Home > Northern Central Bank > Net charge- offs to loans
Northern Central Bank, Net charge- offs to loans
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3220% | 2,570 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0144% | 803 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 477 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0233% | 736 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 396 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0258% | 662 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0301% | 827 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2822% | 414 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9354% | 680 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3591% | 160 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3341% | 2,704 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0076% | 1,302 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0076% | 1,174 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0079% | 1,385 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0582% | 1,318 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0017% | 1,333 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3354% | 437 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9427% | 564 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9585% | 651 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2089% | 241 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1926% | 3,982 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0112% | 923 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 615 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0188% | 790 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 403 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0216% | 715 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0161% | 1,084 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5400% | 739 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0651% | 797 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1809% | 231 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1119% | 5,481 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0242% | 1,322 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 353 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0111% | 649 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0690% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0492% | 1,426 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 393 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0548% | 1,429 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0471% | 680 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3165% | 832 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8233% | 796 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0333% | 320 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2789% | 4,429 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0041% | 1,363 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 485 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0200% | 1,351 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0006% | 1,110 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 462 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0006% | 1,050 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6671% | 477 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4876% | 759 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9398% | 797 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0112% | 1,113 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2645% | 6,416 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0975% | 953 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 639 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0177% | 932 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4770% | 301 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1189% | 547 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 487 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1289% | 517 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0554% | 1,055 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7139% | 781 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9648% | 893 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0201% | 446 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |