Home > North Shore Bank > Net charge- offs to loans
North Shore Bank, Net charge- offs to loans
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0050% | 2,091 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0163% | 4,206 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 312 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0597% | 4,453 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0998% | 4,504 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0290% | 4,264 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,179 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0535% | 2,127 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0535% | 2,084 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0036% | 1,871 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0108% | 4,122 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0392% | 4,410 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0476% | 4,546 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0326% | 4,391 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 773 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0375% | 1,831 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0375% | 1,750 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0188% | 4,042 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0262% | 4,205 |
| Percentage Net Loans Charged-off:Construction & development | -0.2307% | 4,630 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 506 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0677% | 4,442 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0368% | 4,449 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0950% | 4,513 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0903% | 4,179 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0053% | 2,645 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0053% | 2,554 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0246% | 4,065 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0323% | 4,292 |
| Percentage Net Loans Charged-off:Construction & development | -0.2650% | 4,676 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 378 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0867% | 4,510 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0398% | 4,485 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1290% | 4,590 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1248% | 4,244 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0025% | 2,423 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0025% | 2,343 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0332% | 4,085 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0407% | 4,281 |
| Percentage Net Loans Charged-off:Construction & development | -0.2648% | 4,302 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 298 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1167% | 4,450 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0490% | 3,332 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1791% | 4,518 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1586% | 4,150 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0042% | 3,793 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0042% | 3,752 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0486% | 4,244 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0644% | 4,466 |
| Percentage Net Loans Charged-off:Construction & development | -0.2380% | 4,305 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 205 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1999% | 4,558 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0358% | 3,359 |
| All other 1-4 family - Percent of loans charged-off, net | -0.3511% | 4,613 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2543% | 4,320 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0094% | 1,804 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0094% | 1,717 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1486% | 4,664 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2144% | 4,707 |
| Percentage Net Loans Charged-off:Construction & development | -0.1994% | 4,317 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2837% | 4,646 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.5803% | 4,696 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0178% | 3,245 |
| All other 1-4 family - Percent of loans charged-off, net | -0.9513% | 4,713 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0778% | 4,094 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0064% | 2,527 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0064% | 2,430 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1584% | 4,735 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2310% | 4,778 |
| Percentage Net Loans Charged-off:Construction & development | -0.1886% | 4,364 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 641 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.6992% | 4,773 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0056% | 203 |
| All other 1-4 family - Percent of loans charged-off, net | -1.1305% | 4,787 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0852% | 4,176 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0127% | 2,251 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0127% | 2,153 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2194% | 4,806 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.3191% | 4,838 |
| Percentage Net Loans Charged-off:Construction & development | -0.1619% | 4,383 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 544 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.9522% | 4,820 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0540% | 3,464 |
| All other 1-4 family - Percent of loans charged-off, net | -1.4438% | 4,830 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0785% | 4,203 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0120% | 1,962 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0120% | 1,855 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0212% | 4,021 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0393% | 4,488 |
| Percentage Net Loans Charged-off:Construction & development | -0.1190% | 4,400 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 349 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1048% | 4,637 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1278% | 3,590 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0947% | 4,611 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0535% | 4,174 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0298% | 1,619 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0298% | 1,516 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0107% | 4,272 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0343% | 4,558 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,060 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0989% | 4,682 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1779% | 3,657 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0805% | 4,659 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0495% | 4,269 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0570% | 2,729 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0570% | 2,617 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0048% | 4,040 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0286% | 4,530 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 273 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 822 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0823% | 4,686 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1529% | 3,667 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0656% | 4,641 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0597% | 4,329 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0651% | 2,550 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0651% | 2,433 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0067% | 2,724 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0188% | 4,438 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 191 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 666 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0542% | 4,619 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1389% | 3,660 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0337% | 4,496 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0686% | 4,342 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0837% | 2,336 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0837% | 2,217 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0039% | 2,441 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0307% | 4,615 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 429 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0876% | 4,765 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1601% | 3,688 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0695% | 4,709 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1026% | 4,410 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1060% | 2,072 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1060% | 1,976 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0007% | 4,160 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0172% | 4,458 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 402 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0008% | 4,255 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0459% | 4,677 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0900% | 286 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0809% | 4,822 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0611% | 4,354 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0499% | 3,142 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0499% | 3,031 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0041% | 3,257 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0109% | 4,306 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 304 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0011% | 4,317 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0287% | 4,595 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1584% | 178 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0772% | 4,875 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0724% | 4,435 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0526% | 2,938 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0526% | 2,819 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0032% | 4,039 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0205% | 4,575 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 234 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0016% | 4,409 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0531% | 4,807 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1085% | 185 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0956% | 4,961 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0257% | 4,104 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0482% | 2,664 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0482% | 2,546 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0111% | 2,287 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 441 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 993 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0496% | 168 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0133% | 4,458 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0126% | 3,914 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0461% | 2,294 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0461% | 2,189 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0176% | 4,666 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0317% | 4,772 |
| Percentage Net Loans Charged-off:Construction & development | -0.1414% | 4,682 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0042% | 4,476 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0639% | 4,976 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3879% | 3,971 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0294% | 1,420 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0734% | 4,532 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0277% | 3,289 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0277% | 3,192 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0166% | 4,571 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0310% | 4,763 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 325 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0045% | 4,531 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0716% | 5,036 |
| Percentage Net Loans Charged-off: Home equity loans | -0.4162% | 4,007 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0291% | 1,240 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0825% | 4,573 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0302% | 3,049 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0302% | 2,942 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0386% | 4,828 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0561% | 4,999 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 257 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0068% | 4,650 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1280% | 5,219 |
| Percentage Net Loans Charged-off: Home equity loans | -0.6531% | 4,061 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0280% | 1,090 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0891% | 4,631 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0163% | 2,830 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0163% | 2,719 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0646% | 5,076 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0822% | 5,226 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0099% | 4,870 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1865% | 5,339 |
| Percentage Net Loans Charged-off: Home equity loans | -0.4062% | 4,077 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1199% | 5,262 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0915% | 4,677 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0148% | 4,506 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0148% | 4,459 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0170% | 3,527 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0314% | 1,807 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 519 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3886% | 320 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0268% | 4,939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0218% | 621 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0425% | 5,103 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5306% | 5,262 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0135% | 3,583 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0135% | 3,454 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0192% | 3,103 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0235% | 1,726 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3873% | 254 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0443% | 5,118 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0245% | 3,866 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0508% | 5,171 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1461% | 4,939 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0200% | 3,331 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0200% | 3,201 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0239% | 4,842 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0311% | 5,017 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 340 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0649% | 5,311 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0504% | 5,168 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0646% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0880% | 5,355 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2466% | 5,147 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0247% | 3,013 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0247% | 2,874 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0493% | 5,177 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0631% | 5,365 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1273% | 5,527 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1016% | 5,444 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0796% | 282 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1613% | 5,548 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3388% | 5,296 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0315% | 2,477 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0315% | 2,337 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0368% | 5,310 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0571% | 5,365 |
| Percentage Net Loans Charged-off:Construction & development | -0.7221% | 5,278 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1445% | 5,517 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0332% | 4,610 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0336% | 5,250 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0932% | 4,187 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0135% | 5,040 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0704% | 4,872 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0478% | 3,530 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0478% | 3,401 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0645% | 5,188 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0376% | 5,259 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0593% | 5,400 |
| Percentage Net Loans Charged-off:Construction & development | -0.9883% | 5,370 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1464% | 5,576 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0457% | 4,654 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0211% | 5,109 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0855% | 4,202 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0006% | 2,306 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0553% | 4,760 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0506% | 3,181 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0506% | 3,043 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0859% | 5,248 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0351% | 5,205 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0578% | 5,417 |
| Percentage Net Loans Charged-off:Construction & development | -1.3103% | 5,429 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0365% | 756 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0692% | 4,706 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0247% | 5,189 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1317% | 4,291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0112% | 1,878 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0560% | 4,780 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0606% | 2,866 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0606% | 2,724 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1291% | 5,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0697% | 5,490 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1026% | 5,669 |
