Home > North Side State Bank of Rock Springs > Income and Expense
North Side State Bank of Rock Springs, Income and Expense
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,469,000 | 5,331 |
| Total interest expense | $465,000 | 6,024 |
| Net interest income | $1,004,000 | 4,680 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $80,000 | 5,979 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $50,000 | 4,884 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $30,000 | 5,964 |
| Total noninterest expense | $865,000 | 4,562 |
| Salaries and employee benefits | $476,000 | 4,598 |
| Premises and equipment expense | $91,000 | 5,339 |
| Additional noninterest expense | $298,000 | 3,993 |
| Pre-tax net operating income | $219,000 | 5,321 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $73,000 | 3,698 |
| Income before extraordinary items | $146,000 | 5,695 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $146,000 | 5,695 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,238 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $146,000 | 5,681 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $5,425,000 | 5,325 |
| Total interest expense | $1,541,000 | 6,057 |
| Net interest income | $3,884,000 | 4,741 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $607,000 | 4,700 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $233,000 | 4,662 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $374,000 | 3,854 |
| Total noninterest expense | $2,900,000 | 4,995 |
| Salaries and employee benefits | $1,795,000 | 4,620 |
| Premises and equipment expense | $363,000 | 5,222 |
| Additional noninterest expense | $742,000 | 5,474 |
| Pre-tax net operating income | $1,591,000 | 4,167 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $535,000 | 3,063 |
| Income before extraordinary items | $1,056,000 | 4,595 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,056,000 | 4,597 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 5,935 |
| Cash dividends | $1,000,000 | 2,543 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,056,000 | 4,585 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $3,972,000 | 5,396 |
| Total interest expense | $1,088,000 | 6,140 |
| Net interest income | $2,884,000 | 4,812 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $239,000 | 6,108 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $180,000 | 4,637 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $59,000 | 6,707 |
| Total noninterest expense | $2,112,000 | 5,086 |
| Salaries and employee benefits | $1,280,000 | 4,759 |
| Premises and equipment expense | $261,000 | 5,339 |
| Additional noninterest expense | $571,000 | 5,376 |
| Pre-tax net operating income | $1,011,000 | 4,692 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $339,000 | 3,417 |
| Income before extraordinary items | $672,000 | 5,094 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $672,000 | 5,099 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 5,412 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $672,000 | 5,089 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,552,000 | 5,464 |
| Total interest expense | $676,000 | 6,210 |
| Net interest income | $1,876,000 | 4,900 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $158,000 | 6,144 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $120,000 | 4,594 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $38,000 | 6,794 |
| Total noninterest expense | $1,323,000 | 5,298 |
| Salaries and employee benefits | $754,000 | 5,171 |
| Premises and equipment expense | $182,000 | 5,229 |
| Additional noninterest expense | $387,000 | 5,318 |
| Pre-tax net operating income | $711,000 | 4,596 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $239,000 | 3,382 |
| Income before extraordinary items | $472,000 | 5,024 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $472,000 | 5,029 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 4,673 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $472,000 | 5,011 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,231,000 | 5,529 |
| Total interest expense | $319,000 | 6,256 |
| Net interest income | $912,000 | 4,986 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $72,000 | 6,277 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $58,000 | 4,612 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $14,000 | 7,173 |
| Total noninterest expense | $637,000 | 5,422 |
| Salaries and employee benefits | $365,000 | 5,310 |
| Premises and equipment expense | $98,000 | 5,028 |
| Additional noninterest expense | $174,000 | 5,609 |
| Pre-tax net operating income | $347,000 | 4,608 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $116,000 | 3,388 |
| Income before extraordinary items | $231,000 | 5,020 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $231,000 | 5,020 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $231,000 | 5,004 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $4,596,000 | 5,423 |
| Total interest expense | $824,000 | 6,710 |
| Net interest income | $3,772,000 | 4,797 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $305,000 | 6,290 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $243,000 | 4,623 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $62,000 | 7,122 |
| Total noninterest expense | $2,815,000 | 4,997 |
| Salaries and employee benefits | $1,680,000 | 4,700 |
| Premises and equipment expense | $392,000 | 4,915 |
| Additional noninterest expense | $743,000 | 5,413 |
| Pre-tax net operating income | $1,262,000 | 4,798 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $436,000 | 3,573 |
