510,000 | 2,102 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,510,000 | 2,100 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $131,000 | 2,139 |
| Cash dividends | $828,000 | 1,529 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,498,000 | 2,001 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,439,000 | 2,978 |
| Total interest expense | $627,000 | 3,619 |
| Net interest income | $1,812,000 | 2,669 |
| Provision for loan and lease losses | $150,000 | 1,666 |
| Total noninterest income | $614,000 | 1,964 |
| Gross Fiduciary activities income | $170,000 | 484 |
| Service charges on deposit accounts | $120,000 | 3,077 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $324,000 | 2,006 |
| Total noninterest expense | $1,600,000 | 2,427 |
| Salaries and employee benefits | $949,000 | 2,216 |
| Premises and equipment expense | $211,000 | 2,633 |
| Additional noninterest expense | $440,000 | 2,622 |
| Pre-tax net operating income | $676,000 | 2,809 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $676,000 | 2,257 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $676,000 | 2,255 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 4,268 |
| Cash dividends | $360,000 | 1,565 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $676,000 | 2,139 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $10,021,000 | 3,015 |
| Total interest expense | $3,052,000 | 3,497 |
| Net interest income | $6,969,000 | 2,747 |
| Provision for loan and lease losses | $460,000 | 2,532 |
| Total noninterest income | $2,674,000 | 1,699 |
| Gross Fiduciary activities income | $618,000 | 503 |
| Service charges on deposit accounts | $485,000 | 3,054 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,571,000 | 1,591 |
| Total noninterest expense | $6,352,000 | 2,346 |
| Salaries and employee benefits | $3,513,000 | 2,276 |
| Premises and equipment expense | $847,000 | 2,549 |
| Additional noninterest expense | $1,992,000 | 2,316 |
| Pre-tax net operating income | $2,831,000 | 2,613 |
| Securities gains (losses) | $3,000 | 4,139 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $2,834,000 | 2,107 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $2,834,000 | 2,106 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $436,000 | 1,838 |
| Cash dividends | $1,253,000 | 1,880 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,831,000 | 2,039 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $10,859,000 | 3,086 |
| Total interest expense | $4,464,000 | 3,482 |
| Net interest income | $6,395,000 | 2,776 |
| Provision for loan and lease losses | $396,000 | 2,643 |
| Total noninterest income | $2,173,000 | 1,892 |
| Gross Fiduciary activities income | $629,000 | 522 |
| Service charges on deposit accounts | $437,000 | 3,171 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $1,107,000 | 1,901 |
| Total noninterest expense | $6,069,000 | 2,352 |
| Salaries and employee benefits | $3,121,000 | 2,405 |
| Premises and equipment expense | $870,000 | 2,436 |
| Additional noninterest expense | $2,078,000 | 2,161 |
| Pre-tax net operating income | $2,103,000 | 3,058 |
| Securities gains (losses) | $13,000 | 3,437 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $2,116,000 | 2,403 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $2,116,000 | 2,407 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $296,000 | 2,264 |
| Cash dividends | $1,113,000 | 2,060 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $2,103,000 | 2,338 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $10,509,000 | 3,263 |
| Total interest expense | $4,298,000 | 3,757 |
| Net interest income | $6,211,000 | 2,851 |
| Provision for loan and lease losses | $252,000 | 3,211 |
| Total noninterest income | $1,591,000 | 2,249 |
| Gross Fiduciary activities income | $584,000 | 551 |
| Service charges on deposit accounts | $418,000 | 3,127 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $589,000 | 2,659 |
| Total noninterest expense | $5,593,000 | 2,441 |
| Salaries and employee benefits | $3,032,000 | 2,361 |
| Premises and equipment expense | $588,000 | 3,329 |
| Additional noninterest expense | $1,973,000 | 2,193 |
| Pre-tax net operating income | $1,957,000 | 3,381 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $0 | 8,362 |
| Income before extraordinary items | $1,957,000 | 2,624 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,957,000 | 2,623 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 5,307 |
| Cash dividends | $1,271,000 | 1,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,957,000 | 2,617 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $9,227,000 | 3,453 |
| Total interest expense | $3,558,000 | 3,990 |
| Net interest income | $5,669,000 | 3,068 |
| Provision for loan and lease losses | $252,000 | 3,031 |
| Total noninterest income | $1,319,000 | 2,507 |
| Gross Fiduciary activities income | $512,000 | 631 |
| Service charges on deposit accounts | $392,000 | 3,269 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $415,000 | 3,326 |
| Total noninterest expense | $5,113,000 | 2,637 |
| Salaries and employee benefits | $2,659,000 | 2,661 |
| Premises and equipment expense | $467,000 | 4,006 |
| Additional noninterest expense | $1,987,000 | 2,201 |
| Pre-tax net operating income | $1,623,000 | 3,886 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $0 | 8,765 |
| Income before extraordinary items | $1,623,000 | 3,055 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,623,000 | 3,056 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $107,000 | 3,462 |
| Cash dividends | $2,143,000 | 1,287 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,623,000 | 3,018 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $8,939,000 | 3,554 |
| Total interest expense | $3,577,000 | 4,037 |
| Net interest income | $5,362,000 | 3,199 |
| Provision for loan and lease losses | $351,000 | 2,303 |
| Total noninterest income | $871,000 | 3,399 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $316,000 | 3,783 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $555,000 | 2,794 |
| Total noninterest expense | $4,344,000 | 2,982 |
| Salaries and employee benefits | $2,416,000 | 2,814 |
| Premises and equipment expense | $467,000 | 3,897 |
| Additional noninterest expense | $1,461,000 | 2,846 |
| Pre-tax net operating income | $1,538,000 | 4,106 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $0 | 9,340 |
| Income before extraordinary items | $1,538,000 | 3,194 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,538,000 | 3,194 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $342,000 | 1,692 |
