Home > North Milwaukee State Bank > Income and Expense
North Milwaukee State Bank, Income and Expense
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $2,603,000 | 5,038 |
| Total interest expense | $483,000 | 3,794 |
| Net interest income | $2,120,000 | 5,175 |
| Provision for loan and lease losses | $1,815,000 | 492 |
| Total noninterest income | $345,000 | 4,645 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $89,000 | 4,850 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $256,000 | 4,161 |
| Total noninterest expense | $4,113,000 | 3,654 |
| Salaries and employee benefits | $1,142,000 | 4,961 |
| Premises and equipment expense | $391,000 | 3,957 |
| Additional noninterest expense | $2,580,000 | 2,271 |
| Pre-tax net operating income | $-3,463,000 | 6,159 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $-1,369,000 | 6,120 |
| Income before extraordinary items | $-2,094,000 | 6,136 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-2,094,000 | 6,136 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $-2,094,000 | 6,136 |
| Net charge-offs | $1,768,000 | 415 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $-2,094,000 | 6,131 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $1,994,000 | 5,067 |
| Total interest expense | $363,000 | 3,838 |
| Net interest income | $1,631,000 | 5,193 |
| Provision for loan and lease losses | $1,607,000 | 399 |
| Total noninterest income | $226,000 | 4,829 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $65,000 | 4,930 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $161,000 | 4,411 |
| Total noninterest expense | $3,039,000 | 3,704 |
| Salaries and employee benefits | $887,000 | 4,941 |
| Premises and equipment expense | $285,000 | 4,059 |
| Additional noninterest expense | $1,867,000 | 2,342 |
| Pre-tax net operating income | $-2,789,000 | 6,245 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $-1,102,000 | 6,235 |
| Income before extraordinary items | $-1,687,000 | 6,228 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,687,000 | 6,228 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-1,687,000 | 6,228 |
| Net charge-offs | $1,664,000 | 319 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $-1,687,000 | 6,225 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $1,349,000 | 5,090 |
| Total interest expense | $243,000 | 3,860 |
| Net interest income | $1,106,000 | 5,202 |
| Provision for loan and lease losses | $1,274,000 | 356 |
| Total noninterest income | $155,000 | 4,829 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $43,000 | 4,967 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $112,000 | 4,394 |
| Total noninterest expense | $1,801,000 | 4,000 |
| Salaries and employee benefits | $633,000 | 4,878 |
| Premises and equipment expense | $181,000 | 4,188 |
| Additional noninterest expense | $987,000 | 2,832 |
| Pre-tax net operating income | $-1,814,000 | 6,317 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $-717,000 | 6,314 |
| Income before extraordinary items | $-1,097,000 | 6,295 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-1,097,000 | 6,295 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $-1,097,000 | 6,295 |
| Net charge-offs | $1,549,000 | 256 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $-1,097,000 | 6,291 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $764,000 | 4,939 |
| Total interest expense | $119,000 | 3,952 |
| Net interest income | $645,000 | 5,010 |
| Provision for loan and lease losses | $181,000 | 955 |
| Total noninterest income | $81,000 | 4,779 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $22,000 | 4,927 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $59,000 | 4,333 |
| Total noninterest expense | $848,000 | 4,169 |
| Salaries and employee benefits | $327,000 | 4,874 |
| Premises and equipment expense | $92,000 | 4,191 |
| Additional noninterest expense | $429,000 | 3,135 |
| Pre-tax net operating income | $-303,000 | 6,335 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $-121,000 | 6,375 |
| Income before extraordinary items | $-182,000 | 6,299 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $-182,000 | 6,300 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $-182,000 | 6,300 |
| Net charge-offs | $1,276,000 | 178 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $-182,000 | 6,289 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $3,506,000 | 4,746 |
| Total interest expense | $550,000 | 3,810 |
| Net interest income | $2,956,000 | 4,843 |
| Provision for loan and lease losses | $1,488,000 | 624 |
| Total noninterest income | $719,000 | 3,659 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $119,000 | 4,739 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $600,000 | 3,021 |
| Total noninterest expense | $3,056,000 | 4,440 |
| Salaries and employee benefits | $1,352,000 | 4,860 |
| Premises and equipment expense | $328,000 | 4,506 |
| Additional noninterest expense | $1,376,000 | 3,740 |
| Pre-tax net operating income | $-869,000 | 6,338 |
| Securities gains (losses) | $87,000 | 1,360 |
| Applicable income taxes | $-317,000 | 6,348 |
| Income before extraordinary items | $-465,000 | 6,295 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $-465,000 | 6,295 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-465,000 | 6,295 |
| Net charge-offs | $936,000 | 955 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $-520,680 | 6,300 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $2,637,000 | 4,797 |
| Total interest expense | $426,000 | 3,803 |
| Net interest income | $2,211,000 | 4,896 |
| Provision for loan and lease losses | $1,050,000 | 637 |
| Total noninterest income | $636,000 | 3,424 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $91,000 | 4,772 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $545,000 | 2,794 |
| Total noninterest expense | $2,265,000 | 4,490 |
| Salaries and employee benefits | $1,017,000 | 4,875 |
| Premises and equipment expense | $246,000 | 4,551 |
| Additional noninterest expense | $1,002,000 | 3,830 |
| Pre-tax net operating income | $-468,000 | 6,387 |
| Securities gains (losses) | $87,000 | 1,088 |
| Applicable income taxes | $-159,000 | 6,443 |
| Income before extraordinary items | $-222,000 | 6,329 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-222,000 | 6,328 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $-222,000 | 6,328 |
| Net charge-offs | $891,000 | 735 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $-277,680 | 6,343 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $1,711,000 | 4,876 |
| Total interest expense | $290,000 | 3,809 |
| Net interest income | $1,421,000 | 4,990 |
| Provision for loan and lease losses | $265,000 | 1,403 |
| Total noninterest income | $67,000 | 5,879 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $66,000 | 4,637 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $1,000 | 6,385 |
| Total noninterest expense | $1,377,000 | 4,735 |
| Salaries and employee benefits | $638,000 | 5,024 |
| Premises and equipment expense | $166,000 | 4,575 |
| Additional noninterest expense | $573,000 | 4,201 |
| Pre-tax net operating income | $-154,000 | 6,379 |
| Securities gains (losses) | $87,000 | 865 |
| Applicable income taxes | $-33,000 | 6,444 |
| Income before extraordinary items | $-34,000 | 6,277 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-34,000 | 6,279 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $-34,000 | 6,279 |
| Net charge-offs | $821,000 | 589 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $-89,680 | 6,333 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $861,000 | 4,903 |
| Total interest expense | $143,000 | 3,890 |
| Net interest income | $718,000 | 5,004 |
| Provision for loan and lease losses | $120,000 | 1,448 |
| Total noninterest income | $69,000 | 5,120 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $34,000 | 4,570 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $35,000 | 4,979 |
| Total noninterest expense | $690,000 | 4,774 |
| Salaries and employee benefits | $338,000 | 4,975 |
| Premises and equipment expense | $83,000 | 4,629 |
| Additional noninterest expense | $269,000 | 4,357 |
| Pre-tax net operating income | $-23,000 | 6,298 |
| Securities gains (losses) | $32,000 | 800 |
| Applicable income taxes | $-1,000 | 6,366 |
| Income before extraordinary items | $10,000 | 6,137 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $10,000 | 6,137 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $10,000 | 6,138 |
| Net charge-offs | $990,000 | 300 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $-22,000 | 6,294 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $3,769,000 | 4,767 |
| Total interest expense | $710,000 | 3,717 |
| Net interest income | $3,059,000 | 4,892 |
| Provision for loan and lease losses | $1,222,000 | 930 |
| Total noninterest income | $721,000 | 3,810 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $310,000 | 3,298 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $411,000 | 3,632 |
| Total noninterest expense | $3,497,000 | 4,262 |
| Salaries and employee benefits | $1,546,000 | 4,682 |
| Premises and equipment expense | $387,000 | 4,293 |
| Additional noninterest expense | $1,564,000 | 3,550 |
| Pre-tax net operating income | $-939,000 | 6,561 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $-259,000 | 6,583 |
| Income before extraordinary items | $-680,000 | 6,533 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-680,000 | 6,534 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $-680,000 | 6,534 |
| Net charge-offs | $1,041,000 | 1,236 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $-680,000 | 6,521 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $2,833,000 | 4,809 |
| Total interest expense | $556,000 | 3,702 |
| Net interest income | $2,277,000 | 4,947 |
| Provision for loan and lease losses | $792,000 | 1,074 |
| Total noninterest income | $270,000 | 4,970 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $221,000 | 3,413 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $49,000 | 5,775 |
| Total noninterest expense | $2,557,000 | 4,343 |
| Salaries and employee benefits | $1,138,000 | 4,745 |
| Premises and equipment expense | $318,000 | 4,133 |
| Additional noninterest expense | $1,101,000 | 3,709 |
| Pre-tax net operating income | $-802,000 | 6,678 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $-331,000 | 6,778 |
| Income before extraordinary items | $-471,000 | 6,624 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $-471,000 | 6,625 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-471,000 | 6,625 |
| Net charge-offs | $1,044,000 | 965 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $-471,000 | 6,612 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $1,899,000 | 4,812 |
| Total interest expense | $385,000 | 3,676 |
| Net interest income | $1,514,000 | 4,961 |
| Provision for loan and lease losses | $676,000 | 898 |
| Total noninterest income | $122,000 | 5,514 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $134,000 | 3,553 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $-12,000 | 6,693 |
| Total noninterest expense | $1,682,000 | 4,392 |
| Salaries and employee benefits | $794,000 | 4,666 |
| Premises and equipment expense | $212,000 | 4,163 |
| Additional noninterest expense | $676,000 | 3,920 |
| Pre-tax net operating income | $-722,000 | 6,743 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $-294,000 | 6,847 |
| Income before extraordinary items | $-428,000 | 6,700 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-428,000 | 6,701 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $-428,000 | 6,701 |
| Net charge-offs | $105,000 | 2,713 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $-428,000 | 6,678 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $951,000 | 4,844 |
| Total interest expense | $191,000 | 3,771 |
| Net interest income | $760,000 | 4,972 |
| Provision for loan and lease losses | $102,000 | 2,029 |
| Total noninterest income | $86,000 | 5,066 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $63,000 | 3,667 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $23,000 | 5,562 |
| Total noninterest expense | $845,000 | 4,422 |
| Salaries and employee benefits | $426,000 | 4,524 |
| Premises and equipment expense | $108,000 | 4,148 |
| Additional noninterest expense | $311,000 | 4,134 |
| Pre-tax net operating income | $-101,000 | 6,621 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $-45,000 | 6,859 |
| Income before extraordinary items | $-56,000 | 6,604 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $-56,000 | 6,605 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $-56,000 | 6,605 |
| Net charge-offs | $0 | 4,145 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $-56,000 | 6,558 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $4,079,000 | 4,825 |
| Total interest expense | $811,000 | 4,090 |
| Net interest income | $3,268,000 | 4,919 |
| Provision for loan and lease losses | $1,942,000 | 1,091 |
| Total noninterest income | $581,000 | 4,233 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $249,000 | 3,856 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $332,000 | 3,905 |
| Total noninterest expense | $3,491,000 | 4,389 |
| Salaries and employee benefits | $1,710,000 | 4,523 |
| Premises and equipment expense | $427,000 | 4,177 |
| Additional noninterest expense | $1,354,000 | 4,036 |
| Pre-tax net operating income | $-1,584,000 | 6,761 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $-605,000 | 6,917 |
| Income before extraordinary items | $-979,000 | 6,716 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-979,000 | 6,711 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $-979,000 | 6,712 |
| Net charge-offs | $2,066,000 | 1,129 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $-979,000 | 6,674 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $3,349,000 | 4,670 |
| Total interest expense | $616,000 | 4,183 |
| Net interest income | $2,733,000 | 4,721 |
| Provision for loan and lease losses | $693,000 | 1,869 |
| Total noninterest income | $128,000 | 5,931 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $185,000 | 3,934 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $-57,000 | 6,859 |
| Total noninterest expense | $2,528,000 | 4,485 |
| Salaries and employee benefits | $1,241,000 | 4,618 |
| Premises and equipment expense | $295,000 | 4,396 |
| Additional noninterest expense | $992,000 | 4,123 |
| Pre-tax net operating income | $-360,000 | 6,617 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $-140,000 | 6,941 |
| Income before extraordinary items | $-220,000 | 6,631 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-220,000 | 6,629 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-220,000 | 6,629 |
| Net charge-offs | $480,000 | 2,250 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $-220,000 | 6,552 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $2,391,000 | 4,532 |
| Total interest expense | $420,000 | 4,224 |
| Net interest income | $1,971,000 | 4,537 |
| Provision for loan and lease losses | $30,000 | 4,864 |
| Total noninterest income | $16,000 | 6,883 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $119,000 | 3,981 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-103,000 | 7,011 |
| Total noninterest expense | $1,688,000 | 4,507 |
| Salaries and employee benefits | $809,000 | 4,705 |
| Premises and equipment expense | $200,000 | 4,362 |
| Additional noninterest expense | $679,000 | 4,073 |
| Pre-tax net operating income | $269,000 | 4,975 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $90,000 | 3,140 |
| Income before extraordinary items | $179,000 | 5,462 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $179,000 | 5,462 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $179,000 | 5,462 |
| Net charge-offs | $441,000 | 1,909 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $179,000 | 5,271 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,319,000 | 4,318 |
| Total interest expense | $211,000 | 4,326 |
| Net interest income | $1,108,000 | 4,241 |
| Provision for loan and lease losses | $15,000 | 4,598 |
| Total noninterest income | $-97,000 | 7,205 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $58,000 | 4,012 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $-155,000 | 7,185 |
| Total noninterest expense | $836,000 | 4,550 |
| Salaries and employee benefits | $406,000 | 4,741 |
