Home > North Texas Bank and Trust > Income and Expense
North Texas Bank and Trust, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,222,000 | 7,905 |
| Total interest expense | $1,562,000 | 7,526 |
| Net interest income | $1,660,000 | 8,118 |
| Provision for loan and lease losses | $100,000 | 4,579 |
| Total noninterest income | $481,000 | 5,327 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $425,000 | 3,162 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $56,000 | 8,932 |
| Total noninterest expense | $1,083,000 | 8,645 |
| Salaries and employee benefits | $500,000 | 9,117 |
| Premises and equipment expense | $201,000 | 7,169 |
| Additional noninterest expense | $382,000 | 8,381 |
| Pre-tax net operating income | $958,000 | 6,165 |
| Securities gains (losses) | $7,000 | 2,620 |
| Applicable income taxes | $314,000 | 5,842 |
| Income before extraordinary items | $651,000 | 6,306 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $651,000 | 6,304 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-34,000 | 11,288 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $646,310 | 6,317 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,501,000 | 8,902 |
| Total interest expense | $1,059,000 | 8,442 |
| Net interest income | $1,442,000 | 9,037 |
| Provision for loan and lease losses | $120,000 | 4,039 |
| Total noninterest income | $367,000 | 6,457 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $317,000 | 4,171 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $50,000 | 9,618 |
| Total noninterest expense | $1,051,000 | 9,154 |
| Salaries and employee benefits | $463,000 | 9,727 |
| Premises and equipment expense | $204,000 | 7,342 |
| Additional noninterest expense | $384,000 | 8,991 |
| Pre-tax net operating income | $638,000 | 7,780 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $186,000 | 7,598 |
| Income before extraordinary items | $452,000 | 7,685 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $452,000 | 7,697 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $71,000 | 4,399 |
| Cash dividends | $150,000 | 6,052 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $452,000 | 7,733 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,103,000 | 9,980 |
| Total interest expense | $875,000 | 9,659 |
| Net interest income | $1,228,000 | 9,976 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $293,000 | 7,772 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $235,000 | 5,331 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $58,000 | 9,638 |
| Total noninterest expense | $986,000 | 9,800 |
| Salaries and employee benefits | $422,000 | 10,423 |
| Premises and equipment expense | $193,000 | 7,830 |
| Additional noninterest expense | $371,000 | 9,592 |
| Pre-tax net operating income | $535,000 | 8,406 |
| Securities gains (losses) | $16,000 | 4,943 |
| Applicable income taxes | $170,000 | 8,203 |
| Income before extraordinary items | $381,000 | 8,628 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $381,000 | 8,790 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 7,509 |
| Cash dividends | $112,000 | 6,683 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $369,960 | 8,479 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,080,000 | 10,733 |
| Total interest expense | $968,000 | 10,540 |
| Net interest income | $1,112,000 | 10,660 |
| Provision for loan and lease losses | $20,000 | 10,574 |
| Total noninterest income | $215,000 | 9,124 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $171,000 | 6,588 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $44,000 | 10,778 |
| Total noninterest expense | $1,032,000 | 9,841 |
| Salaries and employee benefits | $378,000 | 11,121 |
| Premises and equipment expense | $224,000 | 7,300 |
| Additional noninterest expense | $430,000 | 9,206 |
| Pre-tax net operating income | $275,000 | 10,373 |
| Securities gains (losses) | $90,000 | 3,184 |
| Applicable income taxes | $132,000 | 9,065 |
| Income before extraordinary items | $233,000 | 10,134 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $233,000 | 10,280 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $65,000 | 6,938 |
| Cash dividends | $50,000 | 7,650 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $175,400 | 10,594 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.