Home > Northeast Bank > Net charge- offs to loans

Northeast Bank, Net charge- offs to loans

2023-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1092%855
Percentage Net Loans Charged-off: Total real estate loans0.0636%334
Percentage Net Loans Charged-off:Construction & development0.0000%239
Percentage Net Loans Charged-off: Commercial real estate0.0855%275
Percentage Net Loans Charged-off: Multi-family residential0.0000%66
Percentage Net Loans Charged-off: 1-4 family residential0.0420%296
Percentage Net Loans Charged-off: Home equity loans0.0000%246
All other 1-4 family - Percent of loans charged-off, net0.0423%285
Percentage Net Loans Charged-off: Commercial and industrial3.3843%75
Percentage Net Loans Charged-off: Loans to individuals0.4139%1,371
Percentage Net Loans Charged-off: Credit card loans0.0000%531
Percentage Net Loans Charged-off: Other loans to individual0.4139%1,249
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%72
2023-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0940%823
Percentage Net Loans Charged-off: Total real estate loans0.0440%340
Percentage Net Loans Charged-off:Construction & development0.0000%172
Percentage Net Loans Charged-off: Commercial real estate0.0647%239
Percentage Net Loans Charged-off: Multi-family residential0.0000%48
Percentage Net Loans Charged-off: 1-4 family residential-0.0801%4,481
Percentage Net Loans Charged-off: Home equity loans0.0000%206
All other 1-4 family - Percent of loans charged-off, net-0.0809%4,489
Percentage Net Loans Charged-off: Commercial and industrial3.4900%77
Percentage Net Loans Charged-off: Loans to individuals0.5244%1,042
Percentage Net Loans Charged-off: Credit card loans0.0000%458
Percentage Net Loans Charged-off: Other loans to individual0.5244%973
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%69
2023-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0186%1,529
Percentage Net Loans Charged-off: Total real estate loans-0.0009%3,393
Percentage Net Loans Charged-off:Construction & development0.0000%127
Percentage Net Loans Charged-off: Commercial real estate0.0051%281
Percentage Net Loans Charged-off: Multi-family residential0.0000%29
Percentage Net Loans Charged-off: 1-4 family residential-0.1148%4,545
Percentage Net Loans Charged-off: Home equity loans0.0000%163
All other 1-4 family - Percent of loans charged-off, net-0.1160%4,504
Percentage Net Loans Charged-off: Commercial and industrial1.1250%248
Percentage Net Loans Charged-off: Loans to individuals2.6038%215
Percentage Net Loans Charged-off: Credit card loans0.0000%451
Percentage Net Loans Charged-off: Other loans to individual2.6038%234
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%63
2023-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0008%3,299
Percentage Net Loans Charged-off: Total real estate loans-0.0119%4,152
Percentage Net Loans Charged-off:Construction & development0.0000%62
Percentage Net Loans Charged-off: Commercial real estate-0.0038%4,251
Percentage Net Loans Charged-off: Multi-family residential0.0000%18
Percentage Net Loans Charged-off: 1-4 family residential-0.2214%4,623
Percentage Net Loans Charged-off: Home equity loans0.0000%101
All other 1-4 family - Percent of loans charged-off, net-0.2238%4,623
Percentage Net Loans Charged-off: Commercial and industrial0.4726%280
Percentage Net Loans Charged-off: Loans to individuals2.0997%285
Percentage Net Loans Charged-off: Credit card loans0.0000%346
Percentage Net Loans Charged-off: Other loans to individual2.0997%254
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%12
2022-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0235%4,112
Percentage Net Loans Charged-off: Total real estate loans-0.0264%4,209
Percentage Net Loans Charged-off:Construction & development0.0000%172
Percentage Net Loans Charged-off: Commercial real estate-0.0325%4,368
Percentage Net Loans Charged-off: Multi-family residential0.0000%64
Percentage Net Loans Charged-off: 1-4 family residential-0.0305%4,198
Percentage Net Loans Charged-off: Home equity loans0.0000%205
All other 1-4 family - Percent of loans charged-off, net-0.0310%4,228
Percentage Net Loans Charged-off: Commercial and industrial-0.2305%4,404
Percentage Net Loans Charged-off: Loans to individuals0.8290%643
Percentage Net Loans Charged-off: Credit card loans0.0000%495
Percentage Net Loans Charged-off: Other loans to individual0.8290%587
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%23
2022-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0179%3,955
Percentage Net Loans Charged-off: Total real estate loans-0.0172%4,022
Percentage Net Loans Charged-off:Construction & development0.0000%133
Percentage Net Loans Charged-off: Commercial real estate-0.0187%4,301
Percentage Net Loans Charged-off: Multi-family residential0.0000%47
Percentage Net Loans Charged-off: 1-4 family residential-0.0412%4,314
Percentage Net Loans Charged-off: Home equity loans0.0000%163
All other 1-4 family - Percent of loans charged-off, net-0.0419%4,341
Percentage Net Loans Charged-off: Commercial and industrial-0.3399%4,501
Percentage Net Loans Charged-off: Loans to individuals0.8859%557
Percentage Net Loans Charged-off: Credit card loans0.0000%459
Percentage Net Loans Charged-off: Other loans to individual0.7087%643
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%17
2022-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0250%3,976
Percentage Net Loans Charged-off: Total real estate loans-0.0221%4,067
Percentage Net Loans Charged-off:Construction & development0.0000%94
Percentage Net Loans Charged-off: Commercial real estate-0.0232%4,257
Percentage Net Loans Charged-off: Multi-family residential0.0000%33
Percentage Net Loans Charged-off: 1-4 family residential-0.0612%4,325
Percentage Net Loans Charged-off: Home equity loans0.0000%129
All other 1-4 family - Percent of loans charged-off, net-0.0624%4,346
Percentage Net Loans Charged-off: Commercial and industrial-0.4571%4,391
Percentage Net Loans Charged-off: Loans to individuals1.0182%484
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.0182%440
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%17
2022-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0209%3,938
Percentage Net Loans Charged-off: Total real estate loans-0.0278%4,256
Percentage Net Loans Charged-off:Construction & development0.0000%61
Percentage Net Loans Charged-off: Commercial real estate-0.0401%4,445
Percentage Net Loans Charged-off: Multi-family residential0.0000%23
Percentage Net Loans Charged-off: 1-4 family residential0.0479%192
Percentage Net Loans Charged-off: Home equity loans0.0000%93
All other 1-4 family - Percent of loans charged-off, net0.0489%181
Percentage Net Loans Charged-off: Commercial and industrial-0.0311%3,712
Percentage Net Loans Charged-off: Loans to individuals0.4884%858
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.4884%787
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%16
2021-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0420%1,432
Percentage Net Loans Charged-off: Total real estate loans0.0473%596
Percentage Net Loans Charged-off:Construction & development0.0000%225
Percentage Net Loans Charged-off: Commercial real estate0.0589%433
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0503%424
Percentage Net Loans Charged-off: Home equity loans0.0000%242
All other 1-4 family - Percent of loans charged-off, net0.0513%424
Percentage Net Loans Charged-off: Commercial and industrial0.3940%464
Percentage Net Loans Charged-off: Loans to individuals1.1771%348
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.1771%316
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%29
2021-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0501%1,167
Percentage Net Loans Charged-off: Total real estate loans0.0557%497
Percentage Net Loans Charged-off:Construction & development0.0000%194
Percentage Net Loans Charged-off: Commercial real estate0.0692%362
Percentage Net Loans Charged-off: Multi-family residential0.0000%77
Percentage Net Loans Charged-off: 1-4 family residential0.0627%349
Percentage Net Loans Charged-off: Home equity loans0.0000%216
All other 1-4 family - Percent of loans charged-off, net0.0641%338
Percentage Net Loans Charged-off: Commercial and industrial0.7273%237
Percentage Net Loans Charged-off: Loans to individuals0.9154%427
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.9154%374
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%24
2021-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0906%792
Percentage Net Loans Charged-off: Total real estate loans0.0726%410
Percentage Net Loans Charged-off:Construction & development0.0000%159
Percentage Net Loans Charged-off: Commercial real estate0.1052%283
