Home > North Penn Bank > Income and Expense
North Penn Bank, Income and Expense
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,881,000 | 3,582 |
| Total interest expense | $523,000 | 2,935 |
| Net interest income | $1,358,000 | 3,729 |
| Provision for loan and lease losses | $45,000 | 4,252 |
| Total noninterest income | $85,000 | 5,182 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $31,000 | 5,167 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $54,000 | 4,538 |
| Total noninterest expense | $1,060,000 | 4,038 |
| Salaries and employee benefits | $603,000 | 3,710 |
| Premises and equipment expense | $119,000 | 4,293 |
| Additional noninterest expense | $338,000 | 4,197 |
| Pre-tax net operating income | $338,000 | 3,303 |
| Securities gains (losses) | $-8,000 | 7,147 |
| Applicable income taxes | $101,000 | 2,164 |
| Income before extraordinary items | $229,000 | 3,734 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $229,000 | 3,735 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $229,000 | 3,734 |
| Net charge-offs | $3,000 | 4,807 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $234,520 | 3,637 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $7,807,000 | 3,618 |
| Total interest expense | $2,523,000 | 2,969 |
| Net interest income | $5,284,000 | 3,809 |
| Provision for loan and lease losses | $384,000 | 4,506 |
| Total noninterest income | $504,000 | 4,549 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $107,000 | 5,391 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $397,000 | 3,531 |
| Total noninterest expense | $4,206,000 | 4,072 |
| Salaries and employee benefits | $2,485,000 | 3,599 |
| Premises and equipment expense | $458,000 | 4,411 |
| Additional noninterest expense | $1,263,000 | 4,471 |
| Pre-tax net operating income | $1,198,000 | 3,092 |
| Securities gains (losses) | $-54,000 | 7,166 |
| Applicable income taxes | $232,000 | 2,596 |
| Income before extraordinary items | $912,000 | 3,385 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $912,000 | 3,382 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $912,000 | 3,385 |
| Net charge-offs | $336,000 | 4,170 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $955,200 | 3,174 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $6,006,000 | 3,618 |
| Total interest expense | $1,909,000 | 3,071 |
| Net interest income | $4,097,000 | 3,771 |
| Provision for loan and lease losses | $334,000 | 4,173 |
| Total noninterest income | $410,000 | 4,459 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $83,000 | 5,435 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $327,000 | 3,419 |
| Total noninterest expense | $3,019,000 | 4,214 |
| Salaries and employee benefits | $1,760,000 | 3,807 |
| Premises and equipment expense | $340,000 | 4,504 |
| Additional noninterest expense | $919,000 | 4,540 |
| Pre-tax net operating income | $1,154,000 | 2,851 |
| Securities gains (losses) | $-15,000 | 7,240 |
| Applicable income taxes | $302,000 | 2,140 |
| Income before extraordinary items | $837,000 | 3,205 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $837,000 | 3,203 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $837,000 | 3,205 |
| Net charge-offs | $151,000 | 4,497 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $847,950 | 3,067 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $4,002,000 | 3,649 |
| Total interest expense | $1,342,000 | 3,039 |
| Net interest income | $2,660,000 | 3,853 |
| Provision for loan and lease losses | $201,000 | 4,211 |
| Total noninterest income | $286,000 | 4,355 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $57,000 | 5,405 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $229,000 | 3,279 |
| Total noninterest expense | $1,955,000 | 4,305 |
| Salaries and employee benefits | $1,170,000 | 3,833 |
| Premises and equipment expense | $229,000 | 4,513 |
| Additional noninterest expense | $556,000 | 4,797 |
| Pre-tax net operating income | $790,000 | 2,818 |
| Securities gains (losses) | $-24,000 | 7,380 |
| Applicable income taxes | $167,000 | 2,301 |
| Income before extraordinary items | $599,000 | 3,067 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $599,000 | 3,062 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $599,000 | 3,065 |
| Net charge-offs | $121,000 | 4,036 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $617,720 | 2,898 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,961,000 | 3,763 |
| Total interest expense | $715,000 | 3,011 |
| Net interest income | $1,246,000 | 4,045 |
| Provision for loan and lease losses | $39,000 | 5,138 |
| Total noninterest income | $96,000 | 5,123 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $27,000 | 5,514 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $69,000 | 4,144 |
| Total noninterest expense | $960,000 | 4,409 |
| Salaries and employee benefits | $553,000 | 4,055 |
| Premises and equipment expense | $133,000 | 4,203 |
| Additional noninterest expense | $274,000 | 4,849 |
| Pre-tax net operating income | $343,000 | 3,116 |
| Securities gains (losses) | $-24,000 | 7,573 |
| Applicable income taxes | $112,000 | 2,013 |
| Income before extraordinary items | $207,000 | 3,811 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $207,000 | 3,808 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $207,000 | 3,810 |
| Net charge-offs | $0 | 5,610 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $222,600 | 3,564 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $7,675,000 | 3,930 |
| Total interest expense | $3,191,000 | 3,268 |
| Net interest income | $4,484,000 | 4,242 |
| Provision for loan and lease losses | $475,000 | 4,613 |
| Total noninterest income | $883,000 | 3,567 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $144,000 | 5,222 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $739,000 | 2,578 |
| Total noninterest expense | $3,950,000 | 4,375 |
| Salaries and employee benefits | $2,129,000 | 4,163 |
| Premises and equipment expense | $630,000 | 3,753 |
| Additional noninterest expense | $1,191,000 | 4,767 |
| Pre-tax net operating income | $942,000 | 3,078 |
| Securities gains (losses) | $-30,000 | 7,103 |
| Applicable income taxes | $86,000 | 2,954 |
| Income before extraordinary items | $826,000 | 3,095 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $826,000 | 3,094 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $826,000 | 3,094 |
| Net charge-offs | $161,000 | 5,242 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $853,300 | 2,978 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $5,714,000 | 4,014 |
| Total interest expense | $2,376,000 | 3,409 |
| Net interest income | $3,338,000 | 4,266 |
| Provision for loan and lease losses | $135,000 | 5,613 |
| Total noninterest income | $328,000 | 5,034 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $111,000 | 5,220 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $217,000 | 4,153 |
| Total noninterest expense | $2,914,000 | 4,432 |
| Salaries and employee benefits | $1,616,000 | 4,155 |
| Premises and equipment expense | $370,000 | 4,460 |
| Additional noninterest expense | $928,000 | 4,632 |
| Pre-tax net operating income | $617,000 | 3,543 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $159,000 | 2,525 |
| Income before extraordinary items | $458,000 | 3,834 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $458,000 | 3,830 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $458,000 | 3,832 |
| Net charge-offs | $61,000 | 5,524 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $458,000 | 3,745 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $3,814,000 | 4,038 |
| Total interest expense | $1,589,000 | 3,528 |
| Net interest income | $2,225,000 | 4,260 |
| Provision for loan and lease losses | $90,000 | 5,421 |
| Total noninterest income | $217,000 | 5,088 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $73,000 | 5,233 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $144,000 | 4,200 |
| Total noninterest expense | $2,003,000 | 4,385 |
| Salaries and employee benefits | $1,089,000 | 4,169 |
| Premises and equipment expense | $292,000 | 4,018 |
| Additional noninterest expense | $622,000 | 4,619 |
| Pre-tax net operating income | $349,000 | 3,924 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $70,000 | 2,912 |
| Income before extraordinary items | $279,000 | 4,075 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $279,000 | 4,075 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $279,000 | 4,075 |
| Net charge-offs | $55,000 | 4,825 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $279,000 | 3,960 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,928,000 | 4,048 |
| Total interest expense | $779,000 | 3,680 |
| Net interest income | $1,149,000 | 4,139 |
| Provision for loan and lease losses | $52,000 | 4,857 |
| Total noninterest income | $115,000 | 4,956 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $35,000 | 5,255 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $80,000 | 4,007 |
| Total noninterest expense | $847,000 | 4,777 |
| Salaries and employee benefits | $504,000 | 4,433 |
| Premises and equipment expense | $136,000 | 4,268 |
| Additional noninterest expense | $207,000 | 5,508 |
| Pre-tax net operating income | $365,000 | 2,988 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $107,000 | 2,118 |
| Income before extraordinary items | $258,000 | 3,384 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $258,000 | 3,384 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $258,000 | 3,385 |
| Net charge-offs | $7,000 | 4,941 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $258,000 | 3,233 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $7,691,000 | 4,237 |
| Total interest expense | $3,311,000 | 3,982 |
| Net interest income | $4,380,000 | 4,297 |
| Provision for loan and lease losses | $31,000 | 6,829 |
| Total noninterest income | $338,000 | 5,623 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $139,000 | 5,454 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $199,000 | 4,847 |
| Total noninterest expense | $4,048,000 | 4,193 |
| Salaries and employee benefits | $2,051,000 | 4,364 |
| Premises and equipment expense | $636,000 | 3,751 |
| Additional noninterest expense | $1,361,000 | 3,887 |
| Pre-tax net operating income | $639,000 | 4,535 |
| Securities gains (losses) | $1,000 | 3,084 |
| Applicable income taxes | $144,000 | 3,100 |
| Income before extraordinary items | $496,000 | 4,471 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $496,000 | 4,470 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 5,961 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $495,230 | 4,629 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $5,773,000 | 4,305 |
| Total interest expense | $2,573,000 | 3,999 |
| Net interest income | $3,200,000 | 4,412 |
| Provision for loan and lease losses | $31,000 | 6,251 |
| Total noninterest income | $248,000 | 5,729 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $103,000 | 5,491 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $145,000 | 5,004 |
| Total noninterest expense | $3,124,000 | 4,100 |
| Salaries and employee benefits | $1,544,000 | 4,381 |
| Premises and equipment expense | $472,000 | 3,793 |
| Additional noninterest expense | $1,108,000 | 3,589 |
| Pre-tax net operating income | $293,000 | 5,668 |
| Securities gains (losses) | $1,000 | 2,971 |
| Applicable income taxes | $32,000 | 4,378 |
| Income before extraordinary items | $262,000 | 5,388 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $262,000 | 5,385 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 5,807 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $261,110 | 5,562 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $3,798,000 | 4,395 |
| Total interest expense | $1,752,000 | 4,087 |
| Net interest income | $2,046,000 | 4,542 |
| Provision for loan and lease losses | $31,000 | 5,563 |
| Total noninterest income | $163,000 | 5,831 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $66,000 | 5,572 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $97,000 | 5,110 |
| Total noninterest expense | $2,246,000 | 3,891 |
| Salaries and employee benefits | $1,038,000 | 4,396 |
| Premises and equipment expense | $322,000 | 3,748 |
| Additional noninterest expense | $886,000 | 3,058 |
| Pre-tax net operating income | $-68,000 | 7,131 |
| Securities gains (losses) | $1,000 | 3,084 |
| Applicable income taxes | $-88,000 | 7,833 |
| Income before extraordinary items | $21,000 | 6,877 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $21,000 | 6,877 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 4,728 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $20,360 | 6,837 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,909,000 | 4,459 |
| Total interest expense | $914,000 | 4,148 |
| Net interest income | $995,000 | 4,638 |
| Provision for loan and lease losses | $31,000 | 4,334 |
| Total noninterest income | $78,000 | 5,923 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $31,000 | 5,641 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $47,000 | 5,178 |
| Total noninterest expense | $1,328,000 | 3,415 |
| Salaries and employee benefits | $514,000 | 4,454 |
| Premises and equipment expense | $157,000 | 3,841 |
| Additional noninterest expense | $657,000 | 2,132 |
| Pre-tax net operating income | $-286,000 | 7,894 |
| Securities gains (losses) | $-2,000 | 8,216 |
| Applicable income taxes | $-144,000 | 8,207 |
| Income before extraordinary items | $-144,000 | 7,738 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-144,000 | 7,737 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 4,346 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-142,720 | 7,702 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $7,452,000 | 4,571 |
| Total interest expense | $3,860,000 | 4,097 |
| Net interest income | $3,592,000 | 4,957 |
| Provision for loan and lease losses | $86,000 | 5,116 |
| Total noninterest income | $421,000 | 5,391 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $137,000 | 5,570 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $284,000 | 4,342 |
| Total noninterest expense | $3,474,000 | 4,548 |
| Salaries and employee benefits | $2,012,000 | 4,373 |
| Premises and equipment expense | $596,000 | 3,857 |
| Additional noninterest expense | $866,000 | 5,073 |
| Pre-tax net operating income | $453,000 | 6,122 |
| Securities gains (losses) | $52,000 | 778 |
| Applicable income taxes | $88,000 | 4,566 |
| Income before extraordinary items | $417,000 | 5,987 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $417,000 | 5,987 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 5,008 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $3,655,000 | 303 |
| Net operating income | $373,840 | 6,130 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $5,561,000 | 4,592 |
| Total interest expense | $2,948,000 | 4,065 |
| Net interest income | $2,613,000 | 5,056 |
| Provision for loan and lease losses | $66,000 | 4,751 |
| Total noninterest income | $337,000 | 5,299 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $102,000 | 5,600 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $235,000 | 4,192 |
| Total noninterest expense | $2,515,000 | 4,642 |
| Salaries and employee benefits | $1,442,000 | 4,508 |
| Premises and equipment expense | $416,000 | 4,047 |
| Additional noninterest expense | $657,000 | 4,990 |
| Pre-tax net operating income | $369,000 | 6,290 |
| Securities gains (losses) | $41,000 | 663 |
| Applicable income taxes | $101,000 | 4,429 |
| Income before extraordinary items | $309,000 | 6,272 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $309,000 | 6,268 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 3,931 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $278,250 | 6,419 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $3,732,000 | 4,601 |
| Total interest expense | $1,964,000 | 4,063 |
| Net interest income | $1,768,000 | 5,050 |
| Provision for loan and lease losses | $60,000 | 3,990 |
| Total noninterest income | $257,000 | 5,026 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $72,000 | 5,542 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $185,000 | 3,927 |
| Total noninterest expense | $1,633,000 | 4,745 |
| Salaries and employee benefits | $944,000 | 4,603 |
| Premises and equipment expense | $276,000 | 4,091 |
| Additional noninterest expense | $413,000 | 5,200 |
| Pre-tax net operating income | $332,000 | 5,861 |
| Securities gains (losses) | $34,000 | 602 |
| Applicable income taxes | $94,000 | 4,191 |
| Income before extraordinary items | $272,000 | 5,861 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $272,000 | 5,860 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $246,840 | 6,029 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,859,000 | 4,608 |
| Total interest expense | $992,000 | 4,035 |
| Net interest income | $867,000 | 5,115 |
| Provision for loan and lease losses | $30,000 | 3,737 |
| Total noninterest income | $92,000 | 5,714 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $32,000 | 5,690 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $60,000 | 4,749 |
| Total noninterest expense | $794,000 | 4,822 |
| Salaries and employee benefits | $462,000 | 4,697 |
| Premises and equipment expense | $135,000 | 4,167 |
| Additional noninterest expense | $197,000 | 5,309 |
| Pre-tax net operating income | $135,000 | 6,232 |
| Securities gains (losses) | $17,000 | 594 |
| Applicable income taxes | $37,000 | 4,433 |
| Income before extraordinary items | $115,000 | 6,160 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $115,000 | 6,159 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $102,080 | 6,349 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $7,032,000 | 4,551 |
| Total interest expense | $3,531,000 | 3,888 |
| Net interest income | $3,501,000 | 5,055 |
| Provision for loan and lease losses | $120,000 | 4,374 |
| Total noninterest income | $337,000 | 5,956 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $129,000 | 5,781 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $208,000 | 5,056 |
| Total noninterest expense | $3,292,000 | 4,584 |
| Salaries and employee benefits | $1,816,000 | 4,585 |
| Premises and equipment expense | $621,000 | 3,660 |
| Additional noninterest expense | $855,000 | 5,021 |
| Pre-tax net operating income | $426,000 | 6,707 |
| Securities gains (losses) | $11,000 | 1,071 |
| Applicable income taxes | $80,000 | 5,144 |
| Income before extraordinary items | $357,000 | 6,689 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $357,000 | 6,692 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 4,834 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $347,980 | 6,724 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $5,111,000 | 4,630 |
| Total interest expense | $2,526,000 | 3,927 |
| Net interest income | $2,585,000 | 5,149 |
| Provision for loan and lease losses | $90,000 | 4,225 |
| Total noninterest income | $256,000 | 5,961 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $94,000 | 5,887 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $162,000 | 4,975 |
| Total noninterest expense | $2,400,000 | 4,667 |
| Salaries and employee benefits | $1,350,000 | 4,591 |
| Premises and equipment expense | $448,000 | 3,791 |
| Additional noninterest expense | $602,000 | 5,204 |
| Pre-tax net operating income | $351,000 | 6,772 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $41,000 | 5,554 |
| Income before extraordinary items | $310,000 | 6,682 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $310,000 | 6,682 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 4,033 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $310,000 | 6,684 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $3,313,000 | 4,669 |
| Total interest expense | $1,588,000 | 3,963 |
| Net interest income | $1,725,000 | 5,164 |
| Provision for loan and lease losses | $60,000 | 4,062 |
| Total noninterest income | $173,000 | 5,943 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $66,000 | 5,810 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $107,000 | 4,988 |
| Total noninterest expense | $1,573,000 | 4,739 |
| Salaries and employee benefits | $880,000 | 4,682 |
| Premises and equipment expense | $302,000 | 3,747 |
| Additional noninterest expense | $391,000 | 5,281 |
| Pre-tax net operating income | $265,000 | 6,673 |
| Securities gains (losses) | $11,000 | 713 |
| Applicable income taxes | $48,000 | 5,255 |
| Income before extraordinary items | $228,000 | 6,528 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $228,000 | 6,529 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 2,995 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $218,870 | 6,598 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,588,000 | 4,726 |
| Total interest expense | $729,000 | 4,070 |
| Net interest income | $859,000 | 5,185 |
| Provision for loan and lease losses | $30,000 | 3,822 |
| Total noninterest income | $96,000 | 5,679 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $30,000 | 5,914 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $66,000 | 4,533 |
| Total noninterest expense | $748,000 | 4,903 |
| Salaries and employee benefits | $444,000 | 4,688 |
| Premises and equipment expense | $142,000 | 3,946 |
| Additional noninterest expense | $162,000 | 5,824 |
| Pre-tax net operating income | $177,000 | 6,086 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $41,000 | 4,710 |
| Income before extraordinary items | $136,000 | 6,161 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $136,000 | 6,161 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,110 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $136,000 | 6,159 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $5,324,000 | 4,961 |
| Total interest expense | $2,187,000 | 4,177 |
| Net interest income | $3,137,000 | 5,370 |
| Provision for loan and lease losses | $105,000 | 4,737 |
| Total noninterest income | $328,000 | 6,149 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $119,000 | 6,011 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $209,000 | 5,069 |
