Home > North Loup Valley Bank > Income and Expense
North Loup Valley Bank, Income and Expense
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $553,000 | 6,411 |
| Total interest expense | $68,000 | 6,236 |
| Net interest income | $485,000 | 6,411 |
| Provision for loan and lease losses | $0 | 4,603 |
| Total noninterest income | $74,000 | 6,130 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $54,000 | 5,636 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $20,000 | 6,040 |
| Total noninterest expense | $574,000 | 6,383 |
| Salaries and employee benefits | $275,000 | 6,405 |
| Premises and equipment expense | $25,000 | 6,458 |
| Additional noninterest expense | $274,000 | 6,188 |
| Pre-tax net operating income | $-15,000 | 6,101 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $-6,000 | 6,117 |
| Income before extraordinary items | $-9,000 | 6,120 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $-9,000 | 6,119 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-9,000 | 6,120 |
| Net charge-offs | $-74,000 | 6,080 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $-9,000 | 6,104 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $420,000 | 6,489 |
| Total interest expense | $51,000 | 6,315 |
| Net interest income | $369,000 | 6,489 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $55,000 | 6,216 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $42,000 | 5,676 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $13,000 | 6,149 |
| Total noninterest expense | $423,000 | 6,457 |
| Salaries and employee benefits | $206,000 | 6,476 |
| Premises and equipment expense | $18,000 | 6,538 |
| Additional noninterest expense | $199,000 | 6,277 |
| Pre-tax net operating income | $1,000 | 6,128 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $-2,000 | 6,249 |
| Income before extraordinary items | $3,000 | 6,151 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $3,000 | 6,150 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $3,000 | 6,151 |
| Net charge-offs | $-74,000 | 6,145 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $3,000 | 6,133 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $282,000 | 6,552 |
| Total interest expense | $35,000 | 6,364 |
| Net interest income | $247,000 | 6,552 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $40,000 | 6,230 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $28,000 | 5,701 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $12,000 | 6,143 |
| Total noninterest expense | $282,000 | 6,524 |
| Salaries and employee benefits | $138,000 | 6,539 |
| Premises and equipment expense | $10,000 | 6,607 |
| Additional noninterest expense | $134,000 | 6,313 |
| Pre-tax net operating income | $5,000 | 6,155 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $1,000 | 4,472 |
| Income before extraordinary items | $4,000 | 6,196 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $4,000 | 6,198 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $4,000 | 6,198 |
| Net charge-offs | $-6,000 | 5,507 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $4,000 | 6,178 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $150,000 | 6,618 |
| Total interest expense | $18,000 | 6,418 |
| Net interest income | $132,000 | 6,614 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $17,000 | 6,333 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $15,000 | 5,639 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $2,000 | 6,362 |
| Total noninterest expense | $136,000 | 6,606 |
| Salaries and employee benefits | $70,000 | 6,606 |
| Premises and equipment expense | $6,000 | 6,654 |
| Additional noninterest expense | $60,000 | 6,457 |
| Pre-tax net operating income | $13,000 | 6,091 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $1,000 | 4,330 |
| Income before extraordinary items | $12,000 | 6,119 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $12,000 | 6,120 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $12,000 | 6,120 |
| Net charge-offs | $1,000 | 3,492 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $12,000 | 6,102 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $692,000 | 6,646 |
| Total interest expense | $97,000 | 6,444 |
| Net interest income | $595,000 | 6,651 |
| Provision for loan and lease losses | $175,000 | 3,117 |
| Total noninterest income | $82,000 | 6,301 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $68,000 | 5,700 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $14,000 | 6,307 |
| Total noninterest expense | $575,000 | 6,667 |
| Salaries and employee benefits | $292,000 | 6,682 |
| Premises and equipment expense | $24,000 | 6,746 |
| Additional noninterest expense | $259,000 | 6,470 |
| Pre-tax net operating income | $-73,000 | 6,276 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $-12,000 | 6,310 |
| Income before extraordinary items | $-61,000 | 6,306 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-61,000 | 6,307 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $-61,000 | 6,308 |
| Net charge-offs | $195,000 | 3,045 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $-61,000 | 6,279 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $516,000 | 6,727 |
| Total interest expense | $76,000 | 6,510 |
| Net interest income | $440,000 | 6,734 |
| Provision for loan and lease losses | $175,000 | 2,770 |
| Total noninterest income | $63,000 | 6,386 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $53,000 | 5,716 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $10,000 | 6,414 |
| Total noninterest expense | $382,000 | 6,774 |
| Salaries and employee benefits | $205,000 | 6,760 |
| Premises and equipment expense | $17,000 | 6,824 |
| Additional noninterest expense | $160,000 | 6,637 |
| Pre-tax net operating income | $-54,000 | 6,362 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $27,000 | 3,985 |
| Income before extraordinary items | $-81,000 | 6,448 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $-81,000 | 6,450 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-81,000 | 6,449 |
| Net charge-offs | $172,000 | 2,727 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $-81,000 | 6,415 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $340,000 | 6,784 |
| Total interest expense | $55,000 | 6,519 |
| Net interest income | $285,000 | 6,792 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $40,000 | 6,445 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $33,000 | 5,799 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $7,000 | 6,439 |
| Total noninterest expense | $251,000 | 6,828 |
| Salaries and employee benefits | $136,000 | 6,818 |
| Premises and equipment expense | $10,000 | 6,880 |
| Additional noninterest expense | $105,000 | 6,676 |
| Pre-tax net operating income | $74,000 | 5,959 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $21,000 | 3,928 |
| Income before extraordinary items | $53,000 | 6,121 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $53,000 | 6,122 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $53,000 | 6,123 |
| Net charge-offs | $-5,000 | 5,951 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $53,000 | 6,037 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $167,000 | 6,860 |
| Total interest expense | $29,000 | 6,571 |
| Net interest income | $138,000 | 6,872 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $18,000 | 6,533 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $14,000 | 5,965 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $4,000 | 6,468 |
| Total noninterest expense | $128,000 | 6,897 |
| Salaries and employee benefits | $70,000 | 6,883 |
| Premises and equipment expense | $5,000 | 6,947 |
| Additional noninterest expense | $53,000 | 6,761 |
| Pre-tax net operating income | $28,000 | 6,067 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $6,000 | 4,117 |
| Income before extraordinary items | $22,000 | 6,190 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $22,000 | 6,190 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $22,000 | 6,191 |
| Net charge-offs | $-1,000 | 5,189 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $22,000 | 6,108 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $754,000 | 6,904 |
| Total interest expense | $184,000 | 6,470 |
| Net interest income | $570,000 | 6,940 |
| Provision for loan and lease losses | $35,000 | 5,382 |
| Total noninterest income | $68,000 | 6,526 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $43,000 | 6,345 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $25,000 | 6,198 |
| Total noninterest expense | $530,000 | 6,951 |
| Salaries and employee benefits | $283,000 | 6,946 |
| Premises and equipment expense | $28,000 | 6,993 |
| Additional noninterest expense | $219,000 | 6,810 |
| Pre-tax net operating income | $73,000 | 5,978 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $8,000 | 4,426 |
| Income before extraordinary items | $65,000 | 6,158 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $65,000 | 6,152 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $65,000 | 6,154 |
| Net charge-offs | $16,000 | 5,477 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $65,000 | 5,997 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $567,000 | 7,009 |
| Total interest expense | $147,000 | 6,555 |
| Net interest income | $420,000 | 7,048 |
| Provision for loan and lease losses | $0 | 5,790 |
| Total noninterest income | $52,000 | 6,637 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $43,000 | 6,181 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $9,000 | 6,513 |
| Total noninterest expense | $395,000 | 7,052 |
| Salaries and employee benefits | $212,000 | 7,039 |
| Premises and equipment expense | $17,000 | 7,107 |
| Additional noninterest expense | $166,000 | 6,892 |
| Pre-tax net operating income | $77,000 | 6,068 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $10,000 | 4,386 |
| Income before extraordinary items | $67,000 | 6,221 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $67,000 | 6,219 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $67,000 | 6,220 |
| Net charge-offs | $18,000 | 5,119 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $67,000 | 6,085 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $367,000 | 7,081 |
| Total interest expense | $104,000 | 6,577 |
| Net interest income | $263,000 | 7,119 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $36,000 | 6,650 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $30,000 | 6,175 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $6,000 | 6,571 |
| Total noninterest expense | $259,000 | 7,113 |
| Salaries and employee benefits | $136,000 | 7,110 |
| Premises and equipment expense | $24,000 | 7,037 |
| Additional noninterest expense | $99,000 | 7,014 |
| Pre-tax net operating income | $40,000 | 6,145 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $4,000 | 4,475 |
| Income before extraordinary items | $36,000 | 6,295 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $36,000 | 6,295 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $36,000 | 6,295 |
| Net charge-offs | $-31,000 | 6,894 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $36,000 | 6,158 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $186,000 | 7,133 |
| Total interest expense | $54,000 | 6,624 |
| Net interest income | $132,000 | 7,179 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $17,000 | 6,739 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $13,000 | 6,301 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $4,000 | 6,590 |
| Total noninterest expense | $145,000 | 7,142 |
| Salaries and employee benefits | $70,000 | 7,166 |
| Premises and equipment expense | $12,000 | 7,098 |
| Additional noninterest expense | $63,000 | 6,917 |
| Pre-tax net operating income | $4,000 | 6,387 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $2,000 | 4,463 |
| Income before extraordinary items | $2,000 | 6,502 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $2,000 | 6,503 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $2,000 | 6,502 |
| Net charge-offs | $-27,000 | 6,953 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $2,000 | 6,394 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $762,000 | 7,186 |
| Total interest expense | $290,000 | 6,592 |
| Net interest income | $472,000 | 7,251 |
| Provision for loan and lease losses | $40,000 | 5,963 |
| Total noninterest income | $81,000 | 6,569 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $49,000 | 6,336 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $32,000 | 6,182 |
| Total noninterest expense | $477,000 | 7,265 |
| Salaries and employee benefits | $282,000 | 7,224 |
| Premises and equipment expense | $53,000 | 7,149 |
| Additional noninterest expense | $142,000 | 7,260 |
| Pre-tax net operating income | $36,000 | 5,926 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $12,000 | 4,266 |
| Income before extraordinary items | $24,000 | 6,095 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $24,000 | 6,097 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $24,000 | 6,097 |
| Net charge-offs | $31,000 | 5,726 |
| Cash dividends | $20,000 | 4,116 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $24,000 | 5,974 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $574,000 | 7,260 |
| Total interest expense | $224,000 | 6,658 |
| Net interest income | $350,000 | 7,324 |
| Provision for loan and lease losses | $40,000 | 5,694 |
| Total noninterest income | $62,000 | 6,653 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $38,000 | 6,352 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $24,000 | 6,295 |
| Total noninterest expense | $344,000 | 7,336 |
| Salaries and employee benefits | $208,000 | 7,285 |
| Premises and equipment expense | $35,000 | 7,253 |
| Additional noninterest expense | $101,000 | 7,342 |
| Pre-tax net operating income | $28,000 | 6,046 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $5,000 | 4,418 |
| Income before extraordinary items | $23,000 | 6,176 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $23,000 | 6,177 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $23,000 | 6,177 |
| Net charge-offs | $33,000 | 5,252 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $23,000 | 6,077 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $375,000 | 7,333 |
| Total interest expense | $152,000 | 6,734 |
| Net interest income | $223,000 | 7,400 |
| Provision for loan and lease losses | $15,000 | 5,808 |
| Total noninterest income | $43,000 | 6,700 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $28,000 | 6,269 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $15,000 | 6,410 |
| Total noninterest expense | $231,000 | 7,411 |
| Salaries and employee benefits | $144,000 | 7,344 |
| Premises and equipment expense | $21,000 | 7,344 |
| Additional noninterest expense | $66,000 | 7,425 |
| Pre-tax net operating income | $20,000 | 6,098 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $3,000 | 4,420 |
| Income before extraordinary items | $17,000 | 6,208 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $17,000 | 6,208 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $17,000 | 6,208 |
| Net charge-offs | $3,000 | 5,649 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $17,000 | 6,137 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $188,000 | 7,383 |
| Total interest expense | $76,000 | 6,819 |
| Net interest income | $112,000 | 7,455 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $20,000 | 6,811 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $19,000 | 5,858 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $1,000 | 7,012 |
| Total noninterest expense | $128,000 | 7,441 |
| Salaries and employee benefits | $84,000 | 7,326 |
| Premises and equipment expense | $9,000 | 7,426 |
| Additional noninterest expense | $35,000 | 7,470 |
| Pre-tax net operating income | $4,000 | 6,277 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $1,000 | 4,403 |
| Income before extraordinary items | $3,000 | 6,340 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $3,000 | 6,340 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $3,000 | 6,340 |
| Net charge-offs | $2,000 | 4,883 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $3,000 | 6,309 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $838,000 | 7,435 |
| Total interest expense | $296,000 | 7,066 |
| Net interest income | $542,000 | 7,485 |
| Provision for loan and lease losses | $70,000 | 6,273 |
| Total noninterest income | $79,000 | 6,846 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $70,000 | 5,923 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $9,000 | 6,804 |
| Total noninterest expense | $451,000 | 7,552 |
| Salaries and employee benefits | $262,000 | 7,514 |
| Premises and equipment expense | $61,000 | 7,370 |
| Additional noninterest expense | $128,000 | 7,569 |
| Pre-tax net operating income | $100,000 | 5,476 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $28,000 | 3,887 |
| Income before extraordinary items | $72,000 | 5,710 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $72,000 | 5,711 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $72,000 | 5,711 |
| Net charge-offs | $78,000 | 5,624 |
| Cash dividends | $25,000 | 4,076 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $72,000 | 5,574 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $621,000 | 7,547 |
| Total interest expense | $222,000 | 7,200 |
| Net interest income | $399,000 | 7,594 |
| Provision for loan and lease losses | $15,000 | 6,753 |
| Total noninterest income | $54,000 | 7,041 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $51,000 | 6,028 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $3,000 | 7,079 |
| Total noninterest expense | $319,000 | 7,661 |
| Salaries and employee benefits | $191,000 | 7,618 |
| Premises and equipment expense | $44,000 | 7,483 |
| Additional noninterest expense | $84,000 | 7,695 |
| Pre-tax net operating income | $119,000 | 5,547 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $23,000 | 3,935 |
| Income before extraordinary items | $96,000 | 5,743 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $96,000 | 5,746 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $96,000 | 5,745 |
| Net charge-offs | $-10,000 | 7,468 |
| Cash dividends | $25,000 | 3,585 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $96,000 | 5,594 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $406,000 | 7,625 |
| Total interest expense | $149,000 | 7,284 |
| Net interest income | $257,000 | 7,666 |
| Provision for loan and lease losses | $0 | 6,857 |
| Total noninterest income | $31,000 | 7,173 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $29,000 | 6,223 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $2,000 | 7,153 |
| Total noninterest expense | $205,000 | 7,734 |
| Salaries and employee benefits | $124,000 | 7,693 |
| Premises and equipment expense | $22,000 | 7,647 |
| Additional noninterest expense | $59,000 | 7,756 |
| Pre-tax net operating income | $83,000 | 5,607 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $16,000 | 3,895 |
| Income before extraordinary items | $67,000 | 5,765 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $67,000 | 5,767 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $67,000 | 5,766 |
| Net charge-offs | $-18,000 | 7,576 |
| Cash dividends | $25,000 | 3,333 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $67,000 | 5,651 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $200,000 | 7,738 |
| Total interest expense | $77,000 | 7,364 |
| Net interest income | $123,000 | 7,779 |
| Provision for loan and lease losses | $0 | 6,552 |
| Total noninterest income | $17,000 | 7,213 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $16,000 | 6,154 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $1,000 | 7,328 |
| Total noninterest expense | $101,000 | 7,846 |
| Salaries and employee benefits | $65,000 | 7,782 |
| Premises and equipment expense | $10,000 | 7,757 |
| Additional noninterest expense | $26,000 | 7,873 |
| Pre-tax net operating income | $39,000 | 5,790 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $5,000 | 4,091 |
| Income before extraordinary items | $34,000 | 5,931 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $34,000 | 5,933 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $34,000 | 5,931 |
| Net charge-offs | $-11,000 | 7,514 |
| Cash dividends | $25,000 | 2,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $34,000 | 5,817 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $832,000 | 7,797 |
| Total interest expense | $347,000 | 7,478 |
| Net interest income | $485,000 | 7,834 |
| Provision for loan and lease losses | $0 | 7,427 |
| Total noninterest income | $71,000 | 7,231 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $68,000 | 6,200 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $3,000 | 7,342 |
| Total noninterest expense | $484,000 | 7,886 |
| Salaries and employee benefits | $281,000 | 7,841 |
| Premises and equipment expense | $25,000 | 7,934 |
| Additional noninterest expense | $178,000 | 7,816 |
| Pre-tax net operating income | $72,000 | 5,180 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $14,000 | 3,807 |
| Income before extraordinary items | $58,000 | 5,322 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $58,000 | 5,321 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $58,000 | 5,321 |
| Net charge-offs | $-2,000 | 7,762 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $58,000 | 5,259 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $634,000 | 7,877 |
| Total interest expense | $262,000 | 7,579 |
| Net interest income | $372,000 | 7,914 |
| Provision for loan and lease losses | $0 | 7,284 |
| Total noninterest income | $52,000 | 7,381 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $51,000 | 6,242 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $1,000 | 7,551 |
| Total noninterest expense | $330,000 | 7,981 |
| Salaries and employee benefits | $193,000 | 7,940 |
| Premises and equipment expense | $16,000 | 8,025 |
| Additional noninterest expense | $121,000 | 7,924 |
| Pre-tax net operating income | $94,000 | 5,313 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $16,000 | 3,877 |
| Income before extraordinary items | $78,000 | 5,422 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $78,000 | 5,422 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $78,000 | 5,422 |
| Net charge-offs | $-1,000 | 7,629 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $78,000 | 5,364 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $426,000 | 7,967 |
| Total interest expense | $174,000 | 7,686 |
| Net interest income | $252,000 | 7,986 |
| Provision for loan and lease losses | $0 | 7,158 |
| Total noninterest income | $33,000 | 7,461 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $32,000 | 6,340 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $1,000 | 7,675 |
| Total noninterest expense | $229,000 | 8,055 |
| Salaries and employee benefits | $132,000 | 8,023 |
| Premises and equipment expense | $8,000 | 8,127 |
| Additional noninterest expense | $89,000 | 7,942 |
| Pre-tax net operating income | $56,000 | 5,480 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $9,000 | 4,050 |
| Income before extraordinary items | $47,000 | 5,591 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $47,000 | 5,588 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $47,000 | 5,588 |
| Net charge-offs | $-1,000 | 7,516 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $47,000 | 5,515 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $216,000 | 8,015 |
| Total interest expense | $87,000 | 7,762 |
| Net interest income | $129,000 | 8,033 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $16,000 | 7,562 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $15,000 | 6,393 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $1,000 | 7,715 |
| Total noninterest expense | $117,000 | 8,100 |
| Salaries and employee benefits | $75,000 | 8,010 |
| Premises and equipment expense | $5,000 | 8,159 |
| Additional noninterest expense | $37,000 | 8,035 |
| Pre-tax net operating income | $28,000 | 5,919 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $5,000 | 4,285 |
| Income before extraordinary items | $23,000 | 6,102 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $23,000 | 6,104 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $23,000 | 6,104 |
| Net charge-offs | $-1,000 | 7,151 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $23,000 | 5,942 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $880,000 | 8,049 |
| Total interest expense | $474,000 | 7,719 |
| Net interest income | $406,000 | 8,144 |
| Provision for loan and lease losses | $0 | 7,334 |
| Total noninterest income | $77,000 | 7,520 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $74,000 | 6,272 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $3,000 | 7,858 |
| Total noninterest expense | $406,000 | 8,192 |
| Salaries and employee benefits | $250,000 | 8,143 |
| Premises and equipment expense | $24,000 | 8,202 |
| Additional noninterest expense | $132,000 | 8,137 |
| Pre-tax net operating income | $77,000 | 6,092 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $15,000 | 4,400 |
| Income before extraordinary items | $62,000 | 6,003 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $62,000 | 6,004 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 6,180 |
| Cash dividends | $25,000 | 5,341 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $62,000 | 6,149 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $654,000 | 8,148 |
| Total interest expense | $368,000 | 7,803 |
| Net interest income | $286,000 | 8,246 |
| Provision for loan and lease losses | $0 | 6,991 |
| Total noninterest income | $57,000 | 7,672 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $55,000 | 6,327 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $2,000 | 8,026 |
| Total noninterest expense | $293,000 | 8,261 |
| Salaries and employee benefits | $178,000 | 8,223 |
| Premises and equipment expense | $18,000 | 8,281 |
| Additional noninterest expense | $97,000 | 8,193 |
| Pre-tax net operating income | $50,000 | 6,588 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $16,000 | 4,686 |
| Income before extraordinary items | $34,000 | 6,473 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $34,000 | 6,471 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 5,348 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $34,000 | 6,636 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $430,000 | 8,226 |
| Total interest expense | $254,000 | 7,870 |
| Net interest income | $176,000 | 8,326 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $37,000 | 7,743 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $36,000 | 6,359 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $1,000 | 8,142 |
| Total noninterest expense | $181,000 | 8,351 |
| Salaries and employee benefits | $115,000 | 8,312 |
| Premises and equipment expense | $12,000 | 8,352 |
| Additional noninterest expense | $54,000 | 8,315 |
| Pre-tax net operating income | $32,000 | 6,771 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $7,000 | 5,127 |
| Income before extraordinary items | $25,000 | 6,852 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $25,000 | 6,851 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 5,608 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $25,000 | 6,808 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $215,000 | 8,285 |
| Total interest expense | $132,000 | 7,919 |
| Net interest income | $83,000 | 8,396 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $19,000 | 7,748 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $18,000 | 6,345 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $1,000 | 8,110 |
| Total noninterest expense | $86,000 | 8,407 |
| Salaries and employee benefits | $59,000 | 8,346 |
| Premises and equipment expense | $6,000 | 8,377 |
| Additional noninterest expense | $21,000 | 8,409 |
| Pre-tax net operating income | $16,000 | 6,997 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $6,000 | 5,045 |
| Income before extraordinary items | $10,000 | 7,142 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $10,000 | 7,143 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 4,346 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $10,000 | 7,056 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $1,018,000 | 8,183 |
| Total interest expense | $561,000 | 7,863 |
| Net interest income | $457,000 | 8,308 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $90,000 | 7,667 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $86,000 | 6,222 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $4,000 | 8,218 |
| Total noninterest expense | $425,000 | 8,396 |
| Salaries and employee benefits | $264,000 | 8,335 |
| Premises and equipment expense | $23,000 | 8,432 |
| Additional noninterest expense | $138,000 | 8,309 |
| Pre-tax net operating income | $122,000 | 7,090 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $34,000 | 5,149 |
| Income before extraordinary items | $88,000 | 7,189 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $88,000 | 7,188 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 6,179 |
| Cash dividends | $85,000 | 5,438 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $88,000 | 7,163 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $756,000 | 8,244 |
| Total interest expense | $418,000 | 7,912 |
| Net interest income | $338,000 | 8,357 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $67,000 | 7,716 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $65,000 | 6,237 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $2,000 | 8,302 |
| Total noninterest expense | $288,000 | 8,433 |
| Salaries and employee benefits | $170,000 | 8,390 |
| Premises and equipment expense | $17,000 | 8,453 |
| Additional noninterest expense | $101,000 | 8,320 |
| Pre-tax net operating income | $117,000 | 7,257 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $31,000 | 5,240 |
| Income before extraordinary items | $86,000 | 7,334 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $86,000 | 7,331 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 5,520 |
| Cash dividends | $55,000 | 4,910 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $86,000 | 7,318 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $480,000 | 8,336 |
| Total interest expense | $273,000 | 7,977 |
| Net interest income | $207,000 | 8,454 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $45,000 | 7,765 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $43,000 | 6,285 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $2,000 | 8,320 |
| Total noninterest expense | $196,000 | 8,478 |
| Salaries and employee benefits | $113,000 | 8,450 |
| Premises and equipment expense | $10,000 | 8,506 |
| Additional noninterest expense | $73,000 | 8,315 |
| Pre-tax net operating income | $56,000 | 7,490 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $10,000 | 5,665 |
| Income before extraordinary items | $46,000 | 7,515 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $46,000 | 7,514 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 4,783 |
| Cash dividends | $45,000 | 4,725 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $46,000 | 7,502 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $230,000 | 8,413 |
| Total interest expense | $131,000 | 8,045 |
| Net interest income | $99,000 | 8,522 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $21,000 | 7,834 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $20,000 | 6,360 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $1,000 | 8,340 |
| Total noninterest expense | $95,000 | 8,527 |
| Salaries and employee benefits | $59,000 | 8,477 |
| Premises and equipment expense | $5,000 | 8,535 |
| Additional noninterest expense | $31,000 | 8,438 |
| Pre-tax net operating income | $25,000 | 7,595 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $5,000 | 5,693 |
| Income before extraordinary items | $20,000 | 7,622 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $20,000 | 7,621 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $45,000 | 3,640 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $20,000 | 7,604 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $984,000 | 8,291 |
| Total interest expense | $514,000 | 7,890 |
| Net interest income | $470,000 | 8,430 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $94,000 | 7,796 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $88,000 | 6,312 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $6,000 | 8,369 |
| Total noninterest expense | $416,000 | 8,526 |
| Salaries and employee benefits | $265,000 | 8,448 |
| Premises and equipment expense | $23,000 | 8,573 |
| Additional noninterest expense | $128,000 | 8,459 |
| Pre-tax net operating income | $148,000 | 7,559 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $44,000 | 5,530 |
| Income before extraordinary items | $104,000 | 7,658 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $104,000 | 7,660 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,730 |
| Cash dividends | $78,000 | 5,556 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $104,000 | 7,646 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $746,000 | 8,351 |
| Total interest expense | $380,000 | 7,935 |
| Net interest income | $366,000 | 8,488 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $73,000 | 7,848 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $68,000 | 6,352 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $5,000 | 8,420 |
| Total noninterest expense | $281,000 | 8,603 |
| Salaries and employee benefits | $166,000 | 8,567 |
| Premises and equipment expense | $21,000 | 8,591 |
| Additional noninterest expense | $94,000 | 8,515 |
| Pre-tax net operating income | $158,000 | 7,590 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $48,000 | 5,462 |
| Income before extraordinary items | $110,000 | 7,674 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $110,000 | 7,676 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 5,412 |
| Cash dividends | $40,000 | 5,080 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $110,000 | 7,678 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $456,000 | 8,454 |
| Total interest expense | $239,000 | 7,987 |
| Net interest income | $217,000 | 8,594 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $46,000 | 7,943 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $44,000 | 6,413 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $2,000 | 8,535 |
| Total noninterest expense | $173,000 | 8,672 |
| Salaries and employee benefits | $105,000 | 8,629 |
| Premises and equipment expense | $16,000 | 8,603 |
| Additional noninterest expense | $52,000 | 8,626 |
| Pre-tax net operating income | $90,000 | 7,747 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $21,000 | 5,773 |
| Income before extraordinary items | $69,000 | 7,775 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $69,000 | 7,776 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 4,807 |
| Cash dividends | $40,000 | 4,838 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $69,000 | 7,777 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $223,000 | 8,477 |
| Total interest expense | $113,000 | 8,026 |
| Net interest income | $110,000 | 8,611 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $22,000 | 7,973 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $21,000 | 6,441 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $1,000 | 8,494 |
| Total noninterest expense | $85,000 | 8,687 |
| Salaries and employee benefits | $55,000 | 8,625 |
| Premises and equipment expense | $8,000 | 8,606 |
| Additional noninterest expense | $22,000 | 8,677 |
| Pre-tax net operating income | $47,000 | 7,733 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $15,000 | 5,535 |
| Income before extraordinary items | $32,000 | 7,808 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $32,000 | 7,808 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $40,000 | 3,661 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $32,000 | 7,804 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $1,001,000 | 8,326 |
| Total interest expense | $405,000 | 7,876 |
| Net interest income | $596,000 | 8,451 |
| Provision for loan and lease losses | $4,000 | 7,015 |
| Total noninterest income | $88,000 | 8,055 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $80,000 | 6,585 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $8,000 | 8,464 |
| Total noninterest expense | $439,000 | 8,634 |
| Salaries and employee benefits | $267,000 | 8,560 |
| Premises and equipment expense | $48,000 | 8,494 |
| Additional noninterest expense | $124,000 | 8,613 |
| Pre-tax net operating income | $241,000 | 7,584 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $80,000 | 5,540 |
| Income before extraordinary items | $161,000 | 7,751 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $161,000 | 7,752 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-23,000 | 8,297 |
| Cash dividends | $85,000 | 5,591 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $161,000 | 7,715 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $693,000 | 8,425 |
| Total interest expense | $298,000 | 7,881 |
| Net interest income | $395,000 | 8,557 |
| Provision for loan and lease losses | $4,000 | 6,766 |
| Total noninterest income | $58,000 | 8,206 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $52,000 | 6,812 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $6,000 | 8,503 |
| Total noninterest expense | $292,000 | 8,687 |
| Salaries and employee benefits | $180,000 | 8,624 |
| Premises and equipment expense | $26,000 | 8,639 |
| Additional noninterest expense | $86,000 | 8,657 |
| Pre-tax net operating income | $157,000 | 7,807 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $46,000 | 5,855 |
| Income before extraordinary items | $111,000 | 7,898 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $111,000 | 7,899 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-23,000 | 8,223 |
| Cash dividends | $40,000 | 5,077 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $111,000 | 7,871 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $429,000 | 8,492 |
| Total interest expense | $187,000 | 7,912 |
| Net interest income | $242,000 | 8,607 |
| Provision for loan and lease losses | $4,000 | 6,457 |
| Total noninterest income | $39,000 | 8,204 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $35,000 | 6,780 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $4,000 | 8,501 |
| Total noninterest expense | $181,000 | 8,720 |
| Salaries and employee benefits | $108,000 | 8,677 |
| Premises and equipment expense | $19,000 | 8,606 |
| Additional noninterest expense | $54,000 | 8,692 |
| Pre-tax net operating income | $96,000 | 7,864 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $30,000 | 5,873 |
| Income before extraordinary items | $66,000 | 7,989 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $66,000 | 7,989 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $40,000 | 4,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $66,000 | 7,951 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $195,000 | 8,619 |
| Total interest expense | $88,000 | 7,991 |
| Net interest income | $107,000 | 8,729 |
| Provision for loan and lease losses | $3,000 | 5,957 |
| Total noninterest income | $15,000 | 8,445 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $14,000 | 7,031 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $1,000 | 8,675 |
| Total noninterest expense | $90,000 | 8,789 |
| Salaries and employee benefits | $58,000 | 8,716 |
| Premises and equipment expense | $10,000 | 8,622 |
| Additional noninterest expense | $22,000 | 8,797 |
| Pre-tax net operating income | $29,000 | 8,153 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $8,000 | 6,187 |
| Income before extraordinary items | $21,000 | 8,229 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $21,000 | 8,229 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $40,000 | 3,526 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $21,000 | 8,206 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $864,000 | 8,511 |
| Total interest expense | $360,000 | 7,842 |
| Net interest income | $504,000 | 8,642 |
| Provision for loan and lease losses | $12,000 | 6,941 |
| Total noninterest income | $76,000 | 8,344 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $68,000 | 6,989 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $8,000 | 8,601 |
| Total noninterest expense | $432,000 | 8,753 |
| Salaries and employee benefits | $242,000 | 8,738 |
| Premises and equipment expense | $38,000 | 8,741 |
| Additional noninterest expense | $152,000 | 8,583 |
| Pre-tax net operating income | $136,000 | 7,999 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $35,000 | 6,251 |
| Income before extraordinary items | $101,000 | 8,088 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $101,000 | 8,087 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-21,000 | 8,468 |
| Cash dividends | $35,000 | 5,946 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $101,000 | 8,048 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $645,000 | 8,562 |
| Total interest expense | $272,000 | 7,864 |
| Net interest income | $373,000 | 8,702 |
| Provision for loan and lease losses | $9,000 | 6,765 |
| Total noninterest income | $55,000 | 8,421 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $52,000 | 7,015 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $3,000 | 8,783 |
| Total noninterest expense | $289,000 | 8,837 |
| Salaries and employee benefits | $154,000 | 8,839 |
| Premises and equipment expense | $25,000 | 8,805 |
| Additional noninterest expense | $110,000 | 8,619 |
| Pre-tax net operating income | $130,000 | 7,996 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $42,000 | 6,075 |
| Income before extraordinary items | $88,000 | 8,146 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $88,000 | 8,148 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-21,000 | 8,421 |
| Cash dividends | $35,000 | 5,115 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $88,000 | 8,093 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $425,000 | 8,630 |
| Total interest expense | $183,000 | 7,905 |
| Net interest income | $242,000 | 8,777 |
| Provision for loan and lease losses | $6,000 | 6,548 |
| Total noninterest income | $35,000 | 8,502 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $33,000 | 7,087 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $2,000 | 8,825 |
| Total noninterest expense | $200,000 | 8,878 |
| Salaries and employee benefits | $101,000 | 8,909 |
| Premises and equipment expense | $17,000 | 8,845 |
| Additional noninterest expense | $82,000 | 8,563 |
| Pre-tax net operating income | $71,000 | 8,115 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $16,000 | 6,416 |
| Income before extraordinary items | $55,000 | 8,191 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $55,000 | 8,193 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 4,450 |
| Cash dividends | $35,000 | 4,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $55,000 | 8,141 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $204,000 | 8,699 |
| Total interest expense | $93,000 | 7,953 |
| Net interest income | $111,000 | 8,847 |
| Provision for loan and lease losses | $3,000 | 6,219 |
| Total noninterest income | $18,000 | 8,495 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $17,000 | 7,025 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $1,000 | 8,837 |
| Total noninterest expense | $98,000 | 8,917 |
| Salaries and employee benefits | $54,000 | 8,917 |
| Premises and equipment expense | $9,000 | 8,833 |
| Additional noninterest expense | $35,000 | 8,744 |
| Pre-tax net operating income | $28,000 | 8,212 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $7,000 | 6,445 |
| Income before extraordinary items | $21,000 | 8,315 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $21,000 | 8,316 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $35,000 | 3,527 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $21,000 | 8,248 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $910,000 | 8,662 |
| Total interest expense | $414,000 | 8,066 |
| Net interest income | $496,000 | 8,813 |
| Provision for loan and lease losses | $15,000 | 7,196 |
| Total noninterest income | $111,000 | 8,196 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $84,000 | 6,821 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $27,000 | 8,216 |
| Total noninterest expense | $452,000 | 8,897 |
| Salaries and employee benefits | $243,000 | 8,919 |
| Premises and equipment expense | $27,000 | 9,029 |
| Additional noninterest expense | $182,000 | 8,561 |
| Pre-tax net operating income | $140,000 | 8,049 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $23,000 | 6,728 |
| Income before extraordinary items | $117,000 | 8,143 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $117,000 | 8,145 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 8,260 |
| Cash dividends | $125,000 | 5,382 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $117,000 | 8,027 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $701,000 | 8,729 |
| Total interest expense | $313,000 | 8,178 |
| Net interest income | $388,000 | 8,873 |
| Provision for loan and lease losses | $12,000 | 7,043 |
| Total noninterest income | $87,000 | 8,199 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $63,000 | 6,886 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $24,000 | 8,092 |
| Total noninterest expense | $308,000 | 8,999 |
| Salaries and employee benefits | $158,000 | 9,024 |
| Premises and equipment expense | $15,000 | 9,123 |
| Additional noninterest expense | $135,000 | 8,593 |
| Pre-tax net operating income | $155,000 | 7,945 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $33,000 | 6,505 |
| Income before extraordinary items | $122,000 | 8,083 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $122,000 | 8,087 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,999 |
| Cash dividends | $65,000 | 4,986 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $122,000 | 7,949 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $474,000 | 8,764 |
| Total interest expense | $215,000 | 8,232 |
| Net interest income | $259,000 | 8,906 |
| Provision for loan and lease losses | $8,000 | 6,936 |
| Total noninterest income | $64,000 | 8,066 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $42,000 | 6,879 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $22,000 | 7,723 |
| Total noninterest expense | $203,000 | 9,033 |
| Salaries and employee benefits | $105,000 | 9,059 |
| Premises and equipment expense | $10,000 | 9,145 |
| Additional noninterest expense | $88,000 | 8,624 |
| Pre-tax net operating income | $112,000 | 7,909 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $24,000 | 6,488 |
| Income before extraordinary items | $88,000 | 8,075 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $88,000 | 8,077 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,782 |
| Cash dividends | $65,000 | 4,592 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $88,000 | 7,911 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $254,000 | 8,770 |
| Total interest expense | $109,000 | 8,312 |
| Net interest income | $145,000 | 8,878 |
| Provision for loan and lease losses | $4,000 | 6,606 |
| Total noninterest income | $41,000 | 7,709 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $20,000 | 6,904 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $21,000 | 6,840 |
| Total noninterest expense | $106,000 | 9,046 |
| Salaries and employee benefits | $57,000 | 9,056 |
| Premises and equipment expense | $6,000 | 9,130 |
| Additional noninterest expense | $43,000 | 8,690 |
| Pre-tax net operating income | $76,000 | 7,593 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $12,000 | 6,453 |
| Income before extraordinary items | $64,000 | 7,605 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $64,000 | 7,606 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,386 |
| Cash dividends | $35,000 | 3,583 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $64,000 | 7,450 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $973,000 | 8,884 |
| Total interest expense | $523,000 | 8,316 |
| Net interest income | $450,000 | 9,049 |
| Provision for loan and lease losses | $68,000 | 6,337 |
| Total noninterest income | $92,000 | 8,493 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $80,000 | 6,939 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $12,000 | 8,821 |
| Total noninterest expense | $415,000 | 9,117 |
| Salaries and employee benefits | $233,000 | 9,095 |
| Premises and equipment expense | $30,000 | 9,162 |
| Additional noninterest expense | $152,000 | 8,867 |
| Pre-tax net operating income | $59,000 | 8,445 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $5,000 | 7,446 |
| Income before extraordinary items | $54,000 | 8,535 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $54,000 | 8,538 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 5,634 |
| Cash dividends | $20,000 | 6,210 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $54,000 | 8,452 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $1,133,000 | 9,049 |
| Total interest expense | $675,000 | 8,672 |
| Net interest income | $458,000 | 9,247 |
| Provision for loan and lease losses | $12,000 | 7,834 |
| Total noninterest income | $80,000 | 8,779 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $74,000 | 7,088 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $6,000 | 9,281 |
| Total noninterest expense | $407,000 | 9,351 |
| Salaries and employee benefits | $228,000 | 9,322 |
| Premises and equipment expense | $29,000 | 9,418 |
| Additional noninterest expense | $150,000 | 9,058 |
| Pre-tax net operating income | $119,000 | 8,246 |
| Securities gains (losses) | $3,000 | 4,114 |
| Applicable income taxes | $40,000 | 6,882 |
| Income before extraordinary items | $82,000 | 8,436 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $82,000 | 8,435 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $65,000 | 4,750 |
| Cash dividends | $180,000 | 5,124 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $79,990 | 8,349 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $1,307,000 | 9,144 |
| Total interest expense | $753,000 | 8,745 |
| Net interest income | $554,000 | 9,360 |
| Provision for loan and lease losses | $12,000 | 7,853 |
| Total noninterest income | $74,000 | 8,980 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $59,000 | 7,422 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $15,000 | 9,181 |
| Total noninterest expense | $409,000 | 9,579 |
| Salaries and employee benefits | $235,000 | 9,512 |
| Premises and equipment expense | $37,000 | 9,591 |
| Additional noninterest expense | $137,000 | 9,349 |
| Pre-tax net operating income | $207,000 | 8,342 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $69,000 | 6,944 |
| Income before extraordinary items | $138,000 | 8,488 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $138,000 | 8,486 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-12,000 | 9,215 |
| Cash dividends | $56,000 | 6,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $138,000 | 8,485 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $1,194,000 | 9,427 |
| Total interest expense | $651,000 | 9,070 |
| Net interest income | $543,000 | 9,615 |
| Provision for loan and lease losses | $26,000 | 7,391 |
| Total noninterest income | $65,000 | 9,370 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $52,000 | 7,784 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $13,000 | 9,578 |
| Total noninterest expense | $386,000 | 9,909 |
| Salaries and employee benefits | $213,000 | 9,866 |
| Premises and equipment expense | $34,000 | 9,919 |
| Additional noninterest expense | $139,000 | 9,614 |
| Pre-tax net operating income | $196,000 | 8,603 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $26,000 | 8,103 |
| Income before extraordinary items | $170,000 | 8,506 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $170,000 | 8,504 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,897 |
| Cash dividends | $130,000 | 5,805 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $170,000 | 8,471 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,179,000 | 9,683 |
| Total interest expense | $643,000 | 9,359 |
| Net interest income | $536,000 | 9,850 |
| Provision for loan and lease losses | $10,000 | 8,212 |
| Total noninterest income | $61,000 | 9,671 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $48,000 | 8,089 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $13,000 | 9,838 |
| Total noninterest expense | $340,000 | 10,183 |
| Salaries and employee benefits | $195,000 | 10,130 |
| Premises and equipment expense | $27,000 | 10,222 |
| Additional noninterest expense | $118,000 | 9,978 |
| Pre-tax net operating income | $247,000 | 8,679 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $57,000 | 8,208 |
| Income before extraordinary items | $190,000 | 8,687 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $190,000 | 8,686 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,132 |
| Cash dividends | $80,000 | 6,486 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $190,000 | 8,618 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,120,000 | 10,172 |
| Total interest expense | $616,000 | 9,779 |
| Net interest income | $504,000 | 10,368 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $57,000 | 10,156 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $45,000 | 8,532 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $12,000 | 10,305 |
| Total noninterest expense | $343,000 | 10,605 |
| Salaries and employee benefits | $194,000 | 10,568 |
| Premises and equipment expense | $25,000 | 10,690 |
| Additional noninterest expense | $124,000 | 10,294 |
| Pre-tax net operating income | $218,000 | 9,480 |
| Securities gains (losses) | $1,000 | 3,559 |
| Applicable income taxes | $65,000 | 8,998 |
| Income before extraordinary items | $154,000 | 9,542 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $154,000 | 9,545 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-69,000 | 10,627 |
| Cash dividends | $75,000 | 6,827 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $153,300 | 9,515 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,051,000 | 10,749 |
| Total interest expense | $583,000 | 10,327 |
| Net interest income | $468,000 | 10,950 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $65,000 | 10,584 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $47,000 | 8,930 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $18,000 | 10,521 |
| Total noninterest expense | $321,000 | 11,170 |
| Salaries and employee benefits | $177,000 | 11,132 |
| Premises and equipment expense | $24,000 | 11,240 |
| Additional noninterest expense | $120,000 | 10,895 |
| Pre-tax net operating income | $212,000 | 9,717 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $51,000 | 9,675 |
| Income before extraordinary items | $161,000 | 9,681 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $161,000 | 9,680 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $68,000 | 4,696 |
| Cash dividends | $30,000 | 7,843 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $161,000 | 9,622 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $978,000 | 11,319 |
| Total interest expense | $572,000 | 10,774 |
| Net interest income | $406,000 | 11,595 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $51,000 | 11,332 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $44,000 | 9,427 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $7,000 | 11,654 |
| Total noninterest expense | $293,000 | 11,728 |
| Salaries and employee benefits | $169,000 | 11,661 |
| Premises and equipment expense | $20,000 | 11,799 |
| Additional noninterest expense | $104,000 | 11,579 |
| Pre-tax net operating income | $164,000 | 10,691 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $54,000 | 10,109 |
| Income before extraordinary items | $110,000 | 10,841 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $110,000 | 10,841 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 6,953 |
| Cash dividends | $88,000 | 7,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $110,000 | 10,812 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $905,000 | 11,883 |
| Total interest expense | $469,000 | 11,231 |
| Net interest income | $436,000 | 12,167 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $55,000 | 11,823 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $47,000 | 9,795 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $8,000 | 12,207 |
| Total noninterest expense | $308,000 | 12,337 |
| Salaries and employee benefits | $167,000 | 12,273 |
| Premises and equipment expense | $27,000 | 12,284 |
| Additional noninterest expense | $114,000 | 12,174 |
| Pre-tax net operating income | $183,000 | 11,026 |
| Securities gains (losses) | $-3,000 | 9,178 |
| Applicable income taxes | $47,000 | 10,550 |
| Income before extraordinary items | $133,000 | 11,026 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $133,000 | 11,033 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 8,352 |
| Cash dividends | $111,000 | 6,682 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $135,220 | 11,051 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $841,000 | 12,590 |
| Total interest expense | $426,000 | 12,097 |
| Net interest income | $415,000 | 12,775 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $53,000 | 12,462 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $42,000 | 10,341 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $11,000 | 12,687 |
| Total noninterest expense | $290,000 | 13,011 |
| Salaries and employee benefits | $156,000 | 12,952 |
| Premises and equipment expense | $19,000 | 13,098 |
| Additional noninterest expense | $115,000 | 12,812 |
| Pre-tax net operating income | $178,000 | 11,234 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $46,000 | 11,040 |
| Income before extraordinary items | $132,000 | 11,431 |
| Extraordinary gains, net | $4,000 | 3,080 |
| Net income | $136,000 | 11,449 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 6,769 |
| Cash dividends | $118,000 | 6,606 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $132,000 | 11,220 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $879,000 | 13,233 |
| Total interest expense | $430,000 | 13,066 |
| Net interest income | $449,000 | 13,239 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $45,000 | 13,226 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $30,000 | 11,061 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $15,000 | 12,987 |
| Total noninterest expense | $265,000 | 13,667 |
| Salaries and employee benefits | $145,000 | 13,580 |
| Premises and equipment expense | $21,000 | 13,653 |
| Additional noninterest expense | $99,000 | 13,543 |
| Pre-tax net operating income | $229,000 | 10,801 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $71,000 | 10,691 |
| Income before extraordinary items | $158,000 | 11,164 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $158,000 | 11,254 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 12,832 |
| Cash dividends | $120,000 | 6,190 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $158,000 | 10,816 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.