Home > North Georgia National Bank > Income and Expense
North Georgia National Bank, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $9,540,000 | 2,911 |
| Total interest expense | $1,925,000 | 3,085 |
| Net interest income | $7,615,000 | 2,773 |
| Provision for loan and lease losses | $385,000 | 1,471 |
| Total noninterest income | $888,000 | 2,875 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $211,000 | 2,613 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $677,000 | 2,683 |
| Total noninterest expense | $5,340,000 | 2,963 |
| Salaries and employee benefits | $2,780,000 | 3,044 |
| Premises and equipment expense | $557,000 | 2,813 |
| Additional noninterest expense | $677,000 | 2,683 |
| Pre-tax net operating income | $2,778,000 | 2,600 |
| Securities gains (losses) | $2,000 | 927 |
| Applicable income taxes | $588,000 | 1,795 |
| Income before extraordinary items | $2,192,000 | 2,677 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,192,000 | 2,705 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $2,192,000 | 2,679 |
| Net charge-offs | $-8,000 | 3,806 |
| Cash dividends | $620,000 | 2,595 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $2,190,420 | 2,705 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $6,914,000 | 2,922 |
| Total interest expense | $1,273,000 | 3,106 |
| Net interest income | $5,641,000 | 2,801 |
| Provision for loan and lease losses | $241,000 | 1,510 |
| Total noninterest income | $688,000 | 2,835 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $160,000 | 2,624 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $528,000 | 2,627 |
| Total noninterest expense | $3,893,000 | 2,983 |
| Salaries and employee benefits | $2,017,000 | 3,076 |
| Premises and equipment expense | $421,000 | 2,810 |
| Additional noninterest expense | $528,000 | 2,626 |
| Pre-tax net operating income | $2,195,000 | 2,593 |
| Securities gains (losses) | $0 | 849 |
| Applicable income taxes | $472,000 | 1,797 |
| Income before extraordinary items | $1,723,000 | 2,687 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $1,723,000 | 2,717 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,723,000 | 2,688 |
| Net charge-offs | $-8,000 | 3,787 |
| Cash dividends | $395,000 | 2,421 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $1,723,000 | 2,715 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $4,499,000 | 2,933 |
| Total interest expense | $756,000 | 3,089 |
| Net interest income | $3,743,000 | 2,830 |
| Provision for loan and lease losses | $140,000 | 1,613 |
| Total noninterest income | $487,000 | 2,734 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $108,000 | 2,601 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $379,000 | 2,519 |
| Total noninterest expense | $2,544,000 | 3,012 |
| Salaries and employee benefits | $1,313,000 | 3,108 |
| Premises and equipment expense | $284,000 | 2,782 |
| Additional noninterest expense | $379,000 | 2,514 |
| Pre-tax net operating income | $1,546,000 | 2,551 |
| Securities gains (losses) | $0 | 938 |
| Applicable income taxes | $302,000 | 1,843 |
| Income before extraordinary items | $1,244,000 | 2,614 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,244,000 | 2,644 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,244,000 | 2,614 |
| Net charge-offs | $-6,000 | 3,775 |
| Cash dividends | $240,000 | 2,437 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $1,244,000 | 2,627 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $2,167,000 | 2,974 |
| Total interest expense | $332,000 | 3,061 |
| Net interest income | $1,835,000 | 2,868 |
| Provision for loan and lease losses | $75,000 | 1,413 |
| Total noninterest income | $203,000 | 2,931 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $53,000 | 2,633 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $150,000 | 2,758 |
| Total noninterest expense | $1,266,000 | 3,049 |
| Salaries and employee benefits | $633,000 | 3,197 |
| Premises and equipment expense | $140,000 | 2,847 |
| Additional noninterest expense | $150,000 | 2,758 |
| Pre-tax net operating income | $697,000 | 2,717 |
| Securities gains (losses) | $0 | 950 |
| Applicable income taxes | $136,000 | 1,939 |
| Income before extraordinary items | $561,000 | 2,768 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $561,000 | 2,768 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $561,000 | 2,768 |
| Net charge-offs | $0 | 2,062 |
| Cash dividends | $0 | 2,337 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $561,000 | 2,794 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $7,356,000 | 2,966 |
| Total interest expense | $542,000 | 3,157 |
| Net interest income | $6,814,000 | 2,921 |
| Provision for loan and lease losses | $260,000 | 1,609 |
| Total noninterest income | $886,000 | 2,952 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $224,000 | 2,609 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $662,000 | 2,771 |
| Total noninterest expense | $5,106,000 | 3,008 |
| Salaries and employee benefits | $2,775,000 | 3,045 |
| Premises and equipment expense | $491,000 | 3,015 |
| Additional noninterest expense | $662,000 | 2,771 |
| Pre-tax net operating income | $2,334,000 | 2,947 |
| Securities gains (losses) | $0 | 691 |
| Applicable income taxes | $437,000 | 2,125 |
| Income before extraordinary items | $1,897,000 | 2,997 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,897,000 | 2,994 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $1,897,000 | 2,996 |
| Net charge-offs | $-3,000 | 3,401 |
| Cash dividends | $160,000 | 3,223 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $1,897,000 | 3,032 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $5,263,000 | 2,982 |
| Total interest expense | $321,000 | 3,209 |
| Net interest income | $4,942,000 | 2,952 |
| Provision for loan and lease losses | $210,000 | 1,441 |
| Total noninterest income | $679,000 | 2,958 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $170,000 | 2,615 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $509,000 | 2,787 |
| Total noninterest expense | $3,794,000 | 3,017 |
| Salaries and employee benefits | $2,081,000 | 3,053 |
| Premises and equipment expense | $356,000 | 3,055 |
| Additional noninterest expense | $509,000 | 2,787 |
| Pre-tax net operating income | $1,617,000 | 3,024 |
| Securities gains (losses) | $0 | 740 |
| Applicable income taxes | $346,000 | 2,094 |
| Income before extraordinary items | $1,271,000 | 3,117 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,271,000 | 3,115 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $1,271,000 | 3,116 |
| Net charge-offs | $1,000 | 2,255 |
| Cash dividends | $80,000 | 2,964 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $1,271,000 | 3,150 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $3,348,000 | 3,020 |
| Total interest expense | $193,000 | 3,242 |
| Net interest income | $3,155,000 | 2,983 |
| Provision for loan and lease losses | $102,000 | 1,522 |
| Total noninterest income | $439,000 | 2,978 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $107,000 | 2,686 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $332,000 | 2,837 |
| Total noninterest expense | $2,458,000 | 3,043 |
| Salaries and employee benefits | $1,374,000 | 3,068 |
| Premises and equipment expense | $234,000 | 3,096 |
| Additional noninterest expense | $850,000 | 2,884 |
| Pre-tax net operating income | $1,034,000 | 2,971 |
| Securities gains (losses) | $0 | 687 |
| Applicable income taxes | $232,000 | 2,011 |
| Income before extraordinary items | $802,000 | 3,074 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $802,000 | 3,073 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $802,000 | 3,074 |
| Net charge-offs | $0 | 2,156 |
| Cash dividends | $50,000 | 2,858 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $802,000 | 3,107 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $1,636,000 | 3,026 |
| Total interest expense | $100,000 | 3,185 |
| Net interest income | $1,536,000 | 2,982 |
| Provision for loan and lease losses | $37,000 | 1,497 |
| Total noninterest income | $192,000 | 3,089 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $51,000 | 2,721 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $141,000 | 2,945 |
| Total noninterest expense | $1,204,000 | 3,075 |
| Salaries and employee benefits | $672,000 | 3,097 |
| Premises and equipment expense | $110,000 | 3,191 |
| Additional noninterest expense | $422,000 | 2,878 |
| Pre-tax net operating income | $487,000 | 2,935 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $105,000 | 2,032 |
| Income before extraordinary items | $382,000 | 3,033 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $382,000 | 3,032 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $382,000 | 3,033 |
| Net charge-offs | $-3,000 | 3,434 |
| Cash dividends | $20,000 | 2,236 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $382,000 | 3,053 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $6,256,000 | 3,168 |
| Total interest expense | $499,000 | 3,181 |
| Net interest income | $5,757,000 | 3,131 |
| Provision for loan and lease losses | $33,000 | 2,719 |
| Total noninterest income | $753,000 | 3,279 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $189,000 | 2,763 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $564,000 | 3,161 |
| Total noninterest expense | $4,407,000 | 3,223 |
| Salaries and employee benefits | $2,359,000 | 3,286 |
| Premises and equipment expense | $408,000 | 3,318 |
| Additional noninterest expense | $1,640,000 | 2,943 |
| Pre-tax net operating income | $2,070,000 | 3,104 |
| Securities gains (losses) | $31,000 | 1,330 |
| Applicable income taxes | $380,000 | 2,291 |
| Income before extraordinary items | $1,721,000 | 3,206 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $1,721,000 | 3,205 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $1,721,000 | 3,206 |
| Net charge-offs | $-14,000 | 3,742 |
| Cash dividends | $100,000 | 3,431 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $1,695,580 | 3,199 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $4,701,000 | 3,222 |
| Total interest expense | $390,000 | 3,220 |
| Net interest income | $4,311,000 | 3,190 |
| Provision for loan and lease losses | $33,000 | 2,544 |
| Total noninterest income | $522,000 | 3,385 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $136,000 | 2,825 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $386,000 | 3,294 |
| Total noninterest expense | $3,238,000 | 3,269 |
| Salaries and employee benefits | $1,717,000 | 3,339 |
| Premises and equipment expense | $309,000 | 3,347 |
| Additional noninterest expense | $1,212,000 | 2,973 |
| Pre-tax net operating income | $1,562,000 | 3,207 |
| Securities gains (losses) | $31,000 | 1,244 |
| Applicable income taxes | $359,000 | 2,204 |
| Income before extraordinary items | $1,234,000 | 3,379 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $1,234,000 | 3,379 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,234,000 | 3,379 |
| Net charge-offs | $-10,000 | 3,659 |
| Cash dividends | $0 | 3,251 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $1,209,510 | 3,374 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $3,104,000 | 3,250 |
