Home > North Valley Bank > Income and Expense
North Valley Bank, Income and Expense
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $23,715,000 | 791 |
| Total interest expense | $653,000 | 2,906 |
| Net interest income | $23,062,000 | 714 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $8,655,000 | 581 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $2,221,000 | 468 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $6,434,000 | 505 |
| Total noninterest expense | $24,426,000 | 627 |
| Salaries and employee benefits | $14,707,000 | 555 |
| Premises and equipment expense | $2,460,000 | 761 |
| Additional noninterest expense | $7,259,000 | 682 |
| Pre-tax net operating income | $7,291,000 | 866 |
| Securities gains (losses) | $56,000 | 1,383 |
| Applicable income taxes | $2,243,000 | 730 |
| Income before extraordinary items | $5,104,000 | 979 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $5,104,000 | 978 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $5,104,000 | 978 |
| Net charge-offs | $643,000 | 956 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $137,000 | 408 |
| Net operating income | $5,065,360 | 957 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $15,913,000 | 787 |
| Total interest expense | $444,000 | 2,894 |
| Net interest income | $15,469,000 | 704 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $5,752,000 | 579 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $1,447,000 | 476 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $4,305,000 | 501 |
| Total noninterest expense | $16,460,000 | 620 |
| Salaries and employee benefits | $9,919,000 | 541 |
| Premises and equipment expense | $1,630,000 | 766 |
| Additional noninterest expense | $4,911,000 | 678 |
| Pre-tax net operating income | $4,761,000 | 856 |
| Securities gains (losses) | $56,000 | 1,110 |
| Applicable income taxes | $1,495,000 | 720 |
| Income before extraordinary items | $3,322,000 | 979 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $3,322,000 | 980 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $3,322,000 | 980 |
| Net charge-offs | $289,000 | 1,277 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $91,000 | 396 |
| Net operating income | $3,283,360 | 970 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $8,119,000 | 774 |
| Total interest expense | $226,000 | 2,883 |
| Net interest income | $7,893,000 | 692 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $2,893,000 | 561 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $698,000 | 476 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $2,195,000 | 475 |
| Total noninterest expense | $8,379,000 | 616 |
| Salaries and employee benefits | $5,023,000 | 542 |
| Premises and equipment expense | $839,000 | 758 |
| Additional noninterest expense | $2,517,000 | 653 |
| Pre-tax net operating income | $2,407,000 | 820 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $883,000 | 618 |
| Income before extraordinary items | $1,524,000 | 1,030 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,524,000 | 1,031 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,524,000 | 1,031 |
| Net charge-offs | $243,000 | 828 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $46,000 | 362 |
| Net operating income | $1,524,000 | 1,008 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $32,213,000 | 771 |
| Total interest expense | $1,086,000 | 2,777 |
| Net interest income | $31,127,000 | 684 |
| Provision for loan and lease losses | $0 | 5,091 |
| Total noninterest income | $11,441,000 | 601 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $3,690,000 | 399 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $7,751,000 | 581 |
| Total noninterest expense | $34,796,000 | 598 |
| Salaries and employee benefits | $20,454,000 | 534 |
| Premises and equipment expense | $3,355,000 | 722 |
| Additional noninterest expense | $10,987,000 | 627 |
| Pre-tax net operating income | $7,772,000 | 989 |
| Securities gains (losses) | $548,000 | 419 |
| Applicable income taxes | $2,897,000 | 684 |
| Income before extraordinary items | $5,423,000 | 1,144 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $5,423,000 | 1,146 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $5,423,000 | 1,147 |
| Net charge-offs | $1,157,000 | 1,133 |
| Cash dividends | $4,500,000 | 617 |
| Sale, conversion, retirement of capital stock, net | $192,000 | 435 |
| Net operating income | $5,066,800 | 1,185 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $24,014,000 | 777 |
| Total interest expense | $826,000 | 2,824 |
| Net interest income | $23,188,000 | 686 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $9,159,000 | 585 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $2,882,000 | 388 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $6,277,000 | 562 |
| Total noninterest expense | $26,416,000 | 591 |
| Salaries and employee benefits | $15,323,000 | 535 |
| Premises and equipment expense | $2,522,000 | 725 |
| Additional noninterest expense | $8,571,000 | 610 |
| Pre-tax net operating income | $5,931,000 | 979 |
| Securities gains (losses) | $548,000 | 376 |
| Applicable income taxes | $2,354,000 | 646 |
| Income before extraordinary items | $4,125,000 | 1,130 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $4,125,000 | 1,132 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $4,125,000 | 1,132 |
| Net charge-offs | $1,146,000 | 913 |
| Cash dividends | $1,500,000 | 1,087 |
| Sale, conversion, retirement of capital stock, net | $140,000 | 412 |
| Net operating income | $3,774,280 | 1,197 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $15,849,000 | 781 |
| Total interest expense | $569,000 | 2,823 |
| Net interest income | $15,280,000 | 690 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $6,824,000 | 554 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $1,923,000 | 379 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $4,901,000 | 512 |
| Total noninterest expense | $17,895,000 | 582 |
| Salaries and employee benefits | $10,239,000 | 533 |
| Premises and equipment expense | $1,670,000 | 729 |
| Additional noninterest expense | $5,986,000 | 582 |
| Pre-tax net operating income | $4,209,000 | 901 |
| Securities gains (losses) | $543,000 | 338 |
| Applicable income taxes | $1,666,000 | 617 |
| Income before extraordinary items | $3,086,000 | 1,000 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $3,086,000 | 1,001 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $3,086,000 | 1,003 |
| Net charge-offs | $931,000 | 811 |
| Cash dividends | $1,500,000 | 781 |
| Sale, conversion, retirement of capital stock, net | $89,000 | 391 |
| Net operating income | $2,733,050 | 1,083 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $7,868,000 | 790 |
| Total interest expense | $299,000 | 2,784 |
| Net interest income | $7,569,000 | 702 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $3,802,000 | 508 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $952,000 | 375 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $2,850,000 | 470 |
| Total noninterest expense | $9,283,000 | 569 |
| Salaries and employee benefits | $5,162,000 | 537 |
| Premises and equipment expense | $853,000 | 731 |
| Additional noninterest expense | $3,268,000 | 543 |
| Pre-tax net operating income | $2,088,000 | 896 |
| Securities gains (losses) | $543,000 | 197 |
| Applicable income taxes | $926,000 | 574 |
| Income before extraordinary items | $1,705,000 | 898 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $1,705,000 | 899 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,705,000 | 900 |
| Net charge-offs | $807,000 | 557 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $38,000 | 378 |
| Net operating income | $1,352,050 | 1,062 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $33,731,000 | 777 |
| Total interest expense | $2,173,000 | 2,001 |
| Net interest income | $31,558,000 | 680 |
| Provision for loan and lease losses | $2,100,000 | 1,033 |
