Home > North Valley Bank > Assets and Liabilities
North Valley Bank, Assets and Liabilities
| 2014-09-30 | Rank | |
| # of Employees: | 279 | 509 |
| Assets and Liabilities | ||
| Total Assets: | $921,796,000 | 740 |
| Cash and due from depository institutions | $19,654,000 | 509 |
| Interest-bearing balances | $2,244,000 | 4,880 |
| Securities | $206,762,000 | 735 |
| Federal funds sold & reverse repurchase agreements | $120,955,000 | 44 |
| Net loans & leases | $506,041,000 | 899 |
| Loan loss allowance | $8,658,000 | 750 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $7,141,000 | 1,620 |
| Other real estate owned | $708,000 | 509 |
| Goodwill and other intangibles | $1,219,000 | 1,438 |
| All other assets | $59,316,000 | 409 |
| Life insurance assets | $38,064,000 | 239 |
| Total liabilities and capital | $921,796,000 | 740 |
| Total liabilities | $805,738,000 | 757 |
| Total deposits | $789,238,000 | 707 |
| Interest-bearing deposits | $586,094,000 | 770 |
| Deposits held in domestic offices | $789,238,000 | 705 |
| % insured | 86.04% | 3,076 |
| Federal funds purchased & repurchase agreements | $0 | 2,181 |
| Trading liabilities | $0 | 165 |
| Other borrowed funds | $0 | 3,890 |
| Subordinated debt | $0 | 131 |
| All other liabilities | $16,500,000 | 417 |
| Total equity capital | $116,058,000 | 649 |
| Total bank equity capital | $116,058,000 | 649 |
| Perpetual preferred stock | $0 | 194 |
| Common stock | $65,913,000 | 64 |
| Surplus | $30,913,000 | 1,060 |
| Undivided profits | $19,232,000 | 1,973 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 153 |
| Memoranda | ||
| Noncurrent loans and leases | $4,521,000 | 1,346 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 951 |
| Income earned, not collected on loans | $1,826,000 | 1,476 |
| Earning assets | $836,002,000 | 748 |
| Long-term assets (5+ years) | $523,977,000 | 458 |
| Average Assets, year-to-date | $919,091,000 | 729 |
| Average Assets, quarterly | $925,453,000 | 734 |
| Volatile liabilities | $14,879,000 | 2,470 |
| Insider loans | $4,324,000 | 1,396 |
| FHLB advances | $0 | 3,673 |
| Loans and leases held for sale | $1,332,000 | 889 |
| Unused loan commitments | $67,905,000 | 1,203 |
| Tier 1 (core) risk-based capital | $114,360,000 | 610 |
| Tier 2 risk-based capital | $7,828,000 | 681 |
| Total risk weighted assets | $625,285,000 | 756 |
| Total unused commitments | $67,905,000 | 1,203 |
| Derivatives | $0 | 1,399 |
| 2014-06-30 | Rank | |
| # of Employees: | 278 | 517 |
| Assets and Liabilities | ||
| Total Assets: | $929,110,000 | 730 |
| Cash and due from depository institutions | $25,210,000 | 517 |
| Interest-bearing balances | $2,243,000 | 4,953 |
| Securities | $213,698,000 | 715 |
| Federal funds sold & reverse repurchase agreements | $124,640,000 | 36 |
| Net loans & leases | $497,591,000 | 902 |
| Loan loss allowance | $9,012,000 | 725 |
| Trading account assets | $0 | 246 |
| Bank premises and fixed assets | $7,369,000 | 1,580 |
| Other real estate owned | $505,000 | 517 |
| Goodwill and other intangibles | $1,300,000 | 1,406 |
| All other assets | $58,797,000 | 410 |
| Life insurance assets | $37,759,000 | 235 |
| Total liabilities and capital | $929,110,000 | 730 |
| Total liabilities | $814,807,000 | 731 |
| Total deposits | $798,918,000 | 682 |
| Interest-bearing deposits | $599,863,000 | 745 |
| Deposits held in domestic offices | $798,918,000 | 681 |
| % insured | 84.97% | 3,477 |
| Federal funds purchased & repurchase agreements | $0 | 2,152 |
| Trading liabilities | $0 | 168 |
| Other borrowed funds | $0 | 3,882 |
| Subordinated debt | $0 | 135 |
| All other liabilities | $15,889,000 | 426 |
| Total equity capital | $114,303,000 | 655 |
| Total bank equity capital | $114,303,000 | 655 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $65,913,000 | 64 |
| Surplus | $30,867,000 | 1,056 |
| Undivided profits | $17,523,000 | 2,088 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 158 |
| Memoranda | ||
| Noncurrent loans and leases | $4,356,000 | 1,455 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 990 |
| Income earned, not collected on loans | $1,845,000 | 1,358 |
| Earning assets | $838,172,000 | 739 |
| Long-term assets (5+ years) | $523,771,000 | 451 |
| Average Assets, year-to-date | $918,189,330 | 732 |
| Average Assets, quarterly | $921,122,000 | 733 |
| Volatile liabilities | $24,881,000 | 1,718 |
| Insider loans | $4,387,000 | 1,393 |
| FHLB advances | $0 | 3,672 |
| Loans and leases held for sale | $1,112,000 | 1,030 |
| Unused loan commitments | $74,394,000 | 1,112 |
| Tier 1 (core) risk-based capital | $112,483,000 | 612 |
| Tier 2 risk-based capital | $7,836,000 | 679 |
| Total risk weighted assets | $625,580,000 | 747 |
| Total unused commitments | $74,394,000 | 1,112 |
| Derivatives | $0 | 1,413 |
| 2014-03-31 | Rank | |
| # of Employees: | 299 | 476 |
| Assets and Liabilities | ||
| Total Assets: | $913,134,000 | 751 |
| Cash and due from depository institutions | $24,944,000 | 476 |
| Interest-bearing balances | $2,243,000 | 5,192 |
| Securities | $273,145,000 | 561 |
| Federal funds sold & reverse repurchase agreements | $44,750,000 | 88 |
| Net loans & leases | $498,998,000 | 882 |
| Loan loss allowance | $9,058,000 | 731 |
| Trading account assets | $0 | 247 |
| Bank premises and fixed assets | $7,583,000 | 1,556 |
| Other real estate owned | $2,633,000 | 476 |
| Goodwill and other intangibles | $1,382,000 | 1,369 |
| All other assets | $59,699,000 | 402 |
| Life insurance assets | $37,476,000 | 231 |
| Total liabilities and capital | $913,134,000 | 751 |
| Total liabilities | $802,587,000 | 756 |
| Total deposits | $787,475,000 | 713 |
| Interest-bearing deposits | $608,866,000 | 744 |
| Deposits held in domestic offices | $787,475,000 | 711 |
| % insured | 86.61% | 3,118 |
| Federal funds purchased & repurchase agreements | $0 | 1,959 |
| Trading liabilities | $0 | 165 |
| Other borrowed funds | $0 | 3,804 |
| Subordinated debt | $0 | 134 |
| All other liabilities | $15,112,000 | 430 |
| Total equity capital | $110,547,000 | 666 |
| Total bank equity capital | $110,547,000 | 666 |
| Perpetual preferred stock | $0 | 201 |
| Common stock | $65,913,000 | 66 |
| Surplus | $30,822,000 | 1,067 |
| Undivided profits | $13,812,000 | 2,448 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 161 |
| Memoranda | ||
| Noncurrent loans and leases | $4,805,000 | 1,434 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 998 |
| Income earned, not collected on loans | $2,096,000 | 1,161 |
| Earning assets | $819,136,000 | 761 |
| Long-term assets (5+ years) | $552,128,000 | 437 |
| Average Assets, year-to-date | $912,729,000 | 742 |
| Average Assets, quarterly | $912,729,000 | 742 |
| Volatile liabilities | $25,070,000 | 1,657 |
| Insider loans | $4,449,000 | 1,379 |
| FHLB advances | $0 | 3,598 |
| Loans and leases held for sale | $983,000 | 912 |
| Unused loan commitments | $66,672,000 | 1,192 |
| Tier 1 (core) risk-based capital | $110,565,000 | 622 |
| Tier 2 risk-based capital | $7,785,000 | 686 |
| Total risk weighted assets | $621,358,000 | 753 |
| Total unused commitments | $66,672,000 | 1,192 |
| Derivatives | $0 | 1,405 |
| 2013-12-31 | Rank | |
| # of Employees: | 297 | 475 |
| Assets and Liabilities | ||
| Total Assets: | $912,324,000 | 749 |
| Cash and due from depository institutions | $21,574,000 | 475 |
| Interest-bearing balances | $2,243,000 | 5,062 |
| Securities | $279,481,000 | 544 |
| Federal funds sold & reverse repurchase agreements | $38,135,000 | 101 |
| Net loans & leases | $499,943,000 | 866 |
| Loan loss allowance | $9,301,000 | 718 |
| Trading account assets | $0 | 247 |
| Bank premises and fixed assets | $7,833,000 | 1,498 |
| Other real estate owned | $3,454,000 | 475 |
| Goodwill and other intangibles | $1,470,000 | 1,327 |
| All other assets | $60,434,000 | 401 |
| Life insurance assets | $37,209,000 | 232 |
| Total liabilities and capital | $912,324,000 | 749 |
| Total liabilities | $804,512,000 | 751 |
| Total deposits | $790,610,000 | 694 |
| Interest-bearing deposits | $602,878,000 | 743 |
| Deposits held in domestic offices | $790,610,000 | 693 |
| % insured | 85.61% | 3,392 |
| Federal funds purchased & repurchase agreements | $0 | 2,281 |
| Trading liabilities | $0 | 167 |
| Other borrowed funds | $0 | 3,907 |
| Subordinated debt | $0 | 136 |
| All other liabilities | $13,902,000 | 461 |
| Total equity capital | $107,812,000 | 662 |
| Total bank equity capital | $107,812,000 | 661 |
| Perpetual preferred stock | $0 | 206 |
| Common stock | $65,913,000 | 65 |
| Surplus | $30,777,000 | 1,077 |
| Undivided profits | $11,122,000 | 2,773 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 161 |
| Memoranda | ||
| Noncurrent loans and leases | $5,093,000 | 1,396 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 991 |
| Income earned, not collected on loans | $2,121,000 | 1,200 |
| Earning assets | $819,802,000 | 757 |
| Long-term assets (5+ years) | $566,185,000 | 417 |
| Average Assets, year-to-date | $907,325,600 | 730 |
| Average Assets, quarterly | $909,771,500 | 737 |
| Volatile liabilities | $25,879,000 | 1,644 |
| Insider loans | $4,508,000 | 1,358 |
| FHLB advances | $0 | 3,709 |
| Loans and leases held for sale | $288,000 | 1,455 |
| Unused loan commitments | $73,947,000 | 1,068 |
| Tier 1 (core) risk-based capital | $108,948,000 | 627 |
| Tier 2 risk-based capital | $7,836,000 | 670 |
| Total risk weighted assets | $625,303,000 | 732 |
| Total unused commitments | $73,947,000 | 1,068 |
| Derivatives | $0 | 1,395 |
| 2013-09-30 | Rank | |
| # of Employees: | 303 | 467 |
| Assets and Liabilities | ||
| Total Assets: | $907,219,000 | 741 |
| Cash and due from depository institutions | $25,999,000 | 467 |
| Interest-bearing balances | $2,236,000 | 5,096 |
| Securities | $293,633,000 | 522 |
| Federal funds sold & reverse repurchase agreements | $2,345,000 | 1,334 |
| Net loans & leases | $499,780,000 | 851 |
| Loan loss allowance | $9,312,000 | 743 |
| Trading account assets | $0 | 248 |
| Bank premises and fixed assets | $8,572,000 | 1,383 |
| Other real estate owned | $15,045,000 | 467 |
| Goodwill and other intangibles | $1,469,000 | 1,336 |
| All other assets | $60,376,000 | 400 |
| Life insurance assets | $36,941,000 | 228 |
| Total liabilities and capital | $907,219,000 | 741 |
| Total liabilities | $795,215,000 | 750 |
| Total deposits | $780,196,000 | 704 |
| Interest-bearing deposits | $595,299,000 | 737 |
| Deposits held in domestic offices | $780,196,000 | 703 |
| % insured | 86.73% | 3,305 |
| Federal funds purchased & repurchase agreements | $0 | 2,308 |
| Trading liabilities | $0 | 163 |
| Other borrowed funds | $0 | 3,930 |
| Subordinated debt | $0 | 150 |
| All other liabilities | $15,019,000 | 445 |
| Total equity capital | $112,004,000 | 641 |
| Total bank equity capital | $112,004,000 | 639 |
| Perpetual preferred stock | $0 | 217 |
| Common stock | $65,913,000 | 66 |
| Surplus | $30,724,000 | 1,082 |
| Undivided profits | $15,367,000 | 2,222 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 159 |
| Memoranda | ||
| Noncurrent loans and leases | $5,216,000 | 1,497 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,015 |
| Income earned, not collected on loans | $2,164,000 | 1,236 |
| Earning assets | $797,994,000 | 766 |
| Long-term assets (5+ years) | $561,610,000 | 418 |
| Average Assets, year-to-date | $906,076,000 | 730 |
| Average Assets, quarterly | $910,031,500 | 739 |
| Volatile liabilities | $26,258,000 | 1,628 |
| Insider loans | $4,567,000 | 1,351 |
| FHLB advances | $0 | 3,717 |
| Loans and leases held for sale | $2,437,000 | 698 |
| Unused loan commitments | $74,903,000 | 1,060 |
| Tier 1 (core) risk-based capital | $109,253,000 | 615 |
| Tier 2 risk-based capital | $7,919,000 | 668 |
| Total risk weighted assets | $631,868,000 | 714 |
| Total unused commitments | $74,903,000 | 1,060 |
| Derivatives | $0 | 1,430 |
| 2013-06-30 | Rank | |
| # of Employees: | 308 | 460 |
| Assets and Liabilities | ||
| Total Assets: | $912,844,000 | 731 |
| Cash and due from depository institutions | $23,650,000 | 460 |
| Interest-bearing balances | $2,236,000 | 5,218 |
| Securities | $306,306,000 | 504 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,098 |
| Net loans & leases | $494,747,000 | 848 |
| Loan loss allowance | $9,527,000 | 734 |
| Trading account assets | $0 | 250 |
| Bank premises and fixed assets | $8,704,000 | 1,362 |
| Other real estate owned | $16,324,000 | 460 |
| Goodwill and other intangibles | $1,482,000 | 1,328 |
| All other assets | $61,631,000 | 398 |
| Life insurance assets | $36,675,000 | 230 |
| Total liabilities and capital | $912,844,000 | 731 |
| Total liabilities | $803,547,000 | 738 |
| Total deposits | $766,149,000 | 701 |
| Interest-bearing deposits | $591,936,000 | 745 |
| Deposits held in domestic offices | $766,149,000 | 698 |
| % insured | 86.62% | 3,462 |
| Federal funds purchased & repurchase agreements | $0 | 2,211 |
| Trading liabilities | $0 | 154 |
| Other borrowed funds | $22,025,000 | 1,014 |
| Subordinated debt | $0 | 152 |
| All other liabilities | $15,373,000 | 444 |
| Total equity capital | $109,297,000 | 648 |
| Total bank equity capital | $109,297,000 | 648 |
| Perpetual preferred stock | $0 | 228 |
| Common stock | $65,913,000 | 65 |
| Surplus | $30,674,000 | 1,078 |
| Undivided profits | $12,710,000 | 2,556 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 162 |
| Memoranda | ||
| Noncurrent loans and leases | $5,871,000 | 1,413 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,060 |
| Income earned, not collected on loans | $2,254,000 | 1,138 |
| Earning assets | $803,289,000 | 754 |
| Long-term assets (5+ years) | $555,349,000 | 401 |
| Average Assets, year-to-date | $905,695,000 | 730 |
| Average Assets, quarterly | $909,497,500 | 732 |
| Volatile liabilities | $48,106,000 | 926 |
| Insider loans | $4,767,000 | 1,311 |
| FHLB advances | $22,025,000 | 963 |
| Loans and leases held for sale | $3,007,000 | 791 |
| Unused loan commitments | $70,269,000 | 1,096 |
| Tier 1 (core) risk-based capital | $108,005,000 | 617 |
| Tier 2 risk-based capital | $7,858,000 | 671 |
| Total risk weighted assets | $626,843,000 | 706 |
| Total unused commitments | $70,269,000 | 1,096 |
| Derivatives | $0 | 1,417 |
| 2013-03-31 | Rank | |
| # of Employees: | 308 | 458 |
| Assets and Liabilities | ||
| Total Assets: | $906,151,000 | 737 |
| Cash and due from depository institutions | $18,109,000 | 458 |
| Interest-bearing balances | $2,236,000 | 5,477 |
| Securities | $283,727,000 | 553 |
| Federal funds sold & reverse repurchase agreements | $35,925,000 | 130 |
| Net loans & leases | $478,955,000 | 866 |
| Loan loss allowance | $9,651,000 | 746 |
| Trading account assets | $0 | 242 |
| Bank premises and fixed assets | $8,978,000 | 1,328 |
| Other real estate owned | $21,365,000 | 458 |
| Goodwill and other intangibles | $1,472,000 | 1,336 |
| All other assets | $57,620,000 | 411 |
| Life insurance assets | $36,433,000 | 224 |
| Total liabilities and capital | $906,151,000 | 737 |
| Total liabilities | $791,584,000 | 743 |
| Total deposits | $776,144,000 | 705 |
| Interest-bearing deposits | $601,424,000 | 743 |
| Deposits held in domestic offices | $776,144,000 | 703 |
| % insured | 86.65% | 3,474 |
| Federal funds purchased & repurchase agreements | $0 | 1,982 |
| Trading liabilities | $0 | 154 |
| Other borrowed funds | $0 | 3,908 |
| Subordinated debt | $0 | 155 |
| All other liabilities | $15,440,000 | 445 |
| Total equity capital | $114,567,000 | 638 |
| Total bank equity capital | $114,567,000 | 637 |
| Perpetual preferred stock | $0 | 239 |
| Common stock | $65,913,000 | 64 |
| Surplus | $30,622,000 | 1,079 |
| Undivided profits | $18,032,000 | 2,037 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 167 |
| Memoranda | ||
