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North Side Savings Bank, Net charge- offs to loans

1995-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.5871%337
Percentage Net Loans Charged-off: Total real estate loans1.5414%40
Percentage Net Loans Charged-off:Construction & development96.6566%2
Percentage Net Loans Charged-off: Commercial real estate1.0250%123
Percentage Net Loans Charged-off: Multi-family residential1.4107%92
Percentage Net Loans Charged-off: 1-4 family residential0.2598%171
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.2598%178
Percentage Net Loans Charged-off: Commercial and industrial10.7550%9
Percentage Net Loans Charged-off: Loans to individuals-1.3203%1,552
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%433
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1994-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4744%1,901
Percentage Net Loans Charged-off: Total real estate loans0.4402%220
Percentage Net Loans Charged-off:Construction & development5.0468%48
Percentage Net Loans Charged-off: Commercial real estate0.8498%198
Percentage Net Loans Charged-off: Multi-family residential1.6153%106
Percentage Net Loans Charged-off: 1-4 family residential0.0629%528
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.0629%514
Percentage Net Loans Charged-off: Commercial and industrial5.3280%41
Percentage Net Loans Charged-off: Loans to individuals-0.5530%1,477
Percentage Net Loans Charged-off: Credit card loans5.5741%53
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%371
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1993-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans3.5585%147
Percentage Net Loans Charged-off: Total real estate loans3.4271%39
Percentage Net Loans Charged-off:Construction & development21.7905%20
Percentage Net Loans Charged-off: Commercial real estate6.8681%26
Percentage Net Loans Charged-off: Multi-family residential8.5427%24
Percentage Net Loans Charged-off: 1-4 family residential0.5890%127
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.5890%129
Percentage Net Loans Charged-off: Commercial and industrial12.9641%33
Percentage Net Loans Charged-off: Loans to individuals3.4829%80
Percentage Net Loans Charged-off: Credit card loans4.9692%107
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%423
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1992-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.8207%890
Percentage Net Loans Charged-off: Total real estate loans1.5301%150
Percentage Net Loans Charged-off:Construction & development15.3730%34
Percentage Net Loans Charged-off: Commercial real estate1.7980%252
Percentage Net Loans Charged-off: Multi-family residential4.4701%81
Percentage Net Loans Charged-off: 1-4 family residential0.0642%730
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.0642%705
Percentage Net Loans Charged-off: Commercial and industrial19.4325%22
Percentage Net Loans Charged-off: Loans to individuals3.4534%113
Percentage Net Loans Charged-off: Credit card loans5.6462%137
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%479
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%144