| Percentage Net Loans Charged-off:Construction & development | -2.6113% | 5,499 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0948% | 5,683 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0766% | 4,744 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0394% | 5,392 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1021% | 4,275 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0184% | 5,173 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,202 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0576% | 2,370 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0576% | 2,224 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0039% | 4,935 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0048% | 4,876 |
| Percentage Net Loans Charged-off:Construction & development | -0.1275% | 5,077 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0435% | 5,437 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0015% | 3,052 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0105% | 4,123 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0057% | 2,860 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.6711% | 5,732 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0669% | 3,405 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0669% | 3,248 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0284% | 5,221 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0254% | 5,284 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0353% | 5,435 |
| Percentage Net Loans Charged-off:Construction & development | -0.1716% | 5,211 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0636% | 5,625 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0484% | 5,664 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1042% | 4,399 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0290% | 5,518 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.7040% | 5,803 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0867% | 3,010 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0867% | 2,865 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0247% | 5,266 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0789% | 5,699 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0844% | 5,777 |
| Percentage Net Loans Charged-off:Construction & development | -0.0502% | 5,040 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2993% | 5,997 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0977% | 5,877 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2336% | 4,530 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0506% | 5,727 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.0486% | 5,929 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0444% | 2,920 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0444% | 2,793 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0364% | 5,347 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0057% | 4,530 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0242% | 5,383 |
| Percentage Net Loans Charged-off:Construction & development | -0.0348% | 5,090 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0039% | 5,322 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0414% | 5,674 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1704% | 4,530 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0035% | 1,703 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0321% | 4,667 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0845% | 2,336 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0845% | 2,210 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0355% | 5,375 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1278% | 2,747 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1148% | 2,216 |
| Percentage Net Loans Charged-off:Construction & development | -6.4152% | 5,935 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8521% | 430 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0039% | 4,910 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1883% | 1,703 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3241% | 543 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1408% | 1,950 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2360% | 1,722 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1783% | 2,979 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1783% | 2,820 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1133% | 1,060 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1680% | 2,122 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1641% | 1,601 |
| Percentage Net Loans Charged-off:Construction & development | -6.2118% | 5,976 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1416% | 285 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0053% | 4,974 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2250% | 1,366 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3244% | 515 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1902% | 1,483 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1837% | 1,619 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2045% | 2,626 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2045% | 2,470 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1357% | 5,703 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1560% | 2,144 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1339% | 1,778 |
| Percentage Net Loans Charged-off:Construction & development | -1.3739% | 5,845 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2349% | 868 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0079% | 5,020 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2245% | 1,369 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2775% | 539 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2059% | 1,379 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5851% | 896 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2375% | 2,251 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2375% | 2,124 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1810% | 5,767 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1400% | 1,882 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1411% | 1,431 |
| Percentage Net Loans Charged-off:Construction & development | -1.9345% | 5,931 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0795% | 6,194 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0161% | 5,073 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3056% | 943 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2454% | 430 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3271% | 868 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0771% | 5,272 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1969% | 2,173 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1969% | 2,045 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.3423% | 5,819 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3681% | 1,840 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3415% | 1,600 |
| Percentage Net Loans Charged-off:Construction & development | -0.1503% | 5,646 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2977% | 1,447 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0103% | 600 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5204% | 1,088 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1033% | 352 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3078% | 1,634 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.1812% | 525 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2454% | 2,953 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2454% | 2,803 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0829% | 5,775 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3362% | 1,870 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3880% | 1,387 |
| Percentage Net Loans Charged-off:Construction & development | -0.7266% | 5,980 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3740% | 1,131 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0139% | 492 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5967% | 901 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3532% | 300 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3206% | 1,508 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2701% | 6,023 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2316% | 2,751 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2316% | 2,600 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0704% | 5,799 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4251% | 1,516 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4985% | 1,110 |
| Percentage Net Loans Charged-off:Construction & development | -1.0088% | 6,063 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5634% | 811 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0151% | 410 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7517% | 733 |
| Percentage Net Loans Charged-off: Home equity loans | 1.7392% | 237 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3903% | 1,299 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0199% | 4,992 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1999% | 2,657 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1999% | 2,519 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0593% | 5,763 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2696% | 1,880 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3088% | 1,437 |
