Home > North Houston Bank > Income and Expense
North Houston Bank, Income and Expense
2009-09-30 (YTD Data) | Rank | |
Total interest income | $11,493,000 | 2,216 |
Total interest expense | $4,692,000 | 1,936 |
Net interest income | $6,801,000 | 2,405 |
Provision for loan and lease losses | $2,620,000 | 1,611 |
Total noninterest income | $-291,000 | 7,977 |
Gross Fiduciary activities income | $0 | 1,353 |
Service charges on deposit accounts | $506,000 | 2,331 |
Trading account gains and fees | $0 | 212 |
Additional Noninterest Income | $-797,000 | 7,995 |
Total noninterest expense | $7,395,000 | 2,039 |
Salaries and employee benefits | $3,954,000 | 1,890 |
Premises and equipment expense | $900,000 | 2,242 |
Additional noninterest expense | $2,541,000 | 2,078 |
Pre-tax net operating income | $-3,505,000 | 7,361 |
Securities gains (losses) | $-1,705,000 | 7,912 |
Applicable income taxes | $19,567,000 | 96 |
Income before extraordinary items | $-24,777,000 | 7,914 |
Extraordinary gains, net | $0 | 27 |
Net income | $-24,777,000 | 7,914 |
Minority interest net income | $0 | 118 |
Net income of bank and minority interests. | $-24,777,000 | 7,914 |
Net charge-offs | $445,000 | 3,198 |
Cash dividends | $0 | 4,191 |
Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
Net operating income | $-23,072,000 | 7,909 |
2009-06-30 (YTD Data) | Rank | |
Total interest income | $8,155,000 | 2,157 |
Total interest expense | $3,345,000 | 1,903 |
Net interest income | $4,810,000 | 2,273 |
Provision for loan and lease losses | $-400,000 | 8,186 |
Total noninterest income | $370,000 | 3,981 |
Gross Fiduciary activities income | $0 | 1,340 |
Service charges on deposit accounts | $335,000 | 2,308 |
Trading account gains and fees | $0 | 193 |
Additional Noninterest Income | $35,000 | 6,236 |
Total noninterest expense | $5,256,000 | 1,939 |
Salaries and employee benefits | $2,697,000 | 1,874 |
Premises and equipment expense | $605,000 | 2,254 |
Additional noninterest expense | $1,954,000 | 1,842 |
Pre-tax net operating income | $324,000 | 4,037 |
Securities gains (losses) | $-6,000 | 7,442 |
Applicable income taxes | $162,000 | 2,185 |
Income before extraordinary items | $156,000 | 4,828 |
Extraordinary gains, net | $0 | 21 |
Net income | $156,000 | 4,825 |
Minority interest net income | $0 | 112 |
Net income of bank and minority interests. | $156,000 | 4,825 |
Net charge-offs | $-1,000 | 7,516 |
Cash dividends | $0 | 3,983 |
Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
Net operating income | $159,840 | 4,711 |
2009-03-31 (YTD Data) | Rank | |
Total interest income | $4,208,000 | 2,111 |
Total interest expense | $1,810,000 | 1,841 |
Net interest income | $2,398,000 | 2,279 |
Provision for loan and lease losses | $-400,000 | 8,232 |
Total noninterest income | $184,000 | 3,984 |
Gross Fiduciary activities income | $0 | 1,285 |
Service charges on deposit accounts | $159,000 | 2,345 |
Trading account gains and fees | $0 | 171 |
Additional Noninterest Income | $25,000 | 5,902 |
Total noninterest expense | $2,428,000 | 2,035 |
Salaries and employee benefits | $1,288,000 | 1,996 |
Premises and equipment expense | $311,000 | 2,233 |
Additional noninterest expense | $829,000 | 1,934 |
Pre-tax net operating income | $554,000 | 2,199 |
Securities gains (losses) | $-6,000 | 7,794 |
Applicable income taxes | $216,000 | 1,368 |
Income before extraordinary items | $332,000 | 2,938 |
Extraordinary gains, net | $0 | 15 |
Net income | $332,000 | 2,940 |
Minority interest net income | $0 | 102 |
Net income of bank and minority interests. | $332,000 | 2,940 |
Net charge-offs | $0 | 5,728 |
Cash dividends | $0 | 3,051 |
Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
Net operating income | $335,840 | 2,783 |
2008-12-31 (YTD Data) | Rank | |
Total interest income | $26,944,000 | 1,440 |
Total interest expense | $11,806,000 | 1,382 |
Net interest income | $15,138,000 | 1,482 |
Provision for loan and lease losses | $1,882,000 | 1,880 |
Total noninterest income | $621,000 | 4,390 |
Gross Fiduciary activities income | $0 | 1,441 |
Service charges on deposit accounts | $673,000 | 2,420 |
Trading account gains and fees | $1,322,000 | 66 |
Additional Noninterest Income | $-1,374,000 | 8,260 |
Total noninterest expense | $10,263,000 | 1,887 |
Salaries and employee benefits | $5,414,000 | 1,872 |
Premises and equipment expense | $1,395,000 | 1,958 |
Additional noninterest expense | $3,454,000 | 1,770 |
Pre-tax net operating income | $3,614,000 | 1,517 |
Securities gains (losses) | $-50,861,000 | 8,258 |
Applicable income taxes | $-17,394,000 | 8,218 |
Income before extraordinary items | $-29,853,000 | 8,142 |
Extraordinary gains, net | $0 | 39 |
Net income | $-29,853,000 | 8,142 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $1,707,000 | 1,435 |
Cash dividends | $0 | 5,455 |
Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
Net operating income | $2,698,040 | 1,610 |
2008-09-30 (YTD Data) | Rank | |
Total interest income | $21,075,000 | 1,414 |
Total interest expense | $9,370,000 | 1,360 |
Net interest income | $11,705,000 | 1,447 |
Provision for loan and lease losses | $2,681,000 | 973 |
Total noninterest income | $1,847,000 | 1,877 |
Gross Fiduciary activities income | $0 | 1,405 |
Service charges on deposit accounts | $500,000 | 2,461 |
Trading account gains and fees | $1,322,000 | 64 |
Additional Noninterest Income | $25,000 | 7,272 |
Total noninterest expense | $7,467,000 | 1,924 |