| Income before extraordinary items | $826,000 | 5,274 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $826,000 | 5,276 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $51,000 | 4,259 |
| Cash dividends | $850,000 | 2,746 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $826,000 | 5,246 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $3,383,000 | 5,445 |
| Total interest expense | $539,000 | 6,925 |
| Net interest income | $2,844,000 | 4,794 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $222,000 | 6,377 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $176,000 | 4,736 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $46,000 | 7,164 |
| Total noninterest expense | $2,031,000 | 5,093 |
| Salaries and employee benefits | $1,182,000 | 4,866 |
| Premises and equipment expense | $279,000 | 5,069 |
| Additional noninterest expense | $570,000 | 5,274 |
| Pre-tax net operating income | $1,035,000 | 4,686 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $348,000 | 3,539 |
| Income before extraordinary items | $687,000 | 5,133 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $687,000 | 5,136 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 5,033 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $687,000 | 5,089 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,198,000 | 5,458 |
| Total interest expense | $324,000 | 7,044 |
| Net interest income | $1,874,000 | 4,809 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $137,000 | 6,517 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $109,000 | 4,862 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $28,000 | 7,271 |
| Total noninterest expense | $1,401,000 | 4,965 |
| Salaries and employee benefits | $822,000 | 4,722 |
| Premises and equipment expense | $187,000 | 5,041 |
| Additional noninterest expense | $392,000 | 5,159 |
| Pre-tax net operating income | $610,000 | 4,977 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $202,000 | 3,772 |
| Income before extraordinary items | $408,000 | 5,395 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $408,000 | 5,397 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $408,000 | 5,361 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,080,000 | 5,502 |
| Total interest expense | $150,000 | 7,161 |
| Net interest income | $930,000 | 4,861 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $64,000 | 6,628 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $49,000 | 5,045 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $15,000 | 7,267 |
| Total noninterest expense | $649,000 | 5,254 |
| Salaries and employee benefits | $357,000 | 5,220 |
| Premises and equipment expense | $96,000 | 5,017 |
| Additional noninterest expense | $196,000 | 5,154 |
| Pre-tax net operating income | $345,000 | 4,632 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $115,000 | 3,530 |
| Income before extraordinary items | $230,000 | 5,075 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $230,000 | 5,076 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,435 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $230,000 | 5,041 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $4,340,000 | 5,310 |
| Total interest expense | $553,000 | 7,117 |
| Net interest income | $3,787,000 | 4,667 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $289,000 | 6,485 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $243,000 | 4,802 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $46,000 | 7,502 |
| Total noninterest expense | $2,670,000 | 5,068 |
| Salaries and employee benefits | $1,628,000 | 4,679 |
| Premises and equipment expense | $371,000 | 5,018 |
| Additional noninterest expense | $671,000 | 5,660 |
| Pre-tax net operating income | $1,406,000 | 4,417 |
| Securities gains (losses) | $1,000 | 3,645 |
| Applicable income taxes | $475,000 | 3,430 |
| Income before extraordinary items | $932,000 | 4,879 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $932,000 | 4,879 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 5,501 |
| Cash dividends | $850,000 | 2,606 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $931,340 | 4,816 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $3,249,000 | 5,277 |
| Total interest expense | $417,000 | 7,114 |
| Net interest income | $2,832,000 | 4,667 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $219,000 | 6,517 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $184,000 | 4,828 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $35,000 | 7,515 |
| Total noninterest expense | $1,935,000 | 5,149 |
| Salaries and employee benefits | $1,143,000 | 4,836 |
| Premises and equipment expense | $266,000 | 5,139 |
| Additional noninterest expense | $526,000 | 5,480 |
| Pre-tax net operating income | $1,116,000 | 4,350 |
| Securities gains (losses) | $1,000 | 3,538 |
| Applicable income taxes | $380,000 | 3,391 |
| Income before extraordinary items | $737,000 | 4,825 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $737,000 | 4,826 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 4,894 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $736,340 | 4,740 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,156,000 | 5,311 |
| Total interest expense | $281,000 | 7,129 |
| Net interest income | $1,875,000 | 4,688 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $147,000 | 6,500 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $125,000 | 4,771 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $22,000 | 7,639 |
| Total noninterest expense | $1,328,000 | 5,060 |
| Salaries and employee benefits | $798,000 | 4,735 |
| Premises and equipment expense | $179,000 | 5,131 |
| Additional noninterest expense | $351,000 | 5,505 |
| Pre-tax net operating income | $694,000 | 4,476 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $235,000 | 3,499 |
| Income before extraordinary items | $459,000 | 4,951 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $459,000 | 4,951 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 4,450 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $459,000 | 4,865 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,046,000 | 5,431 |
| Total interest expense | $142,000 | 7,164 |
| Net interest income | $904,000 | 4,812 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $76,000 | 6,403 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $66,000 | 4,552 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $10,000 | 7,740 |
| Total noninterest expense | $636,000 | 5,245 |
| Salaries and employee benefits | $350,000 | 5,185 |
| Premises and equipment expense | $92,000 | 5,093 |
| Additional noninterest expense | $194,000 | 5,186 |
| Pre-tax net operating income | $344,000 | 4,484 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $117,000 | 3,528 |
| Income before extraordinary items | $227,000 | 5,011 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $227,000 | 5,010 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 3,346 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $227,000 | 4,878 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $4,285,000 | 5,398 |
| Total interest expense | $753,000 | 6,865 |
| Net interest income | $3,532,000 | 4,762 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $300,000 | 6,598 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $254,000 | 4,720 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $46,000 | 7,657 |
| Total noninterest expense | $2,616,000 | 5,052 |
| Salaries and employee benefits | $1,583,000 | 4,671 |
| Premises and equipment expense | $368,000 | 5,014 |
| Additional noninterest expense | $665,000 | 5,660 |
| Pre-tax net operating income | $1,216,000 | 4,659 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $408,000 | 3,737 |
| Income before extraordinary items | $808,000 | 5,217 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $808,000 | 5,217 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 6,281 |
| Cash dividends | $800,000 | 2,674 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $808,000 | 5,054 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $3,211,000 | 5,469 |
| Total interest expense | $602,000 | 6,845 |
| Net interest income | $2,609,000 | 4,817 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $226,000 | 6,631 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $191,000 | 4,738 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $35,000 | 7,674 |
| Total noninterest expense | $1,876,000 | 5,193 |
| Salaries and employee benefits | $1,114,000 | 4,863 |
| Premises and equipment expense | $258,000 | 5,228 |
| Additional noninterest expense | $504,000 | 5,618 |
| Pre-tax net operating income | $959,000 | 4,660 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $325,000 | 3,778 |
| Income before extraordinary items | $634,000 | 5,246 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $634,000 | 5,246 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 5,484 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $634,000 | 5,076 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,123,000 | 5,539 |
| Total interest expense | $424,000 | 6,820 |
| Net interest income | $1,699,000 | 4,902 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $153,000 | 6,594 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $128,000 | 4,692 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $25,000 | 7,564 |
| Total noninterest expense | $1,285,000 | 5,106 |
| Salaries and employee benefits | $773,000 | 4,729 |
| Premises and equipment expense | $174,000 | 5,157 |
| Additional noninterest expense | $338,000 | 5,582 |
| Pre-tax net operating income | $567,000 | 4,998 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $193,000 | 4,041 |
| Income before extraordinary items | $374,000 | 5,587 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $374,000 | 5,587 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 4,844 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $374,000 | 5,375 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,051,000 | 5,607 |
| Total interest expense | $224,000 | 6,772 |
| Net interest income | $827,000 | 4,971 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $75,000 | 6,577 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $61,000 | 4,717 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $14,000 | 7,447 |
| Total noninterest expense | $644,000 | 5,094 |
| Salaries and employee benefits | $358,000 | 4,996 |
| Premises and equipment expense | $94,000 | 4,897 |
| Additional noninterest expense | $192,000 | 5,116 |
| Pre-tax net operating income | $258,000 | 5,192 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $89,000 | 4,165 |
| Income before extraordinary items | $169,000 | 5,731 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $169,000 | 5,731 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 4,155 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $169,000 | 5,533 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $4,874,000 | 5,263 |
| Total interest expense | $1,258,000 | 6,293 |
| Net interest income | $3,616,000 | 4,667 |
| Provision for loan and lease losses | $0 | 8,089 |
| Total noninterest income | $323,000 | 6,302 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $256,000 | 4,634 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $67,000 | 7,151 |
| Total noninterest expense | $2,723,000 | 4,787 |
| Salaries and employee benefits | $1,673,000 | 4,316 |
| Premises and equipment expense | $361,000 | 4,984 |
| Additional noninterest expense | $689,000 | 5,462 |
| Pre-tax net operating income | $1,216,000 | 4,678 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $414,000 | 3,819 |
| Income before extraordinary items | $802,000 | 5,206 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $802,000 | 5,205 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 6,483 |
| Cash dividends | $850,000 | 2,538 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $802,000 | 5,059 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $6,146,000 | 4,873 |
| Total interest expense | $2,480,000 | 5,423 |
| Net interest income | $3,666,000 | 4,419 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $313,000 | 6,311 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $266,000 | 4,472 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $47,000 | 7,763 |
| Total noninterest expense | $2,724,000 | 4,662 |
| Salaries and employee benefits | $1,745,000 | 4,005 |
| Premises and equipment expense | $342,000 | 5,109 |
| Additional noninterest expense | $637,000 | 5,628 |
| Pre-tax net operating income | $1,255,000 | 4,327 |
| Securities gains (losses) | $51,000 | 2,322 |
| Applicable income taxes | $449,000 | 3,499 |
| Income before extraordinary items | $857,000 | 4,696 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $857,000 | 4,699 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 6,098 |
| Cash dividends | $900,000 | 2,429 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $823,340 | 4,676 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $6,989,000 | 4,593 |
| Total interest expense | $2,976,000 | 4,956 |
| Net interest income | $4,013,000 | 4,173 |
| Provision for loan and lease losses | $44,000 | 6,751 |
| Total noninterest income | $377,000 | 5,705 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $305,000 | 4,011 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $72,000 | 7,129 |
| Total noninterest expense | $2,780,000 | 4,492 |
| Salaries and employee benefits | $1,797,000 | 3,784 |
| Premises and equipment expense | $339,000 | 5,051 |
| Additional noninterest expense | $644,000 | 5,508 |
| Pre-tax net operating income | $1,566,000 | 3,952 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $536,000 | 3,334 |
| Income before extraordinary items | $1,030,000 | 4,295 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,030,000 | 4,299 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 6,683 |
| Cash dividends | $1,000,000 | 2,257 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,030,000 | 4,302 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $6,829,000 | 4,493 |
| Total interest expense | $2,862,000 | 4,766 |
| Net interest income | $3,967,000 | 4,198 |
| Provision for loan and lease losses | $48,000 | 6,602 |
| Total noninterest income | $409,000 | 5,535 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $309,000 | 3,905 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $100,000 | 6,650 |
| Total noninterest expense | $2,815,000 | 4,451 |
| Salaries and employee benefits | $1,747,000 | 3,838 |
| Premises and equipment expense | $344,000 | 5,024 |
| Additional noninterest expense | $724,000 | 5,138 |
| Pre-tax net operating income | $1,513,000 | 4,067 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $529,000 | 3,506 |
| Income before extraordinary items | $984,000 | 4,481 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $984,000 | 4,481 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 5,465 |
| Cash dividends | $1,000,000 | 2,245 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $984,000 | 4,439 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $6,954,000 | 4,424 |
| Total interest expense | $3,085,000 | 4,618 |
| Net interest income | $3,869,000 | 4,236 |
| Provision for loan and lease losses | $65,000 | 5,993 |
| Total noninterest income | $372,000 | 5,839 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $300,000 | 3,945 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $72,000 | 7,421 |
| Total noninterest expense | $2,727,000 | 4,473 |
| Salaries and employee benefits | $1,700,000 | 3,835 |
| Premises and equipment expense | $338,000 | 5,006 |
| Additional noninterest expense | $689,000 | 5,230 |
| Pre-tax net operating income | $1,449,000 | 4,294 |
| Securities gains (losses) | $3,000 | 3,720 |
| Applicable income taxes | $502,000 | 3,824 |
| Income before extraordinary items | $950,000 | 4,660 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $950,000 | 4,660 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 6,674 |
| Cash dividends | $900,000 | 2,389 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $948,050 | 4,576 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $6,896,000 | 4,555 |
| Total interest expense | $3,048,000 | 4,648 |
| Net interest income | $3,848,000 | 4,381 |
| Provision for loan and lease losses | $102,000 | 5,114 |
| Total noninterest income | $378,000 | 5,917 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $308,000 | 3,990 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $70,000 | 7,697 |
| Total noninterest expense | $2,607,000 | 4,620 |
| Salaries and employee benefits | $1,625,000 | 3,970 |
| Premises and equipment expense | $352,000 | 4,871 |
| Additional noninterest expense | $630,000 | 5,623 |
| Pre-tax net operating income | $1,517,000 | 4,457 |
| Securities gains (losses) | $18,000 | 1,964 |
| Applicable income taxes | $522,000 | 4,084 |
| Income before extraordinary items | $1,013,000 | 4,658 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,013,000 | 4,657 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 6,805 |
| Cash dividends | $300,000 | 4,516 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,001,120 | 4,637 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $6,971,000 | 4,593 |
| Total interest expense | $3,112,000 | 4,625 |
| Net interest income | $3,859,000 | 4,464 |
| Provision for loan and lease losses | $60,000 | 6,086 |
| Total noninterest income | $377,000 | 6,148 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $310,000 | 4,126 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $67,000 | 8,207 |
| Total noninterest expense | $2,568,000 | 4,898 |
| Salaries and employee benefits | $1,559,000 | 4,170 |
| Premises and equipment expense | $371,000 | 4,824 |
| Additional noninterest expense | $638,000 | 6,110 |
| Pre-tax net operating income | $1,608,000 | 4,107 |
| Securities gains (losses) | $1,000 | 3,760 |
| Applicable income taxes | $556,000 | 3,809 |
| Income before extraordinary items | $1,053,000 | 4,295 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,053,000 | 4,296 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 6,197 |
| Cash dividends | $200,000 | 5,388 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,052,350 | 4,245 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $7,171,000 | 4,458 |
| Total interest expense | $3,384,000 | 4,284 |
| Net interest income | $3,787,000 | 4,527 |
| Provision for loan and lease losses | $60,000 | 5,704 |
| Total noninterest income | $368,000 | 6,285 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $298,000 | 4,309 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $70,000 | 8,356 |
| Total noninterest expense | $2,589,000 | 4,845 |
| Salaries and employee benefits | $1,552,000 | 4,167 |
| Premises and equipment expense | $363,000 | 4,901 |
| Additional noninterest expense | $674,000 | 6,035 |
| Pre-tax net operating income | $1,506,000 | 4,443 |
| Securities gains (losses) | $-24,000 | 10,683 |
| Applicable income taxes | $539,000 | 3,965 |
| Income before extraordinary items | $943,000 | 4,815 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $943,000 | 4,814 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 8,657 |
| Cash dividends | $200,000 | 5,441 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $958,360 | 4,746 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $7,103,000 | 4,169 |
| Total interest expense | $2,790,000 | 4,223 |
| Net interest income | $4,313,000 | 4,077 |
| Provision for loan and lease losses | $106,000 | 4,419 |
| Total noninterest income | $326,000 | 6,943 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $279,000 | 4,630 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $47,000 | 9,769 |
| Total noninterest expense | $2,551,000 | 5,069 |
| Salaries and employee benefits | $1,415,000 | 4,511 |
| Premises and equipment expense | $360,000 | 4,994 |
| Additional noninterest expense | $776,000 | 5,846 |
| Pre-tax net operating income | $1,982,000 | 3,447 |
| Securities gains (losses) | $-30,000 | 10,653 |
| Applicable income taxes | $667,000 | 3,206 |
| Income before extraordinary items | $1,285,000 | 3,629 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,285,000 | 3,636 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 7,944 |
| Cash dividends | $100,000 | 6,840 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,304,800 | 3,622 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $7,354,000 | 4,121 |
| Total interest expense | $2,749,000 | 4,448 |
| Net interest income | $4,605,000 | 3,841 |
| Provision for loan and lease losses | $155,000 | 4,559 |
| Total noninterest income | $337,000 | 7,188 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $259,000 | 4,971 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $78,000 | 8,723 |
| Total noninterest expense | $2,394,000 | 5,467 |
| Salaries and employee benefits | $1,300,000 | 4,878 |
| Premises and equipment expense | $335,000 | 5,400 |
| Additional noninterest expense | $759,000 | 6,181 |
| Pre-tax net operating income | $2,393,000 | 2,820 |
| Securities gains (losses) | $156,000 | 1,949 |
| Applicable income taxes | $881,000 | 2,556 |
| Income before extraordinary items | $1,668,000 | 2,935 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,668,000 | 3,031 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 9,155 |
| Cash dividends | $80,000 | 7,275 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,566,600 | 2,936 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $7,766,000 | 4,399 |
| Total interest expense | $3,400,000 | 4,659 |
| Net interest income | $4,366,000 | 4,120 |
| Provision for loan and lease losses | $50,000 | 9,026 |
| Total noninterest income | $291,000 | 7,847 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $252,000 | 5,104 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $39,000 | 11,113 |
| Total noninterest expense | $2,177,000 | 5,975 |
| Salaries and employee benefits | $1,112,000 | 5,538 |
| Premises and equipment expense | $238,000 | 7,007 |
| Additional noninterest expense | $827,000 | 5,908 |
| Pre-tax net operating income | $2,430,000 | 2,566 |
| Securities gains (losses) | $52,000 | 4,050 |
| Applicable income taxes | $881,000 | 2,370 |
| Income before extraordinary items | $1,601,000 | 2,875 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,601,000 | 2,912 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 11,197 |
| Cash dividends | $40,000 | 7,952 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,567,200 | 2,716 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.