| Percentage Net Loans Charged-off:Construction & development | -4.2602% | 6,242 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1284% | 405 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0305% | 272 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4332% | 1,116 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7190% | 403 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3270% | 1,251 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0515% | 5,307 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1744% | 2,374 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1744% | 2,232 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0817% | 5,854 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5216% | 2,163 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5763% | 1,736 |
| Percentage Net Loans Charged-off:Construction & development | 0.4804% | 1,804 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3755% | 651 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0444% | 801 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7039% | 1,316 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4635% | 1,060 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8013% | 1,124 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5977% | 1,928 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2890% | 3,044 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2890% | 2,876 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0131% | 5,846 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5997% | 1,835 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6807% | 1,461 |
| Percentage Net Loans Charged-off:Construction & development | 0.4614% | 1,695 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.7002% | 461 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0620% | 690 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8232% | 1,089 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6124% | 836 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9104% | 978 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5599% | 1,755 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2700% | 2,890 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2700% | 2,709 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0540% | 1,240 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6014% | 1,812 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7069% | 1,410 |
| Percentage Net Loans Charged-off:Construction & development | -0.1123% | 6,118 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.5235% | 296 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0497% | 554 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8046% | 1,124 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3833% | 943 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9814% | 910 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2300% | 2,163 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2539% | 2,775 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2539% | 2,595 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0293% | 1,174 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7739% | 1,328 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9346% | 997 |
| Percentage Net Loans Charged-off:Construction & development | 4.3244% | 484 |
| Percentage Net Loans Charged-off: Commercial real estate | 4.7308% | 141 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0998% | 359 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6047% | 1,316 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1960% | 876 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7779% | 1,036 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4046% | 1,364 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1747% | 2,599 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1747% | 2,420 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1506% | 710 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.1162% | 628 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.7020% | 379 |
| Percentage Net Loans Charged-off:Construction & development | 20.8353% | 138 |
| Percentage Net Loans Charged-off: Commercial real estate | 7.9236% | 35 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2749% | 838 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2059% | 1,023 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8346% | 941 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3751% | 891 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4353% | 2,869 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4915% | 2,818 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4890% | 2,554 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,720 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.3151% | 506 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.9583% | 309 |
| Percentage Net Loans Charged-off:Construction & development | 22.0896% | 124 |
| Percentage Net Loans Charged-off: Commercial real estate | 8.7776% | 35 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3472% | 675 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2058% | 965 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9990% | 752 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3013% | 890 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5523% | 2,326 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5095% | 2,526 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5061% | 2,239 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5416% | 957 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.9675% | 641 |
| Percentage Net Loans Charged-off:Construction & development | 7.4588% | 579 |
| Percentage Net Loans Charged-off: Commercial real estate | 11.6168% | 29 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2888% | 917 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1519% | 658 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3525% | 858 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0773% | 3,041 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5066% | 2,418 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5020% | 2,088 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4178% | 965 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.8586% | 623 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,696 |
| Percentage Net Loans Charged-off: Commercial real estate | 21.0319% | 13 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2696% | 798 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8843% | 594 |
| All other 1-4 family - Percent of loans charged-off, net | 1.4510% | 676 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0756% | 6,255 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3278% | 2,521 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3233% | 2,195 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8033% | 1,167 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.8810% | 1,010 |
| Percentage Net Loans Charged-off:Construction & development | 13.5279% | 355 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.3332% | 297 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3527% | 2,775 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5597% | 1,200 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2558% | 3,093 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.5878% | 932 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5621% | 3,222 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,060 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.2820% | 782 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.4704% | 650 |
| Percentage Net Loans Charged-off:Construction & development | 17.0989% | 214 |
| Percentage Net Loans Charged-off: Commercial real estate | 4.6097% | 164 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3551% | 2,525 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6457% | 1,000 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2194% | 2,925 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.1695% | 718 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5669% | 2,966 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 993 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7457% | 2,375 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6471% | 2,156 |
| Percentage Net Loans Charged-off:Construction & development | 3.9647% | 1,179 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4971% | 1,494 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1663% | 2,968 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1391% | 1,283 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1789% | 2,774 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7153% | 1,479 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6154% | 2,622 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2222% | 1,393 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0589% | 1,314 |
| Percentage Net Loans Charged-off:Construction & development | 7.3304% | 592 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,882 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1150% | 2,582 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0669% | 941 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1369% | 2,346 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.4389% | 694 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7039% | 2,246 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5397% | 3,632 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2983% | 3,627 |
