Home > Northern Bank of Commerce > Assets and Liabilities
Northern Bank of Commerce, Assets and Liabilities
| 1999-12-31 | Rank | |
| # of Employees: | 31 | 5,132 |
| Assets and Liabilities | ||
| Total Assets: | $54,882,000 | 6,572 |
| Cash and due from depository institutions | $3,973,000 | 5,132 |
| Interest-bearing balances | $0 | 6,854 |
| Securities | $4,688,000 | 8,782 |
| Federal funds sold & reverse repurchase agreements | $7,600,000 | 1,259 |
| Net loans & leases | $38,062,000 | 6,014 |
| Loan loss allowance | $1,662,000 | 2,176 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $123,000 | 9,478 |
| Other real estate owned | $0 | 5,132 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $436,000 | 8,579 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $54,882,000 | 6,572 |
| Total liabilities | $52,019,000 | 6,362 |
| Total deposits | $51,679,000 | 6,120 |
| Interest-bearing deposits | $42,193,000 | 6,320 |
| Deposits held in domestic offices | $51,679,000 | 6,117 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $340,000 | 6,596 |
| Total equity capital | $2,863,000 | 8,780 |
| Total bank equity capital | $2,863,000 | 8,780 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,226,000 | 2,741 |
| Surplus | $2,961,000 | 4,406 |
| Undivided profits | $-1,324,000 | 9,963 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,360,000 | 1,685 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $254,000 | 7,043 |
| Earning assets | $50,350,000 | 6,546 |
| Long-term assets (5+ years) | $1,516,000 | 7,975 |
| Average Assets, year-to-date | $62,760,400 | 5,915 |
| Average Assets, quarterly | $57,934,500 | 6,327 |
| Volatile liabilities | $5,194,000 | 7,238 |
| Insider loans | $0 | 9,133 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $8,085,000 | 4,267 |
| Tier 1 (core) risk-based capital | $2,914,000 | 8,756 |
| Tier 2 risk-based capital | $536,800 | 5,080 |
| Total risk weighted assets | $41,818,600 | 5,826 |
| Total unused commitments | $8,085,000 | 4,271 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 28 | 5,562 |
| Assets and Liabilities | ||
| Total Assets: | $61,140,000 | 6,217 |
| Cash and due from depository institutions | $3,542,000 | 5,562 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $1,108,000 | 10,036 |
| Federal funds sold & reverse repurchase agreements | $3,675,000 | 4,293 |
| Net loans & leases | $50,508,000 | 4,920 |
| Loan loss allowance | $1,102,000 | 3,072 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $91,000 | 9,886 |
| Other real estate owned | $0 | 5,562 |
| Goodwill and other intangibles | $21,000 | 3,165 |
| All other assets | $2,195,000 | 3,291 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $61,140,000 | 6,217 |
| Total liabilities | $56,405,000 | 6,098 |
| Total deposits | $56,223,000 | 5,868 |
| Interest-bearing deposits | $47,305,000 | 5,918 |
| Deposits held in domestic offices | $56,223,000 | 5,865 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $182,000 | 8,817 |
| Total equity capital | $4,735,000 | 7,308 |
| Total bank equity capital | $4,735,000 | 7,308 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $1,226,000 | 2,727 |
| Surplus | $2,961,000 | 4,281 |
| Undivided profits | $548,000 | 8,915 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,092,000 | 2,225 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $312,000 | 6,420 |
| Earning assets | $55,291,000 | 6,269 |
| Long-term assets (5+ years) | $1,959,000 | 7,757 |
| Average Assets, year-to-date | $52,733,400 | 6,545 |
| Average Assets, quarterly | $59,585,500 | 6,238 |
| Volatile liabilities | $5,583,000 | 6,713 |
| Insider loans | $0 | 9,309 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $16,251,000 | 2,618 |
| Tier 1 (core) risk-based capital | $4,663,000 | 7,203 |
| Tier 2 risk-based capital | $704,090 | 4,056 |
| Total risk weighted assets | $55,929,290 | 4,660 |
