Home > Northern Bank & Trust Company > Income and Expense

Northern Bank & Trust Company, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$196,135,000309
Total interest expense$57,005,000361
Net interest income$139,130,000284
Provision for loan and lease losses$2,723,000472
Total noninterest income$9,561,000760
Gross Fiduciary activities income$2,000923
Service charges on deposit accounts$1,564,000704
Trading account gains and feesNANA
Additional Noninterest Income$7,995,000633
Total noninterest expense$61,291,000485
Salaries and employee benefits$35,600,000448
Premises and equipment expense$5,489,000509
Additional noninterest expense$7,995,000633
Pre-tax net operating income$84,677,000236
Securities gains (losses)$16,000686
Applicable income taxes$24,539,000188
Income before extraordinary items$60,154,000251
Extraordinary gains, net$054
Net income$60,154,000254
Minority interest net income$088
Net income of bank and minority interests.$60,154,000253
Net charge-offs$1,149,000497
Cash dividends$30,000,000237
Sale, conversion, retirement of capital stock, net$0540
Net operating income$60,141,360260
2023-09-30 (YTD Data)Rank
Total interest income$139,589,000316
Total interest expense$39,066,000361
Net interest income$100,523,000299
Provision for loan and lease losses$-1,075,0004,545
Total noninterest income$8,199,000698
Gross Fiduciary activities income$2,000887
Service charges on deposit accounts$1,213,000679
Trading account gains and feesNANA
Additional Noninterest Income$6,984,000577
Total noninterest expense$43,164,000507
Salaries and employee benefits$25,041,000476
Premises and equipment expense$4,115,000510
Additional noninterest expense$6,984,000577
Pre-tax net operating income$66,633,000229
Securities gains (losses)$-54,0003,852
Applicable income taxes$18,473,000195
Income before extraordinary items$48,106,000246
Extraordinary gains, net$052
Net income$48,106,000248
Minority interest net income$081
Net income of bank and minority interests.$48,106,000247
Net charge-offs$-353,0004,530
Cash dividends$22,500,000228
Sale, conversion, retirement of capital stock, net$0507
Net operating income$48,148,660249
2023-06-30 (YTD Data)Rank
Total interest income$-1,300,0004,650
Total interest expense$10,0004,534
Net interest income$84,400,000254
Provision for loan and lease losses$1,0002,913
Total noninterest income$1,2844,610
Gross Fiduciary activities income$0931
Service charges on deposit accounts$1,0414,423
Trading account gains and fees$0112
Additional Noninterest Income$125,0003,527
Total noninterest expense$04,605
Salaries and employee benefitsNANA
Premises and equipment expense$04,583
Additional noninterest expense$24,6134,255
Pre-tax net operating incomeNANA
Securities gains (losses)$0938
Applicable income taxes$03,436
Income before extraordinary items$9,0004,408
Extraordinary gains, net$18,266,00021
Net income$32,823,000246
Minority interest net income$081
Net income of bank and minority interests.$04,409
Net charge-offs$02,431
Cash dividends$4,614,000469
Sale, conversion, retirement of capital stock, net$-34,591
Net operating income$04,423
2023-03-31 (YTD Data)Rank
Total interest income$44,100,000321
Total interest expense$10,028,000359
Net interest income$34,072,000300
Provision for loan and lease losses$-1,516,0004,657
Total noninterest income$2,181,000784
Gross Fiduciary activities income$0913
Service charges on deposit accounts$408,000679
Trading account gains and feesNANA
Additional Noninterest Income$1,773,000664
Total noninterest expense$12,473,000565
Salaries and employee benefits$7,152,000559
Premises and equipment expense$1,584,000459
Additional noninterest expense$1,773,000664
Pre-tax net operating income$25,296,000223
Securities gains (losses)$20,000439
Applicable income taxes$7,142,000181
Income before extraordinary items$18,174,000232
Extraordinary gains, net$04
Net income$18,174,000232
Minority interest net income$048
Net income of bank and minority interests.$18,174,000232
Net charge-offs$-213,0004,605
Cash dividends$7,500,000212
Sale, conversion, retirement of capital stock, net$0430
Net operating income$18,158,200236
2022-12-31 (YTD Data)Rank
Total interest income$153,662,000302
Total interest expense$10,636,000435
Net interest income$143,026,000288
Provision for loan and lease losses$6,001,000248
Total noninterest income$7,416,000923
Gross Fiduciary activities income$3,000948
Service charges on deposit accounts$1,532,000725
Trading account gains and feesNANA
Additional Noninterest Income$5,881,000792
Total noninterest expense$53,133,000522
Salaries and employee benefits$31,392,000486
Premises and equipment expense$5,032,000542
Additional noninterest expense$5,881,000792
Pre-tax net operating income$91,308,000249
Securities gains (losses)$-183,0004,083
Applicable income taxes$25,753,000204
Income before extraordinary items$65,372,000266
Extraordinary gains, net$05
Net income$65,372,000266
Minority interest net income$063
Net income of bank and minority interests.$65,372,000266
Net charge-offs$669,000514
Cash dividends$18,000,000306
Sale, conversion, retirement of capital stock, net$0568
Net operating income$65,516,570268
2022-09-30 (YTD Data)Rank
Total interest income$110,549,000297
Total interest expense$4,697,000490
Net interest income$105,852,000287
Provision for loan and lease losses$1,121,000575
Total noninterest income$5,501,000952
Gross Fiduciary activities income$2,000923
Service charges on deposit accounts$1,156,000726
Trading account gains and feesNANA
Additional Noninterest Income$4,343,000832
Total noninterest expense$38,616,000530
Salaries and employee benefits$22,336,000504
Premises and equipment expense$3,821,000535
Additional noninterest expense$4,343,000832
Pre-tax net operating income$71,616,000242
Securities gains (losses)$-190,0004,351
Applicable income taxes$20,187,000202
Income before extraordinary items$51,239,000261
Extraordinary gains, net$04
Net income$51,239,000261
Minority interest net income$057
Net income of bank and minority interests.$51,239,000261
Net charge-offs$538,000432
Cash dividends$12,000,000306
Sale, conversion, retirement of capital stock, net$0519
Net operating income$51,389,100258
2022-06-30 (YTD Data)Rank
Total interest income$69,930,000293
Total interest expense$2,575,000466
Net interest income$67,355,000288
Provision for loan and lease losses$645,000580
Total noninterest income$3,904,000898
Gross Fiduciary activities income$0925
Service charges on deposit accounts$747,000743
Trading account gains and feesNANA
Additional Noninterest Income$3,157,000794
Total noninterest expense$22,951,000578
Salaries and employee benefits$12,358,000606
Premises and equipment expense$2,554,000528
Additional noninterest expense$8,039,000520
Pre-tax net operating income$47,663,000231
Securities gains (losses)$-121,0004,400
Applicable income taxes$13,417,000197
Income before extraordinary items$34,125,000251
Extraordinary gains, net$04
Net income$34,125,000251
Minority interest net income$060
Net income of bank and minority interests.$34,125,000251
Net charge-offs$546,000321
Cash dividends$6,000,000380
Sale, conversion, retirement of capital stock, net$0494
Net operating income$34,220,590252
2022-03-31 (YTD Data)Rank
Total interest income$34,123,000289
Total interest expense$1,286,000436
Net interest income$32,837,000281
Provision for loan and lease losses$818,000234
Total noninterest income$2,400,000787
Gross Fiduciary activities income$0892
Service charges on deposit accounts$379,000731
Trading account gains and feesNANA
Additional Noninterest Income$2,021,000683
Total noninterest expense$10,766,000610
Salaries and employee benefits$6,150,000610
Premises and equipment expense$1,254,000540
Additional noninterest expense$3,362,000592
Pre-tax net operating income$23,653,000232
Securities gains (losses)$-68,0004,490
Applicable income taxes$6,701,000190
Income before extraordinary items$16,884,000250
Extraordinary gains, net$04
Net income$16,884,000251
Minority interest net income$050
Net income of bank and minority interests.$16,884,000250
Net charge-offs$-344,0004,719
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$0453
Net operating income$16,937,720250
2021-12-31 (YTD Data)Rank
Total interest income$129,616,000296
Total interest expense$6,864,000402
Net interest income$122,752,000294
Provision for loan and lease losses$3,028,000192
Total noninterest income$7,905,000989
Gross Fiduciary activities income$3,000928
Service charges on deposit accounts$1,300,000788
Trading account gains and feesNANA
Additional Noninterest Income$6,602,000884
Total noninterest expense$47,067,000566
Salaries and employee benefits$28,633,000514
Premises and equipment expense$4,824,000549
Additional noninterest expense$13,610,000599
Pre-tax net operating income$80,562,000268
Securities gains (losses)$-9,0004,360
Applicable income taxes$22,555,000232
Income before extraordinary items$57,998,000294
Extraordinary gains, net$010
Net income$57,998,000293
Minority interest net income$074
Net income of bank and minority interests.$57,998,000294
Net charge-offs$382,000741
Cash dividends$03,608
Sale, conversion, retirement of capital stock, net$0582
Net operating income$58,005,110286
2021-09-30 (YTD Data)Rank
Total interest income$96,873,000297
Total interest expense$5,480,000398
Net interest income$91,393,000296
Provision for loan and lease losses$2,564,000156
Total noninterest income$6,264,000978
Gross Fiduciary activities income$0957
Service charges on deposit accounts$955,000799
Trading account gains and feesNANA
Additional Noninterest Income$5,309,000866
Total noninterest expense$32,806,000600
Salaries and employee benefits$19,773,000560
Premises and equipment expense$3,555,000563
Additional noninterest expense$9,478,000627
Pre-tax net operating income$62,287,000264
Securities gains (losses)$3,0001,854
Applicable income taxes$17,562,000228
Income before extraordinary items$44,728,000295
Extraordinary gains, net$08
Net income$44,728,000295
Minority interest net income$069
Net income of bank and minority interests.$44,728,000295
Net charge-offs$430,000548
Cash dividends$03,251
Sale, conversion, retirement of capital stock, net$0543
Net operating income$44,725,630286
2021-06-30 (YTD Data)Rank
Total interest income$63,755,000297
Total interest expense$3,948,000387
Net interest income$59,807,000293
Provision for loan and lease losses$1,887,000163
Total noninterest income$4,211,000965
Gross Fiduciary activities income$0951
Service charges on deposit accounts$624,000781
Trading account gains and feesNANA
Additional Noninterest Income$3,587,000868
Total noninterest expense$19,517,000667
Salaries and employee benefits$11,088,000656
Premises and equipment expense$2,361,000568
Additional noninterest expense$6,068,000637
Pre-tax net operating income$42,614,000261
Securities gains (losses)$12,0001,351
Applicable income taxes$12,024,000224
Income before extraordinary items$30,602,000291
Extraordinary gains, net$06
Net income$30,602,000291
Minority interest net income$067
Net income of bank and minority interests.$30,602,000291
Net charge-offs$462,000429
Cash dividends$03,104
Sale, conversion, retirement of capital stock, net$0517
Net operating income$30,592,520281
2021-03-31 (YTD Data)Rank
Total interest income$32,393,000296
Total interest expense$2,235,000357
Net interest income$30,158,000292
Provision for loan and lease losses$631,000292
Total noninterest income$2,285,000913