| Total noninterest income | $12,227,000 | 584 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $4,333,000 | 355 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $7,894,000 | 582 |
| Total noninterest expense | $35,555,000 | 590 |
| Salaries and employee benefits | $20,277,000 | 533 |
| Premises and equipment expense | $3,485,000 | 691 |
| Additional noninterest expense | $11,793,000 | 606 |
| Pre-tax net operating income | $6,130,000 | 1,162 |
| Securities gains (losses) | $1,877,000 | 287 |
| Applicable income taxes | $-289,000 | 6,826 |
| Income before extraordinary items | $8,296,000 | 723 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $8,296,000 | 719 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $8,296,000 | 723 |
| Net charge-offs | $4,298,000 | 645 |
| Cash dividends | $16,500,000 | 216 |
| Sale, conversion, retirement of capital stock, net | $92,000 | 591 |
| Net operating income | $6,419,000 | 875 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $25,455,000 | 782 |
| Total interest expense | $1,808,000 | 1,886 |
| Net interest income | $23,647,000 | 685 |
| Provision for loan and lease losses | $2,100,000 | 814 |
| Total noninterest income | $9,540,000 | 560 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $3,274,000 | 355 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $6,266,000 | 554 |
| Total noninterest expense | $26,088,000 | 602 |
| Salaries and employee benefits | $15,113,000 | 527 |
| Premises and equipment expense | $2,621,000 | 697 |
| Additional noninterest expense | $8,354,000 | 643 |
| Pre-tax net operating income | $4,999,000 | 1,082 |
| Securities gains (losses) | $1,656,000 | 247 |
| Applicable income taxes | $-746,000 | 7,073 |
| Income before extraordinary items | $7,401,000 | 641 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $7,401,000 | 639 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $7,401,000 | 641 |
| Net charge-offs | $3,329,000 | 625 |
| Cash dividends | $16,500,000 | 153 |
| Sale, conversion, retirement of capital stock, net | $67,000 | 541 |
| Net operating income | $5,745,000 | 746 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $17,029,000 | 792 |
| Total interest expense | $1,338,000 | 1,767 |
| Net interest income | $15,691,000 | 692 |
| Provision for loan and lease losses | $1,400,000 | 845 |
| Total noninterest income | $6,575,000 | 542 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $2,188,000 | 350 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $4,387,000 | 519 |
| Total noninterest expense | $17,423,000 | 596 |
| Salaries and employee benefits | $10,108,000 | 524 |
| Premises and equipment expense | $1,733,000 | 706 |
| Additional noninterest expense | $5,582,000 | 634 |
| Pre-tax net operating income | $3,443,000 | 1,024 |
| Securities gains (losses) | $959,000 | 290 |
| Applicable income taxes | $1,473,000 | 649 |
| Income before extraordinary items | $2,929,000 | 1,037 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $2,929,000 | 1,037 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,929,000 | 1,037 |
| Net charge-offs | $2,324,000 | 621 |
| Cash dividends | $16,500,000 | 120 |
| Sale, conversion, retirement of capital stock, net | $44,000 | 520 |
| Net operating income | $2,286,470 | 1,225 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $8,609,000 | 787 |
| Total interest expense | $734,000 | 1,703 |
| Net interest income | $7,875,000 | 688 |
| Provision for loan and lease losses | $400,000 | 1,246 |
| Total noninterest income | $2,941,000 | 597 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $1,052,000 | 361 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,889,000 | 576 |
| Total noninterest expense | $8,823,000 | 582 |
| Salaries and employee benefits | $5,057,000 | 520 |
| Premises and equipment expense | $885,000 | 690 |
| Additional noninterest expense | $2,881,000 | 607 |
| Pre-tax net operating income | $1,593,000 | 1,102 |
| Securities gains (losses) | $-9,000 | 7,037 |
| Applicable income taxes | $522,000 | 849 |
| Income before extraordinary items | $1,062,000 | 1,370 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,062,000 | 1,370 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,062,000 | 1,371 |
| Net charge-offs | $782,000 | 800 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $22,000 | 472 |
| Net operating income | $1,068,030 | 1,285 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $37,145,000 | 763 |
| Total interest expense | $3,894,000 | 1,561 |
| Net interest income | $33,251,000 | 641 |
| Provision for loan and lease losses | $2,650,000 | 1,300 |
| Total noninterest income | $9,221,000 | 660 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $4,635,000 | 340 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $4,586,000 | 753 |
| Total noninterest expense | $34,312,000 | 583 |
| Salaries and employee benefits | $18,657,000 | 522 |
| Premises and equipment expense | $3,848,000 | 645 |
| Additional noninterest expense | $11,807,000 | 614 |
| Pre-tax net operating income | $5,510,000 | 1,086 |
| Securities gains (losses) | $1,677,000 | 279 |
| Applicable income taxes | $1,921,000 | 815 |
| Income before extraordinary items | $5,266,000 | 955 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $5,266,000 | 953 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $5,266,000 | 955 |
| Net charge-offs | $4,987,000 | 793 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $96,000 | 679 |
| Net operating income | $4,041,790 | 1,170 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $28,266,000 | 767 |
| Total interest expense | $3,035,000 | 1,557 |
| Net interest income | $25,231,000 | 642 |
| Provision for loan and lease losses | $2,650,000 | 1,026 |
| Total noninterest income | $8,283,000 | 576 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $3,543,000 | 333 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $4,740,000 | 592 |
| Total noninterest expense | $25,746,000 | 585 |
| Salaries and employee benefits | $13,894,000 | 528 |
| Premises and equipment expense | $2,943,000 | 643 |
| Additional noninterest expense | $8,909,000 | 608 |
| Pre-tax net operating income | $5,118,000 | 911 |
| Securities gains (losses) | $849,000 | 406 |
| Applicable income taxes | $1,986,000 | 619 |
| Income before extraordinary items | $3,981,000 | 970 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,981,000 | 967 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $3,981,000 | 970 |
| Net charge-offs | $3,972,000 | 754 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $62,000 | 664 |
| Net operating income | $3,412,170 | 1,071 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $19,028,000 | 760 |
| Total interest expense | $2,095,000 | 1,559 |
| Net interest income | $16,933,000 | 644 |
| Provision for loan and lease losses | $2,250,000 | 848 |
| Total noninterest income | $5,747,000 | 566 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $2,338,000 | 336 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $3,409,000 | 571 |
| Total noninterest expense | $17,247,000 | 586 |
| Salaries and employee benefits | $9,192,000 | 531 |
| Premises and equipment expense | $1,982,000 | 641 |
| Additional noninterest expense | $6,073,000 | 605 |
| Pre-tax net operating income | $3,183,000 | 960 |
| Securities gains (losses) | $-10,000 | 7,078 |
| Applicable income taxes | $1,061,000 | 724 |
| Income before extraordinary items | $2,112,000 | 1,180 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,112,000 | 1,180 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $2,112,000 | 1,180 |
| Net charge-offs | $2,497,000 | 786 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $42,000 | 587 |
| Net operating income | $2,118,700 | 1,136 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $9,418,000 | 779 |
| Total interest expense | $1,082,000 | 1,573 |
| Net interest income | $8,336,000 | 661 |
| Provision for loan and lease losses | $1,000,000 | 850 |
