Home > North Shore Bank > Income and Expense

North Shore Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$110,819,000495
Total interest expense$19,411,000794
Net interest income$91,408,000397
Provision for loan and lease losses$03,275
Total noninterest income$18,183,000492
Gross Fiduciary activities income$0981
Service charges on deposit accounts$5,297,000261
Trading account gains and fees$0123
Additional Noninterest Income$12,886,000448
Total noninterest expense$73,945,000400
Salaries and employee benefits$44,620,000356
Premises and equipment expense$8,974,000326
Additional noninterest expense$12,886,000448
Pre-tax net operating income$35,646,000449
Securities gains (losses)$142,000201
Applicable income taxes$9,742,000353
Income before extraordinary items$26,046,000477
Extraordinary gains, net$054
Net income$26,046,000481
Minority interest net income$088
Net income of bank and minority interests.$26,046,000479
Net charge-offs$129,0001,361
Cash dividends$03,459
Sale, conversion, retirement of capital stock, net$0540
Net operating income$25,933,820493
2023-09-30 (YTD Data)Rank
Total interest income$81,139,000497
Total interest expense$12,849,000814
Net interest income$68,290,000404
Provision for loan and lease losses$03,085
Total noninterest income$13,332,000506
Gross Fiduciary activities income$0950
Service charges on deposit accounts$3,936,000261
Trading account gains and fees$0125
Additional Noninterest Income$9,396,000464
Total noninterest expense$55,120,000399
Salaries and employee benefits$33,255,000357
Premises and equipment expense$6,772,000329
Additional noninterest expense$9,396,000464
Pre-tax net operating income$26,502,000463
Securities gains (losses)$56,000241
Applicable income taxes$7,322,000367
Income before extraordinary items$19,236,000499
Extraordinary gains, net$052
Net income$19,236,000502
Minority interest net income$081
Net income of bank and minority interests.$19,236,000498
Net charge-offs$133,0001,060
Cash dividends$03,078
Sale, conversion, retirement of capital stock, net$0507
Net operating income$19,191,760507
2023-06-30 (YTD Data)Rank
Total interest income$52,300,000493
Total interest expense$7,331,000852
Net interest income$44,969,000410
Provision for loan and lease losses$02,940
Total noninterest income$8,537,000503
Gross Fiduciary activities income$0931
Service charges on deposit accounts$2,558,000261
Trading account gains and fees$0112
Additional Noninterest Income$5,979,000468
Total noninterest expense$36,809,000390
Salaries and employee benefits$22,092,000348
Premises and equipment expense$4,742,000305
Additional noninterest expense$5,979,000468
Pre-tax net operating income$16,697,000486
Securities gains (losses)$88,000189
Applicable income taxes$4,620,000393
Income before extraordinary items$12,165,000515
Extraordinary gains, net$051
Net income$12,165,000523
Minority interest net income$081
Net income of bank and minority interests.$12,165,000514
Net charge-offs$45,0001,211
Cash dividends$02,952
Sale, conversion, retirement of capital stock, net$0486
Net operating income$12,095,480519
2023-03-31 (YTD Data)Rank
Total interest income$25,382,000504
Total interest expense$3,008,000891
Net interest income$22,374,000426
Provision for loan and lease losses$02,612
Total noninterest income$4,236,000506
Gross Fiduciary activities income$0913
Service charges on deposit accounts$1,263,000269
Trading account gains and fees$097
Additional Noninterest Income$2,973,000467
Total noninterest expense$18,729,000394
Salaries and employee benefits$11,329,000358
Premises and equipment expense$2,515,000305
Additional noninterest expense$2,973,000467
Pre-tax net operating income$7,881,000516
Securities gains (losses)$145,000131
Applicable income taxes$2,206,000400
Income before extraordinary items$5,820,000553
Extraordinary gains, net$04
Net income$5,820,000552
Minority interest net income$048
Net income of bank and minority interests.$5,820,000552
Net charge-offs$16,0001,193
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$0430
Net operating income$5,705,450566
2022-12-31 (YTD Data)Rank
Total interest income$82,846,000489
Total interest expense$4,596,000842
Net interest income$78,250,000460
Provision for loan and lease losses$03,012
Total noninterest income$18,791,000497
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$5,683,000256
Trading account gains and fees$0116
Additional Noninterest Income$13,108,000457
Total noninterest expense$73,573,000385
Salaries and employee benefits$44,828,000351
Premises and equipment expense$9,165,000318
Additional noninterest expense$13,108,000457
Pre-tax net operating income$23,468,000674
Securities gains (losses)$-108,0003,926
Applicable income taxes$6,447,000518
Income before extraordinary items$16,913,000729
Extraordinary gains, net$05
Net income$16,913,000730
Minority interest net income$063
Net income of bank and minority interests.$16,913,000730
Net charge-offs$-317,0004,528
Cash dividends$03,475
Sale, conversion, retirement of capital stock, net$0568
Net operating income$16,998,320732
2022-09-30 (YTD Data)Rank
Total interest income$57,857,000494
Total interest expense$2,905,000753
Net interest income$54,952,000477
Provision for loan and lease losses$02,835
Total noninterest income$14,473,000493
Gross Fiduciary activities income$0968
Service charges on deposit accounts$4,367,000258
Trading account gains and fees$0111
Additional Noninterest Income$10,106,000464
Total noninterest expense$54,720,000386
Salaries and employee benefits$32,866,000356
Premises and equipment expense$6,979,000313
Additional noninterest expense$10,106,000464
Pre-tax net operating income$14,705,000765
Securities gains (losses)$-96,0004,210
Applicable income taxes$4,038,000580
Income before extraordinary items$10,571,000849
Extraordinary gains, net$04
Net income$10,571,000849
Minority interest net income$057
Net income of bank and minority interests.$10,571,000849
Net charge-offs$-310,0004,566
Cash dividends$03,099
Sale, conversion, retirement of capital stock, net$0519
Net operating income$10,646,840857
2022-06-30 (YTD Data)Rank
Total interest income$35,735,000505
Total interest expense$1,906,000619
Net interest income$33,829,000498
Provision for loan and lease losses$02,599
Total noninterest income$9,862,000480
Gross Fiduciary activities income$0925
Service charges on deposit accounts$2,856,000261
Trading account gains and fees$0108
Additional Noninterest Income$7,006,000470
Total noninterest expense$35,517,000388
Salaries and employee benefits$21,266,000359
Premises and equipment expense$4,515,000318
Additional noninterest expense$9,736,000441
Pre-tax net operating income$8,174,000837
Securities gains (losses)$7,000442
Applicable income taxes$2,264,000609
Income before extraordinary items$5,917,000921
Extraordinary gains, net$04
Net income$5,917,000921
Minority interest net income$060
Net income of bank and minority interests.$5,917,000921
Net charge-offs$-278,0004,617
Cash dividends$02,961
Sale, conversion, retirement of capital stock, net$0494
Net operating income$5,911,470940
2022-03-31 (YTD Data)Rank
Total interest income$17,009,000515
Total interest expense$957,000584
Net interest income$16,052,000506
Provision for loan and lease losses$02,285
Total noninterest income$4,550,000512
Gross Fiduciary activities income$0892
Service charges on deposit accounts$1,387,000264
Trading account gains and fees$0103
Additional Noninterest Income$3,163,000518
Total noninterest expense$17,767,000389
Salaries and employee benefits$10,619,000362
Premises and equipment expense$2,246,000321
Additional noninterest expense$4,902,000432
Pre-tax net operating income$2,835,0001,052
Securities gains (losses)$54,000190
Applicable income taxes$801,000742
Income before extraordinary items$2,088,0001,163
Extraordinary gains, net$04
Net income$2,088,0001,163
Minority interest net income$050
Net income of bank and minority interests.$2,088,0001,163
Net charge-offs$-202,0004,670
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$0453
Net operating income$2,045,3401,190
2021-12-31 (YTD Data)Rank
Total interest income$71,643,000490
Total interest expense$5,106,000534
Net interest income$66,537,000486
Provision for loan and lease losses$-2,500,0004,618
Total noninterest income$23,640,000467
Gross Fiduciary activities income$0994
Service charges on deposit accounts$5,174,000261
Trading account gains and fees$0132
Additional Noninterest Income$18,466,000442
Total noninterest expense$72,353,000378
Salaries and employee benefits$45,111,000350
Premises and equipment expense$8,823,000328
Additional noninterest expense$18,419,000453
Pre-tax net operating income$20,324,000730
Securities gains (losses)$-10,0004,367
Applicable income taxes$5,624,000576
Income before extraordinary items$14,690,000834
Extraordinary gains, net$010
Net income$14,690,000835
Minority interest net income$074
Net income of bank and minority interests.$14,690,000835
Net charge-offs$-2,521,0004,820
Cash dividends$03,608
Sale, conversion, retirement of capital stock, net$0582
Net operating income$14,697,900816
2021-09-30 (YTD Data)Rank
Total interest income$53,917,000494
Total interest expense$4,049,000529
Net interest income$49,868,000486
Provision for loan and lease losses$-2,000,0004,688
Total noninterest income$16,754,000496
Gross Fiduciary activities income$0957
Service charges on deposit accounts$3,750,000267
Trading account gains and fees$0132
Additional Noninterest Income$13,004,000484
Total noninterest expense$54,964,000380
Salaries and employee benefits$34,604,000345
Premises and equipment expense$6,644,000332
Additional noninterest expense$13,716,000450
Pre-tax net operating income$13,658,000840
Securities gains (losses)$44,0001,101
Applicable income taxes$3,800,000642
Income before extraordinary items$9,902,000961
Extraordinary gains, net$08
Net income$9,902,000961
Minority interest net income$069
Net income of bank and minority interests.$9,902,000961
Net charge-offs$-2,022,0004,891
Cash dividends$03,251
Sale, conversion, retirement of capital stock, net$0543
Net operating income$9,867,240947
2021-06-30 (YTD Data)Rank
Total interest income$36,351,000489
Total interest expense$2,849,000527
Net interest income$33,502,000479
Provision for loan and lease losses$-2,000,0004,743
Total noninterest income$10,819,000505
Gross Fiduciary activities income$0951
Service charges on deposit accounts$2,359,000271
Trading account gains and fees$0133
Additional Noninterest Income$8,460,000495
Total noninterest expense$36,632,000375
Salaries and employee benefits$23,187,000345
Premises and equipment expense$4,358,000337
Additional noninterest expense$9,087,000449
Pre-tax net operating income$9,689,000785
Securities gains (losses)$48,000907
Applicable income taxes$2,686,000609
Income before extraordinary items$7,051,000887
Extraordinary gains, net$06
Net income$7,051,000887
Minority interest net income$067
Net income of bank and minority interests.$7,051,000887