Gross Fiduciary activities income$0922
Service charges on deposit accounts$298,000796
Trading account gains and feesNANA
Additional Noninterest Income$1,987,000824
Total noninterest expense$9,603,000670
Salaries and employee benefits$5,641,000650
Premises and equipment expense$1,158,000584
Additional noninterest expense$2,804,000671
Pre-tax net operating income$22,209,000256
Securities gains (losses)$12,0001,012
Applicable income taxes$6,372,000216
Income before extraordinary items$15,849,000288
Extraordinary gains, net$03
Net income$15,849,000288
Minority interest net income$055
Net income of bank and minority interests.$15,849,000288
Net charge-offs$498,000267
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$15,839,520276
2020-12-31 (YTD Data)Rank
Total interest income$124,436,000307
Total interest expense$19,223,000279
Net interest income$105,213,000303
Provision for loan and lease losses$11,388,000314
Total noninterest income$10,240,000783
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$1,060,000900
Trading account gains and feesNANA
Additional Noninterest Income$9,180,000690
Total noninterest expense$43,748,000578
Salaries and employee benefits$27,102,000521
Premises and equipment expense$4,427,000589
Additional noninterest expense$12,219,000617
Pre-tax net operating income$60,317,000251
Securities gains (losses)$18,0002,145
Applicable income taxes$16,811,000204
Income before extraordinary items$43,524,000277
Extraordinary gains, net$04
Net income$43,524,000275
Minority interest net income$072
Net income of bank and minority interests.$43,524,000277
Net charge-offs$-47,0004,583
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0566
Net operating income$43,509,780271
2020-09-30 (YTD Data)Rank
Total interest income$91,235,000310
Total interest expense$15,607,000282
Net interest income$75,628,000317
Provision for loan and lease losses$5,645,000462
Total noninterest income$7,227,000795
Gross Fiduciary activities income$0981
Service charges on deposit accounts$792,000901
Trading account gains and feesNANA
Additional Noninterest Income$6,435,000687
Total noninterest expense$29,114,000636
Salaries and employee benefits$17,288,000599
Premises and equipment expense$3,350,000579
Additional noninterest expense$8,476,000651
Pre-tax net operating income$48,096,000222
Securities gains (losses)$23,0001,862
Applicable income taxes$13,642,000174
Income before extraordinary items$34,477,000244
Extraordinary gains, net$04
Net income$34,477,000244
Minority interest net income$065
Net income of bank and minority interests.$34,477,000244
Net charge-offs$-115,0004,837
Cash dividends$03,384
Sale, conversion, retirement of capital stock, net$0532
Net operating income$34,458,830238
2020-06-30 (YTD Data)Rank
Total interest income$60,868,000313
Total interest expense$11,165,000290
Net interest income$49,703,000320
Provision for loan and lease losses$5,637,000370
Total noninterest income$4,411,000807
Gross Fiduciary activities income$0970
Service charges on deposit accounts$560,000862
Trading account gains and feesNANA
Additional Noninterest Income$3,851,000692
Total noninterest expense$19,810,000614
Salaries and employee benefits$11,636,000586
Premises and equipment expense$2,232,000578
Additional noninterest expense$5,942,000607
Pre-tax net operating income$28,667,000214
Securities gains (losses)$26,0001,589
Applicable income taxes$8,128,000167
Income before extraordinary items$20,565,000241
Extraordinary gains, net$04
Net income$20,565,000241
Minority interest net income$065
Net income of bank and minority interests.$20,565,000241
Net charge-offs$-236,0004,983
Cash dividends$03,237
Sale, conversion, retirement of capital stock, net$0504
Net operating income$20,544,460236
2020-03-31 (YTD Data)Rank
Total interest income$30,751,000314
Total interest expense$5,780,000322
Net interest income$24,971,000319
Provision for loan and lease losses$1,214,000541
Total noninterest income$2,142,000772
Gross Fiduciary activities income$0941
Service charges on deposit accounts$341,000840
Trading account gains and feesNANA
Additional Noninterest Income$1,801,000653
Total noninterest expense$11,045,000555
Salaries and employee benefits$6,123,000559
Premises and equipment expense$1,197,000551
Additional noninterest expense$3,725,000498
Pre-tax net operating income$14,854,000190
Securities gains (losses)$20,0001,128
Applicable income taxes$4,286,000144
Income before extraordinary items$10,588,000215
Extraordinary gains, net$04
Net income$10,588,000215
Minority interest net income$056
Net income of bank and minority interests.$10,588,000215
Net charge-offs$-217,0005,043
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$10,572,200206
2019-12-31 (YTD Data)Rank
Total interest income$119,340,000321
Total interest expense$26,805,000309
Net interest income$92,535,000329
Provision for loan and lease losses$5,517,000245
Total noninterest income$6,883,000914
Gross Fiduciary activities income$3,000975
Service charges on deposit accounts$1,504,000799
Trading account gains and feesNANA
Additional Noninterest Income$5,376,000789
Total noninterest expense$43,062,000541
Salaries and employee benefits$25,973,000500
Premises and equipment expense$4,682,000552
Additional noninterest expense$12,407,000575
Pre-tax net operating income$50,839,000308
Securities gains (losses)$39,0001,342
Applicable income taxes$13,822,000270
Income before extraordinary items$37,056,000338
Extraordinary gains, net$011
Net income$37,056,000339
Minority interest net income$076
Net income of bank and minority interests.$37,056,000339
Net charge-offs$3,420,000277
Cash dividends$03,944
Sale, conversion, retirement of capital stock, net$0626
Net operating income$37,025,190333
2019-09-30 (YTD Data)Rank
Total interest income$89,086,000329
Total interest expense$20,229,000315
Net interest income$68,857,000333
Provision for loan and lease losses$3,665,000258
Total noninterest income$5,123,000913
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$1,144,000796
Trading account gains and fees$0129
Additional Noninterest Income$3,979,000791
Total noninterest expense$31,487,000554
Salaries and employee benefits$18,285,000540
Premises and equipment expense$3,509,000554
Additional noninterest expense$9,693,000551
Pre-tax net operating income$38,828,000304
Securities gains (losses)$42,0001,129
Applicable income taxes$10,670,000258
Income before extraordinary items$28,200,000335
Extraordinary gains, net$011
Net income$28,200,000336
Minority interest net income$072
Net income of bank and minority interests.$28,200,000336
Net charge-offs$2,540,000266
Cash dividends$03,588
Sale, conversion, retirement of capital stock, net$0590
Net operating income$28,166,820331
2019-06-30 (YTD Data)Rank
Total interest income$59,841,000330
Total interest expense$13,049,000320
Net interest income$46,792,000331
Provision for loan and lease losses$3,661,000199
Total noninterest income$3,656,000853
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$796,000761
Trading account gains and fees$0131
Additional Noninterest Income$2,860,000728
Total noninterest expense$21,311,000546
Salaries and employee benefits$12,076,000541
Premises and equipment expense$2,346,000560
Additional noninterest expense$6,889,000528
Pre-tax net operating income$25,476,000306
Securities gains (losses)$35,000849
Applicable income taxes$7,118,000258
Income before extraordinary items$18,393,000341
Extraordinary gains, net$011
Net income$18,393,000342
Minority interest net income$069
Net income of bank and minority interests.$18,393,000342
Net charge-offs$2,196,000220
Cash dividends$03,456
Sale, conversion, retirement of capital stock, net$0573
Net operating income$18,365,350336
2019-03-31 (YTD Data)Rank
Total interest income$28,306,000339
Total interest expense$6,217,000326
Net interest income$22,089,000345
Provision for loan and lease losses$3,029,000145
Total noninterest income$1,838,000825
Gross Fiduciary activities income$0972
Service charges on deposit accounts$375,000791
Trading account gains and fees$0126
Additional Noninterest Income$1,463,000700
Total noninterest expense$11,063,000521
Salaries and employee benefits$6,135,000518
Premises and equipment expense$1,196,000549
Additional noninterest expense$3,732,000477
Pre-tax net operating income$9,835,000353
Securities gains (losses)$17,000607
Applicable income taxes$2,718,000301
Income before extraordinary items$7,134,000392
Extraordinary gains, net$05
Net income$7,134,000391
Minority interest net income$052
Net income of bank and minority interests.$7,134,000392
Net charge-offs$2,092,000143
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$7,120,570386
2018-12-31 (YTD Data)Rank
Total interest income$107,626,000338
Total interest expense$21,317,000297
Net interest income$86,309,000354
Provision for loan and lease losses$8,328,000189
Total noninterest income$5,177,0001,067
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$1,373,000888
Trading account gains and fees$0126
Additional Noninterest Income$3,804,000951
Total noninterest expense$40,549,000552
Salaries and employee benefits$23,548,000531
Premises and equipment expense$4,672,000544
Additional noninterest expense$12,329,000566
Pre-tax net operating income$42,609,000351
Securities gains (losses)$-35,0004,760
Applicable income taxes$11,457,000287
Income before extraordinary items$31,117,000367
Extraordinary gains, net$06
Net income$31,117,000368
Minority interest net income$072
Net income of bank and minority interests.$31,117,000368
Net charge-offs$7,311,000160
Cash dividends$9,000,000464
Sale, conversion, retirement of capital stock, net$0671
Net operating income$31,144,650372
2018-09-30 (YTD Data)Rank
Total interest income$78,995,000341
Total interest expense$15,320,000292
Net interest income$63,675,000356
Provision for loan and lease losses$8,150,000147
Total noninterest income$3,953,0001,068
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$1,051,000868
Trading account gains and fees$0138
Additional Noninterest Income$2,902,000954
Total noninterest expense$29,032,000576
Salaries and employee benefits$17,199,000544
Premises and equipment expense$3,474,000550
Additional noninterest expense$8,359,000613
Pre-tax net operating income$30,446,000359
Securities gains (losses)$-44,0005,115
Applicable income taxes$8,097,000291
Income before extraordinary items$22,305,000383
Extraordinary gains, net$05
Net income$22,305,000383
Minority interest net income$066
Net income of bank and minority interests.$22,305,000383
Net charge-offs$7,322,000134
Cash dividends$9,000,000337
Sale, conversion, retirement of capital stock, net$0633
Net operating income$22,339,760382
2018-06-30 (YTD Data)Rank
Total interest income$51,468,000344
Total interest expense$9,398,000292
Net interest income$42,070,000360
Provision for loan and lease losses$5,541,000149
Total noninterest income$2,514,0001,095
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$710,000849
Trading account gains and fees$0130
Additional Noninterest Income$1,804,0001,012
Total noninterest expense$19,065,000586
Salaries and employee benefits$11,312,000551
Premises and equipment expense$2,296,000555
Additional noninterest expense$5,457,000630
Pre-tax net operating income$19,978,000352
Securities gains (losses)$-33,0005,208
Applicable income taxes$5,293,000290
Income before extraordinary items$14,652,000380
Extraordinary gains, net$06
Net income$14,652,000380
Minority interest net income$065