| Total noninterest income | $2,969,000 | 553 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $1,166,000 | 335 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $1,803,000 | 554 |
| Total noninterest expense | $8,736,000 | 582 |
| Salaries and employee benefits | $4,717,000 | 523 |
| Premises and equipment expense | $987,000 | 662 |
| Additional noninterest expense | $3,032,000 | 589 |
| Pre-tax net operating income | $1,569,000 | 972 |
| Securities gains (losses) | $-10,000 | 7,169 |
| Applicable income taxes | $530,000 | 708 |
| Income before extraordinary items | $1,029,000 | 1,195 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,029,000 | 1,195 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,029,000 | 1,195 |
| Net charge-offs | $1,522,000 | 646 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $23,000 | 516 |
| Net operating income | $1,035,600 | 1,150 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $38,922,000 | 786 |
| Total interest expense | $6,861,000 | 1,198 |
| Net interest income | $32,061,000 | 666 |
| Provision for loan and lease losses | $7,970,000 | 807 |
| Total noninterest income | $7,988,000 | 749 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $5,864,000 | 270 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $2,124,000 | 1,356 |
| Total noninterest expense | $34,893,000 | 589 |
| Salaries and employee benefits | $16,873,000 | 568 |
| Premises and equipment expense | $4,285,000 | 602 |
| Additional noninterest expense | $13,735,000 | 555 |
| Pre-tax net operating income | $-2,814,000 | 6,894 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $980,000 | 1,239 |
| Income before extraordinary items | $-3,794,000 | 7,082 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-3,794,000 | 7,082 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-3,794,000 | 7,083 |
| Net charge-offs | $11,516,000 | 546 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $143,000 | 706 |
| Net operating income | $-3,794,000 | 7,059 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $29,485,000 | 783 |
| Total interest expense | $5,588,000 | 1,151 |
| Net interest income | $23,897,000 | 668 |
| Provision for loan and lease losses | $7,970,000 | 600 |
| Total noninterest income | $5,473,000 | 787 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $4,516,000 | 264 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $957,000 | 1,849 |
| Total noninterest expense | $25,917,000 | 580 |
| Salaries and employee benefits | $12,648,000 | 557 |
| Premises and equipment expense | $3,266,000 | 588 |
| Additional noninterest expense | $10,003,000 | 551 |
| Pre-tax net operating income | $-4,517,000 | 7,337 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $2,068,000 | 582 |
| Income before extraordinary items | $-6,585,000 | 7,500 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-6,585,000 | 7,499 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-6,585,000 | 7,500 |
| Net charge-offs | $11,260,000 | 418 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $110,000 | 630 |
| Net operating income | $-6,585,000 | 7,475 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $19,712,000 | 783 |
| Total interest expense | $3,948,000 | 1,137 |
| Net interest income | $15,764,000 | 682 |
| Provision for loan and lease losses | $3,370,000 | 870 |
| Total noninterest income | $4,961,000 | 606 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $3,027,000 | 263 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $1,934,000 | 825 |
| Total noninterest expense | $17,543,000 | 575 |
| Salaries and employee benefits | $8,425,000 | 556 |
| Premises and equipment expense | $2,204,000 | 589 |
| Additional noninterest expense | $6,914,000 | 531 |
| Pre-tax net operating income | $-188,000 | 6,415 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $-590,000 | 7,509 |
| Income before extraordinary items | $402,000 | 3,776 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $402,000 | 3,774 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $402,000 | 3,775 |
| Net charge-offs | $5,758,000 | 519 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $76,000 | 540 |
| Net operating income | $402,000 | 3,675 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $9,875,000 | 793 |
| Total interest expense | $2,019,000 | 1,166 |
| Net interest income | $7,856,000 | 689 |
| Provision for loan and lease losses | $782,000 | 1,365 |
| Total noninterest income | $2,416,000 | 616 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $1,481,000 | 269 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $935,000 | 841 |
| Total noninterest expense | $9,000,000 | 567 |
| Salaries and employee benefits | $4,287,000 | 562 |
| Premises and equipment expense | $1,157,000 | 577 |
| Additional noninterest expense | $3,556,000 | 513 |
| Pre-tax net operating income | $490,000 | 2,446 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $122,000 | 1,925 |
| Income before extraordinary items | $368,000 | 2,708 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $368,000 | 2,706 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $368,000 | 2,709 |
| Net charge-offs | $1,613,000 | 752 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $39,000 | 474 |
| Net operating income | $368,000 | 2,600 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $43,955,000 | 752 |
| Total interest expense | $10,634,000 | 1,113 |
| Net interest income | $33,321,000 | 638 |
| Provision for loan and lease losses | $26,500,000 | 403 |
| Total noninterest income | $12,629,000 | 545 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $6,483,000 | 269 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $6,146,000 | 610 |
| Total noninterest expense | $51,091,000 | 427 |
| Salaries and employee benefits | $18,500,000 | 526 |
| Premises and equipment expense | $4,926,000 | 543 |
| Additional noninterest expense | $27,665,000 | 343 |
| Pre-tax net operating income | $-31,641,000 | 7,804 |
| Securities gains (losses) | $655,000 | 719 |
| Applicable income taxes | $-7,641,000 | 7,835 |
| Income before extraordinary items | $-23,345,000 | 7,768 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-23,345,000 | 7,767 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-23,345,000 | 7,767 |
| Net charge-offs | $19,288,000 | 422 |
| Cash dividends | $3,000,000 | 573 |
| Sale, conversion, retirement of capital stock, net | $190,000 | 723 |
| Net operating income | $-23,836,250 | 7,779 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $33,556,000 | 760 |
| Total interest expense | $8,288,000 | 1,128 |
| Net interest income | $25,268,000 | 637 |
| Provision for loan and lease losses | $17,500,000 | 427 |
| Total noninterest income | $9,304,000 | 563 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $4,892,000 | 270 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $4,412,000 | 648 |
| Total noninterest expense | $27,681,000 | 573 |
| Salaries and employee benefits | $14,394,000 | 516 |
| Premises and equipment expense | $3,716,000 | 550 |
| Additional noninterest expense | $9,571,000 | 605 |
| Pre-tax net operating income | $-10,609,000 | 7,758 |
| Securities gains (losses) | $655,000 | 560 |
| Applicable income taxes | $-5,343,000 | 7,906 |
| Income before extraordinary items | $-4,611,000 | 7,545 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-4,611,000 | 7,545 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-4,611,000 | 7,545 |
| Net charge-offs | $9,404,000 | 528 |
| Cash dividends | $3,000,000 | 406 |
| Sale, conversion, retirement of capital stock, net | $144,000 | 653 |
| Net operating income | $-5,030,200 | 7,589 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $22,660,000 | 764 |
| Total interest expense | $5,575,000 | 1,181 |
| Net interest income | $17,085,000 | 632 |
| Provision for loan and lease losses | $16,000,000 | 349 |
| Total noninterest income | $5,683,000 | 602 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $3,168,000 | 273 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $2,515,000 | 735 |
| Total noninterest expense | $19,047,000 | 569 |
| Salaries and employee benefits | $9,969,000 | 509 |
| Premises and equipment expense | $2,490,000 | 557 |
| Additional noninterest expense | $6,588,000 | 604 |
| Pre-tax net operating income | $-12,279,000 | 7,953 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $-6,389,000 | 8,061 |
| Income before extraordinary items | $-5,890,000 | 7,846 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-5,890,000 | 7,845 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-5,890,000 | 7,845 |
| Net charge-offs | $5,208,000 | 568 |
| Cash dividends | $3,000,000 | 283 |
| Sale, conversion, retirement of capital stock, net | $98,000 | 609 |
| Net operating income | $-5,890,000 | 7,853 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $11,419,000 | 764 |
| Total interest expense | $2,769,000 | 1,236 |
| Net interest income | $8,650,000 | 628 |
| Provision for loan and lease losses | $7,000,000 | 325 |
| Total noninterest income | $2,506,000 | 626 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $1,528,000 | 276 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $978,000 | 868 |
| Total noninterest expense | $9,118,000 | 562 |
| Salaries and employee benefits | $5,064,000 | 503 |
| Premises and equipment expense | $1,230,000 | 573 |
| Additional noninterest expense | $2,824,000 | 609 |
| Pre-tax net operating income | $-4,962,000 | 8,027 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $-2,503,000 | 8,108 |
| Income before extraordinary items | $-2,459,000 | 7,939 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-2,459,000 | 7,940 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-2,459,000 | 7,940 |
| Net charge-offs | $2,440,000 | 524 |
| Cash dividends | $1,000,000 | 426 |
| Sale, conversion, retirement of capital stock, net | $49,000 | 506 |
| Net operating income | $-2,459,000 | 7,945 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $52,091,000 | 714 |
| Total interest expense | $14,614,000 | 1,112 |
| Net interest income | $37,477,000 | 585 |
| Provision for loan and lease losses | $12,100,000 | 518 |
| Total noninterest income | $14,388,000 | 457 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $7,162,000 | 258 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $7,226,000 | 490 |
| Total noninterest expense | $37,310,000 | 539 |
| Salaries and employee benefits | $20,526,000 | 469 |
| Premises and equipment expense | $5,040,000 | 543 |
| Additional noninterest expense | $11,744,000 | 596 |
| Pre-tax net operating income | $2,455,000 | 2,129 |
| Securities gains (losses) | $-3,386,000 | 8,022 |
| Applicable income taxes | $-1,878,000 | 7,896 |
| Income before extraordinary items | $947,000 | 3,385 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $947,000 | 3,385 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,528,000 | 364 |
| Cash dividends | $4,000,000 | 688 |
| Sale, conversion, retirement of capital stock, net | $266,000 | 698 |
| Net operating income | $3,114,040 | 1,409 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $40,257,000 | 714 |
| Total interest expense | $11,494,000 | 1,097 |
| Net interest income | $28,763,000 | 582 |
| Provision for loan and lease losses | $9,100,000 | 429 |
| Total noninterest income | $11,169,000 | 469 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $5,460,000 | 261 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $5,709,000 | 499 |
| Total noninterest expense | $27,995,000 | 531 |
| Salaries and employee benefits | $15,854,000 | 473 |
| Premises and equipment expense | $3,685,000 | 564 |
| Additional noninterest expense | $8,456,000 | 575 |
| Pre-tax net operating income | $2,837,000 | 1,713 |
| Securities gains (losses) | $-3,283,000 | 8,153 |
| Applicable income taxes | $-144,000 | 7,596 |
| Income before extraordinary items | $-302,000 | 7,023 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-302,000 | 7,020 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,897,000 | 284 |
| Cash dividends | $2,000,000 | 1,009 |
| Sale, conversion, retirement of capital stock, net | $214,000 | 554 |
| Net operating income | $1,930,440 | 1,928 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $27,513,000 | 708 |
| Total interest expense | $8,143,000 | 1,075 |
| Net interest income | $19,370,000 | 575 |
| Provision for loan and lease losses | $7,600,000 | 328 |
| Total noninterest income | $7,588,000 | 475 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $3,610,000 | 257 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $3,978,000 | 503 |
| Total noninterest expense | $18,838,000 | 531 |
| Salaries and employee benefits | $10,641,000 | 477 |
| Premises and equipment expense | $2,427,000 | 570 |
| Additional noninterest expense | $5,770,000 | 553 |
| Pre-tax net operating income | $520,000 | 4,313 |
| Securities gains (losses) | $1,000 | 3,084 |
| Applicable income taxes | $169,000 | 2,880 |
| Income before extraordinary items | $352,000 | 4,724 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $352,000 | 4,725 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,678,000 | 317 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $161,000 | 448 |
| Net operating income | $351,320 | 4,667 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $14,150,000 | 708 |
| Total interest expense | $4,427,000 | 1,058 |
| Net interest income | $9,723,000 | 571 |
| Provision for loan and lease losses | $2,400,000 | 352 |
| Total noninterest income | $3,801,000 | 482 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $1,716,000 | 266 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $2,085,000 | 492 |
| Total noninterest expense | $9,491,000 | 524 |
| Salaries and employee benefits | $5,536,000 | 463 |
| Premises and equipment expense | $1,218,000 | 564 |
| Additional noninterest expense | $2,737,000 | 548 |
| Pre-tax net operating income | $1,633,000 | 1,162 |
| Securities gains (losses) | $1,000 | 2,556 |
| Applicable income taxes | $529,000 | 969 |
| Income before extraordinary items | $1,105,000 | 1,369 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,105,000 | 1,372 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $133,000 | 1,565 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $108,000 | 311 |
| Net operating income | $1,104,320 | 1,328 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $59,524,000 | 696 |
| Total interest expense | $16,200,000 | 1,231 |
| Net interest income | $43,324,000 | 523 |
| Provision for loan and lease losses | $2,050,000 | 828 |
| Total noninterest income | $14,150,000 | 478 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $6,870,000 | 273 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $7,280,000 | 508 |
| Total noninterest expense | $38,279,000 | 503 |
| Salaries and employee benefits | $21,674,000 | 446 |
| Premises and equipment expense | $5,104,000 | 521 |
| Additional noninterest expense | $11,501,000 | 519 |
| Pre-tax net operating income | $17,145,000 | 520 |
| Securities gains (losses) | $-1,752,000 | 8,458 |
| Applicable income taxes | $5,485,000 | 502 |
| Income before extraordinary items | $9,908,000 | 657 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $9,908,000 | 655 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $126,000 | 3,462 |
| Cash dividends | $5,000,000 | 733 |
| Sale, conversion, retirement of capital stock, net | $247,000 | 696 |
| Net operating income | $11,029,280 | 590 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $44,179,000 | 698 |
| Total interest expense | $11,676,000 | 1,283 |
| Net interest income | $32,503,000 | 524 |
| Provision for loan and lease losses | $850,000 | 1,022 |
| Total noninterest income | $10,620,000 | 488 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $5,122,000 | 269 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $5,498,000 | 514 |
| Total noninterest expense | $28,840,000 | 496 |
| Salaries and employee benefits | $16,340,000 | 446 |