| Noncurrent loans and leases | $6,449,000 | 1,428 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,043 |
| Income earned, not collected on loans | $2,180,000 | 1,155 |
| Earning assets | $800,843,000 | 764 |
| Long-term assets (5+ years) | $507,794,000 | 424 |
| Average Assets, year-to-date | $902,120,500 | 736 |
| Average Assets, quarterly | $902,120,500 | 736 |
| Volatile liabilities | $25,345,000 | 1,620 |
| Insider loans | $4,828,000 | 1,300 |
| FHLB advances | $0 | 3,677 |
| Loans and leases held for sale | $2,780,000 | 817 |
| Unused loan commitments | $74,668,000 | 1,019 |
| Tier 1 (core) risk-based capital | $107,594,000 | 615 |
| Tier 2 risk-based capital | $7,787,000 | 674 |
| Total risk weighted assets | $617,672,000 | 709 |
| Total unused commitments | $74,668,000 | 1,019 |
| Derivatives | $0 | 1,405 |
| 2012-12-31 | Rank | |
| # of Employees: | 316 | 454 |
| Assets and Liabilities | ||
| Total Assets: | $898,090,000 | 745 |
| Cash and due from depository institutions | $24,873,000 | 454 |
| Interest-bearing balances | $2,237,000 | 5,352 |
| Securities | $285,821,000 | 531 |
| Federal funds sold & reverse repurchase agreements | $15,865,000 | 378 |
| Net loans & leases | $481,753,000 | 864 |
| Loan loss allowance | $10,458,000 | 693 |
| Trading account assets | $0 | 243 |
| Bank premises and fixed assets | $9,181,000 | 1,288 |
| Other real estate owned | $22,423,000 | 454 |
| Goodwill and other intangibles | $1,393,000 | 1,361 |
| All other assets | $56,781,000 | 423 |
| Life insurance assets | $36,045,000 | 223 |
| Total liabilities and capital | $898,090,000 | 745 |
| Total liabilities | $784,707,000 | 759 |
| Total deposits | $769,605,000 | 705 |
| Interest-bearing deposits | $590,725,000 | 754 |
| Deposits held in domestic offices | $769,605,000 | 705 |
| % insured | 90.75% | 3,151 |
| Federal funds purchased & repurchase agreements | $0 | 2,186 |
| Trading liabilities | $0 | 152 |
| Other borrowed funds | $0 | 4,109 |
| Subordinated debt | $0 | 159 |
| All other liabilities | $15,102,000 | 453 |
| Total equity capital | $113,383,000 | 645 |
| Total bank equity capital | $113,383,000 | 644 |
| Perpetual preferred stock | $0 | 246 |
| Common stock | $65,913,000 | 64 |
| Surplus | $30,585,000 | 1,078 |
| Undivided profits | $16,885,000 | 2,134 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 169 |
| Memoranda | ||
| Noncurrent loans and leases | $5,835,000 | 1,581 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,020 |
| Income earned, not collected on loans | $2,215,000 | 1,164 |
| Earning assets | $785,676,000 | 777 |
| Long-term assets (5+ years) | $497,323,000 | 422 |
| Average Assets, year-to-date | $899,610,800 | 730 |
| Average Assets, quarterly | $892,979,000 | 741 |
| Volatile liabilities | $29,666,000 | 1,469 |
| Insider loans | $4,888,000 | 1,288 |
| FHLB advances | $0 | 3,864 |
| Loans and leases held for sale | $0 | 2,229 |
| Unused loan commitments | $79,275,000 | 920 |
| Tier 1 (core) risk-based capital | $105,123,000 | 626 |
| Tier 2 risk-based capital | $7,816,000 | 673 |
| Total risk weighted assets | $618,376,000 | 714 |
| Total unused commitments | $79,275,000 | 920 |
| Derivatives | $0 | 1,366 |
| 2012-09-30 | Rank | |
| # of Employees: | 323 | 440 |
| Assets and Liabilities | ||
| Total Assets: | $889,364,000 | 750 |
| Cash and due from depository institutions | $21,646,000 | 440 |
| Interest-bearing balances | $1,977,000 | 5,406 |
| Securities | $299,031,000 | 519 |
| Federal funds sold & reverse repurchase agreements | $405,000 | 2,825 |
| Net loans & leases | $478,473,000 | 862 |
| Loan loss allowance | $11,427,000 | 662 |
| Trading account assets | $0 | 231 |
| Bank premises and fixed assets | $9,303,000 | 1,275 |
| Other real estate owned | $21,689,000 | 440 |
| Goodwill and other intangibles | $1,321,000 | 1,398 |
| All other assets | $57,496,000 | 425 |
| Life insurance assets | $35,780,000 | 218 |
| Total liabilities and capital | $889,364,000 | 750 |
| Total liabilities | $773,552,000 | 765 |
| Total deposits | $758,914,000 | 707 |
| Interest-bearing deposits | $591,508,000 | 757 |
| Deposits held in domestic offices | $758,914,000 | 705 |
| % insured | 91.48% | 3,071 |
| Federal funds purchased & repurchase agreements | $0 | 2,188 |
| Trading liabilities | $0 | 150 |
| Other borrowed funds | $0 | 4,201 |
| Subordinated debt | $0 | 163 |
| All other liabilities | $14,638,000 | 493 |
| Total equity capital | $115,812,000 | 639 |
| Total bank equity capital | $115,812,000 | 639 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $65,913,000 | 65 |
| Surplus | $30,560,000 | 1,090 |
| Undivided profits | $19,339,000 | 1,928 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 170 |
| Memoranda | ||
| Noncurrent loans and leases | $11,579,000 | 963 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $2,294,000 | 1,234 |
| Earning assets | $779,886,000 | 781 |
| Long-term assets (5+ years) | $526,208,000 | 389 |
| Average Assets, year-to-date | $900,365,000 | 735 |
| Average Assets, quarterly | $896,066,500 | 741 |
| Volatile liabilities | $25,000,000 | 1,690 |
| Insider loans | $4,585,000 | 1,380 |
| FHLB advances | $0 | 3,944 |
| Loans and leases held for sale | $0 | 2,256 |
| Unused loan commitments | $82,390,000 | 900 |
| Tier 1 (core) risk-based capital | $104,424,000 | 631 |
| Tier 2 risk-based capital | $7,724,000 | 680 |
| Total risk weighted assets | $608,508,000 | 715 |
| Total unused commitments | $82,390,000 | 900 |
| Derivatives | $0 | 1,366 |
| 2012-06-30 | Rank | |
| # of Employees: | 325 | 436 |
| Assets and Liabilities | ||
| Total Assets: | $902,769,000 | 740 |
| Cash and due from depository institutions | $20,996,000 | 436 |
| Interest-bearing balances | $1,977,000 | 5,368 |
| Securities | $305,384,000 | 506 |
| Federal funds sold & reverse repurchase agreements | $53,375,000 | 80 |
| Net loans & leases | $443,525,000 | 930 |
| Loan loss allowance | $11,732,000 | 658 |
| Trading account assets | $0 | 211 |
| Bank premises and fixed assets | $9,362,000 | 1,262 |
| Other real estate owned | $15,648,000 | 436 |
| Goodwill and other intangibles | $1,346,000 | 1,376 |
| All other assets | $53,133,000 | 446 |
| Life insurance assets | $35,513,000 | 217 |
| Total liabilities and capital | $902,769,000 | 740 |
| Total liabilities | $793,275,000 | 741 |
| Total deposits | $780,011,000 | 689 |
| Interest-bearing deposits | $599,825,000 | 752 |
| Deposits held in domestic offices | $780,011,000 | 687 |
| % insured | 89.45% | 3,896 |
| Federal funds purchased & repurchase agreements | $0 | 2,234 |
| Trading liabilities | $0 | 130 |
| Other borrowed funds | $0 | 4,239 |
| Subordinated debt | $0 | 180 |
| All other liabilities | $13,264,000 | 508 |
| Total equity capital | $109,494,000 | 658 |
| Total bank equity capital | $109,494,000 | 658 |
| Perpetual preferred stock | $0 | 254 |
| Common stock | $65,913,000 | 65 |
| Surplus | $30,537,000 | 1,085 |
| Undivided profits | $13,044,000 | 2,586 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 171 |
| Memoranda | ||
| Noncurrent loans and leases | $16,771,000 | 740 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,080 |
| Income earned, not collected on loans | $2,194,000 | 1,198 |
| Earning assets | $804,261,000 | 748 |
| Long-term assets (5+ years) | $489,204,000 | 405 |
| Average Assets, year-to-date | $904,032,000 | 734 |
| Average Assets, quarterly | $905,790,000 | 735 |
| Volatile liabilities | $32,207,000 | 1,390 |
| Insider loans | $4,653,000 | 1,370 |
| FHLB advances | $0 | 3,987 |
| Loans and leases held for sale | $0 | 2,185 |
| Unused loan commitments | $84,343,000 | 859 |
| Tier 1 (core) risk-based capital | $102,453,000 | 640 |
| Tier 2 risk-based capital | $7,574,000 | 695 |
| Total risk weighted assets | $596,925,000 | 729 |
| Total unused commitments | $84,343,000 | 859 |
| Derivatives | $0 | 1,332 |
| 2012-03-31 | Rank | |
| # of Employees: | 324 | 432 |
| Assets and Liabilities | ||
| Total Assets: | $908,811,000 | 736 |
| Cash and due from depository institutions | $21,274,000 | 432 |
| Interest-bearing balances | $1,977,000 | 5,513 |
| Securities | $354,160,000 | 434 |
| Federal funds sold & reverse repurchase agreements | $16,400,000 | 396 |
| Net loans & leases | $436,375,000 | 927 |
| Loan loss allowance | $12,274,000 | 638 |
| Trading account assets | $0 | 215 |
| Bank premises and fixed assets | $8,738,000 | 1,359 |
| Other real estate owned | $16,906,000 | 432 |
| Goodwill and other intangibles | $1,263,000 | 1,409 |
| All other assets | $53,695,000 | 441 |
| Life insurance assets | $35,225,000 | 215 |
| Total liabilities and capital | $908,811,000 | 736 |
| Total liabilities | $785,424,000 | 762 |
| Total deposits | $773,304,000 | 690 |
| Interest-bearing deposits | $616,533,000 | 732 |
| Deposits held in domestic offices | $773,304,000 | 689 |
| % insured | 91.04% | 3,370 |
| Federal funds purchased & repurchase agreements | $0 | 2,131 |
| Trading liabilities | $0 | 123 |
| Other borrowed funds | $0 | 4,273 |
| Subordinated debt | $0 | 185 |
| All other liabilities | $12,120,000 | 513 |
| Total equity capital | $123,387,000 | 585 |
| Total bank equity capital | $123,387,000 | 583 |
| Perpetual preferred stock | $0 | 259 |
| Common stock | $65,913,000 | 65 |
| Surplus | $30,514,000 | 1,090 |
| Undivided profits | $26,960,000 | 1,340 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 170 |
| Memoranda | ||
| Noncurrent loans and leases | $15,634,000 | 828 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,111 |
| Income earned, not collected on loans | $2,438,000 | 1,063 |
| Earning assets | $808,912,000 | 756 |
| Long-term assets (5+ years) | $520,069,000 | 374 |
| Average Assets, year-to-date | $904,663,500 | 734 |
| Average Assets, quarterly | $904,663,500 | 734 |
| Volatile liabilities | $33,116,000 | 1,370 |
| Insider loans | $4,940,000 | 1,282 |
| FHLB advances | $0 | 4,028 |
| Loans and leases held for sale | $0 | 2,171 |
| Unused loan commitments | $85,036,000 | 850 |
| Tier 1 (core) risk-based capital | $115,837,000 | 569 |
| Tier 2 risk-based capital | $7,467,000 | 704 |
| Total risk weighted assets | $589,379,000 | 731 |
| Total unused commitments | $85,036,000 | 850 |
| Derivatives | $0 | 1,297 |
| 2011-12-31 | Rank | |
| # of Employees: | 315 | 451 |
| Assets and Liabilities | ||
| Total Assets: | $900,516,000 | 740 |
| Cash and due from depository institutions | $20,717,000 | 451 |
| Interest-bearing balances | $1,976,000 | 5,257 |
| Securities | $312,211,000 | 487 |
| Federal funds sold & reverse repurchase agreements | $40,210,000 | 117 |
| Net loans & leases | $443,559,000 | 920 |
| Loan loss allowance | $12,656,000 | 625 |
| Trading account assets | $0 | 205 |
| Bank premises and fixed assets | $8,661,000 | 1,374 |
| Other real estate owned | $20,106,000 | 451 |
| Goodwill and other intangibles | $1,255,000 | 1,409 |
| All other assets | $53,797,000 | 453 |
| Life insurance assets | $34,972,000 | 211 |
| Total liabilities and capital | $900,516,000 | 740 |
| Total liabilities | $779,217,000 | 759 |
| Total deposits | $767,497,000 | 691 |
| Interest-bearing deposits | $598,733,000 | 759 |
| Deposits held in domestic offices | $767,497,000 | 688 |
| % insured | 91.64% | 3,212 |
| Federal funds purchased & repurchase agreements | $0 | 2,367 |
| Trading liabilities | $0 | 115 |
| Other borrowed funds | $0 | 4,481 |
| Subordinated debt | $0 | 193 |
| All other liabilities | $11,720,000 | 536 |
| Total equity capital | $121,299,000 | 597 |
| Total bank equity capital | $121,299,000 | 596 |
| Perpetual preferred stock | $0 | 263 |
| Common stock | $65,913,000 | 67 |
| Surplus | $30,493,000 | 1,093 |
| Undivided profits | $24,893,000 | 1,422 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 168 |
| Memoranda | ||
| Noncurrent loans and leases | $18,411,000 | 734 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,138 |
| Income earned, not collected on loans | $2,411,000 | 1,153 |
| Earning assets | $797,956,000 | 752 |
| Long-term assets (5+ years) | $473,367,000 | 324 |
| Average Assets, year-to-date | $893,039,000 | 733 |
| Average Assets, quarterly | $903,052,000 | 741 |
| Volatile liabilities | $28,455,000 | 1,691 |
| Insider loans | $4,996,000 | 1,297 |
| FHLB advances | $0 | 4,174 |
| Loans and leases held for sale | $0 | 1,918 |
| Unused loan commitments | $86,110,000 | 811 |
| Tier 1 (core) risk-based capital | $113,665,000 | 583 |
| Tier 2 risk-based capital | $7,555,000 | 702 |
| Total risk weighted assets | $596,224,000 | 727 |
| Total unused commitments | $86,110,000 | 812 |
| Derivatives | $0 | 1,191 |
| 2011-09-30 | Rank | |
| # of Employees: | 315 | 447 |
| Assets and Liabilities | ||
| Total Assets: | $905,588,000 | 746 |
| Cash and due from depository institutions | $22,121,000 | 447 |
| Interest-bearing balances | $476,000 | 6,096 |
| Securities | $272,886,000 | 546 |
| Federal funds sold & reverse repurchase agreements | $68,535,000 | 77 |
| Net loans & leases | $458,087,000 | 894 |
| Loan loss allowance | $13,671,000 | 609 |
| Trading account assets | $0 | 209 |
| Bank premises and fixed assets | $8,158,000 | 1,449 |
| Other real estate owned | $20,888,000 | 447 |
| Goodwill and other intangibles | $1,266,000 | 1,427 |
| All other assets | $53,647,000 | 459 |
| Life insurance assets | $34,750,000 | 204 |
| Total liabilities and capital | $905,588,000 | 746 |
| Total liabilities | $783,461,000 | 757 |
| Total deposits | $771,057,000 | 691 |
| Interest-bearing deposits | $606,167,000 | 744 |
| Deposits held in domestic offices | $771,057,000 | 687 |
| % insured | 92.45% | 3,025 |
| Federal funds purchased & repurchase agreements | $0 | 2,338 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $0 | 4,648 |
| Subordinated debt | $0 | 206 |
| All other liabilities | $12,404,000 | 506 |
| Total equity capital | $122,127,000 | 602 |
| Total bank equity capital | $122,127,000 | 600 |
| Perpetual preferred stock | $0 | 266 |
| Common stock | $65,913,000 | 68 |
| Surplus | $30,459,000 | 1,107 |
| Undivided profits | $25,755,000 | 1,395 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 175 |
| Memoranda | ||
| Noncurrent loans and leases | $12,142,000 | 1,138 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,137 |
| Income earned, not collected on loans | $2,317,000 | 1,250 |
| Earning assets | $799,984,000 | 759 |
| Long-term assets (5+ years) | $407,895,000 | 372 |
| Average Assets, year-to-date | $891,169,750 | 741 |
| Average Assets, quarterly | $897,663,500 | 742 |
| Volatile liabilities | $29,295,000 | 1,686 |
| Insider loans | $5,045,000 | 1,296 |
| FHLB advances | $0 | 4,265 |
| Loans and leases held for sale | $0 | 1,904 |
| Unused loan commitments | $81,247,000 | 861 |
| Tier 1 (core) risk-based capital | $113,711,000 | 587 |
| Tier 2 risk-based capital | $7,689,000 | 691 |
| Total risk weighted assets | $604,454,000 | 731 |
| Total unused commitments | $81,247,000 | 862 |
| Derivatives | $0 | 1,195 |
| 2011-06-30 | Rank | |
| # of Employees: | 313 | 462 |
| Assets and Liabilities | ||
| Total Assets: | $889,739,000 | 749 |
| Cash and due from depository institutions | $18,618,000 | 462 |
| Interest-bearing balances | $476,000 | 6,028 |
| Securities | $296,299,000 | 493 |
| Federal funds sold & reverse repurchase agreements | $19,355,000 | 287 |
| Net loans & leases | $467,408,000 | 899 |
| Loan loss allowance | $14,746,000 | 579 |
| Trading account assets | $0 | 213 |
| Bank premises and fixed assets | $8,361,000 | 1,408 |
| Other real estate owned | $23,865,000 | 462 |
| Goodwill and other intangibles | $1,322,000 | 1,426 |
| All other assets | $54,511,000 | 460 |
| Life insurance assets | $34,422,000 | 203 |
| Total liabilities and capital | $889,739,000 | 749 |
| Total liabilities | $770,740,000 | 768 |
| Total deposits | $759,949,000 | 701 |
| Interest-bearing deposits | $599,950,000 | 753 |
| Deposits held in domestic offices | $759,949,000 | 696 |