Salaries and employee benefits | $4,085,000 | 1,895 |
Premises and equipment expense | $1,006,000 | 2,035 |
Additional noninterest expense | $2,376,000 | 1,865 |
Pre-tax net operating income | $3,404,000 | 1,432 |
Securities gains (losses) | $-47,953,000 | 8,347 |
Applicable income taxes | $-16,457,000 | 8,327 |
Income before extraordinary items | $-28,092,000 | 8,300 |
Extraordinary gains, net | $0 | 31 |
Net income | $-28,092,000 | 8,299 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $1,695,000 | 937 |
Cash dividends | $0 | 4,937 |
Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
Net operating income | $2,597,920 | 1,499 |
2008-06-30 (YTD Data) | Rank | |
Total interest income | $14,203,000 | 1,417 |
Total interest expense | $6,309,000 | 1,396 |
Net interest income | $7,894,000 | 1,416 |
Provision for loan and lease losses | $400,000 | 2,155 |
Total noninterest income | $1,474,000 | 1,677 |
Gross Fiduciary activities income | $0 | 1,395 |
Service charges on deposit accounts | $332,000 | 2,448 |
Trading account gains and fees | $1,323,000 | 60 |
Additional Noninterest Income | $-181,000 | 8,395 |
Total noninterest expense | $5,015,000 | 1,916 |
Salaries and employee benefits | $2,664,000 | 1,950 |
Premises and equipment expense | $668,000 | 2,031 |
Additional noninterest expense | $1,683,000 | 1,738 |
Pre-tax net operating income | $3,953,000 | 892 |
Securities gains (losses) | $0 | 3,233 |
Applicable income taxes | $598,000 | 1,397 |
Income before extraordinary items | $3,355,000 | 818 |
Extraordinary gains, net | $0 | 21 |
Net income | $3,355,000 | 817 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $1,695,000 | 614 |
Cash dividends | $0 | 4,733 |
Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
Net operating income | $3,355,000 | 803 |
2008-03-31 (YTD Data) | Rank | |
Total interest income | $6,966,000 | 1,482 |
Total interest expense | $3,189,000 | 1,471 |
Net interest income | $3,777,000 | 1,462 |
Provision for loan and lease losses | $0 | 6,080 |
Total noninterest income | $1,077,000 | 1,259 |
Gross Fiduciary activities income | $0 | 1,326 |
Service charges on deposit accounts | $164,000 | 2,440 |
Trading account gains and fees | $730,000 | 63 |
Additional Noninterest Income | $183,000 | 2,703 |
Total noninterest expense | $2,635,000 | 1,820 |
Salaries and employee benefits | $1,334,000 | 1,974 |
Premises and equipment expense | $325,000 | 2,083 |
Additional noninterest expense | $976,000 | 1,468 |
Pre-tax net operating income | $2,219,000 | 856 |
Securities gains (losses) | $0 | 2,688 |
Applicable income taxes | $187,000 | 2,059 |
Income before extraordinary items | $2,032,000 | 747 |
Extraordinary gains, net | $0 | 15 |
Net income | $2,032,000 | 748 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $108,000 | 1,743 |
Cash dividends | $0 | 3,705 |
Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
Net operating income | $2,032,000 | 716 |
2007-12-31 (YTD Data) | Rank | |
Total interest income | $27,951,000 | 1,538 |
Total interest expense | $11,772,000 | 1,704 |
Net interest income | $16,179,000 | 1,384 |
Provision for loan and lease losses | $0 | 6,851 |
Total noninterest income | $1,073,000 | 3,392 |
Gross Fiduciary activities income | $0 | 1,498 |
Service charges on deposit accounts | $659,000 | 2,490 |
Trading account gains and fees | $-682,000 | 8,498 |
Additional Noninterest Income | $1,096,000 | 2,102 |
Total noninterest expense | $10,266,000 | 1,802 |
Salaries and employee benefits | $5,572,000 | 1,811 |
Premises and equipment expense | $1,345,000 | 1,934 |
Additional noninterest expense | $3,349,000 | 1,669 |
Pre-tax net operating income | $6,986,000 | 1,218 |
Securities gains (losses) | $-15,000 | 7,664 |
Applicable income taxes | $2,649,000 | 896 |
Income before extraordinary items | $4,322,000 | 1,479 |
Extraordinary gains, net | $0 | 39 |
Net income | $4,322,000 | 1,479 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $11,000 | 5,878 |
Cash dividends | $10,000,000 | 414 |
Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
Net operating income | $4,331,600 | 1,460 |
2007-09-30 (YTD Data) | Rank | |
Total interest income | $20,936,000 | 1,548 |
Total interest expense | $8,794,000 | 1,704 |
Net interest income | $12,142,000 | 1,391 |
Provision for loan and lease losses | $0 | 6,528 |
Total noninterest income | $1,728,000 | 2,008 |
Gross Fiduciary activities income | $0 | 1,458 |
Service charges on deposit accounts | $470,000 | 2,573 |
Trading account gains and fees | $276,000 | 99 |
Additional Noninterest Income | $982,000 | 1,858 |
Total noninterest expense | $7,592,000 | 1,800 |
Salaries and employee benefits | $4,143,000 | 1,832 |
Premises and equipment expense | $974,000 | 1,992 |
Additional noninterest expense | $2,475,000 | 1,646 |
Pre-tax net operating income | $6,278,000 | 1,096 |
Securities gains (losses) | $0 | 1,655 |
Applicable income taxes | $2,386,000 | 826 |
Income before extraordinary items | $3,892,000 | 1,315 |
Extraordinary gains, net | $0 | 33 |
Net income | $3,892,000 | 1,312 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $17,000 | 4,768 |
Cash dividends | $0 | 5,179 |
Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
Net operating income | $3,892,000 | 1,307 |
2007-06-30 (YTD Data) | Rank | |
Total interest income | $13,807,000 | 1,579 |
Total interest expense | $5,932,000 | 1,688 |
Net interest income | $7,875,000 | 1,458 |
Provision for loan and lease losses | $0 | 6,209 |
Total noninterest income | $1,201,000 | 1,961 |
Gross Fiduciary activities income | $0 | 1,429 |
Service charges on deposit accounts | $298,000 | 2,671 |
Trading account gains and fees | $0 | 168 |
Additional Noninterest Income | $903,000 | 1,495 |
Total noninterest expense | $5,047,000 | 1,826 |
Salaries and employee benefits | $2,728,000 | 1,874 |
Premises and equipment expense | $637,000 | 2,034 |
Additional noninterest expense | $1,682,000 | 1,608 |
Pre-tax net operating income | $4,029,000 | 1,172 |
Securities gains (losses) | $0 | 1,444 |
Applicable income taxes | $1,531,000 | 904 |
Income before extraordinary items | $2,498,000 | 1,416 |
Extraordinary gains, net | $0 | 29 |
Net income | $2,498,000 | 1,414 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $37,000 | 3,152 |
Cash dividends | $0 | 4,977 |
Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
Net operating income | $2,498,000 | 1,396 |
2007-03-31 (YTD Data) | Rank | |
Total interest income | $6,649,000 | 1,636 |
Total interest expense | $2,919,000 | 1,703 |
Net interest income | $3,730,000 | 1,546 |
Provision for loan and lease losses | $0 | 5,779 |
Total noninterest income | $224,000 | 3,784 |
Gross Fiduciary activities income | $0 | 1,355 |
Service charges on deposit accounts | $149,000 | 2,618 |
Trading account gains and fees | $0 | 195 |
Additional Noninterest Income | $75,000 | 4,329 |
Total noninterest expense | $2,283,000 | 2,031 |
Salaries and employee benefits | $1,354,000 | 1,902 |
Premises and equipment expense | $314,000 | 2,072 |
Additional noninterest expense | $615,000 | 2,136 |
Pre-tax net operating income | $1,671,000 | 1,397 |
Securities gains (losses) | $0 | 1,187 |
Applicable income taxes | $635,000 | 1,060 |
Income before extraordinary items | $1,036,000 | 1,661 |
Extraordinary gains, net | $0 | 22 |
Net income | $1,036,000 | 1,661 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 4,509 |
Cash dividends | $0 | 3,942 |
Sale, conversion, retirement of capital stock, net | $0 | 885 |
Net operating income | $1,036,000 | 1,650 |
2006-12-31 (YTD Data) | Rank | |
Total interest income | $29,308,000 | 1,356 |
Total interest expense | $11,559,000 | 1,456 |
Net interest income | $17,749,000 | 1,274 |
Provision for loan and lease losses | $0 | 6,850 |
Total noninterest income | $705,000 | 4,343 |
Gross Fiduciary activities income | $0 | 1,523 |
Service charges on deposit accounts | $653,000 | 2,517 |
Trading account gains and fees | $0 | 130 |
Additional Noninterest Income | $52,000 | 7,209 |
Total noninterest expense | $9,541,000 | 1,872 |
Salaries and employee benefits | $5,138,000 | 1,896 |
Premises and equipment expense | $1,263,000 | 1,990 |
Additional noninterest expense | $3,140,000 | 1,682 |
Pre-tax net operating income | $8,913,000 | 1,105 |
Securities gains (losses) | $-531,000 | 8,519 |
Applicable income taxes | $3,161,000 | 897 |
Income before extraordinary items | $5,221,000 | 1,404 |
Extraordinary gains, net | $0 | 51 |
Net income | $5,221,000 | 1,404 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $12,000 | 5,438 |
Cash dividends | $5,000,000 | 705 |
Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
Net operating income | $5,560,840 | 1,295 |
2006-09-30 (YTD Data) | Rank | |
Total interest income | $22,153,000 | 1,328 |
Total interest expense | $8,907,000 | 1,368 |
Net interest income | $13,246,000 | 1,299 |
Provision for loan and lease losses | $0 | 6,685 |
Total noninterest income | $446,000 | 4,775 |
Gross Fiduciary activities income | $0 | 1,468 |
Service charges on deposit accounts | $500,000 | 2,480 |
Trading account gains and fees | $0 | 126 |
Additional Noninterest Income | $-54,000 | 8,729 |
Total noninterest expense | $6,697,000 | 1,970 |
Salaries and employee benefits | $3,729,000 | 1,950 |
Premises and equipment expense | $973,000 | 1,951 |
Additional noninterest expense | $1,995,000 | 1,959 |
Pre-tax net operating income | $6,995,000 | 1,095 |
Securities gains (losses) | $-531,000 | 8,634 |
Applicable income taxes | $2,456,000 | 918 |
Income before extraordinary items | $4,008,000 | 1,407 |
Extraordinary gains, net | $0 | 45 |
Net income | $4,008,000 | 1,408 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $9,000 | 4,856 |
Cash dividends | $5,000,000 | 514 |
Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
Net operating income | $4,347,840 | 1,285 |
2006-06-30 (YTD Data) | Rank | |
Total interest income | $15,132,000 | 1,273 |
Total interest expense | $6,096,000 | 1,285 |
Net interest income | $9,036,000 | 1,265 |
Provision for loan and lease losses | $0 | 6,419 |
Total noninterest income | $195,000 | 5,705 |
Gross Fiduciary activities income | $0 | 1,458 |
Service charges on deposit accounts | $328,000 | 2,482 |
Trading account gains and fees | $0 | 126 |
Additional Noninterest Income | $-133,000 | 8,774 |
Total noninterest expense | $4,412,000 | 1,997 |
Salaries and employee benefits | $2,472,000 | 1,963 |
Premises and equipment expense | $639,000 | 1,976 |
Additional noninterest expense | $1,301,000 | 2,020 |
Pre-tax net operating income | $4,819,000 | 1,052 |
Securities gains (losses) | $-531,000 | 8,706 |
Applicable income taxes | $1,629,000 | 922 |
Income before extraordinary items | $2,659,000 | 1,409 |
Extraordinary gains, net | $0 | 39 |
Net income | $2,659,000 | 1,410 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-9,000 | 7,722 |
Cash dividends | $5,000,000 | 371 |
Sale, conversion, retirement of capital stock, net | $0 | 887 |
Net operating income | $2,998,840 | 1,233 |
2006-03-31 (YTD Data) | Rank | |
Total interest income | $7,649,000 | 1,248 |
Total interest expense | $3,072,000 | 1,196 |
Net interest income | $4,577,000 | 1,240 |
Provision for loan and lease losses | $0 | 6,013 |
Total noninterest income | $-46,000 | 8,780 |
Gross Fiduciary activities income | $0 | 1,380 |
Service charges on deposit accounts | $167,000 | 2,379 |
Trading account gains and fees | $0 | 115 |
Additional Noninterest Income | $-213,000 | 8,793 |
Total noninterest expense | $2,283,000 | 1,949 |
Salaries and employee benefits | $1,249,000 | 1,960 |
Premises and equipment expense | $317,000 | 1,995 |
Additional noninterest expense | $717,000 | 1,822 |
Pre-tax net operating income | $2,248,000 | 1,099 |
Securities gains (losses) | $-212,000 | 8,713 |
Applicable income taxes | $774,000 | 958 |
Income before extraordinary items | $1,262,000 | 1,443 |
Extraordinary gains, net | $0 | 21 |
Net income | $1,262,000 | 1,442 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $3,000 | 3,757 |
Cash dividends | $0 | 3,943 |
Sale, conversion, retirement of capital stock, net | $0 | 648 |
Net operating income | $1,397,680 | 1,293 |
2005-12-31 (YTD Data) | Rank | |
Total interest income | $28,472,000 | 1,165 |
Total interest expense | $9,567,000 | 1,179 |
Net interest income | $18,905,000 | 1,135 |
Provision for loan and lease losses | $0 | 7,120 |
Total noninterest income | $1,119,000 | 3,286 |
Gross Fiduciary activities income | $0 | 1,557 |
Service charges on deposit accounts | $786,000 | 2,137 |
Trading account gains and fees | $0 | 138 |
Additional Noninterest Income | $333,000 | 4,116 |
Total noninterest expense | $8,698,000 | 1,935 |
Salaries and employee benefits | $4,647,000 | 1,979 |
Premises and equipment expense | $1,255,000 | 1,919 |
Additional noninterest expense | $2,796,000 | 1,805 |
Pre-tax net operating income | $11,326,000 | 872 |
Securities gains (losses) | $0 | 2,296 |
Applicable income taxes | $4,304,000 | 724 |
Income before extraordinary items | $7,022,000 | 1,037 |
Extraordinary gains, net | $0 | 46 |
Net income | $7,022,000 | 1,037 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-28,000 | 8,352 |
Cash dividends | $0 | 6,054 |
Sale, conversion, retirement of capital stock, net | $0 | 934 |
Net operating income | $7,022,000 | 1,013 |
2005-09-30 (YTD Data) | Rank | |
Total interest income | $21,336,000 | 1,128 |
Total interest expense | $6,835,000 | 1,161 |
Net interest income | $14,501,000 | 1,106 |
Provision for loan and lease losses | $0 | 6,899 |
Total noninterest income | $817,000 | 3,359 |
Gross Fiduciary activities income | $0 | 1,504 |
Service charges on deposit accounts | $593,000 | 2,120 |
Trading account gains and fees | $0 | 126 |
Additional Noninterest Income | $224,000 | 4,362 |
Total noninterest expense | $6,394,000 | 1,949 |
Salaries and employee benefits | $3,264,000 | 2,097 |
Premises and equipment expense | $1,025,000 | 1,764 |
Additional noninterest expense | $2,105,000 | 1,775 |
Pre-tax net operating income | $8,924,000 | 826 |
Securities gains (losses) | $0 | 2,317 |
Applicable income taxes | $3,391,000 | 702 |
Income before extraordinary items | $5,533,000 | 973 |
Extraordinary gains, net | $0 | 35 |
Net income | $5,533,000 | 974 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-26,000 | 8,265 |
Cash dividends | $0 | 5,317 |
Sale, conversion, retirement of capital stock, net | $0 | 769 |
Net operating income | $5,533,000 | 954 |
2005-06-30 (YTD Data) | Rank | |
Total interest income | $14,008,000 | 1,105 |
Total interest expense | $4,393,000 | 1,130 |
Net interest income | $9,615,000 | 1,093 |
Provision for loan and lease losses | $0 | 6,626 |
Total noninterest income | $536,000 | 3,357 |
Gross Fiduciary activities income | $0 | 1,480 |
Service charges on deposit accounts | $388,000 | 2,121 |
Trading account gains and fees | $0 | 116 |
Additional Noninterest Income | $148,000 | 4,350 |
Total noninterest expense | $4,130,000 | 1,991 |
Salaries and employee benefits | $2,067,000 | 2,188 |
Premises and equipment expense | $681,000 | 1,757 |
Additional noninterest expense | $1,382,000 | 1,783 |
Pre-tax net operating income | $6,021,000 | 795 |
Securities gains (losses) | $0 | 2,146 |
Applicable income taxes | $2,288,000 | 684 |
Income before extraordinary items | $3,733,000 | 936 |
Extraordinary gains, net | $0 | 30 |
Net income | $3,733,000 | 937 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $9,000 | 4,491 |
Cash dividends | $0 | 5,072 |
Sale, conversion, retirement of capital stock, net | $0 | 643 |
Net operating income | $3,733,000 | 917 |
2005-03-31 (YTD Data) | Rank | |
Total interest income | $6,817,000 | 1,115 |
Total interest expense | $2,074,000 | 1,135 |
Net interest income | $4,743,000 | 1,103 |
Provision for loan and lease losses | $0 | 6,226 |
Total noninterest income | $276,000 | 3,240 |
Gross Fiduciary activities income | $0 | 1,418 |
Service charges on deposit accounts | $198,000 | 2,016 |
Trading account gains and fees | $0 | 115 |
Additional Noninterest Income | $78,000 | 4,243 |
Total noninterest expense | $2,132,000 | 1,944 |
Salaries and employee benefits | $1,095,000 | 2,086 |
Premises and equipment expense | $327,000 | 1,835 |
Additional noninterest expense | $710,000 | 1,738 |
Pre-tax net operating income | $2,887,000 | 821 |
Securities gains (losses) | $0 | 1,685 |
Applicable income taxes | $1,097,000 | 711 |
Income before extraordinary items | $1,790,000 | 972 |
Extraordinary gains, net | $0 | 24 |
Net income | $1,790,000 | 973 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $9,000 | 3,295 |
Cash dividends | $0 | 3,863 |
Sale, conversion, retirement of capital stock, net | $0 | 491 |
Net operating income | $1,790,000 | 950 |
2004-12-31 (YTD Data) | Rank | |
Total interest income | $25,641,000 | 1,105 |
Total interest expense | $5,914,000 | 1,392 |
Net interest income | $19,727,000 | 1,009 |
Provision for loan and lease losses | $950,000 | 1,095 |
Total noninterest income | $1,008,000 | 3,514 |
Gross Fiduciary activities income | $0 | 1,582 |
Service charges on deposit accounts | $825,000 | 2,087 |
Trading account gains and fees | $0 | 138 |
Additional Noninterest Income | $183,000 | 5,292 |
Total noninterest expense | $8,858,000 | 1,827 |
Salaries and employee benefits | $4,522,000 | 1,930 |
Premises and equipment expense | $1,322,000 | 1,747 |
Additional noninterest expense | $3,014,000 | 1,618 |
Pre-tax net operating income | $10,927,000 | 806 |
Securities gains (losses) | $5,000 | 3,151 |
Applicable income taxes | $3,619,000 | 773 |
Income before extraordinary items | $7,313,000 | 901 |
Extraordinary gains, net | $0 | 34 |
Net income | $7,313,000 | 902 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-262,000 | 8,898 |
Cash dividends | $0 | 6,149 |
Sale, conversion, retirement of capital stock, net | $0 | 872 |
Net operating income | $7,309,650 | 864 |
2004-09-30 (YTD Data) | Rank | |
Total interest income | $18,594,000 | 1,123 |
Total interest expense | $4,028,000 | 1,504 |
Net interest income | $14,566,000 | 1,016 |
Provision for loan and lease losses | $400,000 | 1,766 |
Total noninterest income | $722,000 | 3,661 |
Gross Fiduciary activities income | $0 | 1,547 |
Service charges on deposit accounts | $623,000 | 2,092 |
Trading account gains and fees | $0 | 134 |
Additional Noninterest Income | $99,000 | 5,932 |
Total noninterest expense | $6,622,000 | 1,821 |
Salaries and employee benefits | $3,327,000 | 1,961 |
Premises and equipment expense | $981,000 | 1,768 |
Additional noninterest expense | $2,314,000 | 1,569 |
Pre-tax net operating income | $8,266,000 | 804 |
Securities gains (losses) | $5,000 | 3,038 |
Applicable income taxes | $3,158,000 | 693 |
Income before extraordinary items | $5,113,000 | 977 |
Extraordinary gains, net | $0 | 26 |
Net income | $5,113,000 | 978 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-178,000 | 8,897 |
Cash dividends | $0 | 5,363 |
Sale, conversion, retirement of capital stock, net | $0 | 738 |
Net operating income | $5,109,800 | 940 |
2004-06-30 (YTD Data) | Rank | |
Total interest income | $11,933,000 | 1,151 |
Total interest expense | $2,477,000 | 1,603 |
Net interest income | $9,456,000 | 1,038 |
Provision for loan and lease losses | $0 | 6,885 |
Total noninterest income | $432,000 | 3,922 |
Gross Fiduciary activities income | $0 | 1,518 |
Service charges on deposit accounts | $417,000 | 2,066 |
Trading account gains and fees | $0 | 130 |
Additional Noninterest Income | $15,000 | 8,015 |
Total noninterest expense | $4,420,000 | 1,807 |
Salaries and employee benefits | $2,181,000 | 1,996 |
Premises and equipment expense | $609,000 | 1,872 |
Additional noninterest expense | $1,630,000 | 1,484 |
Pre-tax net operating income | $5,468,000 | 801 |
Securities gains (losses) | $0 | 3,413 |
Applicable income taxes | $2,093,000 | 700 |
Income before extraordinary items | $3,375,000 | 969 |
Extraordinary gains, net | $0 | 21 |
Net income | $3,375,000 | 970 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-104,000 | 8,890 |
Cash dividends | $0 | 5,087 |
Sale, conversion, retirement of capital stock, net | $0 | 638 |
Net operating income | $3,375,000 | 933 |
2004-03-31 (YTD Data) | Rank | |
Total interest income | $5,835,000 | 1,189 |
Total interest expense | $1,198,000 | 1,678 |
Net interest income | $4,637,000 | 1,063 |
Provision for loan and lease losses | $0 | 6,501 |
Total noninterest income | $294,000 | 3,156 |
Gross Fiduciary activities income | $0 | 1,441 |
Service charges on deposit accounts | $209,000 | 1,993 |
Trading account gains and fees | $0 | 121 |
Additional Noninterest Income | $85,000 | 4,044 |
Total noninterest expense | $2,222,000 | 1,812 |
Salaries and employee benefits | $1,045,000 | 2,108 |
Premises and equipment expense | $313,000 | 1,853 |
Additional noninterest expense | $864,000 | 1,399 |
Pre-tax net operating income | $2,709,000 | 807 |
Securities gains (losses) | $0 | 2,934 |
Applicable income taxes | $1,044,000 | 709 |
Income before extraordinary items | $1,665,000 | 981 |
Extraordinary gains, net | $0 | 16 |
Net income | $1,665,000 | 981 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 5,097 |
Cash dividends | $0 | 3,841 |
Sale, conversion, retirement of capital stock, net | $0 | 464 |
Net operating income | $1,665,000 | 930 |
2003-12-31 (YTD Data) | Rank | |
Total interest income | $22,369,000 | 1,271 |
Total interest expense | $4,311,000 | 2,067 |
Net interest income | $18,058,000 | 1,061 |
Provision for loan and lease losses | $1,157,000 | 1,034 |
Total noninterest income | $1,121,000 | 3,459 |
Gross Fiduciary activities income | $0 | 1,641 |
Service charges on deposit accounts | $926,000 | 1,865 |
Trading account gains and fees | $0 | 160 |
Additional Noninterest Income | $195,000 | 5,337 |
Total noninterest expense | $7,115,000 | 2,212 |
Salaries and employee benefits | $3,626,000 | 2,340 |
Premises and equipment expense | $891,000 | 2,508 |
Additional noninterest expense | $2,598,000 | 1,860 |
Pre-tax net operating income | $10,907,000 | 795 |
Securities gains (losses) | $0 | 4,500 |
Applicable income taxes | $4,063,000 | 732 |
Income before extraordinary items | $6,844,000 | 942 |
Extraordinary gains, net | $0 | 54 |
Net income | $6,844,000 | 944 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $460,000 | 1,716 |
Cash dividends | $0 | 6,283 |
Sale, conversion, retirement of capital stock, net | $0 | 868 |
Net operating income | $6,844,000 | 884 |
2003-09-30 (YTD Data) | Rank | |
Total interest income | $16,424,000 | 1,317 |
Total interest expense | $3,243,000 | 2,146 |
Net interest income | $13,181,000 | 1,113 |
Provision for loan and lease losses | $1,000,000 | 896 |
Total noninterest income | $818,000 | 3,601 |
Gross Fiduciary activities income | $0 | 1,599 |
Service charges on deposit accounts | $697,000 | 1,853 |
Trading account gains and fees | $0 | 153 |
Additional Noninterest Income | $121,000 | 5,725 |
Total noninterest expense | $5,166,000 | 2,292 |
Salaries and employee benefits | $2,460,000 | 2,566 |
Premises and equipment expense | $664,000 | 2,537 |
Additional noninterest expense | $2,042,000 | 1,770 |
Pre-tax net operating income | $7,833,000 | 855 |
Securities gains (losses) | $0 | 4,204 |
Applicable income taxes | $3,133,000 | 741 |
Income before extraordinary items | $4,700,000 | 1,073 |
Extraordinary gains, net | $0 | 40 |
Net income | $4,700,000 | 1,074 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 6,967 |
Cash dividends | $0 | 5,519 |
Sale, conversion, retirement of capital stock, net | $0 | 722 |
Net operating income | $4,700,000 | 1,001 |
2003-06-30 (YTD Data) | Rank | |
Total interest income | $10,592,000 | 1,381 |
Total interest expense | $2,217,000 | 2,161 |
Net interest income | $8,375,000 | 1,173 |
Provision for loan and lease losses | $0 | 7,324 |
Total noninterest income | $495,000 | 3,762 |
Gross Fiduciary activities income | $0 | 1,577 |
Service charges on deposit accounts | $460,000 | 1,841 |
Trading account gains and fees | $0 | 150 |
Additional Noninterest Income | $35,000 | 7,146 |
Total noninterest expense | $3,293,000 | 2,385 |
Salaries and employee benefits | $1,559,000 | 2,693 |
Premises and equipment expense | $421,000 | 2,645 |
Additional noninterest expense | $1,313,000 | 1,839 |
Pre-tax net operating income | $5,577,000 | 801 |
Securities gains (losses) | $0 | 3,782 |
Applicable income taxes | $2,231,000 | 707 |
Income before extraordinary items | $3,346,000 | 999 |
Extraordinary gains, net | $0 | 30 |
Net income | $3,346,000 | 1,000 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-1,000 | 7,782 |
Cash dividends | $0 | 5,215 |
Sale, conversion, retirement of capital stock, net | $0 | 589 |
Net operating income | $3,346,000 | 919 |
2003-03-31 (YTD Data) | Rank | |
Total interest income | $5,031,000 | 1,474 |
Total interest expense | $1,135,000 | 2,155 |
Net interest income | $3,896,000 | 1,253 |
Provision for loan and lease losses | $0 | 6,934 |
Total noninterest income | $306,000 | 3,204 |
Gross Fiduciary activities income | $0 | 1,504 |
Service charges on deposit accounts | $229,000 | 1,791 |
Trading account gains and fees | $0 | 134 |
Additional Noninterest Income | $77,000 | 4,426 |
Total noninterest expense | $1,600,000 | 2,427 |
Salaries and employee benefits | $756,000 | 2,747 |
Premises and equipment expense | $197,000 | 2,795 |
Additional noninterest expense | $647,000 | 1,819 |
Pre-tax net operating income | $2,602,000 | 870 |
Securities gains (losses) | $0 | 2,891 |
Applicable income taxes | $1,041,000 | 770 |
Income before extraordinary items | $1,561,000 | 1,060 |
Extraordinary gains, net | $0 | 21 |
Net income | $1,561,000 | 1,059 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-1,000 | 7,386 |
Cash dividends | $0 | 3,930 |
Sale, conversion, retirement of capital stock, net | $0 | 419 |
Net operating income | $1,561,000 | 984 |
2002-12-31 (YTD Data) | Rank | |
Total interest income | $19,245,000 | 1,596 |
Total interest expense | $5,089,000 | 2,207 |
Net interest income | $14,156,000 | 1,369 |
Provision for loan and lease losses | $1,108,000 | 1,230 |
Total noninterest income | $1,347,000 | 2,834 |
Gross Fiduciary activities income | $0 | 1,713 |
Service charges on deposit accounts | $921,000 | 1,740 |
Trading account gains and fees | $0 | 153 |
Additional Noninterest Income | $426,000 | 3,586 |
Total noninterest expense | $6,012,000 | 2,456 |
Salaries and employee benefits | $3,011,000 | 2,621 |
Premises and equipment expense | $715,000 | 2,952 |
Additional noninterest expense | $2,286,000 | 2,018 |
Pre-tax net operating income | $8,383,000 | 1,004 |
Securities gains (losses) | $0 | 4,537 |
Applicable income taxes | $3,353,000 | 843 |
Income before extraordinary items | $5,030,000 | 1,249 |
Extraordinary gains, net | $0 | 70 |
Net income | $5,030,000 | 1,249 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $808,000 | 1,150 |
Cash dividends | $0 | 6,377 |
Sale, conversion, retirement of capital stock, net | $0 | 862 |
Net operating income | $5,030,000 | 1,196 |
2001-12-31 (YTD Data) | Rank | |
Total interest income | $17,170,000 | 1,994 |
Total interest expense | $7,143,000 | 2,242 |
Net interest income | $10,027,000 | 1,778 |
Provision for loan and lease losses | $190,000 | 4,243 |
Total noninterest income | $1,264,000 | 2,833 |
Gross Fiduciary activities income | $0 | 1,731 |
Service charges on deposit accounts | $879,000 | 1,725 |
Trading account gains and fees | $0 | 177 |
Additional Noninterest Income | $385,000 | 3,616 |
Total noninterest expense | $5,115,000 | 2,776 |
Salaries and employee benefits | $2,936,000 | 2,560 |
Premises and equipment expense | $562,000 | 3,551 |
Additional noninterest expense | $1,617,000 | 2,692 |
Pre-tax net operating income | $5,986,000 | 1,251 |
Securities gains (losses) | $0 | 4,612 |
Applicable income taxes | $2,366,000 | 1,018 |
Income before extraordinary items | $3,620,000 | 1,486 |
Extraordinary gains, net | $0 | 105 |
Net income | $3,620,000 | 1,489 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-4,000 | 8,917 |
Cash dividends | $0 | 6,617 |
Sale, conversion, retirement of capital stock, net | $0 | 922 |
Net operating income | $3,620,000 | 1,427 |
2000-12-31 (YTD Data) | Rank | |
Total interest income | $17,687,000 | 1,992 |
Total interest expense | $7,185,000 | 2,354 |
Net interest income | $10,502,000 | 1,675 |
Provision for loan and lease losses | $436,000 | 2,105 |
Total noninterest income | $1,266,000 | 2,652 |
Gross Fiduciary activities income | $0 | 1,332 |
Service charges on deposit accounts | $1,066,000 | 1,273 |
Trading account gains and fees | $0 | 180 |
Additional Noninterest Income | $200,000 | 4,803 |
Total noninterest expense | $5,200,000 | 2,620 |
Salaries and employee benefits | $3,149,000 | 2,263 |
Premises and equipment expense | $422,000 | 4,336 |
Additional noninterest expense | $1,629,000 | 2,616 |
Pre-tax net operating income | $6,132,000 | 1,206 |
Securities gains (losses) | $0 | 1,956 |
Applicable income taxes | $2,330,000 | 1,021 |
Income before extraordinary items | $3,802,000 | 1,387 |
Extraordinary gains, net | $0 | 38 |
Net income | $3,802,000 | 1,389 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $3,000 | 7,220 |
Cash dividends | $0 | 6,853 |
Sale, conversion, retirement of capital stock, net | $0 | 969 |
Net operating income | $3,802,000 | 1,381 |
1999-12-31 (YTD Data) | Rank | |
Total interest income | $12,192,000 | 2,667 |
Total interest expense | $4,159,000 | 3,471 |
Net interest income | $8,033,000 | 2,184 |
Provision for loan and lease losses | $448,000 | 1,932 |
Total noninterest income | $1,299,000 | 2,536 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $1,074,000 | 1,237 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $225,000 | 4,668 |
Total noninterest expense | $5,030,000 | 2,682 |
Salaries and employee benefits | $2,623,000 | 2,681 |
Premises and equipment expense | $636,000 | 3,097 |
Additional noninterest expense | $1,771,000 | 2,455 |
Pre-tax net operating income | $3,854,000 | 1,907 |
Securities gains (losses) | $0 | 3,155 |
Applicable income taxes | $1,488,000 | 1,614 |
Income before extraordinary items | $2,366,000 | 2,213 |
Extraordinary gains, net | $0 | 35 |
Net income | $2,366,000 | 2,214 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $63,000 | 4,426 |
Cash dividends | $2,500,000 | 1,126 |
Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
Net operating income | $2,366,000 | 2,184 |
1998-12-31 (YTD Data) | Rank | |
Total interest income | $9,853,000 | 3,275 |
Total interest expense | $2,573,000 | 5,258 |
Net interest income | $7,280,000 | 2,344 |
Provision for loan and lease losses | $200,000 | 3,499 |
Total noninterest income | $1,365,000 | 2,439 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $1,086,000 | 1,163 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $279,000 | 4,174 |
Total noninterest expense | $4,247,000 | 3,061 |
Salaries and employee benefits | $2,360,000 | 2,876 |
Premises and equipment expense | $669,000 | 2,880 |
Additional noninterest expense | $1,218,000 | 3,322 |
Pre-tax net operating income | $4,198,000 | 1,747 |
Securities gains (losses) | $-5,000 | 10,072 |
Applicable income taxes | $1,592,000 | 1,540 |
Income before extraordinary items | $2,601,000 | 2,011 |
Extraordinary gains, net | $0 | 32 |
Net income | $2,601,000 | 2,010 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $77,000 | 4,126 |
Cash dividends | $0 | 7,473 |
Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
Net operating income | $2,604,200 | 1,936 |
1997-12-31 (YTD Data) | Rank | |
Total interest income | $9,318,000 | 3,467 |
Total interest expense | $2,158,000 | 5,964 |
Net interest income | $7,160,000 | 2,428 |
Provision for loan and lease losses | $180,000 | 3,648 |
Total noninterest income | $1,455,000 | 2,258 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $1,185,000 | 1,060 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $270,000 | 4,175 |
Total noninterest expense | $4,349,000 | 2,923 |
Salaries and employee benefits | $2,201,000 | 3,014 |
Premises and equipment expense | $651,000 | 2,933 |
Additional noninterest expense | $1,497,000 | 2,741 |
Pre-tax net operating income | $4,086,000 | 1,852 |
Securities gains (losses) | $0 | 3,944 |
Applicable income taxes | $1,497,000 | 1,705 |
Income before extraordinary items | $2,589,000 | 2,042 |
Extraordinary gains, net | $0 | 44 |
Net income | $2,589,000 | 2,041 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $139,000 | 3,170 |
Cash dividends | $1,200,000 | 1,883 |
Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
Net operating income | $2,589,000 | 1,993 |
1996-12-31 (YTD Data) | Rank | |
Total interest income | $7,991,000 | 4,042 |
Total interest expense | $2,208,000 | 6,035 |
Net interest income | $5,783,000 | 3,060 |
Provision for loan and lease losses | $116,000 | 4,790 |
Total noninterest income | $1,451,000 | 2,357 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $1,258,000 | 1,045 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $193,000 | 5,277 |
Total noninterest expense | $4,196,000 | 3,201 |
Salaries and employee benefits | $1,925,000 | 3,456 |
Premises and equipment expense | $621,000 | 3,108 |
Additional noninterest expense | $1,650,000 | 2,885 |
Pre-tax net operating income | $2,922,000 | 2,428 |
Securities gains (losses) | $38,000 | 1,523 |
Applicable income taxes | $1,053,000 | 2,237 |
Income before extraordinary items | $1,907,000 | 2,554 |
Extraordinary gains, net | $0 | 53 |
Net income | $1,907,000 | 2,556 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $131,000 | 3,426 |
Cash dividends | $0 | 8,336 |
Sale, conversion, retirement of capital stock, net | $0 | 953 |
Net operating income | $1,882,680 | 2,542 |
1995-12-31 (YTD Data) | Rank | |
Total interest income | $4,046,000 | 6,934 |
Total interest expense | $1,055,000 | 9,057 |
Net interest income | $2,991,000 | 5,505 |
Provision for loan and lease losses | $0 | 8,958 |
Total noninterest income | $1,209,000 | 2,704 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $1,027,000 | 1,320 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $182,000 | 5,396 |
Total noninterest expense | $3,279,000 | 3,972 |
Salaries and employee benefits | $1,300,000 | 4,861 |
Premises and equipment expense | $450,000 | 4,111 |
Additional noninterest expense | $1,529,000 | 3,048 |
Pre-tax net operating income | $921,000 | 6,318 |
Securities gains (losses) | $89,000 | 1,008 |
Applicable income taxes | $349,000 | 5,456 |
Income before extraordinary items | $661,000 | 6,230 |
Extraordinary gains, net | $0 | 65 |
Net income | $661,000 | 6,228 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-11,000 | 10,724 |
Cash dividends | $0 | 8,717 |
Sale, conversion, retirement of capital stock, net | $-351,000 | 10,498 |
Net operating income | $603,150 | 6,585 |
1994-12-31 (YTD Data) | Rank | |
Total interest income | $3,799,000 | 6,946 |
Total interest expense | $1,031,000 | 8,555 |
Net interest income | $2,768,000 | 5,977 |
Provision for loan and lease losses | $0 | 9,146 |
Total noninterest income | $1,727,000 | 2,063 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $1,080,000 | 1,229 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $647,000 | 2,464 |
Total noninterest expense | $3,802,000 | 3,578 |
Salaries and employee benefits | $1,777,000 | 3,661 |
Premises and equipment expense | $421,000 | 4,395 |
Additional noninterest expense | $1,604,000 | 3,120 |
Pre-tax net operating income | $693,000 | 7,427 |
Securities gains (losses) | $-22,000 | 10,411 |
Applicable income taxes | $-225,000 | 12,400 |
Income before extraordinary items | $896,000 | 4,933 |
Extraordinary gains, net | $0 | 249 |
Net income | $896,000 | 4,938 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-69,000 | 12,053 |
Cash dividends | $0 | 8,932 |
Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
Net operating income | $918,000 | 4,888 |
1993-12-31 (YTD Data) | Rank | |
Total interest income | $3,722,000 | 7,229 |
Total interest expense | $1,126,000 | 8,574 |
Net interest income | $2,596,000 | 6,370 |
Provision for loan and lease losses | $0 | 10,371 |
Total noninterest income | $2,033,000 | 1,954 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $1,550,000 | 839 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $483,000 | 3,337 |
Total noninterest expense | $4,520,000 | 3,105 |
Salaries and employee benefits | $1,808,000 | 3,598 |
Premises and equipment expense | $557,000 | 3,540 |
Additional noninterest expense | $2,155,000 | 2,566 |
Pre-tax net operating income | $109,000 | 11,801 |
Securities gains (losses) | $426,000 | 1,005 |
Applicable income taxes | $0 | 12,141 |
Income before extraordinary items | $535,000 | 7,270 |
Extraordinary gains, net | $187,000 | 1,064 |
Net income | $722,000 | 6,132 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-24,000 | 12,247 |
Cash dividends | $0 | 9,081 |
Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
Net operating income | $109,000 | 11,508 |
1992-12-31 (YTD Data) | Rank | |
Total interest income | $4,566,000 | 6,810 |
Total interest expense | $1,854,000 | 7,467 |
Net interest income | $2,712,000 | 6,195 |
Provision for loan and lease losses | $0 | 11,756 |
Total noninterest income | $1,944,000 | 1,972 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $1,640,000 | 800 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $304,000 | 4,389 |
Total noninterest expense | $4,325,000 | 3,273 |
Salaries and employee benefits | $1,990,000 | 3,221 |
Premises and equipment expense | $741,000 | 2,787 |
Additional noninterest expense | $1,594,000 | 3,412 |
Pre-tax net operating income | $331,000 | 9,862 |
Securities gains (losses) | $112,000 | 2,830 |
Applicable income taxes | $146,000 | 8,720 |
Income before extraordinary items | $297,000 | 9,372 |
Extraordinary gains, net | $146,000 | 576 |
Net income | $443,000 | 7,918 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $266,000 | 3,585 |
Cash dividends | $0 | 8,912 |
Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
Net operating income | $221,960 | 9,952 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.