Percentage Net Loans Charged-off: Multi-family residential0.0000%57
Percentage Net Loans Charged-off: 1-4 family residential-0.0040%3,605
Percentage Net Loans Charged-off: Home equity loans0.0000%181
All other 1-4 family - Percent of loans charged-off, net-0.0040%3,663
Percentage Net Loans Charged-off: Commercial and industrial4.0607%34
Percentage Net Loans Charged-off: Loans to individuals1.3022%297
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.3022%258
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%21
2021-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3392%249
Percentage Net Loans Charged-off: Total real estate loans0.1430%214
Percentage Net Loans Charged-off:Construction & development0.0000%118
Percentage Net Loans Charged-off: Commercial real estate0.2090%146
Percentage Net Loans Charged-off: Multi-family residential0.0000%31
Percentage Net Loans Charged-off: 1-4 family residential-0.0032%3,698
Percentage Net Loans Charged-off: Home equity loans0.0000%133
All other 1-4 family - Percent of loans charged-off, net-0.0033%3,749
Percentage Net Loans Charged-off: Commercial and industrial29.6962%1
Percentage Net Loans Charged-off: Loans to individuals1.2579%361
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.2579%315
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%17
2020-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0617%1,897
Percentage Net Loans Charged-off: Total real estate loans0.0798%720
Percentage Net Loans Charged-off:Construction & development0.0000%346
Percentage Net Loans Charged-off: Commercial real estate0.1104%564
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0201%1,150
Percentage Net Loans Charged-off: Home equity loans0.0000%398
All other 1-4 family - Percent of loans charged-off, net0.0209%1,062
Percentage Net Loans Charged-off: Commercial and industrial-0.0116%3,944
Percentage Net Loans Charged-off: Loans to individuals0.5714%1,092
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.5714%990
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%41
2020-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0858%1,451
Percentage Net Loans Charged-off: Total real estate loans0.1125%476
Percentage Net Loans Charged-off:Construction & development0.0000%273
Percentage Net Loans Charged-off: Commercial real estate0.1581%357
Percentage Net Loans Charged-off: Multi-family residential0.0000%74
Percentage Net Loans Charged-off: 1-4 family residential0.0280%888
Percentage Net Loans Charged-off: Home equity loans0.0000%349
All other 1-4 family - Percent of loans charged-off, net0.0290%814
Percentage Net Loans Charged-off: Commercial and industrial-0.0068%3,800
Percentage Net Loans Charged-off: Loans to individuals0.0815%2,458
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0815%2,342
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%38
2020-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1226%1,111
Percentage Net Loans Charged-off: Total real estate loans0.1620%340
Percentage Net Loans Charged-off:Construction & development0.0000%191
Percentage Net Loans Charged-off: Commercial real estate0.2291%264
Percentage Net Loans Charged-off: Multi-family residential0.0000%54
Percentage Net Loans Charged-off: 1-4 family residential0.0435%665
Percentage Net Loans Charged-off: Home equity loans0.0000%293
All other 1-4 family - Percent of loans charged-off, net0.0451%615
Percentage Net Loans Charged-off: Commercial and industrial-0.0173%3,956
Percentage Net Loans Charged-off: Loans to individuals0.1170%2,225
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.1170%2,096
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%28
2020-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0334%1,730
Percentage Net Loans Charged-off: Total real estate loans0.0450%588
Percentage Net Loans Charged-off:Construction & development0.0000%120
Percentage Net Loans Charged-off: Commercial real estate0.0632%286
Percentage Net Loans Charged-off: Multi-family residential0.0000%26
Percentage Net Loans Charged-off: 1-4 family residential0.0141%746
Percentage Net Loans Charged-off: Home equity loans0.0000%210
All other 1-4 family - Percent of loans charged-off, net0.0146%686
Percentage Net Loans Charged-off: Commercial and industrial-0.0577%4,225
Percentage Net Loans Charged-off: Loans to individuals0.0000%2,292
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,206
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%19
2019-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0718%2,072
Percentage Net Loans Charged-off: Total real estate loans0.0381%1,285
Percentage Net Loans Charged-off:Construction & development0.0000%402
Percentage Net Loans Charged-off: Commercial real estate0.0284%869
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential0.1560%475
Percentage Net Loans Charged-off: Home equity loans0.0000%494
All other 1-4 family - Percent of loans charged-off, net0.1644%432
Percentage Net Loans Charged-off: Commercial and industrial2.1557%234
Percentage Net Loans Charged-off: Loans to individuals2.7348%215
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual2.7348%181
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%45
2019-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0789%1,695
Percentage Net Loans Charged-off: Total real estate loans0.0379%1,088
Percentage Net Loans Charged-off:Construction & development0.0000%304
Percentage Net Loans Charged-off: Commercial real estate0.0284%678
Percentage Net Loans Charged-off: Multi-family residential0.0000%91
Percentage Net Loans Charged-off: 1-4 family residential0.1534%412
Percentage Net Loans Charged-off: Home equity loans0.0000%408
All other 1-4 family - Percent of loans charged-off, net0.1622%375
Percentage Net Loans Charged-off: Commercial and industrial2.7568%155
Percentage Net Loans Charged-off: Loans to individuals0.9196%837
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.9196%757
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%40
2019-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0581%1,812
Percentage Net Loans Charged-off: Total real estate loans0.0185%1,186
Percentage Net Loans Charged-off:Construction & development0.0000%234
Percentage Net Loans Charged-off: Commercial real estate-0.0004%4,357
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential0.1613%367
Percentage Net Loans Charged-off: Home equity loans0.0000%333
All other 1-4 family - Percent of loans charged-off, net0.1708%348
Percentage Net Loans Charged-off: Commercial and industrial2.3062%185
Percentage Net Loans Charged-off: Loans to individuals1.0732%692
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.0732%615
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%27
2019-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0299%1,858
Percentage Net Loans Charged-off: Total real estate loans0.0341%757
Percentage Net Loans Charged-off:Construction & development0.0000%153
Percentage Net Loans Charged-off: Commercial real estate-0.0008%4,516
Percentage Net Loans Charged-off: Multi-family residential0.0000%46
Percentage Net Loans Charged-off: 1-4 family residential0.2775%221
Percentage Net Loans Charged-off: Home equity loans0.0000%221
All other 1-4 family - Percent of loans charged-off, net0.2943%205
Percentage Net Loans Charged-off: Commercial and industrial-0.0231%4,063
Percentage Net Loans Charged-off: Loans to individuals1.4461%506
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.4461%443
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%19
2018-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0349%2,706
Percentage Net Loans Charged-off: Total real estate loans0.0475%1,241
Percentage Net Loans Charged-off:Construction & development0.0000%424
Percentage Net Loans Charged-off: Commercial real estate0.0212%903
Percentage Net Loans Charged-off: Multi-family residential0.0000%128
Percentage Net Loans Charged-off: 1-4 family residential0.2154%375
Percentage Net Loans Charged-off: Home equity loans0.0000%568
All other 1-4 family - Percent of loans charged-off, net0.2314%350
Percentage Net Loans Charged-off: Commercial and industrial-0.0199%4,149
Percentage Net Loans Charged-off: Loans to individuals-0.1782%4,936
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.1782%4,894
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%40
2018-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0350%2,390
Percentage Net Loans Charged-off: Total real estate loans0.0488%1,030
Percentage Net Loans Charged-off:Construction & development0.0000%325
Percentage Net Loans Charged-off: Commercial real estate0.0288%666
Percentage Net Loans Charged-off: Multi-family residential0.0000%106
Percentage Net Loans Charged-off: 1-4 family residential0.1797%418
Percentage Net Loans Charged-off: Home equity loans0.0000%467
All other 1-4 family - Percent of loans charged-off, net0.1937%402
Percentage Net Loans Charged-off: Commercial and industrial-0.0182%4,098
Percentage Net Loans Charged-off: Loans to individuals-0.3818%5,111
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.3818%5,078
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%38
2018-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0404%2,050
Percentage Net Loans Charged-off: Total real estate loans0.0510%861
Percentage Net Loans Charged-off:Construction & development0.0000%257
Percentage Net Loans Charged-off: Commercial real estate0.0470%448
Percentage Net Loans Charged-off: Multi-family residential0.0000%79
Percentage Net Loans Charged-off: 1-4 family residential0.1021%625
Percentage Net Loans Charged-off: Home equity loans0.0000%391
All other 1-4 family - Percent of loans charged-off, net0.1105%574
Percentage Net Loans Charged-off: Commercial and industrial-0.0030%3,836
Percentage Net Loans Charged-off: Loans to individuals0.2753%1,868
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.2753%1,763
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%32
2018-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0140%2,265
Percentage Net Loans Charged-off: Total real estate loans0.0169%1,013
Percentage Net Loans Charged-off:Construction & development0.0000%165
Percentage Net Loans Charged-off: Commercial real estate0.0000%466
Percentage Net Loans Charged-off: Multi-family residential0.0000%42
Percentage Net Loans Charged-off: 1-4 family residential0.1029%539
Percentage Net Loans Charged-off: Home equity loans0.0000%288
All other 1-4 family - Percent of loans charged-off, net0.1118%486
Percentage Net Loans Charged-off: Commercial and industrial-0.0045%3,886
Percentage Net Loans Charged-off: Loans to individuals0.3183%1,664
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.3183%1,551
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%19
2017-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0437%2,917
Percentage Net Loans Charged-off: Total real estate loans0.0495%1,505
Percentage Net Loans Charged-off:Construction & development0.0000%519
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,316
Percentage Net Loans Charged-off: Multi-family residential0.0029%165
Percentage Net Loans Charged-off: 1-4 family residential0.2751%414
Percentage Net Loans Charged-off: Home equity loans0.0000%680
All other 1-4 family - Percent of loans charged-off, net0.3016%370
Percentage Net Loans Charged-off: Commercial and industrial0.0203%2,256
Percentage Net Loans Charged-off: Loans to individuals0.2224%2,658
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.2224%2,513
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%42
2017-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0352%2,728
Percentage Net Loans Charged-off: Total real estate loans0.0370%1,477
Percentage Net Loans Charged-off:Construction & development0.0000%426
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,034
Percentage Net Loans Charged-off: Multi-family residential0.0038%129
Percentage Net Loans Charged-off: 1-4 family residential0.2026%520
Percentage Net Loans Charged-off: Home equity loans0.0000%589
All other 1-4 family - Percent of loans charged-off, net0.2224%484
Percentage Net Loans Charged-off: Commercial and industrial0.0315%1,809
Percentage Net Loans Charged-off: Loans to individuals0.0286%3,293
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0286%3,166
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0562%2,127
Percentage Net Loans Charged-off: Total real estate loans0.0534%1,147
Percentage Net Loans Charged-off:Construction & development0.0000%340
Percentage Net Loans Charged-off: Commercial real estate0.0000%817
Percentage Net Loans Charged-off: Multi-family residential0.0054%94
Percentage Net Loans Charged-off: 1-4 family residential0.2936%357
Percentage Net Loans Charged-off: Home equity loans0.0000%486
All other 1-4 family - Percent of loans charged-off, net0.3234%325
Percentage Net Loans Charged-off: Commercial and industrial0.0759%1,362
Percentage Net Loans Charged-off: Loans to individuals0.0417%2,945
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0417%2,805
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0594%1,742
Percentage Net Loans Charged-off: Total real estate loans0.0590%870
Percentage Net Loans Charged-off:Construction & development0.0000%224
Percentage Net Loans Charged-off: Commercial real estate0.0000%541
Percentage Net Loans Charged-off: Multi-family residential0.0162%55
Percentage Net Loans Charged-off: 1-4 family residential0.3132%340
Percentage Net Loans Charged-off: Home equity loans0.0000%357
All other 1-4 family - Percent of loans charged-off, net0.3456%306
Percentage Net Loans Charged-off: Commercial and industrial0.0917%886
Percentage Net Loans Charged-off: Loans to individuals-0.4012%5,358
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.4012%5,315
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0628%2,801
Percentage Net Loans Charged-off: Total real estate loans0.0530%1,751
Percentage Net Loans Charged-off:Construction & development0.0000%574
Percentage Net Loans Charged-off: Commercial real estate0.0453%1,058
Percentage Net Loans Charged-off: Multi-family residential0.0000%220
Percentage Net Loans Charged-off: 1-4 family residential0.1059%1,315
Percentage Net Loans Charged-off: Home equity loans0.0503%663
All other 1-4 family - Percent of loans charged-off, net0.1119%1,215
Percentage Net Loans Charged-off: Commercial and industrial0.0629%2,056
Percentage Net Loans Charged-off: Loans to individuals1.5903%502
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.5903%452
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,609
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0796%2,186
Percentage Net Loans Charged-off: Total real estate loans0.0739%1,275
Percentage Net Loans Charged-off:Construction & development0.0000%470
Percentage Net Loans Charged-off: Commercial real estate0.0547%805
Percentage Net Loans Charged-off: Multi-family residential0.0000%177
Percentage Net Loans Charged-off: 1-4 family residential0.1690%811
Percentage Net Loans Charged-off: Home equity loans0.0653%549
All other 1-4 family - Percent of loans charged-off, net0.1806%763
Percentage Net Loans Charged-off: Commercial and industrial0.0951%1,584
Percentage Net Loans Charged-off: Loans to individuals1.1344%689
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.1342%627
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,414
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0998%1,835
Percentage Net Loans Charged-off: Total real estate loans0.0911%1,092
Percentage Net Loans Charged-off:Construction & development0.0000%380
Percentage Net Loans Charged-off: Commercial real estate0.0838%607
Percentage Net Loans Charged-off: Multi-family residential0.0000%148
Percentage Net Loans Charged-off: 1-4 family residential0.1577%879
Percentage Net Loans Charged-off: Home equity loans0.0952%427
All other 1-4 family - Percent of loans charged-off, net0.1647%825
Percentage Net Loans Charged-off: Commercial and industrial0.1600%1,177
Percentage Net Loans Charged-off: Loans to individuals1.0333%755
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.0333%675
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,209
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0816%1,680
Percentage Net Loans Charged-off: Total real estate loans0.0452%1,214
Percentage Net Loans Charged-off:Construction & development0.0000%253
Percentage Net Loans Charged-off: Commercial real estate0.0000%631
Percentage Net Loans Charged-off: Multi-family residential0.0000%90
Percentage Net Loans Charged-off: 1-4 family residential0.1937%649
Percentage Net Loans Charged-off: Home equity loans0.1834%274
All other 1-4 family - Percent of loans charged-off, net0.1949%618
Percentage Net Loans Charged-off: Commercial and industrial0.3344%682
Percentage Net Loans Charged-off: Loans to individuals0.8236%967
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.8236%867
Percentage Net Loans Charged-off: All other loans and lease0.0000%943
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1429%1,923
Percentage Net Loans Charged-off: Total real estate loans0.1778%1,040
Percentage Net Loans Charged-off:Construction & development0.0000%805
Percentage Net Loans Charged-off: Commercial real estate0.2820%616
Percentage Net Loans Charged-off: Multi-family residential0.0000%287
Percentage Net Loans Charged-off: 1-4 family residential0.0334%2,584
Percentage Net Loans Charged-off: Home equity loans0.0000%945
All other 1-4 family - Percent of loans charged-off, net0.0375%2,419
Percentage Net Loans Charged-off: Commercial and industrial-0.0795%5,007
Percentage Net Loans Charged-off: Loans to individuals0.5413%1,541
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.5413%1,417
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,449
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0126%3,733
Percentage Net Loans Charged-off: Total real estate loans0.0140%2,682
Percentage Net Loans Charged-off:Construction & development0.0000%691
Percentage Net Loans Charged-off: Commercial real estate0.0103%1,312
Percentage Net Loans Charged-off: Multi-family residential0.0000%241
Percentage Net Loans Charged-off: 1-4 family residential0.0276%2,433
Percentage Net Loans Charged-off: Home equity loans0.0000%830
All other 1-4 family - Percent of loans charged-off, net0.0312%2,286
Percentage Net Loans Charged-off: Commercial and industrial-0.1141%5,170
Percentage Net Loans Charged-off: Loans to individuals0.6195%1,222
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.6195%1,113
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,309
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0091%3,591
Percentage Net Loans Charged-off: Total real estate loans0.0162%2,419
Percentage Net Loans Charged-off:Construction & development0.0000%555
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,187
Percentage Net Loans Charged-off: Multi-family residential0.0000%188
Percentage Net Loans Charged-off: 1-4 family residential0.0551%1,915
Percentage Net Loans Charged-off: Home equity loans0.0000%710
All other 1-4 family - Percent of loans charged-off, net0.0622%1,751
Percentage Net Loans Charged-off: Commercial and industrial-0.1902%5,422
Percentage Net Loans Charged-off: Loans to individuals0.4612%1,439
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.4612%1,321
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,136
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0213%5,079
Percentage Net Loans Charged-off: Total real estate loans0.0008%2,069
Percentage Net Loans Charged-off:Construction & development0.0000%369
Percentage Net Loans Charged-off: Commercial real estate0.0000%786
Percentage Net Loans Charged-off: Multi-family residential0.0000%126
Percentage Net Loans Charged-off: 1-4 family residential0.0028%1,824
Percentage Net Loans Charged-off: Home equity loans0.0000%482
All other 1-4 family - Percent of loans charged-off, net0.0032%1,706
Percentage Net Loans Charged-off: Commercial and industrial-0.5337%5,864
Percentage Net Loans Charged-off: Loans to individuals0.0887%2,317
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0887%2,193
Percentage Net Loans Charged-off: All other loans and lease0.0000%911
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0931%3,164
Percentage Net Loans Charged-off: Total real estate loans0.0869%2,507
Percentage Net Loans Charged-off:Construction & development0.0000%1,139
Percentage Net Loans Charged-off: Commercial real estate0.0198%2,014
Percentage Net Loans Charged-off: Multi-family residential0.0000%420
Percentage Net Loans Charged-off: 1-4 family residential0.2315%1,443
Percentage Net Loans Charged-off: Home equity loans0.1474%822
All other 1-4 family - Percent of loans charged-off, net0.2423%1,354
Percentage Net Loans Charged-off: Commercial and industrial0.3702%1,409
Percentage Net Loans Charged-off: Loans to individuals0.1706%3,018
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.1706%2,858
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,537
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1292%2,502
Percentage Net Loans Charged-off: Total real estate loans0.1197%1,945
Percentage Net Loans Charged-off:Construction & development0.0000%983
Percentage Net Loans Charged-off: Commercial real estate0.0266%1,664
Percentage Net Loans Charged-off: Multi-family residential0.0000%357
Percentage Net Loans Charged-off: 1-4 family residential0.3120%1,047
Percentage Net Loans Charged-off: Home equity loans0.1929%698
All other 1-4 family - Percent of loans charged-off, net0.3273%968
Percentage Net Loans Charged-off: Commercial and industrial0.4922%1,065
Percentage Net Loans Charged-off: Loans to individuals0.2331%2,504
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.2331%2,347
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,395
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1386%2,283
Percentage Net Loans Charged-off: Total real estate loans0.1119%1,945
Percentage Net Loans Charged-off:Construction & development0.0000%833
Percentage Net Loans Charged-off: Commercial real estate0.0414%1,348
Percentage Net Loans Charged-off: Multi-family residential0.0000%280
Percentage Net Loans Charged-off: 1-4 family residential0.2647%1,202
Percentage Net Loans Charged-off: Home equity loans0.2858%529
All other 1-4 family - Percent of loans charged-off, net0.2620%1,176
Percentage Net Loans Charged-off: Commercial and industrial0.7474%782
Percentage Net Loans Charged-off: Loans to individuals0.4438%1,644
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.4438%1,514
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,222
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1725%1,684
Percentage Net Loans Charged-off: Total real estate loans0.1073%1,594
Percentage Net Loans Charged-off:Construction & development0.0000%583
Percentage Net Loans Charged-off: Commercial real estate-0.0017%5,564
Percentage Net Loans Charged-off: Multi-family residential0.0000%176
Percentage Net Loans Charged-off: 1-4 family residential0.3117%930
Percentage Net Loans Charged-off: Home equity loans0.5665%305
All other 1-4 family - Percent of loans charged-off, net0.2785%943
Percentage Net Loans Charged-off: Commercial and industrial1.5598%362
Percentage Net Loans Charged-off: Loans to individuals0.7832%1,090
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.7832%981
Percentage Net Loans Charged-off: All other loans and lease0.0000%938
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1011%3,823
Percentage Net Loans Charged-off: Total real estate loans0.1039%3,112
Percentage Net Loans Charged-off:Construction & development0.0000%1,642
Percentage Net Loans Charged-off: Commercial real estate0.0574%2,302
Percentage Net Loans Charged-off: Multi-family residential0.0817%521
Percentage Net Loans Charged-off: 1-4 family residential0.1845%2,338
Percentage Net Loans Charged-off: Home equity loans0.0000%1,420
All other 1-4 family - Percent of loans charged-off, net0.2188%2,059
Percentage Net Loans Charged-off: Commercial and industrial-0.0710%5,494
Percentage Net Loans Charged-off: Loans to individuals0.3245%2,639
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.3245%2,495
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,546
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1224%3,317
Percentage Net Loans Charged-off: Total real estate loans0.1294%2,674
Percentage Net Loans Charged-off:Construction & development0.0000%1,483
Percentage Net Loans Charged-off: Commercial real estate0.0791%1,910
Percentage Net Loans Charged-off: Multi-family residential0.1130%414
Percentage Net Loans Charged-off: 1-4 family residential0.2145%2,013
Percentage Net Loans Charged-off: Home equity loans0.0000%1,261
All other 1-4 family - Percent of loans charged-off, net0.2578%1,759
Percentage Net Loans Charged-off: Commercial and industrial-0.0947%5,611
Percentage Net Loans Charged-off: Loans to individuals0.2708%2,581
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.2708%2,436
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,404
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1912%2,607
Percentage Net Loans Charged-off: Total real estate loans0.1934%2,143
Percentage Net Loans Charged-off:Construction & development0.0000%1,279
Percentage Net Loans Charged-off: Commercial real estate0.1228%1,531
Percentage Net Loans Charged-off: Multi-family residential0.1811%321
Percentage Net Loans Charged-off: 1-4 family residential0.3095%1,564
Percentage Net Loans Charged-off: Home equity loans0.0000%1,077
All other 1-4 family - Percent of loans charged-off, net0.3765%1,325
Percentage Net Loans Charged-off: Commercial and industrial-0.0687%5,442
Percentage Net Loans Charged-off: Loans to individuals0.5035%1,769
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.5035%1,645
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,232
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2012%2,212
Percentage Net Loans Charged-off: Total real estate loans0.2207%1,711
Percentage Net Loans Charged-off:Construction & development0.0000%915
Percentage Net Loans Charged-off: Commercial real estate0.1027%1,146
Percentage Net Loans Charged-off: Multi-family residential0.4999%191
Percentage Net Loans Charged-off: 1-4 family residential0.3083%1,374
Percentage Net Loans Charged-off: Home equity loans0.0000%767
All other 1-4 family - Percent of loans charged-off, net0.3774%1,158
Percentage Net Loans Charged-off: Commercial and industrial-0.1148%5,682
Percentage Net Loans Charged-off: Loans to individuals0.1060%2,577
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.1060%2,427
Percentage Net Loans Charged-off: All other loans and lease0.0000%975
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2702%3,316
Percentage Net Loans Charged-off: Total real estate loans0.1199%3,845
Percentage Net Loans Charged-off:Construction & development0.0000%2,360
Percentage Net Loans Charged-off: Commercial real estate0.0000%3,215
Percentage Net Loans Charged-off: Multi-family residential0.0000%851
Percentage Net Loans Charged-off: 1-4 family residential0.2825%2,545
Percentage Net Loans Charged-off: Home equity loans0.0000%1,753
All other 1-4 family - Percent of loans charged-off, net0.3413%2,206
Percentage Net Loans Charged-off: Commercial and industrial1.6360%998
Percentage Net Loans Charged-off: Loans to individuals1.7027%761
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.7027%691
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,670
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3209%2,841
Percentage Net Loans Charged-off: Total real estate loans0.1285%3,557
Percentage Net Loans Charged-off:Construction & development0.0000%2,174
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,867
Percentage Net Loans Charged-off: Multi-family residential0.0000%745
Percentage Net Loans Charged-off: 1-4 family residential0.2906%2,401
Percentage Net Loans Charged-off: Home equity loans0.0000%1,549
All other 1-4 family - Percent of loans charged-off, net0.3501%2,068
Percentage Net Loans Charged-off: Commercial and industrial2.1281%741
Percentage Net Loans Charged-off: Loans to individuals1.9090%640
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.9090%580
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,486
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2726%2,950
Percentage Net Loans Charged-off: Total real estate loans0.1336%3,334
Percentage Net Loans Charged-off:Construction & development0.0000%1,922
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,477
Percentage Net Loans Charged-off: Multi-family residential0.0000%593
Percentage Net Loans Charged-off: 1-4 family residential0.2933%2,245
Percentage Net Loans Charged-off: Home equity loans0.0000%1,330
All other 1-4 family - Percent of loans charged-off, net0.3535%1,964
Percentage Net Loans Charged-off: Commercial and industrial0.7269%1,474
Percentage Net Loans Charged-off: Loans to individuals2.1595%568
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual2.1595%516
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,276
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1921%2,960
Percentage Net Loans Charged-off: Total real estate loans0.0697%3,182
Percentage Net Loans Charged-off:Construction & development0.0000%1,402
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,722
Percentage Net Loans Charged-off: Multi-family residential0.0000%388
Percentage Net Loans Charged-off: 1-4 family residential0.1502%2,342
Percentage Net Loans Charged-off: Home equity loans0.0000%982
All other 1-4 family - Percent of loans charged-off, net0.1808%2,116
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,038
Percentage Net Loans Charged-off: Loans to individuals2.3416%500
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual2.3416%447
Percentage Net Loans Charged-off: All other loans and lease0.0000%960
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3571%3,618
Percentage Net Loans Charged-off: Total real estate loans0.1485%4,265
Percentage Net Loans Charged-off:Construction & development0.4916%2,440
Percentage Net Loans Charged-off: Commercial real estate0.0659%3,256
Percentage Net Loans Charged-off: Multi-family residential0.2568%849
Percentage Net Loans Charged-off: 1-4 family residential0.1661%3,625
Percentage Net Loans Charged-off: Home equity loans0.0000%1,926
All other 1-4 family - Percent of loans charged-off, net0.1999%3,331
Percentage Net Loans Charged-off: Commercial and industrial1.2274%1,756
Percentage Net Loans Charged-off: Loans to individuals1.7449%928
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.7198%810
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,720
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4077%3,093
Percentage Net Loans Charged-off: Total real estate loans0.1672%3,835
Percentage Net Loans Charged-off:Construction & development0.1127%2,501
Percentage Net Loans Charged-off: Commercial real estate0.0816%2,736
Percentage Net Loans Charged-off: Multi-family residential0.3405%679
Percentage Net Loans Charged-off: 1-4 family residential0.2074%3,105
Percentage Net Loans Charged-off: Home equity loans0.0000%1,690
All other 1-4 family - Percent of loans charged-off, net0.2496%2,751
Percentage Net Loans Charged-off: Commercial and industrial1.5494%1,325
Percentage Net Loans Charged-off: Loans to individuals1.7110%900
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.6804%762
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,562
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4399%2,814
Percentage Net Loans Charged-off: Total real estate loans0.1295%3,742
Percentage Net Loans Charged-off:Construction & development0.0571%2,249
Percentage Net Loans Charged-off: Commercial real estate-0.0126%6,868
Percentage Net Loans Charged-off: Multi-family residential0.3987%542
Percentage Net Loans Charged-off: 1-4 family residential0.1940%2,917
Percentage Net Loans Charged-off: Home equity loans0.0000%1,446
All other 1-4 family - Percent of loans charged-off, net0.2330%2,590
Percentage Net Loans Charged-off: Commercial and industrial2.4019%872
Percentage Net Loans Charged-off: Loans to individuals1.5809%967
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.5446%781
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,354
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3308%2,732
Percentage Net Loans Charged-off: Total real estate loans0.1283%3,056
Percentage Net Loans Charged-off:Construction & development0.0000%1,696
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,892
Percentage Net Loans Charged-off: Multi-family residential-0.0423%5,710
Percentage Net Loans Charged-off: 1-4 family residential0.2445%2,115
Percentage Net Loans Charged-off: Home equity loans0.0000%1,026
All other 1-4 family - Percent of loans charged-off, net0.2931%1,856
Percentage Net Loans Charged-off: Commercial and industrial1.0380%1,235
Percentage Net Loans Charged-off: Loans to individuals1.2810%1,103
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.2431%881
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,005
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4627%3,768
Percentage Net Loans Charged-off: Total real estate loans0.2981%3,732
Percentage Net Loans Charged-off:Construction & development0.0740%3,284
Percentage Net Loans Charged-off: Commercial real estate0.3694%2,337
Percentage Net Loans Charged-off: Multi-family residential1.3357%620
Percentage Net Loans Charged-off: 1-4 family residential0.1588%3,710
Percentage Net Loans Charged-off: Home equity loans0.0000%1,940
All other 1-4 family - Percent of loans charged-off, net0.1887%3,415
Percentage Net Loans Charged-off: Commercial and industrial1.2749%2,229
Percentage Net Loans Charged-off: Loans to individuals0.8517%2,430
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,993
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4974%3,285
Percentage Net Loans Charged-off: Total real estate loans0.3556%3,169
Percentage Net Loans Charged-off:Construction & development0.5538%2,527
Percentage Net Loans Charged-off: Commercial real estate0.3243%2,107
Percentage Net Loans Charged-off: Multi-family residential1.6558%486
Percentage Net Loans Charged-off: 1-4 family residential0.2100%3,102
Percentage Net Loans Charged-off: Home equity loans0.0000%1,705
All other 1-4 family - Percent of loans charged-off, net0.2493%2,799
Percentage Net Loans Charged-off: Commercial and industrial1.4754%1,798
Percentage Net Loans Charged-off: Loans to individuals0.7202%2,556
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,786
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5368%2,919
Percentage Net Loans Charged-off: Total real estate loans0.3787%2,815
Percentage Net Loans Charged-off:Construction & development0.0000%2,687
Percentage Net Loans Charged-off: Commercial real estate0.4849%1,507
Percentage Net Loans Charged-off: Multi-family residential1.7138%384
Percentage Net Loans Charged-off: 1-4 family residential0.1992%2,802
Percentage Net Loans Charged-off: Home equity loans0.0000%1,414
All other 1-4 family - Percent of loans charged-off, net0.2359%2,523
Percentage Net Loans Charged-off: Commercial and industrial1.6181%1,541
Percentage Net Loans Charged-off: Loans to individuals0.7744%2,285
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,540
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5906%2,327
Percentage Net Loans Charged-off: Total real estate loans0.4298%2,199
Percentage Net Loans Charged-off:Construction & development0.0000%2,022
Percentage Net Loans Charged-off: Commercial real estate0.5720%1,030
Percentage Net Loans Charged-off: Multi-family residential2.4593%231
Percentage Net Loans Charged-off: 1-4 family residential0.1480%2,449
Percentage Net Loans Charged-off: Home equity loans0.0000%974
All other 1-4 family - Percent of loans charged-off, net0.1762%2,212
Percentage Net Loans Charged-off: Commercial and industrial1.9258%1,094
Percentage Net Loans Charged-off: Loans to individuals0.7476%2,166
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,171
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4531%3,967
Percentage Net Loans Charged-off: Total real estate loans0.2319%3,958
Percentage Net Loans Charged-off:Construction & development0.0456%3,414
Percentage Net Loans Charged-off: Commercial real estate0.1005%2,871
Percentage Net Loans Charged-off: Multi-family residential0.9154%590
Percentage Net Loans Charged-off: 1-4 family residential0.2702%2,905
Percentage Net Loans Charged-off: Home equity loans0.0614%1,826
All other 1-4 family - Percent of loans charged-off, net0.3045%2,611
Percentage Net Loans Charged-off: Commercial and industrial0.7473%3,254
Percentage Net Loans Charged-off: Loans to individuals1.0045%2,678
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%2,150
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4799%3,308
Percentage Net Loans Charged-off: Total real estate loans0.2389%3,399
Percentage Net Loans Charged-off:Construction & development0.0598%2,999
Percentage Net Loans Charged-off: Commercial real estate0.0014%2,818
Percentage Net Loans Charged-off: Multi-family residential1.2243%397
Percentage Net Loans Charged-off: 1-4 family residential0.3154%2,337
Percentage Net Loans Charged-off: Home equity loans0.0857%1,510
All other 1-4 family - Percent of loans charged-off, net0.3516%2,101
Percentage Net Loans Charged-off: Commercial and industrial1.0612%2,293
Percentage Net Loans Charged-off: Loans to individuals0.9968%2,454
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,898
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5162%2,777
Percentage Net Loans Charged-off: Total real estate loans0.2435%2,931
Percentage Net Loans Charged-off:Construction & development0.0875%2,524
Percentage Net Loans Charged-off: Commercial real estate0.0233%2,130
Percentage Net Loans Charged-off: Multi-family residential1.8183%252
Percentage Net Loans Charged-off: 1-4 family residential0.2310%2,349
Percentage Net Loans Charged-off: Home equity loans0.0000%1,287
All other 1-4 family - Percent of loans charged-off, net0.2655%2,090
Percentage Net Loans Charged-off: Commercial and industrial1.2514%1,767
Percentage Net Loans Charged-off: Loans to individuals1.0580%2,209
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,633
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6109%1,952
Percentage Net Loans Charged-off: Total real estate loans0.3981%1,824
Percentage Net Loans Charged-off:Construction & development0.0000%1,865
Percentage Net Loans Charged-off: Commercial real estate0.0521%1,231
Percentage Net Loans Charged-off: Multi-family residential3.6000%106
Percentage Net Loans Charged-off: 1-4 family residential0.3075%1,588
Percentage Net Loans Charged-off: Home equity loans0.0000%827
All other 1-4 family - Percent of loans charged-off, net0.3508%1,386
Percentage Net Loans Charged-off: Commercial and industrial1.0441%1,403
Percentage Net Loans Charged-off: Loans to individuals1.0612%1,980
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,234
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3727%2,975
Percentage Net Loans Charged-off: Total real estate loans0.1461%3,253
Percentage Net Loans Charged-off:Construction & development0.6791%1,832
Percentage Net Loans Charged-off: Commercial real estate0.1387%1,594
Percentage Net Loans Charged-off: Multi-family residential0.1883%451
Percentage Net Loans Charged-off: 1-4 family residential0.0908%2,957
Percentage Net Loans Charged-off: Home equity loans0.0000%1,398
All other 1-4 family - Percent of loans charged-off, net0.1015%2,700
Percentage Net Loans Charged-off: Commercial and industrial0.2303%3,463
Percentage Net Loans Charged-off: Loans to individuals0.9168%2,454
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,901
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3540%2,260
Percentage Net Loans Charged-off: Total real estate loans0.2071%2,119
Percentage Net Loans Charged-off:Construction & development0.9624%1,104
Percentage Net Loans Charged-off: Commercial real estate0.2591%846
Percentage Net Loans Charged-off: Multi-family residential0.0000%377
Percentage Net Loans Charged-off: 1-4 family residential0.1241%2,160
Percentage Net Loans Charged-off: Home equity loans0.0000%1,108
All other 1-4 family - Percent of loans charged-off, net0.1382%1,931
Percentage Net Loans Charged-off: Commercial and industrial0.0883%3,334
Percentage Net Loans Charged-off: Loans to individuals0.7465%2,457
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,634
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2771%2,255
Percentage Net Loans Charged-off: Total real estate loans0.1503%1,990
Percentage Net Loans Charged-off:Construction & development0.0000%1,702
Percentage Net Loans Charged-off: Commercial real estate0.2867%622
Percentage Net Loans Charged-off: Multi-family residential0.0000%250
Percentage Net Loans Charged-off: 1-4 family residential0.1006%1,933
Percentage Net Loans Charged-off: Home equity loans0.0000%889
All other 1-4 family - Percent of loans charged-off, net0.1119%1,723
Percentage Net Loans Charged-off: Commercial and industrial0.0284%3,006
Percentage Net Loans Charged-off: Loans to individuals0.6195%2,532
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,409
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2816%1,731
Percentage Net Loans Charged-off: Total real estate loans0.0933%1,738
Percentage Net Loans Charged-off:Construction & development0.0000%1,119
Percentage Net Loans Charged-off: Commercial real estate-0.0098%7,895
Percentage Net Loans Charged-off: Multi-family residential0.0000%134
Percentage Net Loans Charged-off: 1-4 family residential0.1738%1,125
Percentage Net Loans Charged-off: Home equity loans0.0000%563
All other 1-4 family - Percent of loans charged-off, net0.1938%980
Percentage Net Loans Charged-off: Commercial and industrial1.0253%782
Percentage Net Loans Charged-off: Loans to individuals0.5184%2,419
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,048
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1612%3,048
Percentage Net Loans Charged-off: Total real estate loans0.0167%3,640
Percentage Net Loans Charged-off:Construction & development0.0000%1,563
Percentage Net Loans Charged-off: Commercial real estate0.0696%1,193
Percentage Net Loans Charged-off: Multi-family residential0.0000%289
Percentage Net Loans Charged-off: 1-4 family residential-0.0112%7,861
Percentage Net Loans Charged-off: Home equity loans-0.1029%6,053
All other 1-4 family - Percent of loans charged-off, net0.0008%3,100
Percentage Net Loans Charged-off: Commercial and industrial0.6730%1,576
Percentage Net Loans Charged-off: Loans to individuals0.3587%3,731
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,751
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1570%2,401
Percentage Net Loans Charged-off: Total real estate loans0.0185%2,736
Percentage Net Loans Charged-off:Construction & development0.0000%1,085
Percentage Net Loans Charged-off: Commercial real estate0.0815%764
Percentage Net Loans Charged-off: Multi-family residential0.0000%199
Percentage Net Loans Charged-off: 1-4 family residential-0.0158%7,840
Percentage Net Loans Charged-off: Home equity loans-0.1338%6,057
All other 1-4 family - Percent of loans charged-off, net0.0000%2,489
Percentage Net Loans Charged-off: Commercial and industrial0.6211%1,308
Percentage Net Loans Charged-off: Loans to individuals0.3499%3,319
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,521
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1461%2,175
Percentage Net Loans Charged-off: Total real estate loans-0.0156%7,845
Percentage Net Loans Charged-off:Construction & development0.0000%770
Percentage Net Loans Charged-off: Commercial real estate-0.0112%7,905
Percentage Net Loans Charged-off: Multi-family residential0.0000%143
Percentage Net Loans Charged-off: 1-4 family residential-0.0221%7,904
Percentage Net Loans Charged-off: Home equity loans-0.1828%6,050
All other 1-4 family - Percent of loans charged-off, net0.0000%1,964
Percentage Net Loans Charged-off: Commercial and industrial0.5500%1,176
Percentage Net Loans Charged-off: Loans to individuals0.4119%2,711
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,336
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1865%1,475
Percentage Net Loans Charged-off: Total real estate loans-0.0030%7,535
Percentage Net Loans Charged-off:Construction & development0.0000%444
Percentage Net Loans Charged-off: Commercial real estate-0.0089%7,968
Percentage Net Loans Charged-off: Multi-family residential0.0000%76
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,473
Percentage Net Loans Charged-off: Home equity loans0.0000%371
All other 1-4 family - Percent of loans charged-off, net0.0000%1,345
Percentage Net Loans Charged-off: Commercial and industrial1.0919%572
Percentage Net Loans Charged-off: Loans to individuals0.3794%2,480
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%964
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2085%1,930
Percentage Net Loans Charged-off: Total real estate loans0.0383%2,209
Percentage Net Loans Charged-off:Construction & development0.0054%791
Percentage Net Loans Charged-off: Commercial real estate0.0517%960
Percentage Net Loans Charged-off: Multi-family residential0.0000%200
Percentage Net Loans Charged-off: 1-4 family residential0.0398%2,112
Percentage Net Loans Charged-off: Home equity loans0.0000%709
All other 1-4 family - Percent of loans charged-off, net0.0467%1,903
Percentage Net Loans Charged-off: Commercial and industrial1.0992%928
Percentage Net Loans Charged-off: Loans to individuals0.3388%3,694
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,606
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2099%1,527
Percentage Net Loans Charged-off: Total real estate loans0.0121%2,454
Percentage Net Loans Charged-off:Construction & development0.0072%580
Percentage Net Loans Charged-off: Commercial real estate0.0315%816
Percentage Net Loans Charged-off: Multi-family residential0.0000%150
Percentage Net Loans Charged-off: 1-4 family residential0.0027%2,396
Percentage Net Loans Charged-off: Home equity loans0.0000%550
All other 1-4 family - Percent of loans charged-off, net0.0032%2,208
Percentage Net Loans Charged-off: Commercial and industrial1.3453%609
Percentage Net Loans Charged-off: Loans to individuals0.3128%3,376
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,412
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2283%1,357
Percentage Net Loans Charged-off: Total real estate loans0.0189%1,934
Percentage Net Loans Charged-off:Construction & development0.0107%415
Percentage Net Loans Charged-off: Commercial real estate0.0499%611
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0041%1,964
Percentage Net Loans Charged-off: Home equity loans0.0000%426
All other 1-4 family - Percent of loans charged-off, net0.0048%1,822
Percentage Net Loans Charged-off: Commercial and industrial1.4623%563
Percentage Net Loans Charged-off: Loans to individuals0.3194%3,079
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,212
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2267%1,185
Percentage Net Loans Charged-off: Total real estate loans0.0159%1,384
Percentage Net Loans Charged-off:Construction & development0.0000%268
Percentage Net Loans Charged-off: Commercial real estate0.1085%308
Percentage Net Loans Charged-off: Multi-family residential0.0000%51
Percentage Net Loans Charged-off: 1-4 family residential-0.0356%8,182
Percentage Net Loans Charged-off: Home equity loans0.0000%311
All other 1-4 family - Percent of loans charged-off, net-0.0419%8,192
Percentage Net Loans Charged-off: Commercial and industrial1.8442%390
Percentage Net Loans Charged-off: Loans to individuals0.1719%3,218
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%911
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1405%3,013
Percentage Net Loans Charged-off: Total real estate loans0.0130%2,959
Percentage Net Loans Charged-off:Construction & development0.0000%694
Percentage Net Loans Charged-off: Commercial real estate-0.0056%7,984
Percentage Net Loans Charged-off: Multi-family residential0.0000%187
Percentage Net Loans Charged-off: 1-4 family residential0.0287%2,393
Percentage Net Loans Charged-off: Home equity loans0.0000%682
All other 1-4 family - Percent of loans charged-off, net0.0339%2,175
Percentage Net Loans Charged-off: Commercial and industrial0.5789%1,727
Percentage Net Loans Charged-off: Loans to individuals0.2760%4,692
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,616
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1693%2,246
Percentage Net Loans Charged-off: Total real estate loans0.0182%2,382
Percentage Net Loans Charged-off:Construction & development0.0000%541
Percentage Net Loans Charged-off: Commercial real estate-0.0060%7,985
Percentage Net Loans Charged-off: Multi-family residential0.0000%151
Percentage Net Loans Charged-off: 1-4 family residential0.0394%1,892
Percentage Net Loans Charged-off: Home equity loans0.0000%562
All other 1-4 family - Percent of loans charged-off, net0.0463%1,688
Percentage Net Loans Charged-off: Commercial and industrial0.7357%1,216
Percentage Net Loans Charged-off: Loans to individuals0.2930%4,098
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,405
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2244%1,651
Percentage Net Loans Charged-off: Total real estate loans0.0286%1,828
Percentage Net Loans Charged-off:Construction & development0.0000%425
Percentage Net Loans Charged-off: Commercial real estate-0.0067%8,036
Percentage Net Loans Charged-off: Multi-family residential0.0000%111
Percentage Net Loans Charged-off: 1-4 family residential0.0603%1,410
Percentage Net Loans Charged-off: Home equity loans0.0000%450
All other 1-4 family - Percent of loans charged-off, net0.0709%1,254
Percentage Net Loans Charged-off: Commercial and industrial0.9613%939
Percentage Net Loans Charged-off: Loans to individuals0.3679%3,394
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,156
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3328%1,059
Percentage Net Loans Charged-off: Total real estate loans0.0586%1,084
Percentage Net Loans Charged-off:Construction & development0.0000%235
Percentage Net Loans Charged-off: Commercial real estate-0.0089%8,213
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential0.1205%823
Percentage Net Loans Charged-off: Home equity loans0.0000%338
All other 1-4 family - Percent of loans charged-off, net0.1414%729
Percentage Net Loans Charged-off: Commercial and industrial1.8162%485
Percentage Net Loans Charged-off: Loans to individuals0.1913%3,613
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%839
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1169%3,918
Percentage Net Loans Charged-off: Total real estate loans0.0777%1,867
Percentage Net Loans Charged-off:Construction & development0.0000%758
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,548
Percentage Net Loans Charged-off: Multi-family residential0.0000%197
Percentage Net Loans Charged-off: 1-4 family residential0.1535%1,186
Percentage Net Loans Charged-off: Home equity loans0.0000%657
All other 1-4 family - Percent of loans charged-off, net0.1753%1,070
Percentage Net Loans Charged-off: Commercial and industrial0.0107%4,212
Percentage Net Loans Charged-off: Loans to individuals0.3107%4,766
Percentage Net Loans Charged-off: Credit card loans0.0000%1,629
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,643
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1162%3,408
Percentage Net Loans Charged-off: Total real estate loans0.0882%1,462
Percentage Net Loans Charged-off:Construction & development0.0000%604
Percentage Net Loans Charged-off: Commercial real estate0.0015%1,205
Percentage Net Loans Charged-off: Multi-family residential0.0000%155
Percentage Net Loans Charged-off: 1-4 family residential0.1736%917
Percentage Net Loans Charged-off: Home equity loans0.0000%554
All other 1-4 family - Percent of loans charged-off, net0.1970%835
Percentage Net Loans Charged-off: Commercial and industrial0.0365%3,368
Percentage Net Loans Charged-off: Loans to individuals0.2572%4,640
Percentage Net Loans Charged-off: Credit card loans0.0000%1,504
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,414
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0155%5,384
Percentage Net Loans Charged-off: Total real estate loans0.1255%1,103
Percentage Net Loans Charged-off:Construction & development0.0000%464
Percentage Net Loans Charged-off: Commercial real estate0.0023%941
