Home > North Side Savings Bank > Income and Expense
North Side Savings Bank, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $109,290,000 | 421 |
| Total interest expense | $58,925,000 | 387 |
| Net interest income | $50,365,000 | 450 |
| Provision for loan and lease losses | $2,275,000 | 540 |
| Total noninterest income | $2,366,000 | 1,602 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $889,000 | 1,532 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $1,477,000 | 1,382 |
| Total noninterest expense | $23,545,000 | 693 |
| Salaries and employee benefits | $10,892,000 | 647 |
| Premises and equipment expense | $3,750,000 | 624 |
| Additional noninterest expense | $8,903,000 | 736 |
| Pre-tax net operating income | $26,911,000 | 384 |
| Securities gains (losses) | $3,299,000 | 91 |
| Applicable income taxes | $12,863,000 | 319 |
| Income before extraordinary items | $17,347,000 | 393 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $17,347,000 | 391 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,134,000 | 236 |
| Cash dividends | $3,842,000 | 789 |
| Sale, conversion, retirement of capital stock, net | $640,000 | 344 |
| Net operating income | $15,235,640 | 427 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $95,054,000 | 422 |
| Total interest expense | $44,615,000 | 396 |
| Net interest income | $50,439,000 | 438 |
| Provision for loan and lease losses | $3,400,000 | 388 |
| Total noninterest income | $3,039,000 | 1,354 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $997,000 | 1,345 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $2,042,000 | 1,113 |
| Total noninterest expense | $26,292,000 | 651 |
| Salaries and employee benefits | $11,049,000 | 650 |
| Premises and equipment expense | $3,601,000 | 642 |
| Additional noninterest expense | $11,642,000 | 624 |
| Pre-tax net operating income | $23,786,000 | 406 |
| Securities gains (losses) | $2,000 | 3,070 |
| Applicable income taxes | $10,045,000 | 341 |
| Income before extraordinary items | $13,743,000 | 442 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $13,743,000 | 441 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,436,000 | 486 |
| Cash dividends | $1,141,000 | 1,711 |
| Sale, conversion, retirement of capital stock, net | $651,000 | 501 |
| Net operating income | $13,741,720 | 450 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $94,872,000 | 413 |
| Total interest expense | $42,402,000 | 400 |
| Net interest income | $52,470,000 | 425 |
| Provision for loan and lease losses | $13,447,000 | 221 |
| Total noninterest income | $2,827,000 | 1,535 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $1,304,000 | 1,008 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $1,523,000 | 1,536 |
| Total noninterest expense | $58,785,000 | 356 |
| Salaries and employee benefits | $10,992,000 | 661 |
| Premises and equipment expense | $3,704,000 | 639 |
| Additional noninterest expense | $44,089,000 | 258 |
| Pre-tax net operating income | $-16,935,000 | 13,259 |
| Securities gains (losses) | $-924,000 | 13,256 |
| Applicable income taxes | $-3,676,000 | 13,244 |
| Income before extraordinary items | $-14,183,000 | 13,228 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $-14,183,000 | 13,228 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,332,000 | 162 |
| Cash dividends | $406,000 | 3,598 |
| Sale, conversion, retirement of capital stock, net | $1,711,000 | 380 |
| Net operating income | $-13,453,040 | 13,218 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $112,431,000 | 401 |
| Total interest expense | $61,282,000 | 368 |
| Net interest income | $51,149,000 | 440 |
| Provision for loan and lease losses | $12,698,000 | 309 |
| Total noninterest income | $4,077,000 | 1,125 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $1,179,000 | 1,122 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $2,898,000 | 984 |
| Total noninterest expense | $29,987,000 | 610 |
| Salaries and employee benefits | $11,640,000 | 624 |
| Premises and equipment expense | $4,344,000 | 576 |
| Additional noninterest expense | $14,003,000 | 601 |
| Pre-tax net operating income | $12,541,000 | 511 |
| Securities gains (losses) | $-245,000 | 13,853 |
| Applicable income taxes | $6,651,000 | 377 |
| Income before extraordinary items | $5,645,000 | 846 |
| Extraordinary gains, net | $3,029,000 | 53 |
| Net income | $8,674,000 | 552 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,783,000 | 303 |
| Cash dividends | $1,620,000 | 1,018 |
| Sale, conversion, retirement of capital stock, net | $194,000 | 740 |
| Net operating income | $5,801,800 | 745 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.