| Premises and equipment expense | $108,000 | 4,246 |
| Additional noninterest expense | $322,000 | 4,194 |
| Pre-tax net operating income | $160,000 | 4,837 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $55,000 | 2,978 |
| Income before extraordinary items | $105,000 | 5,297 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $105,000 | 5,299 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $105,000 | 5,299 |
| Net charge-offs | $2,000 | 4,518 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $105,000 | 5,157 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $4,644,000 | 4,749 |
| Total interest expense | $1,093,000 | 4,191 |
| Net interest income | $3,551,000 | 4,860 |
| Provision for loan and lease losses | $1,780,000 | 1,702 |
| Total noninterest income | $830,000 | 3,446 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $235,000 | 4,086 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $595,000 | 2,866 |
| Total noninterest expense | $3,503,000 | 4,484 |
| Salaries and employee benefits | $1,614,000 | 4,755 |
| Premises and equipment expense | $384,000 | 4,656 |
| Additional noninterest expense | $1,505,000 | 3,859 |
| Pre-tax net operating income | $-902,000 | 6,549 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $-401,000 | 7,024 |
| Income before extraordinary items | $-501,000 | 6,474 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-501,000 | 6,476 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-501,000 | 6,475 |
| Net charge-offs | $512,000 | 3,136 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-501,000 | 6,435 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $3,625,000 | 4,710 |
| Total interest expense | $839,000 | 4,245 |
| Net interest income | $2,786,000 | 4,766 |
| Provision for loan and lease losses | $550,000 | 2,737 |
| Total noninterest income | $255,000 | 5,082 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $181,000 | 4,055 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $74,000 | 5,421 |
| Total noninterest expense | $2,533,000 | 4,573 |
| Salaries and employee benefits | $1,188,000 | 4,803 |
| Premises and equipment expense | $291,000 | 4,689 |
| Additional noninterest expense | $1,054,000 | 4,030 |
| Pre-tax net operating income | $-42,000 | 6,208 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $-52,000 | 6,934 |
| Income before extraordinary items | $10,000 | 6,222 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $10,000 | 6,224 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $10,000 | 6,224 |
| Net charge-offs | $444,000 | 2,798 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $10,000 | 6,124 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $2,408,000 | 4,761 |
| Total interest expense | $568,000 | 4,321 |
| Net interest income | $1,840,000 | 4,812 |
| Provision for loan and lease losses | $40,000 | 5,272 |
| Total noninterest income | $185,000 | 4,985 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $97,000 | 4,432 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $88,000 | 4,745 |
| Total noninterest expense | $1,699,000 | 4,605 |
| Salaries and employee benefits | $797,000 | 4,829 |
| Premises and equipment expense | $201,000 | 4,643 |
| Additional noninterest expense | $701,000 | 4,105 |
| Pre-tax net operating income | $286,000 | 4,680 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $89,000 | 2,955 |
| Income before extraordinary items | $197,000 | 5,038 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $197,000 | 5,038 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $197,000 | 5,038 |
| Net charge-offs | $443,000 | 2,271 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $197,000 | 4,942 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,148,000 | 4,906 |
| Total interest expense | $284,000 | 4,442 |
| Net interest income | $864,000 | 4,979 |
| Provision for loan and lease losses | $15,000 | 5,117 |
| Total noninterest income | $104,000 | 4,850 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $49,000 | 4,390 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $55,000 | 4,514 |
| Total noninterest expense | $818,000 | 4,734 |
| Salaries and employee benefits | $395,000 | 4,898 |
| Premises and equipment expense | $106,000 | 4,564 |
| Additional noninterest expense | $317,000 | 4,372 |
| Pre-tax net operating income | $135,000 | 4,773 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $41,000 | 2,985 |
| Income before extraordinary items | $94,000 | 5,098 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $94,000 | 5,096 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $94,000 | 5,098 |
| Net charge-offs | $-1,000 | 6,209 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $94,000 | 5,037 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $4,905,000 | 4,868 |
| Total interest expense | $1,279,000 | 4,653 |
| Net interest income | $3,626,000 | 4,856 |
| Provision for loan and lease losses | $487,000 | 4,173 |
| Total noninterest income | $966,000 | 3,283 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $234,000 | 4,135 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $732,000 | 2,630 |
| Total noninterest expense | $3,441,000 | 4,643 |
| Salaries and employee benefits | $1,782,000 | 4,560 |
| Premises and equipment expense | $393,000 | 4,796 |
| Additional noninterest expense | $1,266,000 | 4,464 |
| Pre-tax net operating income | $664,000 | 3,996 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $213,000 | 2,668 |
| Income before extraordinary items | $451,000 | 4,456 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $451,000 | 4,456 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $451,000 | 4,456 |
| Net charge-offs | $93,000 | 5,473 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $451,000 | 4,315 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $3,744,000 | 4,919 |
| Total interest expense | $987,000 | 4,724 |
| Net interest income | $2,757,000 | 4,876 |
| Provision for loan and lease losses | $380,000 | 3,974 |
| Total noninterest income | $280,000 | 5,159 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $181,000 | 4,138 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $99,000 | 5,210 |
| Total noninterest expense | $2,414,000 | 4,830 |
| Salaries and employee benefits | $1,218,000 | 4,861 |
| Premises and equipment expense | $283,000 | 4,966 |
| Additional noninterest expense | $913,000 | 4,558 |
| Pre-tax net operating income | $243,000 | 5,086 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $54,000 | 3,528 |
| Income before extraordinary items | $189,000 | 5,343 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $189,000 | 5,345 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $189,000 | 5,346 |
| Net charge-offs | $90,000 | 5,013 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $189,000 | 5,193 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $2,556,000 | 4,893 |
| Total interest expense | $676,000 | 4,769 |
| Net interest income | $1,880,000 | 4,833 |
| Provision for loan and lease losses | $121,000 | 4,890 |
| Total noninterest income | $189,000 | 5,115 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $124,000 | 4,080 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $65,000 | 5,260 |
| Total noninterest expense | $1,595,000 | 4,872 |
| Salaries and employee benefits | $834,000 | 4,807 |
| Premises and equipment expense | $186,000 | 5,040 |
| Additional noninterest expense | $575,000 | 4,702 |
| Pre-tax net operating income | $353,000 | 4,163 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $111,000 | 2,695 |
| Income before extraordinary items | $242,000 | 4,627 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $242,000 | 4,627 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $242,000 | 4,627 |
| Net charge-offs | $31,000 | 5,251 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $242,000 | 4,478 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,274,000 | 4,964 |
| Total interest expense | $349,000 | 4,822 |
| Net interest income | $925,000 | 4,899 |
| Provision for loan and lease losses | $10,000 | 6,114 |
| Total noninterest income | $91,000 | 5,208 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $60,000 | 4,126 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $31,000 | 5,401 |
| Total noninterest expense | $813,000 | 4,871 |
| Salaries and employee benefits | $443,000 | 4,695 |
| Premises and equipment expense | $98,000 | 4,997 |
| Additional noninterest expense | $272,000 | 4,872 |
| Pre-tax net operating income | $193,000 | 4,140 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $57,000 | 2,689 |
| Income before extraordinary items | $136,000 | 4,549 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $136,000 | 4,549 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $136,000 | 4,548 |
| Net charge-offs | $-7,000 | 7,395 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $136,000 | 4,433 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $5,556,000 | 4,835 |
| Total interest expense | $1,745,000 | 4,805 |
| Net interest income | $3,811,000 | 4,716 |
| Provision for loan and lease losses | $980,000 | 3,539 |
| Total noninterest income | $845,000 | 3,658 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $278,000 | 4,034 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $567,000 | 2,987 |
| Total noninterest expense | $3,544,000 | 4,676 |
| Salaries and employee benefits | $1,796,000 | 4,675 |
| Premises and equipment expense | $381,000 | 5,115 |
| Additional noninterest expense | $1,367,000 | 4,346 |
| Pre-tax net operating income | $132,000 | 4,991 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $-17,000 | 6,289 |
| Income before extraordinary items | $149,000 | 4,987 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $149,000 | 4,987 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $149,000 | 4,987 |
| Net charge-offs | $1,701,000 | 2,229 |
| Cash dividends | $738,000 | 2,063 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $149,000 | 4,922 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $4,218,000 | 4,868 |
| Total interest expense | $1,346,000 | 4,875 |
| Net interest income | $2,872,000 | 4,711 |
| Provision for loan and lease losses | $880,000 | 2,968 |
| Total noninterest income | $743,000 | 3,421 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $216,000 | 3,963 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $527,000 | 2,722 |
| Total noninterest expense | $2,659,000 | 4,685 |
| Salaries and employee benefits | $1,375,000 | 4,649 |
| Premises and equipment expense | $269,000 | 5,301 |
| Additional noninterest expense | $1,015,000 | 4,338 |
| Pre-tax net operating income | $76,000 | 5,385 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $14,000 | 3,927 |
| Income before extraordinary items | $62,000 | 5,500 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $62,000 | 5,500 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $62,000 | 5,500 |
| Net charge-offs | $1,536,000 | 1,746 |
| Cash dividends | $738,000 | 1,590 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $62,000 | 5,446 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $2,864,000 | 4,859 |
| Total interest expense | $934,000 | 4,901 |
| Net interest income | $1,930,000 | 4,691 |
| Provision for loan and lease losses | $441,000 | 3,133 |
| Total noninterest income | $190,000 | 5,312 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $170,000 | 3,632 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $20,000 | 6,800 |
| Total noninterest expense | $1,692,000 | 4,871 |
| Salaries and employee benefits | $874,000 | 4,832 |
| Premises and equipment expense | $181,000 | 5,327 |
| Additional noninterest expense | $637,000 | 4,546 |
| Pre-tax net operating income | $-13,000 | 5,850 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $-14,000 | 6,830 |
| Income before extraordinary items | $1,000 | 5,908 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,000 | 5,906 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $1,000 | 5,906 |
| Net charge-offs | $1,440,000 | 1,371 |
| Cash dividends | $738,000 | 1,224 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $1,000 | 5,823 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,439,000 | 4,865 |
| Total interest expense | $484,000 | 4,920 |
| Net interest income | $955,000 | 4,707 |
| Provision for loan and lease losses | $40,000 | 5,160 |
| Total noninterest income | $113,000 | 4,983 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $93,000 | 3,396 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $20,000 | 6,167 |
| Total noninterest expense | $851,000 | 4,767 |
| Salaries and employee benefits | $428,000 | 4,937 |
| Premises and equipment expense | $95,000 | 5,244 |
| Additional noninterest expense | $328,000 | 4,133 |
| Pre-tax net operating income | $177,000 | 4,243 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $65,000 | 2,634 |
| Income before extraordinary items | $112,000 | 4,788 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $112,000 | 4,792 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $112,000 | 4,791 |
| Net charge-offs | $-1,000 | 7,151 |
| Cash dividends | $738,000 | 619 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $112,000 | 4,621 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $5,503,000 | 5,183 |
| Total interest expense | $2,174,000 | 5,105 |
| Net interest income | $3,329,000 | 5,112 |
| Provision for loan and lease losses | $889,000 | 2,894 |
| Total noninterest income | $1,142,000 | 3,139 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $360,000 | 3,664 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $782,000 | 2,479 |
| Total noninterest expense | $3,436,000 | 4,700 |
| Salaries and employee benefits | $1,752,000 | 4,879 |
| Premises and equipment expense | $331,000 | 5,560 |
| Additional noninterest expense | $1,353,000 | 3,905 |
| Pre-tax net operating income | $146,000 | 5,890 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $25,000 | 4,181 |
| Income before extraordinary items | $121,000 | 5,785 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $121,000 | 5,786 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $318,000 | 3,458 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $121,000 | 5,937 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $4,094,000 | 5,286 |
| Total interest expense | $1,690,000 | 5,144 |
| Net interest income | $2,404,000 | 5,266 |
| Provision for loan and lease losses | $63,000 | 5,653 |
| Total noninterest income | $1,000,000 | 2,914 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $264,000 | 3,740 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $736,000 | 2,237 |
| Total noninterest expense | $2,500,000 | 4,754 |
| Salaries and employee benefits | $1,319,000 | 4,873 |
| Premises and equipment expense | $235,000 | 5,710 |
| Additional noninterest expense | $946,000 | 4,035 |
| Pre-tax net operating income | $841,000 | 4,007 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $305,000 | 2,443 |
| Income before extraordinary items | $536,000 | 4,312 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $536,000 | 4,310 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $117,000 | 3,754 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $536,000 | 4,465 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $2,702,000 | 5,375 |
| Total interest expense | $1,168,000 | 5,193 |
| Net interest income | $1,534,000 | 5,398 |
| Provision for loan and lease losses | $42,000 | 5,347 |
| Total noninterest income | $212,000 | 5,317 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $168,000 | 3,837 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $44,000 | 6,313 |
| Total noninterest expense | $1,485,000 | 5,162 |
| Salaries and employee benefits | $788,000 | 5,258 |
| Premises and equipment expense | $141,000 | 5,996 |
| Additional noninterest expense | $556,000 | 4,412 |
| Pre-tax net operating income | $219,000 | 5,693 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $69,000 | 3,808 |
| Income before extraordinary items | $150,000 | 5,977 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $150,000 | 5,975 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $121,000 | 2,788 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $150,000 | 5,922 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,346,000 | 5,482 |
| Total interest expense | $624,000 | 5,175 |
| Net interest income | $722,000 | 5,597 |
| Provision for loan and lease losses | $21,000 | 4,844 |
