Home > Northbay Savings Bank, FSB > Assets and Liabilities
Northbay Savings Bank, FSB, Assets and Liabilities
| 1995-12-31 | Rank | |
| # of Employees: | 103 | 1,875 |
| Assets and Liabilities | ||
| Total Assets: | $397,013,000 | 1,218 |
| Cash and due from depository institutions | $9,873,000 | 1,875 |
| Interest-bearing balances | $2,348,000 | 1,642 |
| Securities | $34,173,000 | 3,684 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $341,571,000 | 901 |
| Loan loss allowance | $2,357,000 | 1,683 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $2,272,000 | 3,308 |
| Other real estate owned | $782,000 | 1,875 |
| Goodwill and other intangibles | $64,000 | 2,552 |
| All other assets | $8,278,000 | 1,100 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $397,013,000 | 1,218 |
| Total liabilities | $362,094,000 | 1,213 |
| Total deposits | $284,754,000 | 1,384 |
| Interest-bearing deposits | $279,019,000 | 1,227 |
| Deposits held in domestic offices | $284,754,000 | 1,371 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,200,000 | 1,651 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $69,988,000 | 469 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $3,152,000 | 1,472 |
| Total equity capital | $34,919,000 | 1,308 |
| Total bank equity capital | $34,919,000 | 1,308 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $275,000 | 7,159 |
| Surplus | $20,849,000 | 884 |
| Undivided profits | $13,795,000 | 1,882 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,134,000 | 1,103 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $2,223,000 | 1,029 |
| Earning assets | $378,092,000 | 1,184 |
| Long-term assets (5+ years) | $0 | 10,367 |
| Average Assets, year-to-date | $393,584,200 | 1,187 |
| Average Assets, quarterly | $396,214,500 | 1,206 |
| Volatile liabilities | $107,934,000 | 791 |
| Insider loans | $519,000 | 5,557 |
| FHLB advances | $69,336,000 | 159 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $19,052,000 | 2,063 |
| Tier 1 (core) risk-based capital | $34,778,000 | 1,254 |
| Tier 2 risk-based capital | $2,302,000 | 1,392 |
| Total risk weighted assets | $245,272,000 | 1,200 |
| Total unused commitments | $19,472,000 | 2,050 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 122 | 1,621 |
| Assets and Liabilities | ||
| Total Assets: | $392,649,000 | 1,216 |
| Cash and due from depository institutions | $12,148,000 | 1,621 |
| Interest-bearing balances | $3,813,000 | 947 |
| Securities | $22,927,000 | 5,321 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $344,160,000 | 877 |
| Loan loss allowance | $2,208,000 | 1,814 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $2,984,000 | 2,483 |
| Other real estate owned | $1,914,000 | 1,621 |
| Goodwill and other intangibles | $84,000 | 2,330 |
| All other assets | $8,432,000 | 1,110 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $392,649,000 | 1,216 |
| Total liabilities | $358,520,000 | 1,217 |
| Total deposits | $271,985,000 | 1,397 |
| Interest-bearing deposits | $265,798,000 | 1,226 |
| Deposits held in domestic offices | $271,985,000 | 1,388 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $83,614,000 | 418 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $2,921,000 | 1,334 |
| Total equity capital | $34,129,000 | 1,213 |
| Total bank equity capital | $34,129,000 | 1,213 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $274,000 | 7,583 |
| Surplus | $20,807,000 | 831 |
| Undivided profits | $13,048,000 | 1,802 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,213,000 | 2,307 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $1,894,000 | 1,023 |
| Earning assets | $370,900,000 | 1,183 |
| Long-term assets (5+ years) | $0 | 10,888 |
| Average Assets, year-to-date | $359,445,200 | 1,274 |
| Average Assets, quarterly | $390,744,000 | 1,219 |
| Volatile liabilities | $113,973,000 | 755 |
| Insider loans | $534,000 | 5,471 |
| FHLB advances | $81,142,000 | 146 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $50,855,000 | 967 |
| Tier 1 (core) risk-based capital | $34,129,000 | 1,216 |
| Tier 2 risk-based capital | $2,107,000 | 1,504 |
| Total risk weighted assets | $248,144,000 | 1,147 |