| % insured | 91.88% | 3,321 |
| Federal funds purchased & repurchase agreements | $0 | 2,430 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $0 | 4,735 |
| Subordinated debt | $0 | 212 |
| All other liabilities | $10,791,000 | 540 |
| Total equity capital | $118,999,000 | 610 |
| Total bank equity capital | $118,999,000 | 607 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $65,913,000 | 71 |
| Surplus | $30,439,000 | 1,103 |
| Undivided profits | $22,647,000 | 1,516 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 179 |
| Memoranda | ||
| Noncurrent loans and leases | $17,585,000 | 859 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,160 |
| Income earned, not collected on loans | $2,506,000 | 1,116 |
| Earning assets | $783,538,000 | 768 |
| Long-term assets (5+ years) | $420,248,000 | 357 |
| Average Assets, year-to-date | $886,363,670 | 752 |
| Average Assets, quarterly | $889,309,000 | 747 |
| Volatile liabilities | $16,981,000 | 2,553 |
| Insider loans | $5,084,000 | 1,306 |
| FHLB advances | $0 | 4,341 |
| Loans and leases held for sale | $0 | 1,752 |
| Unused loan commitments | $87,816,000 | 803 |
| Tier 1 (core) risk-based capital | $110,989,000 | 591 |
| Tier 2 risk-based capital | $7,826,000 | 699 |
| Total risk weighted assets | $616,896,000 | 721 |
| Total unused commitments | $87,816,000 | 804 |
| Derivatives | $0 | 1,174 |
| 2011-03-31 | Rank | |
| # of Employees: | 323 | 448 |
| Assets and Liabilities | ||
| Total Assets: | $888,879,000 | 759 |
| Cash and due from depository institutions | $24,393,000 | 448 |
| Interest-bearing balances | $476,000 | 6,071 |
| Securities | $289,920,000 | 502 |
| Federal funds sold & reverse repurchase agreements | $4,740,000 | 1,620 |
| Net loans & leases | $480,038,000 | 884 |
| Loan loss allowance | $14,471,000 | 591 |
| Trading account assets | $0 | 208 |
| Bank premises and fixed assets | $8,552,000 | 1,389 |
| Other real estate owned | $23,319,000 | 448 |
| Goodwill and other intangibles | $1,253,000 | 1,457 |
| All other assets | $56,664,000 | 440 |
| Life insurance assets | $34,136,000 | 204 |
| Total liabilities and capital | $888,879,000 | 759 |
| Total liabilities | $773,823,000 | 777 |
| Total deposits | $761,224,000 | 709 |
| Interest-bearing deposits | $605,573,000 | 761 |
| Deposits held in domestic offices | $761,224,000 | 705 |
| % insured | 91.79% | 3,462 |
| Federal funds purchased & repurchase agreements | $0 | 2,341 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $2,259,000 | 3,725 |
| Subordinated debt | $0 | 214 |
| All other liabilities | $10,340,000 | 564 |
| Total equity capital | $115,056,000 | 607 |
| Total bank equity capital | $115,056,000 | 605 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $65,913,000 | 69 |
| Surplus | $30,420,000 | 1,112 |
| Undivided profits | $18,723,000 | 1,745 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 181 |
| Memoranda | ||
| Noncurrent loans and leases | $14,494,000 | 1,067 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $35,000 | 1,024 |
| Income earned, not collected on loans | $2,544,000 | 1,097 |
| Earning assets | $775,174,000 | 787 |
| Long-term assets (5+ years) | $399,896,000 | 359 |
| Average Assets, year-to-date | $884,676,000 | 757 |
| Average Assets, quarterly | $884,676,000 | 757 |
| Volatile liabilities | $20,728,000 | 2,228 |
| Insider loans | $6,661,000 | 998 |
| FHLB advances | $0 | 4,390 |
| Loans and leases held for sale | $0 | 1,676 |
| Unused loan commitments | $93,848,000 | 764 |
| Tier 1 (core) risk-based capital | $109,973,000 | 586 |
| Tier 2 risk-based capital | $7,949,000 | 699 |
| Total risk weighted assets | $629,198,000 | 716 |
| Total unused commitments | $93,848,000 | 765 |
| Derivatives | $0 | 1,153 |
| 2010-12-31 | Rank | |
| # of Employees: | 318 | 457 |
| Assets and Liabilities | ||
| Total Assets: | $880,473,000 | 769 |
| Cash and due from depository institutions | $15,088,000 | 457 |
| Interest-bearing balances | $476,000 | 5,997 |
| Securities | $265,650,000 | 531 |
| Federal funds sold & reverse repurchase agreements | $9,005,000 | 842 |
| Net loans & leases | $498,473,000 | 877 |
| Loan loss allowance | $14,993,000 | 573 |
| Trading account assets | $0 | 207 |
| Bank premises and fixed assets | $8,799,000 | 1,362 |
| Other real estate owned | $25,784,000 | 457 |
| Goodwill and other intangibles | $1,254,000 | 1,462 |
| All other assets | $56,420,000 | 446 |
| Life insurance assets | $33,871,000 | 203 |
| Total liabilities and capital | $880,473,000 | 769 |
| Total liabilities | $766,818,000 | 790 |
| Total deposits | $756,884,000 | 713 |
| Interest-bearing deposits | $598,291,000 | 772 |
| Deposits held in domestic offices | $756,884,000 | 709 |
| % insured | 92.87% | 2,907 |
| Federal funds purchased & repurchase agreements | $0 | 2,549 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $0 | 4,983 |
| Subordinated debt | $0 | 220 |
| All other liabilities | $9,934,000 | 584 |
| Total equity capital | $113,655,000 | 607 |
| Total bank equity capital | $113,655,000 | 605 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $65,913,000 | 69 |
| Surplus | $30,397,000 | 1,105 |
| Undivided profits | $17,345,000 | 1,849 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 190 |
| Memoranda | ||
| Noncurrent loans and leases | $20,065,000 | 848 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $2,626,000 | 1,099 |
| Earning assets | $773,604,000 | 795 |
| Long-term assets (5+ years) | $367,933,000 | 383 |
| Average Assets, year-to-date | $889,186,800 | 758 |
| Average Assets, quarterly | $885,943,500 | 768 |
| Volatile liabilities | $97,277,000 | 1,387 |
| Insider loans | $6,728,000 | 1,019 |
| FHLB advances | $0 | 4,551 |
| Loans and leases held for sale | $0 | 1,952 |
| Unused loan commitments | $91,819,000 | 772 |
| Tier 1 (core) risk-based capital | $108,092,000 | 589 |
| Tier 2 risk-based capital | $8,124,000 | 703 |
| Total risk weighted assets | $642,832,000 | 706 |
| Total unused commitments | $91,819,000 | 774 |
| Derivatives | $0 | 1,176 |
| 2010-09-30 | Rank | |
| # of Employees: | 321 | 449 |
| Assets and Liabilities | ||
| Total Assets: | $891,414,000 | 769 |
| Cash and due from depository institutions | $20,890,000 | 449 |
| Interest-bearing balances | $442,000 | 6,024 |
| Securities | $241,993,000 | 562 |
| Federal funds sold & reverse repurchase agreements | $21,035,000 | 338 |
| Net loans & leases | $521,047,000 | 847 |
| Loan loss allowance | $15,249,000 | 555 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $9,194,000 | 1,317 |
| Other real estate owned | $18,850,000 | 449 |
| Goodwill and other intangibles | $1,252,000 | 1,467 |
| All other assets | $57,153,000 | 436 |
| Life insurance assets | $33,642,000 | 200 |
| Total liabilities and capital | $891,414,000 | 769 |
| Total liabilities | $778,939,000 | 783 |
| Total deposits | $769,361,000 | 696 |
| Interest-bearing deposits | $615,221,000 | 751 |
| Deposits held in domestic offices | $769,361,000 | 693 |
| % insured | 90.43% | 3,389 |
| Federal funds purchased & repurchase agreements | $0 | 2,564 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $0 | 5,105 |
| Subordinated debt | $0 | 233 |
| All other liabilities | $9,578,000 | 642 |
| Total equity capital | $112,475,000 | 615 |
| Total bank equity capital | $112,475,000 | 612 |
| Perpetual preferred stock | $0 | 229 |
| Common stock | $65,913,000 | 67 |
| Surplus | $30,364,000 | 1,092 |
| Undivided profits | $16,198,000 | 2,085 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 194 |
| Memoranda | ||
| Noncurrent loans and leases | $29,643,000 | 610 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $2,624,000 | 1,173 |
| Earning assets | $784,517,000 | 791 |
| Long-term assets (5+ years) | $361,884,000 | 379 |
| Average Assets, year-to-date | $891,365,250 | 755 |
| Average Assets, quarterly | $899,496,000 | 755 |
| Volatile liabilities | $109,215,000 | 1,290 |
| Insider loans | $6,364,000 | 1,126 |
| FHLB advances | $0 | 4,672 |
| Loans and leases held for sale | $0 | 1,963 |
| Unused loan commitments | $95,638,000 | 765 |
| Tier 1 (core) risk-based capital | $104,306,000 | 587 |
| Tier 2 risk-based capital | $8,329,000 | 691 |
| Total risk weighted assets | $659,188,000 | 691 |
| Total unused commitments | $95,638,000 | 767 |
| Derivatives | $0 | 1,218 |
| 2010-06-30 | Rank | |
| # of Employees: | 321 | 440 |
| Assets and Liabilities | ||
| Total Assets: | $907,578,000 | 749 |
| Cash and due from depository institutions | $20,882,000 | 440 |
| Interest-bearing balances | $442,000 | 5,949 |
| Securities | $196,499,000 | 688 |
| Federal funds sold & reverse repurchase agreements | $60,410,000 | 100 |
| Net loans & leases | $543,454,000 | 819 |
| Loan loss allowance | $16,151,000 | 532 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $9,516,000 | 1,293 |
| Other real estate owned | $16,426,000 | 440 |
| Goodwill and other intangibles | $1,283,000 | 1,460 |
| All other assets | $59,108,000 | 430 |
| Life insurance assets | $33,340,000 | 199 |
| Total liabilities and capital | $907,578,000 | 749 |
| Total liabilities | $787,833,000 | 778 |
| Total deposits | $778,171,000 | 698 |
| Interest-bearing deposits | $633,132,000 | 725 |
| Deposits held in domestic offices | $778,171,000 | 695 |
| % insured | 89.20% | 3,899 |
| Federal funds purchased & repurchase agreements | $0 | 2,594 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $0 | 5,212 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $9,662,000 | 611 |
| Total equity capital | $119,745,000 | 571 |
| Total bank equity capital | $119,745,000 | 569 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $65,913,000 | 65 |
| Surplus | $30,329,000 | 1,090 |
| Undivided profits | $23,503,000 | 1,432 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 198 |
| Memoranda | ||
| Noncurrent loans and leases | $38,410,000 | 491 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,233 |
| Income earned, not collected on loans | $2,481,000 | 1,214 |
| Earning assets | $800,805,000 | 761 |
| Long-term assets (5+ years) | $355,408,000 | 376 |
| Average Assets, year-to-date | $891,349,000 | 756 |
| Average Assets, quarterly | $896,037,000 | 752 |
| Volatile liabilities | $109,221,000 | 1,318 |
| Insider loans | $6,426,000 | 1,137 |
| FHLB advances | $0 | 4,785 |
| Loans and leases held for sale | $0 | 1,852 |
| Unused loan commitments | $95,534,000 | 753 |
| Tier 1 (core) risk-based capital | $112,371,000 | 547 |
| Tier 2 risk-based capital | $8,667,000 | 664 |
| Total risk weighted assets | $685,689,000 | 659 |
| Total unused commitments | $95,534,000 | 757 |
| Derivatives | $0 | 1,168 |
| 2010-03-31 | Rank | |
| # of Employees: | 326 | 441 |
| Assets and Liabilities | ||
| Total Assets: | $884,496,000 | 781 |
| Cash and due from depository institutions | $20,971,000 | 441 |
| Interest-bearing balances | $442,000 | 5,907 |
| Securities | $141,043,000 | 942 |
| Federal funds sold & reverse repurchase agreements | $75,865,000 | 95 |
| Net loans & leases | $563,221,000 | 807 |
| Loan loss allowance | $17,708,000 | 508 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $9,898,000 | 1,260 |
| Other real estate owned | $12,998,000 | 441 |
| Goodwill and other intangibles | $1,353,000 | 1,437 |
| All other assets | $59,147,000 | 446 |
| Life insurance assets | $33,030,000 | 201 |
| Total liabilities and capital | $884,496,000 | 781 |
| Total liabilities | $799,883,000 | 776 |
| Total deposits | $789,972,000 | 693 |
| Interest-bearing deposits | $641,161,000 | 732 |
| Deposits held in domestic offices | $789,972,000 | 691 |
| % insured | 89.38% | 3,930 |
| Federal funds purchased & repurchase agreements | $0 | 2,570 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $0 | 5,317 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $9,911,000 | 598 |
| Total equity capital | $84,613,000 | 791 |
| Total bank equity capital | $84,613,000 | 787 |
| Perpetual preferred stock | $0 | 220 |
| Common stock | $32,413,000 | 127 |
| Surplus | $30,293,000 | 1,109 |
| Undivided profits | $21,907,000 | 1,508 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 204 |
| Memoranda | ||
| Noncurrent loans and leases | $45,875,000 | 446 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,219 |
| Income earned, not collected on loans | $2,412,000 | 1,303 |
| Earning assets | $780,571,000 | 800 |
| Long-term assets (5+ years) | $326,608,000 | 410 |
| Average Assets, year-to-date | $883,234,500 | 782 |
| Average Assets, quarterly | $883,234,500 | 782 |
| Volatile liabilities | $112,560,000 | 1,320 |
| Insider loans | $6,383,000 | 1,195 |
| FHLB advances | $0 | 4,906 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $100,801,000 | 749 |
| Tier 1 (core) risk-based capital | $78,094,000 | 785 |
| Tier 2 risk-based capital | $8,816,000 | 680 |
| Total risk weighted assets | $696,153,000 | 681 |
| Total unused commitments | $100,801,000 | 751 |
| Derivatives | $0 | 1,155 |
| 2009-12-31 | Rank | |
| # of Employees: | 320 | 454 |
| Assets and Liabilities | ||
| Total Assets: | $881,973,000 | 786 |
| Cash and due from depository institutions | $19,803,000 | 454 |
| Interest-bearing balances | $442,000 | 5,719 |
| Securities | $146,344,000 | 883 |
| Federal funds sold & reverse repurchase agreements | $48,250,000 | 152 |
| Net loans & leases | $583,878,000 | 792 |
| Loan loss allowance | $18,539,000 | 495 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $10,319,000 | 1,221 |
| Other real estate owned | $12,377,000 | 454 |
| Goodwill and other intangibles | $1,404,000 | 1,418 |
| All other assets | $59,598,000 | 449 |
| Life insurance assets | $32,745,000 | 200 |
| Total liabilities and capital | $881,973,000 | 786 |
| Total liabilities | $798,412,000 | 784 |
| Total deposits | $788,964,000 | 693 |
| Interest-bearing deposits | $635,388,000 | 745 |
| Deposits held in domestic offices | $788,964,000 | 690 |
| % insured | 89.82% | 3,790 |
| Federal funds purchased & repurchase agreements | $0 | 2,785 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $0 | 5,407 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $9,448,000 | 625 |
| Total equity capital | $83,561,000 | 790 |
| Total bank equity capital | $83,561,000 | 788 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $32,413,000 | 126 |
| Surplus | $30,254,000 | 1,108 |
| Undivided profits | $20,894,000 | 1,538 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $46,598,000 | 432 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,191 |
| Income earned, not collected on loans | $2,543,000 | 1,265 |
| Earning assets | $778,914,000 | 808 |
| Long-term assets (5+ years) | $334,677,000 | 407 |
| Average Assets, year-to-date | $896,662,000 | 751 |
| Average Assets, quarterly | $896,119,500 | 769 |
| Volatile liabilities | $126,094,000 | 1,177 |
| Insider loans | $6,537,000 | 1,180 |
| FHLB advances | $0 | 5,026 |
| Loans and leases held for sale | $0 | 1,814 |
| Unused loan commitments | $111,420,000 | 715 |
| Tier 1 (core) risk-based capital | $83,854,000 | 719 |
| Tier 2 risk-based capital | $9,157,000 | 677 |
| Total risk weighted assets | $723,191,000 | 674 |
| Total unused commitments | $111,420,000 | 715 |
| Derivatives | $0 | 1,139 |
| 2009-09-30 | Rank | |
| # of Employees: | 327 | 447 |
| Assets and Liabilities | ||
| Total Assets: | $910,266,000 | 768 |
| Cash and due from depository institutions | $19,931,000 | 447 |
| Interest-bearing balances | $442,000 | 5,590 |
| Securities | $158,209,000 | 817 |
| Federal funds sold & reverse repurchase agreements | $30,355,000 | 267 |
| Net loans & leases | $609,653,000 | 768 |
| Loan loss allowance | $19,423,000 | 470 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $10,682,000 | 1,186 |
| Other real estate owned | $7,925,000 | 447 |
| Goodwill and other intangibles | $16,614,000 | 397 |
| All other assets | $56,897,000 | 441 |