| Total noninterest income | $109,000 | 5,257 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $86,000 | 3,747 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $23,000 | 6,281 |
| Total noninterest expense | $723,000 | 5,264 |
| Salaries and employee benefits | $370,000 | 5,475 |
| Premises and equipment expense | $54,000 | 6,627 |
| Additional noninterest expense | $299,000 | 4,131 |
| Pre-tax net operating income | $87,000 | 6,157 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $26,000 | 4,162 |
| Income before extraordinary items | $61,000 | 6,408 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $61,000 | 6,409 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,652 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $61,000 | 6,308 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $5,642,000 | 5,405 |
| Total interest expense | $2,564,000 | 5,188 |
| Net interest income | $3,078,000 | 5,431 |
| Provision for loan and lease losses | $110,000 | 4,771 |
| Total noninterest income | $967,000 | 3,603 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $381,000 | 3,618 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $586,000 | 3,044 |
| Total noninterest expense | $3,092,000 | 4,924 |
| Salaries and employee benefits | $1,580,000 | 5,136 |
| Premises and equipment expense | $150,000 | 7,243 |
| Additional noninterest expense | $1,362,000 | 3,700 |
| Pre-tax net operating income | $843,000 | 5,083 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $291,000 | 3,411 |
| Income before extraordinary items | $552,000 | 5,506 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $552,000 | 5,506 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,600 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $552,000 | 5,493 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $4,231,000 | 5,415 |
| Total interest expense | $1,906,000 | 5,231 |
| Net interest income | $2,325,000 | 5,440 |
| Provision for loan and lease losses | $82,000 | 4,473 |
| Total noninterest income | $344,000 | 5,250 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $277,000 | 3,675 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $67,000 | 6,397 |
| Total noninterest expense | $2,265,000 | 4,956 |
| Salaries and employee benefits | $1,163,000 | 5,193 |
| Premises and equipment expense | $119,000 | 7,144 |
| Additional noninterest expense | $983,000 | 3,761 |
| Pre-tax net operating income | $322,000 | 6,482 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $105,000 | 4,391 |
| Income before extraordinary items | $217,000 | 6,728 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $217,000 | 6,726 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-22,000 | 8,048 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $217,000 | 6,719 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $2,780,000 | 5,480 |
| Total interest expense | $1,229,000 | 5,325 |
| Net interest income | $1,551,000 | 5,473 |
| Provision for loan and lease losses | $55,000 | 4,254 |
| Total noninterest income | $250,000 | 5,080 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $195,000 | 3,565 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $55,000 | 6,129 |
| Total noninterest expense | $1,524,000 | 4,962 |
| Salaries and employee benefits | $802,000 | 5,127 |
| Premises and equipment expense | $131,000 | 6,155 |
| Additional noninterest expense | $591,000 | 4,058 |
| Pre-tax net operating income | $222,000 | 6,507 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $78,000 | 4,370 |
| Income before extraordinary items | $144,000 | 6,797 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $144,000 | 6,797 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-18,000 | 7,982 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $144,000 | 6,779 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,312,000 | 5,651 |
| Total interest expense | $593,000 | 5,415 |
| Net interest income | $719,000 | 5,694 |
| Provision for loan and lease losses | $28,000 | 4,050 |
| Total noninterest income | $121,000 | 5,112 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $97,000 | 3,514 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $24,000 | 6,337 |
| Total noninterest expense | $730,000 | 5,108 |
| Salaries and employee benefits | $394,000 | 5,222 |
| Premises and equipment expense | $63,000 | 6,281 |
| Additional noninterest expense | $273,000 | 4,239 |
| Pre-tax net operating income | $82,000 | 6,896 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $9,000 | 5,389 |
| Income before extraordinary items | $73,000 | 6,816 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $73,000 | 6,815 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 7,660 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $73,000 | 6,793 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $4,836,000 | 5,652 |
| Total interest expense | $1,891,000 | 5,553 |
| Net interest income | $2,945,000 | 5,582 |
| Provision for loan and lease losses | $75,000 | 5,084 |
| Total noninterest income | $548,000 | 4,932 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $449,000 | 3,293 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $99,000 | 6,345 |
| Total noninterest expense | $2,796,000 | 5,127 |
| Salaries and employee benefits | $1,483,000 | 5,227 |
| Premises and equipment expense | $248,000 | 6,236 |
| Additional noninterest expense | $1,065,000 | 4,317 |
| Pre-tax net operating income | $622,000 | 6,126 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $213,000 | 4,229 |
| Income before extraordinary items | $409,000 | 6,486 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $409,000 | 6,488 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $153,000 | 2,558 |
| Cash dividends | $369,000 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $409,000 | 6,489 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $3,514,000 | 5,735 |
| Total interest expense | $1,336,000 | 5,639 |
| Net interest income | $2,178,000 | 5,674 |
| Provision for loan and lease losses | $50,000 | 5,035 |
| Total noninterest income | $414,000 | 4,937 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $339,000 | 3,303 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $75,000 | 6,322 |
| Total noninterest expense | $2,022,000 | 5,235 |
| Salaries and employee benefits | $1,024,000 | 5,476 |
| Premises and equipment expense | $201,000 | 6,060 |
| Additional noninterest expense | $797,000 | 4,274 |
| Pre-tax net operating income | $520,000 | 6,136 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $181,000 | 4,261 |
| Income before extraordinary items | $339,000 | 6,509 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $339,000 | 6,510 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $104,000 | 2,275 |
| Cash dividends | $369,000 | 3,388 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $339,000 | 6,513 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,255,000 | 5,806 |
| Total interest expense | $817,000 | 5,759 |
| Net interest income | $1,438,000 | 5,729 |
| Provision for loan and lease losses | $25,000 | 5,320 |
| Total noninterest income | $267,000 | 5,003 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $214,000 | 3,400 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $53,000 | 6,289 |
| Total noninterest expense | $1,333,000 | 5,280 |
| Salaries and employee benefits | $671,000 | 5,559 |
| Premises and equipment expense | $133,000 | 6,083 |
| Additional noninterest expense | $529,000 | 4,293 |
| Pre-tax net operating income | $347,000 | 6,175 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $121,000 | 4,297 |
| Income before extraordinary items | $226,000 | 6,544 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $226,000 | 6,545 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $103,000 | 1,690 |
| Cash dividends | $369,000 | 2,834 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $226,000 | 6,543 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,135,000 | 5,754 |
| Total interest expense | $378,000 | 5,840 |
| Net interest income | $757,000 | 5,580 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $133,000 | 4,967 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $111,000 | 3,255 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $22,000 | 6,566 |
| Total noninterest expense | $669,000 | 5,274 |
| Salaries and employee benefits | $340,000 | 5,531 |
| Premises and equipment expense | $67,000 | 6,079 |
| Additional noninterest expense | $262,000 | 4,319 |
| Pre-tax net operating income | $221,000 | 5,622 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $79,000 | 3,904 |
| Income before extraordinary items | $142,000 | 6,078 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $142,000 | 6,078 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $116,000 | 873 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $142,000 | 6,075 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $4,433,000 | 5,532 |
| Total interest expense | $1,278,000 | 5,665 |
| Net interest income | $3,155,000 | 5,351 |
| Provision for loan and lease losses | $114,000 | 4,656 |
| Total noninterest income | $571,000 | 4,917 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $462,000 | 3,225 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $109,000 | 6,277 |
| Total noninterest expense | $2,850,000 | 4,952 |
| Salaries and employee benefits | $1,447,000 | 5,173 |
| Premises and equipment expense | $244,000 | 6,277 |
| Additional noninterest expense | $1,159,000 | 3,956 |
| Pre-tax net operating income | $762,000 | 5,983 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $265,000 | 4,290 |
| Income before extraordinary items | $497,000 | 6,391 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $497,000 | 6,396 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 6,381 |
| Cash dividends | $140,000 | 5,257 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $497,000 | 6,362 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $3,226,000 | 5,588 |
| Total interest expense | $885,000 | 5,756 |
| Net interest income | $2,341,000 | 5,397 |
| Provision for loan and lease losses | $86,000 | 4,526 |
| Total noninterest income | $432,000 | 4,923 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $346,000 | 3,242 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $86,000 | 6,190 |
| Total noninterest expense | $2,142,000 | 4,908 |
| Salaries and employee benefits | $1,110,000 | 5,071 |
| Premises and equipment expense | $208,000 | 5,943 |
| Additional noninterest expense | $824,000 | 4,093 |
| Pre-tax net operating income | $545,000 | 6,219 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $188,000 | 4,503 |
| Income before extraordinary items | $357,000 | 6,611 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $357,000 | 6,611 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 7,740 |
| Cash dividends | $75,000 | 4,851 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $357,000 | 6,573 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,080,000 | 5,620 |
| Total interest expense | $532,000 | 5,876 |
| Net interest income | $1,548,000 | 5,399 |
| Provision for loan and lease losses | $57,000 | 4,394 |
| Total noninterest income | $279,000 | 4,971 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $233,000 | 3,180 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $46,000 | 6,538 |
| Total noninterest expense | $1,383,000 | 5,017 |
| Salaries and employee benefits | $709,000 | 5,206 |
| Premises and equipment expense | $137,000 | 5,971 |
| Additional noninterest expense | $537,000 | 4,130 |
| Pre-tax net operating income | $387,000 | 6,061 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $134,000 | 4,413 |
| Income before extraordinary items | $253,000 | 6,484 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $253,000 | 6,485 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,238 |
| Cash dividends | $75,000 | 4,508 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $253,000 | 6,440 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,022,000 | 5,669 |
| Total interest expense | $254,000 | 5,922 |
| Net interest income | $768,000 | 5,458 |
| Provision for loan and lease losses | $29,000 | 4,274 |
| Total noninterest income | $143,000 | 4,825 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $121,000 | 3,015 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $22,000 | 6,697 |
| Total noninterest expense | $683,000 | 5,086 |
| Salaries and employee benefits | $359,000 | 5,198 |
| Premises and equipment expense | $67,000 | 6,074 |
| Additional noninterest expense | $257,000 | 4,274 |
| Pre-tax net operating income | $199,000 | 5,964 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $69,000 | 4,312 |
| Income before extraordinary items | $130,000 | 6,396 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $130,000 | 6,397 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,435 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $130,000 | 6,354 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $3,736,000 | 5,775 |
| Total interest expense | $726,000 | 6,494 |
| Net interest income | $3,010,000 | 5,405 |
| Provision for loan and lease losses | $150,000 | 4,230 |
| Total noninterest income | $633,000 | 4,678 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $517,000 | 3,068 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $116,000 | 6,159 |
| Total noninterest expense | $2,761,000 | 4,951 |
| Salaries and employee benefits | $1,516,000 | 4,908 |
| Premises and equipment expense | $287,000 | 5,795 |
| Additional noninterest expense | $958,000 | 4,506 |
| Pre-tax net operating income | $732,000 | 6,008 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $253,000 | 4,446 |
| Income before extraordinary items | $479,000 | 6,437 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $479,000 | 6,440 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $103,000 | 3,584 |
| Cash dividends | $252,000 | 4,578 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $479,000 | 6,367 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,719,000 | 5,857 |
| Total interest expense | $499,000 | 6,704 |
| Net interest income | $2,220,000 | 5,440 |
| Provision for loan and lease losses | $113,000 | 4,082 |
| Total noninterest income | $489,000 | 4,611 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $395,000 | 3,036 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $94,000 | 6,030 |
| Total noninterest expense | $2,018,000 | 4,997 |
| Salaries and employee benefits | $1,082,000 | 5,029 |
| Premises and equipment expense | $225,000 | 5,643 |
| Additional noninterest expense | $711,000 | 4,469 |
| Pre-tax net operating income | $578,000 | 5,990 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $201,000 | 4,423 |
| Income before extraordinary items | $377,000 | 6,453 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $377,000 | 6,453 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 4,894 |
| Cash dividends | $187,000 | 4,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $377,000 | 6,379 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,755,000 | 5,959 |
| Total interest expense | $310,000 | 6,914 |
| Net interest income | $1,445,000 | 5,514 |
| Provision for loan and lease losses | $75,000 | 3,988 |
| Total noninterest income | $332,000 | 4,553 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $263,000 | 3,018 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $69,000 | 5,871 |
| Total noninterest expense | $1,387,000 | 4,916 |
| Salaries and employee benefits | $742,000 | 4,964 |
| Premises and equipment expense | $152,000 | 5,624 |
| Additional noninterest expense | $493,000 | 4,366 |
| Pre-tax net operating income | $315,000 | 6,408 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $107,000 | 4,754 |
| Income before extraordinary items | $208,000 | 6,816 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $208,000 | 6,816 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-64,000 | 8,799 |
| Cash dividends | $187,000 | 3,567 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $208,000 | 6,731 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $877,000 | 5,999 |
| Total interest expense | $149,000 | 7,054 |
| Net interest income | $728,000 | 5,493 |
| Provision for loan and lease losses | $38,000 | 3,803 |
| Total noninterest income | $153,000 | 4,726 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $119,000 | 3,168 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $34,000 | 5,872 |
| Total noninterest expense | $687,000 | 4,977 |
| Salaries and employee benefits | $383,000 | 4,889 |
| Premises and equipment expense | $76,000 | 5,660 |
| Additional noninterest expense | $228,000 | 4,622 |
| Pre-tax net operating income | $156,000 | 6,359 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $53,000 | 4,770 |
| Income before extraordinary items | $103,000 | 6,825 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $103,000 | 6,827 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-14,000 | 8,405 |
| Cash dividends | $161,000 | 2,399 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $103,000 | 6,720 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $3,410,000 | 6,119 |
| Total interest expense | $710,000 | 7,007 |
| Net interest income | $2,700,000 | 5,639 |
| Provision for loan and lease losses | $177,000 | 4,297 |
| Total noninterest income | $718,000 | 4,490 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $530,000 | 2,959 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $188,000 | 5,408 |
| Total noninterest expense | $2,554,000 | 5,147 |
| Salaries and employee benefits | $1,345,000 | 5,223 |
| Premises and equipment expense | $292,000 | 5,737 |
| Additional noninterest expense | $917,000 | 4,560 |
| Pre-tax net operating income | $687,000 | 6,051 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $238,000 | 4,661 |
| Income before extraordinary items | $449,000 | 6,576 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $449,000 | 6,579 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 6,545 |
| Cash dividends | $180,000 | 5,040 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $449,000 | 6,411 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,550,000 | 6,195 |
| Total interest expense | $536,000 | 7,142 |
| Net interest income | $2,014,000 | 5,691 |
| Provision for loan and lease losses | $113,000 | 4,460 |
| Total noninterest income | $510,000 | 4,689 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $386,000 | 3,030 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $124,000 | 5,684 |
| Total noninterest expense | $1,862,000 | 5,214 |
| Salaries and employee benefits | $947,000 | 5,430 |
| Premises and equipment expense | $241,000 | 5,445 |
| Additional noninterest expense | $674,000 | 4,591 |
| Pre-tax net operating income | $549,000 | 6,080 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $192,000 | 4,713 |
| Income before extraordinary items | $357,000 | 6,620 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $357,000 | 6,620 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 6,480 |
| Cash dividends | $130,000 | 4,502 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $357,000 | 6,435 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,687,000 | 6,263 |
| Total interest expense | $362,000 | 7,239 |
| Net interest income | $1,325,000 | 5,724 |
| Provision for loan and lease losses | $75,000 | 4,385 |
| Total noninterest income | $315,000 | 4,864 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $245,000 | 3,117 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $70,000 | 5,983 |
| Total noninterest expense | $1,203,000 | 5,325 |
| Salaries and employee benefits | $599,000 | 5,622 |
| Premises and equipment expense | $150,000 | 5,648 |
| Additional noninterest expense | $454,000 | 4,567 |
| Pre-tax net operating income | $362,000 | 6,097 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $126,000 | 4,785 |
| Income before extraordinary items | $236,000 | 6,645 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $236,000 | 6,647 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 8,344 |
| Cash dividends | $130,000 | 3,999 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $236,000 | 6,436 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $868,000 | 6,210 |
| Total interest expense | $180,000 | 7,362 |
| Net interest income | $688,000 | 5,599 |
| Provision for loan and lease losses | $38,000 | 4,186 |
| Total noninterest income | $150,000 | 4,887 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $123,000 | 3,020 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $27,000 | 6,429 |
| Total noninterest expense | $572,000 | 5,504 |
| Salaries and employee benefits | $282,000 | 5,818 |
| Premises and equipment expense | $75,000 | 5,636 |
| Additional noninterest expense | $215,000 | 4,716 |
| Pre-tax net operating income | $228,000 | 5,517 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $81,000 | 4,334 |
| Income before extraordinary items | $147,000 | 6,058 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $147,000 | 6,057 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 3,949 |
| Cash dividends | $130,000 | 2,667 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $147,000 | 5,876 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $3,449,000 | 6,387 |
| Total interest expense | $816,000 | 7,462 |
| Net interest income | $2,633,000 | 5,737 |
| Provision for loan and lease losses | $221,000 | 4,154 |
| Total noninterest income | $587,000 | 4,788 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $463,000 | 3,166 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $124,000 | 6,000 |
| Total noninterest expense | $2,424,000 | 5,183 |
| Salaries and employee benefits | $1,247,000 | 5,350 |
| Premises and equipment expense | $298,000 | 5,605 |
| Additional noninterest expense | $879,000 | 4,615 |
| Pre-tax net operating income | $575,000 | 6,504 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $155,000 | 5,481 |
| Income before extraordinary items | $420,000 | 6,745 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $420,000 | 6,744 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 6,528 |
| Cash dividends | $162,000 | 5,114 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $420,000 | 6,618 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $3,648,000 | 6,634 |
| Total interest expense | $1,161,000 | 7,685 |
| Net interest income | $2,487,000 | 5,732 |
| Provision for loan and lease losses | $281,000 | 3,354 |
| Total noninterest income | $546,000 | 4,825 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $423,000 | 3,239 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $123,000 | 5,948 |
| Total noninterest expense | $2,183,000 | 5,413 |
| Salaries and employee benefits | $1,086,000 | 5,697 |
| Premises and equipment expense | $268,000 | 5,874 |
| Additional noninterest expense | $829,000 | 4,672 |
| Pre-tax net operating income | $569,000 | 6,285 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $141,000 | 5,542 |
| Income before extraordinary items | $428,000 | 6,408 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $428,000 | 6,411 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $418,000 | 1,773 |
| Cash dividends | $109,000 | 5,691 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $428,000 | 6,285 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $3,700,000 | 6,731 |
| Total interest expense | $1,328,000 | 7,513 |
| Net interest income | $2,372,000 | 6,007 |
| Provision for loan and lease losses | $443,000 | 2,089 |
| Total noninterest income | $598,000 | 4,414 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $472,000 | 2,839 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $126,000 | 5,884 |
| Total noninterest expense | $2,230,000 | 5,288 |
| Salaries and employee benefits | $1,022,000 | 5,827 |
| Premises and equipment expense | $320,000 | 5,230 |
| Additional noninterest expense | $888,000 | 4,386 |
| Pre-tax net operating income | $297,000 | 7,909 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $78,000 | 6,812 |
| Income before extraordinary items | $219,000 | 7,957 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $219,000 | 7,957 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $309,000 | 1,779 |
| Cash dividends | $139,000 | 5,619 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $219,000 | 7,961 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $3,371,000 | 6,964 |
| Total interest expense | $1,127,000 | 7,839 |
| Net interest income | $2,244,000 | 6,196 |
| Provision for loan and lease losses | $267,000 | 2,931 |
| Total noninterest income | $574,000 | 4,561 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $474,000 | 2,751 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $100,000 | 6,650 |
| Total noninterest expense | $2,277,000 | 5,199 |
| Salaries and employee benefits | $887,000 | 6,371 |
| Premises and equipment expense | $263,000 | 5,881 |
| Additional noninterest expense | $1,127,000 | 3,644 |
| Pre-tax net operating income | $274,000 | 8,236 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $74,000 | 7,277 |
| Income before extraordinary items | $200,000 | 8,311 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $200,000 | 8,311 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $329,000 | 1,684 |
| Cash dividends | $178,000 | 5,417 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $200,000 | 8,274 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $3,142,000 | 7,366 |
| Total interest expense | $1,073,000 | 8,221 |
| Net interest income | $2,069,000 | 6,541 |
| Provision for loan and lease losses | $120,000 | 4,610 |
| Total noninterest income | $580,000 | 4,489 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $398,000 | 3,146 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $182,000 | 5,208 |
| Total noninterest expense | $1,768,000 | 6,074 |
| Salaries and employee benefits | $775,000 | 6,793 |
| Premises and equipment expense | $216,000 | 6,493 |
| Additional noninterest expense | $777,000 | 4,779 |
| Pre-tax net operating income | $761,000 | 6,253 |
| Securities gains (losses) | $8,000 | 3,124 |
| Applicable income taxes | $300,000 | 5,167 |
| Income before extraordinary items | $469,000 | 6,794 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $469,000 | 6,792 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $72,000 | 4,245 |
| Cash dividends | $125,000 | 6,004 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $463,880 | 6,723 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,868,000 | 7,921 |
| Total interest expense | $1,033,000 | 8,594 |
| Net interest income | $1,835,000 | 7,244 |
| Provision for loan and lease losses | $120,000 | 4,629 |
| Total noninterest income | $500,000 | 4,998 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $429,000 | 3,041 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $71,000 | 7,666 |
| Total noninterest expense | $1,459,000 | 6,896 |
| Salaries and employee benefits | $735,000 | 7,113 |
| Premises and equipment expense | $163,000 | 7,518 |
| Additional noninterest expense | $561,000 | 6,044 |
| Pre-tax net operating income | $756,000 | 6,747 |
| Securities gains (losses) | $-1,000 | 9,009 |
| Applicable income taxes | $237,000 | 6,404 |
| Income before extraordinary items | $518,000 | 6,866 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $518,000 | 6,869 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $177,000 | 2,743 |
| Cash dividends | $110,000 | 6,354 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $518,690 | 6,812 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,669,000 | 8,472 |
| Total interest expense | $896,000 | 9,343 |
| Net interest income | $1,773,000 | 7,614 |
| Provision for loan and lease losses | $120,000 | 4,568 |
| Total noninterest income | $586,000 | 4,641 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $443,000 | 3,058 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $143,000 | 6,112 |
| Total noninterest expense | $1,511,000 | 7,081 |
| Salaries and employee benefits | $731,000 | 7,352 |
| Premises and equipment expense | $135,000 | 8,405 |
| Additional noninterest expense | $645,000 | 6,068 |
| Pre-tax net operating income | $728,000 | 6,801 |
| Securities gains (losses) | $4,000 | 3,123 |
| Applicable income taxes | $288,000 | 5,966 |
| Income before extraordinary items | $444,000 | 7,280 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $444,000 | 7,282 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 7,597 |
| Cash dividends | $71,000 | 7,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $441,440 | 7,250 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,481,000 | 9,000 |
| Total interest expense | $766,000 | 10,065 |
| Net interest income | $1,715,000 | 7,978 |
| Provision for loan and lease losses | $130,000 | 3,931 |
| Total noninterest income | $445,000 | 5,588 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $381,000 | 3,509 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $64,000 | 8,581 |
| Total noninterest expense | $1,395,000 | 7,599 |
| Salaries and employee benefits | $658,000 | 8,002 |
| Premises and equipment expense | $127,000 | 8,867 |
| Additional noninterest expense | $610,000 | 6,476 |
| Pre-tax net operating income | $635,000 | 7,682 |
| Securities gains (losses) | $-11,000 | 10,162 |
| Applicable income taxes | $238,000 | 6,833 |
| Income before extraordinary items | $386,000 | 8,190 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $386,000 | 8,190 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 5,173 |
| Cash dividends | $92,000 | 6,975 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $393,040 | 8,100 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,034,000 | 9,744 |
| Total interest expense | $626,000 | 10,484 |
| Net interest income | $1,408,000 | 9,130 |
| Provision for loan and lease losses | $196,000 | 3,068 |
| Total noninterest income | $451,000 | 5,682 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $396,000 | 3,405 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $55,000 | 9,362 |
| Total noninterest expense | $1,307,000 | 8,212 |
| Salaries and employee benefits | $640,000 | 8,337 |
| Premises and equipment expense | $108,000 | 9,773 |
| Additional noninterest expense | $559,000 | 7,354 |
| Pre-tax net operating income | $356,000 | 9,685 |
| Securities gains (losses) | $-7,000 | 9,611 |
| Applicable income taxes | $32,000 | 10,876 |
| Income before extraordinary items | $317,000 | 8,966 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $317,000 | 8,970 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $101,000 | 3,709 |
| Cash dividends | $82,000 | 7,266 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $323,370 | 8,946 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,935,000 | 10,310 |
| Total interest expense | $645,000 | 10,900 |
| Net interest income | $1,290,000 | 9,765 |
| Provision for loan and lease losses | $177,000 | 4,239 |
| Total noninterest income | $420,000 | 6,269 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $393,000 | 3,498 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $27,000 | 11,511 |
| Total noninterest expense | $1,546,000 | 7,670 |
| Salaries and employee benefits | $657,000 | 8,325 |
| Premises and equipment expense | $118,000 | 9,857 |
| Additional noninterest expense | $771,000 | 6,100 |
| Pre-tax net operating income | $-13,000 | 12,474 |
| Securities gains (losses) | $15,000 | 5,022 |
| Applicable income taxes | $0 | 12,141 |
| Income before extraordinary items | $2,000 | 12,516 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $2,000 | 12,539 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $170,000 | 3,451 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $-13,000 | 12,431 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,102,000 | 10,696 |
| Total interest expense | $847,000 | 11,100 |
| Net interest income | $1,255,000 | 10,114 |
| Provision for loan and lease losses | $165,000 | 5,823 |
| Total noninterest income | $401,000 | 6,533 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $349,000 | 3,921 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $52,000 | 10,289 |
| Total noninterest expense | $1,476,000 | 8,006 |
| Salaries and employee benefits | $702,000 | 7,962 |
| Premises and equipment expense | $110,000 | 10,377 |
| Additional noninterest expense | $664,000 | 7,000 |
| Pre-tax net operating income | $15,000 | 12,619 |
| Securities gains (losses) | $58,000 | 3,883 |
| Applicable income taxes | $20,000 | 12,109 |
| Income before extraordinary items | $53,000 | 12,533 |
| Extraordinary gains, net | $20,000 | 1,231 |
| Net income | $73,000 | 12,340 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $229,000 | 3,917 |
| Cash dividends | $47,000 | 7,815 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $10,660 | 12,607 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.