| Cash dividends | $939,000 | 2,335 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,538,000 | 3,101 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $8,496,000 | 3,758 |
| Total interest expense | $3,342,000 | 4,291 |
| Net interest income | $5,154,000 | 3,391 |
| Provision for loan and lease losses | $330,000 | 2,419 |
| Total noninterest income | $615,000 | 4,343 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $320,000 | 3,879 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $295,000 | 3,969 |
| Total noninterest expense | $4,065,000 | 3,125 |
| Salaries and employee benefits | $2,189,000 | 3,033 |
| Premises and equipment expense | $456,000 | 4,003 |
| Additional noninterest expense | $1,420,000 | 2,882 |
| Pre-tax net operating income | $1,374,000 | 4,780 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $218,000 | 6,646 |
| Income before extraordinary items | $1,156,000 | 4,183 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,156,000 | 4,183 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $164,000 | 2,881 |
| Cash dividends | $943,000 | 2,311 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,156,000 | 4,123 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $7,644,000 | 4,205 |
| Total interest expense | $2,986,000 | 4,807 |
| Net interest income | $4,658,000 | 3,782 |
| Provision for loan and lease losses | $253,000 | 2,912 |
| Total noninterest income | $486,000 | 5,266 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $296,000 | 4,264 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $190,000 | 5,320 |
| Total noninterest expense | $4,240,000 | 3,161 |
| Salaries and employee benefits | $1,907,000 | 3,483 |
| Premises and equipment expense | $474,000 | 3,941 |
| Additional noninterest expense | $1,859,000 | 2,623 |
| Pre-tax net operating income | $651,000 | 7,169 |
| Securities gains (losses) | $-1,000 | 9,274 |
| Applicable income taxes | $165,000 | 7,653 |
| Income before extraordinary items | $485,000 | 7,010 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $485,000 | 7,013 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $124,000 | 3,528 |
| Cash dividends | $450,000 | 3,623 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $485,750 | 6,942 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $6,780,000 | 4,696 |
| Total interest expense | $2,496,000 | 5,577 |
| Net interest income | $4,284,000 | 4,081 |
| Provision for loan and lease losses | $241,000 | 2,638 |
| Total noninterest income | $494,000 | 5,234 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $272,000 | 4,647 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $222,000 | 4,822 |
| Total noninterest expense | $3,554,000 | 3,689 |
| Salaries and employee benefits | $1,796,000 | 3,651 |
| Premises and equipment expense | $431,000 | 4,254 |
| Additional noninterest expense | $1,327,000 | 3,433 |
| Pre-tax net operating income | $983,000 | 6,064 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $324,000 | 5,734 |
| Income before extraordinary items | $659,000 | 6,247 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $659,000 | 6,245 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $130,000 | 3,217 |
| Cash dividends | $264,000 | 4,849 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $659,000 | 6,230 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,880,000 | 4,954 |
| Total interest expense | $1,873,000 | 5,897 |
| Net interest income | $4,007,000 | 4,375 |
| Provision for loan and lease losses | $38,000 | 6,695 |
| Total noninterest income | $450,000 | 5,689 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $273,000 | 4,714 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $177,000 | 5,670 |
| Total noninterest expense | $3,224,000 | 4,150 |
| Salaries and employee benefits | $1,679,000 | 3,872 |
| Premises and equipment expense | $420,000 | 4,403 |
| Additional noninterest expense | $1,125,000 | 4,287 |
| Pre-tax net operating income | $1,195,000 | 5,255 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $317,000 | 5,675 |
| Income before extraordinary items | $878,000 | 5,011 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $878,000 | 5,016 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 6,934 |
| Cash dividends | $180,000 | 5,708 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $878,000 | 5,060 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,799,000 | 5,110 |
| Total interest expense | $2,006,000 | 5,817 |
| Net interest income | $3,793,000 | 4,623 |
| Provision for loan and lease losses | $47,000 | 7,653 |
| Total noninterest income | $549,000 | 5,258 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $264,000 | 4,892 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $285,000 | 4,614 |
| Total noninterest expense | $3,179,000 | 4,289 |
| Salaries and employee benefits | $1,665,000 | 3,891 |
| Premises and equipment expense | $393,000 | 4,785 |
| Additional noninterest expense | $1,121,000 | 4,458 |
| Pre-tax net operating income | $1,116,000 | 5,465 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $343,000 | 5,583 |
| Income before extraordinary items | $773,000 | 5,713 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $773,000 | 5,851 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 7,819 |
| Cash dividends | $167,000 | 5,868 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $773,000 | 5,474 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $6,127,000 | 5,391 |
| Total interest expense | $2,617,000 | 5,767 |
| Net interest income | $3,510,000 | 4,998 |
| Provision for loan and lease losses | $-13,000 | 13,493 |
| Total noninterest income | $543,000 | 5,320 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $244,000 | 5,220 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $299,000 | 4,435 |
| Total noninterest expense | $3,030,000 | 4,496 |
| Salaries and employee benefits | $1,578,000 | 4,037 |
| Premises and equipment expense | $393,000 | 4,864 |
| Additional noninterest expense | $1,059,000 | 4,826 |
| Pre-tax net operating income | $1,036,000 | 5,491 |
| Securities gains (losses) | $-10,000 | 13,291 |
| Applicable income taxes | $332,000 | 5,558 |
| Income before extraordinary items | $694,000 | 5,968 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $694,000 | 6,041 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 12,286 |
| Cash dividends | $167,000 | 5,523 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $700,800 | 5,580 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.