| Total noninterest expense | $3,082,000 | 4,682 |
| Salaries and employee benefits | $1,704,000 | 4,653 |
| Premises and equipment expense | $602,000 | 3,643 |
| Additional noninterest expense | $776,000 | 5,272 |
| Pre-tax net operating income | $278,000 | 7,472 |
| Securities gains (losses) | $-55,000 | 8,222 |
| Applicable income taxes | $48,000 | 5,892 |
| Income before extraordinary items | $175,000 | 7,686 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $175,000 | 7,688 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 5,723 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $2,929,000 | 362 |
| Net operating income | $217,900 | 7,483 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $3,827,000 | 5,059 |
| Total interest expense | $1,529,000 | 4,229 |
| Net interest income | $2,298,000 | 5,444 |
| Provision for loan and lease losses | $75,000 | 4,689 |
| Total noninterest income | $248,000 | 6,162 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $84,000 | 6,160 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $164,000 | 5,025 |
| Total noninterest expense | $2,061,000 | 5,037 |
| Salaries and employee benefits | $1,186,000 | 4,858 |
| Premises and equipment expense | $379,000 | 4,134 |
| Additional noninterest expense | $496,000 | 5,724 |
| Pre-tax net operating income | $410,000 | 6,740 |
| Securities gains (losses) | $4,000 | 1,810 |
| Applicable income taxes | $139,000 | 4,889 |
| Income before extraordinary items | $275,000 | 7,041 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $275,000 | 7,040 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 4,957 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $2,929,000 | 267 |
| Net operating income | $272,360 | 7,027 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,488,000 | 5,076 |
| Total interest expense | $961,000 | 4,244 |
| Net interest income | $1,527,000 | 5,451 |
| Provision for loan and lease losses | $45,000 | 4,715 |
| Total noninterest income | $175,000 | 6,038 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $55,000 | 6,149 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $120,000 | 4,809 |
| Total noninterest expense | $1,328,000 | 5,138 |
| Salaries and employee benefits | $743,000 | 5,063 |
| Premises and equipment expense | $247,000 | 4,188 |
| Additional noninterest expense | $338,000 | 5,645 |
| Pre-tax net operating income | $329,000 | 6,409 |
| Securities gains (losses) | $4,000 | 1,659 |
| Applicable income taxes | $136,000 | 4,397 |
| Income before extraordinary items | $197,000 | 6,962 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $197,000 | 6,963 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,238 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $2,929,000 | 175 |
| Net operating income | $194,440 | 6,925 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,192,000 | 5,193 |
| Total interest expense | $484,000 | 4,112 |
| Net interest income | $708,000 | 5,696 |
| Provision for loan and lease losses | $15,000 | 4,875 |
| Total noninterest income | $96,000 | 5,780 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $50,000 | 4,996 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $46,000 | 5,356 |
| Total noninterest expense | $649,000 | 5,254 |
| Salaries and employee benefits | $377,000 | 5,027 |
| Premises and equipment expense | $116,000 | 4,396 |
| Additional noninterest expense | $156,000 | 5,872 |
| Pre-tax net operating income | $140,000 | 6,689 |
| Securities gains (losses) | $4,000 | 1,261 |
| Applicable income taxes | $53,000 | 4,694 |
| Income before extraordinary items | $91,000 | 7,045 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $91,000 | 7,046 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,095 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $88,440 | 7,053 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $4,807,000 | 4,977 |
| Total interest expense | $1,976,000 | 3,693 |
| Net interest income | $2,831,000 | 5,604 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $461,000 | 5,467 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $166,000 | 5,602 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $295,000 | 4,303 |
| Total noninterest expense | $2,762,000 | 4,950 |
| Salaries and employee benefits | $1,425,000 | 5,117 |
| Premises and equipment expense | $583,000 | 3,620 |
| Additional noninterest expense | $754,000 | 5,292 |
| Pre-tax net operating income | $530,000 | 6,625 |
| Securities gains (losses) | $8,000 | 2,935 |
| Applicable income taxes | $155,000 | 5,056 |
| Income before extraordinary items | $383,000 | 6,867 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $383,000 | 6,869 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $54,000 | 4,542 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $377,320 | 6,836 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $3,590,000 | 4,976 |
| Total interest expense | $1,488,000 | 3,642 |
| Net interest income | $2,102,000 | 5,624 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $324,000 | 5,656 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $120,000 | 5,707 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $204,000 | 4,458 |
| Total noninterest expense | $2,042,000 | 4,954 |
| Salaries and employee benefits | $1,067,000 | 5,074 |
| Premises and equipment expense | $425,000 | 3,712 |
| Additional noninterest expense | $550,000 | 5,337 |
| Pre-tax net operating income | $384,000 | 6,811 |
| Securities gains (losses) | $4,000 | 3,145 |
