Home > North Oakland Community Bank > Assets and Liabilities
North Oakland Community Bank, Assets and Liabilities
| 2003-09-30 | Rank | |
| # of Employees: | 7 | 8,648 |
| Assets and Liabilities | ||
| Total Assets: | $27,712,000 | 8,286 |
| Cash and due from depository institutions | $645,000 | 8,648 |
| Interest-bearing balances | $103,000 | 5,248 |
| Securities | $0 | 9,073 |
| Federal funds sold & reverse repurchase agreements | $4,350,000 | 2,884 |
| Net loans & leases | $22,180,000 | 7,504 |
| Loan loss allowance | $934,000 | 4,157 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $230,000 | 8,148 |
| Other real estate owned | $36,000 | 8,648 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $271,000 | 8,778 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $27,712,000 | 8,286 |
| Total liabilities | $24,624,000 | 8,246 |
| Total deposits | $24,497,000 | 8,149 |
| Interest-bearing deposits | $22,021,000 | 8,035 |
| Deposits held in domestic offices | $24,497,000 | 8,148 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $127,000 | 8,115 |
| Total equity capital | $3,088,000 | 8,313 |
| Total bank equity capital | $3,088,000 | 8,313 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $1,750,000 | 2,061 |
| Surplus | $3,275,000 | 4,390 |
| Undivided profits | $-1,937,000 | 9,046 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,562,000 | 2,031 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $151,000 | 8,417 |
| Earning assets | $26,633,000 | 8,172 |
| Long-term assets (5+ years) | $837,000 | 7,799 |
| Average Assets, year-to-date | $32,373,750 | 7,973 |
| Average Assets, quarterly | $29,903,500 | 8,151 |
| Volatile liabilities | $6,299,000 | 6,806 |
| Insider loans | $169,000 | 6,990 |
| FHLB advances | $0 | 5,135 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $1,795,000 | 7,516 |
| Tier 1 (core) risk-based capital | $3,088,000 | 8,253 |
| Tier 2 risk-based capital | $301,000 | 7,115 |
| Total risk weighted assets | $23,425,000 | 7,629 |
| Total unused commitments | $1,795,000 | 7,525 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 6 | 8,869 |
| Assets and Liabilities | ||
| Total Assets: | $32,095,000 | 8,056 |
| Cash and due from depository institutions | $684,000 | 8,869 |
| Interest-bearing balances | $103,000 | 5,312 |
| Securities | $3,096,000 | 8,292 |
| Federal funds sold & reverse repurchase agreements | $4,100,000 | 3,375 |
| Net loans & leases | $23,611,000 | 7,402 |
| Loan loss allowance | $786,000 | 4,649 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $254,000 | 8,068 |
| Other real estate owned | $36,000 | 8,869 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $314,000 | 8,647 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $32,095,000 | 8,056 |
| Total liabilities | $29,006,000 | 7,991 |
| Total deposits | $28,835,000 | 7,896 |
| Interest-bearing deposits | $25,983,000 | 7,757 |
| Deposits held in domestic offices | $28,835,000 | 7,895 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $171,000 | 7,669 |
| Total equity capital | $3,089,000 | 8,343 |
| Total bank equity capital | $3,089,000 | 8,343 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $1,750,000 | 2,061 |
| Surplus | $3,275,000 | 4,350 |
| Undivided profits | $-1,936,000 | 9,079 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $968,000 | 2,923 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $187,000 | 8,099 |
| Earning assets | $30,910,000 | 7,941 |
| Long-term assets (5+ years) | $842,000 | 7,802 |
| Average Assets, year-to-date | $33,927,670 | 7,930 |
| Average Assets, quarterly | $33,780,500 | 7,945 |
| Volatile liabilities | $8,692,000 | 6,082 |
| Insider loans | $169,000 | 7,006 |
| FHLB advances | $0 | 5,105 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $1,989,000 | 7,381 |
| Tier 1 (core) risk-based capital | $3,047,000 | 8,273 |
| Tier 2 risk-based capital | $328,000 | 6,925 |
| Total risk weighted assets | $25,773,000 | 7,453 |
| Total unused commitments | $1,989,000 | 7,393 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 6 | 8,907 |
| Assets and Liabilities | ||
| Total Assets: | $35,466,000 | 7,883 |
| Cash and due from depository institutions | $473,000 | 8,907 |
| Interest-bearing balances | $103,000 | 5,196 |
| Securities | $3,109,000 | 8,334 |
| Federal funds sold & reverse repurchase agreements | $3,300,000 | 4,196 |
| Net loans & leases | $27,776,000 | 7,005 |
| Loan loss allowance | $753,000 | 4,740 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $278,000 | 7,986 |
| Other real estate owned | $200,000 | 8,907 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $330,000 | 8,643 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $35,466,000 | 7,883 |
| Total liabilities | $32,386,000 | 7,795 |
| Total deposits | $30,157,000 | 7,818 |
| Interest-bearing deposits | $27,277,000 | 7,670 |
| Deposits held in domestic offices | $30,157,000 | 7,817 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $2,036,000 | 4,205 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $193,000 | 7,502 |
| Total equity capital | $3,080,000 | 8,342 |
| Total bank equity capital | $3,080,000 | 8,342 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $1,750,000 | 2,070 |
| Surplus | $3,275,000 | 4,315 |
| Undivided profits | $-1,945,000 | 9,131 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $191,000 | 6,085 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $179,000 | 8,211 |
| Earning assets | $34,288,000 | 7,744 |
| Long-term assets (5+ years) | $848,000 | 7,815 |
| Average Assets, year-to-date | $34,844,000 | 7,908 |
| Average Assets, quarterly | $34,844,000 | 7,908 |
| Volatile liabilities | $11,229,000 | 5,349 |
| Insider loans | $468,000 | 5,549 |
| FHLB advances | $0 | 5,057 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $3,381,000 | 6,475 |
| Tier 1 (core) risk-based capital | $3,040,000 | 8,275 |
| Tier 2 risk-based capital | $374,000 | 6,531 |
| Total risk weighted assets | $29,931,000 | 7,034 |
| Total unused commitments | $3,381,000 | 6,486 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 4 | 9,197 |
| Assets and Liabilities | ||
| Total Assets: | $34,222,000 | 7,976 |
| Cash and due from depository institutions | $942,000 | 9,197 |
| Interest-bearing balances | $103,000 | 5,102 |
| Securities | $3,976,000 | 8,150 |
| Federal funds sold & reverse repurchase agreements | $450,000 | 6,476 |
| Net loans & leases | $28,023,000 | 7,020 |
| Loan loss allowance | $717,000 | 4,826 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $303,000 | 7,919 |
| Other real estate owned | $161,000 | 9,197 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $367,000 | 8,566 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $34,222,000 | 7,976 |
| Total liabilities | $31,179,000 | 7,896 |
| Total deposits | $30,991,000 | 7,766 |
| Interest-bearing deposits | $27,406,000 | 7,657 |
| Deposits held in domestic offices | $30,991,000 | 7,764 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $0 | 5,759 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $188,000 | 7,648 |
| Total equity capital | $3,043,000 | 8,381 |
| Total bank equity capital | $3,043,000 | 8,381 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $1,750,000 | 2,065 |
| Surplus | $3,275,000 | 4,257 |
| Undivided profits | $-1,982,000 | 9,175 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $747,000 | 3,326 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $197,000 | 8,149 |
| Earning assets | $32,552,000 | 7,868 |
| Long-term assets (5+ years) | $852,000 | 7,814 |
| Average Assets, year-to-date | $35,752,400 | 7,760 |
| Average Assets, quarterly | $34,714,000 | 7,909 |
| Volatile liabilities | $8,803,000 | 6,034 |
| Insider loans | $152,000 | 7,180 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $4,132,000 | 5,938 |
| Tier 1 (core) risk-based capital | $2,995,000 | 8,306 |
| Tier 2 risk-based capital | $378,000 | 6,493 |
| Total risk weighted assets | $29,928,000 | 7,056 |
| Total unused commitments | $4,132,000 | 5,940 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 10 | 8,376 |
| Assets and Liabilities | ||
| Total Assets: | $34,739,000 | 7,991 |
| Cash and due from depository institutions | $2,199,000 | 8,376 |
| Interest-bearing balances | $1,599,000 | 2,519 |
| Securities | $3,074,000 | 8,546 |
| Federal funds sold & reverse repurchase agreements | $1,700,000 | 5,091 |
| Net loans & leases | $27,021,000 | 7,127 |
| Loan loss allowance | $862,000 | 4,030 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $401,000 | 7,680 |
| Other real estate owned | $0 | 8,376 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $344,000 | 8,866 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $34,739,000 | 7,991 |
| Total liabilities | $31,616,000 | 7,917 |
| Total deposits | $31,335,000 | 7,789 |
| Interest-bearing deposits | $28,552,000 | 7,584 |
| Deposits held in domestic offices | $31,335,000 | 7,787 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,675 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $281,000 | 7,083 |
| Total equity capital | $3,123,000 | 8,392 |
| Total bank equity capital | $3,123,000 | 8,392 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $1,750,000 | 2,101 |
| Surplus | $3,275,000 | 4,176 |
| Undivided profits | $-1,902,000 | 9,413 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,155,000 | 2,416 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $150,000 | 8,783 |
| Earning assets | $33,394,000 | 7,838 |
| Long-term assets (5+ years) | $1,652,000 | 7,555 |
| Average Assets, year-to-date | $37,289,200 | 7,661 |
| Average Assets, quarterly | $35,792,000 | 7,882 |
| Volatile liabilities | $9,879,000 | 5,674 |
| Insider loans | $551,000 | 5,194 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $5,509,000 | 5,315 |
| Tier 1 (core) risk-based capital | $3,094,000 | 8,332 |
| Tier 2 risk-based capital | $376,000 | 6,438 |
| Total risk weighted assets | $29,619,000 | 7,073 |
| Total unused commitments | $5,509,000 | 5,323 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 8 | 9,017 |
| Assets and Liabilities | ||
| Total Assets: | $38,991,000 | 7,671 |
| Cash and due from depository institutions | $1,929,000 | 9,017 |
| Interest-bearing balances | $33,000 | 5,653 |
| Securities | $2,561,000 | 9,130 |
| Federal funds sold & reverse repurchase agreements | $5,000,000 | 2,357 |
| Net loans & leases | $28,594,000 | 6,933 |
| Loan loss allowance | $392,000 | 6,532 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $495,000 | 7,503 |
| Other real estate owned | $0 | 9,017 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $412,000 | 8,577 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $38,991,000 | 7,671 |
| Total liabilities | $35,499,000 | 7,580 |
| Total deposits | $35,135,000 | 7,409 |
| Interest-bearing deposits | $30,580,000 | 7,337 |
| Deposits held in domestic offices | $35,135,000 | 7,408 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,732 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $364,000 | 6,762 |
| Total equity capital | $3,492,000 | 8,238 |
| Total bank equity capital | $3,492,000 | 8,238 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $1,750,000 | 2,137 |
| Surplus | $2,850,000 | 4,500 |
| Undivided profits | $-1,108,000 | 9,613 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,688 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $172,000 | 8,268 |
| Earning assets | $36,188,000 | 7,617 |
| Long-term assets (5+ years) | $3,104,000 | 6,813 |
| Average Assets, year-to-date | $34,697,200 | 7,833 |
| Average Assets, quarterly | $38,411,500 | 7,665 |
| Volatile liabilities | $11,484,000 | 5,239 |
| Insider loans | $1,682,000 | 2,674 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $8,212,000 | 4,201 |
| Tier 1 (core) risk-based capital | $3,477,000 | 8,176 |
| Tier 2 risk-based capital | $392,000 | 6,208 |
| Total risk weighted assets | $31,807,000 | 6,797 |
| Total unused commitments | $8,212,000 | 4,202 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 9 | 9,060 |
| Assets and Liabilities | ||
| Total Assets: | $28,644,000 | 8,639 |
| Cash and due from depository institutions | $942,000 | 9,060 |
| Interest-bearing balances | $0 | 6,854 |
| Securities | $2,033,000 | 9,612 |
| Federal funds sold & reverse repurchase agreements | $3,500,000 | 2,556 |
| Net loans & leases | $21,250,000 | 7,798 |
| Loan loss allowance | $335,000 | 7,045 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $542,000 | 7,540 |
| Other real estate owned | $0 | 9,060 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $377,000 | 8,909 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $28,644,000 | 8,639 |
| Total liabilities | $24,967,000 | 8,661 |
| Total deposits | $24,809,000 | 8,530 |
| Interest-bearing deposits | $22,262,000 | 8,374 |
| Deposits held in domestic offices | $24,809,000 | 8,528 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $10,000 | 5,708 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $148,000 | 8,773 |
| Total equity capital | $3,677,000 | 8,088 |
| Total bank equity capital | $3,677,000 | 8,088 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,750,000 | 2,156 |
| Surplus | $2,850,000 | 4,498 |
| Undivided profits | $-923,000 | 9,827 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 9,001 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $121,000 | 8,863 |
| Earning assets | $26,783,000 | 8,560 |
| Long-term assets (5+ years) | $2,428,000 | 7,454 |
| Average Assets, year-to-date | $19,849,750 | 9,277 |
| Average Assets, quarterly | $26,266,000 | 8,791 |
| Volatile liabilities | $7,290,000 | 6,336 |
| Insider loans | $592,000 | 4,955 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $2,259,000 | 7,235 |
| Tier 1 (core) risk-based capital | $3,680,000 | 8,116 |
| Tier 2 risk-based capital | $297,320 | 7,061 |
| Total risk weighted assets | $23,747,820 | 7,717 |
| Total unused commitments | $2,259,000 | 7,238 |
| Derivatives | $0 | 488 |