Home > North Valley Bank > Net charge- offs to loans
North Valley Bank, Net charge- offs to loans
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1682% | 2,117 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1494% | 1,705 |
| Percentage Net Loans Charged-off:Construction & development | 0.0796% | 839 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0867% | 1,363 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4175% | 783 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,025 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5932% | 520 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2644% | 1,416 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0916% | 784 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0916% | 711 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0525% | 1,133 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1138% | 2,525 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1354% | 1,767 |
| Percentage Net Loans Charged-off:Construction & development | 0.1203% | 691 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0092% | 1,500 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5551% | 623 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 855 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7859% | 404 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2842% | 5,813 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9398% | 402 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.9398% | 361 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0782% | 946 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1911% | 1,586 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2335% | 1,081 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 583 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0186% | 975 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9995% | 298 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0138% | 4,446 |
| All other 1-4 family - Percent of loans charged-off, net | 1.4097% | 204 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4115% | 5,993 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2487% | 369 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.2487% | 330 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2311% | 2,610 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3349% | 1,619 |
| Percentage Net Loans Charged-off:Construction & development | 1.8055% | 617 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0731% | 2,201 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.6005% | 342 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6398% | 870 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9111% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5286% | 1,037 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.7949% | 6,323 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9610% | 1,204 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9610% | 1,098 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,546 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 77 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3065% | 2,004 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3750% | 1,424 |
| Percentage Net Loans Charged-off:Construction & development | 2.5099% | 457 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0981% | 1,827 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.8434% | 257 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5538% | 975 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9402% | 418 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3944% | 1,283 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3963% | 6,169 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1201% | 919 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1201% | 829 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3761% | 1,703 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4855% | 1,134 |
| Percentage Net Loans Charged-off:Construction & development | 3.4943% | 352 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1500% | 1,457 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.7285% | 146 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4496% | 1,190 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3294% | 751 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4998% | 1,051 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.6109% | 6,321 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6087% | 1,557 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6087% | 1,437 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 58 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6582% | 931 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8845% | 595 |
| Percentage Net Loans Charged-off:Construction & development | 6.6226% | 177 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2984% | 858 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.9506% | 72 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5407% | 940 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 767 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7718% | 661 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.3593% | 6,569 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3778% | 1,866 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3778% | 1,729 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9175% | 1,226 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9190% | 1,104 |
| Percentage Net Loans Charged-off:Construction & development | 2.7896% | 894 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0215% | 887 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4343% | 2,003 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3549% | 1,202 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4809% | 1,776 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8736% | 1,562 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4200% | 949 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4200% | 854 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,670 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 125 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9597% | 1,115 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9180% | 1,071 |
| Percentage Net Loans Charged-off:Construction & development | 3.5977% | 707 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8750% | 923 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5422% | 1,638 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3795% | 1,047 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6462% | 1,350 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3343% | 1,068 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4687% | 874 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4687% | 782 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0252% | 1,074 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0386% | 943 |
| Percentage Net Loans Charged-off:Construction & development | 2.0741% | 941 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2365% | 656 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4805% | 1,703 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3333% | 980 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5927% | 1,402 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8363% | 1,368 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6769% | 769 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.6769% | 704 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 96 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6914% | 1,440 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6065% | 1,395 |
| Percentage Net Loans Charged-off:Construction & development | 2.9230% | 616 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6080% | 889 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0821% | 2,615 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1890% | 880 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,835 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0052% | 962 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.9749% | 397 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.9749% | 362 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0312% | 1,689 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9831% | 1,642 |
| Percentage Net Loans Charged-off:Construction & development | 1.0208% | 2,130 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0679% | 1,174 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1898% | 894 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9754% | 1,269 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1391% | 770 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8403% | 1,442 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4621% | 1,557 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1249% | 1,503 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0315% | 1,401 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,720 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 114 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0798% | 1,478 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9697% | 1,524 |
| Percentage Net Loans Charged-off:Construction & development | 1.1115% | 1,843 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9838% | 1,068 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2521% | 723 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0873% | 1,083 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3142% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8983% | 1,282 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9539% | 1,088 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4786% | 1,048 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3238% | 979 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 102 |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0054% | 1,564 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7539% | 1,770 |
| Percentage Net Loans Charged-off:Construction & development | 0.8557% | 1,727 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6506% | 1,327 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2090% | 981 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3652% | 580 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0770% | 1,063 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.8984% | 736 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0150% | 742 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.7332% | 683 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2080% | 1,154 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5146% | 1,863 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,696 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0933% | 1,686 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.0750% | 487 |
| Percentage Net Loans Charged-off: Home equity loans | 2.7146% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 1.5318% | 647 |
| Percentage Net Loans Charged-off: Commercial and industrial | 6.7443% | 278 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7240% | 537 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.1638% | 518 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 61 |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.0618% | 975 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.1845% | 824 |
| Percentage Net Loans Charged-off:Construction & development | 8.5532% | 714 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0660% | 1,223 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4962% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8288% | 1,618 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3363% | 1,429 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2120% | 1,170 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3376% | 2,166 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3159% | 1,693 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 165 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.6347% | 628 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.8001% | 523 |
| Percentage Net Loans Charged-off:Construction & development | 9.8171% | 543 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.5866% | 759 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.6606% | 648 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0117% | 1,239 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2879% | 1,336 |
| All other 1-4 family - Percent of loans charged-off, net | 1.5647% | 811 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6826% | 1,665 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5739% | 1,335 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 143 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.9822% | 923 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.8780% | 908 |
| Percentage Net Loans Charged-off:Construction & development | 5.2429% | 967 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.6124% | 670 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3404% | 2,301 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4391% | 1,020 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2665% | 2,407 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.5542% | 1,110 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.9367% | 675 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0905% | 1,533 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2903% | 1,121 |
| Percentage Net Loans Charged-off:Construction & development | 1.4399% | 1,354 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.7821% | 510 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2272% | 2,189 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0703% | 940 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3425% | 1,790 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2510% | 2,327 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.1412% | 7,570 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.9800% | 714 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.4075% | 843 |
| Percentage Net Loans Charged-off:Construction & development | 8.4904% | 731 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8174% | 1,326 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.7041% | 626 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7055% | 1,680 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4507% | 1,288 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8758% | 1,362 |
| Percentage Net Loans Charged-off: Commercial and industrial | 7.8347% | 386 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3950% | 2,031 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 184 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.9042% | 1,054 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9209% | 1,671 |
| Percentage Net Loans Charged-off:Construction & development | 2.7544% | 1,495 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2098% | 1,934 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.9270% | 434 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8285% | 1,265 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6028% | 946 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9770% | 1,054 |
| Percentage Net Loans Charged-off: Commercial and industrial | 9.3074% | 247 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3909% | 1,845 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 155 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5587% | 1,214 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1182% | 1,259 |
| Percentage Net Loans Charged-off:Construction & development | 3.6369% | 1,039 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2669% | 1,396 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.3223% | 286 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5060% | 1,569 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9146% | 635 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2429% | 2,176 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.8925% | 590 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9410% | 2,422 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 118 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4416% | 995 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6218% | 1,421 |
| Percentage Net Loans Charged-off:Construction & development | 2.1114% | 933 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7201% | 969 |
| Percentage Net Loans Charged-off: Home equity loans | 1.8539% | 304 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,521 |
| Percentage Net Loans Charged-off: Commercial and industrial | 7.2623% | 297 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7106% | 2,512 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 81 |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5937% | 715 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.7162% | 501 |
| Percentage Net Loans Charged-off:Construction & development | 5.2924% | 479 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1528% | 1,543 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0671% | 3,220 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1102% | 2,614 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8901% | 1,954 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4579% | 1,531 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 112 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8055% | 429 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.9557% | 284 |
| Percentage Net Loans Charged-off:Construction & development | 5.7251% | 282 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2055% | 944 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,509 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,263 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9112% | 1,417 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7021% | 1,038 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 90 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2603% | 525 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4195% | 336 |