| Life insurance assets | $32,472,000 | 205 |
| Total liabilities and capital | $910,266,000 | 768 |
| Total liabilities | $809,729,000 | 776 |
| Total deposits | $799,808,000 | 681 |
| Interest-bearing deposits | $653,520,000 | 733 |
| Deposits held in domestic offices | $799,808,000 | 677 |
| % insured | 90.68% | 3,668 |
| Federal funds purchased & repurchase agreements | $0 | 2,868 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $0 | 5,525 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $9,921,000 | 655 |
| Total equity capital | $100,537,000 | 681 |
| Total bank equity capital | $100,537,000 | 677 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $32,413,000 | 127 |
| Surplus | $28,208,000 | 1,176 |
| Undivided profits | $39,916,000 | 839 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $54,462,000 | 390 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $86,000 | 932 |
| Income earned, not collected on loans | $2,500,000 | 1,407 |
| Earning assets | $798,659,000 | 794 |
| Long-term assets (5+ years) | $353,488,000 | 384 |
| Average Assets, year-to-date | $900,334,250 | 762 |
| Average Assets, quarterly | $910,282,000 | 763 |
| Volatile liabilities | $141,683,000 | 1,065 |
| Insider loans | $7,405,000 | 1,049 |
| FHLB advances | $0 | 5,137 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $114,228,000 | 735 |
| Tier 1 (core) risk-based capital | $83,018,000 | 738 |
| Tier 2 risk-based capital | $9,339,000 | 675 |
| Total risk weighted assets | $737,053,000 | 677 |
| Total unused commitments | $114,228,000 | 736 |
| Derivatives | $0 | 1,183 |
| 2009-06-30 | Rank | |
| # of Employees: | 355 | 420 |
| Assets and Liabilities | ||
| Total Assets: | $910,298,000 | 782 |
| Cash and due from depository institutions | $22,609,000 | 420 |
| Interest-bearing balances | $442,000 | 5,416 |
| Securities | $137,569,000 | 914 |
| Federal funds sold & reverse repurchase agreements | $29,395,000 | 285 |
| Net loans & leases | $628,533,000 | 768 |
| Loan loss allowance | $22,119,000 | 408 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $11,097,000 | 1,167 |
| Other real estate owned | $6,129,000 | 420 |
| Goodwill and other intangibles | $16,564,000 | 414 |
| All other assets | $58,402,000 | 441 |
| Life insurance assets | $32,175,000 | 210 |
| Total liabilities and capital | $910,298,000 | 782 |
| Total liabilities | $812,172,000 | 788 |
| Total deposits | $801,781,000 | 684 |
| Interest-bearing deposits | $655,553,000 | 735 |
| Deposits held in domestic offices | $801,781,000 | 682 |
| % insured | 80.45% | 3,593 |
| Federal funds purchased & repurchase agreements | $0 | 2,922 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $0 | 5,613 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $10,391,000 | 652 |
| Total equity capital | $98,126,000 | 697 |
| Total bank equity capital | $98,126,000 | 697 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $32,413,000 | 125 |
| Surplus | $28,162,000 | 1,195 |
| Undivided profits | $37,551,000 | 879 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $44,304,000 | 439 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $2,570,000 | 1,322 |
| Earning assets | $795,939,000 | 806 |
| Long-term assets (5+ years) | $339,542,000 | 397 |
| Average Assets, year-to-date | $897,023,670 | 783 |
| Average Assets, quarterly | $906,306,000 | 783 |
| Volatile liabilities | $151,894,000 | 1,019 |
| Insider loans | $6,812,000 | 1,154 |
| FHLB advances | $0 | 5,202 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $130,776,000 | 684 |
| Tier 1 (core) risk-based capital | $83,967,000 | 730 |
| Tier 2 risk-based capital | $9,719,000 | 662 |
| Total risk weighted assets | $765,129,000 | 676 |
| Total unused commitments | $130,776,000 | 685 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 397 | 375 |
| Assets and Liabilities | ||
| Total Assets: | $902,314,000 | 787 |
| Cash and due from depository institutions | $19,595,000 | 375 |
| Interest-bearing balances | $17,000 | 6,894 |
| Securities | $97,529,000 | 1,274 |
| Federal funds sold & reverse repurchase agreements | $49,915,000 | 208 |
| Net loans & leases | $644,766,000 | 757 |
| Loan loss allowance | $15,887,000 | 502 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $11,191,000 | 1,151 |
| Other real estate owned | $5,943,000 | 375 |
| Goodwill and other intangibles | $16,543,000 | 429 |
| All other assets | $56,832,000 | 440 |
| Life insurance assets | $31,889,000 | 212 |
| Total liabilities and capital | $902,314,000 | 787 |
| Total liabilities | $797,977,000 | 807 |
| Total deposits | $788,754,000 | 689 |
| Interest-bearing deposits | $637,151,000 | 739 |
| Deposits held in domestic offices | $788,754,000 | 688 |
| % insured | 78.06% | 4,312 |
| Federal funds purchased & repurchase agreements | $0 | 2,904 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $0 | 5,670 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $9,223,000 | 707 |
| Total equity capital | $104,337,000 | 650 |
| Total bank equity capital | $104,337,000 | 647 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $32,413,000 | 124 |
| Surplus | $28,113,000 | 1,189 |
| Undivided profits | $43,811,000 | 769 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $19,926,000 | 745 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $2,700,000 | 1,277 |
| Earning assets | $792,227,000 | 815 |
| Long-term assets (5+ years) | $308,245,000 | 441 |
| Average Assets, year-to-date | $890,386,500 | 793 |
| Average Assets, quarterly | $890,386,500 | 793 |
| Volatile liabilities | $134,693,000 | 1,145 |
| Insider loans | $6,455,000 | 1,235 |
| FHLB advances | $0 | 5,264 |
| Loans and leases held for sale | $0 | 1,892 |
| Unused loan commitments | $152,357,000 | 639 |
| Tier 1 (core) risk-based capital | $89,318,000 | 693 |
| Tier 2 risk-based capital | $9,887,000 | 640 |
| Total risk weighted assets | $784,961,000 | 662 |
| Total unused commitments | $152,357,000 | 639 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 405 | 370 |
| Assets and Liabilities | ||
| Total Assets: | $878,459,000 | 797 |
| Cash and due from depository institutions | $27,153,000 | 370 |
| Interest-bearing balances | $17,000 | 6,647 |
| Securities | $76,366,000 | 1,597 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,377 |
| Net loans & leases | $682,095,000 | 719 |
| Loan loss allowance | $11,327,000 | 656 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $11,418,000 | 1,116 |
| Other real estate owned | $10,408,000 | 370 |
| Goodwill and other intangibles | $16,567,000 | 441 |
| All other assets | $54,452,000 | 457 |
| Life insurance assets | $31,612,000 | 212 |
| Total liabilities and capital | $878,459,000 | 797 |
| Total liabilities | $771,412,000 | 822 |
| Total deposits | $758,008,000 | 681 |
| Interest-bearing deposits | $593,196,000 | 771 |
| Deposits held in domestic offices | $758,008,000 | 679 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $970,000 | 2,745 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $2,546,000 | 4,806 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $9,888,000 | 692 |
| Total equity capital | $107,047,000 | 625 |
| Total bank equity capital | $107,047,000 | 625 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $32,413,000 | 124 |
| Surplus | $28,063,000 | 1,161 |
| Undivided profits | $46,571,000 | 713 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $18,936,000 | 663 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $2,723,000 | 1,323 |
| Earning assets | $758,478,000 | 834 |
| Long-term assets (5+ years) | $316,200,000 | 426 |
| Average Assets, year-to-date | $917,968,000 | 726 |
| Average Assets, quarterly | $880,982,000 | 789 |
| Volatile liabilities | $124,647,000 | 1,224 |
| Insider loans | $6,546,000 | 1,223 |
| FHLB advances | $2,546,000 | 4,663 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $158,930,000 | 636 |
| Tier 1 (core) risk-based capital | $92,693,000 | 649 |
| Tier 2 risk-based capital | $10,213,000 | 622 |
| Total risk weighted assets | $815,932,000 | 638 |
| Total unused commitments | $158,930,000 | 636 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 397 | 385 |
| Assets and Liabilities | ||
| Total Assets: | $883,505,000 | 784 |
| Cash and due from depository institutions | $25,961,000 | 385 |
| Interest-bearing balances | $17,000 | 6,306 |
| Securities | $83,280,000 | 1,427 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,854 |
| Net loans & leases | $686,350,000 | 716 |
| Loan loss allowance | $9,958,000 | 662 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $11,568,000 | 1,091 |
| Other real estate owned | $5,852,000 | 385 |
| Goodwill and other intangibles | $16,646,000 | 470 |
| All other assets | $53,848,000 | 432 |
| Life insurance assets | $31,315,000 | 218 |
| Total liabilities and capital | $883,505,000 | 784 |
| Total liabilities | $776,119,000 | 803 |
| Total deposits | $757,763,000 | 671 |
| Interest-bearing deposits | $598,062,000 | 755 |
| Deposits held in domestic offices | $757,763,000 | 669 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $485,000 | 3,147 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $7,770,000 | 3,589 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $10,101,000 | 649 |
| Total equity capital | $107,386,000 | 633 |
| Total bank equity capital | $107,386,000 | 633 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $32,413,000 | 119 |
| Surplus | $28,012,000 | 1,137 |
| Undivided profits | $46,961,000 | 735 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $20,190,000 | 552 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $2,897,000 | 1,321 |
| Earning assets | $769,647,000 | 818 |
| Long-term assets (5+ years) | $313,598,000 | 428 |
| Average Assets, year-to-date | $927,845,250 | 714 |
| Average Assets, quarterly | $908,758,500 | 745 |
| Volatile liabilities | $122,373,000 | 1,227 |
| Insider loans | $8,047,000 | 976 |
| FHLB advances | $7,770,000 | 3,452 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $169,645,000 | 640 |
| Tier 1 (core) risk-based capital | $93,351,000 | 661 |
| Tier 2 risk-based capital | $9,958,000 | 618 |
| Total risk weighted assets | $825,610,000 | 630 |
| Total unused commitments | $169,645,000 | 640 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 393 | 388 |
| Assets and Liabilities | ||
| Total Assets: | $934,012,000 | 733 |
| Cash and due from depository institutions | $34,545,000 | 388 |
| Interest-bearing balances | $17,000 | 6,247 |
| Securities | $90,709,000 | 1,338 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,934 |
| Net loans & leases | $716,605,000 | 680 |
| Loan loss allowance | $13,677,000 | 480 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $11,764,000 | 1,061 |
| Other real estate owned | $8,208,000 | 388 |
| Goodwill and other intangibles | $16,729,000 | 475 |
| All other assets | $55,452,000 | 420 |
| Life insurance assets | $31,048,000 | 220 |
| Total liabilities and capital | $934,012,000 | 733 |
| Total liabilities | $824,034,000 | 741 |
| Total deposits | $746,130,000 | 675 |
| Interest-bearing deposits | $580,201,000 | 767 |
| Deposits held in domestic offices | $746,130,000 | 672 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,305,000 | 2,398 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $65,810,000 | 911 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $9,789,000 | 673 |
| Total equity capital | $109,978,000 | 636 |
| Total bank equity capital | $109,978,000 | 636 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $32,413,000 | 117 |
| Surplus | $27,959,000 | 1,129 |
| Undivided profits | $49,606,000 | 705 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $22,580,000 | 437 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $3,121,000 | 1,170 |
| Earning assets | $807,331,000 | 766 |
| Long-term assets (5+ years) | $313,661,000 | 421 |
| Average Assets, year-to-date | $942,625,330 | 708 |
| Average Assets, quarterly | $939,293,000 | 715 |
| Volatile liabilities | $184,534,000 | 830 |
| Insider loans | $8,194,000 | 945 |
| FHLB advances | $65,810,000 | 852 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $208,679,000 | 553 |
| Tier 1 (core) risk-based capital | $95,788,000 | 644 |
| Tier 2 risk-based capital | $11,023,000 | 556 |
| Total risk weighted assets | $879,201,000 | 587 |
| Total unused commitments | $208,679,000 | 554 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 401 | 379 |
| Assets and Liabilities | ||
| Total Assets: | $944,574,000 | 717 |
| Cash and due from depository institutions | $28,793,000 | 379 |
| Interest-bearing balances | $17,000 | 6,215 |
| Securities | $98,617,000 | 1,239 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,601 |
| Net loans & leases | $737,566,000 | 644 |
| Loan loss allowance | $13,022,000 | 458 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $12,066,000 | 1,034 |
| Other real estate owned | $902,000 | 379 |
| Goodwill and other intangibles | $16,941,000 | 495 |
| All other assets | $49,689,000 | 452 |
| Life insurance assets | $30,797,000 | 219 |
| Total liabilities and capital | $944,574,000 | 717 |
| Total liabilities | $832,944,000 | 728 |
| Total deposits | $765,209,000 | 658 |
| Interest-bearing deposits | $604,219,000 | 739 |
| Deposits held in domestic offices | $765,209,000 | 656 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,115,000 | 2,196 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $56,280,000 | 990 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $9,340,000 | 746 |
| Total equity capital | $111,630,000 | 633 |
| Total bank equity capital | $111,630,000 | 633 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $32,413,000 | 120 |
| Surplus | $27,906,000 | 1,128 |
| Undivided profits | $51,311,000 | 715 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $25,750,000 | 334 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $3,235,000 | 1,159 |
| Earning assets | $836,200,000 | 744 |
| Long-term assets (5+ years) | $309,423,000 | 417 |
| Average Assets, year-to-date | $946,932,000 | 704 |
| Average Assets, quarterly | $946,932,000 | 704 |
| Volatile liabilities | $144,458,000 | 1,016 |
| Insider loans | $8,380,000 | 897 |
| FHLB advances | $56,280,000 | 922 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $207,328,000 | 579 |
| Tier 1 (core) risk-based capital | $96,445,000 | 637 |
| Tier 2 risk-based capital | $11,381,000 | 520 |
| Total risk weighted assets | $897,714,000 | 577 |
| Total unused commitments | $207,328,000 | 579 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 397 | 392 |
| Assets and Liabilities | ||
| Total Assets: | $949,290,000 | 707 |
| Cash and due from depository institutions | $28,569,000 | 392 |
| Interest-bearing balances | $17,000 | 6,043 |
| Securities | $104,372,000 | 1,156 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,130 |
| Net loans & leases | $735,498,000 | 648 |
| Loan loss allowance | $10,755,000 | 527 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $12,431,000 | 1,007 |
| Other real estate owned | $902,000 | 392 |
| Goodwill and other intangibles | $17,100,000 | 487 |
| All other assets | $50,418,000 | 445 |
| Life insurance assets | $30,526,000 | 217 |
| Total liabilities and capital | $949,290,000 | 707 |
| Total liabilities | $839,114,000 | 720 |
| Total deposits | $741,486,000 | 682 |
| Interest-bearing deposits | $569,124,000 | 785 |
| Deposits held in domestic offices | $741,486,000 | 680 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $235,000 | 3,245 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $86,957,000 | 650 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $10,436,000 | 663 |
| Total equity capital | $110,176,000 | 634 |
| Total bank equity capital | $110,176,000 | 634 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $32,413,000 | 120 |
| Surplus | $27,798,000 | 1,110 |
| Undivided profits | $49,965,000 | 740 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,764,000 | 2,410 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $150,000 | 640 |
| Income earned, not collected on loans | $3,892,000 | 1,023 |
| Earning assets | $839,887,000 | 732 |
| Long-term assets (5+ years) | $321,238,000 | 392 |
| Average Assets, year-to-date | $914,382,400 | 706 |
| Average Assets, quarterly | $936,146,500 | 714 |
| Volatile liabilities | $191,695,000 | 777 |
| Insider loans | $8,494,000 | 858 |
| FHLB advances | $86,957,000 | 585 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $213,594,000 | 576 |
| Tier 1 (core) risk-based capital | $95,048,000 | 648 |
| Tier 2 risk-based capital | $10,755,000 | 538 |
| Total risk weighted assets | $901,155,000 | 572 |
| Total unused commitments | $213,594,000 | 576 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 400 | 389 |
| Assets and Liabilities | ||
| Total Assets: | $923,003,000 | 714 |
| Cash and due from depository institutions | $28,332,000 | 389 |
| Interest-bearing balances | $16,000 | 6,014 |
| Securities | $108,668,000 | 1,105 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,196 |
| Net loans & leases | $707,834,000 | 656 |
| Loan loss allowance | $9,602,000 | 566 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $12,933,000 | 931 |
| Other real estate owned | $902,000 | 389 |
| Goodwill and other intangibles | $17,310,000 | 471 |
| All other assets | $47,024,000 | 460 |
| Life insurance assets | $30,256,000 | 212 |
| Total liabilities and capital | $923,003,000 | 714 |
| Total liabilities | $813,770,000 | 726 |
| Total deposits | $737,029,000 | 678 |
| Interest-bearing deposits | $566,293,000 | 784 |
| Deposits held in domestic offices | $737,029,000 | 675 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,436 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $65,590,000 | 741 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $11,151,000 | 625 |
| Total equity capital | $109,233,000 | 625 |
| Total bank equity capital | $109,233,000 | 625 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $32,413,000 | 111 |
| Surplus | $27,755,000 | 1,092 |
| Undivided profits | $49,065,000 | 759 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,266,000 | 1,079 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $150,000 | 642 |
| Income earned, not collected on loans | $3,807,000 | 1,125 |
| Earning assets | $816,518,000 | 736 |
| Long-term assets (5+ years) | $307,467,000 | 397 |
| Average Assets, year-to-date | $905,655,500 | 710 |
| Average Assets, quarterly | $906,300,000 | 723 |
| Volatile liabilities | $163,113,000 | 883 |
| Insider loans | $8,533,000 | 848 |
| FHLB advances | $65,590,000 | 677 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $221,130,000 | 575 |
| Tier 1 (core) risk-based capital | $94,391,000 | 648 |
| Tier 2 risk-based capital | $9,602,000 | 584 |
| Total risk weighted assets | $885,258,000 | 568 |
| Total unused commitments | $221,130,000 | 575 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 414 | 394 |
| Assets and Liabilities | ||
| Total Assets: | $889,597,000 | 754 |
| Cash and due from depository institutions | $27,209,000 | 394 |
| Interest-bearing balances | $16,000 | 6,046 |
| Securities | $113,672,000 | 1,063 |
| Federal funds sold & reverse repurchase agreements | $700,000 | 5,378 |
| Net loans & leases | $669,651,000 | 698 |
| Loan loss allowance | $8,746,000 | 620 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $13,445,000 | 878 |
| Other real estate owned | $902,000 | 394 |
| Goodwill and other intangibles | $17,520,000 | 485 |
| All other assets | $46,498,000 | 465 |
| Life insurance assets | $29,979,000 | 213 |
| Total liabilities and capital | $889,597,000 | 754 |
| Total liabilities | $781,659,000 | 762 |
| Total deposits | $740,749,000 | 692 |
| Interest-bearing deposits | $568,402,000 | 794 |
| Deposits held in domestic offices | $740,749,000 | 689 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $280,000 | 3,168 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $31,325,000 | 1,236 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $9,305,000 | 708 |
| Total equity capital | $107,938,000 | 640 |
| Total bank equity capital | $107,938,000 | 640 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $32,413,000 | 112 |
| Surplus | $27,712,000 | 1,095 |
| Undivided profits | $47,813,000 | 772 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,903,000 | 1,332 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $3,613,000 | 1,115 |
| Earning assets | $784,039,000 | 776 |
| Long-term assets (5+ years) | $305,529,000 | 400 |
| Average Assets, year-to-date | $899,873,000 | 734 |
| Average Assets, quarterly | $897,575,000 | 738 |
| Volatile liabilities | $123,959,000 | 1,143 |
| Insider loans | $9,176,000 | 775 |
| FHLB advances | $31,325,000 | 1,163 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $224,937,000 | 572 |
| Tier 1 (core) risk-based capital | $93,311,000 | 667 |
| Tier 2 risk-based capital | $8,746,000 | 644 |
| Total risk weighted assets | $856,916,000 | 588 |
| Total unused commitments | $224,937,000 | 572 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 420 | 382 |
| Assets and Liabilities | ||
| Total Assets: | $905,553,000 | 723 |
| Cash and due from depository institutions | $27,593,000 | 382 |
| Interest-bearing balances | $16,000 | 6,094 |
| Securities | $124,832,000 | 970 |
| Federal funds sold & reverse repurchase agreements | $33,295,000 | 550 |
| Net loans & leases | $641,748,000 | 705 |
| Loan loss allowance | $8,815,000 | 601 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $13,838,000 | 827 |
| Other real estate owned | $902,000 | 382 |
| Goodwill and other intangibles | $17,704,000 | 471 |
| All other assets | $45,641,000 | 461 |
| Life insurance assets | $29,738,000 | 212 |
| Total liabilities and capital | $905,553,000 | 723 |
| Total liabilities | $797,861,000 | 734 |
| Total deposits | $762,145,000 | 668 |
| Interest-bearing deposits | $574,490,000 | 771 |
| Deposits held in domestic offices | $762,145,000 | 666 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,056 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $25,000,000 | 1,392 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $10,716,000 | 657 |
| Total equity capital | $107,692,000 | 631 |
| Total bank equity capital | $107,692,000 | 631 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $32,413,000 | 109 |
| Surplus | $27,663,000 | 1,078 |
| Undivided profits | $47,616,000 | 780 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $519,000 | 3,943 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $3,481,000 | 1,108 |
| Earning assets | $799,891,000 | 755 |
| Long-term assets (5+ years) | $298,531,000 | 392 |
| Average Assets, year-to-date | $905,011,000 | 718 |
| Average Assets, quarterly | $905,011,000 | 718 |
| Volatile liabilities | $109,263,000 | 1,258 |
| Insider loans | $8,768,000 | 789 |
| FHLB advances | $25,000,000 | 1,317 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $256,846,000 | 527 |
| Tier 1 (core) risk-based capital | $92,282,000 | 668 |
| Tier 2 risk-based capital | $8,815,000 | 621 |
| Total risk weighted assets | $840,606,000 | 585 |
| Total unused commitments | $256,846,000 | 527 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 429 | 369 |
| Assets and Liabilities | ||
| Total Assets: | $904,469,000 | 720 |
| Cash and due from depository institutions | $30,826,000 | 369 |
| Interest-bearing balances | $16,000 | 6,091 |
| Securities | $133,653,000 | 914 |
| Federal funds sold & reverse repurchase agreements | $10,670,000 | 1,554 |
| Net loans & leases | $650,963,000 | 698 |
| Loan loss allowance | $8,831,000 | 590 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $13,797,000 | 810 |
| Other real estate owned | $903,000 | 369 |
| Goodwill and other intangibles | $17,907,000 | 454 |
| All other assets | $45,750,000 | 453 |
| Life insurance assets | $29,483,000 | 206 |
| Total liabilities and capital | $904,469,000 | 720 |
| Total liabilities | $800,402,000 | 730 |
| Total deposits | $752,470,000 | 665 |
| Interest-bearing deposits | $555,446,000 | 779 |
| Deposits held in domestic offices | $752,470,000 | 663 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,314 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $37,500,000 | 1,098 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $10,432,000 | 661 |
| Total equity capital | $104,067,000 | 634 |
| Total bank equity capital | $104,067,000 | 634 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $32,413,000 | 104 |
| Surplus | $27,551,000 | 1,052 |
| Undivided profits | $44,103,000 | 833 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $475,000 | 3,967 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $3,817,000 | 1,041 |
| Earning assets | $795,302,000 | 749 |
| Long-term assets (5+ years) | $305,736,000 | 385 |
| Average Assets, year-to-date | $907,566,000 | 683 |
| Average Assets, quarterly | $908,317,500 | 702 |
| Volatile liabilities | $101,985,000 | 1,471 |
| Insider loans | $6,259,000 | 1,136 |
| FHLB advances | $37,500,000 | 1,029 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $233,095,000 | 544 |
| Tier 1 (core) risk-based capital | $88,811,000 | 689 |
| Tier 2 risk-based capital | $8,831,000 | 619 |
| Total risk weighted assets | $841,240,000 | 583 |
| Total unused commitments | $233,095,000 | 544 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 216 | 756 |
| Assets and Liabilities | ||
| Total Assets: | $912,166,000 | 706 |
| Cash and due from depository institutions | $38,014,000 | 756 |
| Interest-bearing balances | $15,000 | 6,179 |
| Securities | $138,568,000 | 900 |
| Federal funds sold & reverse repurchase agreements | $680,000 | 5,051 |
| Net loans & leases | $657,294,000 | 692 |
| Loan loss allowance | $8,853,000 | 590 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $13,482,000 | 815 |
| Other real estate owned | $902,000 | 756 |
| Goodwill and other intangibles | $18,097,000 | 449 |
| All other assets | $45,129,000 | 469 |
| Life insurance assets | $29,222,000 | 201 |
| Total liabilities and capital | $912,166,000 | 706 |
| Total liabilities | $811,222,000 | 711 |
| Total deposits | $762,889,000 | 640 |
| Interest-bearing deposits | $565,404,000 | 762 |
| Deposits held in domestic offices | $762,889,000 | 639 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,596 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $38,100,000 | 1,122 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $10,233,000 | 665 |
| Total equity capital | $100,944,000 | 654 |
| Total bank equity capital | $100,944,000 | 654 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $32,413,000 | 103 |
| Surplus | $27,550,000 | 1,051 |
| Undivided profits | $40,981,000 | 896 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $727,000 | 3,132 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $8,000 | 1,087 |
| Income earned, not collected on loans | $3,986,000 | 979 |
| Earning assets | $796,557,000 | 746 |
| Long-term assets (5+ years) | $291,440,000 | 387 |
| Average Assets, year-to-date | $908,340,250 | 687 |
| Average Assets, quarterly | $900,454,500 | 708 |
| Volatile liabilities | $97,586,000 | 1,514 |
| Insider loans | $6,067,000 | 1,167 |
| FHLB advances | $38,100,000 | 1,037 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $248,889,000 | 539 |
| Tier 1 (core) risk-based capital | $85,152,000 | 721 |
| Tier 2 risk-based capital | $8,853,000 | 620 |
| Total risk weighted assets | $852,158,000 | 586 |
| Total unused commitments | $248,889,000 | 539 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 219 | 749 |
| Assets and Liabilities | ||
| Total Assets: | $888,743,000 | 720 |
| Cash and due from depository institutions | $33,901,000 | 749 |
| Interest-bearing balances | $15,000 | 6,196 |
| Securities | $145,312,000 | 853 |
| Federal funds sold & reverse repurchase agreements | $750,000 | 4,788 |
| Net loans & leases | $631,325,000 | 704 |
| Loan loss allowance | $8,292,000 | 623 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $14,035,000 | 755 |
| Other real estate owned | $902,000 | 749 |
| Goodwill and other intangibles | $18,264,000 | 439 |
| All other assets | $44,254,000 | 471 |
| Life insurance assets | $28,967,000 | 201 |
| Total liabilities and capital | $888,743,000 | 720 |
| Total liabilities | $792,518,000 | 724 |
| Total deposits | $725,280,000 | 675 |
| Interest-bearing deposits | $536,018,000 | 784 |
| Deposits held in domestic offices | $725,280,000 | 674 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,000,000 | 2,438 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $56,500,000 | 852 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $8,738,000 | 699 |
| Total equity capital | $96,225,000 | 671 |
| Total bank equity capital | $96,225,000 | 671 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $32,413,000 | 102 |
| Surplus | $27,551,000 | 1,033 |
| Undivided profits | $36,261,000 | 955 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $223,000 | 5,083 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $14,000 | 1,078 |
| Income earned, not collected on loans | $3,601,000 | 986 |
| Earning assets | $777,402,000 | 750 |
| Long-term assets (5+ years) | $283,152,000 | 409 |
| Average Assets, year-to-date | $907,065,000 | 690 |
| Average Assets, quarterly | $902,425,500 | 701 |
| Volatile liabilities | $110,031,000 | 1,352 |
| Insider loans | $6,065,000 | 1,143 |
| FHLB advances | $56,500,000 | 773 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $216,579,000 | 590 |
| Tier 1 (core) risk-based capital | $81,942,000 | 733 |
| Tier 2 risk-based capital | $8,292,000 | 645 |
| Total risk weighted assets | $826,167,000 | 598 |
| Total unused commitments | $216,579,000 | 590 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 180 | 920 |
| Assets and Liabilities | ||
| Total Assets: | $766,005,000 | 824 |
| Cash and due from depository institutions | $31,599,000 | 920 |
| Interest-bearing balances | $15,000 | 6,254 |
| Securities | $140,361,000 | 889 |
| Federal funds sold & reverse repurchase agreements | $25,276,000 | 548 |
| Net loans & leases | $515,018,000 | 829 |
| Loan loss allowance | $6,487,000 | 778 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $11,272,000 | 974 |
| Other real estate owned | $898,000 | 920 |
| Goodwill and other intangibles | $2,003,000 | 1,302 |
| All other assets | $39,578,000 | 500 |
| Life insurance assets | $27,073,000 | 205 |
| Total liabilities and capital | $766,005,000 | 824 |
| Total liabilities | $695,762,000 | 812 |
| Total deposits | $648,710,000 | 739 |
| Interest-bearing deposits | $486,748,000 | 851 |
| Deposits held in domestic offices | $648,710,000 | 737 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $37,500,000 | 1,115 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $9,552,000 | 650 |
| Total equity capital | $70,243,000 | 889 |
| Total bank equity capital | $70,243,000 | 889 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $8,686,000 | 473 |
| Surplus | $20,451,000 | 1,271 |
| Undivided profits | $41,106,000 | 846 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $813,000 | 2,732 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $111,000 | 719 |
| Income earned, not collected on loans | $2,730,000 | 1,229 |
| Earning assets | $680,670,000 | 851 |
| Long-term assets (5+ years) | $246,027,000 | 450 |
| Average Assets, year-to-date | $759,179,000 | 822 |
| Average Assets, quarterly | $759,179,000 | 822 |
| Volatile liabilities | $73,392,000 | 1,831 |
| Insider loans | $5,449,000 | 1,261 |
| FHLB advances | $37,500,000 | 1,047 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $164,943,000 | 711 |
| Tier 1 (core) risk-based capital | $70,950,000 | 823 |
| Tier 2 risk-based capital | $6,487,000 | 784 |
| Total risk weighted assets | $674,357,000 | 686 |
| Total unused commitments | $164,943,000 | 711 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 186 | 879 |
| Assets and Liabilities | ||
| Total Assets: | $752,353,000 | 823 |
| Cash and due from depository institutions | $38,762,000 | 879 |
| Interest-bearing balances | $15,000 | 6,282 |
| Securities | $145,824,000 | 870 |
| Federal funds sold & reverse repurchase agreements | $8,182,000 | 1,639 |
| Net loans & leases | $504,069,000 | 835 |
| Loan loss allowance | $6,520,000 | 753 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $11,161,000 | 959 |
| Other real estate owned | $902,000 | 879 |
| Goodwill and other intangibles | $2,125,000 | 1,257 |
| All other assets | $41,328,000 | 483 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $752,353,000 | 823 |
| Total liabilities | $682,593,000 | 817 |
| Total deposits | $635,865,000 | 740 |
| Interest-bearing deposits | $561,542,000 | 721 |
| Deposits held in domestic offices | $635,865,000 | 738 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $37,500,000 | 1,147 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $9,228,000 | 644 |
| Total equity capital | $69,760,000 | 881 |
| Total bank equity capital | $69,760,000 | 881 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $8,686,000 | 464 |
| Surplus | $20,451,000 | 1,244 |
| Undivided profits | $40,623,000 | 853 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $752,000 | 2,927 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $669,000 | 247 |
| Income earned, not collected on loans | $3,107,000 | 1,064 |
| Earning assets | $658,090,000 | 877 |
| Long-term assets (5+ years) | $246,766,000 | 448 |
| Average Assets, year-to-date | $751,408,200 | 783 |
| Average Assets, quarterly | $755,414,500 | 813 |
| Volatile liabilities | $59,732,000 | 2,138 |
| Insider loans | $4,332,000 | 1,539 |
| FHLB advances | $37,500,000 | 1,058 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $175,457,000 | 673 |
| Tier 1 (core) risk-based capital | $70,127,000 | 811 |
| Tier 2 risk-based capital | $6,520,000 | 758 |
| Total risk weighted assets | $661,752,000 | 688 |
| Total unused commitments | $175,457,000 | 673 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 183 | 883 |
| Assets and Liabilities | ||
| Total Assets: | $758,476,000 | 800 |
| Cash and due from depository institutions | $36,409,000 | 883 |
| Interest-bearing balances | $15,000 | 6,329 |
| Securities | $152,551,000 | 821 |
| Federal funds sold & reverse repurchase agreements | $13,392,000 | 987 |
| Net loans & leases | $500,545,000 | 823 |
| Loan loss allowance | $6,572,000 | 742 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $11,883,000 | 862 |
| Other real estate owned | $0 | 883 |
| Goodwill and other intangibles | $1,977,000 | 1,271 |
| All other assets | $41,719,000 | 469 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $758,476,000 | 800 |
| Total liabilities | $697,532,000 | 777 |
| Total deposits | $650,722,000 | 707 |
| Interest-bearing deposits | $585,772,000 | 672 |
| Deposits held in domestic offices | $650,722,000 | 705 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $37,538,000 | 1,126 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $9,272,000 | 626 |
| Total equity capital | $60,944,000 | 996 |
| Total bank equity capital | $60,944,000 | 996 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $8,686,000 | 446 |
| Surplus | $14,451,000 | 1,631 |
| Undivided profits | $37,807,000 | 907 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $996,000 | 2,406 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $671,000 | 260 |
| Income earned, not collected on loans | $3,517,000 | 864 |
| Earning assets | $666,503,000 | 831 |
| Long-term assets (5+ years) | $267,009,000 | 401 |
| Average Assets, year-to-date | $751,172,000 | 770 |
| Average Assets, quarterly | $755,026,500 | 792 |
| Volatile liabilities | $58,368,000 | 2,098 |
| Insider loans | $4,175,000 | 1,572 |
| FHLB advances | $37,538,000 | 1,050 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $176,118,000 | 654 |
| Tier 1 (core) risk-based capital | $60,254,000 | 932 |
| Tier 2 risk-based capital | $6,572,000 | 748 |
| Total risk weighted assets | $654,524,000 | 680 |
| Total unused commitments | $176,118,000 | 655 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 201 | 798 |
| Assets and Liabilities | ||
| Total Assets: | $751,577,000 | 785 |
| Cash and due from depository institutions | $31,360,000 | 798 |
| Interest-bearing balances | $15,000 | 6,300 |
| Securities | $163,807,000 | 767 |
| Federal funds sold & reverse repurchase agreements | $7,116,000 | 1,603 |
| Net loans & leases | $495,677,000 | 807 |
| Loan loss allowance | $6,521,000 | 740 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $11,962,000 | 839 |
| Other real estate owned | $0 | 798 |
| Goodwill and other intangibles | $2,128,000 | 1,222 |
| All other assets | $39,527,000 | 481 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $751,577,000 | 785 |
| Total liabilities | $691,824,000 | 766 |
| Total deposits | $636,400,000 | 704 |
| Interest-bearing deposits | $572,692,000 | 674 |
| Deposits held in domestic offices | $636,400,000 | 702 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,000,000 | 1,141 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $37,538,000 | 1,156 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $7,886,000 | 662 |
| Total equity capital | $59,753,000 | 997 |
| Total bank equity capital | $59,753,000 | 997 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $8,686,000 | 422 |
| Surplus | $14,451,000 | 1,594 |
| Undivided profits | $36,616,000 | 927 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,394,000 | 1,769 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,016,000 | 183 |
| Income earned, not collected on loans | $3,337,000 | 851 |
| Earning assets | $666,615,000 | 806 |
| Long-term assets (5+ years) | $289,157,000 | 380 |
| Average Assets, year-to-date | $748,737,330 | 763 |
| Average Assets, quarterly | $754,818,500 | 769 |
| Volatile liabilities | $64,004,000 | 1,862 |
| Insider loans | $4,583,000 | 1,390 |
| FHLB advances | $37,538,000 | 1,070 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $159,781,000 | 678 |
| Tier 1 (core) risk-based capital | $57,967,000 | 941 |
| Tier 2 risk-based capital | $6,521,000 | 730 |
| Total risk weighted assets | $627,294,000 | 687 |
| Total unused commitments | $159,781,000 | 680 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 190 | 825 |
| Assets and Liabilities | ||
| Total Assets: | $758,060,000 | 764 |
| Cash and due from depository institutions | $32,236,000 | 825 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $167,387,000 | 769 |
| Federal funds sold & reverse repurchase agreements | $26,820,000 | 455 |
| Net loans & leases | $476,555,000 | 815 |
| Loan loss allowance | $6,276,000 | 758 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $12,933,000 | 735 |
| Other real estate owned | $0 | 825 |
| Goodwill and other intangibles | $2,277,000 | 1,169 |
| All other assets | $39,852,000 | 469 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $758,060,000 | 764 |
| Total liabilities | $701,217,000 | 741 |
| Total deposits | $654,196,000 | 671 |
| Interest-bearing deposits | $566,163,000 | 672 |
| Deposits held in domestic offices | $654,196,000 | 669 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $37,566,000 | 1,110 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $9,455,000 | 581 |
| Total equity capital | $56,843,000 | 1,026 |
| Total bank equity capital | $56,843,000 | 1,026 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $8,686,000 | 405 |
| Surplus | $14,451,000 | 1,557 |
| Undivided profits | $33,706,000 | 974 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,453,000 | 1,736 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,049,000 | 177 |
| Income earned, not collected on loans | $3,217,000 | 844 |
| Earning assets | $670,762,000 | 798 |
| Long-term assets (5+ years) | $297,566,000 | 378 |
| Average Assets, year-to-date | $747,317,500 | 771 |
| Average Assets, quarterly | $747,317,500 | 771 |
| Volatile liabilities | $53,228,000 | 2,063 |
| Insider loans | $4,756,000 | 1,287 |
| FHLB advances | $37,566,000 | 1,031 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $156,769,000 | 673 |
| Tier 1 (core) risk-based capital | $56,248,000 | 959 |
| Tier 2 risk-based capital | $6,276,000 | 757 |
| Total risk weighted assets | $561,996,000 | 738 |
| Total unused commitments | $156,769,000 | 674 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 199 | 796 |
| Assets and Liabilities | ||
| Total Assets: | $736,575,000 | 787 |
| Cash and due from depository institutions | $19,654,000 | 796 |
| Interest-bearing balances | $500,000 | 3,466 |
| Securities | $197,032,000 | 670 |
| Federal funds sold & reverse repurchase agreements | $11,034,000 | 1,068 |
| Net loans & leases | $455,096,000 | 850 |
| Loan loss allowance | $6,127,000 | 779 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $12,596,000 | 764 |
| Other real estate owned | $0 | 796 |
| Goodwill and other intangibles | $2,427,000 | 1,130 |
| All other assets | $38,736,000 | 472 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $736,575,000 | 787 |
| Total liabilities | $678,647,000 | 765 |
| Total deposits | $611,485,000 | 717 |
| Interest-bearing deposits | $531,079,000 | 719 |
| Deposits held in domestic offices | $611,485,000 | 714 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $18,500,000 | 795 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $39,094,000 | 1,094 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $9,568,000 | 579 |
| Total equity capital | $57,928,000 | 1,007 |
| Total bank equity capital | $57,928,000 | 1,007 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $8,686,000 | 391 |
| Surplus | $14,451,000 | 1,538 |
| Undivided profits | $34,791,000 | 953 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,170,000 | 1,216 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,124,000 | 158 |
| Income earned, not collected on loans | $3,859,000 | 687 |
| Earning assets | $663,662,000 | 796 |
| Long-term assets (5+ years) | $299,141,000 | 381 |
| Average Assets, year-to-date | $722,115,600 | 773 |
| Average Assets, quarterly | $739,680,500 | 773 |
| Volatile liabilities | $59,061,000 | 1,848 |
| Insider loans | $3,846,000 | 1,594 |
| FHLB advances | $39,094,000 | 1,002 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $138,508,000 | 727 |
| Tier 1 (core) risk-based capital | $56,074,000 | 954 |
| Tier 2 risk-based capital | $6,127,000 | 778 |
| Total risk weighted assets | $536,775,000 | 764 |
| Total unused commitments | $138,508,000 | 727 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 191 | 830 |
| Assets and Liabilities | ||
| Total Assets: | $742,786,000 | 774 |
| Cash and due from depository institutions | $35,154,000 | 830 |
| Interest-bearing balances | $514,000 | 3,469 |
| Securities | $200,351,000 | 666 |
| Federal funds sold & reverse repurchase agreements | $39,565,000 | 299 |
| Net loans & leases | $416,060,000 | 907 |
| Loan loss allowance | $6,235,000 | 759 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $12,206,000 | 759 |
| Other real estate owned | $465,000 | 830 |
| Goodwill and other intangibles | $2,577,000 | 1,073 |
| All other assets | $36,408,000 | 489 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $742,786,000 | 774 |
| Total liabilities | $685,704,000 | 752 |
| Total deposits | $638,337,000 | 683 |
| Interest-bearing deposits | $561,986,000 | 671 |
| Deposits held in domestic offices | $638,337,000 | 678 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $39,120,000 | 1,082 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $8,247,000 | 631 |
| Total equity capital | $57,082,000 | 1,001 |
| Total bank equity capital | $57,082,000 | 1,001 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $8,686,000 | 385 |
| Surplus | $14,451,000 | 1,510 |
| Undivided profits | $33,945,000 | 983 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,186,000 | 1,287 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $892,000 | 211 |
| Income earned, not collected on loans | $2,496,000 | 1,103 |
| Earning assets | $656,490,000 | 796 |
| Long-term assets (5+ years) | $288,897,000 | 408 |
| Average Assets, year-to-date | $718,500,750 | 777 |
| Average Assets, quarterly | $735,410,500 | 775 |
| Volatile liabilities | $45,009,000 | 2,288 |
| Insider loans | $4,850,000 | 1,205 |
| FHLB advances | $39,120,000 | 986 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $110,482,000 | 854 |
| Tier 1 (core) risk-based capital | $54,644,000 | 963 |
| Tier 2 risk-based capital | $6,235,000 | 749 |
| Total risk weighted assets | $501,391,000 | 798 |
| Total unused commitments | $110,482,000 | 856 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 197 | 806 |
| Assets and Liabilities | ||
| Total Assets: | $728,035,000 | 781 |
| Cash and due from depository institutions | $36,192,000 | 806 |
| Interest-bearing balances | $514,000 | 3,517 |
| Securities | $209,590,000 | 640 |
| Federal funds sold & reverse repurchase agreements | $18,665,000 | 567 |
| Net loans & leases | $409,989,000 | 899 |
| Loan loss allowance | $6,177,000 | 748 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $12,202,000 | 733 |
| Other real estate owned | $465,000 | 806 |
| Goodwill and other intangibles | $2,727,000 | 1,027 |
| All other assets | $38,205,000 | 482 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $728,035,000 | 781 |
| Total liabilities | $668,586,000 | 762 |
| Total deposits | $618,206,000 | 704 |
| Interest-bearing deposits | $546,484,000 | 688 |
| Deposits held in domestic offices | $618,206,000 | 700 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $42,263,000 | 1,012 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $8,117,000 | 598 |
| Total equity capital | $59,449,000 | 929 |
| Total bank equity capital | $59,449,000 | 929 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $8,566,000 | 386 |
| Surplus | $14,451,000 | 1,459 |
| Undivided profits | $36,432,000 | 868 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,790,000 | 751 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,027,000 | 193 |
| Income earned, not collected on loans | $2,854,000 | 912 |
| Earning assets | $638,758,000 | 802 |
| Long-term assets (5+ years) | $281,725,000 | 427 |
| Average Assets, year-to-date | $710,405,670 | 776 |
| Average Assets, quarterly | $727,813,500 | 777 |
| Volatile liabilities | $51,308,000 | 2,002 |
| Insider loans | $4,082,000 | 1,415 |
| FHLB advances | $42,147,000 | 919 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $94,570,000 | 931 |
| Tier 1 (core) risk-based capital | $59,385,000 | 868 |
| Tier 2 risk-based capital | $6,177,000 | 752 |
| Total risk weighted assets | $501,972,000 | 779 |
| Total unused commitments | $94,570,000 | 931 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 195 | 821 |
| Assets and Liabilities | ||
| Total Assets: | $727,592,000 | 784 |
| Cash and due from depository institutions | $35,613,000 | 821 |
| Interest-bearing balances | $14,000 | 6,527 |
| Securities | $240,072,000 | 586 |
| Federal funds sold & reverse repurchase agreements | $1,130,000 | 5,472 |
| Net loans & leases | $400,261,000 | 904 |
| Loan loss allowance | $6,419,000 | 735 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $12,055,000 | 734 |
| Other real estate owned | $115,000 | 821 |
| Goodwill and other intangibles | $2,878,000 | 978 |
| All other assets | $35,468,000 | 494 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $727,592,000 | 784 |
| Total liabilities | $666,047,000 | 768 |
| Total deposits | $610,113,000 | 704 |
| Interest-bearing deposits | $423,669,000 | 868 |