| Total unused commitments | $51,055,000 | 974 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 126 | 1,655 |
| Assets and Liabilities | ||
| Total Assets: | $324,516,000 | 1,449 |
| Cash and due from depository institutions | $8,792,000 | 1,655 |
| Interest-bearing balances | $3,116,000 | 1,795 |
| Securities | $13,342,000 | 7,917 |
| Federal funds sold & reverse repurchase agreements | $875,000 | 8,107 |
| Net loans & leases | $291,445,000 | 982 |
| Loan loss allowance | $1,938,000 | 2,122 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $3,059,000 | 2,399 |
| Other real estate owned | $1,252,000 | 1,655 |
| Goodwill and other intangibles | $104,000 | 2,171 |
| All other assets | $5,647,000 | 1,445 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $324,516,000 | 1,449 |
| Total liabilities | $292,095,000 | 1,473 |
| Total deposits | $264,735,000 | 1,501 |
| Interest-bearing deposits | $259,201,000 | 1,327 |
| Deposits held in domestic offices | $264,735,000 | 1,490 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $25,251,000 | 691 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $2,109,000 | 1,732 |
| Total equity capital | $32,421,000 | 1,270 |
| Total bank equity capital | $32,421,000 | 1,270 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $208,000 | 8,516 |
| Surplus | $17,182,000 | 923 |
| Undivided profits | $15,031,000 | 1,575 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,007,000 | 1,146 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $1,744,000 | 984 |
| Earning assets | $308,778,000 | 1,395 |
| Long-term assets (5+ years) | $0 | 11,403 |
| Average Assets, year-to-date | $311,787,400 | 1,468 |
| Average Assets, quarterly | $321,120,500 | 1,458 |
| Volatile liabilities | $51,374,000 | 1,177 |
| Insider loans | $553,000 | 5,401 |
| FHLB advances | $23,117,000 | 283 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $34,030,000 | 1,311 |
| Tier 1 (core) risk-based capital | $32,421,000 | 1,229 |
| Tier 2 risk-based capital | $1,773,000 | 1,748 |
| Total risk weighted assets | $240,161,000 | 1,175 |
| Total unused commitments | $34,030,000 | 1,332 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 127 | 1,709 |
| Assets and Liabilities | ||
| Total Assets: | $301,482,000 | 1,609 |
| Cash and due from depository institutions | $15,976,000 | 1,709 |
| Interest-bearing balances | $5,771,000 | 1,283 |
| Securities | $14,882,000 | 7,394 |
| Federal funds sold & reverse repurchase agreements | $2,250,000 | 6,039 |
| Net loans & leases | $259,725,000 | 1,105 |
| Loan loss allowance | $1,614,000 | 2,538 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $2,618,000 | 2,794 |
| Other real estate owned | $98,000 | 1,709 |
| Goodwill and other intangibles | $123,000 | 2,110 |
| All other assets | $5,810,000 | 1,466 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $301,482,000 | 1,609 |
| Total liabilities | $272,121,000 | 1,630 |
| Total deposits | $253,998,000 | 1,647 |
| Interest-bearing deposits | $247,913,000 | 1,467 |
| Deposits held in domestic offices | $253,998,000 | 1,635 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $15,135,000 | 792 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $2,988,000 | 1,379 |
| Total equity capital | $29,361,000 | 1,323 |
| Total bank equity capital | $29,361,000 | 1,323 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $134,000 | 10,197 |
| Surplus | $13,535,000 | 1,087 |
| Undivided profits | $15,692,000 | 1,378 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,094,000 | 1,641 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $1,895,000 | 1,015 |
| Earning assets | $282,628,000 | 1,565 |
| Long-term assets (5+ years) | $0 | 11,806 |
| Average Assets, year-to-date | $289,246,000 | 1,623 |
| Average Assets, quarterly | $299,550,000 | 1,597 |
| Volatile liabilities | $40,252,000 | 1,387 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $10,780,000 | 379 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $39,727,000 | 1,110 |
| Tier 1 (core) risk-based capital | $29,238,000 | 1,291 |
| Tier 2 risk-based capital | $1,352,000 | 2,247 |
| Total risk weighted assets | $208,851,000 | 1,391 |
| Total unused commitments | $40,727,000 | 1,112 |
| Derivatives | $0 | 651 |