Net income of bank and minority interests.$14,652,000380
Net charge-offs$-40,0004,961
Cash dividends$6,000,000330
Sale, conversion, retirement of capital stock, net$0620
Net operating income$14,678,070377
2018-03-31 (YTD Data)Rank
Total interest income$25,862,000345
Total interest expense$4,457,000289
Net interest income$21,405,000358
Provision for loan and lease losses$325,000637
Total noninterest income$1,193,0001,124
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$384,000805
Trading account gains and fees$0123
Additional Noninterest Income$809,0001,071
Total noninterest expense$9,397,000596
Salaries and employee benefits$5,679,000555
Premises and equipment expense$1,165,000550
Additional noninterest expense$2,553,000662
Pre-tax net operating income$12,876,000296
Securities gains (losses)$-24,0005,329
Applicable income taxes$3,398,000249
Income before extraordinary items$9,454,000316
Extraordinary gains, net$07
Net income$9,454,000316
Minority interest net income$052
Net income of bank and minority interests.$9,454,000316
Net charge-offs$-3,0004,242
Cash dividends$3,000,000300
Sale, conversion, retirement of capital stock, net$0580
Net operating income$9,472,960314
2017-12-31 (YTD Data)Rank
Total interest income$93,834,000349
Total interest expense$14,518,000285
Net interest income$79,316,000358
Provision for loan and lease losses$3,120,000339
Total noninterest income$5,108,0001,103
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$1,395,000886
Trading account gains and fees$0151
Additional Noninterest Income$3,713,0001,002
Total noninterest expense$34,180,000647
Salaries and employee benefits$19,610,000619
Premises and equipment expense$4,012,000613
Additional noninterest expense$10,558,000642
Pre-tax net operating income$47,124,000298
Securities gains (losses)$-107,0005,421
Applicable income taxes$22,739,000239
Income before extraordinary items$24,278,000357
Extraordinary gains, net$09
Net income$24,278,000358
Minority interest net income$076
Net income of bank and minority interests.$24,278,000358
Net charge-offs$1,014,000692
Cash dividends$04,147
Sale, conversion, retirement of capital stock, net$0711
Net operating income$24,346,480355
2017-09-30 (YTD Data)Rank
Total interest income$67,640,000358
Total interest expense$10,262,000290
Net interest income$57,378,000366
Provision for loan and lease losses$3,017,000284
Total noninterest income$3,894,0001,104
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$1,088,000846
Trading account gains and fees$0145
Additional Noninterest Income$2,806,0001,022
Total noninterest expense$24,271,000680
Salaries and employee benefits$14,348,000637
Premises and equipment expense$2,906,000647
Additional noninterest expense$7,017,000715
Pre-tax net operating income$33,984,000313
Securities gains (losses)$02,274
Applicable income taxes$13,292,000261
Income before extraordinary items$20,692,000352
Extraordinary gains, net$09
Net income$20,692,000352
Minority interest net income$071
Net income of bank and minority interests.$20,692,000352
Net charge-offs$1,193,000436
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$0677
Net operating income$20,692,000351
2017-06-30 (YTD Data)Rank
Total interest income$43,330,000365
Total interest expense$6,389,000294
Net interest income$36,941,000373
Provision for loan and lease losses$2,028,000275
Total noninterest income$2,614,0001,104
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$769,000796
Trading account gains and fees$0139
Additional Noninterest Income$1,845,0001,028
Total noninterest expense$16,166,000679
Salaries and employee benefits$9,517,000646
Premises and equipment expense$1,941,000641
Additional noninterest expense$4,708,000718
Pre-tax net operating income$21,361,000324
Securities gains (losses)$01,906
Applicable income taxes$8,228,000273
Income before extraordinary items$13,133,000366
Extraordinary gains, net$011
Net income$13,133,000365
Minority interest net income$071
Net income of bank and minority interests.$13,133,000366
Net charge-offs$882,000387
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$0659
Net operating income$13,133,000365
2017-03-31 (YTD Data)Rank
Total interest income$20,767,000376
Total interest expense$2,928,000303
Net interest income$17,839,000381
Provision for loan and lease losses$426,000510
Total noninterest income$1,207,0001,152
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$452,000697
Trading account gains and fees$0142
Additional Noninterest Income$755,0001,167
Total noninterest expense$8,106,000685
Salaries and employee benefits$4,765,000649
Premises and equipment expense$983,000642
Additional noninterest expense$2,358,000709
Pre-tax net operating income$10,514,000322
Securities gains (losses)$01,153
Applicable income taxes$4,190,000269
Income before extraordinary items$6,324,000376
Extraordinary gains, net$08
Net income$6,324,000375
Minority interest net income$055
Net income of bank and minority interests.$6,324,000376
Net charge-offs$83,0001,039
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$6,324,000371
2016-12-31 (YTD Data)Rank
Total interest income$74,886,000386
Total interest expense$9,672,000316
Net interest income$65,214,000394
Provision for loan and lease losses$4,415,000283
Total noninterest income$4,899,0001,162
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$1,345,000925
Trading account gains and fees$0170
Additional Noninterest Income$3,554,0001,077
Total noninterest expense$30,051,000711
Salaries and employee benefits$17,609,000673
Premises and equipment expense$3,765,000660
Additional noninterest expense$8,677,000767
Pre-tax net operating income$35,647,000328
Securities gains (losses)$1,0003,113
Applicable income taxes$13,830,000280
Income before extraordinary items$21,818,000384
Extraordinary gains, net$05
Net income$21,818,000383
Minority interest net income$082
Net income of bank and minority interests.$21,818,000383
Net charge-offs$221,0001,833
Cash dividends$04,239
Sale, conversion, retirement of capital stock, net$0759
Net operating income$21,817,360378
2016-09-30 (YTD Data)Rank
Total interest income$54,009,000392
Total interest expense$7,031,000321
Net interest income$46,978,000399
Provision for loan and lease losses$3,406,000266
Total noninterest income$3,508,0001,198
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$999,000934
Trading account gains and fees$0169
Additional Noninterest Income$2,509,0001,125
Total noninterest expense$22,239,000722
Salaries and employee benefits$12,945,000684
Premises and equipment expense$3,060,000612
Additional noninterest expense$6,234,000801
Pre-tax net operating income$24,841,000352
Securities gains (losses)$1,0003,060
Applicable income taxes$9,818,000290
Income before extraordinary items$15,024,000402
Extraordinary gains, net$05
Net income$15,024,000401
Minority interest net income$071
Net income of bank and minority interests.$15,024,000402
Net charge-offs$-1,058,0005,928
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$0719
Net operating income$15,023,360398
2016-06-30 (YTD Data)Rank
Total interest income$34,880,000404
Total interest expense$4,596,000326
Net interest income$30,284,000411
Provision for loan and lease losses$1,772,000328
Total noninterest income$2,222,0001,225
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$641,000950
Trading account gains and fees$0157
Additional Noninterest Income$1,581,0001,141
Total noninterest expense$14,592,000731
Salaries and employee benefits$8,415,000709
Premises and equipment expense$1,988,000621
Additional noninterest expense$4,189,000797
Pre-tax net operating income$16,142,000346
Securities gains (losses)$1,0002,737
Applicable income taxes$6,336,000284
Income before extraordinary items$9,807,000406
Extraordinary gains, net$016
Net income$9,807,000404
Minority interest net income$071
Net income of bank and minority interests.$9,807,000405
Net charge-offs$-1,540,0006,041
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$0705
Net operating income$9,806,360397
2016-03-31 (YTD Data)Rank
Total interest income$16,455,000418
Total interest expense$2,291,000323
Net interest income$14,164,000428
Provision for loan and lease losses$1,410,000225
Total noninterest income$1,072,0001,234
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$299,0001,004
Trading account gains and fees$0142
Additional Noninterest Income$773,0001,124
Total noninterest expense$7,233,000736
Salaries and employee benefits$4,224,000706
Premises and equipment expense$982,000638
Additional noninterest expense$2,027,000808
Pre-tax net operating income$6,593,000395
Securities gains (losses)$02,077
Applicable income taxes$2,559,000335
Income before extraordinary items$4,034,000462
Extraordinary gains, net$012
Net income$4,034,000461
Minority interest net income$062
Net income of bank and minority interests.$4,034,000462
Net charge-offs$-23,0005,512
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$4,034,000453
2015-12-31 (YTD Data)Rank
Total interest income$64,313,000405
Total interest expense$8,836,000311
Net interest income$55,477,000418
Provision for loan and lease losses$42,0003,720
Total noninterest income$3,677,0001,374
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$858,0001,397
Trading account gains and fees$0159
Additional Noninterest Income$2,819,0001,204
Total noninterest expense$26,298,000791
Salaries and employee benefits$15,053,000760
Premises and equipment expense$3,704,000668
Additional noninterest expense$7,541,000867
Pre-tax net operating income$32,814,000331
Securities gains (losses)$03,216
Applicable income taxes$13,145,000265
Income before extraordinary items$19,669,000395
Extraordinary gains, net$023
Net income$19,669,000394
Minority interest net income$081
Net income of bank and minority interests.$19,669,000395
Net charge-offs$-1,534,0006,132
Cash dividends$2,870,0001,020
Sale, conversion, retirement of capital stock, net$0804
Net operating income$19,669,000395
2015-09-30 (YTD Data)Rank
Total interest income$47,397,000412
Total interest expense$6,501,000318
Net interest income$40,896,000427
Provision for loan and lease losses$-168,0005,963
Total noninterest income$2,642,0001,438
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$613,0001,462
Trading account gains and fees$0153
Additional Noninterest Income$2,029,0001,269
Total noninterest expense$19,704,000791
Salaries and employee benefits$11,043,000791
Premises and equipment expense$2,894,000658
Additional noninterest expense$5,767,000852
Pre-tax net operating income$24,002,000341
Securities gains (losses)$03,031
Applicable income taxes$9,375,000288
Income before extraordinary items$14,627,000402
Extraordinary gains, net$021
Net income$14,627,000401
Minority interest net income$078
Net income of bank and minority interests.$14,627,000402
Net charge-offs$-1,513,0006,227
Cash dividends$2,870,000754
Sale, conversion, retirement of capital stock, net$0773
Net operating income$14,627,000399
2015-06-30 (YTD Data)Rank
Total interest income$30,542,000424
Total interest expense$4,241,000323
Net interest income$26,301,000437
Provision for loan and lease losses$-487,0006,196
Total noninterest income$1,715,0001,463
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$407,0001,447
Trading account gains and fees$0157
Additional Noninterest Income$1,308,0001,299
Total noninterest expense$13,034,000797
Salaries and employee benefits$7,224,000805
Premises and equipment expense$1,947,000655