| Total unused commitments | $16,251,000 | 2,625 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 20 | 7,112 |
| Assets and Liabilities | ||
| Total Assets: | $44,532,000 | 7,500 |
| Cash and due from depository institutions | $720,000 | 7,112 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $2,048,000 | 10,307 |
| Federal funds sold & reverse repurchase agreements | $200,000 | 7,785 |
| Net loans & leases | $40,702,000 | 5,739 |
| Loan loss allowance | $407,000 | 6,498 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $68,000 | 10,432 |
| Other real estate owned | $0 | 7,112 |
| Goodwill and other intangibles | $52,000 | 2,928 |
| All other assets | $742,000 | 7,173 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $44,532,000 | 7,500 |
| Total liabilities | $40,321,000 | 7,440 |
| Total deposits | $40,208,000 | 7,260 |
| Interest-bearing deposits | $32,508,000 | 7,460 |
| Deposits held in domestic offices | $40,208,000 | 7,256 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $113,000 | 10,064 |
| Total equity capital | $4,211,000 | 7,869 |
| Total bank equity capital | $4,211,000 | 7,869 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $1,010,000 | 3,109 |
| Surplus | $2,736,000 | 4,458 |
| Undivided profits | $465,000 | 9,509 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $49,000 | 8,598 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $341,000 | 6,331 |
| Earning assets | $42,950,000 | 7,305 |
| Long-term assets (5+ years) | $5,306,000 | 5,851 |
| Average Assets, year-to-date | $42,289,000 | 7,526 |
| Average Assets, quarterly | $44,154,000 | 7,485 |
| Volatile liabilities | $5,352,000 | 6,942 |
| Insider loans | $0 | 9,792 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $10,313,000 | 3,387 |
| Tier 1 (core) risk-based capital | $4,076,000 | 7,863 |
| Tier 2 risk-based capital | $407,000 | 5,938 |
| Total risk weighted assets | $43,297,000 | 5,631 |
| Total unused commitments | $10,313,000 | 3,388 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 22 | 7,084 |
| Assets and Liabilities | ||
| Total Assets: | $41,733,000 | 7,999 |
| Cash and due from depository institutions | $1,934,000 | 7,084 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $6,224,000 | 9,292 |
| Federal funds sold & reverse repurchase agreements | $2,200,000 | 4,619 |
| Net loans & leases | $30,562,000 | 6,883 |
| Loan loss allowance | $230,000 | 8,743 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $88,000 | 10,756 |
| Other real estate owned | $0 | 7,084 |
| Goodwill and other intangibles | $83,000 | 2,600 |
| All other assets | $642,000 | 7,966 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $41,733,000 | 7,999 |
| Total liabilities | $38,007,000 | 7,921 |
| Total deposits | $37,939,000 | 7,746 |
| Interest-bearing deposits | $30,840,000 | 7,937 |
| Deposits held in domestic offices | $37,939,000 | 7,740 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $68,000 | 11,016 |
| Total equity capital | $3,726,000 | 8,454 |
| Total bank equity capital | $3,726,000 | 8,454 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,001,000 | 3,338 |
| Surplus | $2,683,000 | 4,576 |
| Undivided profits | $42,000 | 10,702 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 10,601 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $250,000 | 7,653 |
| Earning assets | $38,986,000 | 7,901 |
| Long-term assets (5+ years) | $5,174,000 | 5,795 |
| Average Assets, year-to-date | $32,672,200 | 8,761 |
| Average Assets, quarterly | $39,190,000 | 8,179 |
| Volatile liabilities | $5,809,000 | 6,610 |
| Insider loans | $0 | 10,271 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $7,981,000 | 3,905 |
| Tier 1 (core) risk-based capital | $3,443,000 | 8,666 |
| Tier 2 risk-based capital | $230,000 | 8,192 |
| Total risk weighted assets | $34,146,600 | 6,628 |
