Home > North State National Bank > Income and Expense
North State National Bank, Income and Expense
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,761,000 | 3,896 |
| Total interest expense | $384,000 | 5,152 |
| Net interest income | $1,377,000 | 3,411 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $122,000 | 5,426 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $73,000 | 4,284 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $49,000 | 5,306 |
| Total noninterest expense | $709,000 | 4,751 |
| Salaries and employee benefits | $359,000 | 4,991 |
| Premises and equipment expense | $105,000 | 4,559 |
| Additional noninterest expense | $245,000 | 4,281 |
| Pre-tax net operating income | $790,000 | 2,500 |
| Securities gains (losses) | $48,000 | 1,413 |
| Applicable income taxes | $233,000 | 2,441 |
| Income before extraordinary items | $605,000 | 2,526 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $605,000 | 2,522 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 4,155 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $75,000 | 240 |
| Net operating income | $570,440 | 2,526 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $7,857,000 | 3,697 |
| Total interest expense | $2,008,000 | 4,782 |
| Net interest income | $5,849,000 | 3,213 |
| Provision for loan and lease losses | $0 | 8,089 |
| Total noninterest income | $512,000 | 5,147 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $309,000 | 4,164 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $203,000 | 4,991 |
| Total noninterest expense | $2,924,000 | 4,545 |
| Salaries and employee benefits | $1,529,000 | 4,632 |
| Premises and equipment expense | $461,000 | 4,201 |
| Additional noninterest expense | $934,000 | 4,412 |
| Pre-tax net operating income | $3,437,000 | 2,240 |
| Securities gains (losses) | $55,000 | 2,322 |
| Applicable income taxes | $1,459,000 | 1,692 |
| Income before extraordinary items | $2,033,000 | 2,763 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $2,033,000 | 2,761 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 5,236 |
| Cash dividends | $490,000 | 3,512 |
| Sale, conversion, retirement of capital stock, net | $18,000 | 774 |
| Net operating income | $1,997,800 | 2,724 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $8,551,000 | 3,795 |
| Total interest expense | $3,248,000 | 4,444 |
| Net interest income | $5,303,000 | 3,274 |
| Provision for loan and lease losses | $169,000 | 4,556 |
| Total noninterest income | $512,000 | 5,003 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $302,000 | 4,149 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $210,000 | 4,823 |
| Total noninterest expense | $2,772,000 | 4,610 |
| Salaries and employee benefits | $1,492,000 | 4,535 |
| Premises and equipment expense | $496,000 | 3,900 |
| Additional noninterest expense | $784,000 | 4,850 |
| Pre-tax net operating income | $2,874,000 | 2,362 |
| Securities gains (losses) | $141,000 | 1,458 |
| Applicable income taxes | $1,226,000 | 1,783 |
| Income before extraordinary items | $1,789,000 | 2,805 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,789,000 | 2,806 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 7,531 |
| Cash dividends | $423,000 | 3,750 |
| Sale, conversion, retirement of capital stock, net | $94,000 | 663 |
| Net operating income | $1,698,760 | 2,838 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $8,664,000 | 3,864 |
| Total interest expense | $3,804,000 | 4,144 |
| Net interest income | $4,860,000 | 3,565 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $436,000 | 5,291 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $272,000 | 4,308 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $164,000 | 5,264 |
| Total noninterest expense | $2,663,000 | 4,638 |
| Salaries and employee benefits | $1,486,000 | 4,388 |
| Premises and equipment expense | $444,000 | 4,169 |
| Additional noninterest expense | $733,000 | 5,016 |
| Pre-tax net operating income | $2,633,000 | 2,651 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $1,054,000 | 2,028 |
| Income before extraordinary items | $1,579,000 | 3,122 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,579,000 | 3,120 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $152,000 | 2,843 |
| Cash dividends | $301,000 | 4,461 |
| Sale, conversion, retirement of capital stock, net | $22,000 | 847 |
| Net operating income | $1,579,000 | 3,118 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $7,777,000 | 4,020 |
| Total interest expense | $3,194,000 | 4,357 |
| Net interest income | $4,583,000 | 3,725 |
| Provision for loan and lease losses | $145,000 | 4,342 |
| Total noninterest income | $492,000 | 5,006 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $286,000 | 4,113 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $206,000 | 4,869 |
| Total noninterest expense | $2,596,000 | 4,742 |
| Salaries and employee benefits | $1,446,000 | 4,462 |
| Premises and equipment expense | $418,000 | 4,372 |
| Additional noninterest expense | $732,000 | 5,096 |
| Pre-tax net operating income | $2,334,000 | 2,951 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $900,000 | 2,392 |
| Income before extraordinary items | $1,434,000 | 3,360 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,434,000 | 3,360 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 5,882 |
| Cash dividends | $2,000 | 7,114 |
| Sale, conversion, retirement of capital stock, net | $3,000 | 1,014 |
| Net operating income | $1,434,000 | 3,326 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $6,821,000 | 4,486 |
| Total interest expense | $2,820,000 | 4,941 |
| Net interest income | $4,001,000 | 4,115 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $459,000 | 5,190 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $269,000 | 4,266 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $190,000 | 5,093 |
| Total noninterest expense | $2,476,000 | 4,805 |
| Salaries and employee benefits | $1,370,000 | 4,564 |
| Premises and equipment expense | $393,000 | 4,482 |
| Additional noninterest expense | $713,000 | 5,095 |
| Pre-tax net operating income | $1,984,000 | 3,368 |
| Securities gains (losses) | $5,000 | 3,437 |
| Applicable income taxes | $805,000 | 2,726 |
| Income before extraordinary items | $1,184,000 | 3,971 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,184,000 | 3,970 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-15,000 | 9,764 |
| Cash dividends | $147,000 | 5,843 |
| Sale, conversion, retirement of capital stock, net | $53,000 | 853 |
| Net operating income | $1,180,800 | 3,893 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $6,139,000 | 4,976 |
| Total interest expense | $2,473,000 | 5,460 |
| Net interest income | $3,666,000 | 4,562 |
| Provision for loan and lease losses | $37,000 | 7,107 |
| Total noninterest income | $382,000 | 5,879 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $278,000 | 4,304 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $104,000 | 6,683 |
| Total noninterest expense | $2,521,000 | 4,754 |
| Salaries and employee benefits | $1,359,000 | 4,615 |
| Premises and equipment expense | $416,000 | 4,318 |
| Additional noninterest expense | $746,000 | 4,979 |
| Pre-tax net operating income | $1,490,000 | 4,515 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $588,000 | 3,747 |
| Income before extraordinary items | $902,000 | 5,048 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $902,000 | 5,050 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-100,000 | 10,710 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $84,000 | 792 |
| Net operating income | $902,000 | 4,993 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $5,399,000 | 5,608 |
| Total interest expense | $2,234,000 | 5,983 |
| Net interest income | $3,165,000 | 5,234 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $411,000 | 5,856 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $304,000 | 4,184 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $107,000 | 6,940 |
| Total noninterest expense | $2,163,000 | 5,609 |
| Salaries and employee benefits | $1,153,000 | 5,382 |
| Premises and equipment expense | $342,000 | 5,088 |
| Additional noninterest expense | $668,000 | 5,929 |
| Pre-tax net operating income | $1,413,000 | 4,550 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $591,000 | 3,640 |
| Income before extraordinary items | $822,000 | 5,211 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $822,000 | 5,211 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $129,000 | 3,458 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $-1,000 | 11,281 |
| Net operating income | $822,000 | 5,146 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,926,000 | 6,053 |
| Total interest expense | $2,018,000 | 6,424 |
| Net interest income | $2,908,000 | 5,636 |
| Provision for loan and lease losses | $-15,000 | 11,445 |
| Total noninterest income | $423,000 | 5,779 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $315,000 | 4,126 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $108,000 | 6,996 |
| Total noninterest expense | $2,248,000 | 5,461 |
| Salaries and employee benefits | $1,184,000 | 5,274 |
| Premises and equipment expense | $367,000 | 4,861 |
| Additional noninterest expense | $697,000 | 5,874 |
| Pre-tax net operating income | $1,098,000 | 5,606 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $385,000 | 5,079 |
| Income before extraordinary items | $713,000 | 5,905 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $713,000 | 5,904 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $118,000 | 3,415 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $713,000 | 5,888 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,833,000 | 6,909 |
| Total interest expense | $1,390,000 | 7,238 |
| Net interest income | $2,443,000 | 6,581 |
| Provision for loan and lease losses | $-85,000 | 12,113 |
| Total noninterest income | $378,000 | 6,357 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $324,000 | 4,092 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $54,000 | 9,402 |
| Total noninterest expense | $2,071,000 | 6,030 |
| Salaries and employee benefits | $1,044,000 | 5,883 |
| Premises and equipment expense | $331,000 | 5,289 |
| Additional noninterest expense | $696,000 | 6,347 |
| Pre-tax net operating income | $835,000 | 6,702 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $241,000 | 6,672 |
| Income before extraordinary items | $594,000 | 6,591 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $594,000 | 6,606 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-172,000 | 12,381 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $594,000 | 6,650 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,397,000 | 7,681 |
| Total interest expense | $1,173,000 | 8,383 |
| Net interest income | $2,224,000 | 7,117 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $386,000 | 6,650 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $338,000 | 4,001 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $48,000 | 10,209 |
| Total noninterest expense | $2,150,000 | 5,980 |
| Salaries and employee benefits | $1,009,000 | 6,080 |
| Premises and equipment expense | $359,000 | 5,130 |
| Additional noninterest expense | $782,000 | 6,033 |
| Pre-tax net operating income | $460,000 | 8,942 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $20,000 | 11,603 |
| Income before extraordinary items | $440,000 | 8,061 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $440,000 | 8,227 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-85,000 | 12,882 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $440,000 | 7,787 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,837,000 | 7,723 |
| Total interest expense | $1,693,000 | 7,910 |
| Net interest income | $2,146,000 | 7,381 |
| Provision for loan and lease losses | $248,000 | 4,615 |
| Total noninterest income | $392,000 | 6,627 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $295,000 | 4,505 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $97,000 | 8,166 |
| Total noninterest expense | $2,149,000 | 6,035 |
| Salaries and employee benefits | $1,010,000 | 5,970 |
| Premises and equipment expense | $329,000 | 5,606 |
| Additional noninterest expense | $810,000 | 6,012 |
| Pre-tax net operating income | $141,000 | 11,609 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $13,000 | 12,284 |
| Income before extraordinary items | $128,000 | 11,574 |
| Extraordinary gains, net | $260,000 | 344 |
| Net income | $388,000 | 8,463 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $267,000 | 3,581 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $128,000 | 11,247 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.