| Premises and equipment expense | $3,848,000 | 518 |
| Additional noninterest expense | $8,652,000 | 505 |
| Pre-tax net operating income | $13,433,000 | 544 |
| Securities gains (losses) | $-36,000 | 8,105 |
| Applicable income taxes | $4,287,000 | 526 |
| Income before extraordinary items | $9,110,000 | 580 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $9,110,000 | 578 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $79,000 | 3,106 |
| Cash dividends | $4,000,000 | 674 |
| Sale, conversion, retirement of capital stock, net | $204,000 | 584 |
| Net operating income | $9,134,480 | 571 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $29,096,000 | 722 |
| Total interest expense | $7,450,000 | 1,340 |
| Net interest income | $21,646,000 | 536 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $6,960,000 | 513 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $3,331,000 | 276 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $3,629,000 | 541 |
| Total noninterest expense | $19,527,000 | 504 |
| Salaries and employee benefits | $11,035,000 | 456 |
| Premises and equipment expense | $2,576,000 | 525 |
| Additional noninterest expense | $5,916,000 | 500 |
| Pre-tax net operating income | $9,079,000 | 561 |
| Securities gains (losses) | $-36,000 | 8,250 |
| Applicable income taxes | $2,894,000 | 543 |
| Income before extraordinary items | $6,149,000 | 605 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $6,149,000 | 604 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $85,000 | 2,258 |
| Cash dividends | $2,000,000 | 870 |
| Sale, conversion, retirement of capital stock, net | $161,000 | 491 |
| Net operating income | $6,173,480 | 592 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $14,496,000 | 723 |
| Total interest expense | $3,551,000 | 1,398 |
| Net interest income | $10,945,000 | 532 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $3,444,000 | 504 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $1,644,000 | 270 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $1,800,000 | 540 |
| Total noninterest expense | $9,892,000 | 493 |
| Salaries and employee benefits | $5,559,000 | 456 |
| Premises and equipment expense | $1,304,000 | 526 |
| Additional noninterest expense | $3,029,000 | 481 |
| Pre-tax net operating income | $4,497,000 | 565 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $1,475,000 | 545 |
| Income before extraordinary items | $3,022,000 | 604 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $3,022,000 | 603 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 2,733 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $112,000 | 328 |
| Net operating income | $3,022,000 | 593 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $57,479,000 | 674 |
| Total interest expense | $12,529,000 | 1,343 |
| Net interest income | $44,950,000 | 509 |
| Provision for loan and lease losses | $975,000 | 1,058 |
| Total noninterest income | $12,279,000 | 530 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $6,437,000 | 271 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $5,842,000 | 605 |
| Total noninterest expense | $36,550,000 | 507 |
| Salaries and employee benefits | $12,518,000 | 753 |
| Premises and equipment expense | $3,989,000 | 656 |
| Additional noninterest expense | $20,043,000 | 325 |
| Pre-tax net operating income | $19,704,000 | 544 |
| Securities gains (losses) | $21,000 | 897 |
| Applicable income taxes | $6,211,000 | 540 |
| Income before extraordinary items | $13,514,000 | 569 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $13,514,000 | 568 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 5,661 |
| Cash dividends | $10,000,000 | 378 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $13,499,510 | 562 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $42,423,000 | 687 |
| Total interest expense | $8,983,000 | 1,362 |
| Net interest income | $33,440,000 | 524 |
| Provision for loan and lease losses | $925,000 | 812 |
| Total noninterest income | $9,102,000 | 550 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $4,806,000 | 273 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $4,296,000 | 618 |
| Total noninterest expense | $26,889,000 | 532 |
| Salaries and employee benefits | $8,158,000 | 900 |
| Premises and equipment expense | $2,778,000 | 710 |
| Additional noninterest expense | $15,953,000 | 319 |
| Pre-tax net operating income | $14,728,000 | 573 |
| Securities gains (losses) | $20,000 | 742 |
| Applicable income taxes | $4,738,000 | 561 |
| Income before extraordinary items | $10,010,000 | 602 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $10,010,000 | 602 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-64,000 | 8,417 |
| Cash dividends | $9,500,000 | 308 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $9,996,400 | 592 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $27,917,000 | 684 |
| Total interest expense | $5,597,000 | 1,384 |
| Net interest income | $22,320,000 | 529 |
| Provision for loan and lease losses | $370,000 | 1,241 |
| Total noninterest income | $5,606,000 | 578 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $3,083,000 | 281 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $2,523,000 | 677 |
| Total noninterest expense | $17,968,000 | 537 |
| Salaries and employee benefits | $5,455,000 | 901 |
| Premises and equipment expense | $1,854,000 | 718 |
| Additional noninterest expense | $10,659,000 | 321 |
| Pre-tax net operating income | $9,588,000 | 582 |
| Securities gains (losses) | $4,000 | 883 |
| Applicable income taxes | $3,408,000 | 534 |
| Income before extraordinary items | $6,184,000 | 647 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $6,184,000 | 645 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-58,000 | 8,456 |
| Cash dividends | $8,500,000 | 251 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $6,181,440 | 635 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $11,289,000 | 807 |
| Total interest expense | $1,929,000 | 1,893 |
| Net interest income | $9,360,000 | 618 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $2,639,000 | 594 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $1,447,000 | 293 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $1,192,000 | 706 |
| Total noninterest expense | $7,094,000 | 649 |
| Salaries and employee benefits | $1,818,000 | 1,362 |
| Premises and equipment expense | $549,000 | 1,176 |
| Additional noninterest expense | $4,727,000 | 348 |
| Pre-tax net operating income | $4,905,000 | 559 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $1,765,000 | 508 |
| Income before extraordinary items | $3,140,000 | 627 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,140,000 | 626 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 1,866 |
| Cash dividends | $2,500,000 | 357 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $3,140,000 | 614 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $42,724,000 | 751 |
| Total interest expense | $6,046,000 | 1,873 |
| Net interest income | $36,678,000 | 601 |
| Provision for loan and lease losses | $630,000 | 1,567 |
| Total noninterest income | $10,296,000 | 611 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $5,447,000 | 314 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $4,849,000 | 705 |
| Total noninterest expense | $28,113,000 | 621 |
| Salaries and employee benefits | $7,347,000 | 1,258 |
| Premises and equipment expense | $2,043,000 | 1,207 |
| Additional noninterest expense | $18,723,000 | 350 |
| Pre-tax net operating income | $18,231,000 | 572 |
| Securities gains (losses) | $56,000 | 885 |
| Applicable income taxes | $6,505,000 | 531 |
| Income before extraordinary items | $11,782,000 | 632 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $11,782,000 | 633 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $237,000 | 2,065 |