Additional noninterest expense$3,863,000854
Pre-tax net operating income$15,469,000354
Securities gains (losses)$02,636
Applicable income taxes$6,033,000295
Income before extraordinary items$9,436,000415
Extraordinary gains, net$022
Net income$9,436,000415
Minority interest net income$075
Net income of bank and minority interests.$9,436,000415
Net charge-offs$-1,494,0006,307
Cash dividends$2,870,000528
Sale, conversion, retirement of capital stock, net$0751
Net operating income$9,436,000408
2015-03-31 (YTD Data)Rank
Total interest income$15,148,000430
Total interest expense$2,117,000325
Net interest income$13,031,000433
Provision for loan and lease losses$-489,0006,325
Total noninterest income$773,0001,547
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$192,0001,495
Trading account gains and fees$0152
Additional Noninterest Income$581,0001,346
Total noninterest expense$6,452,000813
Salaries and employee benefits$3,578,000816
Premises and equipment expense$1,009,000626
Additional noninterest expense$1,865,000864
Pre-tax net operating income$7,841,000338
Securities gains (losses)$02,027
Applicable income taxes$3,073,000287
Income before extraordinary items$4,768,000400
Extraordinary gains, net$013
Net income$4,768,000399
Minority interest net income$064
Net income of bank and minority interests.$4,768,000400
Net charge-offs$-1,465,0006,395
Cash dividends$2,870,000278
Sale, conversion, retirement of capital stock, net$0697
Net operating income$4,768,000394
2014-12-31 (YTD Data)Rank
Total interest income$55,484,000444
Total interest expense$7,958,000353
Net interest income$47,526,000461
Provision for loan and lease losses$2,132,000451
Total noninterest income$3,497,0001,397
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$777,0001,618
Trading account gains and fees$0180
Additional Noninterest Income$2,720,0001,170
Total noninterest expense$22,623,000895
Salaries and employee benefits$12,583,000870
Premises and equipment expense$3,373,000737
Additional noninterest expense$6,667,000982
Pre-tax net operating income$26,268,000373
Securities gains (losses)$03,259
Applicable income taxes$10,395,000294
Income before extraordinary items$15,873,000447
Extraordinary gains, net$017
Net income$15,873,000446
Minority interest net income$084
Net income of bank and minority interests.$15,873,000447
Net charge-offs$2,520,000412
Cash dividends$965,0002,093
Sale, conversion, retirement of capital stock, net$0862
Net operating income$15,873,000442
2014-09-30 (YTD Data)Rank
Total interest income$40,545,000455
Total interest expense$5,901,000354
Net interest income$34,644,000469
Provision for loan and lease losses$1,969,000356
Total noninterest income$2,113,0001,648
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$566,0001,660
Trading account gains and fees$0174
Additional Noninterest Income$1,547,0001,425
Total noninterest expense$17,308,000868
Salaries and employee benefits$9,423,000878
Premises and equipment expense$2,648,000698
Additional noninterest expense$5,237,000924
Pre-tax net operating income$17,480,000399
Securities gains (losses)$02,980
Applicable income taxes$6,798,000323
Income before extraordinary items$10,682,000482
Extraordinary gains, net$015
Net income$10,682,000481
Minority interest net income$081
Net income of bank and minority interests.$10,682,000482
Net charge-offs$2,565,000306
Cash dividends$965,0001,571
Sale, conversion, retirement of capital stock, net$0819
Net operating income$10,682,000471
2014-06-30 (YTD Data)Rank
Total interest income$27,125,000453
Total interest expense$3,834,000361
Net interest income$23,291,000468
Provision for loan and lease losses$1,605,000301
Total noninterest income$1,302,0001,716
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$377,0001,644
Trading account gains and fees$0172
Additional Noninterest Income$925,0001,529
Total noninterest expense$11,589,000864
Salaries and employee benefits$6,209,000879
Premises and equipment expense$1,676,000743
Additional noninterest expense$3,704,000871
Pre-tax net operating income$11,399,000405
Securities gains (losses)$02,580
Applicable income taxes$4,422,000322
Income before extraordinary items$6,977,000484
Extraordinary gains, net$020
Net income$6,977,000483
Minority interest net income$080
Net income of bank and minority interests.$6,977,000484
Net charge-offs$-7,0005,559
Cash dividends$965,0001,209
Sale, conversion, retirement of capital stock, net$0794
Net operating income$6,977,000474
2014-03-31 (YTD Data)Rank
Total interest income$12,978,000473
Total interest expense$1,861,000377
Net interest income$11,117,000485
Provision for loan and lease losses$902,000279
Total noninterest income$607,0001,787
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$176,0001,725
Trading account gains and fees$0147
Additional Noninterest Income$431,0001,558
Total noninterest expense$5,781,000868
Salaries and employee benefits$3,132,000887
Premises and equipment expense$867,000736
Additional noninterest expense$1,782,000895
Pre-tax net operating income$5,041,000433
Securities gains (losses)$01,715
Applicable income taxes$1,947,000343
Income before extraordinary items$3,094,000517
Extraordinary gains, net$016
Net income$3,094,000517
Minority interest net income$066
Net income of bank and minority interests.$3,094,000518
Net charge-offs$-6,0005,539
Cash dividends$965,000642
Sale, conversion, retirement of capital stock, net$0747
Net operating income$3,094,000513
2013-12-31 (YTD Data)Rank
Total interest income$47,990,000515
Total interest expense$6,612,000475
Net interest income$41,378,000510
Provision for loan and lease losses$3,767,000349
Total noninterest income$3,487,0001,456
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$792,0001,657
Trading account gains and fees$0184
Additional Noninterest Income$2,695,0001,232
Total noninterest expense$20,350,0001,000
Salaries and employee benefits$11,570,000928
Premises and equipment expense$2,746,000879
Additional noninterest expense$6,034,0001,123
Pre-tax net operating income$20,748,000430
Securities gains (losses)$03,182
Applicable income taxes$7,957,000320
Income before extraordinary items$12,791,000527
Extraordinary gains, net$029
Net income$12,791,000527
Minority interest net income$090
Net income of bank and minority interests.$12,791,000528
Net charge-offs$271,0002,686
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$0924
Net operating income$12,791,000515
2013-09-30 (YTD Data)Rank
Total interest income$35,222,000522
Total interest expense$4,748,000515
Net interest income$30,474,000520
Provision for loan and lease losses$2,067,000481
Total noninterest income$2,648,0001,469
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$592,0001,660
Trading account gains and fees$0180
Additional Noninterest Income$2,056,0001,248
Total noninterest expense$15,670,000978
Salaries and employee benefits$8,667,000932
Premises and equipment expense$2,215,000832
Additional noninterest expense$4,788,0001,061
Pre-tax net operating income$15,385,000442
Securities gains (losses)$03,040
Applicable income taxes$5,888,000336
Income before extraordinary items$9,497,000547
Extraordinary gains, net$025
Net income$9,497,000545
Minority interest net income$084
Net income of bank and minority interests.$9,497,000549
Net charge-offs$263,0002,250
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$9,497,000532
2013-06-30 (YTD Data)Rank
Total interest income$23,141,000528
Total interest expense$3,068,000540
Net interest income$20,073,000530
Provision for loan and lease losses$1,480,000488
Total noninterest income$1,781,0001,468
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$391,0001,647
Trading account gains and fees$0157
Additional Noninterest Income$1,390,0001,258
Total noninterest expense$10,361,000977
Salaries and employee benefits$5,728,000940
Premises and equipment expense$1,470,000836
Additional noninterest expense$3,163,0001,062
Pre-tax net operating income$10,013,000440
Securities gains (losses)$02,791
Applicable income taxes$3,818,000344
Income before extraordinary items$6,195,000549
Extraordinary gains, net$022
Net income$6,195,000549
Minority interest net income$082
Net income of bank and minority interests.$6,195,000551
Net charge-offs$6,0004,482
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$6,195,000530
2013-03-31 (YTD Data)Rank
Total interest income$10,846,000583
Total interest expense$1,499,000583
Net interest income$9,347,000572
Provision for loan and lease losses$750,000506
Total noninterest income$864,0001,494
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$185,0001,710
Trading account gains and fees$0148
Additional Noninterest Income$679,0001,282
Total noninterest expense$5,083,0001,011
Salaries and employee benefits$2,824,000962
Premises and equipment expense$764,000811
Additional noninterest expense$1,495,0001,111
Pre-tax net operating income$4,378,000485
Securities gains (losses)$01,966
Applicable income taxes$1,647,000393
Income before extraordinary items$2,731,000603
Extraordinary gains, net$010
Net income$2,731,000602
Minority interest net income$076
Net income of bank and minority interests.$2,731,000605
Net charge-offs$-27,0006,537
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$2,731,000567
2012-12-31 (YTD Data)Rank
Total interest income$40,657,000642
Total interest expense$6,026,000720
Net interest income$34,631,000620
Provision for loan and lease losses$3,712,000648
Total noninterest income$3,199,0001,572
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$828,0001,652
Trading account gains and fees$0166
Additional Noninterest Income$2,371,0001,388
Total noninterest expense$17,860,0001,122
Salaries and employee benefits$9,906,0001,057
Premises and equipment expense$2,485,000959
Additional noninterest expense$5,469,0001,242
Pre-tax net operating income$16,258,000493
Securities gains (losses)$44,0002,803
Applicable income taxes$6,002,000388
Income before extraordinary items$10,300,000601
Extraordinary gains, net$029
Net income$10,300,000600
Minority interest net income$093
Net income of bank and minority interests.$10,300,000601
Net charge-offs$374,0003,027
Cash dividends$801,0002,218
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$10,271,840581
2012-09-30 (YTD Data)Rank
Total interest income$29,505,000679
Total interest expense$4,524,000756
Net interest income$24,981,000649
Provision for loan and lease losses$2,812,000657
Total noninterest income$2,222,0001,648
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$618,0001,676
Trading account gains and fees$0157
Additional Noninterest Income$1,604,0001,457
Total noninterest expense$13,365,0001,120
Salaries and employee benefits$7,215,0001,082
Premises and equipment expense$2,055,000883
Additional noninterest expense$4,095,0001,245
Pre-tax net operating income$11,026,000538
Securities gains (losses)$03,575
Applicable income taxes$4,014,000430
Income before extraordinary items$7,012,000668
Extraordinary gains, net$020
Net income$7,012,000665
Minority interest net income$086
Net income of bank and minority interests.$7,012,000668
Net charge-offs$358,0002,610
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$7,012,000639
2012-06-30 (YTD Data)Rank
Total interest income$19,240,000700
Total interest expense$2,981,000812
Net interest income$16,259,000665
Provision for loan and lease losses$1,877,000672
Total noninterest income$1,231,0001,880
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$407,0001,680