| Percentage Net Loans Charged-off:Construction & development | 1.0532% | 2,542 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.4753% | 798 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0681% | 871 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1097% | 3,884 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0814% | 1,791 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1205% | 3,618 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0865% | 1,827 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6416% | 3,648 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6018% | 2,871 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3572% | 2,893 |
| Percentage Net Loans Charged-off:Construction & development | 1.3940% | 1,972 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3733% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0924% | 648 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1250% | 3,324 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1103% | 1,478 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1305% | 3,094 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.2111% | 1,420 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6778% | 3,206 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3544% | 3,409 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1955% | 3,169 |
| Percentage Net Loans Charged-off:Construction & development | 0.2686% | 2,328 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.0438% | 350 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1409% | 467 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0502% | 3,380 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0282% | 1,270 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0581% | 3,082 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2399% | 1,776 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4841% | 3,534 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3670% | 2,626 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3154% | 2,025 |
| Percentage Net Loans Charged-off:Construction & development | 0.4468% | 1,502 |
| Percentage Net Loans Charged-off: Commercial real estate | 4.0969% | 130 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2841% | 257 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0007% | 7,526 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0009% | 7,534 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2277% | 2,226 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6243% | 2,686 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2721% | 3,592 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2442% | 2,616 |
| Percentage Net Loans Charged-off:Construction & development | 0.6370% | 1,869 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.6903% | 157 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1410% | 470 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0076% | 4,099 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0098% | 3,822 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3922% | 2,983 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3157% | 4,459 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1655% | 3,637 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0985% | 2,950 |
| Percentage Net Loans Charged-off:Construction & development | 0.0899% | 1,982 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.8536% | 172 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0091% | 3,374 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0116% | 3,114 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3676% | 2,330 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3097% | 3,952 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0984% | 3,859 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0087% | 3,607 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0099% | 1,272 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0133% | 2,695 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0168% | 2,453 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4482% | 1,740 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2551% | 3,782 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0674% | 3,487 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0113% | 2,523 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0178% | 1,821 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0225% | 1,629 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3246% | 1,405 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1498% | 3,552 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0416% | 5,193 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0028% | 4,143 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0045% | 3,258 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0056% | 3,000 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1395% | 3,019 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1459% | 4,893 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0426% | 4,379 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0037% | 3,263 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0059% | 2,595 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0074% | 2,360 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1866% | 2,269 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1285% | 4,528 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0199% | 4,533 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0002% | 7,350 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0003% | 7,548 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0004% | 7,560 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,722 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1106% | 4,136 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0338% | 3,306 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,851 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,846 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1932% | 3,127 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0432% | 4,592 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0023% | 7,626 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0037% | 7,771 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0161% | 6,014 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0002% | 7,661 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4220% | 1,780 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0956% | 5,126 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0519% | 3,696 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0029% | 7,600 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0047% | 7,754 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0210% | 6,014 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,253 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5866% | 1,184 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0923% | 4,701 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0140% | 4,579 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0044% | 7,668 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0071% | 7,840 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0309% | 6,003 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,880 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,652 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1047% | 4,216 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0304% | 3,291 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0034% | 7,650 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0055% | 7,869 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0237% | 5,966 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,732 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2022% | 3,104 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0416% | 4,987 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0268% | 2,506 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2183% | 119 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0183% | 8,135 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0719% | 6,063 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0002% | 7,780 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,059 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1152% | 5,604 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0603% | 3,932 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0538% | 1,636 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2963% | 84 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,617 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,434 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,394 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0990% | 5,212 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0850% | 3,150 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0816% | 1,181 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4432% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,976 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,870 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1149% | 4,679 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1540% | 1,918 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1634% | 599 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.8798% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,974 