| Cash dividends | $4,500,000 | 725 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $11,746,160 | 623 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $31,263,000 | 750 |
| Total interest expense | $4,295,000 | 1,853 |
| Net interest income | $26,968,000 | 603 |
| Provision for loan and lease losses | $630,000 | 1,160 |
| Total noninterest income | $7,244,000 | 644 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $3,939,000 | 319 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $3,305,000 | 749 |
| Total noninterest expense | $20,704,000 | 630 |
| Salaries and employee benefits | $5,475,000 | 1,258 |
| Premises and equipment expense | $1,382,000 | 1,321 |
| Additional noninterest expense | $13,847,000 | 351 |
| Pre-tax net operating income | $12,878,000 | 603 |
| Securities gains (losses) | $56,000 | 839 |
| Applicable income taxes | $4,517,000 | 557 |
| Income before extraordinary items | $8,417,000 | 662 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $8,417,000 | 662 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $185,000 | 1,768 |
| Cash dividends | $4,500,000 | 523 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $8,380,600 | 645 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $20,279,000 | 754 |
| Total interest expense | $2,712,000 | 1,849 |
| Net interest income | $17,567,000 | 609 |
| Provision for loan and lease losses | $450,000 | 1,068 |
| Total noninterest income | $4,409,000 | 675 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $2,281,000 | 365 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $2,128,000 | 770 |
| Total noninterest expense | $13,532,000 | 635 |
| Salaries and employee benefits | $3,691,000 | 1,234 |
| Premises and equipment expense | $923,000 | 1,300 |
| Additional noninterest expense | $8,918,000 | 361 |
| Pre-tax net operating income | $7,994,000 | 623 |
| Securities gains (losses) | $36,000 | 904 |
| Applicable income taxes | $2,768,000 | 593 |
| Income before extraordinary items | $5,262,000 | 683 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $5,262,000 | 683 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $55,000 | 2,614 |
| Cash dividends | $3,500,000 | 439 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $5,238,240 | 667 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $9,852,000 | 756 |
| Total interest expense | $1,289,000 | 1,842 |
| Net interest income | $8,563,000 | 612 |
| Provision for loan and lease losses | $270,000 | 858 |
| Total noninterest income | $2,167,000 | 666 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $1,114,000 | 360 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $1,053,000 | 756 |
| Total noninterest expense | $6,474,000 | 654 |
| Salaries and employee benefits | $1,865,000 | 1,231 |
| Premises and equipment expense | $517,000 | 1,177 |
| Additional noninterest expense | $4,092,000 | 376 |
| Pre-tax net operating income | $3,986,000 | 624 |
| Securities gains (losses) | $36,000 | 634 |
| Applicable income taxes | $1,386,000 | 594 |
| Income before extraordinary items | $2,636,000 | 673 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $2,636,000 | 673 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $121,000 | 992 |
| Cash dividends | $2,500,000 | 300 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $2,612,240 | 660 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $36,626,000 | 764 |
| Total interest expense | $5,590,000 | 1,473 |
| Net interest income | $31,036,000 | 645 |
| Provision for loan and lease losses | $200,000 | 3,677 |
| Total noninterest income | $9,181,000 | 649 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $5,158,000 | 331 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $4,023,000 | 782 |
| Total noninterest expense | $25,110,000 | 657 |
| Salaries and employee benefits | $7,090,000 | 1,234 |
| Premises and equipment expense | $2,598,000 | 864 |
| Additional noninterest expense | $15,422,000 | 390 |
| Pre-tax net operating income | $14,907,000 | 618 |
| Securities gains (losses) | $22,000 | 2,338 |
| Applicable income taxes | $4,841,000 | 613 |
| Income before extraordinary items | $10,088,000 | 659 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $10,088,000 | 660 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $566,000 | 1,213 |
| Cash dividends | $12,600,000 | 296 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $10,073,040 | 634 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $27,053,000 | 774 |
| Total interest expense | $4,288,000 | 1,408 |
| Net interest income | $22,765,000 | 650 |
| Provision for loan and lease losses | $200,000 | 2,980 |
| Total noninterest income | $6,940,000 | 654 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $3,927,000 | 331 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $3,013,000 | 797 |
| Total noninterest expense | $18,636,000 | 659 |
| Salaries and employee benefits | $5,275,000 | 1,244 |
| Premises and equipment expense | $1,964,000 | 855 |
| Additional noninterest expense | $11,397,000 | 391 |
| Pre-tax net operating income | $10,869,000 | 634 |
| Securities gains (losses) | $22,000 | 2,247 |
| Applicable income taxes | $3,519,000 | 643 |
| Income before extraordinary items | $7,372,000 | 693 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $7,372,000 | 694 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $459,000 | 1,036 |
| Cash dividends | $11,100,000 | 256 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $7,357,040 | 667 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $17,876,000 | 772 |
| Total interest expense | $2,883,000 | 1,381 |
| Net interest income | $14,993,000 | 647 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $4,588,000 | 658 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $2,566,000 | 330 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $2,022,000 | 792 |
| Total noninterest expense | $12,449,000 | 658 |
| Salaries and employee benefits | $3,536,000 | 1,235 |
| Premises and equipment expense | $1,374,000 | 819 |
| Additional noninterest expense | $7,539,000 | 390 |
| Pre-tax net operating income | $7,132,000 | 640 |
| Securities gains (losses) | $22,000 | 1,980 |
| Applicable income taxes | $2,286,000 | 648 |
| Income before extraordinary items | $4,868,000 | 687 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $4,868,000 | 687 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $316,000 | 998 |
| Cash dividends | $3,600,000 | 423 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $4,853,040 | 658 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $8,804,000 | 808 |
| Total interest expense | $1,433,000 | 1,391 |
| Net interest income | $7,371,000 | 664 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $2,409,000 | 632 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $1,372,000 | 311 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $1,037,000 | 765 |
| Total noninterest expense | $6,182,000 | 663 |
| Salaries and employee benefits | $1,765,000 | 1,253 |
| Premises and equipment expense | $717,000 | 804 |
| Additional noninterest expense | $3,700,000 | 393 |
| Pre-tax net operating income | $3,598,000 | 625 |
| Securities gains (losses) | $8,000 | 2,145 |
| Applicable income taxes | $1,129,000 | 670 |
| Income before extraordinary items | $2,477,000 | 672 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $2,477,000 | 672 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $74,000 | 1,573 |
| Cash dividends | $3,600,000 | 225 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $2,471,480 | 629 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $24,665,000 | 1,153 |
| Total interest expense | $3,770,000 | 2,351 |
| Net interest income | $20,895,000 | 923 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $7,751,000 | 799 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $3,276,000 | 526 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $4,475,000 | 824 |
| Total noninterest expense | $17,421,000 | 925 |
| Salaries and employee benefits | $5,175,000 | 1,665 |
| Premises and equipment expense | $1,767,000 | 1,288 |
