Home > Northeast Bank > Income and Expense

Northeast Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$31,494,0001,345
Total interest expense$5,622,0001,895
Net interest income$25,872,0001,164
Provision for loan and lease losses$03,275
Total noninterest income$1,177,0002,549
Gross Fiduciary activities income$0981
Service charges on deposit accounts$468,0001,717
Trading account gains and fees$0123
Additional Noninterest Income$709,0002,641
Total noninterest expense$17,590,0001,339
Salaries and employee benefits$11,854,0001,173
Premises and equipment expense$1,339,0001,674
Additional noninterest expense$709,0002,641
Pre-tax net operating income$9,459,0001,211
Securities gains (losses)$32,000528
Applicable income taxes$03,369
Income before extraordinary items$9,491,0001,054
Extraordinary gains, net$054
Net income$9,491,0001,066
Minority interest net income$088
Net income of bank and minority interests.$9,491,0001,057
Net charge-offs$-302,0004,499
Cash dividends$5,794,000723
Sale, conversion, retirement of capital stock, net$0540
Net operating income$9,459,0001,078
2023-09-30 (YTD Data)Rank
Total interest income$23,135,0001,334
Total interest expense$3,708,0001,916
Net interest income$19,427,0001,178
Provision for loan and lease losses$03,085
Total noninterest income$876,0002,558
Gross Fiduciary activities income$0950
Service charges on deposit accounts$343,0001,750
Trading account gains and fees$0125
Additional Noninterest Income$533,0002,621
Total noninterest expense$12,699,0001,370
Salaries and employee benefits$8,411,0001,234
Premises and equipment expense$1,025,0001,644
Additional noninterest expense$533,0002,620
Pre-tax net operating income$7,604,0001,181
Securities gains (losses)$59,000233
Applicable income taxes$03,407
Income before extraordinary items$7,663,0001,037
Extraordinary gains, net$052
Net income$7,663,0001,043
Minority interest net income$081
Net income of bank and minority interests.$7,663,0001,037
Net charge-offs$-222,0004,483
Cash dividends$4,914,000617
Sale, conversion, retirement of capital stock, net$0507
Net operating income$7,604,0001,054
2023-06-30 (YTD Data)Rank
Total interest income$15,197,0001,320
Total interest expense$2,105,0001,955
Net interest income$13,092,0001,176
Provision for loan and lease losses$02,940
Total noninterest income$585,0002,512
Gross Fiduciary activities income$0931
Service charges on deposit accounts$228,0001,740
Trading account gains and fees$0112
Additional Noninterest Income$357,0002,574
Total noninterest expense$8,443,0001,367
Salaries and employee benefits$5,561,0001,231
Premises and equipment expense$704,0001,608
Additional noninterest expense$357,0002,569
Pre-tax net operating income$5,234,0001,166
Securities gains (losses)$17,000483
Applicable income taxes$03,436
Income before extraordinary items$5,251,0001,019
Extraordinary gains, net$051
Net income$5,251,0001,032
Minority interest net income$081
Net income of bank and minority interests.$5,251,0001,019
Net charge-offs$-232,0004,554
Cash dividends$4,189,000501
Sale, conversion, retirement of capital stock, net$0486
Net operating income$5,234,0001,025
2023-03-31 (YTD Data)Rank
Total interest income$7,533,0001,314
Total interest expense$868,0002,004
Net interest income$6,665,0001,166
Provision for loan and lease losses$02,612
Total noninterest income$286,0002,540
Gross Fiduciary activities income$0913
Service charges on deposit accounts$116,0001,738
Trading account gains and fees$097
Additional Noninterest Income$170,0002,619
Total noninterest expense$4,106,0001,418
Salaries and employee benefits$2,763,0001,258
Premises and equipment expense$369,0001,581
Additional noninterest expense$170,0002,619
Pre-tax net operating income$2,845,0001,122
Securities gains (losses)$17,000469
Applicable income taxes$03,388
Income before extraordinary items$2,862,000975
Extraordinary gains, net$04
Net income$2,862,000974
Minority interest net income$048
Net income of bank and minority interests.$2,862,000974
Net charge-offs$-220,0004,609
Cash dividends$3,464,000344
Sale, conversion, retirement of capital stock, net$0430
Net operating income$2,845,000994
2022-12-31 (YTD Data)Rank
Total interest income$26,683,0001,257
Total interest expense$1,316,0002,077
Net interest income$25,367,0001,183
Provision for loan and lease losses$03,012
Total noninterest income$2,767,0001,715
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$544,0001,592
Trading account gains and fees$0116
Additional Noninterest Income$2,223,0001,533
Total noninterest expense$16,669,0001,361
Salaries and employee benefits$11,615,0001,173
Premises and equipment expense$1,227,0001,783
Additional noninterest expense$2,223,0001,533
Pre-tax net operating income$11,465,0001,161
Securities gains (losses)$8,000463
Applicable income taxes$03,596
Income before extraordinary items$11,473,000994
Extraordinary gains, net$05
Net income$11,473,000994
Minority interest net income$063
Net income of bank and minority interests.$11,473,000994
Net charge-offs$-166,0004,401
Cash dividends$5,015,000768
Sale, conversion, retirement of capital stock, net$0568
Net operating income$11,465,0001,015
2022-09-30 (YTD Data)Rank
Total interest income$19,278,0001,247
Total interest expense$804,0002,038
Net interest income$18,474,0001,182
Provision for loan and lease losses$02,835
Total noninterest income$2,465,0001,566
Gross Fiduciary activities income$0968
Service charges on deposit accounts$416,0001,588
Trading account gains and fees$0111
Additional Noninterest Income$2,049,0001,356
Total noninterest expense$11,601,0001,438
Salaries and employee benefits$7,828,0001,274
Premises and equipment expense$921,0001,798
Additional noninterest expense$2,049,0001,356
Pre-tax net operating income$9,338,0001,089
Securities gains (losses)$6,000515
Applicable income taxes$03,603
Income before extraordinary items$9,344,000943
Extraordinary gains, net$04
Net income$9,344,000942
Minority interest net income$057
Net income of bank and minority interests.$9,344,000943
Net charge-offs$-144,0004,389
Cash dividends$4,230,000658
Sale, conversion, retirement of capital stock, net$0519
Net operating income$9,338,000961
2022-06-30 (YTD Data)Rank
Total interest income$12,327,0001,239
Total interest expense$544,0001,850
Net interest income$11,783,0001,198
Provision for loan and lease losses$02,599
Total noninterest income$2,140,0001,321
Gross Fiduciary activities income$0925
Service charges on deposit accounts$275,0001,578
Trading account gains and fees$0108
Additional Noninterest Income$1,865,0001,143
Total noninterest expense$7,571,0001,453
Salaries and employee benefits$5,072,0001,295
Premises and equipment expense$646,0001,739
Additional noninterest expense$1,853,0001,702
Pre-tax net operating income$6,352,0001,017
Securities gains (losses)$2,000556
Applicable income taxes$03,564
Income before extraordinary items$6,354,000874
Extraordinary gains, net$04
Net income$6,354,000874
Minority interest net income$060
Net income of bank and minority interests.$6,354,000874
Net charge-offs$-45,0004,150
Cash dividends$3,265,000585
Sale, conversion, retirement of capital stock, net$0494
Net operating income$6,352,000887
2022-03-31 (YTD Data)Rank
Total interest income$5,921,0001,244
Total interest expense$289,0001,732
Net interest income$5,632,0001,212
Provision for loan and lease losses$02,285
Total noninterest income$1,803,000947
Gross Fiduciary activities income$0892
Service charges on deposit accounts$138,0001,568
Trading account gains and fees$0103
Additional Noninterest Income$1,665,000779
Total noninterest expense$3,830,0001,426
Salaries and employee benefits$2,594,0001,275
Premises and equipment expense$332,0001,718
Additional noninterest expense$904,0001,712
Pre-tax net operating income$3,605,000892
Securities gains (losses)$0623
Applicable income taxes$03,450
Income before extraordinary items$3,605,000762
Extraordinary gains, net$04
Net income$3,605,000762
Minority interest net income$050
Net income of bank and minority interests.$3,605,000762
Net charge-offs$-22,0004,191
Cash dividends$2,000,000455
Sale, conversion, retirement of capital stock, net$0453
Net operating income$3,605,000768
2021-12-31 (YTD Data)Rank
Total interest income$24,682,0001,243
Total interest expense$1,310,0001,836
Net interest income$23,372,0001,199
Provision for loan and lease losses$03,064
Total noninterest income$1,532,0002,517
Gross Fiduciary activities income$0994
Service charges on deposit accounts$483,0001,639
Trading account gains and fees$0132
Additional Noninterest Income$1,049,0002,584
Total noninterest expense$15,095,0001,445
Salaries and employee benefits$10,328,0001,271
Premises and equipment expense$1,148,0001,877
Additional noninterest expense$3,619,0001,713
Pre-tax net operating income$9,809,0001,299
Securities gains (losses)$02,062
Applicable income taxes$705,0001,864
Income before extraordinary items$9,104,0001,231
Extraordinary gains, net$010
Net income$9,104,0001,230
Minority interest net income$074
Net income of bank and minority interests.$9,104,0001,231
Net charge-offs$-75,0004,266
Cash dividends$4,408,000871
Sale, conversion, retirement of capital stock, net$0582
Net operating income$9,104,0001,213
2021-09-30 (YTD Data)Rank
Total interest income$18,643,0001,261
Total interest expense$1,003,0001,889
Net interest income$17,640,0001,211
Provision for loan and lease losses$02,963
Total noninterest income$865,0002,866
Gross Fiduciary activities income$0957
Service charges on deposit accounts$340,0001,693
Trading account gains and fees$0132
Additional Noninterest Income$525,0003,019
Total noninterest expense$10,711,0001,515
Salaries and employee benefits$7,197,0001,348
Premises and equipment expense$847,0001,922
Additional noninterest expense$2,667,0001,732
Pre-tax net operating income$7,794,0001,296
Securities gains (losses)$02,015
Applicable income taxes$03,719
Income before extraordinary items$7,794,0001,163
Extraordinary gains, net$08
Net income$7,794,0001,164
Minority interest net income$069
Net income of bank and minority interests.$7,794,0001,164
Net charge-offs$-52,0004,224
Cash dividends$3,958,000698
Sale, conversion, retirement of capital stock, net$0543
Net operating income$7,794,0001,143
2021-06-30 (YTD Data)Rank
Total interest income$12,468,0001,256
Total interest expense$653,0001,990
Net interest income$11,815,0001,200
Provision for loan and lease losses$02,862
Total noninterest income$548,0002,895
Gross Fiduciary activities income$0951
Service charges on deposit accounts$216,0001,704
Trading account gains and fees$0133
Additional Noninterest Income$332,0003,049
Total noninterest expense$7,051,0001,528
Salaries and employee benefits$4,726,0001,351
Premises and equipment expense$580,0001,878
Additional noninterest expense$1,745,0001,740
Pre-tax net operating income$5,312,0001,259
Securities gains (losses)$01,818
Applicable income taxes$03,702
Income before extraordinary items$5,312,0001,132
Extraordinary gains, net$06
Net income$5,312,0001,133
Minority interest net income$067
Net income of bank and minority interests.$5,312,0001,133
Net charge-offs$-32,0004,221
Cash dividends$3,233,000585
Sale, conversion, retirement of capital stock, net$0517
Net operating income$5,312,0001,114
2021-03-31 (YTD Data)Rank
Total interest income$6,102,0001,275
Total interest expense$324,0002,071
Net interest income$5,778,0001,213
Provision for loan and lease losses$02,741
Total noninterest income$260,0002,933
Gross Fiduciary activities income$0922
Service charges on deposit accounts$105,0001,730
Trading account gains and fees$0127