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1356% | 3,843 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0497% | 5,294 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0174% | 3,141 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8973% | 276 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,241 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,066 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,271 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1965% | 5,438 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0607% | 4,444 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0234% | 2,518 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1597% | 173 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,765 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,599 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,624 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2286% | 4,806 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0647% | 4,032 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0354% | 1,978 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.6229% | 127 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,286 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,054 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1968% | 4,640 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0883% | 3,042 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0718% | 1,183 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.8870% | 57 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,138 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1673% | 4,091 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1261% | 4,344 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0458% | 2,637 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2350% | 114 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,467 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,279 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,747 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4055% | 4,699 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1415% | 3,655 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0622% | 1,968 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3043% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,919 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,778 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,156 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4096% | 4,235 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1641% | 3,125 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0936% | 1,429 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4466% | 49 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,402 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,287 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,532 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4138% | 3,920 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0987% | 3,373 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,066 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,449 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4351% | 3,383 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1004% | 5,153 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,119 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,443 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,246 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,878 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4246% | 4,670 |
| Percentage Net Loans Charged-off: Credit card loans | 4.1677% | 660 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1398% | 4,424 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0335% | 8,938 |
| Percentage Net Loans Charged-off:Construction & development | -0.4676% | 8,337 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,307 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,123 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,805 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7339% | 3,144 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5642% | 1,037 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0917% | 4,790 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0269% | 584 |
| Percentage Net Loans Charged-off:Construction & development | 0.2696% | 86 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0049% | 825 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0058% | 762 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,037 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3314% | 960 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3680% | 678 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0298% | 6,718 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,015 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 415 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 995 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 944 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,003 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1393% | 1,222 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5793% | 648 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0489% | 6,425 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0076% | 1,264 |
| Percentage Net Loans Charged-off:Construction & development | -0.1302% | 1,331 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 457 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0029% | 896 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0205% | 353 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 883 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.3389% | 66 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2561% | 1,065 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7515% | 660 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0320% | 7,305 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0006% | 992 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 477 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0009% | 990 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0072% | 387 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 952 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 888 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2080% | 1,152 |
| Percentage Net Loans Charged-off: Credit card loans | 3.9990% | 314 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0320% | 7,554 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0008% | 1,037 |
| Percentage Net Loans Charged-off:Construction & development | 0.0060% | 271 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 559 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0002% | 1,046 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0016% | 410 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 995 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 891 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2198% | 1,173 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6446% | 956 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0418% | 7,211 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,049 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 615 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,034 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 403 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 989 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 798 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2613% | 1,050 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,020 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0359% | 7,482 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0019% | 1,054 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 353 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 668 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0030% | 996 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0219% | 348 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 974 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 761 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2079% | 1,011 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 989 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0560% | 8,128 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0012% | 1,207 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 834 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0062% | 361 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,114 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 462 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,053 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 929 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3191% | 952 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,000 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1946% | 7,347 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0688% | 1,020 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 639 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.9163% | 236 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0009% | 1,166 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 487 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0011% | 1,109 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,086 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7292% | 768 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,026 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |