Home > North Sound Bank > Income and Expense
North Sound Bank, Income and Expense
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $14,824,000 | 2,202 |
| Total interest expense | $4,715,000 | 3,091 |
| Net interest income | $10,109,000 | 1,723 |
| Provision for loan and lease losses | $216,000 | 3,389 |
| Total noninterest income | $1,776,000 | 2,017 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $384,000 | 3,323 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $1,392,000 | 1,462 |
| Total noninterest expense | $7,772,000 | 1,774 |
| Salaries and employee benefits | $4,178,000 | 1,648 |
| Premises and equipment expense | $1,452,000 | 1,391 |
| Additional noninterest expense | $2,142,000 | 2,033 |
| Pre-tax net operating income | $3,897,000 | 1,886 |
| Securities gains (losses) | $-3,000 | 8,917 |
| Applicable income taxes | $1,233,000 | 1,872 |
| Income before extraordinary items | $2,661,000 | 1,991 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,661,000 | 1,992 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 4,834 |
| Cash dividends | $668,000 | 2,975 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $2,663,040 | 1,954 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $14,956,000 | 2,183 |
| Total interest expense | $5,405,000 | 2,783 |
| Net interest income | $9,551,000 | 1,784 |
| Provision for loan and lease losses | $431,000 | 1,944 |
| Total noninterest income | $1,969,000 | 1,857 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $417,000 | 3,020 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $1,552,000 | 1,372 |
| Total noninterest expense | $7,586,000 | 1,730 |
| Salaries and employee benefits | $4,136,000 | 1,611 |
| Premises and equipment expense | $1,522,000 | 1,265 |
| Additional noninterest expense | $1,928,000 | 2,175 |
| Pre-tax net operating income | $3,503,000 | 2,067 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $1,132,000 | 2,089 |
| Income before extraordinary items | $2,371,000 | 2,205 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $2,371,000 | 2,204 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $457,000 | 1,354 |
| Cash dividends | $300,000 | 4,531 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $2,371,000 | 2,133 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $14,083,000 | 2,319 |
| Total interest expense | $5,109,000 | 2,922 |
| Net interest income | $8,974,000 | 1,935 |
| Provision for loan and lease losses | $183,000 | 3,628 |
| Total noninterest income | $1,272,000 | 2,499 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $426,000 | 3,063 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $846,000 | 1,958 |
| Total noninterest expense | $7,089,000 | 1,827 |
| Salaries and employee benefits | $3,710,000 | 1,761 |
| Premises and equipment expense | $1,503,000 | 1,303 |
| Additional noninterest expense | $1,876,000 | 2,219 |
| Pre-tax net operating income | $2,974,000 | 2,515 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $955,000 | 2,531 |
| Income before extraordinary items | $2,019,000 | 2,563 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $2,019,000 | 2,562 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $97,000 | 3,887 |
| Cash dividends | $306,000 | 4,488 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $2,019,000 | 2,512 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $13,256,000 | 2,518 |
| Total interest expense | $4,975,000 | 3,020 |
| Net interest income | $8,281,000 | 2,175 |
| Provision for loan and lease losses | $225,000 | 3,146 |
| Total noninterest income | $1,162,000 | 2,752 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $462,000 | 2,915 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $700,000 | 2,299 |
| Total noninterest expense | $6,724,000 | 2,070 |
| Salaries and employee benefits | $3,419,000 | 1,926 |
| Premises and equipment expense | $1,437,000 | 1,415 |
| Additional noninterest expense | $1,868,000 | 2,611 |
| Pre-tax net operating income | $2,494,000 | 2,773 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $792,000 | 2,871 |
| Income before extraordinary items | $1,702,000 | 2,854 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,702,000 | 2,855 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $112,000 | 3,715 |
| Cash dividends | $260,000 | 4,854 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,702,000 | 2,806 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $11,882,000 | 2,815 |
| Total interest expense | $4,538,000 | 3,290 |
| Net interest income | $7,344,000 | 2,445 |
| Provision for loan and lease losses | $389,000 | 1,901 |
| Total noninterest income | $968,000 | 3,180 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $415,000 | 3,245 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $553,000 | 2,689 |
| Total noninterest expense | $5,887,000 | 2,314 |
| Salaries and employee benefits | $2,934,000 | 2,250 |
| Premises and equipment expense | $1,203,000 | 1,673 |
| Additional noninterest expense | $1,750,000 | 2,682 |
| Pre-tax net operating income | $2,036,000 | 3,434 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $660,000 | 3,399 |
| Income before extraordinary items | $1,376,000 | 3,517 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,376,000 | 3,515 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $132,000 | 3,189 |
| Cash dividends | $250,000 | 4,947 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,376,000 | 3,497 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $8,784,000 | 3,418 |
| Total interest expense | $2,739,000 | 4,286 |
| Net interest income | $6,045,000 | 2,977 |
| Provision for loan and lease losses | $219,000 | 2,872 |
| Total noninterest income | $904,000 | 3,354 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $388,000 | 3,473 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $516,000 | 2,895 |
| Total noninterest expense | $5,143,000 | 2,698 |
| Salaries and employee benefits | $2,478,000 | 2,692 |
| Premises and equipment expense | $1,036,000 | 1,959 |
| Additional noninterest expense | $1,629,000 | 3,083 |
| Pre-tax net operating income | $1,587,000 | 4,209 |
| Securities gains (losses) | $-4,000 | 9,291 |
| Applicable income taxes | $481,000 | 4,176 |
| Income before extraordinary items | $1,102,000 | 4,174 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,102,000 | 4,176 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $59,000 | 4,795 |
| Cash dividends | $246,000 | 5,007 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,104,800 | 4,203 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $6,850,000 | 4,401 |
| Total interest expense | $2,231,000 | 5,312 |
| Net interest income | $4,619,000 | 3,829 |
| Provision for loan and lease losses | $102,000 | 5,694 |
| Total noninterest income | $1,361,000 | 2,638 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $381,000 | 3,604 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $980,000 | 2,057 |
| Total noninterest expense | $4,261,000 | 3,288 |
| Salaries and employee benefits | $2,134,000 | 3,071 |
| Premises and equipment expense | $806,000 | 2,541 |
| Additional noninterest expense | $1,321,000 | 3,884 |
| Pre-tax net operating income | $1,617,000 | 4,054 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $513,000 | 4,094 |
| Income before extraordinary items | $1,104,000 | 4,309 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,104,000 | 4,434 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 11,050 |
| Cash dividends | $185,000 | 5,641 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,104,000 | 4,087 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $6,082,000 | 5,419 |
| Total interest expense | $2,280,000 | 6,450 |
| Net interest income | $3,802,000 | 4,657 |
| Provision for loan and lease losses | $88,000 | 7,660 |
| Total noninterest income | $1,116,000 | 3,026 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $350,000 | 3,907 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $766,000 | 2,363 |
| Total noninterest expense | $3,558,000 | 3,876 |
| Salaries and employee benefits | $1,720,000 | 3,720 |
| Premises and equipment expense | $610,000 | 3,305 |
| Additional noninterest expense | $1,228,000 | 4,259 |
| Pre-tax net operating income | $1,272,000 | 4,684 |
| Securities gains (losses) | $8,000 | 6,653 |
| Applicable income taxes | $419,000 | 4,617 |
| Income before extraordinary items | $861,000 | 5,075 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $861,000 | 5,131 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-18,000 | 13,052 |
| Cash dividends | $125,000 | 6,110 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $855,640 | 4,793 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.