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential0.2484%667
Percentage Net Loans Charged-off: Home equity loans0.0000%431
All other 1-4 family - Percent of loans charged-off, net0.2811%614
Percentage Net Loans Charged-off: Commercial and industrial-0.7287%8,269
Percentage Net Loans Charged-off: Loans to individuals0.2373%4,413
Percentage Net Loans Charged-off: Credit card loans0.0000%1,362
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1196%2,645
Percentage Net Loans Charged-off: Total real estate loans0.1808%681
Percentage Net Loans Charged-off:Construction & development0.0000%286
Percentage Net Loans Charged-off: Commercial real estate0.0293%493
Percentage Net Loans Charged-off: Multi-family residential0.0000%70
Percentage Net Loans Charged-off: 1-4 family residential0.3387%445
Percentage Net Loans Charged-off: Home equity loans0.0000%291
All other 1-4 family - Percent of loans charged-off, net0.3817%396
Percentage Net Loans Charged-off: Commercial and industrial-0.5890%8,209
Percentage Net Loans Charged-off: Loans to individuals0.4773%2,985
Percentage Net Loans Charged-off: Credit card loans0.0000%1,093
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1603%3,883
Percentage Net Loans Charged-off: Total real estate loans0.0021%4,014
Percentage Net Loans Charged-off:Construction & development0.0000%836
Percentage Net Loans Charged-off: Commercial real estate0.0504%1,291
Percentage Net Loans Charged-off: Multi-family residential0.0000%186
Percentage Net Loans Charged-off: 1-4 family residential-0.0232%8,479
Percentage Net Loans Charged-off: Home equity loans0.0000%639
All other 1-4 family - Percent of loans charged-off, net-0.0258%8,488
Percentage Net Loans Charged-off: Commercial and industrial0.3716%2,993
Percentage Net Loans Charged-off: Loans to individuals0.4694%4,397
Percentage Net Loans Charged-off: Credit card loans0.6160%1,675
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1645%3,373
Percentage Net Loans Charged-off: Total real estate loans-0.0171%8,403
Percentage Net Loans Charged-off:Construction & development0.0000%663
Percentage Net Loans Charged-off: Commercial real estate0.0058%1,237
Percentage Net Loans Charged-off: Multi-family residential0.0000%138
Percentage Net Loans Charged-off: 1-4 family residential-0.0335%8,562
Percentage Net Loans Charged-off: Home equity loans0.0000%519
All other 1-4 family - Percent of loans charged-off, net-0.0370%8,571
Percentage Net Loans Charged-off: Commercial and industrial0.4754%2,259
Percentage Net Loans Charged-off: Loans to individuals0.4659%3,982
Percentage Net Loans Charged-off: Credit card loans0.3002%1,700
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2076%2,710
Percentage Net Loans Charged-off: Total real estate loans-0.0033%8,033
Percentage Net Loans Charged-off:Construction & development0.0000%523
Percentage Net Loans Charged-off: Commercial real estate0.0207%893
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential-0.0157%8,430
Percentage Net Loans Charged-off: Home equity loans0.0000%421
All other 1-4 family - Percent of loans charged-off, net-0.0173%8,451
Percentage Net Loans Charged-off: Commercial and industrial0.7107%1,626
Percentage Net Loans Charged-off: Loans to individuals0.4568%3,744
Percentage Net Loans Charged-off: Credit card loans0.1779%1,556
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3632%1,507
Percentage Net Loans Charged-off: Total real estate loans-0.0160%8,465
Percentage Net Loans Charged-off:Construction & development0.0000%326
Percentage Net Loans Charged-off: Commercial real estate-0.0419%8,728
Percentage Net Loans Charged-off: Multi-family residential0.0000%56
Percentage Net Loans Charged-off: 1-4 family residential-0.0082%8,389
Percentage Net Loans Charged-off: Home equity loans0.0000%277
All other 1-4 family - Percent of loans charged-off, net-0.0090%8,422
Percentage Net Loans Charged-off: Commercial and industrial1.7503%664
Percentage Net Loans Charged-off: Loans to individuals0.4875%3,228
Percentage Net Loans Charged-off: Credit card loans0.1730%1,242
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2002-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2088%3,577
Percentage Net Loans Charged-off: Total real estate loans0.1455%1,421
Percentage Net Loans Charged-off:Construction & development-0.0068%8,024
Percentage Net Loans Charged-off: Commercial real estate0.5076%502
Percentage Net Loans Charged-off: Multi-family residential0.0000%189
Percentage Net Loans Charged-off: 1-4 family residential0.0404%2,445
Percentage Net Loans Charged-off: Home equity loans0.0000%614
All other 1-4 family - Percent of loans charged-off, net0.0438%2,309
Percentage Net Loans Charged-off: Commercial and industrial-0.5156%8,600
Percentage Net Loans Charged-off: Loans to individuals0.8926%2,698
Percentage Net Loans Charged-off: Credit card loans0.0000%1,947
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2001-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2522%3,075
Percentage Net Loans Charged-off: Total real estate loans0.0080%3,589
Percentage Net Loans Charged-off:Construction & development-0.2671%8,314
Percentage Net Loans Charged-off: Commercial real estate-0.0163%8,817
Percentage Net Loans Charged-off: Multi-family residential0.0000%192
Percentage Net Loans Charged-off: 1-4 family residential0.0320%2,426
Percentage Net Loans Charged-off: Home equity loans0.0000%610
All other 1-4 family - Percent of loans charged-off, net0.0341%2,275
Percentage Net Loans Charged-off: Commercial and industrial0.7920%2,103
Percentage Net Loans Charged-off: Loans to individuals0.7889%2,936
Percentage Net Loans Charged-off: Credit card loans0.0000%2,107
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2000-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1123%4,406
Percentage Net Loans Charged-off: Total real estate loans0.0126%732
Percentage Net Loans Charged-off:Construction & development-0.0095%1,377
Percentage Net Loans Charged-off: Commercial real estate-0.0846%1,455
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0406%494
Percentage Net Loans Charged-off: Home equity loans0.0000%364
All other 1-4 family - Percent of loans charged-off, net0.0429%449
Percentage Net Loans Charged-off: Commercial and industrial-0.4215%1,463
Percentage Net Loans Charged-off: Loans to individuals0.7542%560
Percentage Net Loans Charged-off: Credit card loans0.0000%977
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1999-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1682%3,627
Percentage Net Loans Charged-off: Total real estate loans0.0694%359
Percentage Net Loans Charged-off:Construction & development-0.0149%1,347
Percentage Net Loans Charged-off: Commercial real estate0.0354%300
Percentage Net Loans Charged-off: Multi-family residential0.0000%120
Percentage Net Loans Charged-off: 1-4 family residential0.0837%352
Percentage Net Loans Charged-off: Home equity loans0.0000%369
All other 1-4 family - Percent of loans charged-off, net0.0880%325
Percentage Net Loans Charged-off: Commercial and industrial-0.2047%1,390
Percentage Net Loans Charged-off: Loans to individuals0.9061%499
Percentage Net Loans Charged-off: Credit card loans0.0000%985
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1998-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1259%4,601
Percentage Net Loans Charged-off: Total real estate loans0.1014%285
Percentage Net Loans Charged-off:Construction & development0.1699%106
Percentage Net Loans Charged-off: Commercial real estate0.2594%143
Percentage Net Loans Charged-off: Multi-family residential0.0000%151
Percentage Net Loans Charged-off: 1-4 family residential0.0660%413
Percentage Net Loans Charged-off: Home equity loans0.0000%385
All other 1-4 family - Percent of loans charged-off, net0.0699%367
Percentage Net Loans Charged-off: Commercial and industrial-0.3176%1,361
Percentage Net Loans Charged-off: Loans to individuals0.7203%667
Percentage Net Loans Charged-off: Credit card loans0.0000%973
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1997-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2645%3,070
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1996-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2947%3,022
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1995-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4885%1,716
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1994-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8452%950
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1993-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5497%2,526
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1992-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2025%7,239
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA