Home > Northern Bank > Income and Expense
Northern Bank, Income and Expense
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $6,524,000 | 4,599 |
| Total interest expense | $2,530,000 | 4,755 |
| Net interest income | $3,994,000 | 4,408 |
| Provision for loan and lease losses | $10,000 | 9,731 |
| Total noninterest income | $1,111,000 | 3,090 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $579,000 | 2,377 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $532,000 | 3,129 |
| Total noninterest expense | $3,439,000 | 3,972 |
| Salaries and employee benefits | $1,317,000 | 4,822 |
| Premises and equipment expense | $486,000 | 3,965 |
| Additional noninterest expense | $1,636,000 | 3,252 |
| Pre-tax net operating income | $1,656,000 | 3,955 |
| Securities gains (losses) | $3,000 | 6,505 |
| Applicable income taxes | $633,000 | 3,427 |
| Income before extraordinary items | $1,026,000 | 4,602 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,026,000 | 4,735 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 6,216 |
| Cash dividends | $950,000 | 1,850 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,024,080 | 4,367 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $7,224,000 | 4,700 |
| Total interest expense | $3,154,000 | 4,943 |
| Net interest income | $4,070,000 | 4,374 |
| Provision for loan and lease losses | $255,000 | 4,532 |
| Total noninterest income | $889,000 | 3,654 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $586,000 | 2,350 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $303,000 | 4,397 |
| Total noninterest expense | $3,226,000 | 4,232 |
| Salaries and employee benefits | $1,489,000 | 4,259 |
| Premises and equipment expense | $484,000 | 4,085 |
| Additional noninterest expense | $1,253,000 | 4,175 |
| Pre-tax net operating income | $1,478,000 | 4,086 |
| Securities gains (losses) | $36,000 | 4,684 |
| Applicable income taxes | $552,000 | 3,677 |
| Income before extraordinary items | $962,000 | 4,660 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $962,000 | 4,709 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $247,000 | 3,744 |
| Cash dividends | $705,000 | 2,111 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $938,960 | 4,441 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.