Net charge-offs$-1,873,0004,930
Cash dividends$03,104
Sale, conversion, retirement of capital stock, net$0517
Net operating income$7,013,080870
2021-03-31 (YTD Data)Rank
Total interest income$18,329,000480
Total interest expense$1,573,000507
Net interest income$16,756,000473
Provision for loan and lease losses$02,741
Total noninterest income$6,652,000439
Gross Fiduciary activities income$0922
Service charges on deposit accounts$1,145,000269
Trading account gains and fees$0127
Additional Noninterest Income$5,507,000419
Total noninterest expense$18,495,000372
Salaries and employee benefits$11,606,000346
Premises and equipment expense$2,354,000318
Additional noninterest expense$4,535,000432
Pre-tax net operating income$4,913,000781
Securities gains (losses)$44,000693
Applicable income taxes$1,364,000606
Income before extraordinary items$3,593,000884
Extraordinary gains, net$03
Net income$3,593,000884
Minority interest net income$055
Net income of bank and minority interests.$3,593,000884
Net charge-offs$-91,0004,745
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$3,558,240870
2020-12-31 (YTD Data)Rank
Total interest income$76,856,000457
Total interest expense$10,763,000470
Net interest income$66,093,000452
Provision for loan and lease losses$04,319
Total noninterest income$21,318,000478
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$4,835,000258
Trading account gains and fees$0133
Additional Noninterest Income$16,483,000460
Total noninterest expense$68,293,000384
Salaries and employee benefits$42,927,000352
Premises and equipment expense$8,865,000325
Additional noninterest expense$16,501,000483
Pre-tax net operating income$19,118,000616
Securities gains (losses)$160,0001,140
Applicable income taxes$5,255,000473
Income before extraordinary items$14,023,000705
Extraordinary gains, net$04
Net income$14,023,000705
Minority interest net income$072
Net income of bank and minority interests.$14,023,000705
Net charge-offs$-182,0004,837
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0566
Net operating income$13,896,600685
2020-09-30 (YTD Data)Rank
Total interest income$57,786,000448
Total interest expense$8,638,000477
Net interest income$49,148,000446
Provision for loan and lease losses$04,239
Total noninterest income$14,768,000483
Gross Fiduciary activities income$0981
Service charges on deposit accounts$3,527,000258
Trading account gains and fees$0125
Additional Noninterest Income$11,241,000476
Total noninterest expense$50,646,000381
Salaries and employee benefits$31,761,000349
Premises and equipment expense$6,684,000322
Additional noninterest expense$12,201,000472
Pre-tax net operating income$13,270,000629
Securities gains (losses)$163,000993
Applicable income taxes$3,661,000468
Income before extraordinary items$9,772,000726
Extraordinary gains, net$04
Net income$9,772,000726
Minority interest net income$065
Net income of bank and minority interests.$9,772,000726
Net charge-offs$-61,0004,708
Cash dividends$03,384
Sale, conversion, retirement of capital stock, net$0532
Net operating income$9,643,230707
2020-06-30 (YTD Data)Rank
Total interest income$38,712,000456
Total interest expense$6,103,000489
Net interest income$32,609,000443
Provision for loan and lease losses$04,134
Total noninterest income$8,757,000498
Gross Fiduciary activities income$0970
Service charges on deposit accounts$2,282,000263
Trading account gains and fees$0123
Additional Noninterest Income$6,475,000489
Total noninterest expense$33,037,000388
Salaries and employee benefits$20,783,000346
Premises and equipment expense$4,005,000351
Additional noninterest expense$8,249,000468
Pre-tax net operating income$8,329,000608
Securities gains (losses)$123,000914
Applicable income taxes$2,346,000435
Income before extraordinary items$6,106,000709
Extraordinary gains, net$04
Net income$6,106,000709
Minority interest net income$065
Net income of bank and minority interests.$6,106,000709
Net charge-offs$56,0001,672
Cash dividends$03,237
Sale, conversion, retirement of capital stock, net$0504
Net operating income$6,008,830690
2020-03-31 (YTD Data)Rank
Total interest income$19,701,000454
Total interest expense$3,221,000518
Net interest income$16,480,000439
Provision for loan and lease losses$03,711
Total noninterest income$3,855,000514
Gross Fiduciary activities income$0941
Service charges on deposit accounts$1,428,000250
Trading account gains and fees$0106
Additional Noninterest Income$2,427,000511
Total noninterest expense$16,757,000387
Salaries and employee benefits$10,349,000348
Premises and equipment expense$2,060,000347
Additional noninterest expense$4,348,000446
Pre-tax net operating income$3,578,000629
Securities gains (losses)$80,000687
Applicable income taxes$1,022,000455
Income before extraordinary items$2,636,000732
Extraordinary gains, net$04
Net income$2,636,000732
Minority interest net income$056
Net income of bank and minority interests.$2,636,000732
Net charge-offs$16,0001,683
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$2,572,800727
2019-12-31 (YTD Data)Rank
Total interest income$81,546,000443
Total interest expense$12,243,000577
Net interest income$69,303,000412
Provision for loan and lease losses$03,973
Total noninterest income$14,679,000534
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$6,267,000239
Trading account gains and fees$0135
Additional Noninterest Income$8,412,000581
Total noninterest expense$67,326,000359
Salaries and employee benefits$40,612,000336
Premises and equipment expense$8,372,000339
Additional noninterest expense$18,342,000408
Pre-tax net operating income$16,656,000703
Securities gains (losses)$546,000333
Applicable income taxes$4,802,000525
Income before extraordinary items$12,400,000782
Extraordinary gains, net$011
Net income$12,400,000783
Minority interest net income$076
Net income of bank and minority interests.$12,400,000783
Net charge-offs$-12,0004,491
Cash dividends$03,944
Sale, conversion, retirement of capital stock, net$0626
Net operating income$11,968,660781
2019-09-30 (YTD Data)Rank
Total interest income$61,109,000446
Total interest expense$8,974,000595
Net interest income$52,135,000416
Provision for loan and lease losses$03,836
Total noninterest income$10,454,000549
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$4,658,000244
Trading account gains and fees$0129
Additional Noninterest Income$5,796,000628
Total noninterest expense$49,975,000360
Salaries and employee benefits$30,289,000337
Premises and equipment expense$6,337,000335
Additional noninterest expense$13,349,000415
Pre-tax net operating income$12,614,000700
Securities gains (losses)$02,167
Applicable income taxes$3,530,000536
Income before extraordinary items$9,084,000807
Extraordinary gains, net$011
Net income$9,084,000808
Minority interest net income$072
Net income of bank and minority interests.$9,084,000808
Net charge-offs$51,0002,205
Cash dividends$03,588
Sale, conversion, retirement of capital stock, net$0590
Net operating income$9,084,000787
2019-06-30 (YTD Data)Rank
Total interest income$40,223,000449
Total interest expense$5,704,000613
Net interest income$34,519,000422
Provision for loan and lease losses$03,685
Total noninterest income$7,689,000507
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$3,022,000247
Trading account gains and fees$0131
Additional Noninterest Income$4,667,000534
Total noninterest expense$32,977,000369
Salaries and employee benefits$20,475,000337
Premises and equipment expense$4,127,000347
Additional noninterest expense$8,375,000445
Pre-tax net operating income$9,231,000642
Securities gains (losses)$01,702
Applicable income taxes$2,564,000497
Income before extraordinary items$6,667,000718
Extraordinary gains, net$011
Net income$6,667,000719
Minority interest net income$069
Net income of bank and minority interests.$6,667,000718
Net charge-offs$-26,0004,747
Cash dividends$03,456
Sale, conversion, retirement of capital stock, net$0573
Net operating income$6,667,000706
2019-03-31 (YTD Data)Rank
Total interest income$19,860,000447
Total interest expense$2,622,000641
Net interest income$17,238,000416
Provision for loan and lease losses$03,406
Total noninterest income$3,878,000487
Gross Fiduciary activities income$0972
Service charges on deposit accounts$1,480,000250
Trading account gains and fees$0126
Additional Noninterest Income$2,398,000504
Total noninterest expense$17,035,000361
Salaries and employee benefits$10,243,000339
Premises and equipment expense$2,115,000344
Additional noninterest expense$4,677,000397
Pre-tax net operating income$4,081,000682
Securities gains (losses)$01,087
Applicable income taxes$1,131,000525
Income before extraordinary items$2,950,000791
Extraordinary gains, net$05
Net income$2,950,000791
Minority interest net income$052
Net income of bank and minority interests.$2,950,000790
Net charge-offs$45,0001,268
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$2,950,000772
2018-12-31 (YTD Data)Rank
Total interest income$73,821,000447
Total interest expense$7,801,000645
Net interest income$66,020,000423
Provision for loan and lease losses$04,082
Total noninterest income$15,610,000496
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$6,221,000250
Trading account gains and fees$0126
Additional Noninterest Income$9,389,000522
Total noninterest expense$63,508,000381
Salaries and employee benefits$37,154,000355
Premises and equipment expense$7,868,000360
Additional noninterest expense$18,486,000407
Pre-tax net operating income$18,122,000640
Securities gains (losses)$01,125
Applicable income taxes$4,957,000478
Income before extraordinary items$13,165,000717
Extraordinary gains, net$06
Net income$13,165,000715
Minority interest net income$072
Net income of bank and minority interests.$13,165,000715
Net charge-offs$-273,0005,227
Cash dividends$04,033
Sale, conversion, retirement of capital stock, net$0671
Net operating income$13,165,000720
2018-09-30 (YTD Data)Rank
Total interest income$53,906,000450
Total interest expense$5,355,000660
Net interest income$48,551,000427
Provision for loan and lease losses$03,948
Total noninterest income$11,287,000515
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$4,580,000253
Trading account gains and fees$0138
Additional Noninterest Income$6,707,000545
Total noninterest expense$46,816,000389
Salaries and employee benefits$27,362,000363
Premises and equipment expense$5,957,000356
Additional noninterest expense$13,497,000412
Pre-tax net operating income$13,022,000665
Securities gains (losses)$01,118
Applicable income taxes$3,542,000506
Income before extraordinary items$9,480,000750
Extraordinary gains, net$05
Net income$9,480,000749
Minority interest net income$066
Net income of bank and minority interests.$9,480,000749
Net charge-offs$-191,0005,245
Cash dividends$03,618
Sale, conversion, retirement of capital stock, net$0633
Net operating income$9,480,000744
2018-06-30 (YTD Data)Rank
Total interest income$34,939,000456
Total interest expense$3,433,000648
Net interest income$31,506,000436
Provision for loan and lease losses$03,782
Total noninterest income$7,797,000507
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$2,958,000258
Trading account gains and fees$0130
Additional Noninterest Income$4,839,000519
Total noninterest expense$31,651,000387
Salaries and employee benefits$18,575,000364
Premises and equipment expense$3,999,000354
Additional noninterest expense$9,077,000410
Pre-tax net operating income$7,652,000722
Securities gains (losses)$0961
Applicable income taxes$2,171,000532
Income before extraordinary items$5,481,000831
Extraordinary gains, net$06
Net income$5,481,000829
Minority interest net income$065
Net income of bank and minority interests.$5,481,000830
Net charge-offs$-292,0005,406
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$0620
Net operating income$5,481,000828
2018-03-31 (YTD Data)Rank
Total interest income$17,255,000451
Total interest expense$1,675,000618
Net interest income$15,580,000438
Provision for loan and lease losses$03,508
Total noninterest income$3,739,000513
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$1,451,000263
Trading account gains and fees$0123
Additional Noninterest Income$2,288,000528
Total noninterest expense$15,925,000378
Salaries and employee benefits$9,183,000364
Premises and equipment expense$1,958,000365
Additional noninterest expense$4,784,000387
Pre-tax net operating income$3,394,000765
Securities gains (losses)$0735
Applicable income taxes$704,000676
Income before extraordinary items$2,690,000819
Extraordinary gains, net$07
Net income$2,690,000819
Minority interest net income$052
Net income of bank and minority interests.$2,690,000819
Net charge-offs$-242,0005,499
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$2,690,000813
2017-12-31 (YTD Data)Rank
Total interest income$66,540,000436
Total interest expense$5,511,000629
Net interest income$61,029,000424
Provision for loan and lease losses$04,227
Total noninterest income$16,528,000487
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$6,002,000256
Trading account gains and fees$0151
Additional Noninterest Income$10,526,000493
Total noninterest expense$62,335,000379
Salaries and employee benefits$35,432,000366
Premises and equipment expense$7,751,000361
Additional noninterest expense$19,152,000384
Pre-tax net operating income$15,222,000689
Securities gains (losses)$02,243
Applicable income taxes$8,657,000452
Income before extraordinary items$6,565,0001,082
Extraordinary gains, net$09
Net income$6,565,0001,082
Minority interest net income$076
Net income of bank and minority interests.$6,565,0001,082
Net charge-offs$253,0001,622
Cash dividends$04,147
Sale, conversion, retirement of capital stock, net$0711
Net operating income$6,565,0001,070
2017-09-30 (YTD Data)Rank
Total interest income$49,290,000446
Total interest expense$4,010,000632
Net interest income$45,280,000429
Provision for loan and lease losses$04,088
Total noninterest income$12,459,000497
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$4,475,000261
Trading account gains and fees$0145
Additional Noninterest Income$7,984,000496
Total noninterest expense$46,596,000376
Salaries and employee benefits$26,218,000374
Premises and equipment expense$5,863,000360
Additional noninterest expense$14,515,000383
Pre-tax net operating income$11,143,000699
Securities gains (losses)$02,274
Applicable income taxes$4,458,000535
Income before extraordinary items$6,685,000881
Extraordinary gains, net$09
Net income$6,685,000882
Minority interest net income$071
Net income of bank and minority interests.$6,685,000881
Net charge-offs$214,0001,352
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$0677
Net operating income$6,685,000868
2017-06-30 (YTD Data)Rank
Total interest income$32,235,000447
Total interest expense$2,633,000625
Net interest income$29,602,000438
Provision for loan and lease losses$03,871
Total noninterest income$8,409,000485
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$2,903,000262
Trading account gains and fees$0139
Additional Noninterest Income$5,506,000486
Total noninterest expense$31,378,000377
Salaries and employee benefits$17,771,000373
Premises and equipment expense$3,821,000362
Additional noninterest expense$9,786,000381
Pre-tax net operating income$6,633,000748
Securities gains (losses)$01,906
Applicable income taxes$2,653,000559
Income before extraordinary items$3,980,000975
Extraordinary gains, net$011
Net income$3,980,000976
Minority interest net income$071
Net income of bank and minority interests.$3,980,000975
Net charge-offs$-177,0005,563
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$0659
Net operating income$3,980,000964
2017-03-31 (YTD Data)Rank
Total interest income$16,004,000449
Total interest expense$1,278,000615
Net interest income$14,726,000435
Provision for loan and lease losses$03,537
Total noninterest income$3,965,000501
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$1,397,000273
Trading account gains and fees$0142
Additional Noninterest Income$2,568,000501
Total noninterest expense$15,951,000381
Salaries and employee benefits$8,862,000374
Premises and equipment expense$2,015,000356
Additional noninterest expense$5,074,000377
Pre-tax net operating income$2,740,000893
Securities gains (losses)$01,153
Applicable income taxes$1,096,000619
Income before extraordinary items$1,644,0001,139
Extraordinary gains, net$08
Net income$1,644,0001,138
Minority interest net income$055
Net income of bank and minority interests.$1,644,0001,139
Net charge-offs$-180,0005,710
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$1,644,0001,120
2016-12-31 (YTD Data)Rank
Total interest income$61,388,000443
Total interest expense$6,826,000443
Net interest income$54,562,000444
Provision for loan and lease losses$04,332
Total noninterest income$15,873,000498
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$5,842,000257
Trading account gains and fees$0170
Additional Noninterest Income$10,031,000514
Total noninterest expense$66,176,000359
Salaries and employee benefits$34,969,000366
Premises and equipment expense$7,357,000375
Additional noninterest expense$23,850,000332
Pre-tax net operating income$4,259,0001,845
Securities gains (losses)$3,774,00073
Applicable income taxes$3,214,000743
Income before extraordinary items$4,819,0001,436
Extraordinary gains, net$05
Net income$4,819,0001,435
Minority interest net income$082
Net income of bank and minority interests.$4,819,0001,435
Net charge-offs$-506,0005,799
Cash dividends$04,239
Sale, conversion, retirement of capital stock, net$0759
Net operating income$2,403,6402,426
2016-09-30 (YTD Data)Rank
Total interest income$45,255,000451
Total interest expense$5,556,000401
Net interest income$39,699,000459
Provision for loan and lease losses$04,186
Total noninterest income$11,836,000494
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$4,316,000262
Trading account gains and fees$0169
Additional Noninterest Income$7,520,000514
Total noninterest expense$48,520,000362
Salaries and employee benefits$25,046,000383
Premises and equipment expense$5,515,000371
Additional noninterest expense$17,959,000328
Pre-tax net operating income$3,015,0001,957
Securities gains (losses)$3,774,00060
Applicable income taxes$2,716,000698
Income before extraordinary items$4,073,0001,310
Extraordinary gains, net$05
Net income$4,073,0001,310
Minority interest net income$071
Net income of bank and minority interests.$4,073,0001,310
Net charge-offs$-382,0005,829
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$0719
Net operating income$1,657,6402,589
2016-06-30 (YTD Data)Rank
Total interest income$29,814,000460
Total interest expense$4,401,000340
Net interest income$25,413,000472
Provision for loan and lease losses$04,017
Total noninterest income$7,641,000499
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$2,769,000274
Trading account gains and fees$0157
Additional Noninterest Income$4,872,000514
Total noninterest expense$32,586,000364
Salaries and employee benefits$16,199,000394
Premises and equipment expense$3,573,000379
Additional noninterest expense$12,814,000310
Pre-tax net operating income$468,0004,252
Securities gains (losses)$3,774,00044
Applicable income taxes$1,697,000727
Income before extraordinary items$2,545,0001,382
Extraordinary gains, net$016
Net income$2,545,0001,380
Minority interest net income$071
Net income of bank and minority interests.$2,545,0001,382
Net charge-offs$-237,0005,875
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$0705
Net operating income$129,6405,263
2016-03-31 (YTD Data)Rank
Total interest income$14,724,000461
Total interest expense$2,265,000327
Net interest income$12,459,000476
Provision for loan and lease losses$03,656
Total noninterest income$3,620,000506
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$1,292,000287
Trading account gains and fees$0142
Additional Noninterest Income$2,328,000511
Total noninterest expense$14,624,000397
Salaries and employee benefits$7,996,000393
Premises and equipment expense$1,801,000381
Additional noninterest expense$4,827,000379
Pre-tax net operating income$1,455,0001,428
Securities gains (losses)$02,077
Applicable income taxes$582,000952
Income before extraordinary items$873,0001,836
Extraordinary gains, net$012
Net income$873,0001,837
Minority interest net income$062
Net income of bank and minority interests.$873,0001,837
Net charge-offs$-234,0006,012
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$873,0001,793
2015-12-31 (YTD Data)Rank
Total interest income$60,700,000426
Total interest expense$8,857,000308
Net interest income$51,843,000439
Provision for loan and lease losses$04,380
Total noninterest income$14,619,000509
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$5,372,000279
Trading account gains and fees$0159
Additional Noninterest Income$9,247,000520
Total noninterest expense$57,804,000394
Salaries and employee benefits$32,146,000376
Premises and equipment expense$7,166,000383
Additional noninterest expense$18,492,000397
Pre-tax net operating income$8,658,0001,008
Securities gains (losses)$03,216
Applicable income taxes$3,463,000688
Income before extraordinary items$5,195,0001,313
Extraordinary gains, net$023
Net income$5,195,0001,312
Minority interest net income$081
Net income of bank and minority interests.$5,195,0001,313
Net charge-offs$-52,0005,578
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$0804
Net operating income$5,195,0001,285
2015-09-30 (YTD Data)Rank
Total interest income$45,527,000429
Total interest expense$6,575,000314
Net interest income$38,952,000442
Provision for loan and lease losses$04,232
Total noninterest income$10,452,000535
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$3,982,000286
Trading account gains and fees$0153
Additional Noninterest Income$6,470,000565
Total noninterest expense$43,198,000401
Salaries and employee benefits$23,970,000384
Premises and equipment expense$5,412,000391
Additional noninterest expense$13,816,000400
Pre-tax net operating income$6,206,0001,058
Securities gains (losses)$03,031
Applicable income taxes$2,482,000719
Income before extraordinary items$3,724,0001,371
Extraordinary gains, net$021
Net income$3,724,0001,371
Minority interest net income$078
Net income of bank and minority interests.$3,724,0001,371
Net charge-offs$-255,0006,007
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$0773
Net operating income$3,724,0001,342
2015-06-30 (YTD Data)Rank
Total interest income$30,445,000426
Total interest expense$4,293,000319
Net interest income$26,152,000439
Provision for loan and lease losses$04,069
Total noninterest income$7,326,000518
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$2,553,000290
Trading account gains and fees$0157
Additional Noninterest Income$4,773,000530
Total noninterest expense$29,023,000403
Salaries and employee benefits$16,324,000377
Premises and equipment expense$3,613,000389
Additional noninterest expense$9,086,000400
Pre-tax net operating income$4,455,000994
Securities gains (losses)$02,636
Applicable income taxes$1,782,000689
Income before extraordinary items$2,673,0001,277
Extraordinary gains, net$022
Net income$2,673,0001,279
Minority interest net income$075
Net income of bank and minority interests.$2,673,0001,278
Net charge-offs$-529,0006,227
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$2,673,0001,250
2015-03-31 (YTD Data)Rank
Total interest income$15,149,000429
Total interest expense$2,118,000324
Net interest income$13,031,000433
Provision for loan and lease losses$03,703
Total noninterest income$3,461,000525
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$1,222,000297
Trading account gains and fees$0152
Additional Noninterest Income$2,239,000528
Total noninterest expense$14,374,000402
Salaries and employee benefits$8,143,000383
Premises and equipment expense$1,835,000387
Additional noninterest expense$4,396,000396
Pre-tax net operating income$2,118,0001,013
Securities gains (losses)$02,027
Applicable income taxes$847,000701
Income before extraordinary items$1,271,0001,299
Extraordinary gains, net$013
Net income$1,271,0001,300
Minority interest net income$064
Net income of bank and minority interests.$1,271,0001,301
Net charge-offs$-19,0005,660
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$1,271,0001,261
2014-12-31 (YTD Data)Rank
Total interest income$61,763,000416
Total interest expense$8,545,000324
Net interest income$53,218,000422
Provision for loan and lease losses$1,411,000655
Total noninterest income$15,037,000478
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$5,587,000281
Trading account gains and fees$0180
Additional Noninterest Income$9,450,000469
Total noninterest expense$60,130,000371
Salaries and employee benefits$31,018,000387
Premises and equipment expense$7,922,000343
Additional noninterest expense$21,190,000352
Pre-tax net operating income$6,714,0001,201
Securities gains (losses)$03,259
Applicable income taxes$2,576,000809
Income before extraordinary items$4,138,0001,541
Extraordinary gains, net$017
Net income$4,138,0001,538
Minority interest net income$084
Net income of bank and minority interests.$4,138,0001,540
Net charge-offs$1,706,000589
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$0862
Net operating income$4,138,0001,511
2014-09-30 (YTD Data)Rank
Total interest income$46,461,000414
Total interest expense$6,387,000324
Net interest income$40,074,000422
Provision for loan and lease losses$1,011,000657
Total noninterest income$10,886,000489
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$4,197,000276
Trading account gains and fees$0174
Additional Noninterest Income$6,689,000493
Total noninterest expense$45,302,000364
Salaries and employee benefits$23,259,000382
Premises and equipment expense$6,046,000329
Additional noninterest expense$15,997,000350
Pre-tax net operating income$4,647,0001,284
Securities gains (losses)$02,980
Applicable income taxes$1,750,000889
Income before extraordinary items$2,897,0001,631
Extraordinary gains, net$015
Net income$2,897,0001,632
Minority interest net income$081
Net income of bank and minority interests.$2,897,0001,631
Net charge-offs$1,681,000442
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$2,897,0001,602
2014-06-30 (YTD Data)Rank
Total interest income$31,032,000410
Total interest expense$4,209,000329
Net interest income$26,823,000418
Provision for loan and lease losses$744,000612
Total noninterest income$6,986,000507
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$2,699,000278
Trading account gains and fees$0172
Additional Noninterest Income$4,287,000502
Total noninterest expense$30,323,000366
Salaries and employee benefits$15,638,000376
Premises and equipment expense$3,978,000339
Additional noninterest expense$10,707,000343
Pre-tax net operating income$2,742,0001,384
Securities gains (losses)$02,580
Applicable income taxes$1,097,000901
Income before extraordinary items$1,645,0001,826
Extraordinary gains, net$020
Net income$1,645,0001,830
Minority interest net income$080
Net income of bank and minority interests.$1,645,0001,829
Net charge-offs$1,039,000477
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$1,645,0001,779
2014-03-31 (YTD Data)Rank
Total interest income$15,316,000414
Total interest expense$2,049,000340
Net interest income$13,267,000420
Provision for loan and lease losses$110,0001,510
Total noninterest income$3,231,000516
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$1,301,000280
Trading account gains and fees$0147
Additional Noninterest Income$1,930,000525
Total noninterest expense$15,428,000366
Salaries and employee benefits$7,961,000373
Premises and equipment expense$2,132,000321
Additional noninterest expense$5,335,000343
Pre-tax net operating income$960,0001,835
Securities gains (losses)$01,715
Applicable income taxes$384,0001,118
Income before extraordinary items$576,0002,333
Extraordinary gains, net$016
Net income$576,0002,334
Minority interest net income$066
Net income of bank and minority interests.$576,0002,335
Net charge-offs$462,000534
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$576,0002,300
2013-12-31 (YTD Data)Rank
Total interest income$65,811,000390
Total interest expense$8,379,000368
Net interest income$57,432,000393
Provision for loan and lease losses$2,800,000461
Total noninterest income$16,834,000467
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$5,852,000277
Trading account gains and fees$0184
Additional Noninterest Income$10,982,000444
Total noninterest expense$63,981,000353
Salaries and employee benefits$35,879,000318
Premises and equipment expense$7,682,000339
Additional noninterest expense$20,420,000372
Pre-tax net operating income$7,485,0001,023
Securities gains (losses)$534,000428
Applicable income taxes$3,209,000634
Income before extraordinary items$4,810,0001,267
Extraordinary gains, net$029
Net income$4,810,0001,269
Minority interest net income$090
Net income of bank and minority interests.$4,810,0001,270
Net charge-offs$4,871,000339
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$0924
Net operating income$4,468,2401,330
2013-09-30 (YTD Data)Rank
Total interest income$49,018,000392
Total interest expense$6,333,000377
Net interest income$42,685,000395
Provision for loan and lease losses$1,900,000516
Total noninterest income$13,151,000459
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$4,352,000281
Trading account gains and fees$0180
Additional Noninterest Income$8,799,000441
Total noninterest expense$48,635,000352
Salaries and employee benefits$27,815,000308
Premises and equipment expense$5,821,000332
Additional noninterest expense$14,999,000375
Pre-tax net operating income$5,301,0001,083
Securities gains (losses)$535,000387
Applicable income taxes$2,334,000653
Income before extraordinary items$3,502,0001,306
Extraordinary gains, net$025
Net income$3,502,0001,308
Minority interest net income$084
Net income of bank and minority interests.$3,502,0001,308
Net charge-offs$3,342,000382
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$3,159,6001,404
2013-06-30 (YTD Data)Rank
Total interest income$31,967,000401
Total interest expense$4,242,000382
Net interest income$27,725,000404
Provision for loan and lease losses$1,900,000383
Total noninterest income$9,738,000438
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$2,790,000285
Trading account gains and fees$0157
Additional Noninterest Income$6,948,000407
Total noninterest expense$30,887,000365
Salaries and employee benefits$17,784,000321
Premises and equipment expense$3,665,000358
Additional noninterest expense$9,438,000393
Pre-tax net operating income$4,676,000821
Securities gains (losses)$534,000343
Applicable income taxes$2,084,000528
Income before extraordinary items$3,126,000983
Extraordinary gains, net$022
Net income$3,126,000985
Minority interest net income$082
Net income of bank and minority interests.$3,126,000986
Net charge-offs$2,810,000343
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$2,784,2401,069
2013-03-31 (YTD Data)Rank
Total interest income$16,149,000398
Total interest expense$2,149,000390
Net interest income$14,000,000401
Provision for loan and lease losses$04,409
Total noninterest income$3,498,000539
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$1,395,000279
Trading account gains and fees$0148
Additional Noninterest Income$2,103,000565
Total noninterest expense$14,800,000381
Salaries and employee benefits$8,362,000347
Premises and equipment expense$1,855,000346
Additional noninterest expense$4,583,000404
Pre-tax net operating income$2,698,000714
Securities gains (losses)$01,966
Applicable income taxes$1,079,000514
Income before extraordinary items$1,619,000945
Extraordinary gains, net$010
Net income$1,619,000946
Minority interest net income$076
Net income of bank and minority interests.$1,619,000947
Net charge-offs$880,000524
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$1,619,000900
2012-12-31 (YTD Data)Rank
Total interest income$69,504,000387
Total interest expense$10,113,000397
Net interest income$59,391,000382
Provision for loan and lease losses$3,040,000762
Total noninterest income$16,065,000484
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$5,862,000274
Trading account gains and fees$0166
Additional Noninterest Income$10,203,000485
Total noninterest expense$63,360,000356
Salaries and employee benefits$33,562,000324
Premises and equipment expense$7,618,000333
Additional noninterest expense$22,180,000363
Pre-tax net operating income$9,056,000802
Securities gains (losses)$436,0001,046
Applicable income taxes$3,837,000513
Income before extraordinary items$5,655,0001,053
Extraordinary gains, net$029
Net income$5,655,0001,053
Minority interest net income$093
Net income of bank and minority interests.$5,655,0001,053
Net charge-offs$6,999,000434
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$5,375,9601,045
2012-09-30 (YTD Data)Rank
Total interest income$52,599,000385
