Home > North Texas Bank > Income and Expense
North Texas Bank, Income and Expense
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $993,000 | 6,230 |
| Total interest expense | $48,000 | 6,335 |
| Net interest income | $945,000 | 6,199 |
| Provision for loan and lease losses | $10,000 | 4,406 |
| Total noninterest income | $104,000 | 5,944 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $34,000 | 5,957 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $70,000 | 5,535 |
| Total noninterest expense | $575,000 | 6,382 |
| Salaries and employee benefits | $375,000 | 6,306 |
| Premises and equipment expense | $80,000 | 6,170 |
| Additional noninterest expense | $120,000 | 6,463 |
| Pre-tax net operating income | $464,000 | 5,114 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $0 | 4,531 |
| Income before extraordinary items | $464,000 | 5,014 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $464,000 | 5,013 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $464,000 | 5,014 |
| Net charge-offs | $0 | 4,970 |
| Cash dividends | $300,000 | 3,365 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $464,000 | 4,965 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $4,881,000 | 3,374 |
| Total interest expense | $217,000 | 5,082 |
| Net interest income | $4,664,000 | 3,188 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $389,000 | 4,257 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $168,000 | 3,779 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $221,000 | 4,076 |
| Total noninterest expense | $3,201,000 | 3,686 |
| Salaries and employee benefits | $1,926,000 | 3,438 |
| Premises and equipment expense | $381,000 | 3,652 |
| Additional noninterest expense | $894,000 | 4,097 |
| Pre-tax net operating income | $1,852,000 | 2,650 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $1,852,000 | 2,352 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,852,000 | 2,353 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,852,000 | 2,352 |
| Net charge-offs | $-2,000 | 5,291 |
| Cash dividends | $396,000 | 2,482 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $1,852,000 | 2,295 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $3,214,000 | 3,406 |
| Total interest expense | $142,000 | 5,154 |
| Net interest income | $3,072,000 | 3,213 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $248,000 | 4,336 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $108,000 | 3,812 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $140,000 | 4,123 |
| Total noninterest expense | $2,054,000 | 3,815 |
| Salaries and employee benefits | $1,284,000 | 3,449 |
| Premises and equipment expense | $250,000 | 3,712 |
| Additional noninterest expense | $520,000 | 4,403 |
| Pre-tax net operating income | $1,266,000 | 2,547 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $1,266,000 | 2,254 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,266,000 | 2,257 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $1,266,000 | 2,256 |
| Net charge-offs | $-1,000 | 5,059 |
| Cash dividends | $396,000 | 2,070 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $1,266,000 | 2,203 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,565,000 | 3,482 |
| Total interest expense | $71,000 | 5,226 |
| Net interest income | $1,494,000 | 3,281 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $120,000 | 4,350 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $56,000 | 3,746 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $64,000 | 4,241 |
| Total noninterest expense | $1,019,000 | 3,853 |
| Salaries and employee benefits | $639,000 | 3,493 |
| Premises and equipment expense | $123,000 | 3,793 |
| Additional noninterest expense | $257,000 | 4,454 |
| Pre-tax net operating income | $595,000 | 2,586 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $595,000 | 2,285 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $595,000 | 2,286 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $595,000 | 2,287 |
| Net charge-offs | $-1,000 | 4,711 |
| Cash dividends | $396,000 | 1,249 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $595,000 | 2,245 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $5,701,000 | 3,748 |
| Total interest expense | $358,000 | 5,114 |
| Net interest income | $5,343,000 | 3,548 |
| Provision for loan and lease losses | $0 | 5,091 |
| Total noninterest income | $494,000 | 4,421 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $255,000 | 3,677 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $239,000 | 4,371 |
| Total noninterest expense | $3,797,000 | 4,040 |
| Salaries and employee benefits | $2,252,000 | 3,810 |
| Premises and equipment expense | $487,000 | 3,788 |
| Additional noninterest expense | $1,058,000 | 4,462 |
| Pre-tax net operating income | $2,040,000 | 2,817 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $2,040,000 | 2,565 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,040,000 | 2,568 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $2,040,000 | 2,568 |
| Net charge-offs | $49,000 | 4,372 |
