North Texas Savings and Loan Association, Income and Expense

1994-12-31 (YTD Data)Rank
Total interest income$12,873,0002,357
Total interest expense$5,888,0002,122
Net interest income$6,985,0002,583
Provision for loan and lease losses$-68,00012,062
Total noninterest income$-240,00012,579
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0475
Additional Noninterest Income$-240,00012,623
Total noninterest expense$3,440,0003,904
Salaries and employee benefits$1,833,0003,560
Premises and equipment expense$460,0004,084
Additional noninterest expense$1,147,0004,219
Pre-tax net operating income$3,373,0002,113
Securities gains (losses)$03,600
Applicable income taxes$921,0002,417
Income before extraordinary items$2,452,0001,997
Extraordinary gains, net$0249
Net income$2,452,0001,996
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-350,00012,495
Cash dividends$600,0002,782
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$2,452,0002,002
1993-12-31 (YTD Data)Rank
Total interest income$11,876,0002,599
Total interest expense$5,881,0002,205
Net interest income$5,995,0003,030
Provision for loan and lease losses$-28,00012,636
Total noninterest income$569,0005,133
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0532
Additional Noninterest Income$569,0002,988
Total noninterest expense$3,089,0004,396
Salaries and employee benefits$1,590,0004,050
Premises and equipment expense$469,0004,092
Additional noninterest expense$1,030,0004,789
Pre-tax net operating income$3,503,0001,948
Securities gains (losses)$55,0003,253
Applicable income taxes$909,0002,498
Income before extraordinary items$2,649,0001,883
Extraordinary gains, net$03,149
Net income$2,649,0001,953
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-6,00011,470
Cash dividends$400,0003,627
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$2,608,3001,807
1992-12-31 (YTD Data)Rank
Total interest income$13,173,0002,676
Total interest expense$7,539,0002,251
Net interest income$5,634,0003,248
Provision for loan and lease losses$-576,00013,894
Total noninterest income$539,0005,337
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0504
Additional Noninterest Income$539,0003,034
Total noninterest expense$2,966,0004,588
Salaries and employee benefits$1,547,0004,105
Premises and equipment expense$483,0004,096
Additional noninterest expense$936,0005,343
Pre-tax net operating income$3,783,0001,645
Securities gains (losses)$197,0002,028
Applicable income taxes$1,383,0001,548
Income before extraordinary items$2,597,0001,759
Extraordinary gains, net$01,422
Net income$2,597,0001,775
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$50,0007,548
Cash dividends$200,0004,982
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$2,468,9501,698

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.