Additional Noninterest Income$155,0003,096
Total noninterest expense$3,461,0001,537
Salaries and employee benefits$2,326,0001,368
Premises and equipment expense$282,0001,924
Additional noninterest expense$853,0001,742
Pre-tax net operating income$2,577,0001,283
Securities gains (losses)$01,392
Applicable income taxes$03,613
Income before extraordinary items$2,577,0001,175
Extraordinary gains, net$03
Net income$2,577,0001,175
Minority interest net income$055
Net income of bank and minority interests.$2,577,0001,175
Net charge-offs$-16,0004,237
Cash dividends$2,325,000420
Sale, conversion, retirement of capital stock, net$0482
Net operating income$2,577,0001,144
2020-12-31 (YTD Data)Rank
Total interest income$23,617,0001,285
Total interest expense$1,398,0002,493
Net interest income$22,219,0001,182
Provision for loan and lease losses$580,0002,098
Total noninterest income$1,119,0002,750
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$497,0001,627
Trading account gains and fees$0133
Additional Noninterest Income$622,0002,927
Total noninterest expense$14,154,0001,469
Salaries and employee benefits$9,730,0001,286
Premises and equipment expense$1,189,0001,813
Additional noninterest expense$3,235,0001,817
Pre-tax net operating income$8,604,0001,190
Securities gains (losses)$160,0001,140
Applicable income taxes$03,697
Income before extraordinary items$8,764,0001,073
Extraordinary gains, net$04
Net income$8,764,0001,072
Minority interest net income$072
Net income of bank and minority interests.$8,764,0001,073
Net charge-offs$-29,0004,473
Cash dividends$4,550,000816
Sale, conversion, retirement of capital stock, net$0566
Net operating income$8,604,0001,052
2020-09-30 (YTD Data)Rank
Total interest income$17,418,0001,308
Total interest expense$1,082,0002,535
Net interest income$16,336,0001,187
Provision for loan and lease losses$580,0001,851
Total noninterest income$817,0002,744
Gross Fiduciary activities income$0981
Service charges on deposit accounts$386,0001,593
Trading account gains and fees$0125
Additional Noninterest Income$431,0002,984
Total noninterest expense$10,253,0001,496
Salaries and employee benefits$6,954,0001,330
Premises and equipment expense$880,0001,823
Additional noninterest expense$2,419,0001,781
Pre-tax net operating income$6,320,0001,169
Securities gains (losses)$160,0001,000
Applicable income taxes$03,696
Income before extraordinary items$6,480,0001,044
Extraordinary gains, net$04
Net income$6,480,0001,044
Minority interest net income$065
Net income of bank and minority interests.$6,480,0001,044
Net charge-offs$-14,0004,335
Cash dividends$3,750,000697
Sale, conversion, retirement of capital stock, net$0532
Net operating income$6,320,0001,035
2020-06-30 (YTD Data)Rank
Total interest income$11,482,0001,341
Total interest expense$741,0002,582
Net interest income$10,741,0001,196
Provision for loan and lease losses$04,134
Total noninterest income$551,0002,706
Gross Fiduciary activities income$0970
Service charges on deposit accounts$278,0001,523
Trading account gains and fees$0123
Additional Noninterest Income$273,0002,994
Total noninterest expense$6,769,0001,505
Salaries and employee benefits$4,643,0001,315
Premises and equipment expense$582,0001,829
Additional noninterest expense$1,544,0001,839
Pre-tax net operating income$4,523,0001,040
Securities gains (losses)$161,000786
Applicable income taxes$03,655
Income before extraordinary items$4,684,000902
Extraordinary gains, net$04
Net income$4,684,000902
Minority interest net income$065
Net income of bank and minority interests.$4,684,000902
Net charge-offs$-21,0004,534
Cash dividends$2,950,000617
Sale, conversion, retirement of capital stock, net$0504
Net operating income$4,523,000904
2020-03-31 (YTD Data)Rank
Total interest income$5,529,0001,382
Total interest expense$382,0002,670
Net interest income$5,147,0001,215
Provision for loan and lease losses$03,711
Total noninterest income$324,0002,421
Gross Fiduciary activities income$0941
Service charges on deposit accounts$188,0001,360
Trading account gains and fees$0106
Additional Noninterest Income$136,0002,868
Total noninterest expense$3,387,0001,518
Salaries and employee benefits$2,303,0001,337
Premises and equipment expense$301,0001,805
Additional noninterest expense$783,0001,859
Pre-tax net operating income$2,084,0001,005
Securities gains (losses)$161,000445
Applicable income taxes$03,513
Income before extraordinary items$2,245,000846
Extraordinary gains, net$04
Net income$2,245,000846
Minority interest net income$056
Net income of bank and minority interests.$2,245,000846
Net charge-offs$-4,0004,126
Cash dividends$1,600,000586
Sale, conversion, retirement of capital stock, net$0482
Net operating income$2,084,000888
2019-12-31 (YTD Data)Rank
Total interest income$22,294,0001,387
Total interest expense$1,631,0002,642
Net interest income$20,663,0001,222
Provision for loan and lease losses$-479,0005,096
Total noninterest income$1,325,0002,445
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$780,0001,362
Trading account gains and fees$0135
Additional Noninterest Income$545,0002,932
Total noninterest expense$13,401,0001,489
Salaries and employee benefits$9,548,0001,245
Premises and equipment expense$1,063,0001,957
Additional noninterest expense$2,790,0002,042
Pre-tax net operating income$9,066,0001,133
Securities gains (losses)$02,379
Applicable income taxes$03,859
Income before extraordinary items$9,066,0001,008
Extraordinary gains, net$011
Net income$9,066,0001,009
Minority interest net income$076
Net income of bank and minority interests.$9,066,0001,009
Net charge-offs$-86,0004,871
Cash dividends$4,505,000863
Sale, conversion, retirement of capital stock, net$0626
Net operating income$9,066,000990
2019-09-30 (YTD Data)Rank
Total interest income$16,649,0001,400
Total interest expense$1,216,0002,681
Net interest income$15,433,0001,239
Provision for loan and lease losses$71,0002,892
Total noninterest income$990,0002,469
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$590,0001,365
Trading account gains and fees$0129
Additional Noninterest Income$400,0002,964
Total noninterest expense$9,463,0001,577
Salaries and employee benefits$6,569,0001,351
Premises and equipment expense$832,0001,912
Additional noninterest expense$2,062,0002,074
Pre-tax net operating income$6,889,0001,146
Securities gains (losses)$02,167
Applicable income taxes$03,902
Income before extraordinary items$6,889,0001,022
Extraordinary gains, net$011
Net income$6,889,0001,023
Minority interest net income$072
Net income of bank and minority interests.$6,889,0001,023
Net charge-offs$-75,0004,901
Cash dividends$3,785,000751
Sale, conversion, retirement of capital stock, net$0590
Net operating income$6,889,0001,002
2019-06-30 (YTD Data)Rank
Total interest income$11,016,0001,405
Total interest expense$812,0002,655
Net interest income$10,204,0001,246
Provision for loan and lease losses$71,0002,478
Total noninterest income$690,0002,367
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$391,0001,350
Trading account gains and fees$0131
Additional Noninterest Income$299,0002,814
Total noninterest expense$6,379,0001,569
Salaries and employee benefits$4,325,0001,359
Premises and equipment expense$593,0001,839
Additional noninterest expense$1,461,0001,988
Pre-tax net operating income$4,444,0001,145
Securities gains (losses)$01,702
Applicable income taxes$03,901
Income before extraordinary items$4,444,0001,018
Extraordinary gains, net$011
Net income$4,444,0001,018
Minority interest net income$069
Net income of bank and minority interests.$4,444,0001,018
Net charge-offs$-61,0004,961
Cash dividends$3,000,000630
Sale, conversion, retirement of capital stock, net$0573
Net operating income$4,444,0001,001
2019-03-31 (YTD Data)Rank
Total interest income$5,371,0001,436
Total interest expense$388,0002,682
Net interest income$4,983,0001,271
Provision for loan and lease losses$71,0001,784
Total noninterest income$318,0002,457
Gross Fiduciary activities income$0972
Service charges on deposit accounts$192,0001,366
Trading account gains and fees$0126
Additional Noninterest Income$126,0002,951
Total noninterest expense$3,139,0001,597
Salaries and employee benefits$2,098,0001,409
Premises and equipment expense$337,0001,686
Additional noninterest expense$704,0002,018
Pre-tax net operating income$2,091,0001,170
Securities gains (losses)$01,087
Applicable income taxes$03,800
Income before extraordinary items$2,091,0001,043
Extraordinary gains, net$05
Net income$2,091,0001,042
Minority interest net income$052
Net income of bank and minority interests.$2,091,0001,042
Net charge-offs$-48,0005,061
Cash dividends$2,200,000472
Sale, conversion, retirement of capital stock, net$0529
Net operating income$2,091,0001,019
2018-12-31 (YTD Data)Rank
Total interest income$19,813,0001,463
Total interest expense$1,207,0002,657
Net interest income$18,606,0001,318
Provision for loan and lease losses$10,0003,951
Total noninterest income$1,426,0002,395
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$836,0001,322
Trading account gains and fees$0126
Additional Noninterest Income$590,0002,864
Total noninterest expense$12,498,0001,553
Salaries and employee benefits$8,425,0001,361
Premises and equipment expense$1,066,0001,965
Additional noninterest expense$3,007,0001,919
Pre-tax net operating income$7,524,0001,280
Securities gains (losses)$7,000778
Applicable income taxes$03,978
Income before extraordinary items$7,531,0001,142
Extraordinary gains, net$06
Net income$7,531,0001,141
Minority interest net income$072
Net income of bank and minority interests.$7,531,0001,141
Net charge-offs$-280,0005,234
Cash dividends$6,510,000585
Sale, conversion, retirement of capital stock, net$0671
Net operating income$7,524,0001,138
2018-09-30 (YTD Data)Rank
Total interest income$14,457,0001,475
Total interest expense$808,0002,751
Net interest income$13,649,0001,340
Provision for loan and lease losses$10,0003,765
Total noninterest income$1,060,0002,422
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$618,0001,350
Trading account gains and fees$0138
Additional Noninterest Income$442,0002,905
Total noninterest expense$9,190,0001,577
Salaries and employee benefits$6,150,0001,392
Premises and equipment expense$830,0001,914
Additional noninterest expense$2,210,0001,950
Pre-tax net operating income$5,509,0001,313
Securities gains (losses)$01,118
Applicable income taxes$04,032
Income before extraordinary items$5,509,0001,167
Extraordinary gains, net$05
Net income$5,509,0001,166
Minority interest net income$066
Net income of bank and minority interests.$5,509,0001,166
Net charge-offs$-107,0005,128
Cash dividends$5,710,000485
Sale, conversion, retirement of capital stock, net$0633
Net operating income$5,509,0001,159
2018-06-30 (YTD Data)Rank
Total interest income$9,388,0001,497
Total interest expense$492,0002,820
Net interest income$8,896,0001,356
Provision for loan and lease losses$03,782
Total noninterest income$699,0002,443
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$395,0001,393
Trading account gains and fees$0130
Additional Noninterest Income$304,0002,882
Total noninterest expense$6,043,0001,607
Salaries and employee benefits$4,061,0001,404
Premises and equipment expense$542,0001,962
Additional noninterest expense$1,440,0001,991
Pre-tax net operating income$3,552,0001,326
Securities gains (losses)$0961
Applicable income taxes$04,018
Income before extraordinary items$3,552,0001,164
Extraordinary gains, net$06
Net income$3,552,0001,162
Minority interest net income$065
Net income of bank and minority interests.$3,552,0001,163