| Percentage Net Loans Charged-off:Construction & development | 3.9570% | 301 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1260% | 873 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,841 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,615 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1363% | 2,533 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4941% | 1,120 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 70 |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0711% | 3,430 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,687 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,774 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0044% | 6,708 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3392% | 1,188 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0182% | 5,878 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,242 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,352 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,111 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1247% | 3,099 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0725% | 5,319 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 73 |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0156% | 5,293 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,385 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,699 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,489 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1753% | 2,325 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0976% | 7,526 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 52 |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0256% | 4,325 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,712 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,135 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,964 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2563% | 1,696 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0905% | 7,293 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0098% | 4,118 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,851 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1490% | 1,411 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1634% | 7,300 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0012% | 6,310 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,458 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,723 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1054% | 7,545 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2842% | 3,979 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2201% | 7,349 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0133% | 7,600 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,897 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,436 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,253 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1492% | 7,609 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1009% | 4,634 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2871% | 7,419 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0184% | 7,499 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,437 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,021 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,880 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1664% | 7,602 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0333% | 4,624 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.3771% | 7,433 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0256% | 3,440 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,638 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3395% | 1,012 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0215% | 3,818 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0481% | 4,800 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,553 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,059 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0237% | 7,219 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5304% | 3,449 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0505% | 4,187 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,051 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,617 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,434 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1608% | 7,637 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6373% | 2,582 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0228% | 4,677 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,541 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,976 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5964% | 8,076 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6892% | 2,240 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 20 |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1025% | 2,403 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,814 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2334% | 7,800 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1616% | 1,291 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 13 |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1357% | 3,606 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0149% | 3,231 |
| Percentage Net Loans Charged-off:Construction & development | -0.0086% | 7,841 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0605% | 2,054 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0858% | 1,688 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2968% | 2,735 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7296% | 2,882 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1507% | 2,874 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0207% | 2,612 |
| Percentage Net Loans Charged-off:Construction & development | -0.0135% | 7,861 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0829% | 1,510 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1178% | 1,213 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3779% | 2,041 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7223% | 2,593 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1577% | 2,634 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0033% | 7,830 |
| Percentage Net Loans Charged-off:Construction & development | -0.0228% | 7,856 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,286 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1789% | 2,276 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9799% | 1,899 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0753% | 3,219 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0068% | 8,030 |
| Percentage Net Loans Charged-off:Construction & development | -0.0482% | 7,875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.6786% | 8,260 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8653% | 2,039 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1136% | 4,526 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0010% | 4,056 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0037% | 3,370 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0051% | 3,150 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.6317% | 8,482 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7875% | 3,040 |
| Percentage Net Loans Charged-off: Credit card loans | 11.5111% | 109 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0777% | 4,741 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,474 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,919 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,778 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.8536% | 8,564 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6967% | 3,037 |
| Percentage Net Loans Charged-off: Credit card loans | 8.2292% | 168 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0413% | 5,189 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,402 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,287 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.7533% | 8,521 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4849% | 3,629 |
| Percentage Net Loans Charged-off: Credit card loans | 7.9948% | 190 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0136% | 7,678 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,066 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.1396% | 8,604 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3830% | 3,566 |
| Percentage Net Loans Charged-off: Credit card loans | 4.2369% | 530 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2140% | 3,519 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,119 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,443 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,246 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1894% | 3,833 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7825% | 3,058 |
| Percentage Net Loans Charged-off: Credit card loans | 8.6806% | 185 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2728% | 2,903 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0140% | 3,324 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0350% | 2,366 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0389% | 510 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0341% | 2,273 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4379% | 2,833 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6602% | 3,421 |
| Percentage Net Loans Charged-off: Credit card loans | 4.4275% | 537 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1064% | 4,511 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0366% | 507 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0919% | 270 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1170% | 216 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2721% | 620 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1579% | 1,164 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4385% | 411 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3314% | 2,109 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2191% | 113 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 415 |
| Percentage Net Loans Charged-off: Multi-family residential | 9.2168% | 2 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1450% | 208 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1789% | 165 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5942% | 328 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4436% | 851 |
| Percentage Net Loans Charged-off: Credit card loans | 4.1494% | 196 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 415 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6884% | 993 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1914% | 3,924 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4989% | 1,768 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1767% | 4,214 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1410% | 4,916 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1576% | 6,039 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1655% | 7,761 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |