Home > North Side Savings Bank > Loan Charge- Offs and Recoveries
North Side Savings Bank, Loan Charge- Offs and Recoveries
| 1995-12-31 (YTD Data) | Rank | |
| Total charge-offs | $7,380,000 | 314 |
| Loans secured by real estate, total | $7,006,000 | 104 |
| To non-U.S. addressees | $0 | 15 |
| Real estate loans in domestic offices | $7,006,000 | 104 |
| Construction and land development | $4,533,000 | 15 |
| Secured by farmland | $0 | 381 |
| Total charge-offs secured by 1-4 family residential properties | $915,000 | 219 |
| Secured by multifamily residential properties | $674,000 | 110 |
| Secured by nonfarm nonresidential properties | $884,000 | 270 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 23 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 186 |
| Commercial and industrial loans | $370,000 | 828 |
| Loans to individuals | $4,000 | 8,269 |
| Credit card loan charge offs | $0 | 4,035 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $4,000 | 7,783 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | $0 | 360 |
| Lease financing receivables | $0 | 341 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $246,000 | 1,270 |
| Loans secured by real estate, total | $180,000 | 589 |
| To non-U.S. addressees | $0 | 13 |
| Real estate loans in domestic offices | $180,000 | 588 |
| Construction and land development | $0 | 688 |
| Secured by farmland | $0 | 623 |
| Secured by 1-4 family residential properties - total recoveries | $106,000 | 367 |
| Secured by multifamily residential properties | $0 | 496 |
| Secured by nonfarm nonresidential properties | $74,000 | 589 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 32 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 227 |
| Commercial and industrial loans | $17,000 | 3,737 |
| Loans to individuals | $49,000 | 1,792 |
| Credit card loan recoveries | $3,000 | 1,552 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $46,000 | 1,673 |
| Loans to foreign governments and official institutions | $0 | 30 |
| Other loans | $0 | 383 |
| Lease financing receivables | $0 | 322 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $7,134,000 | 236 |
| Loans secured by real estate, total | $6,826,000 | 87 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $6,826,000 | 87 |
| Construction and land development | $4,533,000 | 12 |
| Secured by farmland | $0 | 306 |
| Secured by 1-4 family residential properties- net charge-offs | $809,000 | 201 |
| Secured by multifamily residential properties | $674,000 | 97 |
| Secured by nonfarm nonresidential properties | $810,000 | 236 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 19 |
| To foreign banks | $0 | 18 |
| Loans to finance agricultural production and other loans to farmers | $0 | 130 |
| Commercial and industrial loans | $353,000 | 605 |
| To non-U.S. addressees | $0 | 22 |
| Loans to individuals | $-45,000 | 11,910 |
| Credit card loan net charge offs | $-3,000 | 11,842 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $-42,000 | 11,878 |
| Loans to foreign governments and official institutions | $0 | 11 |
| Other loans | $0 | 309 |
| Lease financing receivables | $0 | 281 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1994-12-31 (YTD Data) | Rank | |
| Total charge-offs | $2,643,000 | 622 |
| Loans secured by real estate, total | $2,313,000 | 309 |
| To non-U.S. addressees | $0 | 13 |
| Real estate loans in domestic offices | $2,313,000 | 309 |
| Construction and land development | $426,000 | 172 |
| Secured by farmland | $0 | 491 |
| Total charge-offs secured by 1-4 family residential properties | $316,000 | 545 |
| Secured by multifamily residential properties | $854,000 | 105 |
| Secured by nonfarm nonresidential properties | $717,000 | 357 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 18 |
| To foreign banks | $0 | 13 |
| Loans to finance agricultural production and other loans to farmers | $0 | 188 |
| Commercial and industrial loans | $275,000 | 1,129 |
| Loans to individuals | $55,000 | 3,326 |
| Credit card loan charge offs | $50,000 | 934 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $5,000 | 7,758 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | $0 | 345 |
| Lease financing receivables | $0 | 332 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $207,000 | 1,644 |
| Loans secured by real estate, total | $90,000 | 1,060 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $90,000 | 1,060 |
| Construction and land development | $0 | 797 |
| Secured by farmland | $0 | 744 |
| Secured by 1-4 family residential properties - total recoveries | $90,000 | 466 |
| Secured by multifamily residential properties | $0 | 504 |
| Secured by nonfarm nonresidential properties | $0 | 2,421 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 33 |
| To foreign banks | $0 | 21 |
| Loans to finance agricultural production and other loans to farmers | $0 | 235 |
| Commercial and industrial loans | $37,000 | 2,837 |
| Loans to individuals | $80,000 | 1,296 |
| Credit card loan recoveries | $10,000 | 943 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $70,000 | 1,277 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $0 | 356 |
| Lease financing receivables | $0 | 351 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $2,436,000 | 486 |
| Loans secured by real estate, total | $2,223,000 | 254 |
| To non-U.S. addressees | $0 | 9 |
| Real estate loans in domestic offices | $2,223,000 | 254 |
| Construction and land development | $426,000 | 145 |
| Secured by farmland | $0 | 385 |
| Secured by 1-4 family residential properties- net charge-offs | $226,000 | 574 |
| Secured by multifamily residential properties | $854,000 | 95 |
| Secured by nonfarm nonresidential properties | $717,000 | 296 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 14 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $0 | 130 |
| Commercial and industrial loans | $238,000 | 878 |
| To non-U.S. addressees | $0 | 26 |
| Loans to individuals | $-25,000 | 12,381 |
| Credit card loan net charge offs | $40,000 | 908 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $-65,000 | 12,513 |
| Loans to foreign governments and official institutions | $0 | 9 |
| Other loans | $0 | 276 |
| Lease financing receivables | $0 | 251 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1993-12-31 (YTD Data) | Rank | |
| Total charge-offs | $18,920,000 | 208 |
| Loans secured by real estate, total | $17,672,000 | 97 |
| To non-U.S. addressees | $0 | 19 |
| Real estate loans in domestic offices | $17,672,000 | 97 |
| Construction and land development | $2,621,000 | 107 |
| Secured by farmland | $0 | 674 |
| Total charge-offs secured by 1-4 family residential properties | $2,148,000 | 142 |
| Secured by multifamily residential properties | $5,794,000 | 30 |
| Secured by nonfarm nonresidential properties | $7,109,000 | 103 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 28 |
| To foreign banks | $0 | 17 |
| Loans to finance agricultural production and other loans to farmers | $0 | 175 |
| Commercial and industrial loans | $825,000 | 664 |
| Loans to individuals | $423,000 | 894 |
| Credit card loan charge offs | $117,000 | 704 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $306,000 | 862 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $0 | 371 |
| Lease financing receivables | $0 | 379 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $588,000 | 813 |
| Loans secured by real estate, total | $374,000 | 426 |
| To non-U.S. addressees | $0 | 16 |
| Real estate loans in domestic offices | $374,000 | 425 |
| Construction and land development | $39,000 | 352 |
| Secured by farmland | $0 | 821 |
| Secured by 1-4 family residential properties - total recoveries | $248,000 | 194 |
| Secured by multifamily residential properties | $87,000 | 136 |
| Secured by nonfarm nonresidential properties | $0 | 2,606 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 26 |
| Loans to finance agricultural production and other loans to farmers | $0 | 220 |
| Commercial and industrial loans | $40,000 | 3,012 |
| Loans to individuals | $174,000 | 787 |
| Credit card loan recoveries | $12,000 | 908 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $162,000 | 706 |
| Loans to foreign governments and official institutions | $0 | 38 |
| Other loans | $0 | 355 |
| Lease financing receivables | $0 | 365 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $18,332,000 | 162 |
| Loans secured by real estate, total | $17,298,000 | 87 |
| To non-U.S. addressees | $0 | 18 |
| Real estate loans in domestic offices | $17,298,000 | 87 |
| Construction and land development | $2,582,000 | 99 |
| Secured by farmland | $0 | 548 |
| Secured by 1-4 family residential properties- net charge-offs | $1,900,000 | 140 |
| Secured by multifamily residential properties | $5,707,000 | 27 |
| Secured by nonfarm nonresidential properties | $7,109,000 | 90 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 16 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $0 | 121 |
| Commercial and industrial loans | $785,000 | 527 |
| To non-U.S. addressees | $0 | 36 |
| Loans to individuals | $249,000 | 962 |
| Credit card loan net charge offs | $105,000 | 670 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $144,000 | 1,072 |
| Loans to foreign governments and official institutions | $0 | 28 |
| Other loans | $0 | 299 |
| Lease financing receivables | $0 | 315 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1992-12-31 (YTD Data) | Rank | |
| Total charge-offs | $11,997,000 | 340 |
| Loans secured by real estate, total | $9,776,000 | 177 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $9,776,000 | 176 |
| Construction and land development | $3,205,000 | 122 |
| Secured by farmland | $0 | 904 |
| Total charge-offs secured by 1-4 family residential properties | $254,000 | 880 |
| Secured by multifamily residential properties | $3,888,000 | 47 |
| Secured by nonfarm nonresidential properties | $2,429,000 | 266 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 201 |
| Commercial and industrial loans | $1,620,000 | 534 |
| Loans to individuals | $601,000 | 883 |
| Credit card loan charge offs | $155,000 | 707 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $446,000 | 827 |
| Loans to foreign governments and official institutions | $0 | 43 |
| Other loans | $0 | 387 |
| Lease financing receivables | $0 | 464 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $214,000 | 1,842 |
| Loans secured by real estate, total | $32,000 | 2,080 |
| To non-U.S. addressees | $0 | 7 |
| Real estate loans in domestic offices | $32,000 | 2,080 |
| Construction and land development | $0 | 1,048 |
| Secured by farmland | $0 | 870 |
| Secured by 1-4 family residential properties - total recoveries | $0 | 4,685 |
| Secured by multifamily residential properties | $0 | 476 |
| Secured by nonfarm nonresidential properties | $32,000 | 954 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 52 |
| To foreign banks | $0 | 28 |
| Loans to finance agricultural production and other loans to farmers | $0 | 217 |
| Commercial and industrial loans | $5,000 | 7,152 |
| Loans to individuals | $177,000 | 863 |
| Credit card loan recoveries | $9,000 | 1,069 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $168,000 | 753 |
| Loans to foreign governments and official institutions | $0 | 47 |
| Other loans | $0 | 349 |
| Lease financing receivables | $0 | 397 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $11,783,000 | 303 |
| Loans secured by real estate, total | $9,744,000 | 163 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $9,744,000 | 162 |
| Construction and land development | $3,205,000 | 119 |
| Secured by farmland | $0 | 773 |
| Secured by 1-4 family residential properties- net charge-offs | $254,000 | 765 |
| Secured by multifamily residential properties | $3,888,000 | 44 |
| Secured by nonfarm nonresidential properties | $2,397,000 | 251 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 36 |
| To foreign banks | $0 | 15 |
| Loans to finance agricultural production and other loans to farmers | $0 | 152 |
| Commercial and industrial loans | $1,615,000 | 459 |
| To non-U.S. addressees | $0 | 50 |
| Loans to individuals | $424,000 | 893 |
| Credit card loan net charge offs | $146,000 | 666 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $278,000 | 860 |
| Loans to foreign governments and official institutions | $0 | 37 |
| Other loans | $0 | 326 |
| Lease financing receivables | $0 | 406 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.