| Deposits held in domestic offices | $610,113,000 | 700 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,000,000 | 2,126 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $45,384,000 | 906 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $8,550,000 | 647 |
| Total equity capital | $61,545,000 | 914 |
| Total bank equity capital | $61,545,000 | 914 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $8,566,000 | 377 |
| Surplus | $14,451,000 | 1,441 |
| Undivided profits | $38,528,000 | 859 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,264,000 | 919 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,459,000 | 141 |
| Income earned, not collected on loans | $2,045,000 | 1,303 |
| Earning assets | $641,477,000 | 808 |
| Long-term assets (5+ years) | $296,334,000 | 384 |
| Average Assets, year-to-date | $701,591,000 | 794 |
| Average Assets, quarterly | $701,591,000 | 794 |
| Volatile liabilities | $58,677,000 | 1,709 |
| Insider loans | $3,676,000 | 1,552 |
| FHLB advances | $45,182,000 | 822 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $83,913,000 | 1,001 |
| Tier 1 (core) risk-based capital | $57,534,000 | 895 |
| Tier 2 risk-based capital | $6,168,000 | 752 |
| Total risk weighted assets | $493,199,000 | 779 |
| Total unused commitments | $83,913,000 | 1,003 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 147 | 1,141 |
| Assets and Liabilities | ||
| Total Assets: | $458,542,000 | 1,203 |
| Cash and due from depository institutions | $14,966,000 | 1,141 |
| Interest-bearing balances | $14,000 | 6,508 |
| Securities | $127,506,000 | 1,053 |
| Federal funds sold & reverse repurchase agreements | $14,780,000 | 782 |
| Net loans & leases | $264,292,000 | 1,369 |
| Loan loss allowance | $3,873,000 | 1,190 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $9,496,000 | 993 |
| Other real estate owned | $0 | 1,141 |
| Goodwill and other intangibles | $592,000 | 1,948 |
| All other assets | $26,910,000 | 596 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $458,542,000 | 1,203 |
| Total liabilities | $418,883,000 | 1,188 |
| Total deposits | $410,325,000 | 1,029 |
| Interest-bearing deposits | $292,610,000 | 1,282 |
| Deposits held in domestic offices | $410,325,000 | 1,028 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $3,000,000 | 3,987 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $5,558,000 | 863 |
| Total equity capital | $39,659,000 | 1,375 |
| Total bank equity capital | $39,659,000 | 1,375 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $1,121,000 | 2,680 |
| Surplus | $2,274,000 | 5,243 |
| Undivided profits | $36,264,000 | 885 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,662,000 | 1,791 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $426,000 | 398 |
| Income earned, not collected on loans | $1,907,000 | 1,459 |
| Earning assets | $406,592,000 | 1,241 |
| Long-term assets (5+ years) | $140,263,000 | 779 |
| Average Assets, year-to-date | $453,198,000 | 1,182 |
| Average Assets, quarterly | $457,455,500 | 1,195 |
| Volatile liabilities | $36,233,000 | 2,564 |
| Insider loans | $3,135,000 | 1,787 |
| FHLB advances | $3,000,000 | 3,818 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $71,116,000 | 1,114 |
| Tier 1 (core) risk-based capital | $39,181,000 | 1,296 |
| Tier 2 risk-based capital | $3,873,000 | 1,132 |
| Total risk weighted assets | $335,060,000 | 1,131 |
| Total unused commitments | $71,116,000 | 1,116 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 145 | 1,170 |
| Assets and Liabilities | ||
| Total Assets: | $456,369,000 | 1,214 |
| Cash and due from depository institutions | $24,741,000 | 1,170 |
| Interest-bearing balances | $14,000 | 6,559 |
| Securities | $95,243,000 | 1,404 |
| Federal funds sold & reverse repurchase agreements | $45,350,000 | 340 |
| Net loans & leases | $257,206,000 | 1,398 |
| Loan loss allowance | $4,025,000 | 1,159 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $9,689,000 | 944 |
| Other real estate owned | $0 | 1,170 |
| Goodwill and other intangibles | $612,000 | 1,905 |
| All other assets | $23,528,000 | 668 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $456,369,000 | 1,214 |
| Total liabilities | $416,070,000 | 1,204 |
| Total deposits | $408,344,000 | 1,050 |
| Interest-bearing deposits | $286,549,000 | 1,335 |
| Deposits held in domestic offices | $408,344,000 | 1,048 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $3,000,000 | 3,947 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $4,726,000 | 999 |
| Total equity capital | $40,299,000 | 1,363 |
| Total bank equity capital | $40,299,000 | 1,363 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $1,121,000 | 2,698 |
| Surplus | $2,274,000 | 5,221 |
| Undivided profits | $36,904,000 | 864 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,803,000 | 1,779 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $448,000 | 414 |
| Income earned, not collected on loans | $1,399,000 | 2,256 |
| Earning assets | $397,813,000 | 1,279 |
| Long-term assets (5+ years) | $114,113,000 | 958 |
| Average Assets, year-to-date | $451,862,000 | 1,195 |
| Average Assets, quarterly | $461,456,000 | 1,196 |
| Volatile liabilities | $34,979,000 | 2,567 |
| Insider loans | $3,242,000 | 1,724 |
| FHLB advances | $3,000,000 | 3,751 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $74,652,000 | 1,090 |
| Tier 1 (core) risk-based capital | $39,696,000 | 1,284 |
| Tier 2 risk-based capital | $4,025,000 | 1,088 |
| Total risk weighted assets | $325,881,000 | 1,163 |
| Total unused commitments | $74,652,000 | 1,091 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 148 | 1,142 |
| Assets and Liabilities | ||
| Total Assets: | $466,543,000 | 1,192 |
| Cash and due from depository institutions | $20,116,000 | 1,142 |
| Interest-bearing balances | $14,000 | 6,583 |
| Securities | $95,649,000 | 1,354 |
| Federal funds sold & reverse repurchase agreements | $53,950,000 | 304 |
| Net loans & leases | $263,126,000 | 1,344 |
| Loan loss allowance | $4,129,000 | 1,111 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $9,179,000 | 985 |
| Other real estate owned | $0 | 1,142 |
| Goodwill and other intangibles | $584,000 | 1,878 |
| All other assets | $23,939,000 | 649 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $466,543,000 | 1,192 |
| Total liabilities | $427,538,000 | 1,172 |
| Total deposits | $413,913,000 | 1,041 |
| Interest-bearing deposits | $306,903,000 | 1,232 |
| Deposits held in domestic offices | $413,913,000 | 1,040 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $9,000,000 | 2,509 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $4,625,000 | 1,063 |
| Total equity capital | $39,005,000 | 1,397 |
| Total bank equity capital | $39,005,000 | 1,397 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $1,121,000 | 2,699 |
| Surplus | $2,274,000 | 5,197 |
| Undivided profits | $35,610,000 | 914 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,403,000 | 2,212 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $425,000 | 455 |
| Income earned, not collected on loans | $1,686,000 | 1,721 |
| Earning assets | $412,739,000 | 1,219 |
| Long-term assets (5+ years) | $135,053,000 | 779 |
| Average Assets, year-to-date | $450,359,670 | 1,197 |
| Average Assets, quarterly | $454,658,500 | 1,200 |
| Volatile liabilities | $35,006,000 | 2,519 |
| Insider loans | $2,674,000 | 2,030 |
| FHLB advances | $9,000,000 | 2,352 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $57,816,000 | 1,288 |
| Tier 1 (core) risk-based capital | $38,082,000 | 1,318 |
| Tier 2 risk-based capital | $4,099,000 | 1,035 |
| Total risk weighted assets | $327,909,000 | 1,134 |
| Total unused commitments | $57,816,000 | 1,298 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 134 | 1,260 |
| Assets and Liabilities | ||
| Total Assets: | $442,774,000 | 1,225 |
| Cash and due from depository institutions | $19,868,000 | 1,260 |
| Interest-bearing balances | $14,000 | 6,544 |
| Securities | $72,197,000 | 1,703 |
| Federal funds sold & reverse repurchase agreements | $34,900,000 | 460 |
| Net loans & leases | $282,366,000 | 1,230 |
| Loan loss allowance | $4,198,000 | 1,079 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $9,438,000 | 954 |
| Other real estate owned | $0 | 1,260 |
| Goodwill and other intangibles | $403,000 | 2,078 |
| All other assets | $23,602,000 | 647 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $442,774,000 | 1,225 |
| Total liabilities | $404,447,000 | 1,213 |
| Total deposits | $390,874,000 | 1,082 |
| Interest-bearing deposits | $310,698,000 | 1,195 |
| Deposits held in domestic offices | $390,874,000 | 1,080 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $9,000,000 | 2,420 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $4,573,000 | 1,098 |
| Total equity capital | $38,327,000 | 1,387 |
| Total bank equity capital | $38,327,000 | 1,387 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $1,121,000 | 2,711 |
| Surplus | $2,274,000 | 5,177 |
| Undivided profits | $34,932,000 | 897 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,594,000 | 1,964 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $426,000 | 431 |
| Income earned, not collected on loans | $1,781,000 | 1,655 |
| Earning assets | $389,477,000 | 1,277 |
| Long-term assets (5+ years) | $136,311,000 | 738 |
| Average Assets, year-to-date | $442,268,000 | 1,217 |
| Average Assets, quarterly | $442,268,000 | 1,217 |
| Volatile liabilities | $35,028,000 | 2,487 |
| Insider loans | $3,358,000 | 1,622 |
| FHLB advances | $9,000,000 | 2,277 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $50,358,000 | 1,380 |
| Tier 1 (core) risk-based capital | $37,147,000 | 1,335 |
| Tier 2 risk-based capital | $4,196,000 | 1,003 |
| Total risk weighted assets | $334,941,000 | 1,087 |
| Total unused commitments | $50,358,000 | 1,392 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 138 | 1,209 |
| Assets and Liabilities | ||
| Total Assets: | $441,762,000 | 1,209 |
| Cash and due from depository institutions | $18,568,000 | 1,209 |
| Interest-bearing balances | $14,000 | 6,507 |
| Securities | $72,871,000 | 1,687 |
| Federal funds sold & reverse repurchase agreements | $15,100,000 | 933 |
| Net loans & leases | $299,544,000 | 1,144 |
| Loan loss allowance | $4,188,000 | 1,049 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $9,607,000 | 915 |
| Other real estate owned | $0 | 1,209 |
| Goodwill and other intangibles | $422,000 | 2,033 |
| All other assets | $25,650,000 | 598 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $441,762,000 | 1,209 |
| Total liabilities | $403,176,000 | 1,194 |
| Total deposits | $386,885,000 | 1,066 |
| Interest-bearing deposits | $313,717,000 | 1,150 |
| Deposits held in domestic offices | $386,885,000 | 1,065 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $11,500,000 | 2,140 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $4,791,000 | 1,022 |
| Total equity capital | $38,586,000 | 1,358 |
| Total bank equity capital | $38,586,000 | 1,358 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $1,121,000 | 2,712 |
| Surplus | $2,274,000 | 5,141 |
| Undivided profits | $35,191,000 | 870 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $783,000 | 3,222 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $1,876,000 | 1,631 |
| Earning assets | $387,529,000 | 1,264 |
| Long-term assets (5+ years) | $147,711,000 | 672 |
| Average Assets, year-to-date | $415,137,400 | 1,220 |
| Average Assets, quarterly | $432,127,500 | 1,226 |
| Volatile liabilities | $38,993,000 | 2,258 |
| Insider loans | $2,424,000 | 2,146 |
| FHLB advances | $11,500,000 | 1,992 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $46,232,000 | 1,434 |
| Tier 1 (core) risk-based capital | $37,192,000 | 1,296 |
| Tier 2 risk-based capital | $4,188,000 | 988 |
| Total risk weighted assets | $341,455,000 | 1,048 |
| Total unused commitments | $46,232,000 | 1,435 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 120 | 1,398 |
| Assets and Liabilities | ||
| Total Assets: | $394,700,000 | 1,292 |
| Cash and due from depository institutions | $15,650,000 | 1,398 |
| Interest-bearing balances | $1,497,000 | 2,586 |
| Securities | $73,940,000 | 1,513 |
| Federal funds sold & reverse repurchase agreements | $10,800,000 | 1,349 |
| Net loans & leases | $265,646,000 | 1,246 |
| Loan loss allowance | $3,227,000 | 1,280 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $6,662,000 | 1,324 |
| Other real estate owned | $94,000 | 1,398 |
| Goodwill and other intangibles | $274,000 | 2,212 |
| All other assets | $21,634,000 | 673 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $394,700,000 | 1,292 |
| Total liabilities | $361,867,000 | 1,268 |
| Total deposits | $347,451,000 | 1,146 |
| Interest-bearing deposits | $286,352,000 | 1,206 |
| Deposits held in domestic offices | $347,451,000 | 1,142 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $10,000,000 | 2,153 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $4,416,000 | 1,070 |
| Total equity capital | $32,833,000 | 1,487 |
| Total bank equity capital | $32,833,000 | 1,487 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $1,121,000 | 2,757 |
| Surplus | $2,274,000 | 5,116 |
| Undivided profits | $29,438,000 | 964 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $613,000 | 3,725 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $2,219,000 | 1,456 |
| Earning assets | $351,883,000 | 1,325 |
| Long-term assets (5+ years) | $129,727,000 | 763 |
| Average Assets, year-to-date | $367,191,000 | 1,311 |
| Average Assets, quarterly | $388,451,000 | 1,296 |
| Volatile liabilities | $33,732,000 | 2,465 |
| Insider loans | $3,070,000 | 1,626 |
| FHLB advances | $10,000,000 | 1,992 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $42,527,000 | 1,425 |
| Tier 1 (core) risk-based capital | $31,913,000 | 1,441 |
| Tier 2 risk-based capital | $3,227,000 | 1,202 |
| Total risk weighted assets | $299,000,000 | 1,145 |
| Total unused commitments | $42,527,000 | 1,429 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 177 | 892 |
| Assets and Liabilities | ||
| Total Assets: | $338,811,000 | 1,423 |
| Cash and due from depository institutions | $15,099,000 | 892 |
| Interest-bearing balances | $121,000 | 4,356 |
| Securities | $52,304,000 | 2,095 |
| Federal funds sold & reverse repurchase agreements | $1,300,000 | 4,989 |
| Net loans & leases | $242,306,000 | 1,318 |
| Loan loss allowance | $2,918,000 | 1,329 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $6,186,000 | 1,377 |
| Other real estate owned | $0 | 892 |
| Goodwill and other intangibles | $471,000 | 1,860 |
| All other assets | $21,145,000 | 562 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $338,811,000 | 1,423 |
| Total liabilities | $303,443,000 | 1,431 |
| Total deposits | $295,708,000 | 1,283 |
| Interest-bearing deposits | $246,781,000 | 1,340 |
| Deposits held in domestic offices | $295,708,000 | 1,278 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,000,000 | 1,955 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,732 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $4,735,000 | 1,039 |
| Total equity capital | $35,368,000 | 1,300 |
| Total bank equity capital | $35,368,000 | 1,300 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $1,121,000 | 2,834 |
| Surplus | $2,274,000 | 5,110 |
| Undivided profits | $31,973,000 | 826 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $371,000 | 4,438 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $1,637,000 | 1,554 |
| Earning assets | $296,031,000 | 1,486 |
| Long-term assets (5+ years) | $89,085,000 | 1,017 |
| Average Assets, year-to-date | $322,732,200 | 1,422 |
| Average Assets, quarterly | $332,106,500 | 1,431 |
| Volatile liabilities | $28,950,000 | 2,739 |
| Insider loans | $2,142,000 | 2,192 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $30,087,000 | 1,740 |
| Tier 1 (core) risk-based capital | $34,912,400 | 1,252 |