Trading account gains and fees$0153
Additional Noninterest Income$824,0001,725
Total noninterest expense$8,761,0001,138
Salaries and employee benefits$4,756,0001,098
Premises and equipment expense$1,337,000909
Additional noninterest expense$2,668,0001,268
Pre-tax net operating income$6,852,000567
Securities gains (losses)$03,178
Applicable income taxes$2,477,000453
Income before extraordinary items$4,375,000698
Extraordinary gains, net$019
Net income$4,375,000696
Minority interest net income$084
Net income of bank and minority interests.$4,375,000698
Net charge-offs$196,0002,778
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$4,375,000667
2012-03-31 (YTD Data)Rank
Total interest income$9,452,000718
Total interest expense$1,561,000796
Net interest income$7,891,000687
Provision for loan and lease losses$1,025,000602
Total noninterest income$595,0001,917
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$207,0001,634
Trading account gains and fees$0148
Additional Noninterest Income$388,0001,796
Total noninterest expense$4,391,0001,136
Salaries and employee benefits$2,377,0001,099
Premises and equipment expense$688,000881
Additional noninterest expense$1,326,0001,263
Pre-tax net operating income$3,070,000614
Securities gains (losses)$02,210
Applicable income taxes$1,100,000480
Income before extraordinary items$1,970,000764
Extraordinary gains, net$019
Net income$1,970,000764
Minority interest net income$078
Net income of bank and minority interests.$1,970,000766
Net charge-offs$273,0001,572
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$1,970,000720
2011-12-31 (YTD Data)Rank
Total interest income$37,224,000761
Total interest expense$7,863,000737
Net interest income$29,361,000746
Provision for loan and lease losses$2,956,0001,208
Total noninterest income$3,962,0001,239
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$1,023,0001,452
Trading account gains and fees$0146
Additional Noninterest Income$2,939,0001,059
Total noninterest expense$15,459,0001,276
Salaries and employee benefits$8,489,0001,171
Premises and equipment expense$2,355,0001,054
Additional noninterest expense$4,615,0001,491
Pre-tax net operating income$14,908,000461
Securities gains (losses)$03,838
Applicable income taxes$4,885,000418
Income before extraordinary items$10,023,000539
Extraordinary gains, net$029
Net income$10,023,000540
Minority interest net income$096
Net income of bank and minority interests.$10,023,000540
Net charge-offs$2,609,0001,313
Cash dividends$120,0003,670
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$10,023,000526
2011-09-30 (YTD Data)Rank
Total interest income$27,682,000784
Total interest expense$6,252,000732
Net interest income$21,430,000773
Provision for loan and lease losses$2,079,0001,208
Total noninterest income$1,950,0001,641
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$772,0001,448
Trading account gains and fees$0145
Additional Noninterest Income$1,178,0001,573
Total noninterest expense$11,893,0001,240
Salaries and employee benefits$6,353,0001,169
Premises and equipment expense$2,028,000937
Additional noninterest expense$3,512,0001,470
Pre-tax net operating income$9,408,000526
Securities gains (losses)$03,555
Applicable income taxes$3,349,000444
Income before extraordinary items$6,059,000664
Extraordinary gains, net$021
Net income$6,059,000664
Minority interest net income$087
Net income of bank and minority interests.$6,059,000664
Net charge-offs$47,0005,015
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$6,059,000636
2011-06-30 (YTD Data)Rank
Total interest income$18,184,000806
Total interest expense$3,878,000835
Net interest income$14,306,000775
Provision for loan and lease losses$1,461,0001,163
Total noninterest income$1,353,0001,593
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$541,0001,352
Trading account gains and fees$0153
Additional Noninterest Income$812,0001,550
Total noninterest expense$7,883,0001,267
Salaries and employee benefits$4,192,0001,195
Premises and equipment expense$1,368,000938
Additional noninterest expense$2,323,0001,494
Pre-tax net operating income$6,315,000523
Securities gains (losses)$02,914
Applicable income taxes$2,241,000428
Income before extraordinary items$4,074,000637
Extraordinary gains, net$015
Net income$4,074,000636
Minority interest net income$089
Net income of bank and minority interests.$4,074,000637
Net charge-offs$49,0004,475
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$4,074,000617
2011-03-31 (YTD Data)Rank
Total interest income$9,054,000812
Total interest expense$1,930,000877
Net interest income$7,124,000781
Provision for loan and lease losses$858,000966
Total noninterest income$711,0001,556
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$286,0001,237
Trading account gains and fees$0158
Additional Noninterest Income$425,0001,505
Total noninterest expense$3,899,0001,284
Salaries and employee benefits$2,100,0001,202
Premises and equipment expense$735,000899
Additional noninterest expense$1,064,0001,629
Pre-tax net operating income$3,078,000537
Securities gains (losses)$01,772
Applicable income taxes$1,075,000427
Income before extraordinary items$2,003,000657
Extraordinary gains, net$09
Net income$2,003,000654
Minority interest net income$086
Net income of bank and minority interests.$2,003,000657
Net charge-offs$30,0003,773
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$2,003,000640
2010-12-31 (YTD Data)Rank
Total interest income$33,609,000912
Total interest expense$7,994,0001,038
Net interest income$25,615,000853
Provision for loan and lease losses$2,935,0001,639
Total noninterest income$2,753,0001,647
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$1,201,0001,247
Trading account gains and fees$0175
Additional Noninterest Income$1,552,0001,657
Total noninterest expense$14,974,0001,339
Salaries and employee benefits$7,840,0001,255
Premises and equipment expense$2,453,0001,065
Additional noninterest expense$4,681,0001,537
Pre-tax net operating income$10,459,000519
Securities gains (losses)$03,793
Applicable income taxes$3,759,000450
Income before extraordinary items$6,700,000674
Extraordinary gains, net$029
Net income$6,700,000671
Minority interest net income$0111
Net income of bank and minority interests.$6,700,000675
Net charge-offs$36,0006,111
Cash dividends$290,0002,959
Sale, conversion, retirement of capital stock, net$87,000818
Net operating income$6,700,000645
2010-09-30 (YTD Data)Rank
Total interest income$24,756,000942
Total interest expense$6,010,0001,071
Net interest income$18,746,000880
Provision for loan and lease losses$1,409,0002,067
Total noninterest income$1,954,0001,720
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$910,0001,272
Trading account gains and fees$0165
Additional Noninterest Income$1,044,0001,752
Total noninterest expense$11,705,0001,270
Salaries and employee benefits$5,981,0001,233
Premises and equipment expense$1,995,000968
Additional noninterest expense$3,729,0001,424
Pre-tax net operating income$7,586,000566
Securities gains (losses)$6,0003,242
Applicable income taxes$2,722,000461
Income before extraordinary items$4,870,000716
Extraordinary gains, net$023
Net income$4,870,000715
Minority interest net income$0110
Net income of bank and minority interests.$4,870,000716
Net charge-offs$32,0005,785
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$4,866,160679
2010-06-30 (YTD Data)Rank
Total interest income$16,209,000974
Total interest expense$4,001,0001,118
Net interest income$12,208,000902
Provision for loan and lease losses$753,0002,271
Total noninterest income$1,321,0001,648
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$631,0001,240
Trading account gains and fees$0152
Additional Noninterest Income$690,0001,697
Total noninterest expense$8,045,0001,237
Salaries and employee benefits$3,969,0001,237
Premises and equipment expense$1,419,000924
Additional noninterest expense$2,657,0001,346
Pre-tax net operating income$4,731,000587
Securities gains (losses)$6,0002,744
Applicable income taxes$1,684,000451
Income before extraordinary items$3,053,000739
Extraordinary gains, net$019
Net income$3,053,000738
Minority interest net income$0105
Net income of bank and minority interests.$3,053,000739
Net charge-offs$37,0005,126
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$3,049,160716
2010-03-31 (YTD Data)Rank
Total interest income$8,034,0001,001
Total interest expense$1,946,0001,205
Net interest income$6,088,000917
Provision for loan and lease losses$374,0002,161
Total noninterest income$644,0001,698
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$308,0001,269
Trading account gains and fees$0175
Additional Noninterest Income$336,0001,710
Total noninterest expense$4,112,0001,226
Salaries and employee benefits$2,007,0001,235
Premises and equipment expense$745,000907
Additional noninterest expense$1,360,0001,303
Pre-tax net operating income$2,246,000613
Securities gains (losses)$6,0001,850
Applicable income taxes$793,000458
Income before extraordinary items$1,459,000759
Extraordinary gains, net$016
Net income$1,459,000761
Minority interest net income$091
Net income of bank and minority interests.$1,459,000763
Net charge-offs$-3,0007,154
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$1,455,100726
2009-12-31 (YTD Data)Rank
Total interest income$29,749,0001,152
Total interest expense$8,867,0001,350
Net interest income$20,882,0001,049
Provision for loan and lease losses$3,213,0001,887
Total noninterest income$3,590,0001,414
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$1,433,0001,201
Trading account gains and fees$0211
Additional Noninterest Income$2,157,0001,300
Total noninterest expense$14,861,0001,377
Salaries and employee benefits$8,405,0001,165
Premises and equipment expense$2,161,0001,262
Additional noninterest expense$4,295,0001,741
Pre-tax net operating income$6,398,000673
Securities gains (losses)$03,754
Applicable income taxes$2,106,000543
Income before extraordinary items$4,292,000802
Extraordinary gains, net$034
Net income$4,292,000801
Minority interest net income$0115
Net income of bank and minority interests.$4,292,000802
Net charge-offs$1,739,0002,209
Cash dividends$293,0003,261
Sale, conversion, retirement of capital stock, net$8,0001,295
Net operating income$4,292,000793
2009-09-30 (YTD Data)Rank
Total interest income$21,858,0001,199
Total interest expense$6,902,0001,361
Net interest income$14,956,0001,101
Provision for loan and lease losses$2,612,0001,613
Total noninterest income$2,093,0001,721
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$1,072,0001,204
Trading account gains and fees$0212
Additional Noninterest Income$1,021,0001,795
Total noninterest expense$11,076,0001,380
Salaries and employee benefits$6,500,0001,137
Premises and equipment expense$1,480,0001,388
Additional noninterest expense$3,096,0001,728
Pre-tax net operating income$3,361,000989
Securities gains (losses)$03,497
Applicable income taxes$993,000852
Income before extraordinary items$2,368,0001,145
Extraordinary gains, net$027
Net income$2,368,0001,143
Minority interest net income$0118
Net income of bank and minority interests.$2,368,0001,145
Net charge-offs$41,0005,820
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$8,0001,185
Net operating income$2,368,0001,127
2009-06-30 (YTD Data)Rank
Total interest income$14,126,0001,267
Total interest expense$4,739,0001,402
Net interest income$9,387,0001,185
Provision for loan and lease losses$789,0002,353
Total noninterest income$1,437,0001,705
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$713,0001,183
Trading account gains and fees$0193
Additional Noninterest Income$724,0001,777
Total noninterest expense$7,324,0001,416
Salaries and employee benefits$4,309,0001,175
Premises and equipment expense$914,0001,523
Additional noninterest expense$2,101,0001,734
Pre-tax net operating income$2,711,000843
Securities gains (losses)$03,136
Applicable income taxes$856,000705
Income before extraordinary items$1,855,0001,026
Extraordinary gains, net$021
Net income$1,855,0001,025
Minority interest net income$0112
Net income of bank and minority interests.$1,855,0001,026
Net charge-offs$32,0005,289
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$8,0001,112
Net operating income$1,855,000995
2009-03-31 (YTD Data)Rank
Total interest income$6,900,0001,318
Total interest expense$2,375,0001,463
Net interest income$4,525,0001,221
Provision for loan and lease losses$393,0002,016
Total noninterest income$663,0001,766
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$346,0001,190
Trading account gains and fees$0171
Additional Noninterest Income$317,0001,879
Total noninterest expense$3,460,0001,443
Salaries and employee benefits$2,147,0001,193
Premises and equipment expense$499,0001,419
Additional noninterest expense$814,0001,965
Pre-tax net operating income$1,335,000950
Securities gains (losses)$02,434
Applicable income taxes$427,000784
Income before extraordinary items$908,0001,193
Extraordinary gains, net$015
Net income$908,0001,194
Minority interest net income$0102
Net income of bank and minority interests.$908,0001,195
Net charge-offs$6,0005,032
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$8,000915
Net operating income$908,0001,119
2008-12-31 (YTD Data)Rank
Total interest income$28,557,0001,360
Total interest expense$10,013,0001,619
Net interest income$18,544,0001,197
Provision for loan and lease losses$837,0002,967
Total noninterest income$2,895,0001,619
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$1,535,0001,169
Trading account gains and fees$0154
Additional Noninterest Income$1,360,0001,716
Total noninterest expense$12,828,0001,523
Salaries and employee benefits$8,086,0001,244
Premises and equipment expense$1,805,0001,538
Additional noninterest expense$2,937,0002,040
Pre-tax net operating income$7,774,000718
Securities gains (losses)$-703,0007,628
Applicable income taxes$2,552,000540
Income before extraordinary items$4,519,000906
Extraordinary gains, net$039
Net income$4,519,000905
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$412,0003,079
Cash dividends$293,0004,137
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$4,968,920881
2008-09-30 (YTD Data)Rank
Total interest income$21,556,0001,373
Total interest expense$7,699,0001,641
Net interest income$13,857,0001,222
Provision for loan and lease losses$480,0002,786
Total noninterest income$2,079,0001,724
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$1,118,0001,213
Trading account gains and fees$0148
Additional Noninterest Income$961,0001,870
Total noninterest expense$9,789,0001,487
Salaries and employee benefits$6,171,0001,241
Premises and equipment expense$1,333,0001,574
Additional noninterest expense$2,285,0001,912
Pre-tax net operating income$5,667,000901
Securities gains (losses)$-659,0007,826
Applicable income taxes$1,806,000705
Income before extraordinary items$3,202,0001,152
Extraordinary gains, net$031
Net income$3,202,0001,150
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$129,0003,630
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$3,623,7601,074
2008-06-30 (YTD Data)Rank
Total interest income$14,428,0001,384
Total interest expense$5,206,0001,684
Net interest income$9,222,0001,213
Provision for loan and lease losses$278,0002,664
Total noninterest income$1,345,0001,784
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$709,0001,250
Trading account gains and fees$0149
Additional Noninterest Income$636,0001,926
Total noninterest expense$6,648,0001,449
Salaries and employee benefits$4,166,0001,239
Premises and equipment expense$909,0001,531
Additional noninterest expense$1,573,0001,841
Pre-tax net operating income$3,641,000976
Securities gains (losses)$03,233
Applicable income taxes$1,270,000763
Income before extraordinary items$2,371,0001,165
Extraordinary gains, net$021
Net income$2,371,0001,165
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$118,0002,828
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$2,371,0001,146
2008-03-31 (YTD Data)Rank
Total interest income$7,257,0001,418
Total interest expense$2,706,0001,737
Net interest income$4,551,0001,218
Provision for loan and lease losses$115,0002,537
Total noninterest income$644,0001,848
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$347,0001,267
Trading account gains and fees$0158
Additional Noninterest Income$297,0001,990
Total noninterest expense$3,326,0001,438
Salaries and employee benefits$2,105,0001,232
Premises and equipment expense$466,0001,494
Additional noninterest expense$755,0001,864
Pre-tax net operating income$1,754,0001,088
Securities gains (losses)$02,688
Applicable income taxes$612,000859
Income before extraordinary items$1,142,0001,322
Extraordinary gains, net$015
Net income$1,142,0001,325
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$105,0001,764
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$1,142,0001,284
2007-12-31 (YTD Data)Rank
Total interest income$29,985,0001,436
Total interest expense$11,359,0001,765
Net interest income$18,626,0001,196
Provision for loan and lease losses$455,0002,487
Total noninterest income$2,920,0001,678
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$1,424,0001,249
Trading account gains and fees$0178
Additional Noninterest Income$1,496,0001,672
Total noninterest expense$14,114,0001,310
Salaries and employee benefits$8,482,0001,179
Premises and equipment expense$1,766,0001,512
Additional noninterest expense$3,866,0001,436
Pre-tax net operating income$6,977,0001,220
Securities gains (losses)$7,0001,467
Applicable income taxes$2,470,000934
Income before extraordinary items$4,514,0001,432
Extraordinary gains, net$039
Net income$4,514,0001,432
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$27,0005,283
Cash dividends$293,0004,476
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$4,509,4501,415
2007-09-30 (YTD Data)Rank
Total interest income$22,497,0001,442
Total interest expense$8,489,0001,764
Net interest income$14,008,0001,204
Provision for loan and lease losses$424,0001,785
Total noninterest income$2,240,0001,649
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$1,074,0001,223
Trading account gains and fees$0184
Additional Noninterest Income$1,166,0001,625
Total noninterest expense$11,044,0001,257
Salaries and employee benefits$6,705,0001,121
Premises and equipment expense$1,310,0001,524
Additional noninterest expense$3,029,0001,347
Pre-tax net operating income$4,780,0001,416
Securities gains (losses)$7,0001,103
Applicable income taxes$1,612,0001,152
Income before extraordinary items$3,175,0001,593
Extraordinary gains, net$033
Net income$3,175,0001,592
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,0007,441
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$3,170,3801,582
2007-06-30 (YTD Data)Rank
Total interest income$14,782,0001,474
Total interest expense$5,567,0001,789
Net interest income$9,215,0001,240
Provision for loan and lease losses$321,0001,460
Total noninterest income$1,539,0001,642
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$712,0001,237
Trading account gains and fees$0168
Additional Noninterest Income$827,0001,585
Total noninterest expense$7,617,0001,234
Salaries and employee benefits$4,497,0001,136
Premises and equipment expense$882,0001,524
Additional noninterest expense$2,238,0001,237
Pre-tax net operating income$2,816,0001,639
Securities gains (losses)$7,000933
Applicable income taxes$924,0001,350
Income before extraordinary items$1,899,0001,822
Extraordinary gains, net$029
Net income$1,899,0001,822
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,0007,195
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$1,894,3101,810
2007-03-31 (YTD Data)Rank
Total interest income$7,274,0001,494
Total interest expense$2,707,0001,826
Net interest income$4,567,0001,249
Provision for loan and lease losses$154,0001,405
Total noninterest income$835,0001,510
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$390,0001,100
Trading account gains and fees$0195
Additional Noninterest Income$445,0001,482
Total noninterest expense$3,692,0001,265
Salaries and employee benefits$2,286,0001,127
Premises and equipment expense$462,0001,447
Additional noninterest expense$944,0001,423
Pre-tax net operating income$1,556,0001,488
Securities gains (losses)$7,000755
Applicable income taxes$522,0001,246
Income before extraordinary items$1,041,0001,654
Extraordinary gains, net$022
Net income$1,041,0001,654
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-6,0007,563
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$1,036,3101,649
2006-12-31 (YTD Data)Rank
Total interest income$28,255,0001,410
Total interest expense$8,805,0001,880
Net interest income$19,450,0001,141
Provision for loan and lease losses$821,0001,248
Total noninterest income$3,429,0001,449
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$1,781,000994
Trading account gains and fees$0130
Additional Noninterest Income$1,648,0001,552
Total noninterest expense$13,620,0001,314
Salaries and employee benefits$8,469,0001,154
Premises and equipment expense$1,675,0001,537
Additional noninterest expense$3,476,0001,521
Pre-tax net operating income$8,438,0001,169
Securities gains (losses)$01,687
Applicable income taxes$3,126,000906
Income before extraordinary items$5,312,0001,374
Extraordinary gains, net$051
Net income$5,312,0001,374
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$176,0002,373
Cash dividends$804,0002,929
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$5,312,0001,366
2006-09-30 (YTD Data)Rank
Total interest income$20,956,0001,421
Total interest expense$6,346,0001,897
Net interest income$14,610,0001,157
Provision for loan and lease losses$657,0001,112
Total noninterest income$2,535,0001,478
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$1,337,000997
Trading account gains and fees$0126
Additional Noninterest Income$1,198,0001,591
Total noninterest expense$10,215,0001,322
Salaries and employee benefits$6,330,0001,172
Premises and equipment expense$1,251,0001,558
Additional noninterest expense$2,634,0001,503
Pre-tax net operating income$6,273,0001,230
Securities gains (losses)$01,388
Applicable income taxes$2,308,000969
Income before extraordinary items$3,965,0001,423
Extraordinary gains, net$045
Net income$3,965,0001,424
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$175,0001,669
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$3,965,0001,407
2006-06-30 (YTD Data)Rank
Total interest income$13,708,0001,415
Total interest expense$4,066,0001,881
Net interest income$9,642,0001,173
Provision for loan and lease losses$486,0001,004
Total noninterest income$1,704,0001,472
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$885,000992
Trading account gains and fees$0126
Additional Noninterest Income$819,0001,565
Total noninterest expense$6,785,0001,340
Salaries and employee benefits$4,128,0001,208
Premises and equipment expense$830,0001,563
