Home > North Houston Bank > Assets and Liabilities
North Houston Bank, Assets and Liabilities
| 2009-09-30 | Rank | |
| # of Employees: | 59 | 2,754 |
| Assets and Liabilities | ||
| Total Assets: | $325,474,000 | 2,120 |
| Cash and due from depository institutions | $34,579,000 | 2,754 |
| Interest-bearing balances | $32,665,000 | 827 |
| Securities | $19,457,000 | 4,508 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,911 |
| Net loans & leases | $259,018,000 | 1,845 |
| Loan loss allowance | $6,500,000 | 1,222 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $2,406,000 | 4,092 |
| Other real estate owned | $5,976,000 | 2,754 |
| Goodwill and other intangibles | $0 | 3,142 |
| All other assets | $4,038,000 | 3,559 |
| Life insurance assets | $0 | 3,862 |
| Total liabilities and capital | $325,474,000 | 2,120 |
| Total liabilities | $309,769,000 | 2,011 |
| Total deposits | $307,166,000 | 1,832 |
| Interest-bearing deposits | $253,396,000 | 1,917 |
| Deposits held in domestic offices | $307,166,000 | 1,830 |
| % insured | 87.39% | 4,790 |
| Federal funds purchased & repurchase agreements | $0 | 2,868 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $0 | 5,525 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $2,603,000 | 1,889 |
| Total equity capital | $15,705,000 | 3,996 |
| Total bank equity capital | $15,705,000 | 3,996 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $920,000 | 3,054 |
| Surplus | $67,480,000 | 554 |
| Undivided profits | $-52,695,000 | 8,021 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $33,910,000 | 561 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,174 |
| Income earned, not collected on loans | $1,113,000 | 3,243 |
| Earning assets | $311,140,000 | 2,050 |
| Long-term assets (5+ years) | $16,475,000 | 4,519 |
| Average Assets, year-to-date | $335,984,500 | 2,038 |
| Average Assets, quarterly | $320,407,500 | 2,146 |
| Volatile liabilities | $121,021,000 | 1,269 |
| Insider loans | $0 | 7,285 |
| FHLB advances | $0 | 5,137 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $53,073,000 | 1,350 |
| Tier 1 (core) risk-based capital | $-7,249,000 | 8,105 |
| Tier 2 risk-based capital | $0 | 8,008 |
| Total risk weighted assets | $269,848,000 | 1,849 |
| Total unused commitments | $53,073,000 | 1,350 |
| Derivatives | $0 | 1,183 |
| 2009-06-30 | Rank | |
| # of Employees: | 62 | 2,674 |
| Assets and Liabilities | ||
| Total Assets: | $315,341,000 | 2,193 |
| Cash and due from depository institutions | $5,204,000 | 2,674 |
| Interest-bearing balances | $100,000 | 6,301 |
| Securities | $16,217,000 | 4,887 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,176 |
| Net loans & leases | $260,281,000 | 1,863 |
| Loan loss allowance | $3,926,000 | 1,815 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $2,460,000 | 4,069 |
| Other real estate owned | $7,240,000 | 2,674 |
| Goodwill and other intangibles | $0 | 3,161 |
| All other assets | $23,939,000 | 928 |
| Life insurance assets | $0 | 3,901 |
| Total liabilities and capital | $315,341,000 | 2,193 |
| Total liabilities | $277,812,000 | 2,226 |
| Total deposits | $271,954,000 | 2,043 |
| Interest-bearing deposits | $241,259,000 | 2,013 |
| Deposits held in domestic offices | $271,954,000 | 2,041 |
| % insured | 73.95% | 5,272 |
| Federal funds purchased & repurchase agreements | $0 | 2,922 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $3,300,000 | 4,325 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $2,558,000 | 1,960 |
| Total equity capital | $37,529,000 | 1,825 |
| Total bank equity capital | $37,529,000 | 1,825 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $920,000 | 3,093 |
| Surplus | $67,480,000 | 569 |
| Undivided profits | $-30,871,000 | 8,080 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $7,952,000 | 1,649 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $977,000 | 3,554 |
| Earning assets | $276,598,000 | 2,255 |
| Long-term assets (5+ years) | $14,222,000 | 4,775 |
| Average Assets, year-to-date | $339,488,000 | 2,038 |
| Average Assets, quarterly | $333,686,000 | 2,083 |
| Volatile liabilities | $111,413,000 | 1,382 |
| Insider loans | $0 | 7,346 |
| FHLB advances | $3,300,000 | 4,174 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $56,020,000 | 1,334 |
| Tier 1 (core) risk-based capital | $25,139,000 | 2,537 |
| Tier 2 risk-based capital | $4,043,000 | 1,466 |
| Total risk weighted assets | $282,545,000 | 1,809 |
| Total unused commitments | $56,020,000 | 1,335 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 64 | 2,604 |
| Assets and Liabilities | ||
| Total Assets: | $352,031,000 | 1,991 |
| Cash and due from depository institutions | $36,786,000 | 2,604 |
| Interest-bearing balances | $33,128,000 | 586 |
| Securities | $14,125,000 | 5,218 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,546 |
| Net loans & leases | $264,315,000 | 1,855 |
| Loan loss allowance | $3,925,000 | 1,751 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $2,531,000 | 4,033 |
| Other real estate owned | $7,376,000 | 2,604 |
| Goodwill and other intangibles | $0 | 3,204 |
| All other assets | $26,898,000 | 819 |
| Life insurance assets | $0 | 3,932 |
| Total liabilities and capital | $352,031,000 | 1,991 |
| Total liabilities | $315,616,000 | 2,006 |
| Total deposits | $282,197,000 | 1,984 |
| Interest-bearing deposits | $251,738,000 | 1,929 |
| Deposits held in domestic offices | $282,197,000 | 1,981 |
| % insured | 72.34% | 5,673 |
| Federal funds purchased & repurchase agreements | $0 | 2,904 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $31,000,000 | 1,495 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $2,419,000 | 2,008 |
| Total equity capital | $36,415,000 | 1,900 |
| Total bank equity capital | $36,415,000 | 1,900 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $920,000 | 3,115 |
| Surplus | $67,480,000 | 563 |
| Undivided profits | $-31,985,000 | 8,149 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $7,915,000 | 1,540 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $1,358,000 | 2,618 |
| Earning assets | $311,568,000 | 2,067 |
| Long-term assets (5+ years) | $13,222,000 | 4,913 |
| Average Assets, year-to-date | $351,561,500 | 1,975 |
| Average Assets, quarterly | $351,561,500 | 1,975 |
| Volatile liabilities | $155,808,000 | 1,003 |
| Insider loans | $0 | 7,405 |
| FHLB advances | $31,000,000 | 1,408 |
| Loans and leases held for sale | $0 | 1,892 |
| Unused loan commitments | $69,292,000 | 1,178 |
| Tier 1 (core) risk-based capital | $25,314,000 | 2,529 |
| Tier 2 risk-based capital | $3,673,000 | 1,577 |
| Total risk weighted assets | $284,467,000 | 1,810 |
| Total unused commitments | $69,292,000 | 1,180 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 64 | 2,627 |
| Assets and Liabilities | ||
| Total Assets: | $351,092,000 | 1,968 |
| Cash and due from depository institutions | $7,681,000 | 2,627 |
| Interest-bearing balances | $567,000 | 4,267 |
| Securities | $19,068,000 | 4,559 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,377 |
| Net loans & leases | $285,852,000 | 1,727 |
| Loan loss allowance | $4,325,000 | 1,581 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $2,590,000 | 4,021 |
| Other real estate owned | $6,617,000 | 2,627 |
| Goodwill and other intangibles | $0 | 3,219 |
| All other assets | $29,284,000 | 766 |
| Life insurance assets | $0 | 3,960 |
| Total liabilities and capital | $351,092,000 | 1,968 |
| Total liabilities | $313,730,000 | 1,989 |
| Total deposits | $251,276,000 | 2,147 |
| Interest-bearing deposits | $219,451,000 | 2,132 |
| Deposits held in domestic offices | $251,276,000 | 2,143 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,392 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $60,400,000 | 981 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $2,054,000 | 2,247 |
| Total equity capital | $37,362,000 | 1,805 |
| Total bank equity capital | $37,362,000 | 1,805 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $920,000 | 3,138 |
| Surplus | $67,480,000 | 544 |
| Undivided profits | $-31,038,000 | 8,213 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,913,000 | 1,481 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $1,423,000 | 2,633 |
| Earning assets | $305,487,000 | 2,074 |
| Long-term assets (5+ years) | $26,457,000 | 3,520 |
| Average Assets, year-to-date | $415,384,600 | 1,640 |
| Average Assets, quarterly | $392,970,000 | 1,766 |
| Volatile liabilities | $155,770,000 | 994 |
| Insider loans | $0 | 7,451 |
| FHLB advances | $60,400,000 | 888 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $96,443,000 | 929 |
| Tier 1 (core) risk-based capital | $27,841,000 | 2,313 |
| Tier 2 risk-based capital | $3,963,000 | 1,468 |
| Total risk weighted assets | $316,708,000 | 1,648 |
| Total unused commitments | $96,443,000 | 929 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 64 | 2,648 |
| Assets and Liabilities | ||
| Total Assets: | $434,848,000 | 1,613 |
| Cash and due from depository institutions | $30,972,000 | 2,648 |
| Interest-bearing balances | $448,000 | 3,795 |
| Securities | $21,026,000 | 4,260 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,854 |
| Net loans & leases | $343,720,000 | 1,447 |
| Loan loss allowance | $5,136,000 | 1,225 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $2,695,000 | 3,934 |
| Other real estate owned | $7,516,000 | 2,648 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $28,919,000 | 754 |
| Life insurance assets | $0 | 3,984 |
| Total liabilities and capital | $434,848,000 | 1,613 |
| Total liabilities | $402,193,000 | 1,579 |
| Total deposits | $276,110,000 | 1,942 |
| Interest-bearing deposits | $235,175,000 | 1,976 |
| Deposits held in domestic offices | $276,110,000 | 1,938 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,524 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $124,500,000 | 551 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,583,000 | 2,795 |
| Total equity capital | $32,655,000 | 2,085 |
| Total bank equity capital | $32,655,000 | 2,085 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $920,000 | 3,168 |
| Surplus | $61,480,000 | 573 |
| Undivided profits | $-29,745,000 | 8,324 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $464,000 | 5,299 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $1,799,000 | 2,213 |
| Earning assets | $365,194,000 | 1,746 |
| Long-term assets (5+ years) | $27,049,000 | 3,423 |
| Average Assets, year-to-date | $431,457,750 | 1,589 |
| Average Assets, quarterly | $449,981,500 | 1,551 |
| Volatile liabilities | $216,667,000 | 704 |
| Insider loans | $0 | 7,515 |
| FHLB advances | $124,500,000 | 493 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $134,018,000 | 760 |
| Tier 1 (core) risk-based capital | $25,955,000 | 2,501 |
| Tier 2 risk-based capital | $4,855,000 | 1,184 |
| Total risk weighted assets | $389,460,000 | 1,340 |
| Total unused commitments | $134,018,000 | 760 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 68 | 2,539 |
| Assets and Liabilities | ||
| Total Assets: | $465,115,000 | 1,509 |
| Cash and due from depository institutions | $9,425,000 | 2,539 |
| Interest-bearing balances | $310,000 | 3,970 |
| Securities | $69,621,000 | 1,719 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,934 |
| Net loans & leases | $358,380,000 | 1,374 |
| Loan loss allowance | $2,855,000 | 1,982 |
| Trading account assets | $7,054,000 | 138 |
| Bank premises and fixed assets | $2,721,000 | 3,914 |
| Other real estate owned | $6,754,000 | 2,539 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $11,160,000 | 1,697 |
| Life insurance assets | $0 | 4,015 |
| Total liabilities and capital | $465,115,000 | 1,509 |
| Total liabilities | $421,115,000 | 1,508 |
| Total deposits | $281,724,000 | 1,898 |
| Interest-bearing deposits | $251,554,000 | 1,830 |
| Deposits held in domestic offices | $281,724,000 | 1,894 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,577 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $137,800,000 | 498 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $1,591,000 | 2,762 |
| Total equity capital | $44,000,000 | 1,561 |
| Total bank equity capital | $44,000,000 | 1,561 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $920,000 | 3,195 |
| Surplus | $39,080,000 | 817 |
| Undivided profits | $4,000,000 | 4,984 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,455,000 | 2,402 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $1,572,000 | 2,466 |
| Earning assets | $435,365,000 | 1,471 |
| Long-term assets (5+ years) | $21,524,000 | 3,803 |
| Average Assets, year-to-date | $430,327,670 | 1,598 |
| Average Assets, quarterly | $454,084,500 | 1,534 |
| Volatile liabilities | $249,527,000 | 630 |
| Insider loans | $0 | 7,572 |
| FHLB advances | $137,800,000 | 446 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $168,994,000 | 652 |
| Tier 1 (core) risk-based capital | $44,135,000 | 1,475 |
| Tier 2 risk-based capital | $3,233,000 | 1,673 |
| Total risk weighted assets | $417,850,000 | 1,242 |
| Total unused commitments | $168,994,000 | 652 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 67 | 2,567 |
| Assets and Liabilities | ||
| Total Assets: | $443,054,000 | 1,579 |
| Cash and due from depository institutions | $6,970,000 | 2,567 |
| Interest-bearing balances | $150,000 | 4,646 |
| Securities | $69,757,000 | 1,697 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,601 |
| Net loans & leases | $342,615,000 | 1,406 |
| Loan loss allowance | $4,042,000 | 1,404 |
| Trading account assets | $6,460,000 | 147 |
| Bank premises and fixed assets | $2,809,000 | 3,835 |
| Other real estate owned | $4,390,000 | 2,567 |
| Goodwill and other intangibles | $0 | 3,304 |
| All other assets | $10,053,000 | 1,773 |
| Life insurance assets | $0 | 4,038 |
| Total liabilities and capital | $443,054,000 | 1,579 |
| Total liabilities | $400,237,000 | 1,571 |
| Total deposits | $275,742,000 | 1,934 |
| Interest-bearing deposits | $245,883,000 | 1,886 |
| Deposits held in domestic offices | $275,742,000 | 1,930 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,700,000 | 1,864 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $118,500,000 | 514 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $2,295,000 | 2,213 |
| Total equity capital | $42,817,000 | 1,643 |
| Total bank equity capital | $42,817,000 | 1,643 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $920,000 | 3,210 |
| Surplus | $39,080,000 | 816 |
| Undivided profits | $2,817,000 | 5,766 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,724,000 | 1,188 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $1,502,000 | 2,613 |
| Earning assets | $418,982,000 | 1,528 |
| Long-term assets (5+ years) | $12,575,000 | 4,779 |
| Average Assets, year-to-date | $412,934,000 | 1,661 |
| Average Assets, quarterly | $412,934,000 | 1,661 |
| Volatile liabilities | $230,509,000 | 659 |
| Insider loans | $0 | 7,597 |
| FHLB advances | $118,500,000 | 460 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $227,468,000 | 547 |
| Tier 1 (core) risk-based capital | $42,813,000 | 1,528 |
| Tier 2 risk-based capital | $4,488,000 | 1,200 |
| Total risk weighted assets | $408,675,000 | 1,249 |
| Total unused commitments | $227,468,000 | 547 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 67 | 2,577 |
| Assets and Liabilities | ||
| Total Assets: | $382,814,000 | 1,776 |
| Cash and due from depository institutions | $6,319,000 | 2,577 |
| Interest-bearing balances | $71,000 | 5,143 |
| Securities | $67,352,000 | 1,734 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,130 |
| Net loans & leases | $287,993,000 | 1,662 |
| Loan loss allowance | $4,150,000 | 1,332 |
| Trading account assets | $5,731,000 | 153 |
| Bank premises and fixed assets | $2,919,000 | 3,735 |
| Other real estate owned | $4,666,000 | 2,577 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $7,834,000 | 2,204 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $382,814,000 | 1,776 |
| Total liabilities | $340,226,000 | 1,797 |
| Total deposits | $275,228,000 | 1,927 |
| Interest-bearing deposits | $240,577,000 | 1,897 |
| Deposits held in domestic offices | $275,228,000 | 1,922 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,440 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $62,700,000 | 849 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $2,298,000 | 2,209 |
| Total equity capital | $42,588,000 | 1,630 |
| Total bank equity capital | $42,588,000 | 1,630 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $920,000 | 3,213 |
| Surplus | $39,080,000 | 804 |
| Undivided profits | $2,588,000 | 5,901 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,748,000 | 1,402 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $1,990,000 | 2,145 |
| Earning assets | $361,147,000 | 1,732 |
| Long-term assets (5+ years) | $1,973,000 | 6,837 |
| Average Assets, year-to-date | $336,514,800 | 1,911 |
| Average Assets, quarterly | $354,894,500 | 1,883 |
| Volatile liabilities | $162,566,000 | 925 |
| Insider loans | $0 | 7,621 |
| FHLB advances | $62,700,000 | 784 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $259,027,000 | 502 |
| Tier 1 (core) risk-based capital | $40,781,000 | 1,599 |
| Tier 2 risk-based capital | $5,496,000 | 967 |
| Total risk weighted assets | $369,497,000 | 1,380 |
| Total unused commitments | $259,027,000 | 502 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 69 | 2,493 |
| Assets and Liabilities | ||
| Total Assets: | $326,975,000 | 2,008 |
| Cash and due from depository institutions | $21,803,000 | 2,493 |
| Interest-bearing balances | $15,826,000 | 354 |
| Securities | $25,585,000 | 3,820 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,196 |
| Net loans & leases | $260,174,000 | 1,775 |
| Loan loss allowance | $4,144,000 | 1,274 |
| Trading account assets | $6,689,000 | 140 |
| Bank premises and fixed assets | $3,005,000 | 3,629 |
| Other real estate owned | $3,941,000 | 2,493 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $5,778,000 | 2,768 |
| Life insurance assets | $0 | 4,026 |
| Total liabilities and capital | $326,975,000 | 2,008 |
| Total liabilities | $276,534,000 | 2,128 |
| Total deposits | $274,251,000 | 1,912 |
| Interest-bearing deposits | $238,850,000 | 1,915 |
| Deposits held in domestic offices | $274,251,000 | 1,907 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,436 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $0 | 5,543 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $2,283,000 | 2,238 |
| Total equity capital | $50,441,000 | 1,349 |
| Total bank equity capital | $50,441,000 | 1,349 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $920,000 | 3,197 |
| Surplus | $39,080,000 | 787 |
| Undivided profits | $10,441,000 | 3,070 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,413 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $1,990,000 | 2,300 |
| Earning assets | $308,274,000 | 1,957 |
| Long-term assets (5+ years) | $5,005,000 | 5,925 |
| Average Assets, year-to-date | $324,940,000 | 1,970 |
| Average Assets, quarterly | $328,606,500 | 1,978 |
| Volatile liabilities | $98,474,000 | 1,437 |
| Insider loans | $0 | 7,654 |
| FHLB advances | $0 | 5,081 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $295,256,000 | 471 |
| Tier 1 (core) risk-based capital | $50,350,000 | 1,263 |
| Tier 2 risk-based capital | $4,144,000 | 1,264 |
| Total risk weighted assets | $347,725,000 | 1,451 |
| Total unused commitments | $295,256,000 | 471 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 67 | 2,635 |
| Assets and Liabilities | ||
| Total Assets: | $330,238,000 | 1,990 |
| Cash and due from depository institutions | $40,197,000 | 2,635 |
| Interest-bearing balances | $34,460,000 | 187 |
| Securities | $15,875,000 | 5,068 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,299 |
| Net loans & leases | $261,280,000 | 1,788 |
| Loan loss allowance | $4,124,000 | 1,280 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $3,124,000 | 3,536 |
| Other real estate owned | $3,941,000 | 2,635 |
| Goodwill and other intangibles | $0 | 3,329 |
| All other assets | $5,821,000 | 2,721 |
| Life insurance assets | $0 | 4,058 |
| Total liabilities and capital | $330,238,000 | 1,990 |
| Total liabilities | $281,461,000 | 2,101 |
| Total deposits | $279,384,000 | 1,915 |
| Interest-bearing deposits | $243,408,000 | 1,904 |
| Deposits held in domestic offices | $279,384,000 | 1,909 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,401 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,494 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,077,000 | 2,273 |
| Total equity capital | $48,777,000 | 1,394 |
| Total bank equity capital | $48,777,000 | 1,394 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $920,000 | 3,200 |
| Surplus | $39,080,000 | 797 |
| Undivided profits | $8,777,000 | 3,395 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $236,000 | 5,309 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $1,836,000 | 2,314 |
| Earning assets | $311,615,000 | 1,941 |
| Long-term assets (5+ years) | $7,340,000 | 5,315 |
| Average Assets, year-to-date | $324,261,670 | 1,996 |
| Average Assets, quarterly | $335,880,000 | 1,950 |
| Volatile liabilities | $91,791,000 | 1,508 |
| Insider loans | $0 | 7,685 |
| FHLB advances | $0 | 5,027 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $305,190,000 | 464 |
| Tier 1 (core) risk-based capital | $48,957,000 | 1,307 |
| Tier 2 risk-based capital | $4,124,000 | 1,278 |
| Total risk weighted assets | $354,305,000 | 1,416 |
| Total unused commitments | $305,190,000 | 464 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 66 | 2,639 |
| Assets and Liabilities | ||
| Total Assets: | $341,522,000 | 1,935 |
| Cash and due from depository institutions | $39,232,000 | 2,639 |
| Interest-bearing balances | $33,130,000 | 193 |
| Securities | $18,415,000 | 4,721 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,772 |
| Net loans & leases | $267,655,000 | 1,729 |
| Loan loss allowance | $4,161,000 | 1,265 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $3,088,000 | 3,508 |
| Other real estate owned | $7,342,000 | 2,639 |
| Goodwill and other intangibles | $0 | 3,322 |
| All other assets | $5,790,000 | 2,681 |
| Life insurance assets | $0 | 4,074 |
| Total liabilities and capital | $341,522,000 | 1,935 |
| Total liabilities | $294,175,000 | 1,999 |
| Total deposits | $291,452,000 | 1,843 |
| Interest-bearing deposits | $256,517,000 | 1,826 |
| Deposits held in domestic offices | $291,452,000 | 1,838 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,056 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $0 | 5,479 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $2,723,000 | 1,918 |
| Total equity capital | $47,347,000 | 1,437 |
| Total bank equity capital | $47,347,000 | 1,437 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $920,000 | 3,197 |
| Surplus | $39,080,000 | 780 |
| Undivided profits | $7,347,000 | 3,836 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,082,000 | 1,643 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $1,891,000 | 2,156 |
| Earning assets | $319,200,000 | 1,908 |
| Long-term assets (5+ years) | $7,278,000 | 5,264 |
| Average Assets, year-to-date | $321,273,500 | 2,018 |
| Average Assets, quarterly | $321,273,500 | 2,018 |
| Volatile liabilities | $86,182,000 | 1,577 |
| Insider loans | $0 | 7,710 |
| FHLB advances | $0 | 5,010 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $292,162,000 | 474 |
| Tier 1 (core) risk-based capital | $47,495,000 | 1,323 |
| Tier 2 risk-based capital | $4,161,000 | 1,258 |
| Total risk weighted assets | $358,485,000 | 1,385 |
| Total unused commitments | $292,162,000 | 474 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 69 | 2,543 |
| Assets and Liabilities | ||
| Total Assets: | $301,025,000 | 2,164 |
| Cash and due from depository institutions | $7,171,000 | 2,543 |
| Interest-bearing balances | $416,000 | 3,317 |
| Securities | $18,381,000 | 4,776 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,403 |
| Net loans & leases | $264,897,000 | 1,738 |
| Loan loss allowance | $4,161,000 | 1,238 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $3,137,000 | 3,443 |
| Other real estate owned | $571,000 | 2,543 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $6,868,000 | 2,376 |
| Life insurance assets | $0 | 4,082 |
| Total liabilities and capital | $301,025,000 | 2,164 |
| Total liabilities | $254,731,000 | 2,281 |
| Total deposits | $238,777,000 | 2,190 |
| Interest-bearing deposits | $208,370,000 | 2,147 |
| Deposits held in domestic offices | $238,777,000 | 2,186 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,314 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $14,000,000 | 2,102 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $1,954,000 | 2,424 |
| Total equity capital | $46,294,000 | 1,427 |
| Total bank equity capital | $46,294,000 | 1,427 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $920,000 | 3,195 |
| Surplus | $39,080,000 | 767 |
| Undivided profits | $6,294,000 | 4,154 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $260,000 | 4,948 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $1,912,000 | 2,203 |
| Earning assets | $283,694,000 | 2,103 |
| Long-term assets (5+ years) | $7,313,000 | 5,235 |
| Average Assets, year-to-date | $343,418,000 | 1,833 |
| Average Assets, quarterly | $309,427,000 | 2,079 |
| Volatile liabilities | $92,380,000 | 1,614 |
| Insider loans | $0 | 7,725 |
| FHLB advances | $14,000,000 | 1,999 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $131,895,000 | 822 |
| Tier 1 (core) risk-based capital | $46,458,000 | 1,341 |
| Tier 2 risk-based capital | $3,730,000 | 1,397 |
| Total risk weighted assets | $298,004,000 | 1,626 |
| Total unused commitments | $131,895,000 | 822 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 69 | 2,560 |
| Assets and Liabilities | ||
| Total Assets: | $317,829,000 | 2,032 |
| Cash and due from depository institutions | $7,174,000 | 2,560 |
| Interest-bearing balances | $211,000 | 3,937 |
| Securities | $18,354,000 | 4,818 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,029 |
| Net loans & leases | $278,688,000 | 1,649 |
| Loan loss allowance | $4,164,000 | 1,248 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $3,249,000 | 3,346 |
| Other real estate owned | $2,325,000 | 2,560 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $8,039,000 | 2,071 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $317,829,000 | 2,032 |
| Total liabilities | $272,759,000 | 2,114 |
| Total deposits | $238,059,000 | 2,168 |
| Interest-bearing deposits | $202,209,000 | 2,166 |
| Deposits held in domestic offices | $238,059,000 | 2,164 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,596 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $33,000,000 | 1,259 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $1,700,000 | 2,651 |
| Total equity capital | $45,070,000 | 1,450 |
| Total bank equity capital | $45,070,000 | 1,450 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $920,000 | 3,211 |
| Surplus | $33,780,000 | 859 |
| Undivided profits | $10,370,000 | 3,049 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,007,000 | 2,550 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $2,025,000 | 2,074 |
| Earning assets | $297,253,000 | 2,005 |
| Long-term assets (5+ years) | $9,282,000 | 4,756 |
| Average Assets, year-to-date | $354,016,250 | 1,792 |
| Average Assets, quarterly | $330,888,500 | 1,940 |
| Volatile liabilities | $109,120,000 | 1,372 |
| Insider loans | $0 | 7,800 |
| FHLB advances | $33,000,000 | 1,173 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $95,186,000 | 1,096 |
| Tier 1 (core) risk-based capital | $45,245,000 | 1,365 |
| Tier 2 risk-based capital | $3,849,000 | 1,346 |
| Total risk weighted assets | $307,639,000 | 1,574 |
| Total unused commitments | $95,186,000 | 1,097 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 70 | 2,528 |
| Assets and Liabilities | ||
| Total Assets: | $343,948,000 | 1,871 |
| Cash and due from depository institutions | $25,210,000 | 2,528 |
| Interest-bearing balances | $19,106,000 | 286 |
| Securities | $18,059,000 | 4,839 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,870 |
| Net loans & leases | $285,883,000 | 1,580 |
| Loan loss allowance | $4,182,000 | 1,233 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $3,347,000 | 3,237 |
| Other real estate owned | $2,325,000 | 2,528 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $9,124,000 | 1,859 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $343,948,000 | 1,871 |
| Total liabilities | $300,406,000 | 1,922 |
| Total deposits | $252,799,000 | 2,047 |
| Interest-bearing deposits | $218,693,000 | 1,998 |
| Deposits held in domestic offices | $252,799,000 | 2,041 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,710 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $46,000,000 | 1,003 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,607,000 | 2,554 |
| Total equity capital | $43,542,000 | 1,440 |
| Total bank equity capital | $43,542,000 | 1,440 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $920,000 | 3,207 |
| Surplus | $33,780,000 | 850 |
| Undivided profits | $8,842,000 | 3,267 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $973,000 | 2,485 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $1,755,000 | 2,143 |
| Earning assets | $323,048,000 | 1,830 |
| Long-term assets (5+ years) | $9,883,000 | 4,608 |
| Average Assets, year-to-date | $366,078,670 | 1,752 |
| Average Assets, quarterly | $357,774,000 | 1,798 |
| Volatile liabilities | $126,880,000 | 1,189 |
| Insider loans | $0 | 7,848 |
| FHLB advances | $46,000,000 | 918 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $72,113,000 | 1,372 |
| Tier 1 (core) risk-based capital | $43,895,000 | 1,375 |
| Tier 2 risk-based capital | $3,851,000 | 1,315 |
| Total risk weighted assets | $307,728,000 | 1,554 |
| Total unused commitments | $72,113,000 | 1,372 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 70 | 2,508 |
| Assets and Liabilities | ||
| Total Assets: | $371,600,000 | 1,734 |
| Cash and due from depository institutions | $8,941,000 | 2,508 |
| Interest-bearing balances | $1,533,000 | 2,175 |
| Securities | $31,696,000 | 3,415 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,312 |
| Net loans & leases | $313,418,000 | 1,385 |
| Loan loss allowance | $4,170,000 | 1,217 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $3,421,000 | 3,135 |
| Other real estate owned | $2,325,000 | 2,508 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $11,799,000 | 1,457 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $371,600,000 | 1,734 |
| Total liabilities | $324,604,000 | 1,780 |
| Total deposits | $244,289,000 | 2,090 |
| Interest-bearing deposits | $209,786,000 | 2,051 |
| Deposits held in domestic offices | $244,289,000 | 2,084 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $78,000,000 | 630 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $2,315,000 | 1,947 |
| Total equity capital | $46,996,000 | 1,313 |
| Total bank equity capital | $46,996,000 | 1,313 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $920,000 | 3,194 |
| Surplus | $33,780,000 | 828 |
| Undivided profits | $12,296,000 | 2,565 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $944,000 | 2,473 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $2,280,000 | 1,494 |
| Earning assets | $346,647,000 | 1,716 |
| Long-term assets (5+ years) | $15,821,000 | 3,745 |
| Average Assets, year-to-date | $377,144,000 | 1,697 |
| Average Assets, quarterly | $377,144,000 | 1,697 |
| Volatile liabilities | $149,562,000 | 988 |
| Insider loans | $0 | 7,878 |
| FHLB advances | $78,000,000 | 563 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $62,964,000 | 1,536 |
| Tier 1 (core) risk-based capital | $47,499,000 | 1,231 |
| Tier 2 risk-based capital | $4,170,000 | 1,195 |
| Total risk weighted assets | $347,671,000 | 1,332 |
| Total unused commitments | $62,964,000 | 1,536 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 70 | 2,491 |
| Assets and Liabilities | ||
| Total Assets: | $382,688,000 | 1,670 |
| Cash and due from depository institutions | $5,206,000 | 2,491 |
| Interest-bearing balances | $296,000 | 3,867 |
| Securities | $46,214,000 | 2,535 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,145 |
| Net loans & leases | $313,419,000 | 1,364 |
| Loan loss allowance | $4,173,000 | 1,191 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $3,507,000 | 3,053 |
| Other real estate owned | $2,667,000 | 2,491 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $11,675,000 | 1,454 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $382,688,000 | 1,670 |
| Total liabilities | $337,046,000 | 1,708 |
| Total deposits | $226,510,000 | 2,222 |
| Interest-bearing deposits | $193,914,000 | 2,176 |
| Deposits held in domestic offices | $226,510,000 | 2,217 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $109,000,000 | 491 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,536,000 | 2,584 |
| Total equity capital | $45,642,000 | 1,333 |
| Total bank equity capital | $45,642,000 | 1,333 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $920,000 | 3,204 |
| Surplus | $33,780,000 | 805 |
| Undivided profits | $10,942,000 | 2,812 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $984,000 | 2,368 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $2,350,000 | 1,464 |
| Earning assets | $359,929,000 | 1,616 |
| Long-term assets (5+ years) | $15,966,000 | 3,698 |
| Average Assets, year-to-date | $393,955,200 | 1,538 |
| Average Assets, quarterly | $383,130,000 | 1,637 |
| Volatile liabilities | $171,399,000 | 863 |
| Insider loans | $0 | 7,892 |
| FHLB advances | $109,000,000 | 430 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $63,640,000 | 1,469 |
| Tier 1 (core) risk-based capital | $46,237,000 | 1,244 |
| Tier 2 risk-based capital | $4,173,000 | 1,167 |
| Total risk weighted assets | $356,819,000 | 1,261 |
| Total unused commitments | $63,640,000 | 1,469 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 70 | 2,479 |
| Assets and Liabilities | ||
| Total Assets: | $383,572,000 | 1,624 |
| Cash and due from depository institutions | $15,017,000 | 2,479 |
| Interest-bearing balances | $8,589,000 | 666 |
| Securities | $46,661,000 | 2,496 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,951 |
| Net loans & leases | $304,449,000 | 1,375 |
| Loan loss allowance | $4,171,000 | 1,168 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $3,585,000 | 2,970 |
| Other real estate owned | $2,667,000 | 2,479 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $11,193,000 | 1,469 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $383,572,000 | 1,624 |
| Total liabilities | $339,140,000 | 1,654 |
| Total deposits | $252,762,000 | 1,953 |
| Interest-bearing deposits | $220,647,000 | 1,874 |
| Deposits held in domestic offices | $252,762,000 | 1,949 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $85,000,000 | 591 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,378,000 | 2,746 |
| Total equity capital | $44,432,000 | 1,345 |
| Total bank equity capital | $44,432,000 | 1,345 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $920,000 | 3,187 |
| Surplus | $31,080,000 | 838 |
| Undivided profits | $12,432,000 | 2,527 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $875,000 | 2,664 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $2,368,000 | 1,373 |
| Earning assets | $359,699,000 | 1,570 |
| Long-term assets (5+ years) | $14,064,000 | 3,992 |
| Average Assets, year-to-date | $396,772,000 | 1,515 |
| Average Assets, quarterly | $390,256,500 | 1,587 |
| Volatile liabilities | $158,951,000 | 886 |
| Insider loans | $0 | 7,932 |
| FHLB advances | $85,000,000 | 525 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $53,018,000 | 1,674 |
| Tier 1 (core) risk-based capital | $44,748,000 | 1,257 |
| Tier 2 risk-based capital | $4,171,000 | 1,132 |
| Total risk weighted assets | $350,290,000 | 1,254 |
| Total unused commitments | $53,018,000 | 1,674 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 69 | 2,512 |
| Assets and Liabilities | ||
| Total Assets: | $396,941,000 | 1,536 |
| Cash and due from depository institutions | $10,812,000 | 2,512 |
| Interest-bearing balances | $5,900,000 | 909 |
| Securities | $47,173,000 | 2,483 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,776 |
| Net loans & leases | $324,695,000 | 1,241 |
| Loan loss allowance | $4,136,000 | 1,156 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $3,552,000 | 2,937 |
| Other real estate owned | $174,000 | 2,512 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $10,535,000 | 1,520 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $396,941,000 | 1,536 |
| Total liabilities | $353,988,000 | 1,552 |
| Total deposits | $260,754,000 | 1,836 |
| Interest-bearing deposits | $229,591,000 | 1,774 |
| Deposits held in domestic offices | $260,754,000 | 1,832 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $92,000,000 | 577 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,234,000 | 2,806 |
| Total equity capital | $42,953,000 | 1,366 |
| Total bank equity capital | $42,953,000 | 1,366 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $920,000 | 3,170 |
| Surplus | $31,080,000 | 819 |
| Undivided profits | $10,953,000 | 2,799 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,916,000 | 897 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $1,966,000 | 1,552 |
| Earning assets | $377,768,000 | 1,471 |
| Long-term assets (5+ years) | $14,145,000 | 4,029 |
| Average Assets, year-to-date | $401,172,000 | 1,482 |
| Average Assets, quarterly | $403,157,000 | 1,488 |
| Volatile liabilities | $161,899,000 | 850 |
| Insider loans | $0 | 7,951 |
| FHLB advances | $92,000,000 | 507 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $62,489,000 | 1,423 |
| Tier 1 (core) risk-based capital | $42,949,000 | 1,283 |
| Tier 2 risk-based capital | $4,136,000 | 1,124 |
| Total risk weighted assets | $371,975,000 | 1,136 |
| Total unused commitments | $62,489,000 | 1,424 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 67 | 2,564 |
| Assets and Liabilities | ||
| Total Assets: | $409,373,000 | 1,460 |
| Cash and due from depository institutions | $5,682,000 | 2,564 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $46,555,000 | 2,531 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,340 |
| Net loans & leases | $343,021,000 | 1,151 |
| Loan loss allowance | $4,136,000 | 1,140 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $3,639,000 | 2,831 |
| Other real estate owned | $0 | 2,564 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $10,476,000 | 1,503 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $409,373,000 | 1,460 |
| Total liabilities | $368,744,000 | 1,459 |
| Total deposits | $269,453,000 | 1,768 |
| Interest-bearing deposits | $237,615,000 | 1,701 |
| Deposits held in domestic offices | $269,453,000 | 1,764 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $96,735,000 | 540 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $2,556,000 | 1,599 |
| Total equity capital | $40,629,000 | 1,405 |
| Total bank equity capital | $40,629,000 | 1,405 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $920,000 | 3,179 |
| Surplus | $31,080,000 | 797 |
| Undivided profits | $8,629,000 | 3,298 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $344,000 | 4,464 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $2,141,000 | 1,351 |
| Earning assets | $389,576,000 | 1,395 |
| Long-term assets (5+ years) | $14,066,000 | 4,108 |
| Average Assets, year-to-date | $403,287,500 | 1,474 |
| Average Assets, quarterly | $403,287,500 | 1,474 |
| Volatile liabilities | $170,091,000 | 790 |
| Insider loans | $21,000 | 7,782 |
| FHLB advances | $96,735,000 | 479 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $101,132,000 | 937 |
| Tier 1 (core) risk-based capital | $41,005,000 | 1,317 |
| Tier 2 risk-based capital | $4,136,000 | 1,105 |
| Total risk weighted assets | $389,656,000 | 1,060 |
| Total unused commitments | $101,132,000 | 937 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 69 | 2,503 |
| Assets and Liabilities | ||
| Total Assets: | $397,202,000 | 1,501 |
| Cash and due from depository institutions | $5,983,000 | 2,503 |
| Interest-bearing balances | $49,000 | 5,738 |
| Securities | $37,680,000 | 3,050 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,164 |
| Net loans & leases | $340,275,000 | 1,148 |
| Loan loss allowance | $4,145,000 | 1,127 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $3,713,000 | 2,761 |
| Other real estate owned | $160,000 | 2,503 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $9,391,000 | 1,622 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $397,202,000 | 1,501 |
| Total liabilities | $357,664,000 | 1,495 |
| Total deposits | $280,943,000 | 1,679 |
| Interest-bearing deposits | $252,133,000 | 1,565 |
| Deposits held in domestic offices | $280,943,000 | 1,674 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $75,376,000 | 667 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $1,345,000 | 2,555 |
| Total equity capital | $39,538,000 | 1,446 |
| Total bank equity capital | $39,538,000 | 1,446 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $920,000 | 3,174 |
| Surplus | $31,080,000 | 791 |
| Undivided profits | $7,538,000 | 3,662 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $350,000 | 4,466 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $1,876,000 | 1,545 |
| Earning assets | $378,004,000 | 1,440 |
| Long-term assets (5+ years) | $14,207,000 | 4,167 |
| Average Assets, year-to-date | $383,025,600 | 1,473 |
| Average Assets, quarterly | $403,110,500 | 1,460 |
| Volatile liabilities | $156,803,000 | 822 |
| Insider loans | $23,000 | 7,815 |
| FHLB advances | $75,376,000 | 591 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $92,416,000 | 978 |
| Tier 1 (core) risk-based capital | $39,216,000 | 1,364 |
| Tier 2 risk-based capital | $4,145,000 | 1,099 |
| Total risk weighted assets | $377,684,000 | 1,082 |
| Total unused commitments | $92,416,000 | 978 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 66 | 2,611 |
| Assets and Liabilities | ||
| Total Assets: | $409,019,000 | 1,422 |
| Cash and due from depository institutions | $5,268,000 | 2,611 |
| Interest-bearing balances | $810,000 | 3,058 |
| Securities | $38,084,000 | 3,013 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,928 |
| Net loans & leases | $352,359,000 | 1,076 |
| Loan loss allowance | $3,511,000 | 1,345 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $3,862,000 | 2,631 |
| Other real estate owned | $196,000 | 2,611 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $9,250,000 | 1,616 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $409,019,000 | 1,422 |
| Total liabilities | $371,431,000 | 1,413 |
| Total deposits | $279,576,000 | 1,654 |
| Interest-bearing deposits | $246,457,000 | 1,596 |
| Deposits held in domestic offices | $279,576,000 | 1,648 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $90,000,000 | 580 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,855,000 | 2,049 |
| Total equity capital | $37,588,000 | 1,504 |
| Total bank equity capital | $37,588,000 | 1,504 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $920,000 | 3,182 |
| Surplus | $31,080,000 | 762 |
| Undivided profits | $5,588,000 | 4,383 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $29,000 | 7,389 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $2,029,000 | 1,444 |
| Earning assets | $391,253,000 | 1,349 |
| Long-term assets (5+ years) | $14,341,000 | 4,233 |
| Average Assets, year-to-date | $379,481,500 | 1,484 |
| Average Assets, quarterly | $394,635,500 | 1,458 |
| Volatile liabilities | $162,395,000 | 773 |
| Insider loans | $24,000 | 7,826 |
| FHLB advances | $90,000,000 | 505 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $110,468,000 | 856 |
| Tier 1 (core) risk-based capital | $37,016,000 | 1,425 |
| Tier 2 risk-based capital | $3,511,000 | 1,309 |
| Total risk weighted assets | $395,701,000 | 993 |
| Total unused commitments | $110,468,000 | 858 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 67 | 2,592 |
| Assets and Liabilities | ||
| Total Assets: | $380,252,000 | 1,517 |
| Cash and due from depository institutions | $10,771,000 | 2,592 |
| Interest-bearing balances | $5,046,000 | 1,155 |
| Securities | $29,693,000 | 3,685 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,884 |
| Net loans & leases | $327,131,000 | 1,129 |
| Loan loss allowance | $3,037,000 | 1,523 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $3,974,000 | 2,529 |
| Other real estate owned | $0 | 2,592 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $8,683,000 | 1,696 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $380,252,000 | 1,517 |
| Total liabilities | $344,944,000 | 1,501 |
| Total deposits | $279,485,000 | 1,632 |
| Interest-bearing deposits | $247,007,000 | 1,569 |
| Deposits held in domestic offices | $279,485,000 | 1,627 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $63,750,000 | 750 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $1,709,000 | 2,009 |
| Total equity capital | $35,308,000 | 1,537 |
| Total bank equity capital | $35,308,000 | 1,537 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $920,000 | 3,197 |
| Surplus | $31,080,000 | 742 |
| Undivided profits | $3,308,000 | 5,476 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,017 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $1,608,000 | 1,730 |
| Earning assets | $361,870,000 | 1,447 |
| Long-term assets (5+ years) | $14,209,000 | 4,369 |
| Average Assets, year-to-date | $369,635,670 | 1,526 |
| Average Assets, quarterly | $382,116,000 | 1,485 |
| Volatile liabilities | $142,385,000 | 832 |
| Insider loans | $25,000 | 7,889 |
| FHLB advances | $63,750,000 | 675 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $101,441,000 | 885 |
| Tier 1 (core) risk-based capital | $35,277,000 | 1,469 |
| Tier 2 risk-based capital | $3,037,000 | 1,466 |
| Total risk weighted assets | $363,816,000 | 1,066 |
| Total unused commitments | $101,441,000 | 887 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 65 | 2,639 |
| Assets and Liabilities | ||
| Total Assets: | $383,980,000 | 1,473 |
| Cash and due from depository institutions | $23,312,000 | 2,639 |
| Interest-bearing balances | $17,278,000 | 416 |
| Securities | $26,633,000 | 3,983 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,767 |
| Net loans & leases | $320,685,000 | 1,126 |
| Loan loss allowance | $2,933,000 | 1,566 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $4,050,000 | 2,455 |
| Other real estate owned | $1,243,000 | 2,639 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $8,057,000 | 1,692 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $383,980,000 | 1,473 |
| Total liabilities | $349,854,000 | 1,452 |
| Total deposits | $279,708,000 | 1,621 |
| Interest-bearing deposits | $232,010,000 | 1,673 |
| Deposits held in domestic offices | $279,708,000 | 1,616 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $67,375,000 | 677 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $2,771,000 | 1,518 |
| Total equity capital | $34,126,000 | 1,630 |
| Total bank equity capital | $34,126,000 | 1,630 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $920,000 | 3,198 |
| Surplus | $27,080,000 | 841 |
| Undivided profits | $6,126,000 | 4,189 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $146,000 | 6,237 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $1,765,000 | 1,548 |
| Earning assets | $364,596,000 | 1,421 |
| Long-term assets (5+ years) | $10,378,000 | 4,921 |
| Average Assets, year-to-date | $364,327,500 | 1,543 |
| Average Assets, quarterly | $364,327,500 | 1,543 |
| Volatile liabilities | $151,036,000 | 761 |
| Insider loans | $27,000 | 7,875 |
| FHLB advances | $67,375,000 | 607 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $104,407,000 | 841 |
| Tier 1 (core) risk-based capital | $33,568,000 | 1,525 |
| Tier 2 risk-based capital | $2,933,000 | 1,498 |
| Total risk weighted assets | $348,324,000 | 1,099 |
| Total unused commitments | $104,407,000 | 841 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 63 | 2,738 |
| Assets and Liabilities | ||
| Total Assets: | $344,675,000 | 1,641 |
| Cash and due from depository institutions | $6,111,000 | 2,738 |
| Interest-bearing balances | $47,000 | 5,911 |
| Securities | $26,135,000 | 4,085 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,359 |
| Net loans & leases | $299,079,000 | 1,187 |
| Loan loss allowance | $2,933,000 | 1,564 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $4,312,000 | 2,281 |
| Other real estate owned | $1,243,000 | 2,738 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $7,795,000 | 1,767 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $344,675,000 | 1,641 |
| Total liabilities | $312,513,000 | 1,638 |
| Total deposits | $276,991,000 | 1,619 |
| Interest-bearing deposits | $243,603,000 | 1,573 |
| Deposits held in domestic offices | $276,991,000 | 1,617 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $33,925,000 | 1,158 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,597,000 | 2,215 |
| Total equity capital | $32,162,000 | 1,695 |
| Total bank equity capital | $32,162,000 | 1,695 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $920,000 | 3,225 |
| Surplus | $27,080,000 | 836 |
| Undivided profits | $4,162,000 | 5,060 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $213,000 | 5,746 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $1,489,000 | 1,982 |
| Earning assets | $325,261,000 | 1,589 |
| Long-term assets (5+ years) | $13,162,000 | 4,477 |
| Average Assets, year-to-date | $303,551,400 | 1,790 |
| Average Assets, quarterly | $328,740,500 | 1,704 |
| Volatile liabilities | $115,670,000 | 959 |
| Insider loans | $32,000 | 7,893 |
| FHLB advances | $33,925,000 | 1,054 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $80,519,000 | 1,006 |
| Tier 1 (core) risk-based capital | $31,903,000 | 1,597 |
| Tier 2 risk-based capital | $2,933,000 | 1,497 |
| Total risk weighted assets | $319,731,000 | 1,185 |
| Total unused commitments | $80,519,000 | 1,007 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 62 | 2,788 |
| Assets and Liabilities | ||
| Total Assets: | $312,806,000 | 1,799 |
| Cash and due from depository institutions | $6,207,000 | 2,788 |
| Interest-bearing balances | $1,381,000 | 2,744 |
| Securities | $14,338,000 | 5,651 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,602 |
| Net loans & leases | $282,461,000 | 1,260 |
| Loan loss allowance | $3,236,000 | 1,440 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $3,538,000 | 2,712 |
| Other real estate owned | $1,240,000 | 2,788 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $5,022,000 | 2,488 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $312,806,000 | 1,799 |
| Total liabilities | $282,755,000 | 1,807 |
| Total deposits | $238,329,000 | 1,908 |
| Interest-bearing deposits | $204,758,000 | 1,892 |
| Deposits held in domestic offices | $238,329,000 | 1,905 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $42,903,000 | 941 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,523,000 | 2,381 |
| Total equity capital | $30,051,000 | 1,826 |
| Total bank equity capital | $30,051,000 | 1,826 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $920,000 | 3,245 |
| Surplus | $27,080,000 | 829 |
| Undivided profits | $2,051,000 | 6,615 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,039,000 | 2,784 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $1,472,000 | 2,127 |
| Earning assets | $298,180,000 | 1,740 |
| Long-term assets (5+ years) | $16,465,000 | 4,026 |
| Average Assets, year-to-date | $293,270,500 | 1,873 |
| Average Assets, quarterly | $309,394,500 | 1,809 |
| Volatile liabilities | $110,745,000 | 977 |
| Insider loans | $6,000 | 8,224 |
| FHLB advances | $42,903,000 | 850 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $90,144,000 | 933 |
| Tier 1 (core) risk-based capital | $29,758,000 | 1,734 |
| Tier 2 risk-based capital | $3,236,000 | 1,361 |
| Total risk weighted assets | $292,052,000 | 1,305 |
| Total unused commitments | $90,144,000 | 934 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 60 | 2,882 |
| Assets and Liabilities | ||
| Total Assets: | $305,983,000 | 1,823 |
| Cash and due from depository institutions | $7,433,000 | 2,882 |
| Interest-bearing balances | $1,000 | 6,990 |
| Securities | $9,471,000 | 6,613 |
| Federal funds sold & reverse repurchase agreements | $1,675,000 | 5,108 |
| Net loans & leases | $277,818,000 | 1,271 |
| Loan loss allowance | $2,237,000 | 2,011 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $3,227,000 | 2,892 |
| Other real estate owned | $1,240,000 | 2,882 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $5,119,000 | 2,357 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $305,983,000 | 1,823 |
| Total liabilities | $277,317,000 | 1,820 |
| Total deposits | $219,122,000 | 2,048 |
| Interest-bearing deposits | $182,582,000 | 2,100 |
| Deposits held in domestic offices | $219,122,000 | 2,043 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $56,553,000 | 763 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $1,642,000 | 2,332 |
| Total equity capital | $28,666,000 | 1,904 |
| Total bank equity capital | $28,666,000 | 1,904 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $920,000 | 3,246 |
| Surplus | $23,080,000 | 912 |
| Undivided profits | $4,666,000 | 4,869 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,079,000 | 2,699 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $1,429,000 | 2,096 |
| Earning assets | $288,965,000 | 1,771 |
| Long-term assets (5+ years) | $22,838,000 | 3,195 |
| Average Assets, year-to-date | $286,758,670 | 1,900 |
| Average Assets, quarterly | $296,783,000 | 1,864 |
| Volatile liabilities | $120,345,000 | 899 |
| Insider loans | $7,000 | 8,255 |
| FHLB advances | $56,553,000 | 682 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $119,374,000 | 752 |
| Tier 1 (core) risk-based capital | $28,405,000 | 1,785 |
| Tier 2 risk-based capital | $2,237,000 | 1,856 |
| Total risk weighted assets | $294,088,000 | 1,270 |
| Total unused commitments | $119,374,000 | 757 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 57 | 3,006 |
| Assets and Liabilities | ||
| Total Assets: | $287,583,000 | 1,906 |
| Cash and due from depository institutions | $5,954,000 | 3,006 |
| Interest-bearing balances | $1,000 | 6,952 |
| Securities | $9,271,000 | 6,656 |
| Federal funds sold & reverse repurchase agreements | $6,850,000 | 2,471 |
| Net loans & leases | $256,162,000 | 1,359 |
| Loan loss allowance | $2,237,000 | 1,949 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $3,197,000 | 2,870 |
| Other real estate owned | $1,417,000 | 3,006 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $4,732,000 | 2,462 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $287,583,000 | 1,906 |
| Total liabilities | $260,830,000 | 1,895 |
| Total deposits | $210,763,000 | 2,111 |
| Interest-bearing deposits | $178,283,000 | 2,128 |
| Deposits held in domestic offices | $210,763,000 | 2,107 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $47,500,000 | 843 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $2,567,000 | 1,708 |
| Total equity capital | $26,753,000 | 1,988 |
| Total bank equity capital | $26,753,000 | 1,988 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $920,000 | 3,263 |
| Surplus | $23,080,000 | 900 |
| Undivided profits | $2,753,000 | 6,027 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,066,000 | 651 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $1,554,000 | 1,934 |
| Earning assets | $272,284,000 | 1,834 |
| Long-term assets (5+ years) | $25,133,000 | 2,938 |
| Average Assets, year-to-date | $277,146,500 | 1,951 |
| Average Assets, quarterly | $277,146,500 | 1,951 |
| Volatile liabilities | $111,713,000 | 946 |
| Insider loans | $8,000 | 8,277 |
| FHLB advances | $47,500,000 | 760 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $87,144,000 | 909 |
| Tier 1 (core) risk-based capital | $26,620,000 | 1,862 |
| Tier 2 risk-based capital | $2,237,000 | 1,805 |
| Total risk weighted assets | $273,955,000 | 1,351 |
| Total unused commitments | $87,144,000 | 916 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 55 | 3,068 |
| Assets and Liabilities | ||
| Total Assets: | $266,710,000 | 2,016 |
| Cash and due from depository institutions | $10,071,000 | 3,068 |
| Interest-bearing balances | $1,000 | 6,954 |
| Securities | $9,300,000 | 6,682 |
| Federal funds sold & reverse repurchase agreements | $6,500,000 | 2,217 |
| Net loans & leases | $232,858,000 | 1,487 |
| Loan loss allowance | $2,236,000 | 1,913 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $3,115,000 | 2,939 |
| Other real estate owned | $1,163,000 | 3,068 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $3,703,000 | 2,928 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $266,710,000 | 2,016 |
| Total liabilities | $241,509,000 | 2,003 |
| Total deposits | $205,032,000 | 2,109 |
| Interest-bearing deposits | $173,567,000 | 2,145 |
| Deposits held in domestic offices | $205,032,000 | 2,106 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $35,000,000 | 1,042 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,477,000 | 2,556 |
| Total equity capital | $25,201,000 | 2,099 |
| Total bank equity capital | $25,201,000 | 2,099 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $920,000 | 3,262 |
| Surplus | $23,080,000 | 882 |
| Undivided profits | $1,201,000 | 7,415 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,447,000 | 2,055 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $1,353,000 | 2,356 |
| Earning assets | $248,659,000 | 1,972 |
| Long-term assets (5+ years) | $21,355,000 | 3,202 |
| Average Assets, year-to-date | $242,524,400 | 2,105 |
| Average Assets, quarterly | $259,643,000 | 2,037 |
| Volatile liabilities | $91,720,000 | 1,108 |
| Insider loans | $9,000 | 8,303 |
| FHLB advances | $35,000,000 | 934 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $89,117,000 | 867 |
| Tier 1 (core) risk-based capital | $25,058,000 | 1,954 |
| Tier 2 risk-based capital | $2,236,000 | 1,778 |
| Total risk weighted assets | $255,136,000 | 1,418 |
| Total unused commitments | $89,117,000 | 867 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 56 | 3,020 |
| Assets and Liabilities | ||
| Total Assets: | $213,711,000 | 2,394 |
| Cash and due from depository institutions | $12,494,000 | 3,020 |
| Interest-bearing balances | $0 | 7,015 |
| Securities | $1,761,000 | 8,925 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,110 |
| Net loans & leases | $191,725,000 | 1,720 |
| Loan loss allowance | $1,936,000 | 2,065 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $3,216,000 | 2,783 |
| Other real estate owned | $2,442,000 | 3,020 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $2,073,000 | 4,455 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $213,711,000 | 2,394 |
| Total liabilities | $193,683,000 | 2,386 |
| Total deposits | $182,578,000 | 2,273 |
| Interest-bearing deposits | $150,387,000 | 2,344 |
| Deposits held in domestic offices | $182,578,000 | 2,267 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $10,000,000 | 2,153 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $1,105,000 | 3,226 |
| Total equity capital | $20,028,000 | 2,456 |
| Total bank equity capital | $20,028,000 | 2,456 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $920,000 | 3,323 |
| Surplus | $15,080,000 | 1,204 |
| Undivided profits | $4,028,000 | 4,999 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,611 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $1,088,000 | 3,186 |
| Earning assets | $193,486,000 | 2,404 |
| Long-term assets (5+ years) | $19,416,000 | 3,360 |
| Average Assets, year-to-date | $197,971,400 | 2,446 |
| Average Assets, quarterly | $209,046,500 | 2,417 |
| Volatile liabilities | $55,643,000 | 1,610 |
| Insider loans | $537,000 | 5,247 |
| FHLB advances | $10,000,000 | 1,992 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $124,867,000 | 637 |
| Tier 1 (core) risk-based capital | $20,028,000 | 2,342 |
| Tier 2 risk-based capital | $1,936,000 | 1,906 |
| Total risk weighted assets | $205,735,000 | 1,651 |
| Total unused commitments | $124,867,000 | 637 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 54 | 3,129 |
| Assets and Liabilities | ||
| Total Assets: | $187,987,000 | 2,586 |
| Cash and due from depository institutions | $4,715,000 | 3,129 |
| Interest-bearing balances | $0 | 6,829 |
| Securities | $1,988,000 | 9,279 |
| Federal funds sold & reverse repurchase agreements | $26,000,000 | 463 |
| Net loans & leases | $149,813,000 | 2,121 |
| Loan loss allowance | $1,742,000 | 2,158 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $2,622,000 | 3,276 |
| Other real estate owned | $1,693,000 | 3,129 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $1,156,000 | 5,694 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $187,987,000 | 2,586 |
| Total liabilities | $171,579,000 | 2,553 |
| Total deposits | $170,402,000 | 2,320 |
| Interest-bearing deposits | $143,200,000 | 2,358 |
| Deposits held in domestic offices | $170,402,000 | 2,313 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,732 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $1,177,000 | 3,156 |
| Total equity capital | $16,408,000 | 2,837 |
| Total bank equity capital | $16,408,000 | 2,837 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $920,000 | 3,416 |
| Surplus | $13,080,000 | 1,314 |
| Undivided profits | $2,408,000 | 6,154 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $29,000 | 7,862 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $23,000 | 1,197 |
| Income earned, not collected on loans | $1,019,000 | 2,674 |
| Earning assets | $177,801,000 | 2,510 |
| Long-term assets (5+ years) | $24,681,000 | 2,757 |
| Average Assets, year-to-date | $171,620,800 | 2,665 |
| Average Assets, quarterly | $185,186,500 | 2,587 |
| Volatile liabilities | $35,328,000 | 2,326 |
| Insider loans | $0 | 8,879 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $86,377,000 | 787 |
| Tier 1 (core) risk-based capital | $16,408,000 | 2,732 |
| Tier 2 risk-based capital | $1,742,000 | 2,022 |
| Total risk weighted assets | $164,340,100 | 1,951 |
| Total unused commitments | $86,377,000 | 788 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 50 | 3,453 |
| Assets and Liabilities | ||
| Total Assets: | $154,324,000 | 3,018 |
| Cash and due from depository institutions | $18,690,000 | 3,453 |
| Interest-bearing balances | $0 | 6,854 |
| Securities | $1,713,000 | 9,715 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $128,936,000 | 2,330 |
| Loan loss allowance | $1,309,000 | 2,711 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $2,720,000 | 3,130 |
| Other real estate owned | $1,254,000 | 3,453 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $1,011,000 | 6,171 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $154,324,000 | 3,018 |
| Total liabilities | $141,717,000 | 2,960 |
| Total deposits | $140,426,000 | 2,706 |
| Interest-bearing deposits | $116,903,000 | 2,812 |
| Deposits held in domestic offices | $140,426,000 | 2,701 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $1,291,000 | 2,642 |
| Total equity capital | $12,607,000 | 3,491 |
| Total bank equity capital | $12,607,000 | 3,491 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $920,000 | 3,499 |
| Surplus | $11,080,000 | 1,490 |
| Undivided profits | $607,000 | 8,284 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,503,000 | 1,554 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $786,000 | 2,984 |
| Earning assets | $130,649,000 | 3,245 |
| Long-term assets (5+ years) | $26,818,000 | 2,756 |
| Average Assets, year-to-date | $128,415,200 | 3,427 |
| Average Assets, quarterly | $146,594,000 | 3,117 |
| Volatile liabilities | $28,910,000 | 2,618 |
| Insider loans | $54,000 | 8,479 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $22,675,000 | 2,152 |
| Tier 1 (core) risk-based capital | $12,607,000 | 3,483 |
| Tier 2 risk-based capital | $1,309,000 | 2,469 |
| Total risk weighted assets | $137,646,600 | 2,226 |
| Total unused commitments | $22,675,000 | 2,156 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 50 | 3,479 |
| Assets and Liabilities | ||
| Total Assets: | $104,235,000 | 4,200 |
| Cash and due from depository institutions | $3,667,000 | 3,479 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $5,000 | 10,376 |
| Federal funds sold & reverse repurchase agreements | $5,600,000 | 3,051 |
| Net loans & leases | $90,240,000 | 3,015 |
| Loan loss allowance | $924,000 | 3,571 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $2,883,000 | 2,794 |
| Other real estate owned | $195,000 | 3,479 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $1,645,000 | 4,122 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $104,235,000 | 4,200 |
| Total liabilities | $91,494,000 | 4,287 |
| Total deposits | $89,381,000 | 4,114 |
| Interest-bearing deposits | $65,763,000 | 4,702 |
| Deposits held in domestic offices | $89,381,000 | 4,108 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $2,113,000 | 1,900 |
| Total equity capital | $12,741,000 | 3,517 |
| Total bank equity capital | $12,741,000 | 3,517 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $920,000 | 3,512 |
| Surplus | $9,080,000 | 1,715 |
| Undivided profits | $2,741,000 | 6,145 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,293,000 | 1,136 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $484,000 | 4,716 |
| Earning assets | $95,845,000 | 4,211 |
| Long-term assets (5+ years) | $13,726,000 | 3,985 |
| Average Assets, year-to-date | $94,121,400 | 4,388 |
| Average Assets, quarterly | $101,174,500 | 4,250 |
| Volatile liabilities | $14,246,000 | 3,927 |
| Insider loans | $193,000 | 7,256 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $22,948,000 | 2,045 |
| Tier 1 (core) risk-based capital | $12,741,000 | 3,345 |
| Tier 2 risk-based capital | $924,000 | 3,254 |
| Total risk weighted assets | $99,999,300 | 2,819 |
| Total unused commitments | $22,948,000 | 2,049 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 49 | 3,667 |
| Assets and Liabilities | ||
| Total Assets: | $84,144,000 | 4,991 |
| Cash and due from depository institutions | $3,797,000 | 3,667 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $121,000 | 10,790 |
| Federal funds sold & reverse repurchase agreements | $4,875,000 | 2,780 |
| Net loans & leases | $70,327,000 | 3,816 |
| Loan loss allowance | $801,000 | 4,049 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $3,234,000 | 2,453 |
| Other real estate owned | $249,000 | 3,667 |
| Goodwill and other intangibles | $20,000 | 3,268 |
| All other assets | $1,521,000 | 4,412 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $84,144,000 | 4,991 |
| Total liabilities | $74,004,000 | 5,074 |
| Total deposits | $72,115,000 | 4,924 |
| Interest-bearing deposits | $50,604,000 | 5,737 |
| Deposits held in domestic offices | $72,115,000 | 4,919 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $1,889,000 | 2,128 |
| Total equity capital | $10,140,000 | 4,242 |
| Total bank equity capital | $10,140,000 | 4,242 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $920,000 | 3,608 |
| Surplus | $9,080,000 | 1,693 |
| Undivided profits | $140,000 | 10,053 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $54,000 | 8,488 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $438,000 | 5,294 |
| Earning assets | $75,323,000 | 5,085 |
| Long-term assets (5+ years) | $4,047,000 | 6,471 |
| Average Assets, year-to-date | $83,245,800 | 4,853 |
| Average Assets, quarterly | $84,527,500 | 4,924 |
| Volatile liabilities | $7,476,000 | 5,933 |
| Insider loans | $86,000 | 8,600 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $26,923,000 | 1,704 |
| Tier 1 (core) risk-based capital | $10,120,000 | 4,117 |
| Tier 2 risk-based capital | $801,000 | 3,561 |
| Total risk weighted assets | $80,928,200 | 3,369 |
| Total unused commitments | $26,923,000 | 1,708 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 44 | 4,213 |
| Assets and Liabilities | ||
| Total Assets: | $78,677,000 | 5,401 |
| Cash and due from depository institutions | $2,932,000 | 4,213 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $121,000 | 11,340 |
| Federal funds sold & reverse repurchase agreements | $2,950,000 | 3,910 |
| Net loans & leases | $66,490,000 | 4,022 |
| Loan loss allowance | $760,000 | 4,404 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $3,290,000 | 2,402 |
| Other real estate owned | $1,324,000 | 4,213 |
| Goodwill and other intangibles | $126,000 | 2,390 |
| All other assets | $1,444,000 | 4,740 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $78,677,000 | 5,401 |
| Total liabilities | $69,926,000 | 5,424 |
| Total deposits | $68,306,000 | 5,287 |
| Interest-bearing deposits | $48,423,000 | 6,093 |
| Deposits held in domestic offices | $68,306,000 | 5,277 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $1,620,000 | 2,411 |
| Total equity capital | $8,751,000 | 4,857 |
| Total bank equity capital | $8,751,000 | 4,857 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $920,000 | 3,839 |
| Surplus | $7,080,000 | 2,169 |
| Undivided profits | $751,000 | 9,338 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $402,000 | 4,857 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $400,000 | 5,654 |
| Earning assets | $69,561,000 | 5,530 |
| Long-term assets (5+ years) | $7,156,000 | 5,007 |
| Average Assets, year-to-date | $79,786,600 | 5,155 |
| Average Assets, quarterly | $78,711,000 | 5,343 |
| Volatile liabilities | $7,064,000 | 6,028 |
| Insider loans | $121,000 | 8,537 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $10,986,000 | 3,178 |
| Tier 1 (core) risk-based capital | $8,625,000 | 4,810 |
| Tier 2 risk-based capital | $760,000 | 3,803 |
| Total risk weighted assets | $74,112,200 | 3,669 |
| Total unused commitments | $10,986,000 | 3,194 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 44 | 4,330 |
| Assets and Liabilities | ||
| Total Assets: | $78,904,000 | 5,416 |
| Cash and due from depository institutions | $4,530,000 | 4,330 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $8,781,000 | 8,712 |
| Federal funds sold & reverse repurchase agreements | $9,850,000 | 1,476 |
| Net loans & leases | $48,065,000 | 5,124 |
| Loan loss allowance | $775,000 | 4,353 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $3,467,000 | 2,224 |
| Other real estate owned | $2,131,000 | 4,330 |
| Goodwill and other intangibles | $231,000 | 1,944 |
| All other assets | $1,849,000 | 3,907 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $78,904,000 | 5,416 |
| Total liabilities | $72,060,000 | 5,349 |
| Total deposits | $71,283,000 | 5,170 |
| Interest-bearing deposits | $51,015,000 | 5,993 |
| Deposits held in domestic offices | $71,283,000 | 5,160 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $777,000 | 4,487 |
| Total equity capital | $6,844,000 | 5,954 |
| Total bank equity capital | $6,844,000 | 5,954 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $920,000 | 4,031 |
| Surplus | $5,263,000 | 2,723 |
| Undivided profits | $661,000 | 9,966 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $15,000 | 10,309 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $308,000 | 6,997 |
| Earning assets | $66,696,000 | 5,782 |
| Long-term assets (5+ years) | $7,164,000 | 4,886 |
| Average Assets, year-to-date | $69,181,200 | 5,793 |
| Average Assets, quarterly | $72,633,500 | 5,722 |
| Volatile liabilities | $7,037,000 | 5,751 |
| Insider loans | $160,000 | 8,409 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $8,668,000 | 3,585 |
| Tier 1 (core) risk-based capital | $5,952,000 | 6,450 |
| Tier 2 risk-based capital | $724,970 | 3,915 |
| Total risk weighted assets | $57,947,270 | 4,464 |
| Total unused commitments | $8,668,000 | 3,598 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 53 | 3,774 |
| Assets and Liabilities | ||
| Total Assets: | $63,687,000 | 6,364 |
| Cash and due from depository institutions | $4,544,000 | 3,774 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $30,114,000 | 4,249 |
| Federal funds sold & reverse repurchase agreements | $4,525,000 | 1,988 |
| Net loans & leases | $18,371,000 | 9,081 |
| Loan loss allowance | $764,000 | 4,503 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $2,521,000 | 2,933 |
| Other real estate owned | $1,921,000 | 3,774 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $1,691,000 | 4,470 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $63,687,000 | 6,364 |
| Total liabilities | $58,044,000 | 6,328 |
| Total deposits | $57,840,000 | 6,111 |
| Interest-bearing deposits | $36,668,000 | 7,498 |
| Deposits held in domestic offices | $57,840,000 | 6,105 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $204,000 | 8,928 |
| Total equity capital | $5,643,000 | 6,555 |
| Total bank equity capital | $5,643,000 | 6,555 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $965,000 | 4,136 |
| Surplus | $2,611,000 | 4,578 |
| Undivided profits | $2,067,000 | 7,057 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $783,000 | 3,177 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $98,000 | 10,941 |
| Earning assets | $53,010,000 | 6,798 |
| Long-term assets (5+ years) | $1,321,000 | 9,035 |
| Average Assets, year-to-date | $64,025,400 | 6,231 |
| Average Assets, quarterly | $64,163,000 | 6,286 |
| Volatile liabilities | $2,545,000 | 8,995 |
| Insider loans | $160,000 | 8,627 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $7,069,000 | 3,964 |
| Tier 1 (core) risk-based capital | $5,838,000 | 6,491 |
| Tier 2 risk-based capital | $386,580 | 6,391 |
| Total risk weighted assets | $30,548,680 | 7,163 |
| Total unused commitments | $7,069,000 | 3,971 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 55 | 3,774 |
| Assets and Liabilities | ||
| Total Assets: | $63,502,000 | 6,544 |
| Cash and due from depository institutions | $4,407,000 | 3,774 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $27,962,000 | 4,762 |
| Federal funds sold & reverse repurchase agreements | $5,100,000 | 2,727 |
| Net loans & leases | $18,946,000 | 9,071 |
| Loan loss allowance | $696,000 | 4,991 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $2,608,000 | 2,805 |
| Other real estate owned | $3,208,000 | 3,774 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $1,271,000 | 5,091 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $63,502,000 | 6,544 |
| Total liabilities | $58,561,000 | 6,459 |
| Total deposits | $58,286,000 | 6,280 |
| Interest-bearing deposits | $39,180,000 | 7,499 |
| Deposits held in domestic offices | $58,286,000 | 6,272 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $275,000 | 7,946 |
| Total equity capital | $4,941,000 | 7,342 |
| Total bank equity capital | $4,941,000 | 7,342 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $965,000 | 4,293 |
| Surplus | $2,611,000 | 4,535 |
| Undivided profits | $1,365,000 | 8,697 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $184,000 | 7,781 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $109,000 | 10,727 |
| Earning assets | $52,008,000 | 7,113 |
| Long-term assets (5+ years) | $2,856,000 | 7,921 |
| Average Assets, year-to-date | $64,266,200 | 6,344 |
| Average Assets, quarterly | $64,223,000 | 6,435 |
| Volatile liabilities | $3,046,000 | 8,341 |
| Insider loans | $283,000 | 7,429 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $12,543,000 | 2,621 |
| Tier 1 (core) risk-based capital | $4,941,000 | 7,266 |
| Tier 2 risk-based capital | $424,390 | 5,982 |
| Total risk weighted assets | $33,679,190 | 6,683 |
| Total unused commitments | $12,543,000 | 2,644 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 59 | 3,614 |
| Assets and Liabilities | ||
| Total Assets: | $64,531,000 | 6,554 |
| Cash and due from depository institutions | $4,403,000 | 3,614 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $33,715,000 | 4,024 |
| Federal funds sold & reverse repurchase agreements | $1,200,000 | 8,154 |
| Net loans & leases | $17,768,000 | 9,441 |
| Loan loss allowance | $672,000 | 5,175 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $2,616,000 | 2,798 |
| Other real estate owned | $3,456,000 | 3,614 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $1,373,000 | 4,927 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $64,531,000 | 6,554 |
| Total liabilities | $60,314,000 | 6,398 |
| Total deposits | $60,039,000 | 6,243 |
| Interest-bearing deposits | $40,678,000 | 7,538 |
| Deposits held in domestic offices | $60,039,000 | 6,233 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $275,000 | 8,616 |
| Total equity capital | $4,217,000 | 8,015 |
| Total bank equity capital | $4,217,000 | 8,015 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $965,000 | 4,499 |
| Surplus | $2,611,000 | 4,467 |
| Undivided profits | $641,000 | 10,598 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 13,091 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $116,000 | 11,044 |
| Earning assets | $52,683,000 | 7,136 |
| Long-term assets (5+ years) | $16,514,000 | 3,009 |
| Average Assets, year-to-date | $65,362,000 | 6,342 |
| Average Assets, quarterly | $64,383,000 | 6,494 |
| Volatile liabilities | $3,268,000 | 8,232 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $2,324,000 | 6,883 |
| Tier 1 (core) risk-based capital | $4,217,000 | 7,955 |
| Tier 2 risk-based capital | $401,200 | 6,230 |
| Total risk weighted assets | $31,825,300 | 7,020 |
| Total unused commitments | $2,324,000 | 6,913 |
| Derivatives | $0 | 651 |