Total interest expense$7,825,000406
Net interest income$44,774,000386
Provision for loan and lease losses$2,440,000723
Total noninterest income$11,377,000493
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$4,355,000272
Trading account gains and fees$0157
Additional Noninterest Income$7,022,000505
Total noninterest expense$48,052,000351
Salaries and employee benefits$25,399,000320
Premises and equipment expense$5,844,000321
Additional noninterest expense$16,809,000353
Pre-tax net operating income$5,659,000962
Securities gains (losses)$366,000954
Applicable income taxes$2,450,000594
Income before extraordinary items$3,575,0001,262
Extraordinary gains, net$020
Net income$3,575,0001,264
Minority interest net income$086
Net income of bank and minority interests.$3,575,0001,263
Net charge-offs$6,061,000396
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$3,340,7601,278
2012-06-30 (YTD Data)Rank
Total interest income$35,314,000389
Total interest expense$5,359,000409
Net interest income$29,955,000383
Provision for loan and lease losses$2,190,000599
Total noninterest income$7,741,000482
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$2,829,000276
Trading account gains and fees$0153
Additional Noninterest Income$4,912,000482
Total noninterest expense$32,221,000347
Salaries and employee benefits$16,847,000324
Premises and equipment expense$3,729,000333
Additional noninterest expense$11,645,000346
Pre-tax net operating income$3,285,0001,086
Securities gains (losses)$317,000818
Applicable income taxes$1,441,000664
Income before extraordinary items$2,161,0001,375
Extraordinary gains, net$019
Net income$2,161,0001,375
Minority interest net income$084
Net income of bank and minority interests.$2,161,0001,375
Net charge-offs$4,072,000393
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$1,958,1201,426
2012-03-31 (YTD Data)Rank
Total interest income$17,599,000389
Total interest expense$2,746,000416
Net interest income$14,853,000385
Provision for loan and lease losses$770,000752
Total noninterest income$3,499,000518
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$1,376,000280
Trading account gains and fees$0148
Additional Noninterest Income$2,123,000527
Total noninterest expense$16,227,000339
Salaries and employee benefits$7,818,000346
Premises and equipment expense$1,867,000334
Additional noninterest expense$6,542,000309
Pre-tax net operating income$1,355,0001,293
Securities gains (losses)$02,210
Applicable income taxes$542,000825
Income before extraordinary items$813,0001,771
Extraordinary gains, net$019
Net income$813,0001,773
Minority interest net income$078
Net income of bank and minority interests.$813,0001,772
Net charge-offs$2,630,000322
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$813,0001,670
2011-12-31 (YTD Data)Rank
Total interest income$76,368,000367
Total interest expense$13,575,000411
Net interest income$62,793,000363
Provision for loan and lease losses$28,145,000176
Total noninterest income$14,657,000467
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$7,446,000226
Trading account gains and fees$0146
Additional Noninterest Income$7,211,000541
Total noninterest expense$66,850,000324
Salaries and employee benefits$29,820,000340
Premises and equipment expense$14,166,000193
Additional noninterest expense$22,864,000349
Pre-tax net operating income$-17,545,0007,286
Securities gains (losses)$03,838
Applicable income taxes$-7,017,0007,326
Income before extraordinary items$-10,528,0007,218
Extraordinary gains, net$029
Net income$-10,528,0007,218
Minority interest net income$096
Net income of bank and minority interests.$-10,528,0007,218
Net charge-offs$29,791,000181
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$-10,528,0007,217
2011-09-30 (YTD Data)Rank
Total interest income$58,122,000370
Total interest expense$10,570,000418
Net interest income$47,552,000360
Provision for loan and lease losses$27,675,000133
Total noninterest income$10,622,000472
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$5,864,000214
Trading account gains and fees$0145
Additional Noninterest Income$4,758,000589
Total noninterest expense$50,401,000316
Salaries and employee benefits$21,966,000343
Premises and equipment expense$10,911,000186
Additional noninterest expense$17,524,000340
Pre-tax net operating income$-19,902,0007,395
Securities gains (losses)$03,555
Applicable income taxes$-7,960,0007,417
Income before extraordinary items$-11,942,0007,356
Extraordinary gains, net$021
Net income$-11,942,0007,356
Minority interest net income$087
Net income of bank and minority interests.$-11,942,0007,356
Net charge-offs$24,578,000168
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$-11,942,0007,352
2011-06-30 (YTD Data)Rank
Total interest income$39,260,000370
Total interest expense$7,364,000420
Net interest income$31,896,000362
Provision for loan and lease losses$4,175,000513
Total noninterest income$7,319,000471
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$4,127,000206
Trading account gains and fees$0153
Additional Noninterest Income$3,192,000590
Total noninterest expense$33,512,000321
Salaries and employee benefits$16,574,000299
Premises and equipment expense$7,346,000184
Additional noninterest expense$9,592,000409
Pre-tax net operating income$1,528,0001,852
Securities gains (losses)$02,914
Applicable income taxes$611,0001,139
Income before extraordinary items$917,0002,433
Extraordinary gains, net$015
Net income$917,0002,433
Minority interest net income$089
Net income of bank and minority interests.$917,0002,433
Net charge-offs$10,967,000248
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$917,0002,340
2011-03-31 (YTD Data)Rank
Total interest income$19,920,000366
Total interest expense$3,875,000415
Net interest income$16,045,000356
Provision for loan and lease losses$1,375,000695
Total noninterest income$2,744,000577
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$2,466,000177
Trading account gains and fees$0158
Additional Noninterest Income$278,0002,001
Total noninterest expense$16,952,000317
Salaries and employee benefits$8,604,000293
Premises and equipment expense$3,862,000185
Additional noninterest expense$4,486,000422
Pre-tax net operating income$462,0002,707
Securities gains (losses)$01,772
Applicable income taxes$185,0001,587
Income before extraordinary items$277,0003,384
Extraordinary gains, net$09
Net income$277,0003,381
Minority interest net income$086
Net income of bank and minority interests.$277,0003,382
Net charge-offs$5,041,000273
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$277,0003,333
2010-12-31 (YTD Data)Rank
Total interest income$81,728,000374
Total interest expense$18,367,000429
Net interest income$63,361,000356
Provision for loan and lease losses$30,499,000259
Total noninterest income$29,672,000292
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0175
Additional Noninterest Income$29,672,000223
Total noninterest expense$67,626,000319
Salaries and employee benefits$33,604,000292
Premises and equipment expense$13,806,000195
Additional noninterest expense$20,216,000401
Pre-tax net operating income$-5,092,0007,108
Securities gains (losses)$687,000678
Applicable income taxes$-1,691,0007,420
Income before extraordinary items$-2,714,0006,962
Extraordinary gains, net$029
Net income$-2,714,0006,962
Minority interest net income$0111
Net income of bank and minority interests.$-2,714,0006,963
Net charge-offs$24,805,000287
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$-3,153,6806,997
2010-09-30 (YTD Data)Rank
Total interest income$60,810,000379
Total interest expense$13,995,000444
Net interest income$46,815,000357
Provision for loan and lease losses$23,249,000253
Total noninterest income$25,553,000260
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0165
Additional Noninterest Income$25,553,000197
Total noninterest expense$49,526,000322
Salaries and employee benefits$23,670,000310
Premises and equipment expense$9,951,000202
Additional noninterest expense$15,905,000367
Pre-tax net operating income$-407,0006,486
Securities gains (losses)$687,000568
Applicable income taxes$183,0002,647
Income before extraordinary items$97,0005,735
Extraordinary gains, net$023
Net income$97,0005,738
Minority interest net income$0110
Net income of bank and minority interests.$97,0005,737
Net charge-offs$23,321,000227
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$-342,6806,494
2010-06-30 (YTD Data)Rank
Total interest income$40,858,000378
Total interest expense$9,506,000450
Net interest income$31,352,000352
Provision for loan and lease losses$4,201,000737
Total noninterest income$4,704,000639
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0152
Additional Noninterest Income$4,704,000442
Total noninterest expense$29,382,000367
Salaries and employee benefits$16,415,000297
Premises and equipment expense$6,572,000204
Additional noninterest expense$6,395,000572
Pre-tax net operating income$2,473,0001,078
Securities gains (losses)$682,000362
Applicable income taxes$1,263,000583
Income before extraordinary items$1,892,0001,176
Extraordinary gains, net$019
Net income$1,892,0001,177
Minority interest net income$0105
Net income of bank and minority interests.$1,892,0001,177
Net charge-offs$4,983,000575
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,455,5201,441
2010-03-31 (YTD Data)Rank
Total interest income$20,699,000385
Total interest expense$4,886,000464
Net interest income$15,813,000357
Provision for loan and lease losses$2,576,000616
Total noninterest income$2,395,000624
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0175
Additional Noninterest Income$2,395,000424
Total noninterest expense$14,815,000359
Salaries and employee benefits$8,167,000302
Premises and equipment expense$3,345,000205
Additional noninterest expense$3,303,000555
Pre-tax net operating income$817,0001,592
Securities gains (losses)$682,000186
Applicable income taxes$600,000613
Income before extraordinary items$899,0001,214
Extraordinary gains, net$016
Net income$899,0001,217
Minority interest net income$091
Net income of bank and minority interests.$899,0001,216
Net charge-offs$4,098,000393
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$462,5202,196
2009-12-31 (YTD Data)Rank
Total interest income$92,100,000364
Total interest expense$28,343,000397
Net interest income$63,757,000344
Provision for loan and lease losses$7,911,0001,032
Total noninterest income$11,508,000584
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0211
Additional Noninterest Income$11,508,000409
Total noninterest expense$58,652,000389
Salaries and employee benefits$31,858,000303
Premises and equipment expense$12,882,000206
Additional noninterest expense$13,912,000583
Pre-tax net operating income$8,702,000495
Securities gains (losses)$610,000758
Applicable income taxes$3,725,000333
Income before extraordinary items$5,587,000601
Extraordinary gains, net$034
Net income$5,587,000600
Minority interest net income$0115
Net income of bank and minority interests.$5,587,000602
Net charge-offs$7,461,000849
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$5,196,600652
2009-09-30 (YTD Data)Rank
Total interest income$70,047,000376
Total interest expense$22,212,000406
Net interest income$47,835,000352
Provision for loan and lease losses$6,085,000915
Total noninterest income$8,337,000605
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0212
Additional Noninterest Income$8,337,000421
Total noninterest expense$43,523,000392
Salaries and employee benefits$23,746,000310
Premises and equipment expense$9,730,000210
Additional noninterest expense$10,047,000582
Pre-tax net operating income$6,564,000519
Securities gains (losses)$610,000593
Applicable income taxes$2,869,000339
Income before extraordinary items$4,305,000626
Extraordinary gains, net$027
Net income$4,305,000627
Minority interest net income$0118
Net income of bank and minority interests.$4,305,000628
Net charge-offs$6,277,000698
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$3,914,600689
2009-06-30 (YTD Data)Rank
Total interest income$47,458,000378
Total interest expense$15,146,000424
Net interest income$32,312,000357
Provision for loan and lease losses$4,110,000874
Total noninterest income$5,580,000609
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0193
Additional Noninterest Income$5,580,000428
Total noninterest expense$28,684,000405
Salaries and employee benefits$15,661,000325
Premises and equipment expense$6,435,000214
Additional noninterest expense$6,588,000604
Pre-tax net operating income$5,098,000426
Securities gains (losses)$610,000426
Applicable income taxes$2,283,000304
Income before extraordinary items$3,425,000513
Extraordinary gains, net$021
Net income$3,425,000511
Minority interest net income$0112
Net income of bank and minority interests.$3,425,000513
Net charge-offs$2,486,000978
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$3,034,600577
2009-03-31 (YTD Data)Rank
Total interest income$23,919,000381
Total interest expense$7,650,000438
Net interest income$16,269,000348
Provision for loan and lease losses$2,709,000605
Total noninterest income$2,089,000724
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0171
Additional Noninterest Income$2,089,000491
Total noninterest expense$13,721,000393
Salaries and employee benefits$7,625,000334
Premises and equipment expense$3,402,000207
Additional noninterest expense$2,694,000633
Pre-tax net operating income$1,928,000640
Securities gains (losses)$610,000271
Applicable income taxes$1,015,000345
Income before extraordinary items$1,523,000671
Extraordinary gains, net$015
Net income$1,523,000670
Minority interest net income$0102
Net income of bank and minority interests.$1,523,000673
Net charge-offs$1,295,000816
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,132,600885
2008-12-31 (YTD Data)Rank
Total interest income$95,874,000403
Total interest expense$37,137,000437
Net interest income$58,737,000388
Provision for loan and lease losses$3,443,0001,279
Total noninterest income$11,465,000534
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0154
Additional Noninterest Income$11,465,000357
Total noninterest expense$53,927,000408
Salaries and employee benefits$29,526,000330
Premises and equipment expense$13,067,000209
Additional noninterest expense$11,334,000614
Pre-tax net operating income$12,832,000416
Securities gains (losses)$623,000311
Applicable income taxes$5,420,000301
Income before extraordinary items$8,035,000488
Extraordinary gains, net$039
Net income$8,035,000488
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,762,000854
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$7,636,280547
2008-09-30 (YTD Data)Rank
Total interest income$71,793,000420
Total interest expense$28,863,000446
Net interest income$42,930,000409
Provision for loan and lease losses$1,875,0001,231
Total noninterest income$8,671,000562
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0148
Additional Noninterest Income$8,671,000380
Total noninterest expense$40,267,000401
Salaries and employee benefits$21,886,000349
Premises and equipment expense$9,819,000216
Additional noninterest expense$8,562,000568
Pre-tax net operating income$9,459,000534
Securities gains (losses)$525,000308
Applicable income taxes$4,032,000369
Income before extraordinary items$5,952,000611
Extraordinary gains, net$031
Net income$5,952,000610
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,708,000932
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$5,616,000686
2008-06-30 (YTD Data)Rank
Total interest income$47,736,000430
Total interest expense$19,885,000445
Net interest income$27,851,000421
Provision for loan and lease losses$1,150,0001,129
Total noninterest income$5,749,000583
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0149
Additional Noninterest Income$5,749,000404
Total noninterest expense$26,525,000399
Salaries and employee benefits$14,596,000353
Premises and equipment expense$6,437,000220
Additional noninterest expense$5,492,000572
Pre-tax net operating income$5,925,000591
Securities gains (losses)$441,000350
Applicable income taxes$2,545,000433
Income before extraordinary items$3,821,000719
Extraordinary gains, net$021
Net income$3,821,000718
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$671,0001,094
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$3,538,760764
2008-03-31 (YTD Data)Rank
Total interest income$23,843,000445
Total interest expense$10,642,000447
Net interest income$13,201,000440
Provision for loan and lease losses$225,0001,695
Total noninterest income$2,782,000598
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0158
Additional Noninterest Income$2,782,000415
Total noninterest expense$13,605,000388
Salaries and employee benefits$7,395,000349
Premises and equipment expense$3,306,000218
Additional noninterest expense$2,904,000519
Pre-tax net operating income$2,153,000877
Securities gains (losses)$258,000374
Applicable income taxes$964,000598
Income before extraordinary items$1,447,0001,043
Extraordinary gains, net$015
Net income$1,447,0001,046
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$228,0001,173
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$1,281,8801,136
2007-12-31 (YTD Data)Rank
Total interest income$105,857,000417
Total interest expense$54,930,000391
Net interest income$50,927,000452
Provision for loan and lease losses$1,160,0001,276
Total noninterest income$12,794,000522
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0178
Additional Noninterest Income$12,794,000354
Total noninterest expense$50,820,000403
Salaries and employee benefits$29,501,000337
Premises and equipment expense$12,247,000220
Additional noninterest expense$9,072,000639
Pre-tax net operating income$11,741,000728
Securities gains (losses)$837,000194
Applicable income taxes$5,143,000531
Income before extraordinary items$7,435,000867
Extraordinary gains, net$039
Net income$7,435,000865
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$581,0001,514
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$6,899,320933
2007-09-30 (YTD Data)Rank
Total interest income$80,345,000417
Total interest expense$42,648,000384
Net interest income$37,697,000459
Provision for loan and lease losses$935,000947
Total noninterest income$9,619,000519
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0184
Additional Noninterest Income$9,619,000352
Total noninterest expense$38,155,000393
Salaries and employee benefits$22,183,000339
Premises and equipment expense$9,327,000214
Additional noninterest expense$6,645,000624
Pre-tax net operating income$8,226,000845
Securities gains (losses)$639,000198
Applicable income taxes$3,658,000592
Income before extraordinary items$5,207,0001,004
Extraordinary gains, net$033
Net income$5,207,0001,002
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$449,0001,174
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$4,798,0401,076
2007-06-30 (YTD Data)Rank
Total interest income$53,805,000426
Total interest expense$28,821,000378
Net interest income$24,984,000473
Provision for loan and lease losses$510,0001,012
Total noninterest income$6,590,000532
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0168
Additional Noninterest Income$6,590,000364
Total noninterest expense$25,941,000398
Salaries and employee benefits$15,473,000331
Premises and equipment expense$6,213,000223
Additional noninterest expense$4,255,000662
Pre-tax net operating income$5,123,000939
Securities gains (losses)$410,000199
Applicable income taxes$2,225,000671
Income before extraordinary items$3,308,0001,091
Extraordinary gains, net$029
Net income$3,308,0001,090
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$140,0001,695
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$3,045,6001,155
2007-03-31 (YTD Data)Rank
Total interest income$27,035,000421
Total interest expense$14,753,000365
Net interest income$12,282,000476
Provision for loan and lease losses$255,000940
Total noninterest income$2,978,000554
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0195
Additional Noninterest Income$2,978,000381
Total noninterest expense$12,718,000403
Salaries and employee benefits$7,402,000352
Premises and equipment expense$3,069,000230
Additional noninterest expense$2,247,000615
Pre-tax net operating income$2,287,0001,027
Securities gains (losses)$165,000235
Applicable income taxes$993,000742
Income before extraordinary items$1,459,0001,211
Extraordinary gains, net$022
Net income$1,459,0001,210
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$119,0001,046
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$1,353,4001,285
2006-12-31 (YTD Data)Rank
Total interest income$105,395,000402
Total interest expense$58,252,000320
Net interest income$47,143,000490
Provision for loan and lease losses$1,880,000593
Total noninterest income$16,256,000443
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0130
Additional Noninterest Income$16,256,000305
Total noninterest expense$52,916,000361
Salaries and employee benefits$31,237,000313
Premises and equipment expense$12,012,000216
Additional noninterest expense$9,667,000582
Pre-tax net operating income$8,603,0001,151
Securities gains (losses)$688,000220
Applicable income taxes$3,867,000776
Income before extraordinary items$5,424,0001,347
Extraordinary gains, net$051
Net income$5,424,0001,347
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$598,0001,024
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$4,983,6801,449
2006-09-30 (YTD Data)Rank
Total interest income$77,949,000416
Total interest expense$42,651,000328
Net interest income$35,298,000509
Provision for loan and lease losses$1,625,000490
Total noninterest income$13,167,000434
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0126
Additional Noninterest Income$13,167,000310
Total noninterest expense$40,088,000367
Salaries and employee benefits$23,807,000323
Premises and equipment expense$9,072,000226
Additional noninterest expense$7,209,000589