| Tier 2 risk-based capital | $2,918,000 | 1,264 |
| Total risk weighted assets | $273,339,100 | 1,191 |
| Total unused commitments | $30,087,000 | 1,742 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 156 | 1,080 |
| Assets and Liabilities | ||
| Total Assets: | $312,466,000 | 1,508 |
| Cash and due from depository institutions | $13,051,000 | 1,080 |
| Interest-bearing balances | $282,000 | 3,711 |
| Securities | $54,506,000 | 2,085 |
| Federal funds sold & reverse repurchase agreements | $14,600,000 | 682 |
| Net loans & leases | $215,398,000 | 1,412 |
| Loan loss allowance | $2,260,000 | 1,647 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $4,997,000 | 1,701 |
| Other real estate owned | $80,000 | 1,080 |
| Goodwill and other intangibles | $513,000 | 1,869 |
| All other assets | $9,321,000 | 1,062 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $312,466,000 | 1,508 |
| Total liabilities | $280,179,000 | 1,521 |
| Total deposits | $275,892,000 | 1,354 |
| Interest-bearing deposits | $235,380,000 | 1,380 |
| Deposits held in domestic offices | $275,892,000 | 1,350 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $4,287,000 | 1,051 |
| Total equity capital | $32,287,000 | 1,374 |
| Total bank equity capital | $32,287,000 | 1,374 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,121,000 | 2,896 |
| Surplus | $2,274,000 | 5,140 |
| Undivided profits | $28,892,000 | 874 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $569,000 | 3,368 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $1,214,000 | 1,831 |
| Earning assets | $284,786,000 | 1,511 |
| Long-term assets (5+ years) | $81,751,000 | 1,146 |
| Average Assets, year-to-date | $301,183,000 | 1,493 |
| Average Assets, quarterly | $308,172,000 | 1,505 |
| Volatile liabilities | $23,753,000 | 3,045 |
| Insider loans | $2,123,000 | 2,125 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $27,395,000 | 1,850 |
| Tier 1 (core) risk-based capital | $32,217,200 | 1,350 |
| Tier 2 risk-based capital | $2,260,000 | 1,510 |
| Total risk weighted assets | $237,413,000 | 1,308 |
| Total unused commitments | $27,395,000 | 1,854 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 136 | 1,229 |
| Assets and Liabilities | ||
| Total Assets: | $295,861,000 | 1,543 |
| Cash and due from depository institutions | $7,915,000 | 1,229 |
| Interest-bearing balances | $873,000 | 2,997 |
| Securities | $57,409,000 | 2,015 |
| Federal funds sold & reverse repurchase agreements | $18,300,000 | 885 |
| Net loans & leases | $197,556,000 | 1,419 |
| Loan loss allowance | $1,902,000 | 1,860 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $4,875,000 | 1,640 |
| Other real estate owned | $575,000 | 1,229 |
| Goodwill and other intangibles | $574,000 | 1,755 |
| All other assets | $8,657,000 | 982 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $295,861,000 | 1,543 |
| Total liabilities | $267,772,000 | 1,535 |
| Total deposits | $262,344,000 | 1,411 |
| Interest-bearing deposits | $222,698,000 | 1,427 |
| Deposits held in domestic offices | $262,344,000 | 1,406 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $276,000 | 4,469 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $5,152,000 | 968 |
| Total equity capital | $28,089,000 | 1,587 |
| Total bank equity capital | $28,089,000 | 1,587 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $1,121,000 | 2,894 |
| Surplus | $2,274,000 | 5,018 |
| Undivided profits | $24,694,000 | 1,040 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,671,000 | 977 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $1,038,000 | 2,135 |
| Earning assets | $274,138,000 | 1,540 |
| Long-term assets (5+ years) | $91,052,000 | 967 |
| Average Assets, year-to-date | $279,530,400 | 1,551 |
| Average Assets, quarterly | $288,220,500 | 1,555 |
| Volatile liabilities | $18,469,000 | 3,207 |
| Insider loans | $1,751,000 | 2,353 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $26,166,000 | 1,836 |
| Tier 1 (core) risk-based capital | $27,581,500 | 1,530 |
| Tier 2 risk-based capital | $1,902,000 | 1,701 |
| Total risk weighted assets | $209,489,700 | 1,370 |
| Total unused commitments | $26,166,000 | 1,842 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 114 | 1,543 |
| Assets and Liabilities | ||
| Total Assets: | $268,329,000 | 1,703 |
| Cash and due from depository institutions | $10,512,000 | 1,543 |
| Interest-bearing balances | $1,670,000 | 1,976 |
| Securities | $64,393,000 | 1,784 |
| Federal funds sold & reverse repurchase agreements | $13,100,000 | 1,009 |
| Net loans & leases | $167,652,000 | 1,678 |
| Loan loss allowance | $1,702,000 | 2,069 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $4,375,000 | 1,797 |
| Other real estate owned | $212,000 | 1,543 |
| Goodwill and other intangibles | $181,000 | 2,322 |
| All other assets | $7,904,000 | 1,037 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $268,329,000 | 1,703 |
| Total liabilities | $243,031,000 | 1,676 |
| Total deposits | $239,137,000 | 1,552 |
| Interest-bearing deposits | $206,459,000 | 1,562 |
| Deposits held in domestic offices | $239,137,000 | 1,543 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $3,894,000 | 1,214 |
| Total equity capital | $25,298,000 | 1,766 |
| Total bank equity capital | $25,298,000 | 1,766 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $1,252,000 | 2,697 |
| Surplus | $2,274,000 | 5,015 |
| Undivided profits | $21,772,000 | 1,192 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $780,000 | 3,019 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $960,000 | 2,358 |
| Earning assets | $246,815,000 | 1,690 |
| Long-term assets (5+ years) | $86,304,000 | 879 |
| Average Assets, year-to-date | $263,357,600 | 1,636 |
| Average Assets, quarterly | $266,386,000 | 1,696 |
| Volatile liabilities | $17,914,000 | 3,277 |
| Insider loans | $2,886,000 | 1,470 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $18,658,000 | 2,228 |
| Tier 1 (core) risk-based capital | $25,063,000 | 1,692 |
| Tier 2 risk-based capital | $1,702,000 | 1,785 |
| Total risk weighted assets | $182,984,700 | 1,532 |
| Total unused commitments | $18,658,000 | 2,234 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 111 | 1,682 |
| Assets and Liabilities | ||
| Total Assets: | $255,254,000 | 1,830 |
| Cash and due from depository institutions | $10,407,000 | 1,682 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $48,938,000 | 2,499 |
| Federal funds sold & reverse repurchase agreements | $18,100,000 | 730 |
| Net loans & leases | $167,094,000 | 1,720 |
| Loan loss allowance | $1,254,000 | 2,868 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $3,506,000 | 2,258 |
| Other real estate owned | $69,000 | 1,682 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $7,140,000 | 1,187 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $255,254,000 | 1,830 |
| Total liabilities | $233,226,000 | 1,809 |
| Total deposits | $229,576,000 | 1,671 |
| Interest-bearing deposits | $201,118,000 | 1,662 |
| Deposits held in domestic offices | $229,576,000 | 1,659 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $3,650,000 | 1,267 |
| Total equity capital | $22,028,000 | 2,033 |
| Total bank equity capital | $22,028,000 | 2,033 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,121,000 | 3,166 |
| Surplus | $2,274,000 | 5,084 |
| Undivided profits | $18,633,000 | 1,401 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,204,000 | 2,325 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $944,000 | 2,394 |
| Earning assets | $234,132,000 | 1,834 |
| Long-term assets (5+ years) | $79,832,000 | 867 |
| Average Assets, year-to-date | $244,740,600 | 1,836 |
| Average Assets, quarterly | $253,757,000 | 1,823 |
| Volatile liabilities | $19,908,000 | 2,922 |
| Insider loans | $3,329,000 | 1,296 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $18,058,000 | 2,214 |
| Tier 1 (core) risk-based capital | $21,980,000 | 1,965 |
| Tier 2 risk-based capital | $1,254,000 | 2,407 |
| Total risk weighted assets | $180,027,700 | 1,596 |
| Total unused commitments | $18,058,000 | 2,230 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 109 | 1,757 |
| Assets and Liabilities | ||
| Total Assets: | $234,075,000 | 2,008 |
| Cash and due from depository institutions | $9,902,000 | 1,757 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $49,932,000 | 2,523 |
| Federal funds sold & reverse repurchase agreements | $16,600,000 | 858 |
| Net loans & leases | $147,958,000 | 1,926 |
| Loan loss allowance | $1,325,000 | 2,742 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $3,576,000 | 2,171 |
| Other real estate owned | $87,000 | 1,757 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $6,020,000 | 1,396 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $234,075,000 | 2,008 |
| Total liabilities | $214,484,000 | 1,982 |
| Total deposits | $211,499,000 | 1,835 |
| Interest-bearing deposits | $186,274,000 | 1,805 |
| Deposits held in domestic offices | $211,499,000 | 1,822 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $2,985,000 | 1,532 |
| Total equity capital | $19,591,000 | 2,276 |
| Total bank equity capital | $19,591,000 | 2,276 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,121,000 | 3,295 |
| Surplus | $2,274,000 | 5,112 |
| Undivided profits | $16,196,000 | 1,626 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $297,000 | 5,636 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $916,000 | 2,524 |
| Earning assets | $214,490,000 | 2,018 |
| Long-term assets (5+ years) | $65,589,000 | 953 |
| Average Assets, year-to-date | $226,263,200 | 1,996 |
| Average Assets, quarterly | $233,179,500 | 1,996 |
| Volatile liabilities | $17,344,000 | 2,965 |
| Insider loans | $3,846,000 | 1,158 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $20,442,000 | 1,976 |
| Tier 1 (core) risk-based capital | $19,563,000 | 2,194 |
| Tier 2 risk-based capital | $1,325,000 | 2,251 |
| Total risk weighted assets | $160,691,700 | 1,773 |
| Total unused commitments | $20,442,000 | 1,984 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 102 | 1,975 |
| Assets and Liabilities | ||
| Total Assets: | $213,087,000 | 2,169 |
| Cash and due from depository institutions | $10,497,000 | 1,975 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $58,569,000 | 2,238 |
| Federal funds sold & reverse repurchase agreements | $9,500,000 | 981 |
| Net loans & leases | $125,650,000 | 2,183 |
| Loan loss allowance | $1,144,000 | 3,162 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $3,244,000 | 2,293 |
| Other real estate owned | $0 | 1,975 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $5,627,000 | 1,531 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $213,087,000 | 2,169 |
| Total liabilities | $196,443,000 | 2,138 |
| Total deposits | $193,971,000 | 1,997 |
| Interest-bearing deposits | $168,653,000 | 1,960 |
| Deposits held in domestic offices | $193,971,000 | 1,985 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $2,472,000 | 1,530 |
| Total equity capital | $16,644,000 | 2,451 |
| Total bank equity capital | $16,644,000 | 2,451 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,121,000 | 3,419 |
| Surplus | $2,274,000 | 5,087 |
| Undivided profits | $13,249,000 | 1,774 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $443,000 | 4,584 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $661,000 | 3,117 |
| Earning assets | $193,719,000 | 2,181 |
| Long-term assets (5+ years) | $56,308,000 | 1,075 |
| Average Assets, year-to-date | $206,745,000 | 2,170 |
| Average Assets, quarterly | $212,922,500 | 2,148 |
| Volatile liabilities | $13,781,000 | 3,426 |
| Insider loans | $3,365,000 | 1,243 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $15,843,000 | 2,275 |
| Tier 1 (core) risk-based capital | $16,946,000 | 2,423 |
| Tier 2 risk-based capital | $1,144,000 | 2,592 |
| Total risk weighted assets | $140,119,800 | 1,961 |
| Total unused commitments | $15,843,000 | 2,286 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 105 | 1,992 |
| Assets and Liabilities | ||
| Total Assets: | $200,263,000 | 2,323 |
| Cash and due from depository institutions | $6,763,000 | 1,992 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $60,310,000 | 2,267 |
| Federal funds sold & reverse repurchase agreements | $25,500,000 | 534 |
| Net loans & leases | $99,677,000 | 2,624 |
| Loan loss allowance | $1,066,000 | 3,491 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $3,371,000 | 2,170 |
| Other real estate owned | $0 | 1,992 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $4,642,000 | 1,674 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $200,263,000 | 2,323 |
| Total liabilities | $185,482,000 | 2,297 |
| Total deposits | $183,439,000 | 2,172 |
| Interest-bearing deposits | $148,988,000 | 2,310 |
| Deposits held in domestic offices | $183,439,000 | 2,159 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $2,043,000 | 1,772 |
| Total equity capital | $14,781,000 | 2,726 |
| Total bank equity capital | $14,781,000 | 2,726 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,121,000 | 3,521 |
| Surplus | $2,274,000 | 5,057 |
| Undivided profits | $11,386,000 | 2,091 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $418,000 | 5,430 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $452,000 | 4,140 |
| Earning assets | $185,487,000 | 2,293 |
| Long-term assets (5+ years) | $40,031,000 | 1,468 |
| Average Assets, year-to-date | $187,899,200 | 2,402 |
| Average Assets, quarterly | $196,601,000 | 2,344 |
| Volatile liabilities | $15,269,000 | 2,960 |
| Insider loans | $3,633,000 | 1,144 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $14,296,000 | 2,399 |
| Tier 1 (core) risk-based capital | $14,696,000 | 2,684 |
| Tier 2 risk-based capital | $1,066,000 | 2,720 |
| Total risk weighted assets | $117,832,000 | 2,244 |
| Total unused commitments | $14,296,000 | 2,419 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 101 | 2,128 |
| Assets and Liabilities | ||
| Total Assets: | $176,351,000 | 2,697 |
| Cash and due from depository institutions | $7,526,000 | 2,128 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $49,518,000 | 2,762 |
| Federal funds sold & reverse repurchase agreements | $18,400,000 | 922 |
| Net loans & leases | $93,400,000 | 2,841 |
| Loan loss allowance | $1,105,000 | 3,421 |
| Trading account assets | $354,000 | 299 |
| Bank premises and fixed assets | $3,296,000 | 2,248 |
| Other real estate owned | $4,000 | 2,128 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $3,853,000 | 2,033 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $176,351,000 | 2,697 |
| Total liabilities | $163,625,000 | 2,658 |
| Total deposits | $161,927,000 | 2,548 |
| Interest-bearing deposits | $131,994,000 | 2,728 |
| Deposits held in domestic offices | $161,927,000 | 2,541 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $1,698,000 | 2,131 |
| Total equity capital | $12,726,000 | 3,022 |
| Total bank equity capital | $12,726,000 | 3,022 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,121,000 | 3,681 |
| Surplus | $2,274,000 | 4,971 |
| Undivided profits | $9,331,000 | 2,355 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $433,000 | 6,083 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $512,000 | 3,972 |
| Earning assets | $161,672,000 | 2,685 |
| Long-term assets (5+ years) | $35,746,000 | 1,588 |
| Average Assets, year-to-date | $165,066,600 | 2,780 |
| Average Assets, quarterly | $175,477,000 | 2,684 |
| Volatile liabilities | $10,694,000 | 3,912 |
| Insider loans | $716,000 | 1,246 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $13,298,000 | 2,430 |
| Tier 1 (core) risk-based capital | $12,726,000 | 2,972 |
| Tier 2 risk-based capital | $1,105,000 | 2,669 |
| Total risk weighted assets | $110,146,900 | 2,465 |
| Total unused commitments | $13,298,000 | 2,447 |
| Derivatives | $0 | 651 |