Additional noninterest expense$1,827,0001,456
Pre-tax net operating income$4,075,0001,244
Securities gains (losses)$01,185
Applicable income taxes$1,498,000995
Income before extraordinary items$2,577,0001,449
Extraordinary gains, net$039
Net income$2,577,0001,450
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$223,0001,027
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$2,577,0001,435
2006-03-31 (YTD Data)Rank
Total interest income$6,713,0001,408
Total interest expense$2,000,0001,819
Net interest income$4,713,0001,201
Provision for loan and lease losses$293,000820
Total noninterest income$670,0001,763
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$385,0001,121
Trading account gains and fees$0115
Additional Noninterest Income$285,0002,017
Total noninterest expense$3,359,0001,357
Salaries and employee benefits$1,986,0001,254
Premises and equipment expense$433,0001,499
Additional noninterest expense$940,0001,403
Pre-tax net operating income$1,731,0001,435
Securities gains (losses)$0955
Applicable income taxes$624,0001,155
Income before extraordinary items$1,107,0001,623
Extraordinary gains, net$021
Net income$1,107,0001,622
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$167,000688
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$1,107,0001,601
2005-12-31 (YTD Data)Rank
Total interest income$23,417,0001,426
Total interest expense$5,556,0002,016
Net interest income$17,861,0001,210
Provision for loan and lease losses$625,0001,579
Total noninterest income$2,384,0001,945
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$1,574,0001,133
Trading account gains and fees$0138
Additional Noninterest Income$810,0002,514
Total noninterest expense$11,600,0001,487
Salaries and employee benefits$6,963,0001,337
Premises and equipment expense$1,556,0001,565
Additional noninterest expense$3,081,0001,642
Pre-tax net operating income$8,020,0001,194
Securities gains (losses)$02,296
Applicable income taxes$2,809,0001,009
Income before extraordinary items$5,211,0001,365
Extraordinary gains, net$046
Net income$5,211,0001,366
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$28,0004,965
Cash dividends$302,0004,363
Sale, conversion, retirement of capital stock, net$0934
Net operating income$5,211,0001,352
2005-09-30 (YTD Data)Rank
Total interest income$16,832,0001,450
Total interest expense$3,855,0002,047
Net interest income$12,977,0001,246
Provision for loan and lease losses$309,0002,160
Total noninterest income$1,724,0001,990
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$1,144,0001,157
Trading account gains and fees$0126
Additional Noninterest Income$580,0002,598
Total noninterest expense$8,432,0001,517
Salaries and employee benefits$5,135,0001,346
Premises and equipment expense$1,137,0001,591
Additional noninterest expense$2,160,0001,726
Pre-tax net operating income$5,960,0001,194
Securities gains (losses)$02,317
Applicable income taxes$2,066,0001,034
Income before extraordinary items$3,894,0001,378
Extraordinary gains, net$035
Net income$3,894,0001,379
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$20,0004,534
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$0769
Net operating income$3,894,0001,355
2005-06-30 (YTD Data)Rank
Total interest income$10,882,0001,447
Total interest expense$2,326,0002,118
Net interest income$8,556,0001,241
Provision for loan and lease losses$198,0002,189
Total noninterest income$1,135,0001,993
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$724,0001,178
Trading account gains and fees$0116
Additional Noninterest Income$411,0002,492
Total noninterest expense$5,492,0001,541
Salaries and employee benefits$3,358,0001,364
Premises and equipment expense$773,0001,562
Additional noninterest expense$1,361,0001,819
Pre-tax net operating income$4,001,0001,164
Securities gains (losses)$02,146
Applicable income taxes$1,393,0001,019
Income before extraordinary items$2,608,0001,341
Extraordinary gains, net$030
Net income$2,608,0001,342
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0004,895
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$2,608,0001,322
2005-03-31 (YTD Data)Rank
Total interest income$5,305,0001,452
Total interest expense$1,010,0002,316
Net interest income$4,295,0001,232
Provision for loan and lease losses$92,0002,170
Total noninterest income$498,0002,140
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$334,0001,227
Trading account gains and fees$0115
Additional Noninterest Income$164,0002,813
Total noninterest expense$2,708,0001,567
Salaries and employee benefits$1,626,0001,416
Premises and equipment expense$419,0001,444
Additional noninterest expense$663,0001,851
Pre-tax net operating income$1,993,0001,158
Securities gains (losses)$01,685
Applicable income taxes$699,0001,008
Income before extraordinary items$1,294,0001,337
Extraordinary gains, net$024
Net income$1,294,0001,339
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,0003,869
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$1,294,0001,309
2004-12-31 (YTD Data)Rank
Total interest income$19,276,0001,498
Total interest expense$3,433,0002,345
Net interest income$15,843,0001,274
Provision for loan and lease losses$268,0003,128
Total noninterest income$2,313,0001,980
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$1,462,0001,227
Trading account gains and fees$0138
Additional Noninterest Income$851,0002,390
Total noninterest expense$10,495,0001,553
Salaries and employee benefits$6,707,0001,307
Premises and equipment expense$1,294,0001,783
Additional noninterest expense$2,494,0001,949
Pre-tax net operating income$7,393,0001,174
Securities gains (losses)$15,0002,589
Applicable income taxes$2,600,0001,012
Income before extraordinary items$4,808,0001,340
Extraordinary gains, net$034
Net income$4,808,0001,341
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-20,0008,455
Cash dividends$526,0003,447
Sale, conversion, retirement of capital stock, net$0872
Net operating income$4,798,2501,310
2004-09-30 (YTD Data)Rank
Total interest income$14,230,0001,506
Total interest expense$2,497,0002,369
Net interest income$11,733,0001,279
Provision for loan and lease losses$203,0002,963
Total noninterest income$1,780,0001,949
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$1,111,0001,211
Trading account gains and fees$0134
Additional Noninterest Income$669,0002,334
Total noninterest expense$7,834,0001,551
Salaries and employee benefits$4,994,0001,313
Premises and equipment expense$980,0001,770
Additional noninterest expense$1,860,0001,933
Pre-tax net operating income$5,476,0001,201
Securities gains (losses)$295,000604
Applicable income taxes$2,023,0001,003
Income before extraordinary items$3,748,0001,315
Extraordinary gains, net$026
Net income$3,748,0001,316
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$18,0005,003
Cash dividends$224,0003,835
Sale, conversion, retirement of capital stock, net$0738
Net operating income$3,556,2501,335
2004-06-30 (YTD Data)Rank
Total interest income$9,357,0001,514
Total interest expense$1,591,0002,444
Net interest income$7,766,0001,278
Provision for loan and lease losses$139,0002,911
Total noninterest income$1,213,0001,904
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$754,0001,169
Trading account gains and fees$0130
Additional Noninterest Income$459,0002,326
Total noninterest expense$5,179,0001,565
Salaries and employee benefits$3,258,0001,341
Premises and equipment expense$669,0001,727
Additional noninterest expense$1,252,0001,902
Pre-tax net operating income$3,661,0001,174
Securities gains (losses)$285,000506
Applicable income taxes$1,387,000980
Income before extraordinary items$2,559,0001,265
Extraordinary gains, net$021
Net income$2,559,0001,266
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$10,0004,807
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$2,373,7501,313
2004-03-31 (YTD Data)Rank
Total interest income$4,648,0001,521
Total interest expense$776,0002,521
Net interest income$3,872,0001,286
Provision for loan and lease losses$77,0002,529
Total noninterest income$690,0001,684
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$397,0001,076
Trading account gains and fees$0121
Additional Noninterest Income$293,0001,917
Total noninterest expense$2,535,0001,605
Salaries and employee benefits$1,568,0001,418
Premises and equipment expense$345,0001,693
Additional noninterest expense$622,0001,897
Pre-tax net operating income$1,950,0001,093
Securities gains (losses)$285,000390
Applicable income taxes$793,000896
Income before extraordinary items$1,442,0001,139
Extraordinary gains, net$016
Net income$1,442,0001,139
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$17,0003,075
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$1,256,7501,223
2003-12-31 (YTD Data)Rank
Total interest income$18,158,0001,586
Total interest expense$3,191,0002,710
Net interest income$14,967,0001,301
Provision for loan and lease losses$177,0004,297
Total noninterest income$1,794,0002,499
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$939,0001,844
Trading account gains and fees$0160
Additional Noninterest Income$855,0002,625
Total noninterest expense$10,367,0001,536
Salaries and employee benefits$6,509,0001,323
Premises and equipment expense$1,315,0001,722
Additional noninterest expense$2,543,0001,892
Pre-tax net operating income$6,217,0001,324
Securities gains (losses)$04,500
Applicable income taxes$2,168,0001,215
Income before extraordinary items$4,049,0001,548
Extraordinary gains, net$054
Net income$4,049,0001,549
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$16,0006,281
Cash dividends$306,0004,321
Sale, conversion, retirement of capital stock, net$0868
Net operating income$4,049,0001,477
2003-09-30 (YTD Data)Rank
Total interest income$13,597,0001,613
Total interest expense$2,416,0002,772
Net interest income$11,181,0001,316
Provision for loan and lease losses$140,0004,015
Total noninterest income$1,334,0002,567
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$672,0001,925
Trading account gains and fees$0153
Additional Noninterest Income$662,0002,666
Total noninterest expense$7,552,0001,599
Salaries and employee benefits$4,679,0001,388
Premises and equipment expense$991,0001,729
Additional noninterest expense$1,882,0001,906
Pre-tax net operating income$4,823,0001,338
Securities gains (losses)$04,204
Applicable income taxes$1,693,0001,213
Income before extraordinary items$3,130,0001,545
Extraordinary gains, net$040
Net income$3,130,0001,544
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0007,999
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$3,130,0001,476
2003-06-30 (YTD Data)Rank
Total interest income$9,037,0001,624
Total interest expense$1,627,0002,831
Net interest income$7,410,0001,324
Provision for loan and lease losses$110,0003,695
Total noninterest income$909,0002,513
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$443,0001,913
Trading account gains and fees$0150
Additional Noninterest Income$466,0002,548
Total noninterest expense$5,048,0001,590
Salaries and employee benefits$3,102,0001,395
Premises and equipment expense$681,0001,675
Additional noninterest expense$1,265,0001,898
Pre-tax net operating income$3,161,0001,353
Securities gains (losses)$03,782
Applicable income taxes$1,108,0001,256
Income before extraordinary items$2,053,0001,577
Extraordinary gains, net$030
Net income$2,053,0001,576
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0007,782
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$2,053,0001,473
2003-03-31 (YTD Data)Rank
Total interest income$4,493,0001,649
Total interest expense$826,0002,851
Net interest income$3,667,0001,333
Provision for loan and lease losses$60,0003,248
Total noninterest income$429,0002,555
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$214,0001,914
Trading account gains and fees$0134
Additional Noninterest Income$215,0002,596
Total noninterest expense$2,500,0001,599
Salaries and employee benefits$1,541,0001,400
Premises and equipment expense$336,0001,696
Additional noninterest expense$623,0001,878
Pre-tax net operating income$1,536,0001,396
Securities gains (losses)$02,891
Applicable income taxes$543,0001,273
Income before extraordinary items$993,0001,616
Extraordinary gains, net$021
Net income$993,0001,615
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0007,386
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$993,0001,518
2002-12-31 (YTD Data)Rank
Total interest income$18,621,0001,652
Total interest expense$4,093,0002,689
Net interest income$14,528,0001,332
Provision for loan and lease losses$161,0004,784
Total noninterest income$1,903,0002,219
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$911,0001,768
Trading account gains and fees$0153
Additional Noninterest Income$992,0002,193
Total noninterest expense$9,700,0001,583
Salaries and employee benefits$5,724,0001,424
Premises and equipment expense$1,370,0001,609
Additional noninterest expense$2,606,0001,790
Pre-tax net operating income$6,570,0001,289
Securities gains (losses)$19,0003,191
Applicable income taxes$2,301,0001,151
Income before extraordinary items$4,288,0001,452
Extraordinary gains, net$070
Net income$4,288,0001,449
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$23,0006,176
Cash dividends$178,0005,027
Sale, conversion, retirement of capital stock, net$0862
Net operating income$4,275,6501,407
2001-12-31 (YTD Data)Rank
Total interest income$18,530,0001,853
Total interest expense$5,372,0002,959
Net interest income$13,158,0001,349
Provision for loan and lease losses$120,0005,188
Total noninterest income$1,837,0002,153
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$899,0001,686
Trading account gains and fees$0177
Additional Noninterest Income$938,0002,141
Total noninterest expense$9,092,0001,607
Salaries and employee benefits$5,266,0001,443
Premises and equipment expense$1,335,0001,612
Additional noninterest expense$2,491,0001,837
Pre-tax net operating income$5,783,0001,281
Securities gains (losses)$04,612
Applicable income taxes$1,991,0001,184
Income before extraordinary items$3,792,0001,429
Extraordinary gains, net$0105
Net income$3,792,0001,431
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-43,0009,380
Cash dividends$3,150,000879
Sale, conversion, retirement of capital stock, net$0922
Net operating income$3,792,0001,373
2000-12-31 (YTD Data)Rank
Total interest income$17,128,0002,053
Total interest expense$5,442,0003,072
Net interest income$11,686,0001,503
Provision for loan and lease losses$120,0004,828
Total noninterest income$1,631,0002,203
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$893,0001,533
Trading account gains and fees$0180
Additional Noninterest Income$738,0002,269
Total noninterest expense$8,123,0001,709
Salaries and employee benefits$4,574,0001,551
Premises and equipment expense$1,183,0001,768
Additional noninterest expense$2,366,0001,863
Pre-tax net operating income$5,074,0001,455
Securities gains (losses)$-1,0007,406
Applicable income taxes$1,755,0001,311
Income before extraordinary items$3,318,0001,590
Extraordinary gains, net$038
Net income$3,318,0001,590
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0007,352
Cash dividends$381,0004,053
Sale, conversion, retirement of capital stock, net$0969
Net operating income$3,318,6501,580
1999-12-31 (YTD Data)Rank
Total interest income$14,946,0002,184
Total interest expense$4,735,0003,078
Net interest income$10,211,0001,704
Provision for loan and lease losses$220,0003,352
Total noninterest income$1,921,0001,910
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$767,0001,727
Trading account gains and fees$0173
Additional Noninterest Income$1,154,0001,692
Total noninterest expense$7,529,0001,842
Salaries and employee benefits$4,341,0001,593
Premises and equipment expense$1,223,0001,672
Additional noninterest expense$1,965,0002,225
Pre-tax net operating income$4,383,0001,716
Securities gains (losses)$03,155
Applicable income taxes$1,462,0001,631
Income before extraordinary items$2,921,0001,824
Extraordinary gains, net$035
Net income$2,921,0001,825
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-139,00010,086
Cash dividends$339,0004,284
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$2,921,0001,792
1998-12-31 (YTD Data)Rank
Total interest income$13,432,0002,419
Total interest expense$4,299,0003,450
Net interest income$9,133,0001,876
Provision for loan and lease losses$170,0003,903
Total noninterest income$1,520,0002,248
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$798,0001,589
Trading account gains and fees$0224
Additional Noninterest Income$722,0002,335
Total noninterest expense$7,203,0001,805
Salaries and employee benefits$4,159,0001,600
Premises and equipment expense$1,305,0001,504
Additional noninterest expense$1,739,0002,390
Pre-tax net operating income$3,280,0002,192
Securities gains (losses)$-2,0009,897
Applicable income taxes$1,177,0002,028
Income before extraordinary items$2,101,0002,450
Extraordinary gains, net$032
Net income$2,101,0002,449
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$70,0004,298
Cash dividends$476,0003,646
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$2,102,2802,367
1997-12-31 (YTD Data)Rank
Total interest income$12,764,0002,574
Total interest expense$3,877,0003,794
Net interest income$8,887,0001,955
Provision for loan and lease losses$250,0002,930
Total noninterest income$1,275,0002,493
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$852,0001,522
Trading account gains and fees$0239
Additional Noninterest Income$423,0003,172
Total noninterest expense$7,190,0001,804
Salaries and employee benefits$4,180,0001,555
Premises and equipment expense$1,376,0001,419
Additional noninterest expense$1,634,0002,511
Pre-tax net operating income$2,722,0002,714
Securities gains (losses)$03,944
Applicable income taxes$925,0002,601
Income before extraordinary items$1,797,0002,833
Extraordinary gains, net$044
Net income$1,797,0002,832
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$68,0004,572
Cash dividends$745,0002,689
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$1,797,0002,788
1996-12-31 (YTD Data)Rank
Total interest income$11,667,0002,829
Total interest expense$3,294,0004,412
Net interest income$8,373,0002,143
Provision for loan and lease losses$115,0004,800
Total noninterest income$1,173,0002,733
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$813,0001,640
Trading account gains and fees$0262
Additional Noninterest Income$360,0003,623
Total noninterest expense$7,244,0001,944
Salaries and employee benefits$3,857,0001,716
Premises and equipment expense$1,546,0001,319
Additional noninterest expense$1,841,0002,643
Pre-tax net operating income$2,187,0003,179
Securities gains (losses)$04,148
Applicable income taxes$773,0002,937
Income before extraordinary items$1,414,0003,377
Extraordinary gains, net$053
Net income$1,414,0003,376
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$249,0002,344
Cash dividends$256,0004,895
Sale, conversion, retirement of capital stock, net$0953
Net operating income$1,414,0003,339
1995-12-31 (YTD Data)Rank
Total interest income$10,498,0003,161
Total interest expense$3,077,0004,647
Net interest income$7,421,0002,428
Provision for loan and lease losses$08,958
Total noninterest income$1,510,0002,273
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$837,0001,613
Trading account gains and fees$0522
Additional Noninterest Income$673,0002,357
Total noninterest expense$7,255,0001,914
Salaries and employee benefits$3,883,0001,713
Premises and equipment expense$1,629,0001,274
Additional noninterest expense$1,743,0002,693
Pre-tax net operating income$1,676,0004,069
Securities gains (losses)$54,0001,255
Applicable income taxes$624,0003,571
Income before extraordinary items$1,106,0004,232
Extraordinary gains, net$065
Net income$1,106,0004,229
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-289,00011,896
Cash dividends$206,0005,398
Sale, conversion, retirement of capital stock, net$0809
Net operating income$1,071,4404,337
1994-12-31 (YTD Data)Rank
Total interest income$9,872,0003,062
Total interest expense$2,581,0004,517
Net interest income$7,291,0002,477
Provision for loan and lease losses$39,0006,667
Total noninterest income$843,0003,551
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$652,0002,071
Trading account gains and fees$0475
Additional Noninterest Income$191,0005,424
Total noninterest expense$7,054,0002,025
Salaries and employee benefits$3,724,0001,808
Premises and equipment expense$1,514,0001,375
Additional noninterest expense$1,816,0002,808
Pre-tax net operating income$1,041,0005,792
Securities gains (losses)$126,000680
Applicable income taxes$450,0004,384
Income before extraordinary items$717,0005,811
Extraordinary gains, net$0249
Net income$717,0005,826
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$25,0006,267
Cash dividends$206,0005,370
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$636,3606,371
1993-12-31 (YTD Data)Rank
Total interest income$9,878,0003,123
Total interest expense$2,832,0004,331
Net interest income$7,046,0002,552
Provision for loan and lease losses$349,0002,723
Total noninterest income$741,0004,259
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$576,0002,389
Trading account gains and fees$0532
Additional Noninterest Income$165,0006,257
Total noninterest expense$7,206,0002,033
Salaries and employee benefits$3,732,0001,792
Premises and equipment expense$1,491,0001,429
Additional noninterest expense$1,983,0002,756
Pre-tax net operating income$232,00010,769
Securities gains (losses)$1,496,000391
Applicable income taxes$698,0003,127
Income before extraordinary items$1,030,0004,586
Extraordinary gains, net$03,149
Net income$1,030,0004,719
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$347,0002,251
Cash dividends$206,0005,324
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$72,56011,911
1992-12-31 (YTD Data)Rank
Total interest income$10,878,0003,222
Total interest expense$3,839,0004,215
Net interest income$7,039,0002,573
Provision for loan and lease losses$271,0004,390
Total noninterest income$705,0004,398
Gross Fiduciary activities income$01,658
Service charges on deposit accounts$483,0002,885
Trading account gains and fees$0504
Additional Noninterest Income$222,0005,329
Total noninterest expense$6,498,0002,254
Salaries and employee benefits$3,113,0002,111
Premises and equipment expense$1,395,0001,529
Additional noninterest expense$1,990,0002,815
Pre-tax net operating income$975,0005,725
Securities gains (losses)$126,0002,643
Applicable income taxes$466,0004,232
Income before extraordinary items$635,0006,336
Extraordinary gains, net$01,422
Net income$635,0006,403
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$246,0003,751
Cash dividends$103,0006,504
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$554,3606,533

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.