| Additional noninterest expense | $10,479,000 | 536 |
| Pre-tax net operating income | $11,225,000 | 775 |
| Securities gains (losses) | $128,000 | 1,679 |
| Applicable income taxes | $3,742,000 | 779 |
| Income before extraordinary items | $7,611,000 | 854 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $7,611,000 | 856 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $315,000 | 2,187 |
| Cash dividends | $5,200,000 | 601 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $7,525,240 | 799 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $18,583,000 | 1,176 |
| Total interest expense | $2,941,000 | 2,337 |
| Net interest income | $15,642,000 | 941 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $5,901,000 | 814 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $2,457,000 | 532 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $3,444,000 | 834 |
| Total noninterest expense | $12,953,000 | 949 |
| Salaries and employee benefits | $3,922,000 | 1,658 |
| Premises and equipment expense | $1,283,000 | 1,346 |
| Additional noninterest expense | $7,748,000 | 548 |
| Pre-tax net operating income | $8,590,000 | 794 |
| Securities gains (losses) | $65,000 | 2,100 |
| Applicable income taxes | $2,824,000 | 821 |
| Income before extraordinary items | $5,831,000 | 872 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $5,831,000 | 873 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $163,000 | 2,473 |
| Cash dividends | $3,000,000 | 723 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $5,787,450 | 811 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $12,573,000 | 1,167 |
| Total interest expense | $2,049,000 | 2,319 |
| Net interest income | $10,524,000 | 927 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $3,967,000 | 804 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $1,660,000 | 516 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $2,307,000 | 833 |
| Total noninterest expense | $8,606,000 | 951 |
| Salaries and employee benefits | $2,609,000 | 1,645 |
| Premises and equipment expense | $833,000 | 1,379 |
| Additional noninterest expense | $5,164,000 | 550 |
| Pre-tax net operating income | $5,885,000 | 768 |
| Securities gains (losses) | $65,000 | 1,837 |
| Applicable income taxes | $1,981,000 | 773 |
| Income before extraordinary items | $3,969,000 | 847 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $3,969,000 | 848 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $59,000 | 3,193 |
| Cash dividends | $3,000,000 | 508 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $3,925,450 | 792 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $6,349,000 | 1,159 |
| Total interest expense | $1,092,000 | 2,235 |
| Net interest income | $5,257,000 | 928 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $1,729,000 | 873 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $888,000 | 477 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $841,000 | 1,012 |
| Total noninterest expense | $4,323,000 | 945 |
| Salaries and employee benefits | $1,296,000 | 1,643 |
| Premises and equipment expense | $430,000 | 1,342 |
| Additional noninterest expense | $2,597,000 | 543 |
| Pre-tax net operating income | $2,663,000 | 842 |
| Securities gains (losses) | $59,000 | 1,296 |
| Applicable income taxes | $922,000 | 854 |
| Income before extraordinary items | $1,800,000 | 934 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,800,000 | 933 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 8,558 |
| Cash dividends | $1,800,000 | 413 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $1,761,060 | 881 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $26,897,000 | 1,143 |
| Total interest expense | $5,456,000 | 2,061 |
| Net interest income | $21,441,000 | 907 |
| Provision for loan and lease losses | $1,575,000 | 903 |
| Total noninterest income | $6,526,000 | 837 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $4,327,000 | 371 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,199,000 | 1,231 |
| Total noninterest expense | $15,636,000 | 1,001 |
| Salaries and employee benefits | $4,483,000 | 1,789 |
| Premises and equipment expense | $1,292,000 | 1,705 |
| Additional noninterest expense | $9,861,000 | 561 |
| Pre-tax net operating income | $10,756,000 | 808 |
| Securities gains (losses) | $118,000 | 1,596 |
| Applicable income taxes | $3,579,000 | 796 |
| Income before extraordinary items | $7,295,000 | 860 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $7,295,000 | 858 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $614,000 | 1,412 |
| Cash dividends | $2,000,000 | 1,296 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $7,215,940 | 838 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $26,381,000 | 1,296 |
| Total interest expense | $9,695,000 | 1,676 |
| Net interest income | $16,686,000 | 1,073 |
| Provision for loan and lease losses | $1,010,000 | 1,235 |
| Total noninterest income | $5,799,000 | 878 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $4,134,000 | 365 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $1,665,000 | 1,418 |
| Total noninterest expense | $13,002,000 | 1,134 |
| Salaries and employee benefits | $3,931,000 | 1,909 |
| Premises and equipment expense | $1,110,000 | 1,933 |
| Additional noninterest expense | $7,961,000 | 673 |
| Pre-tax net operating income | $8,473,000 | 896 |
| Securities gains (losses) | $14,000 | 3,398 |
| Applicable income taxes | $2,609,000 | 945 |
| Income before extraordinary items | $5,878,000 | 935 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $5,878,000 | 935 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $701,000 | 1,216 |
| Cash dividends | $9,200,000 | 393 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $5,868,340 | 897 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $24,556,000 | 1,418 |
| Total interest expense | $9,492,000 | 1,811 |
| Net interest income | $15,064,000 | 1,169 |
| Provision for loan and lease losses | $900,000 | 1,159 |
| Total noninterest income | $5,484,000 | 871 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $3,224,000 | 421 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $2,260,000 | 1,042 |
| Total noninterest expense | $12,034,000 | 1,158 |
| Salaries and employee benefits | $6,216,000 | 1,138 |
| Premises and equipment expense | $1,305,000 | 1,590 |
| Additional noninterest expense | $4,513,000 | 1,044 |
| Pre-tax net operating income | $7,614,000 | 1,007 |
| Securities gains (losses) | $656,000 | 217 |
| Applicable income taxes | $2,628,000 | 927 |
| Income before extraordinary items | $5,642,000 | 944 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $5,642,000 | 944 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $242,000 | 2,104 |
| Cash dividends | $2,950,000 | 979 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $5,195,920 | 1,029 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $21,642,000 | 1,512 |
| Total interest expense | $8,263,000 | 1,799 |
| Net interest income | $13,379,000 | 1,302 |
| Provision for loan and lease losses | $1,042,000 | 937 |
| Total noninterest income | $3,502,000 | 1,187 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $2,143,000 | 616 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $1,359,000 | 1,497 |
| Total noninterest expense | $9,587,000 | 1,443 |
| Salaries and employee benefits | $4,629,000 | 1,501 |
| Premises and equipment expense | $1,140,000 | 1,791 |
| Additional noninterest expense | $3,818,000 | 1,208 |
| Pre-tax net operating income | $6,252,000 | 1,225 |
| Securities gains (losses) | $33,000 | 1,148 |
| Applicable income taxes | $1,540,000 | 1,563 |
| Income before extraordinary items | $4,745,000 | 1,156 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $4,745,000 | 1,156 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $684,000 | 947 |
| Cash dividends | $372,000 | 4,100 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $4,720,250 | 1,146 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $20,440,000 | 1,592 |