| Applicable income taxes | $103,000 | 5,312 |
| Income before extraordinary items | $285,000 | 7,003 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $285,000 | 7,004 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 4,471 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $282,080 | 6,955 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,365,000 | 5,024 |
| Total interest expense | $1,004,000 | 3,587 |
| Net interest income | $1,361,000 | 5,720 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $223,000 | 5,588 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $76,000 | 5,812 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $147,000 | 4,337 |
| Total noninterest expense | $1,338,000 | 5,035 |
| Salaries and employee benefits | $706,000 | 5,140 |
| Premises and equipment expense | $279,000 | 3,763 |
| Additional noninterest expense | $353,000 | 5,491 |
| Pre-tax net operating income | $246,000 | 6,850 |
| Securities gains (losses) | $4,000 | 2,826 |
| Applicable income taxes | $51,000 | 5,621 |
| Income before extraordinary items | $199,000 | 6,915 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $199,000 | 6,915 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 3,797 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $195,800 | 6,867 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,164,000 | 5,105 |
| Total interest expense | $508,000 | 3,593 |
| Net interest income | $656,000 | 5,843 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $88,000 | 6,069 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $35,000 | 5,922 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $53,000 | 5,009 |
| Total noninterest expense | $642,000 | 5,211 |
| Salaries and employee benefits | $346,000 | 5,227 |
| Premises and equipment expense | $132,000 | 3,942 |
| Additional noninterest expense | $164,000 | 5,716 |
| Pre-tax net operating income | $102,000 | 7,122 |
| Securities gains (losses) | $4,000 | 2,410 |
| Applicable income taxes | $-8,000 | 8,847 |
| Income before extraordinary items | $114,000 | 6,628 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $114,000 | 6,627 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 3,994 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $110,000 | 6,578 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $5,042,000 | 4,869 |
| Total interest expense | $2,336,000 | 3,525 |
| Net interest income | $2,706,000 | 5,635 |
| Provision for loan and lease losses | $15,000 | 7,196 |
| Total noninterest income | $492,000 | 5,485 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $140,000 | 5,993 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $352,000 | 4,210 |
| Total noninterest expense | $2,554,000 | 5,147 |
| Salaries and employee benefits | $1,303,000 | 5,349 |
| Premises and equipment expense | $616,000 | 3,445 |
| Additional noninterest expense | $635,000 | 5,801 |
| Pre-tax net operating income | $629,000 | 6,246 |
| Securities gains (losses) | $-24,000 | 8,888 |
| Applicable income taxes | $205,000 | 4,894 |
| Income before extraordinary items | $400,000 | 6,817 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $400,000 | 6,821 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 5,071 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $7,606,000 | 139 |
| Net operating income | $415,840 | 6,583 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $3,876,000 | 4,828 |
| Total interest expense | $1,800,000 | 3,556 |
| Net interest income | $2,076,000 | 5,600 |
| Provision for loan and lease losses | $15,000 | 6,935 |
| Total noninterest income | $398,000 | 5,327 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $398,000 | 3,539 |
| Total noninterest expense | $1,904,000 | 5,145 |
| Salaries and employee benefits | $1,001,000 | 5,250 |
| Premises and equipment expense | $466,000 | 3,415 |
| Additional noninterest expense | $437,000 | 6,077 |
| Pre-tax net operating income | $555,000 | 6,048 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $182,000 | 4,799 |
| Income before extraordinary items | $373,000 | 6,513 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $373,000 | 6,514 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 4,943 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $373,000 | 6,339 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,643,000 | 4,799 |
| Total interest expense | $1,246,000 | 3,549 |
| Net interest income | $1,397,000 | 5,565 |
| Provision for loan and lease losses | $15,000 | 6,544 |
| Total noninterest income | $264,000 | 5,313 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $264,000 | 3,529 |
| Total noninterest expense | $1,243,000 | 5,213 |
| Salaries and employee benefits | $651,000 | 5,350 |
| Premises and equipment expense | $310,000 | 3,391 |
| Additional noninterest expense | $282,000 | 6,165 |
| Pre-tax net operating income | $403,000 | 5,835 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $141,000 | 4,605 |
| Income before extraordinary items | $262,000 | 6,421 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $262,000 | 6,421 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 4,430 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $262,000 | 6,212 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,326,000 | 4,814 |
| Total interest expense | $632,000 | 3,597 |
| Net interest income | $694,000 | 5,574 |
| Provision for loan and lease losses | $15,000 | 5,504 |
| Total noninterest income | $127,000 | 5,311 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $127,000 | 3,502 |
| Total noninterest expense | $608,000 | 5,291 |
| Salaries and employee benefits | $330,000 | 5,297 |
| Premises and equipment expense | $146,000 | 3,559 |
| Additional noninterest expense | $132,000 | 6,375 |
| Pre-tax net operating income | $198,000 | 5,865 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $71,000 | 4,565 |
| Income before extraordinary items | $127,000 | 6,427 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $127,000 | 6,426 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 4,384 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $127,000 | 6,246 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $5,810,000 | 4,663 |
| Total interest expense | $2,848,000 | 3,677 |
| Net interest income | $2,962,000 | 5,324 |
| Provision for loan and lease losses | $40,000 | 6,915 |
| Total noninterest income | $365,000 | 6,001 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $365,000 | 3,855 |
| Total noninterest expense | $2,637,000 | 4,894 |
| Salaries and employee benefits | $1,260,000 | 5,306 |
| Premises and equipment expense | $638,000 | 3,233 |
| Additional noninterest expense | $739,000 | 5,215 |
| Pre-tax net operating income | $650,000 | 6,252 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $258,000 | 4,706 |
| Income before extraordinary items | $392,000 | 6,882 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $392,000 | 6,881 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-41,000 | 9,107 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $392,000 | 6,757 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $5,857,000 | 5,051 |
| Total interest expense | $3,749,000 | 3,993 |
| Net interest income | $2,108,000 | 6,270 |
| Provision for loan and lease losses | $41,000 | 6,908 |
| Total noninterest income | $184,000 | 7,475 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $184,000 | 5,112 |
| Total noninterest expense | $2,417,000 | 5,076 |
| Salaries and employee benefits | $1,239,000 | 5,192 |
| Premises and equipment expense | $706,000 | 2,926 |
| Additional noninterest expense | $472,000 | 6,637 |
| Pre-tax net operating income | $-166,000 | 8,932 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $-289,000 | 9,420 |
| Income before extraordinary items | $123,000 | 8,199 |
| Extraordinary gains, net | $-282,000 | 9,548 |
| Net income | $-159,000 | 9,009 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $63,000 | 4,802 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $123,000 | 8,089 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $6,058,000 | 5,046 |
| Total interest expense | $3,907,000 | 4,045 |
| Net interest income | $2,151,000 | 6,345 |
| Provision for loan and lease losses | $-122,000 | 9,816 |
| Total noninterest income | $155,000 | 7,821 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $155,000 | 5,391 |
| Total noninterest expense | $2,295,000 | 5,169 |
| Salaries and employee benefits | $1,085,000 | 5,611 |
| Premises and equipment expense | $674,000 | 2,962 |
| Additional noninterest expense | $536,000 | 6,160 |
| Pre-tax net operating income | $133,000 | 8,672 |
| Securities gains (losses) | $-8,000 | 8,215 |
| Applicable income taxes | $26,000 | 7,705 |
| Income before extraordinary items | $99,000 | 8,715 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $99,000 | 8,715 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $99,000 | 3,598 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $105,320 | 8,661 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $6,117,000 | 4,881 |
| Total interest expense | $3,880,000 | 3,681 |
| Net interest income | $2,237,000 | 6,207 |
| Provision for loan and lease losses | $-23,000 | 10,015 |
| Total noninterest income | $45,000 | 9,654 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $45,000 | 8,226 |
| Total noninterest expense | $2,492,000 | 4,903 |
| Salaries and employee benefits | $1,142,000 | 5,359 |
| Premises and equipment expense | $678,000 | 2,939 |
| Additional noninterest expense | $672,000 | 5,402 |
| Pre-tax net operating income | $-187,000 | 9,614 |
| Securities gains (losses) | $2,000 | 2,566 |
| Applicable income taxes | $-44,000 | 9,810 |
| Income before extraordinary items | $-141,000 | 9,612 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-141,000 | 9,612 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $109,000 | 3,426 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $-142,520 | 9,593 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $6,405,000 | 4,742 |
| Total interest expense | $4,254,000 | 3,492 |
| Net interest income | $2,151,000 | 6,387 |
| Provision for loan and lease losses | $1,168,000 | 856 |
| Total noninterest income | $-6,000 | 10,454 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $-6,000 | 10,475 |
| Total noninterest expense | $2,212,000 | 5,198 |
| Salaries and employee benefits | $1,174,000 | 5,155 |
| Premises and equipment expense | $627,000 | 3,048 |
| Additional noninterest expense | $411,000 | 7,129 |
| Pre-tax net operating income | $-1,235,000 | 10,377 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $-364,000 | 10,370 |
| Income before extraordinary items | $-871,000 | 10,346 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $-871,000 | 10,343 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $572,000 | 1,131 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $-871,000 | 10,324 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $6,410,000 | 4,817 |
| Total interest expense | $4,082,000 | 3,601 |
| Net interest income | $2,328,000 | 6,321 |
