Home > North Middlesex Savings Bank > Income and Expense
North Middlesex Savings Bank, Income and Expense
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $3,968,000 | 1,643 |
| Total interest expense | $598,000 | 1,241 |
| Net interest income | $3,370,000 | 1,713 |
| Provision for loan and lease losses | $68,000 | 1,817 |
| Total noninterest income | $443,000 | 2,191 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $170,000 | 1,596 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $273,000 | 2,214 |
| Total noninterest expense | $3,836,000 | 1,312 |
| Salaries and employee benefits | $2,488,000 | 1,187 |
| Premises and equipment expense | $501,000 | 1,192 |
| Additional noninterest expense | $847,000 | 1,750 |
| Pre-tax net operating income | $-91,000 | 5,726 |
| Securities gains (losses) | $2,811,000 | 28 |
| Applicable income taxes | $895,000 | 708 |
| Income before extraordinary items | $1,825,000 | 1,035 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $1,825,000 | 1,036 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $1,825,000 | 1,035 |
| Net charge-offs | $99,000 | 934 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $-58,370 | 5,703 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $15,531,000 | 1,622 |
| Total interest expense | $2,407,000 | 1,197 |
| Net interest income | $13,124,000 | 1,713 |
| Provision for loan and lease losses | $257,000 | 2,155 |
| Total noninterest income | $2,167,000 | 2,024 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $791,000 | 1,452 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $1,376,000 | 1,996 |
| Total noninterest expense | $12,395,000 | 1,565 |
| Salaries and employee benefits | $6,615,000 | 1,642 |
| Premises and equipment expense | $1,661,000 | 1,380 |
| Additional noninterest expense | $4,119,000 | 1,496 |
| Pre-tax net operating income | $2,639,000 | 2,596 |
| Securities gains (losses) | $610,000 | 363 |
| Applicable income taxes | $907,000 | 1,745 |
| Income before extraordinary items | $2,342,000 | 2,521 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,342,000 | 2,520 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $2,342,000 | 2,521 |
| Net charge-offs | $1,000 | 4,216 |
| Cash dividends | $0 | 4,239 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $1,902,800 | 2,831 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $11,553,000 | 1,639 |
| Total interest expense | $1,811,000 | 1,189 |
| Net interest income | $9,742,000 | 1,731 |
| Provision for loan and lease losses | $249,000 | 1,827 |
| Total noninterest income | $1,693,000 | 1,972 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $599,000 | 1,437 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $1,094,000 | 1,930 |
| Total noninterest expense | $9,205,000 | 1,577 |
| Salaries and employee benefits | $4,723,000 | 1,710 |
| Premises and equipment expense | $1,232,000 | 1,391 |
| Additional noninterest expense | $3,250,000 | 1,429 |
| Pre-tax net operating income | $1,981,000 | 2,637 |
| Securities gains (losses) | $599,000 | 334 |
| Applicable income taxes | $710,000 | 1,739 |
| Income before extraordinary items | $1,870,000 | 2,453 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,870,000 | 2,454 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,870,000 | 2,454 |
| Net charge-offs | $62,000 | 2,437 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $1,438,720 | 2,836 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $7,569,000 | 1,671 |
| Total interest expense | $1,231,000 | 1,163 |
| Net interest income | $6,338,000 | 1,773 |
| Provision for loan and lease losses | $166,000 | 1,809 |
| Total noninterest income | $1,098,000 | 1,986 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $392,000 | 1,453 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $706,000 | 1,941 |
| Total noninterest expense | $5,912,000 | 1,643 |
| Salaries and employee benefits | $3,060,000 | 1,754 |
| Premises and equipment expense | $837,000 | 1,374 |
| Additional noninterest expense | $2,015,000 | 1,521 |
| Pre-tax net operating income | $1,358,000 | 2,558 |
| Securities gains (losses) | $364,000 | 370 |
| Applicable income taxes | $488,000 | 1,680 |
| Income before extraordinary items | $1,234,000 | 2,452 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,234,000 | 2,451 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,234,000 | 2,451 |
| Net charge-offs | $75,000 | 1,862 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $971,920 | 2,783 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $3,753,000 | 1,689 |
| Total interest expense | $613,000 | 1,160 |
| Net interest income | $3,140,000 | 1,792 |
| Provision for loan and lease losses | $83,000 | 1,682 |
| Total noninterest income | $523,000 | 2,018 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $188,000 | 1,497 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $335,000 | 1,963 |
| Total noninterest expense | $2,904,000 | 1,671 |
| Salaries and employee benefits | $1,495,000 | 1,803 |
| Premises and equipment expense | $418,000 | 1,387 |
| Additional noninterest expense | $991,000 | 1,536 |
| Pre-tax net operating income | $676,000 | 2,541 |
| Securities gains (losses) | $249,000 | 251 |
| Applicable income taxes | $267,000 | 1,588 |
| Income before extraordinary items | $658,000 | 2,300 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $658,000 | 2,300 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $658,000 | 2,300 |
| Net charge-offs | $32,000 | 1,717 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $481,210 | 2,767 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $14,321,000 | 1,733 |
| Total interest expense | $2,117,000 | 1,312 |
| Net interest income | $12,204,000 | 1,799 |
| Provision for loan and lease losses | $332,000 | 1,793 |
| Total noninterest income | $2,105,000 | 2,050 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $813,000 | 1,457 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $1,292,000 | 2,050 |
| Total noninterest expense | $11,345,000 | 1,679 |
| Salaries and employee benefits | $5,799,000 | 1,797 |
| Premises and equipment expense | $1,629,000 | 1,416 |
| Additional noninterest expense | $3,917,000 | 1,562 |
| Pre-tax net operating income | $2,632,000 | 2,541 |
| Securities gains (losses) | $131,000 | 997 |
| Applicable income taxes | $782,000 | 1,828 |
| Income before extraordinary items | $1,981,000 | 2,751 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,981,000 | 2,752 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,981,000 | 2,753 |
| Net charge-offs | $463,000 | 1,234 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $1,886,680 | 2,791 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $10,587,000 | 1,767 |
| Total interest expense | $1,558,000 | 1,350 |
| Net interest income | $9,029,000 | 1,839 |
| Provision for loan and lease losses | $249,000 | 1,720 |
| Total noninterest income | $1,524,000 | 2,112 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $616,000 | 1,456 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $908,000 | 2,150 |
| Total noninterest expense | $8,503,000 | 1,689 |
| Salaries and employee benefits | $4,351,000 | 1,803 |
| Premises and equipment expense | $1,239,000 | 1,406 |
| Additional noninterest expense | $2,913,000 | 1,559 |
| Pre-tax net operating income | $1,801,000 | 2,753 |
| Securities gains (losses) | $192,000 | 663 |
| Applicable income taxes | $549,000 | 1,933 |
| Income before extraordinary items | $1,444,000 | 2,827 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,444,000 | 2,826 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,444,000 | 2,828 |
| Net charge-offs | $442,000 | 937 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $1,305,760 | 2,982 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $6,999,000 | 1,784 |
| Total interest expense | $1,030,000 | 1,369 |
| Net interest income | $5,969,000 | 1,848 |
| Provision for loan and lease losses | $166,000 | 1,690 |
| Total noninterest income | $1,037,000 | 2,092 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $406,000 | 1,452 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $631,000 | 2,098 |
| Total noninterest expense | $5,733,000 | 1,686 |
| Salaries and employee benefits | $2,933,000 | 1,795 |
| Premises and equipment expense | $850,000 | 1,389 |
| Additional noninterest expense | $1,950,000 | 1,570 |
| Pre-tax net operating income | $1,107,000 | 2,890 |
| Securities gains (losses) | $101,000 | 843 |
| Applicable income taxes | $332,000 | 2,024 |
| Income before extraordinary items | $876,000 | 2,998 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $876,000 | 2,998 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $876,000 | 3,000 |
| Net charge-offs | $415,000 | 739 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $802,270 | 3,094 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $3,481,000 | 1,797 |
| Total interest expense | $522,000 | 1,343 |
| Net interest income | $2,959,000 | 1,862 |
| Provision for loan and lease losses | $83,000 | 1,624 |
| Total noninterest income | $515,000 | 2,057 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $197,000 | 1,464 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $318,000 | 2,044 |
| Total noninterest expense | $2,853,000 | 1,694 |
| Salaries and employee benefits | $1,432,000 | 1,846 |
| Premises and equipment expense | $450,000 | 1,331 |
| Additional noninterest expense | $971,000 | 1,566 |
| Pre-tax net operating income | $538,000 | 2,887 |
| Securities gains (losses) | $48,000 | 862 |
| Applicable income taxes | $161,000 | 2,031 |
| Income before extraordinary items | $425,000 | 3,015 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $425,000 | 3,018 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $425,000 | 3,018 |
| Net charge-offs | $48,000 | 1,594 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $389,960 | 3,097 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $13,841,000 | 1,810 |
| Total interest expense | $2,081,000 | 1,413 |
| Net interest income | $11,760,000 | 1,860 |
| Provision for loan and lease losses | $893,000 | 951 |
| Total noninterest income | $1,999,000 | 2,106 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $831,000 | 1,521 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,168,000 | 2,114 |
| Total noninterest expense | $10,915,000 | 1,749 |
| Salaries and employee benefits | $5,560,000 | 1,857 |
| Premises and equipment expense | $1,572,000 | 1,506 |
| Additional noninterest expense | $3,783,000 | 1,645 |
| Pre-tax net operating income | $1,951,000 | 3,014 |
| Securities gains (losses) | $410,000 | 482 |
| Applicable income taxes | $721,000 | 1,865 |
| Income before extraordinary items | $1,640,000 | 3,085 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,640,000 | 3,086 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,640,000 | 3,087 |
| Net charge-offs | $868,000 | 1,006 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,357,100 | 3,362 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $10,343,000 | 1,831 |
| Total interest expense | $1,548,000 | 1,443 |
| Net interest income | $8,795,000 | 1,873 |
| Provision for loan and lease losses | $795,000 | 812 |
| Total noninterest income | $1,468,000 | 2,145 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $623,000 | 1,532 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $845,000 | 2,176 |
| Total noninterest expense | $8,216,000 | 1,747 |
| Salaries and employee benefits | $4,186,000 | 1,848 |
| Premises and equipment expense | $1,176,000 | 1,517 |
| Additional noninterest expense | $2,854,000 | 1,637 |
| Pre-tax net operating income | $1,252,000 | 3,345 |
| Securities gains (losses) | $379,000 | 396 |
| Applicable income taxes | $413,000 | 2,157 |
| Income before extraordinary items | $1,218,000 | 3,116 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,218,000 | 3,116 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,218,000 | 3,117 |
| Net charge-offs | $698,000 | 891 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $933,750 | 3,574 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $6,799,000 | 1,849 |
| Total interest expense | $1,020,000 | 1,463 |
| Net interest income | $5,779,000 | 1,889 |
| Provision for loan and lease losses | $667,000 | 665 |
| Total noninterest income | $878,000 | 2,277 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $405,000 | 1,546 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $473,000 | 2,382 |
| Total noninterest expense | $5,505,000 | 1,724 |
| Salaries and employee benefits | $2,777,000 | 1,862 |
| Premises and equipment expense | $791,000 | 1,510 |
| Additional noninterest expense | $1,937,000 | 1,611 |
| Pre-tax net operating income | $485,000 | 4,225 |
| Securities gains (losses) | $392,000 | 288 |
| Applicable income taxes | $217,000 | 2,336 |
| Income before extraordinary items | $660,000 | 3,443 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $660,000 | 3,449 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $660,000 | 3,449 |
| Net charge-offs | $584,000 | 765 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $366,000 | 4,387 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $3,376,000 | 1,855 |
| Total interest expense | $509,000 | 1,488 |
| Net interest income | $2,867,000 | 1,891 |
| Provision for loan and lease losses | $158,000 | 1,161 |
| Total noninterest income | $387,000 | 2,424 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $195,000 | 1,586 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $192,000 | 2,620 |
| Total noninterest expense | $2,743,000 | 1,740 |
| Salaries and employee benefits | $1,386,000 | 1,877 |
| Premises and equipment expense | $404,000 | 1,505 |
| Additional noninterest expense | $953,000 | 1,611 |
| Pre-tax net operating income | $353,000 | 3,530 |
| Securities gains (losses) | $-1,000 | 6,239 |
| Applicable income taxes | $81,000 | 2,540 |
| Income before extraordinary items | $271,000 | 3,723 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $271,000 | 3,726 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $271,000 | 3,726 |
| Net charge-offs | $340,000 | 657 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $271,770 | 3,662 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $13,203,000 | 1,893 |
| Total interest expense | $2,170,000 | 1,577 |
| Net interest income | $11,033,000 | 1,928 |
| Provision for loan and lease losses | $733,000 | 1,431 |
| Total noninterest income | $2,193,000 | 2,023 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $862,000 | 1,547 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,331,000 | 1,998 |
| Total noninterest expense | $10,486,000 | 1,819 |
| Salaries and employee benefits | $5,406,000 | 1,885 |
| Premises and equipment expense | $1,494,000 | 1,582 |
| Additional noninterest expense | $3,586,000 | 1,772 |
| Pre-tax net operating income | $2,007,000 | 2,848 |
| Securities gains (losses) | $501,000 | 448 |
| Applicable income taxes | $587,000 | 1,989 |
| Income before extraordinary items | $1,921,000 | 2,688 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,921,000 | 2,691 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,921,000 | 2,691 |
| Net charge-offs | $1,053,000 | 1,223 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $1,535,230 | 3,052 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $9,765,000 | 1,923 |
| Total interest expense | $1,645,000 | 1,603 |
| Net interest income | $8,120,000 | 1,957 |
| Provision for loan and lease losses | $475,000 | 1,569 |
| Total noninterest income | $1,658,000 | 2,065 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $648,000 | 1,550 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,010,000 | 2,030 |
| Total noninterest expense | $7,674,000 | 1,861 |
| Salaries and employee benefits | $3,819,000 | 2,018 |
| Premises and equipment expense | $1,111,000 | 1,597 |
| Additional noninterest expense | $2,744,000 | 1,726 |
| Pre-tax net operating income | $1,629,000 | 2,782 |
| Securities gains (losses) | $43,000 | 1,775 |
| Applicable income taxes | $467,000 | 1,978 |
| Income before extraordinary items | $1,205,000 | 3,075 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,205,000 | 3,079 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,205,000 | 3,079 |
| Net charge-offs | $721,000 | 1,265 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,174,040 | 3,045 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $6,447,000 | 1,930 |
| Total interest expense | $1,126,000 | 1,589 |
| Net interest income | $5,321,000 | 1,977 |
| Provision for loan and lease losses | $317,000 | 1,590 |
| Total noninterest income | $1,069,000 | 2,133 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $429,000 | 1,527 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $640,000 | 2,145 |
| Total noninterest expense | $5,124,000 | 1,862 |
| Salaries and employee benefits | $2,561,000 | 2,011 |
| Premises and equipment expense | $765,000 | 1,559 |
| Additional noninterest expense | $1,798,000 | 1,756 |
| Pre-tax net operating income | $949,000 | 2,994 |
| Securities gains (losses) | $54,000 | 1,469 |
| Applicable income taxes | $276,000 | 2,106 |
| Income before extraordinary items | $727,000 | 3,241 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $727,000 | 3,244 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $727,000 | 3,245 |
| Net charge-offs | $413,000 | 1,415 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $688,120 | 3,251 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $3,256,000 | 1,925 |
| Total interest expense | $569,000 | 1,617 |
| Net interest income | $2,687,000 | 1,979 |
| Provision for loan and lease losses | $158,000 | 1,566 |
| Total noninterest income | $533,000 | 2,136 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $214,000 | 1,526 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $319,000 | 2,137 |
| Total noninterest expense | $2,572,000 | 1,873 |
| Salaries and employee benefits | $1,298,000 | 1,995 |
| Premises and equipment expense | $389,000 | 1,561 |
| Additional noninterest expense | $885,000 | 1,793 |
| Pre-tax net operating income | $490,000 | 2,908 |
| Securities gains (losses) | $23,000 | 1,213 |
| Applicable income taxes | $141,000 | 2,047 |
| Income before extraordinary items | $372,000 | 3,160 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $372,000 | 3,160 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $372,000 | 3,162 |
| Net charge-offs | $362,000 | 936 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $355,210 | 3,151 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $13,427,000 | 1,956 |
| Total interest expense | $2,603,000 | 1,684 |
| Net interest income | $10,824,000 | 2,009 |
| Provision for loan and lease losses | $758,000 | 2,154 |
| Total noninterest income | $2,711,000 | 1,769 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $791,000 | 1,705 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $1,920,000 | 1,562 |
| Total noninterest expense | $10,268,000 | 1,865 |
| Salaries and employee benefits | $5,217,000 | 1,928 |
| Premises and equipment expense | $1,377,000 | 1,709 |
| Additional noninterest expense | $3,674,000 | 1,795 |
| Pre-tax net operating income | $2,509,000 | 2,398 |
| Securities gains (losses) | $-46,000 | 6,844 |
| Applicable income taxes | $721,000 | 1,808 |
| Income before extraordinary items | $1,742,000 | 2,858 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,742,000 | 2,861 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,742,000 | 2,860 |
| Net charge-offs | $638,000 | 2,333 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $1,774,660 | 2,694 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $10,077,000 | 1,991 |
| Total interest expense | $1,989,000 | 1,729 |
| Net interest income | $8,088,000 | 2,044 |
| Provision for loan and lease losses | $550,000 | 2,153 |
| Total noninterest income | $2,049,000 | 1,757 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $691,000 | 1,526 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,358,000 | 1,624 |
| Total noninterest expense | $7,632,000 | 1,881 |
| Salaries and employee benefits | $3,826,000 | 1,977 |
| Premises and equipment expense | $1,023,000 | 1,733 |
| Additional noninterest expense | $2,783,000 | 1,785 |
| Pre-tax net operating income | $1,955,000 | 2,401 |
| Securities gains (losses) | $-65,000 | 6,981 |
| Applicable income taxes | $565,000 | 1,806 |
| Income before extraordinary items | $1,325,000 | 2,879 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,325,000 | 2,879 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,325,000 | 2,878 |
| Net charge-offs | $512,000 | 2,150 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,370,500 | 2,668 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $6,763,000 | 1,989 |
| Total interest expense | $1,352,000 | 1,752 |
| Net interest income | $5,411,000 | 2,048 |
| Provision for loan and lease losses | $366,000 | 2,187 |
| Total noninterest income | $1,496,000 | 1,628 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $467,000 | 1,497 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,029,000 | 1,491 |
| Total noninterest expense | $5,159,000 | 1,855 |
| Salaries and employee benefits | $2,515,000 | 2,000 |
| Premises and equipment expense | $698,000 | 1,695 |
| Additional noninterest expense | $1,946,000 | 1,708 |
| Pre-tax net operating income | $1,382,000 | 2,280 |
| Securities gains (losses) | $-66,000 | 7,068 |
| Applicable income taxes | $409,000 | 1,693 |
| Income before extraordinary items | $907,000 | 2,793 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $907,000 | 2,794 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $907,000 | 2,794 |
| Net charge-offs | $404,000 | 1,996 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $952,540 | 2,569 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $3,403,000 | 1,986 |
| Total interest expense | $701,000 | 1,756 |
| Net interest income | $2,702,000 | 2,044 |
| Provision for loan and lease losses | $158,000 | 2,254 |
| Total noninterest income | $869,000 | 1,447 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $239,000 | 1,456 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $630,000 | 1,281 |
| Total noninterest expense | $2,629,000 | 1,823 |
| Salaries and employee benefits | $1,239,000 | 2,026 |
| Premises and equipment expense | $369,000 | 1,613 |
| Additional noninterest expense | $1,021,000 | 1,621 |
| Pre-tax net operating income | $784,000 | 2,065 |
| Securities gains (losses) | $-72,000 | 7,189 |
| Applicable income taxes | $224,000 | 1,598 |
| Income before extraordinary items | $488,000 | 2,671 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $488,000 | 2,673 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $488,000 | 2,674 |
| Net charge-offs | $267,000 | 1,592 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $537,680 | 2,343 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $13,711,000 | 2,039 |
| Total interest expense | $3,222,000 | 1,834 |
| Net interest income | $10,489,000 | 2,081 |
| Provision for loan and lease losses | $1,786,000 | 1,700 |
| Total noninterest income | $2,002,000 | 2,002 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $931,000 | 1,562 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $1,071,000 | 2,049 |
| Total noninterest expense | $10,672,000 | 1,805 |
| Salaries and employee benefits | $5,460,000 | 1,771 |
| Premises and equipment expense | $1,435,000 | 1,725 |
| Additional noninterest expense | $3,777,000 | 1,783 |
| Pre-tax net operating income | $33,000 | 5,932 |
| Securities gains (losses) | $77,000 | 2,259 |
| Applicable income taxes | $-260,000 | 6,966 |
| Income before extraordinary items | $370,000 | 5,025 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $370,000 | 5,027 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $370,000 | 5,027 |
| Net charge-offs | $632,000 | 2,894 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $293,000 | 5,165 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $10,346,000 | 2,046 |
| Total interest expense | $2,475,000 | 1,866 |
| Net interest income | $7,871,000 | 2,093 |
| Provision for loan and lease losses | $1,327,000 | 1,638 |
| Total noninterest income | $1,484,000 | 2,021 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $697,000 | 1,571 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $787,000 | 2,062 |
| Total noninterest expense | $8,008,000 | 1,808 |
| Salaries and employee benefits | $4,007,000 | 1,827 |
| Premises and equipment expense | $1,093,000 | 1,731 |
| Additional noninterest expense | $2,908,000 | 1,747 |
| Pre-tax net operating income | $20,000 | 6,074 |
| Securities gains (losses) | $103,000 | 1,767 |
| Applicable income taxes | $-171,000 | 7,069 |
| Income before extraordinary items | $294,000 | 5,085 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $294,000 | 5,087 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $294,000 | 5,087 |
| Net charge-offs | $409,000 | 2,883 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $191,000 | 5,391 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $6,902,000 | 2,059 |
| Total interest expense | $1,687,000 | 1,897 |
| Net interest income | $5,215,000 | 2,097 |
| Provision for loan and lease losses | $550,000 | 2,190 |
| Total noninterest income | $1,092,000 | 1,870 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $477,000 | 1,525 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $615,000 | 1,840 |
| Total noninterest expense | $5,510,000 | 1,771 |
| Salaries and employee benefits | $2,654,000 | 1,852 |
| Premises and equipment expense | $750,000 | 1,685 |
| Additional noninterest expense | $2,106,000 | 1,636 |
| Pre-tax net operating income | $247,000 | 4,856 |
| Securities gains (losses) | $169,000 | 816 |
| Applicable income taxes | $55,000 | 3,307 |
| Income before extraordinary items | $361,000 | 4,165 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $361,000 | 4,165 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $361,000 | 4,167 |
| Net charge-offs | $92,000 | 3,925 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $213,970 | 4,832 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $3,429,000 | 2,084 |
| Total interest expense | $859,000 | 1,930 |
| Net interest income | $2,570,000 | 2,116 |
| Provision for loan and lease losses | $150,000 | 2,750 |
| Total noninterest income | $518,000 | 1,934 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $246,000 | 1,454 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $272,000 | 2,036 |
| Total noninterest expense | $2,765,000 | 1,779 |
| Salaries and employee benefits | $1,338,000 | 1,857 |
| Premises and equipment expense | $387,000 | 1,663 |
| Additional noninterest expense | $1,040,000 | 1,655 |
| Pre-tax net operating income | $173,000 | 4,438 |
| Securities gains (losses) | $49,000 | 766 |
| Applicable income taxes | $30,000 | 3,187 |
| Income before extraordinary items | $192,000 | 4,053 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $192,000 | 4,052 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $192,000 | 4,053 |
| Net charge-offs | $10,000 | 4,385 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $149,860 | 4,400 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $13,967,000 | 2,160 |
| Total interest expense | $4,347,000 | 1,848 |
| Net interest income | $9,620,000 | 2,278 |
| Provision for loan and lease losses | $2,906,000 | 1,650 |
| Total noninterest income | $2,755,000 | 1,644 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $1,086,000 | 1,404 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $1,669,000 | 1,582 |
| Total noninterest expense | $10,608,000 | 1,848 |
| Salaries and employee benefits | $5,337,000 | 1,812 |
| Premises and equipment expense | $1,424,000 | 1,801 |
| Additional noninterest expense | $3,847,000 | 1,866 |
| Pre-tax net operating income | $-1,139,000 | 6,541 |
| Securities gains (losses) | $-646,000 | 7,459 |
| Applicable income taxes | $-853,000 | 7,284 |
| Income before extraordinary items | $-932,000 | 6,562 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-932,000 | 6,563 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-932,000 | 6,563 |
| Net charge-offs | $2,846,000 | 1,515 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-518,560 | 6,330 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $10,556,000 | 2,190 |
| Total interest expense | $3,400,000 | 1,851 |
| Net interest income | $7,156,000 | 2,334 |
| Provision for loan and lease losses | $2,656,000 | 1,372 |
| Total noninterest income | $1,946,000 | 1,723 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $803,000 | 1,459 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $1,143,000 | 1,653 |
| Total noninterest expense | $8,147,000 | 1,801 |
| Salaries and employee benefits | $4,148,000 | 1,769 |
| Premises and equipment expense | $1,067,000 | 1,818 |
| Additional noninterest expense | $2,932,000 | 1,810 |
| Pre-tax net operating income | $-1,701,000 | 7,005 |
| Securities gains (losses) | $-686,000 | 7,618 |
| Applicable income taxes | $-1,017,000 | 7,501 |
| Income before extraordinary items | $-1,370,000 | 7,007 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-1,370,000 | 7,006 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-1,370,000 | 7,007 |
| Net charge-offs | $2,434,000 | 1,332 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-930,960 | 6,822 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $7,083,000 | 2,202 |
| Total interest expense | $2,320,000 | 1,875 |
| Net interest income | $4,763,000 | 2,345 |
| Provision for loan and lease losses | $2,046,000 | 1,259 |
| Total noninterest income | $1,233,000 | 1,740 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $532,000 | 1,479 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $701,000 | 1,669 |
| Total noninterest expense | $5,471,000 | 1,798 |
| Salaries and employee benefits | $2,757,000 | 1,781 |
| Premises and equipment expense | $723,000 | 1,812 |
| Additional noninterest expense | $1,991,000 | 1,769 |
| Pre-tax net operating income | $-1,521,000 | 7,170 |
| Securities gains (losses) | $-1,216,000 | 7,755 |
| Applicable income taxes | $-1,136,000 | 7,629 |
| Income before extraordinary items | $-1,601,000 | 7,264 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-1,601,000 | 7,263 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-1,601,000 | 7,264 |
| Net charge-offs | $789,000 | 1,953 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-822,760 | 6,983 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $3,567,000 | 2,247 |
| Total interest expense | $1,180,000 | 1,935 |
| Net interest income | $2,387,000 | 2,358 |
| Provision for loan and lease losses | $355,000 | 2,202 |
| Total noninterest income | $580,000 | 1,818 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $262,000 | 1,492 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $318,000 | 1,770 |
| Total noninterest expense | $2,565,000 | 1,937 |
| Salaries and employee benefits | $1,374,000 | 1,821 |
| Premises and equipment expense | $380,000 | 1,784 |
| Additional noninterest expense | $811,000 | 2,095 |
| Pre-tax net operating income | $47,000 | 5,691 |
| Securities gains (losses) | $9,000 | 1,748 |
| Applicable income taxes | $6,000 | 4,021 |
| Income before extraordinary items | $50,000 | 5,702 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $50,000 | 5,703 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $50,000 | 5,702 |
| Net charge-offs | $270,000 | 2,135 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $41,990 | 5,718 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $15,411,000 | 2,183 |
| Total interest expense | $5,990,000 | 1,924 |
| Net interest income | $9,421,000 | 2,315 |
| Provision for loan and lease losses | $480,000 | 4,597 |
| Total noninterest income | $2,322,000 | 1,917 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $1,099,000 | 1,540 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $1,223,000 | 1,892 |
| Total noninterest expense | $10,714,000 | 1,899 |
| Salaries and employee benefits | $5,861,000 | 1,692 |
| Premises and equipment expense | $1,491,000 | 1,819 |
| Additional noninterest expense | $3,362,000 | 2,133 |
| Pre-tax net operating income | $549,000 | 3,882 |
| Securities gains (losses) | $-893,000 | 7,689 |
| Applicable income taxes | $-379,000 | 6,948 |
| Income before extraordinary items | $35,000 | 5,397 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $35,000 | 5,396 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $35,000 | 5,396 |
| Net charge-offs | $573,000 | 3,619 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $606,520 | 3,508 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $11,777,000 | 2,184 |
| Total interest expense | $4,661,000 | 1,945 |
| Net interest income | $7,116,000 | 2,300 |
| Provision for loan and lease losses | $55,000 | 6,464 |
| Total noninterest income | $1,719,000 | 1,972 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $813,000 | 1,566 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $906,000 | 1,952 |
| Total noninterest expense | $8,177,000 | 1,860 |
| Salaries and employee benefits | $4,461,000 | 1,687 |
| Premises and equipment expense | $1,119,000 | 1,829 |
| Additional noninterest expense | $2,597,000 | 2,034 |
| Pre-tax net operating income | $603,000 | 3,593 |
| Securities gains (losses) | $-20,000 | 7,284 |
| Applicable income taxes | $-41,000 | 6,789 |
| Income before extraordinary items | $624,000 | 3,319 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $624,000 | 3,316 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $624,000 | 3,319 |
| Net charge-offs | $123,000 | 4,863 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $644,000 | 3,177 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $8,023,000 | 2,183 |
| Total interest expense | $3,244,000 | 1,955 |
| Net interest income | $4,779,000 | 2,286 |
| Provision for loan and lease losses | $55,000 | 6,004 |
| Total noninterest income | $1,131,000 | 1,998 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $533,000 | 1,564 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $598,000 | 1,995 |
| Total noninterest expense | $5,490,000 | 1,876 |
| Salaries and employee benefits | $2,936,000 | 1,742 |
| Premises and equipment expense | $768,000 | 1,805 |
| Additional noninterest expense | $1,786,000 | 1,998 |
| Pre-tax net operating income | $365,000 | 3,847 |
| Securities gains (losses) | $-13,000 | 7,501 |
| Applicable income taxes | $5,000 | 4,239 |
| Income before extraordinary items | $347,000 | 3,717 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $347,000 | 3,716 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $347,000 | 3,716 |
| Net charge-offs | $164,000 | 3,670 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $359,870 | 3,550 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $4,107,000 | 2,162 |
| Total interest expense | $1,661,000 | 1,990 |
| Net interest income | $2,446,000 | 2,243 |
| Provision for loan and lease losses | $55,000 | 4,803 |
| Total noninterest income | $516,000 | 2,090 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $264,000 | 1,540 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $252,000 | 2,193 |
| Total noninterest expense | $2,650,000 | 1,878 |
| Salaries and employee benefits | $1,457,000 | 1,778 |
| Premises and equipment expense | $391,000 | 1,810 |
| Additional noninterest expense | $802,000 | 1,990 |
| Pre-tax net operating income | $257,000 | 3,592 |
| Securities gains (losses) | $-10,000 | 7,826 |
| Applicable income taxes | $22,000 | 3,499 |
| Income before extraordinary items | $225,000 | 3,661 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $225,000 | 3,661 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $225,000 | 3,662 |
| Net charge-offs | $12,000 | 4,660 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $234,100 | 3,438 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $17,936,000 | 2,118 |
| Total interest expense | $8,263,000 | 1,901 |
| Net interest income | $9,673,000 | 2,283 |
| Provision for loan and lease losses | $0 | 7,334 |
| Total noninterest income | $2,093,000 | 2,071 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $1,177,000 | 1,517 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $916,000 | 2,259 |
| Total noninterest expense | $10,026,000 | 1,924 |
| Salaries and employee benefits | $5,563,000 | 1,832 |
| Premises and equipment expense | $1,500,000 | 1,819 |
| Additional noninterest expense | $2,963,000 | 2,033 |
| Pre-tax net operating income | $1,740,000 | 2,756 |
| Securities gains (losses) | $-4,760,000 | 8,075 |
| Applicable income taxes | $-1,337,000 | 7,803 |
| Income before extraordinary items | $-1,683,000 | 7,271 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-1,683,000 | 7,268 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $434,000 | 3,001 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,363,400 | 2,829 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $13,673,000 | 2,136 |
| Total interest expense | $6,472,000 | 1,910 |
| Net interest income | $7,201,000 | 2,309 |
| Provision for loan and lease losses | $0 | 6,991 |
| Total noninterest income | $1,576,000 | 2,133 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $883,000 | 1,529 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $693,000 | 2,330 |
| Total noninterest expense | $7,514,000 | 1,914 |
| Salaries and employee benefits | $4,191,000 | 1,855 |
| Premises and equipment expense | $1,131,000 | 1,812 |
| Additional noninterest expense | $2,192,000 | 1,985 |
| Pre-tax net operating income | $1,263,000 | 3,211 |
| Securities gains (losses) | $-4,760,000 | 8,212 |
| Applicable income taxes | $-662,000 | 7,945 |
| Income before extraordinary items | $-2,835,000 | 7,992 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-2,835,000 | 7,991 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $154,000 | 3,362 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,020,600 | 3,210 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $9,211,000 | 2,142 |
| Total interest expense | $4,518,000 | 1,903 |
| Net interest income | $4,693,000 | 2,338 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $1,081,000 | 2,116 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $604,000 | 1,474 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $477,000 | 2,319 |
| Total noninterest expense | $4,996,000 | 1,921 |
| Salaries and employee benefits | $2,796,000 | 1,872 |
| Premises and equipment expense | $761,000 | 1,795 |
| Additional noninterest expense | $1,439,000 | 2,000 |
| Pre-tax net operating income | $778,000 | 3,486 |
| Securities gains (losses) | $6,000 | 2,681 |
| Applicable income taxes | $117,000 | 3,297 |
| Income before extraordinary items | $667,000 | 3,402 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $667,000 | 3,403 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $121,000 | 2,788 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $661,900 | 3,380 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $4,671,000 | 2,161 |
| Total interest expense | $2,382,000 | 1,951 |
| Net interest income | $2,289,000 | 2,393 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $558,000 | 2,070 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $279,000 | 1,571 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $279,000 | 2,058 |
| Total noninterest expense | $2,477,000 | 1,929 |
| Salaries and employee benefits | $1,393,000 | 1,897 |
| Premises and equipment expense | $395,000 | 1,743 |
| Additional noninterest expense | $689,000 | 2,036 |
| Pre-tax net operating income | $370,000 | 3,714 |
| Securities gains (losses) | $11,000 | 1,937 |
| Applicable income taxes | $49,000 | 3,578 |
| Income before extraordinary items | $332,000 | 3,586 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $332,000 | 3,589 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,217 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $322,430 | 3,548 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $20,114,000 | 2,083 |
| Total interest expense | $10,540,000 | 1,881 |
| Net interest income | $9,574,000 | 2,326 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $385,000 | 5,569 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $1,210,000 | 1,482 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $-825,000 | 8,528 |
| Total noninterest expense | $9,958,000 | 1,860 |
| Salaries and employee benefits | $5,646,000 | 1,790 |
| Premises and equipment expense | $1,493,000 | 1,756 |
| Additional noninterest expense | $2,819,000 | 1,956 |
| Pre-tax net operating income | $1,000 | 7,423 |
| Securities gains (losses) | $1,984,000 | 116 |
| Applicable income taxes | $501,000 | 2,733 |
| Income before extraordinary items | $1,484,000 | 3,475 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,484,000 | 3,474 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $151,000 | 3,221 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $-4,000 | 7,481 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $15,393,000 | 2,049 |
| Total interest expense | $8,085,000 | 1,839 |
| Net interest income | $7,308,000 | 2,304 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $1,364,000 | 2,367 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $904,000 | 1,456 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $460,000 | 2,978 |
| Total noninterest expense | $7,444,000 | 1,838 |
| Salaries and employee benefits | $4,240,000 | 1,780 |
| Premises and equipment expense | $1,107,000 | 1,776 |
| Additional noninterest expense | $2,097,000 | 1,923 |
| Pre-tax net operating income | $1,228,000 | 3,898 |
| Securities gains (losses) | $368,000 | 272 |
| Applicable income taxes | $372,000 | 2,901 |
| Income before extraordinary items | $1,224,000 | 3,418 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,224,000 | 3,417 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $150,000 | 2,308 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $940,640 | 3,996 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $10,312,000 | 2,058 |
| Total interest expense | $5,398,000 | 1,850 |
| Net interest income | $4,914,000 | 2,313 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $893,000 | 2,401 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $583,000 | 1,507 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $310,000 | 2,963 |
| Total noninterest expense | $4,919,000 | 1,880 |
| Salaries and employee benefits | $2,802,000 | 1,837 |
| Premises and equipment expense | $749,000 | 1,766 |
| Additional noninterest expense | $1,368,000 | 1,971 |
| Pre-tax net operating income | $888,000 | 3,791 |
| Securities gains (losses) | $218,000 | 292 |
| Applicable income taxes | $247,000 | 2,981 |
| Income before extraordinary items | $859,000 | 3,359 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $859,000 | 3,358 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $159,000 | 1,555 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $688,960 | 3,851 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $5,170,000 | 2,051 |
| Total interest expense | $2,701,000 | 1,830 |
| Net interest income | $2,469,000 | 2,319 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $417,000 | 2,481 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $273,000 | 1,568 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $144,000 | 3,096 |
| Total noninterest expense | $2,442,000 | 1,891 |
| Salaries and employee benefits | $1,394,000 | 1,844 |
| Premises and equipment expense | $374,000 | 1,778 |
| Additional noninterest expense | $674,000 | 1,962 |
| Pre-tax net operating income | $444,000 | 3,778 |
| Securities gains (losses) | $75,000 | 354 |
| Applicable income taxes | $130,000 | 2,937 |
| Income before extraordinary items | $389,000 | 3,565 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $389,000 | 3,565 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $89,000 | 1,264 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $332,750 | 3,918 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $19,351,000 | 2,047 |
| Total interest expense | $9,131,000 | 1,828 |
| Net interest income | $10,220,000 | 2,257 |
| Provision for loan and lease losses | $-125,000 | 8,489 |
| Total noninterest income | $1,692,000 | 2,485 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $1,088,000 | 1,630 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $604,000 | 3,004 |
| Total noninterest expense | $9,693,000 | 1,845 |
| Salaries and employee benefits | $5,434,000 | 1,801 |
| Premises and equipment expense | $1,446,000 | 1,758 |
| Additional noninterest expense | $2,813,000 | 1,871 |
| Pre-tax net operating income | $2,344,000 | 3,289 |
| Securities gains (losses) | $-131,000 | 8,282 |
| Applicable income taxes | $594,000 | 2,895 |
| Income before extraordinary items | $1,619,000 | 3,598 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,619,000 | 3,598 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 5,089 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,714,630 | 3,454 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $14,233,000 | 2,071 |
| Total interest expense | $6,526,000 | 1,855 |
| Net interest income | $7,707,000 | 2,264 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $1,256,000 | 2,518 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $805,000 | 1,648 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $451,000 | 3,019 |
| Total noninterest expense | $7,148,000 | 1,861 |
| Salaries and employee benefits | $4,055,000 | 1,813 |
| Premises and equipment expense | $1,088,000 | 1,747 |
| Additional noninterest expense | $2,005,000 | 1,946 |
| Pre-tax net operating income | $1,815,000 | 3,324 |
| Securities gains (losses) | $-131,000 | 8,470 |
| Applicable income taxes | $457,000 | 2,980 |
| Income before extraordinary items | $1,227,000 | 3,681 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,227,000 | 3,683 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,425 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,322,630 | 3,482 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $9,260,000 | 2,082 |
| Total interest expense | $4,066,000 | 1,881 |
| Net interest income | $5,194,000 | 2,257 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $816,000 | 2,557 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $512,000 | 1,706 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $304,000 | 2,988 |
| Total noninterest expense | $4,747,000 | 1,865 |
| Salaries and employee benefits | $2,678,000 | 1,833 |
| Premises and equipment expense | $728,000 | 1,742 |
| Additional noninterest expense | $1,341,000 | 1,960 |
| Pre-tax net operating income | $1,263,000 | 3,252 |
| Securities gains (losses) | $8,000 | 776 |
| Applicable income taxes | $357,000 | 2,797 |
| Income before extraordinary items | $914,000 | 3,417 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $914,000 | 3,420 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,236 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $908,240 | 3,427 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $4,485,000 | 2,097 |
| Total interest expense | $1,873,000 | 1,934 |
| Net interest income | $2,612,000 | 2,229 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $394,000 | 2,567 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $247,000 | 1,707 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $147,000 | 3,003 |
| Total noninterest expense | $2,326,000 | 1,919 |
| Salaries and employee benefits | $1,310,000 | 1,880 |
| Premises and equipment expense | $359,000 | 1,770 |
| Additional noninterest expense | $657,000 | 1,978 |
| Pre-tax net operating income | $680,000 | 3,027 |
| Securities gains (losses) | $8,000 | 624 |
| Applicable income taxes | $216,000 | 2,496 |
| Income before extraordinary items | $472,000 | 3,313 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $472,000 | 3,312 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,131 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $466,480 | 3,319 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $16,248,000 | 2,053 |
| Total interest expense | $5,614,000 | 2,003 |
| Net interest income | $10,634,000 | 2,090 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $1,621,000 | 2,558 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $872,000 | 1,960 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $749,000 | 2,652 |
| Total noninterest expense | $9,031,000 | 1,875 |
| Salaries and employee benefits | $5,279,000 | 1,761 |
| Premises and equipment expense | $1,202,000 | 1,992 |
| Additional noninterest expense | $2,550,000 | 1,979 |
| Pre-tax net operating income | $3,224,000 | 2,607 |
| Securities gains (losses) | $26,000 | 1,166 |
| Applicable income taxes | $1,069,000 | 2,173 |
| Income before extraordinary items | $2,181,000 | 2,872 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $2,181,000 | 2,873 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $45,000 | 4,418 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $2,163,580 | 2,865 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $11,852,000 | 2,062 |
| Total interest expense | $3,954,000 | 2,015 |
| Net interest income | $7,898,000 | 2,094 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $1,246,000 | 2,513 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $640,000 | 1,999 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $606,000 | 2,539 |
| Total noninterest expense | $6,610,000 | 1,898 |
| Salaries and employee benefits | $3,814,000 | 1,822 |
| Premises and equipment expense | $895,000 | 1,998 |
| Additional noninterest expense | $1,901,000 | 1,961 |
| Pre-tax net operating income | $2,534,000 | 2,548 |
| Securities gains (losses) | $55,000 | 846 |
| Applicable income taxes | $852,000 | 2,112 |
| Income before extraordinary items | $1,737,000 | 2,765 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,737,000 | 2,766 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 5,608 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,700,150 | 2,786 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $7,649,000 | 2,059 |
| Total interest expense | $2,465,000 | 2,018 |
| Net interest income | $5,184,000 | 2,096 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $710,000 | 2,742 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $419,000 | 1,988 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $291,000 | 3,123 |
| Total noninterest expense | $4,378,000 | 1,892 |
| Salaries and employee benefits | $2,512,000 | 1,823 |
| Premises and equipment expense | $577,000 | 2,046 |
| Additional noninterest expense | $1,289,000 | 1,907 |
| Pre-tax net operating income | $1,516,000 | 2,727 |
| Securities gains (losses) | $55,000 | 752 |
| Applicable income taxes | $458,000 | 2,385 |
| Income before extraordinary items | $1,113,000 | 2,841 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,113,000 | 2,841 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 2,957 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,073,950 | 2,888 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $3,729,000 | 2,072 |
| Total interest expense | $1,151,000 | 2,053 |
| Net interest income | $2,578,000 | 2,096 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $351,000 | 2,721 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $218,000 | 1,864 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $133,000 | 3,203 |
| Total noninterest expense | $2,179,000 | 1,900 |
| Salaries and employee benefits | $1,250,000 | 1,840 |
| Premises and equipment expense | $293,000 | 2,042 |
| Additional noninterest expense | $636,000 | 1,929 |
| Pre-tax net operating income | $750,000 | 2,704 |
| Securities gains (losses) | $16,000 | 862 |
| Applicable income taxes | $225,000 | 2,413 |
| Income before extraordinary items | $541,000 | 2,858 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $541,000 | 2,859 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,322 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $529,640 | 2,869 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $13,856,000 | 2,045 |
| Total interest expense | $4,084,000 | 1,996 |
| Net interest income | $9,772,000 | 2,080 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $1,577,000 | 2,597 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $819,000 | 2,100 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $758,000 | 2,586 |
| Total noninterest expense | $8,776,000 | 1,844 |
| Salaries and employee benefits | $4,672,000 | 1,877 |
| Premises and equipment expense | $1,001,000 | 2,287 |
| Additional noninterest expense | $3,103,000 | 1,574 |
| Pre-tax net operating income | $2,573,000 | 2,941 |
| Securities gains (losses) | $402,000 | 521 |
| Applicable income taxes | $841,000 | 2,447 |
| Income before extraordinary items | $2,134,000 | 2,763 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,134,000 | 2,766 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $123,000 | 3,342 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,844,560 | 3,065 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $10,235,000 | 2,046 |
| Total interest expense | $2,953,000 | 2,023 |
| Net interest income | $7,282,000 | 2,079 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $1,147,000 | 2,650 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $624,000 | 2,088 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $523,000 | 2,721 |
| Total noninterest expense | $6,280,000 | 1,906 |
| Salaries and employee benefits | $3,415,000 | 1,915 |
| Premises and equipment expense | $729,000 | 2,345 |
| Additional noninterest expense | $2,136,000 | 1,690 |
| Pre-tax net operating income | $2,149,000 | 2,710 |
| Securities gains (losses) | $156,000 | 915 |
| Applicable income taxes | $757,000 | 2,192 |
| Income before extraordinary items | $1,548,000 | 2,877 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,548,000 | 2,878 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $123,000 | 2,513 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,443,480 | 2,978 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $6,722,000 | 2,074 |
| Total interest expense | $1,887,000 | 2,096 |
| Net interest income | $4,835,000 | 2,068 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $766,000 | 2,661 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $395,000 | 2,169 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $371,000 | 2,636 |
| Total noninterest expense | $4,122,000 | 1,939 |
| Salaries and employee benefits | $2,258,000 | 1,922 |
| Premises and equipment expense | $490,000 | 2,331 |
| Additional noninterest expense | $1,374,000 | 1,740 |
| Pre-tax net operating income | $1,479,000 | 2,618 |
| Securities gains (losses) | $146,000 | 802 |
| Applicable income taxes | $542,000 | 2,072 |
| Income before extraordinary items | $1,083,000 | 2,752 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,083,000 | 2,753 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $124,000 | 1,894 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $985,180 | 2,884 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $3,368,000 | 2,078 |
| Total interest expense | $922,000 | 2,161 |
| Net interest income | $2,446,000 | 2,046 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $394,000 | 2,566 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $184,000 | 2,241 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $210,000 | 2,397 |
| Total noninterest expense | $2,070,000 | 1,935 |
| Salaries and employee benefits | $1,149,000 | 1,908 |
| Premises and equipment expense | $251,000 | 2,295 |
| Additional noninterest expense | $670,000 | 1,775 |
| Pre-tax net operating income | $770,000 | 2,502 |
| Securities gains (losses) | $82,000 | 908 |
| Applicable income taxes | $286,000 | 1,998 |
| Income before extraordinary items | $566,000 | 2,652 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $566,000 | 2,652 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $124,000 | 1,122 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $511,880 | 2,791 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $13,774,000 | 2,064 |
| Total interest expense | $4,071,000 | 2,181 |
| Net interest income | $9,703,000 | 2,023 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $1,488,000 | 2,860 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $751,000 | 2,232 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $737,000 | 2,871 |
| Total noninterest expense | $7,283,000 | 2,163 |
| Salaries and employee benefits | $3,953,000 | 2,149 |
| Premises and equipment expense | $889,000 | 2,517 |
| Additional noninterest expense | $2,441,000 | 1,970 |
| Pre-tax net operating income | $3,908,000 | 2,014 |
| Securities gains (losses) | $-69,000 | 8,988 |
| Applicable income taxes | $1,291,000 | 1,832 |
| Income before extraordinary items | $2,548,000 | 2,332 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,548,000 | 2,335 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 6,674 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,593,540 | 2,199 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $10,293,000 | 2,106 |
| Total interest expense | $3,126,000 | 2,214 |
| Net interest income | $7,167,000 | 2,060 |
| Provision for loan and lease losses | $152,000 | 3,888 |
| Total noninterest income | $1,123,000 | 2,918 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $546,000 | 2,298 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $577,000 | 2,887 |
| Total noninterest expense | $5,280,000 | 2,234 |
| Salaries and employee benefits | $2,792,000 | 2,274 |
| Premises and equipment expense | $656,000 | 2,562 |
| Additional noninterest expense | $1,832,000 | 1,952 |
| Pre-tax net operating income | $2,858,000 | 2,123 |
| Securities gains (losses) | $-72,000 | 9,095 |
| Applicable income taxes | $924,000 | 1,978 |
| Income before extraordinary items | $1,862,000 | 2,477 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,862,000 | 2,476 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,999 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,910,240 | 2,313 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $6,901,000 | 2,108 |
| Total interest expense | $2,151,000 | 2,216 |
| Net interest income | $4,750,000 | 2,059 |
| Provision for loan and lease losses | $95,000 | 3,952 |
| Total noninterest income | $774,000 | 2,820 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $364,000 | 2,268 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $410,000 | 2,761 |
| Total noninterest expense | $3,506,000 | 2,243 |
| Salaries and employee benefits | $1,864,000 | 2,270 |
| Premises and equipment expense | $419,000 | 2,659 |
| Additional noninterest expense | $1,223,000 | 1,954 |
| Pre-tax net operating income | $1,923,000 | 2,109 |
| Securities gains (losses) | $-67,000 | 9,176 |
| Applicable income taxes | $625,000 | 1,984 |
| Income before extraordinary items | $1,231,000 | 2,519 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,231,000 | 2,516 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 4,430 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,275,220 | 2,303 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $3,465,000 | 2,125 |
| Total interest expense | $1,120,000 | 2,177 |
| Net interest income | $2,345,000 | 2,087 |
| Provision for loan and lease losses | $57,000 | 3,503 |
| Total noninterest income | $388,000 | 2,734 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $171,000 | 2,326 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $217,000 | 2,584 |
| Total noninterest expense | $1,757,000 | 2,221 |
| Salaries and employee benefits | $943,000 | 2,232 |
| Premises and equipment expense | $213,000 | 2,615 |
| Additional noninterest expense | $601,000 | 1,966 |
| Pre-tax net operating income | $919,000 | 2,201 |
| Securities gains (losses) | $-76,000 | 9,245 |
| Applicable income taxes | $286,000 | 2,121 |
| Income before extraordinary items | $557,000 | 2,709 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $557,000 | 2,706 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 4,853 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $607,160 | 2,380 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $13,446,000 | 2,291 |
| Total interest expense | $5,301,000 | 2,121 |
| Net interest income | $8,145,000 | 2,364 |
| Provision for loan and lease losses | $225,000 | 4,105 |
| Total noninterest income | $1,693,000 | 2,411 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $696,000 | 2,258 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $997,000 | 2,189 |
| Total noninterest expense | $6,355,000 | 2,343 |
| Salaries and employee benefits | $3,429,000 | 2,328 |
| Premises and equipment expense | $975,000 | 2,236 |
| Additional noninterest expense | $1,951,000 | 2,359 |
| Pre-tax net operating income | $3,258,000 | 2,334 |
| Securities gains (losses) | $-41,000 | 9,062 |
| Applicable income taxes | $1,022,000 | 2,177 |
| Income before extraordinary items | $2,195,000 | 2,614 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $2,195,000 | 2,613 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-32,000 | 9,059 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,222,880 | 2,490 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $14,150,000 | 2,421 |
| Total interest expense | $6,381,000 | 2,513 |
| Net interest income | $7,769,000 | 2,301 |
| Provision for loan and lease losses | $282,000 | 3,348 |
| Total noninterest income | $1,152,000 | 3,013 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $528,000 | 2,716 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $624,000 | 2,762 |
| Total noninterest expense | $5,768,000 | 2,461 |
| Salaries and employee benefits | $3,084,000 | 2,444 |
| Premises and equipment expense | $965,000 | 2,220 |
| Additional noninterest expense | $1,719,000 | 2,571 |
| Pre-tax net operating income | $2,871,000 | 2,364 |
| Securities gains (losses) | $-82,000 | 9,484 |
| Applicable income taxes | $897,000 | 2,248 |
| Income before extraordinary items | $1,892,000 | 2,669 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,892,000 | 2,674 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 5,713 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,947,760 | 2,518 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $13,280,000 | 2,617 |
| Total interest expense | $5,955,000 | 2,804 |
| Net interest income | $7,325,000 | 2,421 |
| Provision for loan and lease losses | $300,000 | 2,819 |
| Total noninterest income | $920,000 | 3,334 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $547,000 | 2,481 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $373,000 | 3,508 |
| Total noninterest expense | $4,840,000 | 2,800 |
| Salaries and employee benefits | $2,558,000 | 2,774 |
| Premises and equipment expense | $779,000 | 2,640 |
| Additional noninterest expense | $1,503,000 | 2,816 |
| Pre-tax net operating income | $3,105,000 | 2,327 |
| Securities gains (losses) | $153,000 | 469 |
| Applicable income taxes | $1,250,000 | 1,771 |
| Income before extraordinary items | $2,008,000 | 2,550 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $2,008,000 | 2,549 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $258,000 | 2,014 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,910,080 | 2,662 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $11,587,000 | 2,794 |
| Total interest expense | $5,184,000 | 2,814 |
| Net interest income | $6,403,000 | 2,741 |
| Provision for loan and lease losses | $300,000 | 2,624 |
| Total noninterest income | $715,000 | 3,934 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $427,000 | 3,046 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $288,000 | 4,107 |
| Total noninterest expense | $4,014,000 | 3,304 |
| Salaries and employee benefits | $2,115,000 | 3,256 |
| Premises and equipment expense | $672,000 | 2,964 |
| Additional noninterest expense | $1,227,000 | 3,359 |
| Pre-tax net operating income | $2,804,000 | 2,548 |
| Securities gains (losses) | $-39,000 | 9,736 |
| Applicable income taxes | $1,050,000 | 2,138 |
| Income before extraordinary items | $1,715,000 | 2,921 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,715,000 | 2,922 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 5,628 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,739,960 | 2,861 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $10,989,000 | 2,934 |
| Total interest expense | $4,942,000 | 3,026 |
| Net interest income | $6,047,000 | 2,845 |
| Provision for loan and lease losses | $300,000 | 2,562 |
| Total noninterest income | $679,000 | 4,073 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $418,000 | 3,012 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $261,000 | 4,317 |
| Total noninterest expense | $3,497,000 | 3,618 |
| Salaries and employee benefits | $1,854,000 | 3,581 |
| Premises and equipment expense | $508,000 | 3,654 |
| Additional noninterest expense | $1,135,000 | 3,533 |
| Pre-tax net operating income | $2,929,000 | 2,432 |
| Securities gains (losses) | $112,000 | 1,209 |
| Applicable income taxes | $1,222,000 | 1,962 |
| Income before extraordinary items | $1,819,000 | 2,776 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,819,000 | 2,777 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 9,653 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,747,320 | 2,778 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $9,715,000 | 3,330 |
| Total interest expense | $4,071,000 | 3,614 |
| Net interest income | $5,644,000 | 3,092 |
| Provision for loan and lease losses | $290,000 | 2,696 |
| Total noninterest income | $578,000 | 4,529 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $391,000 | 3,277 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $187,000 | 5,119 |
| Total noninterest expense | $3,183,000 | 3,907 |
| Salaries and employee benefits | $1,704,000 | 3,832 |
| Premises and equipment expense | $361,000 | 4,786 |
| Additional noninterest expense | $1,118,000 | 3,552 |
| Pre-tax net operating income | $2,749,000 | 2,698 |
| Securities gains (losses) | $6,000 | 2,665 |
| Applicable income taxes | $1,078,000 | 2,284 |
| Income before extraordinary items | $1,677,000 | 3,031 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,677,000 | 3,030 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 5,460 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,673,160 | 2,978 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $8,949,000 | 3,639 |
| Total interest expense | $3,728,000 | 3,952 |
| Net interest income | $5,221,000 | 3,408 |
| Provision for loan and lease losses | $255,000 | 2,902 |
| Total noninterest income | $534,000 | 4,939 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $389,000 | 3,417 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $145,000 | 6,070 |
| Total noninterest expense | $3,040,000 | 4,268 |
| Salaries and employee benefits | $1,572,000 | 4,134 |
| Premises and equipment expense | $392,000 | 4,608 |
| Additional noninterest expense | $1,076,000 | 4,145 |
| Pre-tax net operating income | $2,460,000 | 2,810 |
| Securities gains (losses) | $-88,000 | 11,170 |
| Applicable income taxes | $930,000 | 2,501 |
| Income before extraordinary items | $1,442,000 | 3,322 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,442,000 | 3,321 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $57,000 | 5,045 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,498,320 | 3,155 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $8,259,000 | 3,896 |
| Total interest expense | $3,476,000 | 4,184 |
| Net interest income | $4,783,000 | 3,685 |
| Provision for loan and lease losses | $235,000 | 2,726 |
| Total noninterest income | $547,000 | 4,871 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $334,000 | 3,924 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $213,000 | 4,944 |
| Total noninterest expense | $2,926,000 | 4,384 |
| Salaries and employee benefits | $1,431,000 | 4,462 |
| Premises and equipment expense | $409,000 | 4,452 |
| Additional noninterest expense | $1,086,000 | 4,071 |
| Pre-tax net operating income | $2,169,000 | 3,248 |
| Securities gains (losses) | $-20,000 | 10,553 |
| Applicable income taxes | $829,000 | 2,791 |
| Income before extraordinary items | $1,320,000 | 3,629 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,320,000 | 3,626 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $65,000 | 4,645 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,332,800 | 3,570 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $6,949,000 | 4,249 |
| Total interest expense | $2,724,000 | 4,308 |
| Net interest income | $4,225,000 | 4,168 |
| Provision for loan and lease losses | $530,000 | 1,473 |
| Total noninterest income | $512,000 | 5,205 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $288,000 | 4,516 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $224,000 | 4,900 |
| Total noninterest expense | $2,626,000 | 4,938 |
| Salaries and employee benefits | $1,187,000 | 5,289 |
| Premises and equipment expense | $408,000 | 4,514 |
| Additional noninterest expense | $1,031,000 | 4,602 |
| Pre-tax net operating income | $1,581,000 | 4,223 |
| Securities gains (losses) | $-1,000 | 8,790 |
| Applicable income taxes | $621,000 | 3,409 |
| Income before extraordinary items | $959,000 | 4,677 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $959,000 | 4,676 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $268,000 | 2,065 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $959,640 | 4,721 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $6,628,000 | 4,539 |
| Total interest expense | $2,946,000 | 4,170 |
| Net interest income | $3,682,000 | 4,743 |
| Provision for loan and lease losses | $635,000 | 1,782 |
| Total noninterest income | $536,000 | 5,347 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $275,000 | 4,756 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $261,000 | 4,884 |
| Total noninterest expense | $2,989,000 | 4,525 |
| Salaries and employee benefits | $1,095,000 | 5,666 |
| Premises and equipment expense | $431,000 | 4,415 |
| Additional noninterest expense | $1,463,000 | 3,584 |
| Pre-tax net operating income | $594,000 | 7,988 |
| Securities gains (losses) | $147,000 | 1,997 |
| Applicable income taxes | $423,000 | 4,804 |
| Income before extraordinary items | $318,000 | 9,263 |
| Extraordinary gains, net | $273,000 | 774 |
| Net income | $591,000 | 7,025 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $315,000 | 2,396 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $223,920 | 10,124 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $7,528,000 | 4,528 |
| Total interest expense | $3,857,000 | 4,200 |
| Net interest income | $3,671,000 | 4,800 |
| Provision for loan and lease losses | $961,000 | 1,890 |
| Total noninterest income | $514,000 | 5,545 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $215,000 | 5,714 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $299,000 | 4,435 |
| Total noninterest expense | $3,195,000 | 4,265 |
| Salaries and employee benefits | $1,135,000 | 5,442 |
| Premises and equipment expense | $545,000 | 3,675 |
| Additional noninterest expense | $1,515,000 | 3,566 |
| Pre-tax net operating income | $29,000 | 12,544 |
| Securities gains (losses) | $260,000 | 1,672 |
| Applicable income taxes | $139,000 | 8,913 |
| Income before extraordinary items | $150,000 | 11,275 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $150,000 | 11,355 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $985,000 | 1,577 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $-16,400 | 12,735 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.