| Total interest expense | $8,617,000 | 1,774 |
| Net interest income | $11,823,000 | 1,418 |
| Provision for loan and lease losses | $1,430,000 | 729 |
| Total noninterest income | $2,921,000 | 1,374 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $1,786,000 | 686 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $1,135,000 | 1,696 |
| Total noninterest expense | $8,446,000 | 1,568 |
| Salaries and employee benefits | $4,500,000 | 1,454 |
| Premises and equipment expense | $1,012,000 | 1,949 |
| Additional noninterest expense | $2,934,000 | 1,480 |
| Pre-tax net operating income | $4,868,000 | 1,515 |
| Securities gains (losses) | $67,000 | 1,537 |
| Applicable income taxes | $1,369,000 | 1,770 |
| Income before extraordinary items | $3,566,000 | 1,481 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $3,566,000 | 1,479 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,230,000 | 647 |
| Cash dividends | $645,000 | 2,997 |
| Sale, conversion, retirement of capital stock, net | $-131,000 | 10,342 |
| Net operating income | $3,517,760 | 1,438 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $19,891,000 | 1,655 |
| Total interest expense | $8,652,000 | 1,794 |
| Net interest income | $11,239,000 | 1,530 |
| Provision for loan and lease losses | $770,000 | 1,227 |
| Total noninterest income | $3,407,000 | 1,187 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $1,400,000 | 907 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $2,007,000 | 1,102 |
| Total noninterest expense | $7,766,000 | 1,683 |
| Salaries and employee benefits | $4,096,000 | 1,594 |
| Premises and equipment expense | $889,000 | 2,214 |
| Additional noninterest expense | $2,781,000 | 1,542 |
| Pre-tax net operating income | $6,110,000 | 1,281 |
| Securities gains (losses) | $64,000 | 1,201 |
| Applicable income taxes | $1,000,000 | 2,437 |
| Income before extraordinary items | $5,174,000 | 1,064 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $5,174,000 | 1,065 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $322,000 | 1,865 |
| Cash dividends | $2,024,000 | 1,285 |
| Sale, conversion, retirement of capital stock, net | $131,000 | 733 |
| Net operating income | $5,120,240 | 1,046 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $18,651,000 | 1,813 |
| Total interest expense | $8,107,000 | 1,930 |
| Net interest income | $10,544,000 | 1,680 |
| Provision for loan and lease losses | $720,000 | 1,294 |
| Total noninterest income | $2,332,000 | 1,627 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $1,342,000 | 991 |
| Trading account gains and fees | $-7,000 | 4,645 |
| Additional Noninterest Income | $997,000 | 1,826 |
| Total noninterest expense | $6,589,000 | 2,099 |
| Salaries and employee benefits | $3,768,000 | 1,758 |
| Premises and equipment expense | $839,000 | 2,345 |
| Additional noninterest expense | $1,982,000 | 2,479 |
| Pre-tax net operating income | $5,567,000 | 1,282 |
| Securities gains (losses) | $5,000 | 2,986 |
| Applicable income taxes | $1,532,000 | 1,570 |
| Income before extraordinary items | $4,040,000 | 1,242 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $4,040,000 | 1,243 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $791,000 | 1,028 |
| Cash dividends | $1,797,000 | 1,396 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $4,036,350 | 1,218 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $17,496,000 | 1,935 |
| Total interest expense | $7,592,000 | 2,065 |
| Net interest income | $9,904,000 | 1,804 |
| Provision for loan and lease losses | $425,000 | 1,782 |
| Total noninterest income | $2,468,000 | 1,563 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $1,342,000 | 997 |
| Trading account gains and fees | $11,000 | 425 |
| Additional Noninterest Income | $1,115,000 | 1,672 |
| Total noninterest expense | $6,266,000 | 2,185 |
| Salaries and employee benefits | $3,520,000 | 1,876 |
| Premises and equipment expense | $768,000 | 2,588 |
| Additional noninterest expense | $1,978,000 | 2,419 |
| Pre-tax net operating income | $5,681,000 | 1,347 |
| Securities gains (losses) | $3,000 | 3,092 |
| Applicable income taxes | $1,670,000 | 1,494 |
| Income before extraordinary items | $4,014,000 | 1,318 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $4,014,000 | 1,316 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $244,000 | 2,214 |
| Cash dividends | $954,000 | 2,147 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $4,011,870 | 1,294 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $14,222,000 | 2,152 |
| Total interest expense | $5,479,000 | 2,270 |
| Net interest income | $8,743,000 | 2,063 |
| Provision for loan and lease losses | $240,000 | 2,662 |
| Total noninterest income | $2,266,000 | 1,672 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $1,245,000 | 1,067 |
| Trading account gains and fees | $4,000 | 418 |
| Additional Noninterest Income | $1,017,000 | 1,819 |
| Total noninterest expense | $6,244,000 | 2,261 |
| Salaries and employee benefits | $3,365,000 | 1,981 |
| Premises and equipment expense | $724,000 | 2,753 |
| Additional noninterest expense | $2,155,000 | 2,427 |
| Pre-tax net operating income | $4,525,000 | 1,589 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $1,339,000 | 1,717 |
| Income before extraordinary items | $3,186,000 | 1,543 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $3,186,000 | 1,545 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $162,000 | 2,852 |
| Cash dividends | $1,127,000 | 1,724 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $3,186,000 | 1,554 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $12,927,000 | 2,387 |
| Total interest expense | $5,267,000 | 2,457 |
| Net interest income | $7,660,000 | 2,337 |
| Provision for loan and lease losses | $110,000 | 5,504 |
| Total noninterest income | $2,456,000 | 1,703 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $1,184,000 | 1,133 |
| Trading account gains and fees | $62,000 | 308 |
| Additional Noninterest Income | $1,210,000 | 1,799 |
| Total noninterest expense | $6,069,000 | 2,363 |
| Salaries and employee benefits | $3,280,000 | 2,026 |
| Premises and equipment expense | $699,000 | 2,881 |
| Additional noninterest expense | $2,090,000 | 2,631 |
| Pre-tax net operating income | $3,937,000 | 1,751 |
| Securities gains (losses) | $81,000 | 2,783 |
| Applicable income taxes | $1,178,000 | 1,956 |
| Income before extraordinary items | $2,840,000 | 1,764 |
| Extraordinary gains, net | $114,000 | 1,462 |
| Net income | $2,954,000 | 1,763 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $149,000 | 3,680 |
| Cash dividends | $959,000 | 1,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $2,782,490 | 1,696 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $13,041,000 | 2,699 |
| Total interest expense | $5,501,000 | 3,022 |
| Net interest income | $7,540,000 | 2,403 |
| Provision for loan and lease losses | $360,000 | 3,684 |
| Total noninterest income | $2,302,000 | 1,762 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $1,199,000 | 1,092 |
| Trading account gains and fees | $-75,000 | 5,259 |
| Additional Noninterest Income | $1,178,000 | 1,787 |
| Total noninterest expense | $5,668,000 | 2,550 |
| Salaries and employee benefits | $3,011,000 | 2,176 |
| Premises and equipment expense | $670,000 | 3,039 |
| Additional noninterest expense | $1,987,000 | 2,821 |
| Pre-tax net operating income | $3,814,000 | 1,632 |
| Securities gains (losses) | $161,000 | 2,318 |
| Applicable income taxes | $1,238,000 | 1,699 |
| Income before extraordinary items | $2,737,000 | 1,683 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $2,737,000 | 1,702 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $152,000 | 4,855 |
| Cash dividends | $333,000 | 3,770 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $2,625,910 | 1,610 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.