| Cash dividends | $517,000 | 2,715 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $2,040,000 | 2,501 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $4,172,000 | 3,848 |
| Total interest expense | $282,000 | 5,120 |
| Net interest income | $3,890,000 | 3,644 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $364,000 | 4,515 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $195,000 | 3,653 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $169,000 | 4,538 |
| Total noninterest expense | $2,765,000 | 4,132 |
| Salaries and employee benefits | $1,612,000 | 3,921 |
| Premises and equipment expense | $362,000 | 3,848 |
| Additional noninterest expense | $791,000 | 4,498 |
| Pre-tax net operating income | $1,489,000 | 2,932 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $1,489,000 | 2,677 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,489,000 | 2,681 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,489,000 | 2,681 |
| Net charge-offs | $50,000 | 3,855 |
| Cash dividends | $517,000 | 2,063 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,489,000 | 2,594 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $2,711,000 | 3,915 |
| Total interest expense | $198,000 | 5,085 |
| Net interest income | $2,513,000 | 3,704 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $225,000 | 4,676 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $124,000 | 3,720 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $101,000 | 4,735 |
| Total noninterest expense | $1,805,000 | 4,210 |
| Salaries and employee benefits | $1,033,000 | 4,034 |
| Premises and equipment expense | $241,000 | 3,875 |
| Additional noninterest expense | $531,000 | 4,495 |
| Pre-tax net operating income | $933,000 | 3,021 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $933,000 | 2,787 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $933,000 | 2,792 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $933,000 | 2,792 |
| Net charge-offs | $51,000 | 3,336 |
| Cash dividends | $255,000 | 2,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $933,000 | 2,681 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,344,000 | 3,964 |
| Total interest expense | $101,000 | 5,127 |
| Net interest income | $1,243,000 | 3,748 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $118,000 | 4,578 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $63,000 | 3,667 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $55,000 | 4,590 |
| Total noninterest expense | $852,000 | 4,398 |
| Salaries and employee benefits | $482,000 | 4,249 |
| Premises and equipment expense | $117,000 | 3,948 |
| Additional noninterest expense | $253,000 | 4,612 |
| Pre-tax net operating income | $509,000 | 2,834 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $509,000 | 2,550 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $509,000 | 2,553 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $509,000 | 2,552 |
| Net charge-offs | $-1,000 | 5,189 |
| Cash dividends | $255,000 | 1,443 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $509,000 | 2,460 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $5,639,000 | 3,996 |
| Total interest expense | $509,000 | 5,078 |
| Net interest income | $5,130,000 | 3,751 |
| Provision for loan and lease losses | $20,000 | 5,589 |
| Total noninterest income | $441,000 | 4,680 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $216,000 | 4,119 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $225,000 | 4,438 |
| Total noninterest expense | $3,528,000 | 4,359 |
| Salaries and employee benefits | $1,992,000 | 4,143 |
| Premises and equipment expense | $415,000 | 4,235 |
| Additional noninterest expense | $1,121,000 | 4,516 |
| Pre-tax net operating income | $2,023,000 | 2,794 |
| Securities gains (losses) | $22,000 | 3,143 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $2,045,000 | 2,544 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,045,000 | 2,546 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $2,045,000 | 2,545 |
| Net charge-offs | $1,000 | 5,927 |
| Cash dividends | $769,000 | 2,270 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $2,023,000 | 2,442 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $4,255,000 | 4,049 |
| Total interest expense | $397,000 | 5,136 |
| Net interest income | $3,858,000 | 3,801 |
| Provision for loan and lease losses | $20,000 | 5,381 |
| Total noninterest income | $311,000 | 4,815 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $153,000 | 4,279 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $158,000 | 4,563 |
| Total noninterest expense | $2,663,000 | 4,366 |
| Salaries and employee benefits | $1,483,000 | 4,171 |
| Premises and equipment expense | $318,000 | 4,235 |
| Additional noninterest expense | $862,000 | 4,490 |
| Pre-tax net operating income | $1,486,000 | 2,904 |
| Securities gains (losses) | $22,000 | 2,837 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $1,508,000 | 2,633 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,508,000 | 2,634 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,508,000 | 2,634 |
| Net charge-offs | $3,000 | 5,588 |
