Home > North Sound Bank > Assets and Liabilities
North Sound Bank, Assets and Liabilities
| 1999-12-31 | Rank | |
| # of Employees: | 92 | 1,858 |
| Assets and Liabilities | ||
| Total Assets: | $177,358,000 | 2,662 |
| Cash and due from depository institutions | $13,385,000 | 1,858 |
| Interest-bearing balances | $5,230,000 | 788 |
| Securities | $23,520,000 | 4,313 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $133,199,000 | 2,270 |
| Loan loss allowance | $1,356,000 | 2,611 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $5,420,000 | 1,569 |
| Other real estate owned | $85,000 | 1,858 |
| Goodwill and other intangibles | $146,000 | 2,532 |
| All other assets | $1,603,000 | 4,640 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $177,358,000 | 2,662 |
| Total liabilities | $159,198,000 | 2,688 |
| Total deposits | $157,358,000 | 2,435 |
| Interest-bearing deposits | $130,321,000 | 2,512 |
| Deposits held in domestic offices | $157,358,000 | 2,432 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $640,000 | 3,338 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $1,200,000 | 2,808 |
| Total equity capital | $18,160,000 | 2,419 |
| Total bank equity capital | $18,160,000 | 2,419 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $741,000 | 3,926 |
| Surplus | $5,900,000 | 2,600 |
| Undivided profits | $11,519,000 | 2,170 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $275,000 | 4,972 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $834,000 | 2,785 |
| Earning assets | $161,949,000 | 2,671 |
| Long-term assets (5+ years) | $21,770,000 | 3,145 |
| Average Assets, year-to-date | $180,092,600 | 2,513 |
| Average Assets, quarterly | $181,405,000 | 2,570 |
| Volatile liabilities | $25,303,000 | 2,891 |
| Insider loans | $1,767,000 | 2,451 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $50,000 | 1,429 |
| Unused loan commitments | $21,735,000 | 2,230 |
| Tier 1 (core) risk-based capital | $18,211,000 | 2,413 |
| Tier 2 risk-based capital | $1,356,000 | 2,383 |
| Total risk weighted assets | $146,991,200 | 2,085 |
| Total unused commitments | $21,735,000 | 2,234 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 99 | 1,710 |
| Assets and Liabilities | ||
| Total Assets: | $184,295,000 | 2,488 |
| Cash and due from depository institutions | $33,113,000 | 1,710 |
| Interest-bearing balances | $25,236,000 | 217 |
| Securities | $33,771,000 | 3,276 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,346 |
| Net loans & leases | $109,463,000 | 2,530 |
| Loan loss allowance | $1,190,000 | 2,853 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $5,872,000 | 1,357 |
| Other real estate owned | $318,000 | 1,710 |
| Goodwill and other intangibles | $174,000 | 2,423 |
| All other assets | $1,584,000 | 4,252 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $184,295,000 | 2,488 |
| Total liabilities | $167,898,000 | 2,465 |
| Total deposits | $166,561,000 | 2,288 |
| Interest-bearing deposits | $138,896,000 | 2,351 |
| Deposits held in domestic offices | $166,561,000 | 2,281 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $126,000 | 3,094 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $1,211,000 | 3,020 |
| Total equity capital | $16,397,000 | 2,741 |
| Total bank equity capital | $16,397,000 | 2,741 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $741,000 | 3,952 |
| Surplus | $5,900,000 | 2,471 |
| Undivided profits | $9,756,000 | 2,637 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $285,000 | 5,294 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $663,000 | 3,522 |
| Earning assets | $168,470,000 | 2,505 |
| Long-term assets (5+ years) | $9,388,000 | 4,872 |
| Average Assets, year-to-date | $178,025,800 | 2,432 |
| Average Assets, quarterly | $184,533,000 | 2,441 |
| Volatile liabilities | $23,932,000 | 2,587 |
| Insider loans | $855,000 | 3,936 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $1,084,000 | 1,023 |
| Unused loan commitments | $20,363,000 | 2,236 |
| Tier 1 (core) risk-based capital | $16,190,000 | 2,638 |
| Tier 2 risk-based capital | $1,190,000 | 2,585 |
| Total risk weighted assets | $127,621,800 | 2,241 |
| Total unused commitments | $20,363,000 | 2,244 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 94 | 1,878 |
| Assets and Liabilities | ||
| Total Assets: | $165,629,000 | 2,699 |
| Cash and due from depository institutions | $13,294,000 | 1,878 |
| Interest-bearing balances | $7,185,000 | 619 |
| Securities | $26,391,000 | 4,033 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $117,797,000 | 2,356 |
| Loan loss allowance | $1,216,000 | 2,825 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $6,071,000 | 1,276 |
| Other real estate owned | $483,000 | 1,878 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $1,593,000 | 4,243 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $165,629,000 | 2,699 |
| Total liabilities | $151,313,000 | 2,671 |
| Total deposits | $150,007,000 | 2,491 |
| Interest-bearing deposits | $126,883,000 | 2,530 |
| Deposits held in domestic offices | $150,007,000 | 2,483 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $489,000 | 3,143 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $817,000 | 4,189 |
| Total equity capital | $14,316,000 | 3,095 |
| Total bank equity capital | $14,316,000 | 3,095 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $741,000 | 4,084 |
| Surplus | $5,900,000 | 2,419 |
| Undivided profits | $7,675,000 | 3,194 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $891,000 | 2,701 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $36,000 | 1,343 |
| Income earned, not collected on loans | $754,000 | 3,099 |
| Earning assets | $151,373,000 | 2,715 |
| Long-term assets (5+ years) | $6,017,000 | 5,554 |
| Average Assets, year-to-date | $163,086,200 | 2,623 |
| Average Assets, quarterly | $168,069,000 | 2,623 |
| Volatile liabilities | $22,950,000 | 2,673 |
| Insider loans | $1,005,000 | 3,551 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $108,000 | 1,416 |
| Unused loan commitments | $20,847,000 | 2,036 |
| Tier 1 (core) risk-based capital | $14,294,000 | 2,966 |
| Tier 2 risk-based capital | $1,216,000 | 2,446 |
| Total risk weighted assets | $129,009,400 | 2,151 |
| Total unused commitments | $20,847,000 | 2,040 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 89 | 2,105 |
| Assets and Liabilities | ||
| Total Assets: | $153,920,000 | 2,985 |
| Cash and due from depository institutions | $11,088,000 | 2,105 |
| Interest-bearing balances | $5,297,000 | 720 |
| Securities | $24,416,000 | 4,587 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $110,158,000 | 2,561 |
| Loan loss allowance | $1,130,000 | 3,155 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $6,392,000 | 1,212 |
| Other real estate owned | $493,000 | 2,105 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $1,373,000 | 4,944 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $153,920,000 | 2,985 |
| Total liabilities | $141,322,000 | 2,927 |
| Total deposits | $140,534,000 | 2,736 |
| Interest-bearing deposits | $115,850,000 | 2,841 |
| Deposits held in domestic offices | $140,534,000 | 2,728 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,000 | 3,904 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $787,000 | 4,246 |
| Total equity capital | $12,598,000 | 3,517 |
| Total bank equity capital | $12,598,000 | 3,517 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $741,000 | 4,355 |
| Surplus | $5,900,000 | 2,486 |
| Undivided profits | $5,957,000 | 3,901 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,189,000 | 2,350 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $696,000 | 3,312 |
| Earning assets | $139,871,000 | 3,007 |
| Long-term assets (5+ years) | $7,475,000 | 4,886 |
| Average Assets, year-to-date | $155,526,400 | 2,828 |
| Average Assets, quarterly | $155,011,000 | 2,923 |
| Volatile liabilities | $15,935,000 | 3,468 |
| Insider loans | $1,760,000 | 2,373 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $453,000 | 988 |
| Unused loan commitments | $15,892,000 | 2,431 |
| Tier 1 (core) risk-based capital | $12,581,000 | 3,410 |
| Tier 2 risk-based capital | $1,130,000 | 2,646 |