Pre-tax net operating income$6,752,0001,134
Securities gains (losses)$454,000227
Applicable income taxes$3,033,000782
Income before extraordinary items$4,173,0001,361
Extraordinary gains, net$045
Net income$4,173,0001,361
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$536,000762
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$3,882,4401,427
2006-06-30 (YTD Data)Rank
Total interest income$50,623,000421
Total interest expense$26,937,000334
Net interest income$23,686,000505
Provision for loan and lease losses$800,000644
Total noninterest income$8,682,000435
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0126
Additional Noninterest Income$8,682,000311
Total noninterest expense$26,851,000374
Salaries and employee benefits$16,248,000321
Premises and equipment expense$6,050,000234
Additional noninterest expense$4,553,000624
Pre-tax net operating income$4,717,0001,076
Securities gains (losses)$276,000224
Applicable income taxes$2,023,000789
Income before extraordinary items$2,970,0001,255
Extraordinary gains, net$039
Net income$2,970,0001,256
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$95,0001,766
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$2,793,3601,335
2006-03-31 (YTD Data)Rank
Total interest income$24,443,000421
Total interest expense$12,720,000336
Net interest income$11,723,000502
Provision for loan and lease losses$395,000616
Total noninterest income$3,148,000539
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0115
Additional Noninterest Income$3,148,000378
Total noninterest expense$13,045,000379
Salaries and employee benefits$7,966,000324
Premises and equipment expense$2,998,000233
Additional noninterest expense$2,081,000665
Pre-tax net operating income$1,431,0001,690
Securities gains (losses)$139,000219
Applicable income taxes$629,0001,147
Income before extraordinary items$941,0001,900
Extraordinary gains, net$021
Net income$941,0001,899
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$102,000942
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$852,0402,051
2005-12-31 (YTD Data)Rank
Total interest income$84,588,000432
Total interest expense$36,246,000359
Net interest income$48,342,000464
Provision for loan and lease losses$1,007,0001,033
Total noninterest income$13,500,000508
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0138
Additional Noninterest Income$13,500,000360
Total noninterest expense$50,216,000383
Salaries and employee benefits$30,506,000315
Premises and equipment expense$11,650,000235
Additional noninterest expense$8,060,000665
Pre-tax net operating income$10,619,000928
Securities gains (losses)$854,000212
Applicable income taxes$4,062,000761
Income before extraordinary items$7,411,000973
Extraordinary gains, net$046
Net income$7,411,000973
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$488,0001,186
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$0934
Net operating income$6,855,9001,034
2005-09-30 (YTD Data)Rank
Total interest income$61,870,000427
Total interest expense$25,328,000359
Net interest income$36,542,000461
Provision for loan and lease losses$782,000960
Total noninterest income$10,216,000509
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0126
Additional Noninterest Income$10,216,000354
Total noninterest expense$37,321,000388
Salaries and employee benefits$22,967,000311
Premises and equipment expense$8,815,000231
Additional noninterest expense$5,539,000714
Pre-tax net operating income$8,655,000853
Securities gains (losses)$639,000226
Applicable income taxes$3,191,000738
Income before extraordinary items$6,103,000881
Extraordinary gains, net$035
Net income$6,103,000882
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$514,000820
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$0769
Net operating income$5,681,260934
2005-06-30 (YTD Data)Rank
Total interest income$40,507,000419
Total interest expense$15,889,000350
Net interest income$24,618,000457
Provision for loan and lease losses$631,000785
Total noninterest income$6,919,000500
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0116
Additional Noninterest Income$6,919,000349
Total noninterest expense$24,481,000385
Salaries and employee benefits$14,739,000320
Premises and equipment expense$5,904,000227
Additional noninterest expense$3,838,000690
Pre-tax net operating income$6,425,000756
Securities gains (losses)$378,000274
Applicable income taxes$2,313,000677
Income before extraordinary items$4,490,000790
Extraordinary gains, net$030
Net income$4,490,000790
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$476,000622
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$4,240,520815
2005-03-31 (YTD Data)Rank
Total interest income$20,082,000403
Total interest expense$7,600,000341
Net interest income$12,482,000444
Provision for loan and lease losses$480,000490
Total noninterest income$3,759,000458
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0115
Additional Noninterest Income$3,759,000325
Total noninterest expense$12,132,000384
Salaries and employee benefits$7,406,000319
Premises and equipment expense$2,988,000226
Additional noninterest expense$1,738,000732
Pre-tax net operating income$3,629,000676
Securities gains (losses)$212,000241
Applicable income taxes$1,306,000629
Income before extraordinary items$2,535,000706
Extraordinary gains, net$024
Net income$2,535,000706
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$427,000390
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$2,395,080715
2004-12-31 (YTD Data)Rank
Total interest income$77,322,000385
Total interest expense$27,246,000326
Net interest income$50,076,000425
Provision for loan and lease losses$1,603,000671
Total noninterest income$12,588,000525
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0138
Additional Noninterest Income$12,588,000358
Total noninterest expense$49,859,000370
Salaries and employee benefits$27,422,000339
Premises and equipment expense$10,783,000247
Additional noninterest expense$11,654,000480
Pre-tax net operating income$11,202,000786
Securities gains (losses)$1,321,000232
Applicable income taxes$4,261,000665
Income before extraordinary items$8,262,000805
Extraordinary gains, net$034
Net income$8,262,000805
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$542,0001,258
Cash dividends$06,149
Sale, conversion, retirement of capital stock, net$0872
Net operating income$7,390,140856
2004-09-30 (YTD Data)Rank
Total interest income$57,412,000388
Total interest expense$20,125,000329
Net interest income$37,287,000427
Provision for loan and lease losses$1,269,000617
Total noninterest income$10,023,000502
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0134
Additional Noninterest Income$10,023,000349
Total noninterest expense$37,707,000372
Salaries and employee benefits$20,333,000342
Premises and equipment expense$8,347,000244
Additional noninterest expense$9,027,000468
Pre-tax net operating income$8,334,000796
Securities gains (losses)$1,044,000259
Applicable income taxes$3,191,000687
Income before extraordinary items$6,187,000813
Extraordinary gains, net$026
Net income$6,187,000814
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$494,000960
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$5,497,960863
2004-06-30 (YTD Data)Rank
Total interest income$38,280,000389
Total interest expense$13,314,000331
Net interest income$24,966,000417
Provision for loan and lease losses$898,000571
Total noninterest income$7,056,000488
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0130
Additional Noninterest Income$7,056,000342
Total noninterest expense$24,767,000369
Salaries and employee benefits$13,712,000336
Premises and equipment expense$5,475,000244
Additional noninterest expense$5,580,000491
Pre-tax net operating income$6,357,000709
Securities gains (losses)$767,000265
Applicable income taxes$2,425,000627
Income before extraordinary items$4,699,000710
Extraordinary gains, net$021
Net income$4,699,000710
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$348,000935
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$4,192,780748
2004-03-31 (YTD Data)Rank
Total interest income$18,804,000401
Total interest expense$6,651,000334
Net interest income$12,153,000430
Provision for loan and lease losses$525,000495
Total noninterest income$3,774,000465
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0121
Additional Noninterest Income$3,774,000322
Total noninterest expense$12,023,000387
Salaries and employee benefits$6,609,000355
Premises and equipment expense$2,794,000247
Additional noninterest expense$2,620,000511
Pre-tax net operating income$3,379,000662
Securities gains (losses)$378,000310
Applicable income taxes$1,279,000609
Income before extraordinary items$2,478,000671
Extraordinary gains, net$016
Net income$2,478,000671
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$235,000718
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$2,228,520697
2003-12-31 (YTD Data)Rank
Total interest income$74,827,000401
Total interest expense$29,215,000333
Net interest income$45,612,000445
Provision for loan and lease losses$1,677,000743
Total noninterest income$15,443,000483
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0160
Additional Noninterest Income$15,443,000335
Total noninterest expense$49,777,000376
Salaries and employee benefits$28,108,000325
Premises and equipment expense$10,812,000250
Additional noninterest expense$10,857,000519
Pre-tax net operating income$9,601,000885
Securities gains (losses)$4,119,000181
Applicable income taxes$5,038,000615
Income before extraordinary items$8,682,000754
Extraordinary gains, net$054
Net income$8,682,000756
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,279,000761
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$0868
Net operating income$6,045,8401,006
2003-09-30 (YTD Data)Rank
Total interest income$56,536,000414
Total interest expense$22,692,000337
Net interest income$33,844,000459
Provision for loan and lease losses$1,301,000717
Total noninterest income$11,662,000503
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0153
Additional Noninterest Income$11,662,000357
Total noninterest expense$37,538,000376
Salaries and employee benefits$21,356,000331
Premises and equipment expense$8,076,000255
Additional noninterest expense$8,106,000529
Pre-tax net operating income$6,667,000984
Securities gains (losses)$3,838,000180
Applicable income taxes$3,945,000622
Income before extraordinary items$6,560,000779
Extraordinary gains, net$040
Net income$6,560,000780
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,063,000665
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$4,103,6801,139
2003-06-30 (YTD Data)Rank
Total interest income$38,554,000415
Total interest expense$15,707,000334
Net interest income$22,847,000458
Provision for loan and lease losses$983,000647
Total noninterest income$7,651,000495
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0150
Additional Noninterest Income$7,651,000353
Total noninterest expense$24,553,000387
Salaries and employee benefits$13,768,000337
Premises and equipment expense$5,358,000257
Additional noninterest expense$5,427,000527
Pre-tax net operating income$4,962,000890
Securities gains (losses)$2,611,000193
Applicable income taxes$2,725,000594
Income before extraordinary items$4,848,000713
Extraordinary gains, net$030
Net income$4,848,000714
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$812,000594
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$3,176,960975
2003-03-31 (YTD Data)Rank
Total interest income$20,052,000406
Total interest expense$8,098,000342
Net interest income$11,954,000444
Provision for loan and lease losses$300,000910
Total noninterest income$3,113,000576
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0134
Additional Noninterest Income$3,113,000402
Total noninterest expense$12,219,000391
Salaries and employee benefits$6,862,000340
Premises and equipment expense$2,635,000270
Additional noninterest expense$2,722,000522
Pre-tax net operating income$2,548,000892
Securities gains (losses)$1,232,000189
Applicable income taxes$1,360,000603
Income before extraordinary items$2,420,000707
Extraordinary gains, net$021
Net income$2,420,000706
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$242,000828
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$1,631,520954
2002-12-31 (YTD Data)Rank
Total interest income$88,948,000387
Total interest expense$36,521,000354
Net interest income$52,427,000407
Provision for loan and lease losses$1,786,000821
Total noninterest income$14,005,000508
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0153
Additional Noninterest Income$14,005,000356
Total noninterest expense$48,531,000382
Salaries and employee benefits$26,283,000335
Premises and equipment expense$11,555,000242
Additional noninterest expense$10,693,000537
Pre-tax net operating income$16,115,000548
Securities gains (losses)$3,362,000200
Applicable income taxes$7,009,000459
Income before extraordinary items$12,468,000541
Extraordinary gains, net$5,325,0007
Net income$17,793,000404
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$970,000996
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$0862
Net operating income$10,316,320585
2001-12-31 (YTD Data)Rank
Total interest income$107,970,000372
Total interest expense$58,239,000336
Net interest income$49,731,000406
Provision for loan and lease losses$1,970,000721
Total noninterest income$14,319,000471
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0177
Additional Noninterest Income$14,319,000353
Total noninterest expense$45,625,000389
Salaries and employee benefits$25,266,000317
Premises and equipment expense$12,533,000209
Additional noninterest expense$7,826,000681
Pre-tax net operating income$16,455,000505
Securities gains (losses)$2,141,000231
Applicable income taxes$6,499,000456
Income before extraordinary items$12,097,000499
Extraordinary gains, net$0105
Net income$12,097,000500
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,455,000721
Cash dividends$06,617
Sale, conversion, retirement of capital stock, net$0922
Net operating income$10,705,350523
2000-12-31 (YTD Data)Rank
Total interest income$111,132,000384
Total interest expense$69,057,000340
Net interest income$42,075,000459
Provision for loan and lease losses$1,759,000675
Total noninterest income$12,223,000510
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0180
Additional Noninterest Income$12,223,000381
Total noninterest expense$43,575,000389
Salaries and employee benefits$22,970,000326
Premises and equipment expense$12,221,000207
Additional noninterest expense$8,384,000657
Pre-tax net operating income$8,964,000856
Securities gains (losses)$472,000271
Applicable income taxes$3,496,000728
Income before extraordinary items$5,940,000890
Extraordinary gains, net$038
Net income$5,940,000890
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$913,000802
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$0969
Net operating income$5,637,920941
1999-12-31 (YTD Data)Rank
Total interest income$95,014,000421
Total interest expense$53,889,000357
Net interest income$41,125,000482
Provision for loan and lease losses$1,169,000868
Total noninterest income$9,877,000628
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0173
Additional Noninterest Income$9,877,000450
Total noninterest expense$39,122,000436
Salaries and employee benefits$20,454,000380
Premises and equipment expense$10,108,000248
Additional noninterest expense$8,560,000672
Pre-tax net operating income$10,711,000775
Securities gains (losses)$808,000250
Applicable income taxes$4,282,000670
Income before extraordinary items$7,237,000801
Extraordinary gains, net$035
Net income$7,237,000801
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$259,0002,032
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$6,719,880841
1998-12-31 (YTD Data)Rank
Total interest income$88,620,000442
Total interest expense$49,324,000402
Net interest income$39,296,000492
Provision for loan and lease losses$864,0001,110
Total noninterest income$9,879,000607
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0224
Additional Noninterest Income$9,879,000443
Total noninterest expense$35,490,000466
Salaries and employee benefits$19,490,000384
Premises and equipment expense$9,971,000248
Additional noninterest expense$6,029,000839
Pre-tax net operating income$12,821,000644
Securities gains (losses)$2,377,000212
Applicable income taxes$5,275,000551
Income before extraordinary items$9,923,000599
Extraordinary gains, net$032
Net income$9,923,000598
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$436,0001,411
Cash dividends$07,473
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$8,377,950663
1997-12-31 (YTD Data)Rank
Total interest income$88,326,000440
Total interest expense$48,752,000401
Net interest income$39,574,000491
Provision for loan and lease losses$827,0001,149
Total noninterest income$7,928,000667
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0239
Additional Noninterest Income$7,928,000473
Total noninterest expense$33,339,000476
Salaries and employee benefits$18,597,000377
Premises and equipment expense$9,056,000261
Additional noninterest expense$5,686,000881
Pre-tax net operating income$13,336,000632
Securities gains (losses)$1,339,000240
Applicable income taxes$5,225,000590
Income before extraordinary items$9,450,000622
Extraordinary gains, net$044
Net income$9,450,000623
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$299,0001,963
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$8,593,040647
1996-12-31 (YTD Data)Rank
Total interest income$87,228,000476
Total interest expense$48,785,000433
Net interest income$38,443,000532
Provision for loan and lease losses$694,0001,338
Total noninterest income$6,644,000777
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0262
Additional Noninterest Income$6,644,000540
Total noninterest expense$40,030,000459
Salaries and employee benefits$17,378,000427
Premises and equipment expense$8,837,000300
Additional noninterest expense$13,815,000523
Pre-tax net operating income$4,363,0001,656
Securities gains (losses)$535,000404
Applicable income taxes$1,706,0001,419
Income before extraordinary items$3,192,0001,558
Extraordinary gains, net$053
Net income$3,192,0001,560
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$281,0002,171
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$0953
Net operating income$2,844,2501,708
1995-12-31 (YTD Data)Rank
Total interest income$67,094,000609
Total interest expense$39,390,000531
Net interest income$27,704,000718
Provision for loan and lease losses$828,0001,097
Total noninterest income$4,699,000997
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0522
Additional Noninterest Income$4,699,000688
Total noninterest expense$25,327,000663
Salaries and employee benefits$12,988,000550
Premises and equipment expense$6,645,000404
Additional noninterest expense$5,694,0001,015
Pre-tax net operating income$6,248,0001,221
Securities gains (losses)$611,000303
Applicable income taxes$2,585,0001,021
Income before extraordinary items$4,274,0001,244
Extraordinary gains, net$065
Net income$4,274,0001,242
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$281,0002,023
Cash dividends$08,717
Sale, conversion, retirement of capital stock, netNANA
Net operating income$3,882,9601,329
1994-12-31 (YTD Data)Rank
Total interest income$59,300,000604
Total interest expense$30,796,000521
Net interest income$28,504,000698
Provision for loan and lease losses$714,0001,187
Total noninterest income$5,611,000854
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0475
Additional Noninterest Income$5,611,000599
Total noninterest expense$24,115,000697
Salaries and employee benefits$12,604,000577
Premises and equipment expense$6,373,000414
Additional noninterest expense$5,138,0001,146
Pre-tax net operating income$9,286,000843
Securities gains (losses)$440,000299
Applicable income taxes$3,780,000718
Income before extraordinary items$5,946,000882
Extraordinary gains, net$0249
Net income$5,946,000880
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$212,0002,394
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$5,664,400922
1993-12-31 (YTD Data)Rank
Total interest income$57,360,000617
Total interest expense$30,195,000530
Net interest income$27,165,000720
Provision for loan and lease losses$1,508,000998
Total noninterest income$4,321,0001,103
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0532
Additional Noninterest Income$4,321,000758
Total noninterest expense$23,833,000729
Salaries and employee benefits$12,372,000591
Premises and equipment expense$6,156,000426
Additional noninterest expense$5,305,0001,220
Pre-tax net operating income$6,145,0001,134
Securities gains (losses)$3,157,000228
Applicable income taxes$3,285,000786
Income before extraordinary items$6,017,000874
Extraordinary gains, net$03,149
Net income$6,017,000908
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$318,0002,372
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$3,964,9501,194
1992-12-31 (YTD Data)Rank
Total interest income$64,573,000621
Total interest expense$37,068,000565
Net interest income$27,505,000725
Provision for loan and lease losses$1,517,0001,387
Total noninterest income$5,663,000899
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0504
Additional Noninterest Income$5,663,000629
Total noninterest expense$22,416,000776
Salaries and employee benefits$11,403,000637
Premises and equipment expense$6,073,000438
Additional noninterest expense$4,940,0001,337
Pre-tax net operating income$9,235,000692
Securities gains (losses)$1,061,000623
Applicable income taxes$4,145,000567
Income before extraordinary items$6,151,000776
Extraordinary gains, net$01,422
Net income$6,151,000779
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,064,0001,498
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$5,471,960798

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.