Home > Northern Central Bank > Assets and Liabilities
Northern Central Bank, Assets and Liabilities
| 1997-12-31 | Rank | |
| # of Employees: | 357 | 501 |
| Assets and Liabilities | ||
| Total Assets: | $1,155,056,000 | 466 |
| Cash and due from depository institutions | $41,077,000 | 501 |
| Interest-bearing balances | $102,000 | 4,503 |
| Securities | $235,694,000 | 537 |
| Federal funds sold & reverse repurchase agreements | $3,500,000 | 3,551 |
| Net loans & leases | $839,475,000 | 417 |
| Loan loss allowance | $10,422,000 | 465 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $15,331,000 | 481 |
| Other real estate owned | $2,329,000 | 501 |
| Goodwill and other intangibles | $820,000 | 1,463 |
| All other assets | $16,830,000 | 589 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,155,056,000 | 466 |
| Total liabilities | $1,064,155,000 | 461 |
| Total deposits | $883,200,000 | 445 |
| Interest-bearing deposits | $794,575,000 | 438 |
| Deposits held in domestic offices | $883,200,000 | 441 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $108,455,000 | 323 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $52,996,000 | 548 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $19,504,000 | 413 |
| Total equity capital | $90,901,000 | 536 |
| Total bank equity capital | $90,901,000 | 536 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $3,698,000 | 989 |
| Surplus | $26,095,000 | 712 |
| Undivided profits | $61,108,000 | 411 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,678,000 | 461 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $254,000 | 538 |
| Income earned, not collected on loans | $6,330,000 | 388 |
| Earning assets | $1,078,771,000 | 460 |
| Long-term assets (5+ years) | $297,894,000 | 301 |
| Average Assets, year-to-date | $1,153,888,200 | 451 |
| Average Assets, quarterly | $1,151,400,000 | 462 |
| Volatile liabilities | $184,092,000 | 561 |
| Insider loans | $42,917,000 | 100 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $242,023,000 | 376 |
| Tier 1 (core) risk-based capital | $89,627,000 | 502 |
| Tier 2 risk-based capital | $10,422,000 | 414 |
| Total risk weighted assets | $906,565,000 | 390 |
| Total unused commitments | $242,023,000 | 377 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 351 | 546 |
| Assets and Liabilities | ||
| Total Assets: | $1,152,933,000 | 505 |
| Cash and due from depository institutions | $90,945,000 | 546 |
| Interest-bearing balances | $51,140,000 | 92 |
| Securities | $237,722,000 | 552 |
| Federal funds sold & reverse repurchase agreements | $7,500,000 | 1,727 |
| Net loans & leases | $781,774,000 | 476 |
| Loan loss allowance | $9,693,000 | 541 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $16,888,000 | 458 |
| Other real estate owned | $1,275,000 | 546 |
| Goodwill and other intangibles | $949,000 | 1,312 |
| All other assets | $15,880,000 | 646 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,152,933,000 | 505 |
| Total liabilities | $1,066,181,000 | 502 |
| Total deposits | $889,606,000 | 487 |
| Interest-bearing deposits | $797,586,000 | 470 |
| Deposits held in domestic offices | $889,606,000 | 479 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $110,274,000 | 348 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $53,982,000 | 560 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $12,319,000 | 557 |
| Total equity capital | $86,752,000 | 571 |
| Total bank equity capital | $86,752,000 | 571 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $3,698,000 | 1,044 |
| Surplus | $26,095,000 | 748 |
| Undivided profits | $56,959,000 | 470 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,953,000 | 875 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $147,000 | 770 |
| Income earned, not collected on loans | $5,602,000 | 454 |
| Earning assets | $1,078,136,000 | 494 |
| Long-term assets (5+ years) | $246,589,000 | 352 |
| Average Assets, year-to-date | $1,090,896,600 | 504 |
| Average Assets, quarterly | $1,133,242,000 | 506 |
| Volatile liabilities | $217,599,000 | 535 |
| Insider loans | $40,823,000 | 131 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $8,896,000 | 230 |
| Unused loan commitments | $186,949,000 | 453 |
| Tier 1 (core) risk-based capital | $85,820,000 | 542 |