| Total risk weighted assets | $120,751,700 | 2,337 |
| Total unused commitments | $15,892,000 | 2,443 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 83 | 2,347 |
| Assets and Liabilities | ||
| Total Assets: | $154,015,000 | 2,992 |
| Cash and due from depository institutions | $19,738,000 | 2,347 |
| Interest-bearing balances | $12,743,000 | 349 |
| Securities | $31,716,000 | 3,897 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $96,088,000 | 2,799 |
| Loan loss allowance | $1,017,000 | 3,470 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $4,853,000 | 1,584 |
| Other real estate owned | $51,000 | 2,347 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $1,569,000 | 4,477 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $154,015,000 | 2,992 |
| Total liabilities | $142,800,000 | 2,918 |
| Total deposits | $142,036,000 | 2,748 |
| Interest-bearing deposits | $121,096,000 | 2,771 |
| Deposits held in domestic offices | $142,036,000 | 2,737 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $45,000 | 3,691 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $719,000 | 4,781 |
| Total equity capital | $11,215,000 | 3,904 |
| Total bank equity capital | $11,215,000 | 3,904 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $741,000 | 4,576 |
| Surplus | $5,900,000 | 2,490 |
| Undivided profits | $4,574,000 | 4,809 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $842,000 | 2,986 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $585,000 | 4,088 |
| Earning assets | $140,547,000 | 2,997 |
| Long-term assets (5+ years) | $6,548,000 | 5,093 |
| Average Assets, year-to-date | $136,188,400 | 3,197 |
| Average Assets, quarterly | $153,209,500 | 2,962 |
| Volatile liabilities | $15,950,000 | 3,172 |
| Insider loans | $2,690,000 | 1,625 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $540,000 | 992 |
| Unused loan commitments | $16,831,000 | 2,240 |
| Tier 1 (core) risk-based capital | $11,140,000 | 3,805 |
| Tier 2 risk-based capital | $1,017,000 | 2,859 |
| Total risk weighted assets | $106,683,500 | 2,557 |
| Total unused commitments | $16,831,000 | 2,252 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 67 | 3,011 |
| Assets and Liabilities | ||
| Total Assets: | $114,783,000 | 3,855 |
| Cash and due from depository institutions | $15,713,000 | 3,011 |
| Interest-bearing balances | $10,019,000 | 371 |
| Securities | $19,381,000 | 6,005 |
| Federal funds sold & reverse repurchase agreements | $1,500,000 | 4,474 |
| Net loans & leases | $75,250,000 | 3,436 |
| Loan loss allowance | $760,000 | 4,521 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $2,074,000 | 3,539 |
| Other real estate owned | $126,000 | 3,011 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $739,000 | 8,041 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $114,783,000 | 3,855 |
| Total liabilities | $104,900,000 | 3,835 |
| Total deposits | $104,395,000 | 3,643 |
| Interest-bearing deposits | $82,873,000 | 3,899 |
| Deposits held in domestic offices | $104,395,000 | 3,635 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $149,000 | 4,591 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $356,000 | 6,569 |
| Total equity capital | $9,883,000 | 4,090 |
| Total bank equity capital | $9,883,000 | 4,090 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $741,000 | 4,807 |
| Surplus | $5,900,000 | 2,419 |
| Undivided profits | $3,242,000 | 5,639 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $79,000 | 8,854 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $415,000 | 5,022 |
| Earning assets | $106,150,000 | 3,813 |
| Long-term assets (5+ years) | $5,960,000 | 5,544 |
| Average Assets, year-to-date | $110,729,600 | 3,907 |
| Average Assets, quarterly | $116,469,000 | 3,782 |
| Volatile liabilities | $6,218,000 | 5,965 |
| Insider loans | $1,697,000 | 2,404 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $65,000 | 1,311 |
| Unused loan commitments | $13,888,000 | 2,490 |
| Tier 1 (core) risk-based capital | $10,013,000 | 4,120 |
| Tier 2 risk-based capital | $760,000 | 3,722 |
| Total risk weighted assets | $80,333,300 | 3,257 |
| Total unused commitments | $13,888,000 | 2,500 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 62 | 3,382 |
| Assets and Liabilities | ||
| Total Assets: | $102,533,000 | 4,348 |
| Cash and due from depository institutions | $6,781,000 | 3,382 |
| Interest-bearing balances | $1,285,000 | 3,037 |
| Securities | $23,477,000 | 5,473 |
| Federal funds sold & reverse repurchase agreements | $10,685,000 | 1,261 |
| Net loans & leases | $57,443,000 | 4,257 |
| Loan loss allowance | $600,000 | 5,587 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $3,333,000 | 2,199 |
| Other real estate owned | $0 | 3,382 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $814,000 | 7,082 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $102,533,000 | 4,348 |
| Total liabilities | $94,876,000 | 4,274 |
| Total deposits | $94,351,000 | 4,109 |
| Interest-bearing deposits | $72,677,000 | 4,600 |
| Deposits held in domestic offices | $94,351,000 | 4,101 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $110,000 | 3,782 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $415,000 | 6,113 |
| Total equity capital | $7,657,000 | 5,181 |
| Total bank equity capital | $7,657,000 | 5,181 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $741,000 | 5,009 |
| Surplus | $3,900,000 | 3,389 |
| Undivided profits | $3,016,000 | 6,136 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,000 | 12,310 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $274,000 | 6,533 |
| Earning assets | $92,890,000 | 4,417 |
| Long-term assets (5+ years) | $9,300,000 | 4,560 |
| Average Assets, year-to-date | $88,940,000 | 4,844 |
| Average Assets, quarterly | $98,421,500 | 4,469 |
| Volatile liabilities | $5,392,000 | 6,240 |
| Insider loans | $2,131,000 | 1,930 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $1,609,000 | 877 |
| Unused loan commitments | $12,570,000 | 2,619 |
| Tier 1 (core) risk-based capital | $7,657,000 | 5,107 |
| Tier 2 risk-based capital | $600,000 | 4,532 |
| Total risk weighted assets | $63,295,900 | 3,994 |
| Total unused commitments | $12,570,000 | 2,642 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 46 | 4,586 |
| Assets and Liabilities | ||
| Total Assets: | $81,022,000 | 5,436 |
| Cash and due from depository institutions | $6,452,000 | 4,586 |
| Interest-bearing balances | $2,034,000 | 2,694 |
| Securities | $16,671,000 | 6,901 |
| Federal funds sold & reverse repurchase agreements | $7,450,000 | 2,233 |
| Net loans & leases | $46,624,000 | 5,088 |
| Loan loss allowance | $496,000 | 6,524 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $2,488,000 | 2,939 |
| Other real estate owned | $572,000 | 4,586 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $765,000 | 7,627 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $81,022,000 | 5,436 |
| Total liabilities | $75,184,000 | 5,350 |
| Total deposits | $74,200,000 | 5,225 |
| Interest-bearing deposits | $57,306,000 | 5,798 |
| Deposits held in domestic offices | $74,200,000 | 5,215 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $428,000 | 3,099 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $556,000 | 5,353 |
| Total equity capital | $5,838,000 | 6,303 |
| Total bank equity capital | $5,838,000 | 6,303 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $741,000 | 5,262 |
| Surplus | $3,000,000 | 3,950 |
| Undivided profits | $2,097,000 | 7,259 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $74,000 | 10,659 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $231,000 | 7,941 |
| Earning assets | $72,779,000 | 5,504 |
| Long-term assets (5+ years) | $7,093,000 | 5,393 |
| Average Assets, year-to-date | $73,033,600 | 5,779 |
| Average Assets, quarterly | $79,588,500 | 5,459 |
| Volatile liabilities | $4,655,000 | 6,857 |
| Insider loans | $229,000 | 3,596 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $7,831,000 | 3,459 |
| Tier 1 (core) risk-based capital | $5,838,000 | 6,228 |
| Tier 2 risk-based capital | $496,000 | 5,253 |
| Total risk weighted assets | $51,818,200 | 4,791 |
| Total unused commitments | $7,831,000 | 3,479 |
| Derivatives | $0 | 651 |