| Cash dividends | $769,000 | 1,574 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,486,000 | 2,536 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $2,825,000 | 4,090 |
| Total interest expense | $279,000 | 5,145 |
| Net interest income | $2,546,000 | 3,845 |
| Provision for loan and lease losses | $20,000 | 5,104 |
| Total noninterest income | $196,000 | 4,895 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $90,000 | 4,517 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $106,000 | 4,582 |
| Total noninterest expense | $1,818,000 | 4,327 |
| Salaries and employee benefits | $1,000,000 | 4,168 |
| Premises and equipment expense | $209,000 | 4,283 |
| Additional noninterest expense | $609,000 | 4,354 |
| Pre-tax net operating income | $904,000 | 3,054 |
| Securities gains (losses) | $22,000 | 2,453 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $926,000 | 2,751 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $926,000 | 2,752 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $926,000 | 2,752 |
| Net charge-offs | $3,000 | 5,275 |
| Cash dividends | $504,000 | 1,575 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $904,000 | 2,665 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,428,000 | 4,100 |
| Total interest expense | $152,000 | 5,070 |
| Net interest income | $1,276,000 | 3,862 |
| Provision for loan and lease losses | $20,000 | 4,478 |
| Total noninterest income | $98,000 | 4,966 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $44,000 | 4,536 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $54,000 | 4,597 |
| Total noninterest expense | $905,000 | 4,361 |
| Salaries and employee benefits | $492,000 | 4,244 |
| Premises and equipment expense | $104,000 | 4,311 |
| Additional noninterest expense | $309,000 | 4,309 |
| Pre-tax net operating income | $449,000 | 3,104 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $449,000 | 2,837 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $449,000 | 2,840 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $449,000 | 2,841 |
| Net charge-offs | $3,000 | 4,432 |
| Cash dividends | $504,000 | 846 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $449,000 | 2,699 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $5,872,000 | 4,137 |
| Total interest expense | $801,000 | 4,918 |
| Net interest income | $5,071,000 | 3,874 |
| Provision for loan and lease losses | $173,000 | 4,802 |
| Total noninterest income | $427,000 | 4,660 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $199,000 | 4,383 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $228,000 | 4,270 |
| Total noninterest expense | $3,863,000 | 4,211 |
| Salaries and employee benefits | $2,035,000 | 4,133 |
| Premises and equipment expense | $632,000 | 3,447 |
| Additional noninterest expense | $1,196,000 | 4,454 |
| Pre-tax net operating income | $1,462,000 | 3,075 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $1,462,000 | 2,819 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,462,000 | 2,821 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,462,000 | 2,821 |
| Net charge-offs | $25,000 | 5,823 |
| Cash dividends | $120,000 | 3,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $1,462,000 | 2,723 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $4,418,000 | 4,166 |
| Total interest expense | $621,000 | 4,963 |
| Net interest income | $3,797,000 | 3,887 |
| Provision for loan and lease losses | $97,000 | 4,980 |
| Total noninterest income | $322,000 | 4,691 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $149,000 | 4,415 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $173,000 | 4,307 |
| Total noninterest expense | $2,983,000 | 4,135 |
| Salaries and employee benefits | $1,594,000 | 4,011 |
| Premises and equipment expense | $521,000 | 3,258 |
| Additional noninterest expense | $868,000 | 4,558 |
| Pre-tax net operating income | $1,039,000 | 3,237 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $1,039,000 | 2,988 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,039,000 | 2,990 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,039,000 | 2,990 |
| Net charge-offs | $23,000 | 5,478 |
| Cash dividends | $120,000 | 3,033 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,039,000 | 2,885 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $2,930,000 | 4,215 |
| Total interest expense | $426,000 | 5,012 |
| Net interest income | $2,504,000 | 3,932 |
| Provision for loan and lease losses | $37,000 | 5,336 |
| Total noninterest income | $209,000 | 4,799 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $102,000 | 4,351 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $107,000 | 4,444 |
| Total noninterest expense | $2,018,000 | 4,136 |
| Salaries and employee benefits | $1,068,000 | 4,026 |
| Premises and equipment expense | $338,000 | 3,346 |
| Additional noninterest expense | $612,000 | 4,474 |
| Pre-tax net operating income | $658,000 | 3,289 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $658,000 | 3,022 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $658,000 | 3,024 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $658,000 | 3,024 |
| Net charge-offs | $23,000 | 4,982 |
| Cash dividends | $120,000 | 2,675 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $658,000 | 2,940 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,447,000 | 4,274 |
| Total interest expense | $218,000 | 5,057 |
| Net interest income | $1,229,000 | 3,987 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $103,000 | 4,870 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $53,000 | 4,251 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $50,000 | 4,679 |
| Total noninterest expense | $971,000 | 4,257 |
| Salaries and employee benefits | $529,000 | 4,072 |
| Premises and equipment expense | $155,000 | 3,608 |
| Additional noninterest expense | $287,000 | 4,652 |
| Pre-tax net operating income | $361,000 | 3,179 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $361,000 | 2,876 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $361,000 | 2,875 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $361,000 | 2,876 |
| Net charge-offs | $0 | 5,107 |
| Cash dividends | $120,000 | 1,781 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $361,000 | 2,822 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $5,912,000 | 4,357 |
| Total interest expense | $1,221,000 | 4,767 |
| Net interest income | $4,691,000 | 4,132 |
| Provision for loan and lease losses | $581,000 | 3,907 |
| Total noninterest income | $394,000 | 4,987 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $192,000 | 4,482 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $202,000 | 4,579 |
| Total noninterest expense | $4,003,000 | 4,220 |
| Salaries and employee benefits | $2,319,000 | 3,812 |
| Premises and equipment expense | $613,000 | 3,667 |
| Additional noninterest expense | $1,071,000 | 4,913 |
| Pre-tax net operating income | $501,000 | 4,377 |
| Securities gains (losses) | $65,000 | 2,492 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $566,000 | 4,138 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $566,000 | 4,138 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $566,000 | 4,139 |
| Net charge-offs | $332,000 | 4,187 |
| Cash dividends | $171,000 | 3,412 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $501,000 | 4,176 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $4,398,000 | 4,466 |
| Total interest expense | $962,000 | 4,797 |
| Net interest income | $3,436,000 | 4,258 |
| Provision for loan and lease losses | $371,000 | 4,022 |
| Total noninterest income | $281,000 | 5,151 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $140,000 | 4,611 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $141,000 | 4,742 |
| Total noninterest expense | $3,009,000 | 4,227 |
| Salaries and employee benefits | $1,767,000 | 3,790 |
| Premises and equipment expense | $468,000 | 3,670 |
| Additional noninterest expense | $774,000 | 5,012 |
| Pre-tax net operating income | $337,000 | 4,729 |
| Securities gains (losses) | $64,000 | 2,278 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $401,000 | 4,467 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $401,000 | 4,469 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $401,000 | 4,470 |
| Net charge-offs | $335,000 | 3,585 |
| Cash dividends | $171,000 | 2,833 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $337,000 | 4,523 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $2,879,000 | 4,561 |
| Total interest expense | $659,000 | 4,843 |
| Net interest income | $2,220,000 | 4,342 |
| Provision for loan and lease losses | $176,000 | 4,425 |
| Total noninterest income | $180,000 | 5,196 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $88,000 | 4,706 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $92,000 | 4,756 |
| Total noninterest expense | $2,071,000 | 4,130 |
| Salaries and employee benefits | $1,243,000 | 3,656 |
| Premises and equipment expense | $316,000 | 3,664 |
| Additional noninterest expense | $512,000 | 5,031 |
| Pre-tax net operating income | $153,000 | 5,196 |
| Securities gains (losses) | $64,000 | 1,732 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $217,000 | 4,779 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $217,000 | 4,780 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $217,000 | 4,779 |
| Net charge-offs | $9,000 | 5,868 |
| Cash dividends | $171,000 | 2,433 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $153,000 | 5,049 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,403,000 | 4,686 |
| Total interest expense | $320,000 | 5,034 |
| Net interest income | $1,083,000 | 4,440 |
| Provision for loan and lease losses | $45,000 | 4,935 |
| Total noninterest income | $88,000 | 5,261 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $37,000 | 5,011 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $51,000 | 4,653 |
| Total noninterest expense | $1,084,000 | 4,044 |
| Salaries and employee benefits | $652,000 | 3,577 |
| Premises and equipment expense | $164,000 | 3,646 |
| Additional noninterest expense | $268,000 | 4,915 |
| Pre-tax net operating income | $42,000 | 5,749 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $42,000 | 5,811 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $42,000 | 5,813 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $42,000 | 5,811 |
| Net charge-offs | $2,000 | 5,375 |
| Cash dividends | $171,000 | 1,507 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $42,000 | 5,705 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $4,386,000 | 5,478 |
| Total interest expense | $975,000 | 6,075 |
| Net interest income | $3,411,000 | 5,024 |
| Provision for loan and lease losses | $459,000 | 4,673 |
| Total noninterest income | $419,000 | 5,038 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $209,000 | 4,575 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $210,000 | 4,551 |
| Total noninterest expense | $3,362,000 | 4,844 |
| Salaries and employee benefits | $1,925,000 | 4,479 |
| Premises and equipment expense | $497,000 | 4,394 |
| Additional noninterest expense | $940,000 | 5,407 |
| Pre-tax net operating income | $9,000 | 5,376 |
| Securities gains (losses) | $180,000 | 1,627 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $189,000 | 4,842 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $189,000 | 4,844 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $189,000 | 4,844 |
| Net charge-offs | $2,000 | 7,148 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $30,000 | 1,154 |
| Net operating income | $9,000 | 5,447 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $3,147,000 | 5,661 |
| Total interest expense | $698,000 | 6,312 |
| Net interest income | $2,449,000 | 5,164 |
| Provision for loan and lease losses | $155,000 | 5,468 |
| Total noninterest income | $306,000 | 5,159 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $156,000 | 4,602 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $150,000 | 4,762 |
| Total noninterest expense | $2,416,000 | 4,980 |
| Salaries and employee benefits | $1,334,000 | 4,726 |
| Premises and equipment expense | $362,000 | 4,521 |
| Additional noninterest expense | $720,000 | 5,327 |
| Pre-tax net operating income | $184,000 | 4,985 |
| Securities gains (losses) | $180,000 | 1,369 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $364,000 | 4,175 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $364,000 | 4,170 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $364,000 | 4,173 |
| Net charge-offs | $2,000 | 6,855 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $22,000 | 1,072 |
| Net operating income | $184,000 | 4,864 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $2,058,000 | 5,762 |
| Total interest expense | $467,000 | 6,413 |
| Net interest income | $1,591,000 | 5,238 |
| Provision for loan and lease losses | $110,000 | 5,210 |
| Total noninterest income | $211,000 | 5,131 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $104,000 | 4,585 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $107,000 | 4,677 |
| Total noninterest expense | $1,588,000 | 5,080 |
| Salaries and employee benefits | $882,000 | 4,799 |
| Premises and equipment expense | $239,000 | 4,576 |
| Additional noninterest expense | $467,000 | 5,428 |
| Pre-tax net operating income | $104,000 | 5,181 |
| Securities gains (losses) | $180,000 | 1,078 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $284,000 | 4,045 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $284,000 | 4,045 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $284,000 | 4,045 |
| Net charge-offs | $2,000 | 6,442 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $15,000 | 1,044 |
| Net operating income | $104,000 | 5,084 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,043,000 | 5,768 |
| Total interest expense | $243,000 | 6,447 |
| Net interest income | $800,000 | 5,214 |
| Provision for loan and lease losses | $90,000 | 4,033 |
| Total noninterest income | $102,000 | 5,174 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $53,000 | 4,479 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $49,000 | 4,878 |
| Total noninterest expense | $784,000 | 5,016 |
| Salaries and employee benefits | $439,000 | 4,875 |
| Premises and equipment expense | $119,000 | 4,641 |
| Additional noninterest expense | $226,000 | 5,251 |
| Pre-tax net operating income | $28,000 | 5,919 |
| Securities gains (losses) | $180,000 | 713 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $208,000 | 3,798 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $208,000 | 3,798 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $208,000 | 3,799 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $6,000 | 955 |
| Net operating income | $28,000 | 5,868 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $4,047,000 | 5,978 |
| Total interest expense | $1,151,000 | 6,531 |
| Net interest income | $2,896,000 | 5,506 |
| Provision for loan and lease losses | $272,000 | 4,792 |
| Total noninterest income | $306,000 | 5,782 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $189,000 | 4,909 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $117,000 | 5,712 |
| Total noninterest expense | $2,609,000 | 5,536 |
| Salaries and employee benefits | $1,571,000 | 5,197 |
| Premises and equipment expense | $346,000 | 5,449 |
| Additional noninterest expense | $692,000 | 5,840 |
| Pre-tax net operating income | $321,000 | 5,368 |
| Securities gains (losses) | $179,000 | 773 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $500,000 | 4,456 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $500,000 | 4,455 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,039 |
| Cash dividends | $73,000 | 5,138 |
| Sale, conversion, retirement of capital stock, net | $37,000 | 1,180 |
| Net operating income | $321,000 | 5,172 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $2,980,000 | 6,096 |
| Total interest expense | $866,000 | 6,630 |
| Net interest income | $2,114,000 | 5,628 |
| Provision for loan and lease losses | $187,000 | 4,309 |
| Total noninterest income | $205,000 | 6,067 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $133,000 | 5,050 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $72,000 | 6,097 |
| Total noninterest expense | $1,819,000 | 5,725 |
| Salaries and employee benefits | $1,106,000 | 5,398 |
| Premises and equipment expense | $233,000 | 5,733 |
| Additional noninterest expense | $480,000 | 6,017 |
| Pre-tax net operating income | $313,000 | 5,590 |
| Securities gains (losses) | $125,000 | 836 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $438,000 | 4,658 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $438,000 | 4,656 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,534 |
| Cash dividends | $73,000 | 4,579 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $313,000 | 5,332 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,889,000 | 6,274 |
| Total interest expense | $575,000 | 6,762 |
| Net interest income | $1,314,000 | 5,844 |
| Provision for loan and lease losses | $47,000 | 5,253 |
| Total noninterest income | $116,000 | 6,431 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $88,000 | 5,077 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $28,000 | 6,870 |
| Total noninterest expense | $1,186,000 | 5,828 |
| Salaries and employee benefits | $708,000 | 5,568 |
| Premises and equipment expense | $154,000 | 5,774 |
| Additional noninterest expense | $324,000 | 5,974 |
| Pre-tax net operating income | $197,000 | 5,834 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $197,000 | 5,627 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $197,000 | 5,628 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $197,000 | 5,565 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $915,000 | 6,423 |
| Total interest expense | $284,000 | 6,936 |
| Net interest income | $631,000 | 5,968 |
| Provision for loan and lease losses | $20,000 | 4,875 |
| Total noninterest income | $52,000 | 6,602 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $42,000 | 5,126 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $10,000 | 7,226 |
| Total noninterest expense | $555,000 | 6,026 |
| Salaries and employee benefits | $327,000 | 5,848 |
| Premises and equipment expense | $74,000 | 5,910 |
| Additional noninterest expense | $154,000 | 6,116 |
| Pre-tax net operating income | $108,000 | 5,923 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $108,000 | 5,735 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $108,000 | 5,738 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $108,000 | 5,643 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $3,370,000 | 6,602 |
| Total interest expense | $1,008,000 | 7,157 |
| Net interest income | $2,362,000 | 6,117 |
| Provision for loan and lease losses | $75,000 | 5,254 |
| Total noninterest income | $187,000 | 6,838 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $150,000 | 5,423 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $37,000 | 7,367 |
| Total noninterest expense | $1,727,000 | 6,572 |
| Salaries and employee benefits | $938,000 | 6,589 |
| Premises and equipment expense | $296,000 | 5,799 |
| Additional noninterest expense | $493,000 | 6,612 |
| Pre-tax net operating income | $747,000 | 5,314 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $747,000 | 4,925 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $747,000 | 4,926 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,600 |
| Cash dividends | $115,000 | 5,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $747,000 | 4,905 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $2,440,000 | 6,711 |
| Total interest expense | $732,000 | 7,235 |
| Net interest income | $1,708,000 | 6,238 |
| Provision for loan and lease losses | $55,000 | 4,944 |
| Total noninterest income | $138,000 | 6,895 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $112,000 | 5,447 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $26,000 | 7,468 |
| Total noninterest expense | $1,214,000 | 6,719 |
| Salaries and employee benefits | $637,000 | 6,809 |
| Premises and equipment expense | $224,000 | 5,801 |
| Additional noninterest expense | $353,000 | 6,704 |
| Pre-tax net operating income | $577,000 | 5,514 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $577,000 | 5,084 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $577,000 | 5,084 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $67,000 | 4,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $577,000 | 5,082 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,539,000 | 6,863 |
| Total interest expense | $460,000 | 7,346 |
| Net interest income | $1,079,000 | 6,413 |
| Provision for loan and lease losses | $35,000 | 4,774 |
| Total noninterest income | $90,000 | 6,981 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $75,000 | 5,454 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $15,000 | 7,629 |
| Total noninterest expense | $783,000 | 6,853 |
| Salaries and employee benefits | $405,000 | 6,978 |
| Premises and equipment expense | $149,000 | 5,826 |
| Additional noninterest expense | $229,000 | 6,800 |
| Pre-tax net operating income | $351,000 | 5,758 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $351,000 | 5,340 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $351,000 | 5,340 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $351,000 | 5,328 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $722,000 | 7,027 |
| Total interest expense | $226,000 | 7,403 |
| Net interest income | $496,000 | 6,625 |
| Provision for loan and lease losses | $15,000 | 4,592 |
| Total noninterest income | $42,000 | 7,055 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $35,000 | 5,544 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $7,000 | 7,693 |
| Total noninterest expense | $390,000 | 6,887 |
| Salaries and employee benefits | $203,000 | 7,006 |
| Premises and equipment expense | $76,000 | 5,812 |
| Additional noninterest expense | $111,000 | 6,884 |
| Pre-tax net operating income | $133,000 | 6,260 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $133,000 | 5,890 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $133,000 | 5,889 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $133,000 | 5,868 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $2,498,000 | 7,141 |
| Total interest expense | $697,000 | 7,519 |
| Net interest income | $1,801,000 | 6,798 |
| Provision for loan and lease losses | $135,000 | 4,209 |
| Total noninterest income | $130,000 | 7,468 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $106,000 | 6,077 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $24,000 | 7,865 |
| Total noninterest expense | $1,443,000 | 7,000 |
| Salaries and employee benefits | $738,000 | 7,158 |
| Premises and equipment expense | $282,000 | 5,896 |
| Additional noninterest expense | $423,000 | 6,957 |
| Pre-tax net operating income | $353,000 | 6,943 |
| Securities gains (losses) | $-92,000 | 8,177 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $261,000 | 7,059 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $261,000 | 7,059 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $353,000 | 6,708 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $1,782,000 | 7,275 |
| Total interest expense | $489,000 | 7,620 |
| Net interest income | $1,293,000 | 6,981 |
| Provision for loan and lease losses | $80,000 | 4,494 |
| Total noninterest income | $94,000 | 7,598 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $77,000 | 6,199 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $17,000 | 7,944 |
| Total noninterest expense | $1,037,000 | 7,085 |
| Salaries and employee benefits | $520,000 | 7,285 |
| Premises and equipment expense | $210,000 | 5,934 |
| Additional noninterest expense | $307,000 | 7,040 |
| Pre-tax net operating income | $270,000 | 7,142 |
| Securities gains (losses) | $-92,000 | 8,380 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $178,000 | 7,328 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $178,000 | 7,331 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $270,000 | 6,879 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,090,000 | 7,453 |
| Total interest expense | $290,000 | 7,745 |
| Net interest income | $800,000 | 7,191 |
| Provision for loan and lease losses | $50,000 | 4,407 |
| Total noninterest income | $54,000 | 7,788 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $44,000 | 6,413 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $10,000 | 8,084 |
| Total noninterest expense | $665,000 | 7,212 |
| Salaries and employee benefits | $332,000 | 7,418 |
| Premises and equipment expense | $136,000 | 6,020 |
| Additional noninterest expense | $197,000 | 7,127 |
| Pre-tax net operating income | $139,000 | 7,453 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $139,000 | 7,240 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $139,000 | 7,240 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $139,000 | 7,257 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $482,000 | 7,669 |
| Total interest expense | $125,000 | 7,900 |
| Net interest income | $357,000 | 7,412 |
| Provision for loan and lease losses | $20,000 | 4,517 |
| Total noninterest income | $25,000 | 7,837 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $20,000 | 6,506 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $5,000 | 8,055 |
| Total noninterest expense | $326,000 | 7,265 |
| Salaries and employee benefits | $167,000 | 7,416 |
| Premises and equipment expense | $67,000 | 6,079 |
| Additional noninterest expense | $92,000 | 7,245 |
| Pre-tax net operating income | $36,000 | 7,859 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $36,000 | 7,754 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $36,000 | 7,754 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $36,000 | 7,753 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $1,087,000 | 8,255 |
| Total interest expense | $259,000 | 8,298 |
| Net interest income | $828,000 | 8,176 |
| Provision for loan and lease losses | $129,000 | 4,357 |
| Total noninterest income | $45,000 | 8,452 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $31,000 | 7,342 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $14,000 | 8,298 |
| Total noninterest expense | $1,101,000 | 7,570 |
| Salaries and employee benefits | $579,000 | 7,689 |
| Premises and equipment expense | $180,000 | 6,944 |
| Additional noninterest expense | $342,000 | 7,385 |
| Pre-tax net operating income | $-357,000 | 8,447 |
| Securities gains (losses) | $-50,000 | 8,185 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $-407,000 | 8,515 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $-407,000 | 8,515 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 5,513 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $-357,000 | 8,463 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $693,000 | 8,425 |
| Total interest expense | $157,000 | 8,436 |
| Net interest income | $536,000 | 8,363 |
| Provision for loan and lease losses | $110,000 | 4,035 |
| Total noninterest income | $25,000 | 8,583 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $15,000 | 7,525 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $10,000 | 8,374 |
| Total noninterest expense | $761,000 | 7,706 |
| Salaries and employee benefits | $421,000 | 7,706 |
| Premises and equipment expense | $115,000 | 7,244 |
| Additional noninterest expense | $225,000 | 7,649 |
| Pre-tax net operating income | $-310,000 | 8,533 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $-310,000 | 8,568 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-310,000 | 8,568 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 4,785 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $-310,000 | 8,538 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $401,000 | 8,525 |
| Total interest expense | $92,000 | 8,490 |
| Net interest income | $309,000 | 8,488 |
| Provision for loan and lease losses | $69,000 | 3,974 |
| Total noninterest income | $12,000 | 8,636 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $5,000 | 7,657 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $7,000 | 8,349 |
| Total noninterest expense | $463,000 | 7,871 |
| Salaries and employee benefits | $268,000 | 7,785 |
| Premises and equipment expense | $51,000 | 7,843 |
| Additional noninterest expense | $144,000 | 7,710 |
| Pre-tax net operating income | $-211,000 | 8,557 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $-211,000 | 8,589 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-211,000 | 8,589 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $-211,000 | 8,563 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $166,000 | 8,682 |
| Total interest expense | $41,000 | 8,598 |
| Net interest income | $125,000 | 8,670 |
| Provision for loan and lease losses | $32,000 | 3,873 |
| Total noninterest income | $7,000 | 8,687 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $1,000 | 7,789 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $6,000 | 8,110 |
| Total noninterest expense | $222,000 | 8,002 |
| Salaries and employee benefits | $129,000 | 7,905 |
| Premises and equipment expense | $26,000 | 7,883 |
| Additional noninterest expense | $67,000 | 7,872 |
| Pre-tax net operating income | $-122,000 | 8,671 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $-122,000 | 8,690 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $-122,000 | 8,690 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $-122,000 | 8,671 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $78,000 | 8,929 |
| Total interest expense | $23,000 | 8,878 |
| Net interest income | $55,000 | 8,935 |
| Provision for loan and lease losses | $33,000 | 6,366 |
| Total noninterest income | $2,000 | 8,892 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $1,000 | 7,877 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,000 | 8,793 |
| Total noninterest expense | $499,000 | 8,675 |
| Salaries and employee benefits | $133,000 | 8,896 |
| Premises and equipment expense | $22,000 | 8,856 |
| Additional noninterest expense | $344,000 | 7,443 |
| Pre-tax net operating income | $-475,000 | 8,646 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $-475,000 | 8,708 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-475,000 | 8,710 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,973 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $6,000,000 | 200 |
| Net operating income | $-475,000 | 8,681 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.