| Total unused commitments | $7,981,000 | 3,920 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 27 | 6,461 |
| Assets and Liabilities | ||
| Total Assets: | $23,849,000 | 10,216 |
| Cash and due from depository institutions | $967,000 | 6,461 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $3,790,000 | 10,718 |
| Federal funds sold & reverse repurchase agreements | $600,000 | 8,086 |
| Net loans & leases | $18,004,000 | 8,965 |
| Loan loss allowance | $147,000 | 10,271 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $80,000 | 11,288 |
| Other real estate owned | $0 | 6,461 |
| Goodwill and other intangibles | $114,000 | 2,296 |
| All other assets | $294,000 | 10,716 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $23,849,000 | 10,216 |
| Total liabilities | $20,163,000 | 10,365 |
| Total deposits | $20,085,000 | 10,260 |
| Interest-bearing deposits | $14,871,000 | 10,585 |
| Deposits held in domestic offices | $20,085,000 | 10,258 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $78,000 | 11,430 |
| Total equity capital | $3,686,000 | 8,700 |
| Total bank equity capital | $3,686,000 | 8,700 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,000,000 | 3,492 |
| Surplus | $1,923,000 | 5,759 |
| Undivided profits | $763,000 | 9,758 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 11,056 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $136,000 | 9,988 |
| Earning assets | $22,394,000 | 10,118 |
| Long-term assets (5+ years) | $4,485,000 | 6,085 |
| Average Assets, year-to-date | $14,191,600 | 11,265 |
| Average Assets, quarterly | $20,635,500 | 10,591 |
| Volatile liabilities | $2,467,000 | 9,121 |
| Insider loans | $0 | 10,773 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $8,662,000 | 3,589 |
| Tier 1 (core) risk-based capital | $3,572,000 | 8,713 |
| Tier 2 risk-based capital | $147,000 | 9,820 |
| Total risk weighted assets | $19,239,000 | 8,971 |
| Total unused commitments | $8,662,000 | 3,602 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 21 | 7,881 |
| Assets and Liabilities | ||
| Total Assets: | $6,871,000 | 12,514 |
| Cash and due from depository institutions | $313,000 | 7,881 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $4,680,000 | 11,001 |
| Federal funds sold & reverse repurchase agreements | $700,000 | 6,189 |
| Net loans & leases | $800,000 | 12,581 |
| Loan loss allowance | $11,000 | 12,506 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $71,000 | 11,934 |
| Other real estate owned | $0 | 7,881 |
| Goodwill and other intangibles | $145,000 | 2,091 |
| All other assets | $162,000 | 12,162 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $6,871,000 | 12,514 |
| Total liabilities | $2,439,000 | 12,606 |
| Total deposits | $2,420,000 | 12,581 |
| Interest-bearing deposits | $2,178,000 | 12,514 |
| Deposits held in domestic offices | $2,420,000 | 12,581 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $19,000 | 12,548 |
| Total equity capital | $4,432,000 | 7,711 |
| Total bank equity capital | $4,432,000 | 7,711 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,000,000 | 3,640 |
| Surplus | $3,845,000 | 3,478 |
| Undivided profits | $-413,000 | 11,968 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 11,640 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $3,000 | 12,459 |
| Earning assets | $6,180,000 | 12,476 |
| Long-term assets (5+ years) | $0 | 10,888 |
| Average Assets, year-to-date | $5,826,000 | 12,561 |
| Average Assets, quarterly | $5,826,000 | 12,558 |
| Volatile liabilities | $0 | 12,493 |
| Insider loans | $0 | 11,229 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $1,446,000 | 8,335 |
| Tier 1 (core) risk-based capital | $4,290,000 | 7,932 |
| Tier 2 risk-based capital | $11,000 | 12,450 |
| Total risk weighted assets | $2,179,400 | 12,539 |
| Total unused commitments | $1,446,000 | 8,346 |
| Derivatives | $0 | 687 |