| Provision for loan and lease losses | $144,000 | 4,243 |
| Total noninterest income | $17,000 | 10,727 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $17,000 | 10,015 |
| Total noninterest expense | $2,038,000 | 5,588 |
| Salaries and employee benefits | $1,045,000 | 5,693 |
| Premises and equipment expense | $530,000 | 3,518 |
| Additional noninterest expense | $463,000 | 6,821 |
| Pre-tax net operating income | $163,000 | 9,776 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $62,000 | 9,053 |
| Income before extraordinary items | $101,000 | 9,952 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $101,000 | 9,953 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $257,000 | 2,169 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $101,000 | 9,910 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $6,466,000 | 4,887 |
| Total interest expense | $3,906,000 | 3,798 |
| Net interest income | $2,560,000 | 6,093 |
| Provision for loan and lease losses | $546,000 | 1,634 |
| Total noninterest income | $94,000 | 9,994 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $94,000 | 7,318 |
| Total noninterest expense | $2,583,000 | 4,880 |
| Salaries and employee benefits | $966,000 | 6,145 |
| Premises and equipment expense | $447,000 | 4,134 |
| Additional noninterest expense | $1,170,000 | 3,859 |
| Pre-tax net operating income | $-475,000 | 11,227 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $-146,000 | 11,226 |
| Income before extraordinary items | $-329,000 | 11,193 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $-329,000 | 11,192 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $349,000 | 1,858 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $-329,000 | 11,168 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $6,387,000 | 4,925 |
| Total interest expense | $3,710,000 | 3,949 |
| Net interest income | $2,677,000 | 6,000 |
| Provision for loan and lease losses | $244,000 | 2,622 |
| Total noninterest income | $130,000 | 9,662 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $130,000 | 6,408 |
| Total noninterest expense | $1,955,000 | 6,095 |
| Salaries and employee benefits | $911,000 | 6,509 |
| Premises and equipment expense | $454,000 | 4,087 |
| Additional noninterest expense | $590,000 | 6,596 |
| Pre-tax net operating income | $608,000 | 7,833 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $206,000 | 7,316 |
| Income before extraordinary items | $402,000 | 8,053 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $402,000 | 8,050 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $123,000 | 3,337 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $402,000 | 8,018 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,755,000 | 5,048 |
| Total interest expense | $2,954,000 | 4,016 |
| Net interest income | $2,801,000 | 5,910 |
| Provision for loan and lease losses | $65,000 | 5,465 |
| Total noninterest income | $159,000 | 9,536 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $159,000 | 6,034 |
| Total noninterest expense | $1,834,000 | 6,605 |
| Salaries and employee benefits | $853,000 | 6,909 |
| Premises and equipment expense | $469,000 | 4,020 |
| Additional noninterest expense | $512,000 | 7,738 |
| Pre-tax net operating income | $1,061,000 | 5,716 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $321,000 | 5,617 |
| Income before extraordinary items | $740,000 | 5,661 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $740,000 | 5,678 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 7,944 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $740,000 | 5,735 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,471,000 | 5,359 |
| Total interest expense | $2,899,000 | 4,244 |
| Net interest income | $2,572,000 | 6,414 |
| Provision for loan and lease losses | $49,000 | 7,550 |
| Total noninterest income | $149,000 | 10,230 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $149,000 | 6,586 |
| Total noninterest expense | $1,701,000 | 7,191 |
| Salaries and employee benefits | $822,000 | 7,187 |
| Premises and equipment expense | $480,000 | 4,020 |
| Additional noninterest expense | $399,000 | 9,275 |
| Pre-tax net operating income | $971,000 | 6,017 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $339,000 | 5,624 |
| Income before extraordinary items | $632,000 | 6,552 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $632,000 | 6,709 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 9,554 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $632,000 | 6,310 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,885,000 | 6,505 |
| Total interest expense | $2,995,000 | 5,174 |
| Net interest income | $1,890,000 | 8,077 |
| Provision for loan and lease losses | $104,000 | 7,172 |
| Total noninterest income | $168,000 | 10,091 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $168,000 | 6,255 |
| Total noninterest expense | $1,502,000 | 7,906 |
| Salaries and employee benefits | $759,000 | 7,543 |
| Premises and equipment expense | $445,000 | 4,394 |
| Additional noninterest expense | $298,000 | 10,855 |
| Pre-tax net operating income | $452,000 | 8,785 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $147,000 | 8,689 |
| Income before extraordinary items | $304,000 | 9,262 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $304,000 | 9,396 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 10,255 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $304,000 | 8,889 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.