Net charge-offs$-88,0005,165
Cash dividends$5,185,000374
Sale, conversion, retirement of capital stock, net$0620
Net operating income$3,552,0001,165
2018-03-31 (YTD Data)Rank
Total interest income$4,542,0001,527
Total interest expense$183,0003,217
Net interest income$4,359,0001,381
Provision for loan and lease losses$03,508
Total noninterest income$320,0002,536
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$184,0001,485
Trading account gains and fees$0123
Additional Noninterest Income$136,0002,959
Total noninterest expense$2,947,0001,659
Salaries and employee benefits$1,979,0001,447
Premises and equipment expense$274,0001,983
Additional noninterest expense$694,0002,057
Pre-tax net operating income$1,732,0001,337
Securities gains (losses)$0735
Applicable income taxes$03,948
Income before extraordinary items$1,732,0001,175
Extraordinary gains, net$07
Net income$1,732,0001,174
Minority interest net income$052
Net income of bank and minority interests.$1,732,0001,175
Net charge-offs$-74,0005,330
Cash dividends$4,575,000226
Sale, conversion, retirement of capital stock, net$0580
Net operating income$1,732,0001,167
2017-12-31 (YTD Data)Rank
Total interest income$17,487,0001,526
Total interest expense$624,0003,328
Net interest income$16,863,0001,391
Provision for loan and lease losses$200,0002,355
Total noninterest income$1,286,0002,599
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$719,0001,535
Trading account gains and fees$0151
Additional Noninterest Income$567,0003,011
Total noninterest expense$11,917,0001,627
Salaries and employee benefits$8,038,0001,406
Premises and equipment expense$1,047,0002,039
Additional noninterest expense$2,832,0002,027
Pre-tax net operating income$6,032,0001,457
Securities gains (losses)$02,243
Applicable income taxes$04,135
Income before extraordinary items$6,032,0001,169
Extraordinary gains, net$09
Net income$6,032,0001,169
Minority interest net income$076
Net income of bank and minority interests.$6,032,0001,169
Net charge-offs$-46,0005,118
Cash dividends$6,005,000566
Sale, conversion, retirement of capital stock, net$0711
Net operating income$6,032,0001,145
2017-09-30 (YTD Data)Rank
Total interest income$12,822,0001,566
Total interest expense$447,0003,400
Net interest income$12,375,0001,419
Provision for loan and lease losses$04,088
Total noninterest income$963,0002,622
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$524,0001,582
Trading account gains and fees$0145
Additional Noninterest Income$439,0002,981
Total noninterest expense$8,647,0001,676
Salaries and employee benefits$5,794,0001,452
Premises and equipment expense$815,0002,002
Additional noninterest expense$2,038,0002,091
Pre-tax net operating income$4,691,0001,438
Securities gains (losses)$02,274
Applicable income taxes$04,172
Income before extraordinary items$4,691,0001,220
Extraordinary gains, net$09
Net income$4,691,0001,221
Minority interest net income$071
Net income of bank and minority interests.$4,691,0001,220
Net charge-offs$-54,0005,183
Cash dividends$5,420,000467
Sale, conversion, retirement of capital stock, net$0677
Net operating income$4,691,0001,201
2017-06-30 (YTD Data)Rank
Total interest income$8,372,0001,569
Total interest expense$289,0003,421
Net interest income$8,083,0001,436
Provision for loan and lease losses$03,871
Total noninterest income$629,0002,653
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$332,0001,625
Trading account gains and fees$0139
Additional Noninterest Income$297,0002,954
Total noninterest expense$5,687,0001,700
Salaries and employee benefits$3,821,0001,468
Premises and equipment expense$551,0001,969
Additional noninterest expense$1,315,0002,151
Pre-tax net operating income$3,025,0001,456
Securities gains (losses)$01,906
Applicable income taxes$04,189
Income before extraordinary items$3,025,0001,234
Extraordinary gains, net$011
Net income$3,025,0001,234
Minority interest net income$071
Net income of bank and minority interests.$3,025,0001,234
Net charge-offs$-30,0005,135
Cash dividends$4,890,000371
Sale, conversion, retirement of capital stock, net$0659
Net operating income$3,025,0001,209
2017-03-31 (YTD Data)Rank
Total interest income$4,068,0001,605
Total interest expense$141,0003,449
Net interest income$3,927,0001,466
Provision for loan and lease losses$03,537
Total noninterest income$291,0002,748
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$157,0001,689
Trading account gains and fees$0142
Additional Noninterest Income$134,0003,077
Total noninterest expense$2,783,0001,752
Salaries and employee benefits$1,880,0001,509
Premises and equipment expense$266,0002,047
Additional noninterest expense$637,0002,206
Pre-tax net operating income$1,435,0001,480
Securities gains (losses)$01,153
Applicable income taxes$04,086
Income before extraordinary items$1,435,0001,270
Extraordinary gains, net$08
Net income$1,435,0001,269
Minority interest net income$055
Net income of bank and minority interests.$1,435,0001,270
Net charge-offs$-16,0005,175
Cash dividends$4,400,000217
Sale, conversion, retirement of capital stock, net$0632
Net operating income$1,435,0001,251
2016-12-31 (YTD Data)Rank
Total interest income$16,520,0001,534
Total interest expense$555,0003,456
Net interest income$15,965,0001,414
Provision for loan and lease losses$04,332
Total noninterest income$1,262,0002,701
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$657,0001,698
Trading account gains and fees$0170
Additional Noninterest Income$605,0003,004
Total noninterest expense$11,565,0001,674
Salaries and employee benefits$7,830,0001,394
Premises and equipment expense$1,055,0002,057
Additional noninterest expense$2,680,0002,173
Pre-tax net operating income$5,662,0001,471
Securities gains (losses)$03,212
Applicable income taxes$04,278
Income before extraordinary items$5,662,0001,250
Extraordinary gains, net$05
Net income$5,662,0001,249
Minority interest net income$082
Net income of bank and minority interests.$5,662,0001,249
Net charge-offs$84,0002,750
Cash dividends$4,722,000714
Sale, conversion, retirement of capital stock, net$0759
Net operating income$5,662,0001,224
2016-09-30 (YTD Data)Rank
Total interest income$12,357,0001,540
Total interest expense$423,0003,455
Net interest income$11,934,0001,424
Provision for loan and lease losses$04,186
Total noninterest income$967,0002,671
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$488,0001,711
Trading account gains and fees$0169
Additional Noninterest Income$479,0002,950
Total noninterest expense$8,434,0001,714
Salaries and employee benefits$5,632,0001,443
Premises and equipment expense$800,0002,048
Additional noninterest expense$2,002,0002,178
Pre-tax net operating income$4,467,0001,431
Securities gains (losses)$03,160
Applicable income taxes$04,325
Income before extraordinary items$4,467,0001,216
Extraordinary gains, net$05
Net income$4,467,0001,216
Minority interest net income$071
Net income of bank and minority interests.$4,467,0001,216
Net charge-offs$-40,0005,304
Cash dividends$4,460,000555
Sale, conversion, retirement of capital stock, net$0719
Net operating income$4,467,0001,183
2016-06-30 (YTD Data)Rank
Total interest income$8,166,0001,554
Total interest expense$282,0003,470
Net interest income$7,884,0001,434
Provision for loan and lease losses$04,017
Total noninterest income$662,0002,619
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$326,0001,692
Trading account gains and fees$0157
Additional Noninterest Income$336,0002,878
Total noninterest expense$5,523,0001,746
Salaries and employee benefits$3,734,0001,461
Premises and equipment expense$540,0002,023
Additional noninterest expense$1,249,0002,321
Pre-tax net operating income$3,023,0001,395
Securities gains (losses)$02,835
Applicable income taxes$04,338
Income before extraordinary items$3,023,0001,197
Extraordinary gains, net$016
Net income$3,023,0001,197
Minority interest net income$071
Net income of bank and minority interests.$3,023,0001,197
Net charge-offs$-20,0005,201
Cash dividends$4,070,000438
Sale, conversion, retirement of capital stock, net$0705
Net operating income$3,023,0001,153
2016-03-31 (YTD Data)Rank
Total interest income$4,006,0001,588
Total interest expense$141,0003,494
Net interest income$3,865,0001,459
Provision for loan and lease losses$03,656
Total noninterest income$345,0002,537
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$161,0001,698
Trading account gains and fees$0142
Additional Noninterest Income$184,0002,717
Total noninterest expense$2,667,0001,802
Salaries and employee benefits$1,842,0001,479
Premises and equipment expense$254,0002,133
Additional noninterest expense$571,0002,495
Pre-tax net operating income$1,543,0001,382
Securities gains (losses)$02,077
Applicable income taxes$04,259
Income before extraordinary items$1,543,0001,156
Extraordinary gains, net$012
Net income$1,543,0001,157
Minority interest net income$062
Net income of bank and minority interests.$1,543,0001,157
Net charge-offs$8,0002,423
Cash dividends$3,400,000286
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,543,0001,130
2015-12-31 (YTD Data)Rank
Total interest income$15,620,0001,578
Total interest expense$551,0003,548
Net interest income$15,069,0001,465
Provision for loan and lease losses$-2,700,0006,127
Total noninterest income$1,422,0002,550
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$624,0001,791
Trading account gains and fees$0159
Additional Noninterest Income$798,0002,659
Total noninterest expense$11,399,0001,670
Salaries and employee benefits$7,146,0001,489
Premises and equipment expense$1,073,0002,064
Additional noninterest expense$3,180,0001,902
Pre-tax net operating income$7,792,0001,095
Securities gains (losses)$03,216
Applicable income taxes$3,049,000740
Income before extraordinary items$4,743,0001,409
Extraordinary gains, net$023
Net income$4,743,0001,409
Minority interest net income$081
Net income of bank and minority interests.$4,743,0001,409
Net charge-offs$-614,0006,032
Cash dividends$4,980,000674
Sale, conversion, retirement of capital stock, net$0804
Net operating income$4,743,0001,381
2015-09-30 (YTD Data)Rank
Total interest income$11,621,0001,613
Total interest expense$411,0003,612
Net interest income$11,210,0001,484
Provision for loan and lease losses$-2,700,0006,229
Total noninterest income$1,273,0002,344
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$481,0001,773
Trading account gains and fees$0153
Additional Noninterest Income$792,0002,327
Total noninterest expense$8,471,0001,694
Salaries and employee benefits$5,185,0001,539
Premises and equipment expense$807,0002,084
Additional noninterest expense$2,479,0001,828
Pre-tax net operating income$6,712,0001,001
Securities gains (losses)$03,031
Applicable income taxes$3,049,000629
Income before extraordinary items$3,663,0001,392
Extraordinary gains, net$021
Net income$3,663,0001,393
Minority interest net income$078
Net income of bank and minority interests.$3,663,0001,393
Net charge-offs$-135,0005,871
Cash dividends$4,690,000515
Sale, conversion, retirement of capital stock, net$0773
Net operating income$3,663,0001,362
2015-06-30 (YTD Data)Rank
Total interest income$7,686,0001,625
Total interest expense$273,0003,649
Net interest income$7,413,0001,502
Provision for loan and lease losses$-2,700,0006,316
Total noninterest income$795,0002,428
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$324,0001,746
Trading account gains and fees$0157
Additional Noninterest Income$471,0002,477
Total noninterest expense$5,504,0001,739
Salaries and employee benefits$3,453,0001,552
Premises and equipment expense$533,0002,116
Additional noninterest expense$1,518,0001,979
Pre-tax net operating income$5,404,000836
Securities gains (losses)$02,636
Applicable income taxes$3,049,000471
Income before extraordinary items$2,355,0001,411
Extraordinary gains, net$022
Net income$2,355,0001,411
Minority interest net income$075
Net income of bank and minority interests.$2,355,0001,412
Net charge-offs$-77,0005,862
Cash dividends$4,340,000385
Sale, conversion, retirement of capital stock, net$0751
Net operating income$2,355,0001,375
2015-03-31 (YTD Data)Rank
Total interest income$3,788,0001,651
Total interest expense$136,0003,681
Net interest income$3,652,0001,515
Provision for loan and lease losses$-2,700,0006,402
Total noninterest income$422,0002,330
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$163,0001,725
Trading account gains and fees$0152
Additional Noninterest Income$259,0002,304
Total noninterest expense$2,746,0001,747
Salaries and employee benefits$1,764,0001,525
Premises and equipment expense$259,0002,182
Additional noninterest expense$723,0002,045
Pre-tax net operating income$4,028,000573
Securities gains (losses)$02,027
Applicable income taxes$3,049,000288
Income before extraordinary items$979,0001,639
Extraordinary gains, net$013
Net income$979,0001,641
Minority interest net income$064
Net income of bank and minority interests.$979,0001,641
Net charge-offs$-39,0005,879
Cash dividends$3,400,000246
Sale, conversion, retirement of capital stock, net$0697
Net operating income$979,0001,572
2014-12-31 (YTD Data)Rank
Total interest income$15,113,0001,656
Total interest expense$559,0003,780
Net interest income$14,554,0001,516
Provision for loan and lease losses$04,603
Total noninterest income$2,049,0002,065
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$817,0001,544
Trading account gains and fees$0180
Additional Noninterest Income$1,232,0002,035
Total noninterest expense$11,794,0001,629
Salaries and employee benefits$7,362,0001,421
Premises and equipment expense$1,031,0002,185
Additional noninterest expense$3,401,0001,816
Pre-tax net operating income$4,809,0001,582
Securities gains (losses)$91,0001,328
Applicable income taxes$1,488,0001,203
Income before extraordinary items$3,412,0001,810
Extraordinary gains, net$017
Net income$3,412,0001,810
Minority interest net income$084
Net income of bank and minority interests.$3,412,0001,809
Net charge-offs$388,0001,755
Cash dividends$1,400,0001,642
Sale, conversion, retirement of capital stock, net$0862
Net operating income$3,348,3001,812
2014-09-30 (YTD Data)Rank
Total interest income$11,221,0001,680
Total interest expense$418,0003,850
Net interest income$10,803,0001,543
Provision for loan and lease losses$04,401
Total noninterest income$1,612,0002,009
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$639,0001,505
Trading account gains and fees$0174
Additional Noninterest Income$973,0001,967
Total noninterest expense$8,688,0001,659
Salaries and employee benefits$5,509,0001,440
Premises and equipment expense$740,0002,294
Additional noninterest expense$2,439,0001,888
Pre-tax net operating income$3,727,0001,540
Securities gains (losses)$-2,0005,965
Applicable income taxes$1,140,0001,189
Income before extraordinary items$2,585,0001,801
Extraordinary gains, net$015
Net income$2,585,0001,801
Minority interest net income$081
Net income of bank and minority interests.$2,585,0001,800
Net charge-offs$289,0001,636
Cash dividends$1,400,0001,217
Sale, conversion, retirement of capital stock, net$0819
Net operating income$2,586,3801,764
2014-06-30 (YTD Data)Rank
Total interest income$7,460,0001,675
Total interest expense$272,0003,950
Net interest income$7,188,0001,537
Provision for loan and lease losses$04,196
Total noninterest income$1,095,0001,972
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$448,0001,425
Trading account gains and fees$0172
Additional Noninterest Income$647,0001,945
Total noninterest expense$5,720,0001,667
Salaries and employee benefits$3,739,0001,409
Premises and equipment expense$480,0002,356
Additional noninterest expense$1,501,0002,024
Pre-tax net operating income$2,563,0001,462
Securities gains (losses)$-3,0006,148
Applicable income taxes$798,0001,130
Income before extraordinary items$1,762,0001,708
Extraordinary gains, net$020
Net income$1,762,0001,711
Minority interest net income$080
Net income of bank and minority interests.$1,762,0001,710
Net charge-offs$-59,0006,192
Cash dividends$1,400,000883
Sale, conversion, retirement of capital stock, net$0794
Net operating income$1,764,0701,679
2014-03-31 (YTD Data)Rank
Total interest income$3,683,0001,690
Total interest expense$134,0004,033
Net interest income$3,549,0001,545
Provision for loan and lease losses$03,817
Total noninterest income$533,0001,940
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$248,0001,283
Trading account gains and fees$0147
Additional Noninterest Income$285,0002,067
Total noninterest expense$2,860,0001,673
Salaries and employee benefits$1,888,0001,417
Premises and equipment expense$238,0002,406
Additional noninterest expense$734,0002,055
Pre-tax net operating income$1,222,0001,492
Securities gains (losses)$1,0001,605
Applicable income taxes$452,0001,002
Income before extraordinary items$771,0001,869
Extraordinary gains, net$016
Net income$771,0001,873
Minority interest net income$066
Net income of bank and minority interests.$771,0001,872
Net charge-offs$14,0002,677
Cash dividends$1,400,000463
Sale, conversion, retirement of capital stock, net$0747
Net operating income$770,3601,830
2013-12-31 (YTD Data)Rank
Total interest income$14,689,0001,694
Total interest expense$586,0004,128
Net interest income$14,103,0001,541
Provision for loan and lease losses$200,0002,943
Total noninterest income$2,436,0001,878
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$1,304,0001,064
Trading account gains and fees$0184
Additional Noninterest Income$1,132,0002,203
Total noninterest expense$12,110,0001,593
Salaries and employee benefits$7,447,0001,410
Premises and equipment expense$886,0002,505
Additional noninterest expense$3,777,0001,686
Pre-tax net operating income$4,229,0001,648
Securities gains (losses)$-8,0006,228
Applicable income taxes$1,318,0001,226
Income before extraordinary items$2,903,0001,947
Extraordinary gains, net$029
Net income$2,903,0001,950
Minority interest net income$090
Net income of bank and minority interests.$2,903,0001,950
Net charge-offs$1,381,000996
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$0924
Net operating income$2,908,5201,906
2013-09-30 (YTD Data)Rank
Total interest income$10,935,0001,712
Total interest expense$445,0004,185
Net interest income$10,490,0001,563
Provision for loan and lease losses$200,0002,567
Total noninterest income$1,831,0001,912
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$981,0001,056
Trading account gains and fees$0180
Additional Noninterest Income$850,0002,271
Total noninterest expense$8,832,0001,644
Salaries and employee benefits$5,613,0001,410
Premises and equipment expense$667,0002,509
Additional noninterest expense$2,552,0001,857
Pre-tax net operating income$3,289,0001,616
Securities gains (losses)$4,0002,720
Applicable income taxes$1,043,0001,207
Income before extraordinary items$2,250,0001,934
Extraordinary gains, net$025
Net income$2,250,0001,941
Minority interest net income$084
Net income of bank and minority interests.$2,250,0001,940
Net charge-offs$1,468,000754
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,247,2801,877
2013-06-30 (YTD Data)Rank
Total interest income$7,201,0001,735
Total interest expense$302,0004,215
Net interest income$6,899,0001,575
Provision for loan and lease losses$200,0002,092
Total noninterest income$847,0002,467
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$618,0001,090
Trading account gains and fees$0157
Additional Noninterest Income$229,0003,576
Total noninterest expense$5,463,0001,762
Salaries and employee benefits$3,611,0001,454
Premises and equipment expense$436,0002,562
Additional noninterest expense$1,416,0002,190
Pre-tax net operating income$2,083,0001,666
Securities gains (losses)$4,0002,503
Applicable income taxes$662,0001,245
Income before extraordinary items$1,425,0002,021
Extraordinary gains, net$022
Net income$1,425,0002,027
Minority interest net income$082
Net income of bank and minority interests.$1,425,0002,027
Net charge-offs$421,0001,400
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$1,422,2801,938
2013-03-31 (YTD Data)Rank
Total interest income$3,578,0001,763
Total interest expense$166,0004,104
Net interest income$3,412,0001,585
Provision for loan and lease losses$200,0001,346
Total noninterest income$636,0001,880
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$305,0001,093
Trading account gains and fees$0148
Additional Noninterest Income$331,0002,096
Total noninterest expense$2,845,0001,712
Salaries and employee benefits$1,780,0001,488
Premises and equipment expense$220,0002,566
Additional noninterest expense$845,0001,852
Pre-tax net operating income$1,003,0001,701
Securities gains (losses)$1,0001,864
Applicable income taxes$307,0001,300
Income before extraordinary items$697,0002,002
Extraordinary gains, net$010
Net income$697,0002,002
Minority interest net income$076
Net income of bank and minority interests.$697,0002,004
Net charge-offs$108,0001,829
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$696,3101,927
2012-12-31 (YTD Data)Rank
Total interest income$15,295,0001,734
Total interest expense$1,132,0003,317
Net interest income$14,163,0001,556
Provision for loan and lease losses$390,0003,053
Total noninterest income$2,415,0001,918
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$1,228,0001,155
Trading account gains and fees$0166
Additional Noninterest Income$1,187,0002,157
Total noninterest expense$12,793,0001,525
Salaries and employee benefits$7,009,0001,455
Premises and equipment expense$913,0002,459
Additional noninterest expense$4,871,0001,395
Pre-tax net operating income$3,395,0001,874
Securities gains (losses)$567,000841
Applicable income taxes$1,255,0001,250
Income before extraordinary items$2,707,0002,036
Extraordinary gains, net$029
Net income$2,707,0002,035
Minority interest net income$093
Net income of bank and minority interests.$2,707,0002,037
Net charge-offs$736,0002,165
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$2,321,4402,199
2012-09-30 (YTD Data)Rank
Total interest income$11,653,0001,736
Total interest expense$936,0003,226
Net interest income$10,717,0001,554
Provision for loan and lease losses$390,0002,628
Total noninterest income$1,448,0002,232
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$885,0001,204
Trading account gains and fees$0157
Additional Noninterest Income$563,0002,766
Total noninterest expense$9,255,0001,580
Salaries and employee benefits$5,031,0001,509
Premises and equipment expense$695,0002,455
Additional noninterest expense$3,529,0001,442
Pre-tax net operating income$2,520,0001,964
Securities gains (losses)$8,0003,171
Applicable income taxes$772,0001,471
Income before extraordinary items$1,756,0002,353
Extraordinary gains, net$020
Net income$1,756,0002,354
Minority interest net income$086
Net income of bank and minority interests.$1,756,0002,354
Net charge-offs$386,0002,503
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$1,750,4802,232
2012-06-30 (YTD Data)Rank
Total interest income$7,870,0001,720
Total interest expense$678,0003,127
Net interest income$7,192,0001,543
Provision for loan and lease losses$390,0002,110
Total noninterest income$976,0002,189