| Tier 2 risk-based capital | $9,693,000 | 464 |
| Total risk weighted assets | $804,753,800 | 460 |
| Total unused commitments | $186,949,000 | 456 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 379 | 521 |
| Assets and Liabilities | ||
| Total Assets: | $1,077,945,000 | 550 |
| Cash and due from depository institutions | $88,707,000 | 521 |
| Interest-bearing balances | $43,116,000 | 118 |
| Securities | $206,128,000 | 655 |
| Federal funds sold & reverse repurchase agreements | $24,750,000 | 606 |
| Net loans & leases | $722,428,000 | 520 |
| Loan loss allowance | $8,966,000 | 596 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $16,741,000 | 461 |
| Other real estate owned | $771,000 | 521 |
| Goodwill and other intangibles | $1,148,000 | 1,115 |
| All other assets | $17,272,000 | 643 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,077,945,000 | 550 |
| Total liabilities | $989,712,000 | 542 |
| Total deposits | $850,180,000 | 532 |
| Interest-bearing deposits | $745,700,000 | 520 |
| Deposits held in domestic offices | $850,180,000 | 524 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $86,637,000 | 421 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $38,424,000 | 622 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $14,471,000 | 547 |
| Total equity capital | $88,233,000 | 585 |
| Total bank equity capital | $88,233,000 | 585 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $3,698,000 | 1,060 |
| Surplus | $25,818,000 | 752 |
| Undivided profits | $58,717,000 | 457 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,980,000 | 915 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $5,440,000 | 485 |
| Earning assets | $996,422,000 | 551 |
| Long-term assets (5+ years) | $179,973,000 | 417 |
| Average Assets, year-to-date | $932,571,600 | 596 |
| Average Assets, quarterly | $996,923,500 | 580 |
| Volatile liabilities | $139,612,000 | 679 |
| Insider loans | $29,881,000 | 187 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $13,900,000 | 192 |
| Unused loan commitments | $135,795,000 | 561 |
| Tier 1 (core) risk-based capital | $86,773,000 | 555 |
| Tier 2 risk-based capital | $8,966,000 | 504 |
| Total risk weighted assets | $747,368,800 | 497 |
| Total unused commitments | $135,795,000 | 565 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 394 | 530 |
| Assets and Liabilities | ||
| Total Assets: | $871,720,000 | 622 |
| Cash and due from depository institutions | $63,322,000 | 530 |
| Interest-bearing balances | $29,150,000 | 152 |
| Securities | $174,471,000 | 774 |
| Federal funds sold & reverse repurchase agreements | $3,000,000 | 2,781 |
| Net loans & leases | $603,131,000 | 553 |
| Loan loss allowance | $7,383,000 | 697 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $14,395,000 | 518 |
| Other real estate owned | $188,000 | 530 |
| Goodwill and other intangibles | $1,104,000 | 1,030 |
| All other assets | $12,109,000 | 860 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $871,720,000 | 622 |
| Total liabilities | $803,690,000 | 627 |
| Total deposits | $695,518,000 | 604 |
| Interest-bearing deposits | $614,363,000 | 594 |
| Deposits held in domestic offices | $695,518,000 | 594 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $75,629,000 | 460 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $26,080,000 | 770 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $6,463,000 | 772 |
| Total equity capital | $68,030,000 | 656 |
| Total bank equity capital | $68,030,000 | 656 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $3,698,000 | 1,052 |
| Surplus | $23,638,000 | 751 |
| Undivided profits | $40,694,000 | 557 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,127,000 | 1,136 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $3,635,000 | 593 |
| Earning assets | $809,752,000 | 615 |
| Long-term assets (5+ years) | $146,303,000 | 494 |
| Average Assets, year-to-date | $838,080,400 | 626 |
| Average Assets, quarterly | $866,800,500 | 623 |
| Volatile liabilities | $110,335,000 | 770 |
| Insider loans | $22,946,000 | 231 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $127,551,000 | 560 |
| Tier 1 (core) risk-based capital | $70,222,000 | 631 |
| Tier 2 risk-based capital | $7,383,000 | 558 |
| Total risk weighted assets | $626,068,800 | 545 |
| Total unused commitments | $127,551,000 | 562 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 425 | 526 |
| Assets and Liabilities | ||
| Total Assets: | $815,059,000 | 664 |
| Cash and due from depository institutions | $40,879,000 | 526 |
| Interest-bearing balances | $13,264,000 | 466 |
| Securities | $174,485,000 | 805 |
| Federal funds sold & reverse repurchase agreements | $18,500,000 | 737 |
| Net loans & leases | $555,284,000 | 580 |
| Loan loss allowance | $6,648,000 | 800 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $14,265,000 | 519 |
| Other real estate owned | $80,000 | 526 |
| Goodwill and other intangibles | $334,000 | 1,571 |
| All other assets | $11,232,000 | 880 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $815,059,000 | 664 |
| Total liabilities | $741,173,000 | 669 |
| Total deposits | $636,994,000 | 668 |
| Interest-bearing deposits | $559,415,000 | 656 |
| Deposits held in domestic offices | $636,994,000 | 659 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $68,175,000 | 423 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $28,464,000 | 646 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $7,540,000 | 740 |
| Total equity capital | $73,886,000 | 586 |
| Total bank equity capital | $73,886,000 | 586 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $3,698,000 | 1,053 |
| Surplus | $23,638,000 | 713 |
| Undivided profits | $46,550,000 | 493 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,523,000 | 1,613 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $2,830,000 | 659 |
| Earning assets | $761,533,000 | 650 |
| Long-term assets (5+ years) | $137,119,000 | 506 |
| Average Assets, year-to-date | $810,287,800 | 656 |
| Average Assets, quarterly | $811,342,500 | 665 |
| Volatile liabilities | $116,381,000 | 711 |
| Insider loans | $25,169,000 | 196 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $4,206,000 | 538 |
| Unused loan commitments | $154,261,000 | 501 |
| Tier 1 (core) risk-based capital | $73,241,000 | 569 |
| Tier 2 risk-based capital | $6,648,000 | 599 |
| Total risk weighted assets | $564,206,100 | 585 |
| Total unused commitments | $154,261,000 | 512 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 464 | 491 |
| Assets and Liabilities | ||
| Total Assets: | $828,730,000 | 665 |
| Cash and due from depository institutions | $58,172,000 | 491 |
| Interest-bearing balances | $25,083,000 | 321 |
| Securities | $161,583,000 | 848 |
| Federal funds sold & reverse repurchase agreements | $27,000,000 | 674 |
| Net loans & leases | $558,689,000 | 590 |
| Loan loss allowance | $7,024,000 | 777 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $13,692,000 | 553 |
| Other real estate owned | $378,000 | 491 |
| Goodwill and other intangibles | $381,000 | 1,488 |
| All other assets | $8,835,000 | 1,071 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $828,730,000 | 665 |
| Total liabilities | $760,215,000 | 665 |
| Total deposits | $669,477,000 | 684 |
| Interest-bearing deposits | $595,332,000 | 672 |
| Deposits held in domestic offices | $669,477,000 | 676 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $76,260,000 | 364 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $6,342,000 | 1,178 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $8,136,000 | 694 |
| Total equity capital | $68,515,000 | 595 |
| Total bank equity capital | $68,515,000 | 595 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $3,698,000 | 1,071 |
| Surplus | $23,511,000 | 689 |
| Undivided profits | $41,306,000 | 509 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,955,000 | 2,288 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $3,117,000 | 669 |
| Earning assets | $772,355,000 | 640 |
| Long-term assets (5+ years) | $151,539,000 | 449 |
| Average Assets, year-to-date | $807,349,800 | 672 |
| Average Assets, quarterly | $816,764,000 | 671 |
| Volatile liabilities | $100,918,000 | 748 |
| Insider loans | $523,000 | 1,738 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $2,372,000 | 520 |
| Unused loan commitments | $130,051,000 | 533 |
| Tier 1 (core) risk-based capital | $68,134,000 | 569 |
| Tier 2 risk-based capital | $7,024,000 | 578 |
| Total risk weighted assets | $573,587,800 | 587 |
| Total unused commitments | $130,051,000 | 544 |
| Derivatives | $0 | 651 |