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$572,0001,237
Trading account gains and fees$0153
Additional Noninterest Income$404,0002,635
Total noninterest expense$6,506,0001,506
Salaries and employee benefits$3,324,0001,520
Premises and equipment expense$479,0002,378
Additional noninterest expense$2,703,0001,257
Pre-tax net operating income$1,272,0002,413
Securities gains (losses)$8,0002,780
Applicable income taxes$358,0001,852
Income before extraordinary items$922,0002,761
Extraordinary gains, net$019
Net income$922,0002,762
Minority interest net income$084
Net income of bank and minority interests.$922,0002,762
Net charge-offs$642,0001,533
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$916,2402,637
2012-03-31 (YTD Data)Rank
Total interest income$4,018,0001,705
Total interest expense$371,0003,027
Net interest income$3,647,0001,531
Provision for loan and lease losses$390,0001,275
Total noninterest income$440,0002,344
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$278,0001,269
Trading account gains and fees$0148
Additional Noninterest Income$162,0002,963
Total noninterest expense$3,372,0001,460
Salaries and employee benefits$1,676,0001,519
Premises and equipment expense$243,0002,353
Additional noninterest expense$1,453,0001,173
Pre-tax net operating income$325,0003,687
Securities gains (losses)$02,210
Applicable income taxes$54,0003,007
Income before extraordinary items$271,0003,820
Extraordinary gains, net$019
Net income$271,0003,823
Minority interest net income$078
Net income of bank and minority interests.$271,0003,823
Net charge-offs$391,0001,267
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$271,0003,658
2011-12-31 (YTD Data)Rank
Total interest income$17,521,0001,618
Total interest expense$2,315,0002,470
Net interest income$15,206,0001,458
Provision for loan and lease losses$1,286,0002,069
Total noninterest income$2,467,0001,733
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$1,144,0001,294
Trading account gains and fees$0146
Additional Noninterest Income$1,323,0001,782
Total noninterest expense$12,028,0001,634
Salaries and employee benefits$6,926,0001,429
Premises and equipment expense$901,0002,641
Additional noninterest expense$4,201,0001,627
Pre-tax net operating income$4,359,0001,336
Securities gains (losses)$94,0002,124
Applicable income taxes$1,444,0001,028
Income before extraordinary items$3,009,0001,608
Extraordinary gains, net$029
Net income$3,009,0001,609
Minority interest net income$096
Net income of bank and minority interests.$3,009,0001,609
Net charge-offs$3,133,0001,162
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$2,945,0801,560
2011-09-30 (YTD Data)Rank
Total interest income$13,336,0001,613
Total interest expense$1,840,0002,437
Net interest income$11,496,0001,458
Provision for loan and lease losses$1,266,0001,692
Total noninterest income$2,036,0001,594
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$854,0001,306
Trading account gains and fees$0145
Additional Noninterest Income$1,182,0001,569
Total noninterest expense$9,050,0001,613
Salaries and employee benefits$5,160,0001,431
Premises and equipment expense$681,0002,630
Additional noninterest expense$3,209,0001,594
Pre-tax net operating income$3,216,0001,405
Securities gains (losses)$84,0001,935
Applicable income taxes$1,054,0001,044
Income before extraordinary items$2,246,0001,678
Extraordinary gains, net$021
Net income$2,246,0001,679
Minority interest net income$087
Net income of bank and minority interests.$2,246,0001,679
Net charge-offs$1,455,0001,526
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$2,188,8801,622
2011-06-30 (YTD Data)Rank
Total interest income$9,010,0001,610
Total interest expense$1,292,0002,419
Net interest income$7,718,0001,453
Provision for loan and lease losses$789,0001,747
Total noninterest income$1,359,0001,587
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$547,0001,335
Trading account gains and fees$0153
Additional Noninterest Income$812,0001,550
Total noninterest expense$5,940,0001,649
Salaries and employee benefits$3,448,0001,445
Premises and equipment expense$437,0002,744
Additional noninterest expense$2,055,0001,679
Pre-tax net operating income$2,348,0001,263
Securities gains (losses)$83,0001,270
Applicable income taxes$775,000947
Income before extraordinary items$1,656,0001,482
Extraordinary gains, net$015
Net income$1,656,0001,482
Minority interest net income$089
Net income of bank and minority interests.$1,656,0001,482
Net charge-offs$1,643,0001,044
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$1,599,5601,473
2011-03-31 (YTD Data)Rank
Total interest income$4,528,0001,612
Total interest expense$637,0002,513
Net interest income$3,891,0001,431
Provision for loan and lease losses$186,0002,528
Total noninterest income$741,0001,499
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$255,0001,406
Trading account gains and fees$0158
Additional Noninterest Income$486,0001,372
Total noninterest expense$3,009,0001,650
Salaries and employee benefits$1,858,0001,363
Premises and equipment expense$224,0002,723
Additional noninterest expense$927,0001,825
Pre-tax net operating income$1,437,0001,041
Securities gains (losses)$83,000595
Applicable income taxes$602,000634
Income before extraordinary items$918,0001,329
Extraordinary gains, net$09
Net income$918,0001,329
Minority interest net income$086
Net income of bank and minority interests.$918,0001,329
Net charge-offs$1,171,000769
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$864,8801,355
2010-12-31 (YTD Data)Rank
Total interest income$19,353,0001,593
Total interest expense$3,498,0002,260
Net interest income$15,855,0001,408
Provision for loan and lease losses$7,883,000814
Total noninterest income$1,469,0002,553
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$1,067,0001,425
Trading account gains and fees$0175
Additional Noninterest Income$402,0003,500
Total noninterest expense$14,738,0001,360
Salaries and employee benefits$6,145,0001,586
Premises and equipment expense$857,0002,813
Additional noninterest expense$7,736,000956
Pre-tax net operating income$-5,297,0007,130
Securities gains (losses)$754,000623
Applicable income taxes$-5,515,0007,590
Income before extraordinary items$972,0003,276
Extraordinary gains, net$029
Net income$972,0003,273
Minority interest net income$0111
Net income of bank and minority interests.$972,0003,276
Net charge-offs$3,101,0001,445
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$489,4404,220
2010-09-30 (YTD Data)Rank
Total interest income$14,656,0001,607
Total interest expense$2,659,0002,328
Net interest income$11,997,0001,418
Provision for loan and lease losses$6,203,000738
Total noninterest income$1,133,0002,514
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$822,0001,428
Trading account gains and fees$0165
Additional Noninterest Income$311,0003,501
Total noninterest expense$10,084,0001,468
Salaries and employee benefits$4,624,0001,590
Premises and equipment expense$627,0002,928
Additional noninterest expense$4,833,0001,121
Pre-tax net operating income$-3,157,0007,224
Securities gains (losses)$754,000527
Applicable income taxes$-4,573,0007,692
Income before extraordinary items$2,170,0001,538
Extraordinary gains, net$023
Net income$2,170,0001,541
Minority interest net income$0110
Net income of bank and minority interests.$2,170,0001,541
Net charge-offs$2,460,0001,321
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$1,687,4401,855
2010-06-30 (YTD Data)Rank
Total interest income$9,817,0001,618
Total interest expense$1,770,0002,429
Net interest income$8,047,0001,409
Provision for loan and lease losses$3,961,000770
Total noninterest income$515,0003,157
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$518,0001,519
Trading account gains and fees$0152
Additional Noninterest Income$-3,0007,305
Total noninterest expense$5,837,0001,684
Salaries and employee benefits$3,296,0001,508
Premises and equipment expense$410,0003,001
Additional noninterest expense$2,131,0001,652
Pre-tax net operating income$-1,236,0007,099
Securities gains (losses)$316,000685
Applicable income taxes$-3,847,0007,757
Income before extraordinary items$2,927,000770
Extraordinary gains, net$019
Net income$2,927,000765
Minority interest net income$0105
Net income of bank and minority interests.$2,927,000770
Net charge-offs$495,0002,453
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$2,724,760786
2010-03-31 (YTD Data)Rank
Total interest income$5,029,0001,603
Total interest expense$980,0002,296
Net interest income$4,049,0001,417
Provision for loan and lease losses$3,202,000516
Total noninterest income$354,0002,569
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$274,0001,431
Trading account gains and fees$0175
Additional Noninterest Income$80,0003,909
Total noninterest expense$2,772,0001,797
Salaries and employee benefits$1,707,0001,469
Premises and equipment expense$213,0002,978
Additional noninterest expense$852,0001,989
Pre-tax net operating income$-1,571,0007,535
Securities gains (losses)$316,000366
Applicable income taxes$-3,880,0007,892
Income before extraordinary items$2,625,000412
Extraordinary gains, net$016
Net income$2,625,000413
Minority interest net income$091
Net income of bank and minority interests.$2,625,000414
Net charge-offs$-14,0007,570
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$2,422,760436
2009-12-31 (YTD Data)Rank
Total interest income$22,168,0001,547
Total interest expense$4,823,0002,339
Net interest income$17,345,0001,296
Provision for loan and lease losses$8,192,0001,010
Total noninterest income$1,127,0003,110
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$1,126,0001,508
Trading account gains and fees$0211
Additional Noninterest Income$1,0007,379
Total noninterest expense$10,445,0001,938
Salaries and employee benefits$6,077,0001,635
Premises and equipment expense$851,0002,964
Additional noninterest expense$3,517,0002,048
Pre-tax net operating income$-165,0005,667
Securities gains (losses)$485,000904
Applicable income taxes$04,388
Income before extraordinary items$320,0004,408
Extraordinary gains, net$034
Net income$320,0004,409
Minority interest net income$0115
Net income of bank and minority interests.$320,0004,410
Net charge-offs$7,348,000856
Cash dividends$865,0001,817
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$-165,0005,770
2009-09-30 (YTD Data)Rank
Total interest income$16,628,0001,573
Total interest expense$3,681,0002,396
Net interest income$12,947,0001,286
Provision for loan and lease losses$7,568,000779
Total noninterest income$729,0003,448
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$835,0001,527
Trading account gains and fees$0212
Additional Noninterest Income$-106,0007,812
Total noninterest expense$7,839,0001,922
Salaries and employee benefits$4,558,0001,648
Premises and equipment expense$639,0002,984
Additional noninterest expense$2,642,0002,000
Pre-tax net operating income$-1,731,0006,954
Securities gains (losses)$188,0001,331
Applicable income taxes$04,592
Income before extraordinary items$-1,543,0007,015
Extraordinary gains, net$027
Net income$-1,543,0007,014
Minority interest net income$0118
Net income of bank and minority interests.$-1,543,0007,015
Net charge-offs$5,125,000798
Cash dividends$865,0001,421
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-1,731,0007,071
2009-06-30 (YTD Data)Rank
Total interest income$10,937,0001,626
Total interest expense$2,615,0002,344
Net interest income$8,322,0001,340
Provision for loan and lease losses$1,578,0001,609
Total noninterest income$763,0002,593
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$550,0001,521
Trading account gains and fees$0193
Additional Noninterest Income$213,0003,561
Total noninterest expense$5,983,0001,720
Salaries and employee benefits$3,542,0001,467
Premises and equipment expense$524,0002,537
Additional noninterest expense$1,917,0001,869
Pre-tax net operating income$1,524,0001,503
Securities gains (losses)$188,0001,050
Applicable income taxes$04,657
Income before extraordinary items$1,712,0001,106
Extraordinary gains, net$021
Net income$1,712,0001,104
Minority interest net income$0112
Net income of bank and minority interests.$1,712,0001,106
Net charge-offs$1,976,0001,136
Cash dividends$865,0001,058
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$1,524,0001,208
2009-03-31 (YTD Data)Rank
Total interest income$5,491,0001,633
Total interest expense$1,368,0002,327
Net interest income$4,123,0001,341
Provision for loan and lease losses$1,378,000980
Total noninterest income$380,0002,590
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$269,0001,514
Trading account gains and fees$0171
Additional Noninterest Income$111,0003,492
Total noninterest expense$2,814,0001,755
Salaries and employee benefits$1,853,0001,414
Premises and equipment expense$252,0002,661
Additional noninterest expense$709,0002,208
Pre-tax net operating income$311,0003,281
Securities gains (losses)$91,0001,044
Applicable income taxes$04,835
Income before extraordinary items$402,0002,562
Extraordinary gains, net$015
Net income$402,0002,561
Minority interest net income$0102
Net income of bank and minority interests.$402,0002,563
Net charge-offs$2,200,000575
Cash dividends$800,000562
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$311,0002,911
2008-12-31 (YTD Data)Rank
Total interest income$24,548,0001,582
Total interest expense$7,629,0002,050
Net interest income$16,919,0001,318
Provision for loan and lease losses$4,735,0001,040
Total noninterest income$1,474,0002,670
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$1,006,0001,751
Trading account gains and fees$0154
Additional Noninterest Income$468,0003,297
Total noninterest expense$11,243,0001,727
Salaries and employee benefits$7,301,0001,398
Premises and equipment expense$1,011,0002,603
Additional noninterest expense$2,931,0002,046
Pre-tax net operating income$2,415,0002,152
Securities gains (losses)$140,000909
Applicable income taxes$04,979
Income before extraordinary items$2,555,0001,586
Extraordinary gains, net$039
Net income$2,555,0001,587
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,093,000679
Cash dividends$1,255,0001,971
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$2,415,0001,773
2008-09-30 (YTD Data)Rank
Total interest income$18,688,0001,595
Total interest expense$6,042,0002,040
Net interest income$12,646,0001,343
Provision for loan and lease losses$3,561,000812
Total noninterest income$1,082,0002,755
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$716,0001,837
Trading account gains and fees$0148
Additional Noninterest Income$366,0003,325
Total noninterest expense$8,352,0001,736
Salaries and employee benefits$5,448,0001,434
Premises and equipment expense$750,0002,642
Additional noninterest expense$2,154,0002,024
Pre-tax net operating income$1,815,0002,471
Securities gains (losses)$141,000783
Applicable income taxes$05,372
Income before extraordinary items$1,956,0001,816
Extraordinary gains, net$031
Net income$1,956,0001,816
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,387,000485
Cash dividends$1,200,0001,582
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,815,0002,048
2008-06-30 (YTD Data)Rank
Total interest income$12,531,0001,615
Total interest expense$4,270,0002,019
Net interest income$8,261,0001,350
Provision for loan and lease losses$3,104,000588
Total noninterest income$714,0002,806
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$458,0001,878
Trading account gains and fees$0149
Additional Noninterest Income$256,0003,312
Total noninterest expense$5,463,0001,767
Salaries and employee benefits$3,625,0001,445
Premises and equipment expense$518,0002,561
Additional noninterest expense$1,320,0002,147
Pre-tax net operating income$408,0004,760
Securities gains (losses)$141,000769
Applicable income taxes$05,627
Income before extraordinary items$549,0003,830
Extraordinary gains, net$021
Net income$549,0003,831
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,355,000336
Cash dividends$1,200,0001,200
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$408,0004,374
2008-03-31 (YTD Data)Rank
Total interest income$6,423,0001,618
Total interest expense$2,342,0001,977
Net interest income$4,081,0001,360
Provision for loan and lease losses$2,960,000307
Total noninterest income$319,0003,002
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$212,0001,972
Trading account gains and fees$0158
Additional Noninterest Income$107,0003,641
Total noninterest expense$2,691,0001,779
Salaries and employee benefits$1,793,0001,482
Premises and equipment expense$249,0002,673
Additional noninterest expense$649,0002,154
Pre-tax net operating income$-1,251,0008,308
Securities gains (losses)$136,000581
Applicable income taxes$05,622
Income before extraordinary items$-1,115,0008,322
Extraordinary gains, net$015
Net income$-1,115,0008,322
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,219,000182
Cash dividends$1,200,000627
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$-1,251,0008,332
2007-12-31 (YTD Data)Rank
Total interest income$27,772,0001,550
Total interest expense$10,846,0001,832
Net interest income$16,926,0001,320
Provision for loan and lease losses$2,398,000723
Total noninterest income$1,223,0003,105
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$856,0002,015
Trading account gains and fees$0178
Additional Noninterest Income$367,0003,900
Total noninterest expense$10,126,0001,825
Salaries and employee benefits$6,358,0001,593
Premises and equipment expense$1,036,0002,489
Additional noninterest expense$2,732,0002,016
Pre-tax net operating income$5,625,0001,486
Securities gains (losses)$02,146
Applicable income taxes$06,070
Income before extraordinary items$5,625,0001,145
Extraordinary gains, net$039
Net income$5,625,0001,143
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$958,0001,061
Cash dividends$4,575,000803
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$5,625,0001,134
2007-09-30 (YTD Data)Rank
Total interest income$20,747,0001,564
Total interest expense$8,086,0001,838
Net interest income$12,661,0001,329
Provision for loan and lease losses$992,000913
Total noninterest income$1,028,0002,855
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$625,0002,035
Trading account gains and fees$0184
Additional Noninterest Income$403,0003,190
Total noninterest expense$7,834,0001,757
Salaries and employee benefits$5,011,0001,506
Premises and equipment expense$763,0002,522
Additional noninterest expense$2,060,0001,956
Pre-tax net operating income$4,863,0001,392
Securities gains (losses)$01,655
Applicable income taxes$06,220
Income before extraordinary items$4,863,0001,085
Extraordinary gains, net$033
Net income$4,863,0001,082
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$576,000972
Cash dividends$3,864,000705
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$4,863,0001,063
2007-06-30 (YTD Data)Rank
Total interest income$13,555,0001,606
Total interest expense$5,178,0001,907
Net interest income$8,377,0001,358
Provision for loan and lease losses$577,000918
Total noninterest income$669,0002,923
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$399,0002,114
Trading account gains and fees$0168
Additional Noninterest Income$270,0003,190
Total noninterest expense$5,282,0001,747
Salaries and employee benefits$3,379,0001,522
Premises and equipment expense$527,0002,448
Additional noninterest expense$1,376,0001,959
Pre-tax net operating income$3,187,0001,455
Securities gains (losses)$01,444
Applicable income taxes$06,265
Income before extraordinary items$3,187,0001,126
Extraordinary gains, net$029
Net income$3,187,0001,125
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$445,000771
Cash dividends$2,939,000664
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$3,187,0001,102
2007-03-31 (YTD Data)Rank
Total interest income$6,650,0001,635
Total interest expense$2,497,0001,949
Net interest income$4,153,0001,364
Provision for loan and lease losses$445,000582
Total noninterest income$317,0003,007
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$193,0002,112
Trading account gains and fees$0195
Additional Noninterest Income$124,0003,357
Total noninterest expense$2,533,0001,821
Salaries and employee benefits$1,678,0001,547
Premises and equipment expense$275,0002,375
Additional noninterest expense$580,0002,254
Pre-tax net operating income$1,492,0001,554
Securities gains (losses)$01,187
Applicable income taxes$06,196
Income before extraordinary items$1,492,0001,186
Extraordinary gains, net$022
Net income$1,492,0001,185
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$447,000438
Cash dividends$2,121,000428
Sale, conversion, retirement of capital stock, net$0885
Net operating income$1,492,0001,168
2006-12-31 (YTD Data)Rank
Total interest income$25,177,0001,606
Total interest expense$8,702,0001,904
Net interest income$16,475,0001,382
Provision for loan and lease losses$3,131,000364
Total noninterest income$1,086,0003,354
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$797,0002,116
Trading account gains and fees$0130
Additional Noninterest Income$289,0004,379
Total noninterest expense$9,453,0001,885
Salaries and employee benefits$5,981,0001,640
Premises and equipment expense$1,057,0002,334
Additional noninterest expense$2,415,0002,168
Pre-tax net operating income$4,977,0001,889
Securities gains (losses)$01,687
Applicable income taxes$06,600
Income before extraordinary items$4,977,0001,468
Extraordinary gains, net$051
Net income$4,977,0001,469
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,233,000262
Cash dividends$3,255,0001,031
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$4,977,0001,450
2006-09-30 (YTD Data)Rank
Total interest income$18,512,0001,607
Total interest expense$6,236,0001,924
Net interest income$12,276,0001,409
Provision for loan and lease losses$3,031,000270
Total noninterest income$815,0003,356
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$596,0002,133
Trading account gains and fees$0126
Additional Noninterest Income$219,0004,347
Total noninterest expense$7,123,0001,868
Salaries and employee benefits$4,524,0001,639
Premises and equipment expense$789,0002,365
Additional noninterest expense$1,810,0002,154
Pre-tax net operating income$2,937,0002,374
Securities gains (losses)$01,388
Applicable income taxes$06,687
Income before extraordinary items$2,937,0001,870
Extraordinary gains, net$045
Net income$2,937,0001,872
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,226,000194
Cash dividends$2,470,000974
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$2,937,0001,849
2006-06-30 (YTD Data)Rank
Total interest income$11,904,0001,632
Total interest expense$3,824,0001,980
Net interest income$8,080,0001,428
Provision for loan and lease losses$2,510,000232
Total noninterest income$531,0003,385
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$390,0002,143
Trading account gains and fees$0126
Additional Noninterest Income$141,0004,414
Total noninterest expense$4,720,0001,883
Salaries and employee benefits$3,008,0001,646
Premises and equipment expense$545,0002,276
Additional noninterest expense$1,167,0002,227
Pre-tax net operating income$1,381,0003,056
Securities gains (losses)$01,185
Applicable income taxes$06,706
Income before extraordinary items$1,381,0002,498
Extraordinary gains, net$039
Net income$1,381,0002,500
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,213,000165
Cash dividends$2,065,000780
Sale, conversion, retirement of capital stock, net$0887
Net operating income$1,381,0002,481
2006-03-31 (YTD Data)Rank
Total interest income$5,759,0001,652
Total interest expense$1,800,0001,998
Net interest income$3,959,0001,450
Provision for loan and lease losses$485,000499
Total noninterest income$265,0003,342
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$190,0002,131
Trading account gains and fees$0115
Additional Noninterest Income$75,0004,279
Total noninterest expense$2,368,0001,882
Salaries and employee benefits$1,505,0001,651
Premises and equipment expense$291,0002,154
Additional noninterest expense$572,0002,245
Pre-tax net operating income$1,371,0001,764
Securities gains (losses)$0955
Applicable income taxes$06,588
Income before extraordinary items$1,371,0001,337
Extraordinary gains, net$021
Net income$1,371,0001,336
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$24,0002,166
Cash dividends$2,065,000405
Sale, conversion, retirement of capital stock, net$0648
Net operating income$1,371,0001,318
2005-12-31 (YTD Data)Rank
Total interest income$20,732,0001,628
Total interest expense$5,504,0002,035
Net interest income$15,228,0001,429
Provision for loan and lease losses$1,475,000732
Total noninterest income$1,237,0003,068
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$943,0001,813
Trading account gains and fees$0138
Additional Noninterest Income$294,0004,380
Total noninterest expense$9,020,0001,878
Salaries and employee benefits$5,744,0001,630
Premises and equipment expense$1,162,0002,058
Additional noninterest expense$2,114,0002,362
Pre-tax net operating income$5,970,0001,588
Securities gains (losses)$-5,0007,296
Applicable income taxes$06,964
Income before extraordinary items$5,965,0001,210
Extraordinary gains, net$046
Net income$5,965,0001,209
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$398,0001,411
Cash dividends$3,220,000969
Sale, conversion, retirement of capital stock, net$0934
Net operating income$5,970,0001,190
2005-09-30 (YTD Data)Rank
Total interest income$15,046,0001,646
Total interest expense$3,764,0002,090
Net interest income$11,282,0001,423
Provision for loan and lease losses$1,394,000550
Total noninterest income$977,0002,951
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$738,0001,747
Trading account gains and fees$0126
Additional Noninterest Income$239,0004,209
Total noninterest expense$6,865,0001,828
Salaries and employee benefits$4,323,0001,608
Premises and equipment expense$886,0002,012
Additional noninterest expense$1,656,0002,232
Pre-tax net operating income$4,000,0001,764
Securities gains (losses)$-5,0007,675
Applicable income taxes$06,976
Income before extraordinary items$3,995,0001,349
Extraordinary gains, net$035
Net income$3,995,0001,350
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$392,0001,028
Cash dividends$2,700,000815
Sale, conversion, retirement of capital stock, net$0769
Net operating income$4,000,0001,325
2005-06-30 (YTD Data)Rank
Total interest income$9,661,0001,660
Total interest expense$2,299,0002,140
Net interest income$7,362,0001,444
Provision for loan and lease losses$648,000772
Total noninterest income$689,0002,796
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$467,0001,789
Trading account gains and fees$0116
Additional Noninterest Income$222,0003,588
Total noninterest expense$4,610,0001,805
Salaries and employee benefits$2,867,0001,608
Premises and equipment expense$624,0001,907
Additional noninterest expense$1,119,0002,193
Pre-tax net operating income$2,793,0001,660
Securities gains (losses)$-5,0007,925
Applicable income taxes$06,961
Income before extraordinary items$2,788,0001,269
Extraordinary gains, net$030
Net income$2,788,0001,271
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$388,000735
Cash dividends$1,910,000767
Sale, conversion, retirement of capital stock, net$0643
Net operating income$2,793,0001,241
2005-03-31 (YTD Data)Rank
Total interest income$4,622,0001,694
Total interest expense$1,018,0002,306
Net interest income$3,604,0001,469
Provision for loan and lease losses$126,0001,668
Total noninterest income$348,0002,731
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$225,0001,799
Trading account gains and fees$0115
Additional Noninterest Income$123,0003,343
Total noninterest expense$2,319,0001,802
Salaries and employee benefits$1,427,0001,621
Premises and equipment expense$364,0001,662
Additional noninterest expense$528,0002,308
Pre-tax net operating income$1,507,0001,511
Securities gains (losses)$-3,0008,297
Applicable income taxes$06,892
Income before extraordinary items$1,504,0001,150
Extraordinary gains, net$024
Net income$1,504,0001,151
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$79,0001,310
Cash dividends$1,445,000491
Sale, conversion, retirement of capital stock, net$0491
Net operating income$1,507,0001,121
2004-12-31 (YTD Data)Rank
Total interest income$16,160,0001,776
Total interest expense$2,816,0002,761
Net interest income$13,344,0001,519
Provision for loan and lease losses$900,0001,146
Total noninterest income$1,627,0002,528
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$1,014,0001,737
Trading account gains and fees$0138
Additional Noninterest Income$613,0002,952
Total noninterest expense$8,598,0001,878
Salaries and employee benefits$5,324,0001,654
Premises and equipment expense$1,017,0002,251
Additional noninterest expense$2,257,0002,160
Pre-tax net operating income$5,473,0001,556
Securities gains (losses)$-32,0008,501
Applicable income taxes$07,185
Income before extraordinary items$5,441,0001,199
Extraordinary gains, net$034
Net income$5,441,0001,201
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$509,0001,324
Cash dividends$3,250,000911
Sale, conversion, retirement of capital stock, net$0872
Net operating income$5,473,0001,161
2004-09-30 (YTD Data)Rank
Total interest income$11,844,0001,791
Total interest expense$1,961,0002,891
Net interest income$9,883,0001,526
Provision for loan and lease losses$795,000967
Total noninterest income$1,124,0002,695
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$753,0001,760
Trading account gains and fees$0134
Additional Noninterest Income$371,0003,329
Total noninterest expense$6,402,0001,870
Salaries and employee benefits$4,012,0001,648
Premises and equipment expense$744,0002,307
Additional noninterest expense$1,646,0002,194
Pre-tax net operating income$3,810,0001,687
Securities gains (losses)$-32,0008,740
Applicable income taxes$07,220
Income before extraordinary items$3,778,0001,300
Extraordinary gains, net$026
Net income$3,778,0001,301
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$483,000980
Cash dividends$2,550,000793
Sale, conversion, retirement of capital stock, net$0738
Net operating income$3,810,0001,257
2004-06-30 (YTD Data)Rank
Total interest income$7,552,0001,855
Total interest expense$1,236,0003,007
Net interest income$6,316,0001,575
Provision for loan and lease losses$306,0001,501
Total noninterest income$752,0002,703
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$495,0001,772
Trading account gains and fees$0130
Additional Noninterest Income$257,0003,272
Total noninterest expense$4,322,0001,846
Salaries and employee benefits$2,694,0001,639
Premises and equipment expense$503,0002,273
Additional noninterest expense$1,125,0002,146
Pre-tax net operating income$2,440,0001,729
Securities gains (losses)$1,0003,212
Applicable income taxes$07,214
Income before extraordinary items$2,441,0001,328
Extraordinary gains, net$021
Net income$2,441,0001,329
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$64,0002,732
Cash dividends$1,960,000724
Sale, conversion, retirement of capital stock, net$0638
Net operating income$2,440,0001,280
2004-03-31 (YTD Data)Rank
Total interest income$3,737,0001,882
Total interest expense$610,0003,078
Net interest income$3,127,0001,597
Provision for loan and lease losses$86,0002,396
Total noninterest income$359,0002,741
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$249,0001,702
Trading account gains and fees$0121
Additional Noninterest Income$110,0003,509
Total noninterest expense$2,200,0001,829
Salaries and employee benefits$1,362,0001,642
Premises and equipment expense$257,0002,240
Additional noninterest expense$581,0002,030
Pre-tax net operating income$1,200,0001,714
Securities gains (losses)$1,0002,756
Applicable income taxes$07,103
Income before extraordinary items$1,201,0001,336
Extraordinary gains, net$016
Net income$1,201,0001,336
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$81,0001,497
Cash dividends$1,445,000488
Sale, conversion, retirement of capital stock, net$0464
Net operating income$1,200,0001,271
2003-12-31 (YTD Data)Rank
Total interest income$14,302,0001,979
Total interest expense$2,417,0003,423
Net interest income$11,885,0001,634
Provision for loan and lease losses$496,0002,185
Total noninterest income$1,516,0002,824
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$901,0001,915
Trading account gains and fees$0160
Additional Noninterest Income$615,0003,210
Total noninterest expense$8,521,0001,864
Salaries and employee benefits$5,449,0001,587
Premises and equipment expense$1,039,0002,194
Additional noninterest expense$2,033,0002,368
Pre-tax net operating income$4,384,0001,838
Securities gains (losses)$40,0002,704
Applicable income taxes$07,459
Income before extraordinary items$4,424,0001,419
Extraordinary gains, net$054
Net income$4,424,0001,421
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$172,0003,132
Cash dividends$1,696,0001,587
Sale, conversion, retirement of capital stock, net$0868
Net operating income$4,384,0001,377
2003-09-30 (YTD Data)Rank
Total interest income$10,545,0002,055
Total interest expense$1,859,0003,472
Net interest income$8,686,0001,687
Provision for loan and lease losses$390,0002,061
Total noninterest income$1,185,0002,810
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$667,0001,941
Trading account gains and fees$0153
Additional Noninterest Income$518,0003,072
Total noninterest expense$6,218,0001,909
Salaries and employee benefits$3,943,0001,647
Premises and equipment expense$777,0002,203
Additional noninterest expense$1,498,0002,401
Pre-tax net operating income$3,263,0001,909
Securities gains (losses)$40,0002,501
Applicable income taxes$07,524
Income before extraordinary items$3,303,0001,488
Extraordinary gains, net$040
Net income$3,303,0001,488
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$144,0002,669
Cash dividends$1,226,0001,497
Sale, conversion, retirement of capital stock, net$0722
Net operating income$3,263,0001,431
2003-06-30 (YTD Data)Rank
Total interest income$6,979,0002,086
Total interest expense$1,302,0003,440
Net interest income$5,677,0001,716
Provision for loan and lease losses$350,0001,581
Total noninterest income$885,0002,558
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$447,0001,897
Trading account gains and fees$0150
Additional Noninterest Income$438,0002,651
Total noninterest expense$4,120,0001,919
Salaries and employee benefits$2,580,0001,662
Premises and equipment expense$515,0002,197
Additional noninterest expense$1,025,0002,312
Pre-tax net operating income$2,092,0001,960
Securities gains (losses)$03,782
Applicable income taxes$07,529
Income before extraordinary items$2,092,0001,556
Extraordinary gains, net$030
Net income$2,092,0001,555
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$82,0002,789
Cash dividends$920,0001,404
Sale, conversion, retirement of capital stock, net$0589
Net operating income$2,092,0001,456
2003-03-31 (YTD Data)Rank
Total interest income$3,505,0002,098
Total interest expense$704,0003,306
Net interest income$2,801,0001,731
Provision for loan and lease losses$210,0001,306
Total noninterest income$508,0002,258
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$257,0001,595
Trading account gains and fees$0134
Additional Noninterest Income$251,0002,353
Total noninterest expense$2,056,0001,908
Salaries and employee benefits$1,259,0001,699
Premises and equipment expense$269,0002,118
Additional noninterest expense$528,0002,219
Pre-tax net operating income$1,043,0001,969
Securities gains (losses)$02,891
Applicable income taxes$07,403
Income before extraordinary items$1,043,0001,542
Extraordinary gains, net$021
Net income$1,043,0001,541
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$91,0001,581
Cash dividends$445,0001,352
Sale, conversion, retirement of capital stock, net$0419
Net operating income$1,043,0001,446
2002-12-31 (YTD Data)Rank
Total interest income$13,949,0002,209
Total interest expense$3,372,0003,214
Net interest income$10,577,0001,835
Provision for loan and lease losses$1,257,0001,083
Total noninterest income$1,314,0002,884
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$939,0001,708
Trading account gains and fees$0153
Additional Noninterest Income$375,0003,816
Total noninterest expense$7,926,0001,900
Salaries and employee benefits$4,876,0001,653
Premises and equipment expense$1,144,0001,928
Additional noninterest expense$1,906,0002,419
Pre-tax net operating income$2,708,0002,713
Securities gains (losses)$243,0001,041
Applicable income taxes$07,681
Income before extraordinary items$2,951,0002,031
Extraordinary gains, net$070
Net income$2,951,0002,031
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,086,000888
Cash dividends$1,744,0001,479
Sale, conversion, retirement of capital stock, net$0862
Net operating income$2,708,0002,134
2001-12-31 (YTD Data)Rank
Total interest income$16,094,0002,144
Total interest expense$5,653,0002,820
Net interest income$10,441,0001,718
Provision for loan and lease losses$1,643,000834
Total noninterest income$965,0003,433
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$696,0002,154
Trading account gains and fees$0177
Additional Noninterest Income$269,0004,345
Total noninterest expense$7,570,0001,907
Salaries and employee benefits$4,553,0001,649
Premises and equipment expense$1,107,0001,943
Additional noninterest expense$1,910,0002,337
Pre-tax net operating income$2,193,0002,966
Securities gains (losses)$04,612
Applicable income taxes$07,903
Income before extraordinary items$2,193,0002,345
Extraordinary gains, net$0105
Net income$2,193,0002,349
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,522,000701
Cash dividends$1,608,0001,569
Sale, conversion, retirement of capital stock, net$0922
Net operating income$2,193,0002,270
2000-12-31 (YTD Data)Rank
Total interest income$16,341,0002,154
Total interest expense$5,704,0002,917
Net interest income$10,637,0001,649
Provision for loan and lease losses$610,0001,582
Total noninterest income$789,0003,687
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$441,0003,004
Trading account gains and fees$0180
Additional Noninterest Income$348,0003,629
Total noninterest expense$7,297,0001,908
Salaries and employee benefits$4,209,0001,701
Premises and equipment expense$1,079,0001,927
Additional noninterest expense$2,009,0002,146
Pre-tax net operating income$3,519,0002,070
Securities gains (losses)$01,956
Applicable income taxes$418,0003,894
Income before extraordinary items$3,101,0001,691
Extraordinary gains, net$038
Net income$3,101,0001,691
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$284,0001,899
Cash dividends$2,098,0001,300
Sale, conversion, retirement of capital stock, net$0969
Net operating income$3,101,0001,685
1999-12-31 (YTD Data)Rank
Total interest income$13,882,0002,353
Total interest expense$4,547,0003,201
Net interest income$9,335,0001,876
Provision for loan and lease losses$425,0001,996
Total noninterest income$687,0004,041
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$475,0002,748
Trading account gains and fees$0173
Additional Noninterest Income$212,0004,807
Total noninterest expense$6,418,0002,121
Salaries and employee benefits$3,043,0002,303
Premises and equipment expense$1,065,0001,925
Additional noninterest expense$2,310,0001,887
Pre-tax net operating income$3,179,0002,285
Securities gains (losses)$10,0001,755
Applicable income taxes$326,0004,626
Income before extraordinary items$2,863,0001,855
Extraordinary gains, net$035
Net income$2,863,0001,856
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$265,0001,996
Cash dividends$1,825,0001,465
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$2,854,0001,832
1998-12-31 (YTD Data)Rank
Total interest income$13,500,0002,406
Total interest expense$4,495,0003,313
Net interest income$9,005,0001,900
Provision for loan and lease losses$300,0002,562
Total noninterest income$818,0003,568
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$425,0002,966
Trading account gains and fees$0224
Additional Noninterest Income$393,0003,469
Total noninterest expense$6,176,0002,119
Salaries and employee benefits$2,863,0002,358
Premises and equipment expense$1,102,0001,789
Additional noninterest expense$2,211,0001,914
Pre-tax net operating income$3,347,0002,152
Securities gains (losses)$4,0003,561
Applicable income taxes$423,0004,277
Income before extraordinary items$2,928,0001,800
Extraordinary gains, net$032
Net income$2,928,0001,800
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$274,0001,986
Cash dividends$1,563,0001,599
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$2,924,5201,729
1997-12-31 (YTD Data)Rank
Total interest income$13,070,0002,512
Total interest expense$4,557,0003,258
Net interest income$8,513,0002,047
Provision for loan and lease losses$200,0003,424
Total noninterest income$888,0003,337
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$453,0002,877
Trading account gains and fees$0239
Additional Noninterest Income$435,0003,111
Total noninterest expense$6,217,0002,081
Salaries and employee benefits$2,947,0002,249
Premises and equipment expense$1,106,0001,788
Additional noninterest expense$2,164,0001,957
Pre-tax net operating income$2,984,0002,508
Securities gains (losses)$03,944
Applicable income taxes$313,0005,608
Income before extraordinary items$2,671,0001,976
Extraordinary gains, net$044
Net income$2,671,0001,976
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$297,0001,969
Cash dividends$1,186,0001,920
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$2,671,0001,919
1996-12-31 (YTD Data)Rank
Total interest income$12,149,0002,729
Total interest expense$4,062,0003,657
Net interest income$8,087,0002,228
Provision for loan and lease losses$630,0001,451
Total noninterest income$1,382,0002,441
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$412,0003,256
Trading account gains and fees$0262
Additional Noninterest Income$970,0001,853
Total noninterest expense$5,688,0002,419
Salaries and employee benefits$2,669,0002,497
Premises and equipment expense$973,0002,069
Additional noninterest expense$2,046,0002,402
Pre-tax net operating income$3,151,0002,266
Securities gains (losses)$-7,00010,114
Applicable income taxes$1,060,0002,226
Income before extraordinary items$2,084,0002,368
Extraordinary gains, net$053
Net income$2,084,0002,369
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$649,0001,183
Cash dividends$2,600,0001,059
Sale, conversion, retirement of capital stock, net$0953
Net operating income$2,088,6202,310
1995-12-31 (YTD Data)Rank
Total interest income$11,618,0002,864
Total interest expense$3,791,0003,862
Net interest income$7,827,0002,300
Provision for loan and lease losses$340,0002,093
Total noninterest income$747,0003,885
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$413,0003,266
Trading account gains and fees$0522
Additional Noninterest Income$334,0003,741
Total noninterest expense$5,596,0002,428
Salaries and employee benefits$2,559,0002,619
Premises and equipment expense$955,0002,097
Additional noninterest expense$2,082,0002,321
Pre-tax net operating income$2,638,0002,698
Securities gains (losses)$2,0003,270
Applicable income taxes$1,010,0002,357
Income before extraordinary items$1,630,0003,009
Extraordinary gains, net$065
Net income$1,630,0003,005
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$77,0004,292
Cash dividends$600,0002,907
Sale, conversion, retirement of capital stock, net$0809
Net operating income$1,628,7202,980
1994-12-31 (YTD Data)Rank
Total interest income$9,638,0003,142
Total interest expense$2,282,0005,013
Net interest income$7,356,0002,458
Provision for loan and lease losses$90,0004,765
Total noninterest income$709,0004,080
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$460,0002,997
Trading account gains and fees$0475
Additional Noninterest Income$249,0004,607
Total noninterest expense$5,306,0002,618
Salaries and employee benefits$2,462,0002,706
Premises and equipment expense$934,0002,159
Additional noninterest expense$1,910,0002,679
Pre-tax net operating income$2,669,0002,661
Securities gains (losses)$-247,00012,033
Applicable income taxes$790,0002,800
Income before extraordinary items$1,632,0002,948
Extraordinary gains, net$0249
Net income$1,632,0002,954
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$261,0002,103
Cash dividends$1,675,0001,289
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,797,4902,709
1993-12-31 (YTD Data)Rank
Total interest income$9,255,0003,340
Total interest expense$2,204,0005,369
Net interest income$7,051,0002,547
Provision for loan and lease losses$100,0005,727
Total noninterest income$694,0004,469
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$491,0002,845
Trading account gains and fees$0532
Additional Noninterest Income$203,0005,628
Total noninterest expense$5,217,0002,740
Salaries and employee benefits$2,419,0002,739
Premises and equipment expense$915,0002,237
Additional noninterest expense$1,883,0002,875
Pre-tax net operating income$2,428,0002,781
Securities gains (losses)$55,0003,253
Applicable income taxes$804,0002,750
Income before extraordinary items$1,679,0002,920
Extraordinary gains, net$03,149
Net income$1,679,0003,018
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$101,0004,534
Cash dividends$1,331,0001,406
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,641,6002,822
1992-12-31 (YTD Data)Rank
Total interest income$9,521,0003,663
Total interest expense$2,969,0005,209
Net interest income$6,552,0002,798
Provision for loan and lease losses$525,0002,889
Total noninterest income$647,0004,689
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$447,0003,137
Trading account gains and feesNANA
Additional Noninterest Income$200,0005,673
Total noninterest expense$4,688,0003,043
Salaries and employee benefits$2,519,0002,576
Premises and equipment expense$837,0002,461
Additional noninterest expense$1,332,0003,951
Pre-tax net operating income$1,986,0003,123
Securities gains (losses)$288,0001,572
Applicable income taxes$943,0002,220
Income before extraordinary items$1,331,0003,445
Extraordinary gains, net$01,422
Net income$1,331,0003,487
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$94,0006,068
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,146,6803,686

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.