| Total interest expense | $267,000 | 3,252 |
| Net interest income | $2,837,000 | 3,216 |
| Provision for loan and lease losses | $25,000 | 2,467 |
| Total noninterest income | $403,000 | 3,228 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $85,000 | 2,862 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $318,000 | 3,087 |
| Total noninterest expense | $2,123,000 | 3,284 |
| Salaries and employee benefits | $1,121,000 | 3,376 |
| Premises and equipment expense | $204,000 | 3,366 |
| Additional noninterest expense | $798,000 | 2,983 |
| Pre-tax net operating income | $1,092,000 | 3,151 |
| Securities gains (losses) | $0 | 1,818 |
| Applicable income taxes | $233,000 | 2,200 |
| Income before extraordinary items | $859,000 | 3,312 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $859,000 | 3,311 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $859,000 | 3,312 |
| Net charge-offs | $-8,000 | 3,728 |
| Cash dividends | $0 | 3,104 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $859,000 | 3,286 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $1,354,000 | 3,455 |
| Total interest expense | $140,000 | 3,261 |
| Net interest income | $1,214,000 | 3,443 |
| Provision for loan and lease losses | $0 | 2,741 |
| Total noninterest income | $182,000 | 3,320 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $45,000 | 2,783 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $137,000 | 3,210 |
| Total noninterest expense | $1,046,000 | 3,300 |
| Salaries and employee benefits | $556,000 | 3,394 |
| Premises and equipment expense | $98,000 | 3,447 |
| Additional noninterest expense | $392,000 | 2,978 |
| Pre-tax net operating income | $350,000 | 3,642 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $79,000 | 2,428 |
| Income before extraordinary items | $271,000 | 3,773 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $271,000 | 3,772 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $271,000 | 3,773 |
| Net charge-offs | $-6,000 | 3,842 |
| Cash dividends | $0 | 2,452 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $271,000 | 3,749 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $5,459,000 | 3,457 |
| Total interest expense | $661,000 | 3,517 |
| Net interest income | $4,798,000 | 3,413 |
| Provision for loan and lease losses | $95,000 | 3,593 |
| Total noninterest income | $609,000 | 3,413 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $202,000 | 2,766 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $407,000 | 3,360 |
| Total noninterest expense | $4,322,000 | 3,254 |
| Salaries and employee benefits | $2,269,000 | 3,358 |
| Premises and equipment expense | $403,000 | 3,392 |
| Additional noninterest expense | $1,650,000 | 2,868 |
| Pre-tax net operating income | $990,000 | 3,704 |
| Securities gains (losses) | $131,000 | 1,251 |
| Applicable income taxes | $247,000 | 2,433 |
| Income before extraordinary items | $874,000 | 3,784 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $874,000 | 3,784 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $874,000 | 3,784 |
| Net charge-offs | $-34,000 | 4,510 |
| Cash dividends | $680,000 | 2,574 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $770,510 | 3,829 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $4,103,000 | 3,483 |
| Total interest expense | $507,000 | 3,582 |
| Net interest income | $3,596,000 | 3,426 |
| Provision for loan and lease losses | $95,000 | 3,343 |
| Total noninterest income | $433,000 | 3,461 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $150,000 | 2,785 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $283,000 | 3,410 |
| Total noninterest expense | $3,242,000 | 3,244 |
| Salaries and employee benefits | $1,680,000 | 3,375 |
| Premises and equipment expense | $312,000 | 3,344 |
| Additional noninterest expense | $1,250,000 | 2,833 |
| Pre-tax net operating income | $692,000 | 3,799 |
| Securities gains (losses) | $131,000 | 1,097 |
| Applicable income taxes | $182,000 | 2,447 |
| Income before extraordinary items | $641,000 | 3,810 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $641,000 | 3,809 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $641,000 | 3,810 |
| Net charge-offs | $-50,000 | 4,650 |
| Cash dividends | $348,000 | 2,619 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $537,510 | 3,901 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $2,727,000 | 3,528 |
| Total interest expense | $346,000 | 3,653 |
| Net interest income | $2,381,000 | 3,478 |
| Provision for loan and lease losses | $95,000 | 3,040 |
| Total noninterest income | $287,000 | 3,443 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $105,000 | 2,762 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $182,000 | 3,402 |
| Total noninterest expense | $2,122,000 | 3,267 |
| Salaries and employee benefits | $1,112,000 | 3,389 |
| Premises and equipment expense | $206,000 | 3,359 |
| Additional noninterest expense | $804,000 | 2,898 |
| Pre-tax net operating income | $451,000 | 3,811 |
| Securities gains (losses) | $131,000 | 882 |
| Applicable income taxes | $125,000 | 2,388 |
| Income before extraordinary items | $457,000 | 3,742 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $457,000 | 3,742 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $457,000 | 3,742 |
| Net charge-offs | $39,000 | 1,862 |
| Cash dividends | $348,000 | 2,296 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $353,510 | 3,903 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $1,357,000 | 3,539 |
| Total interest expense | $182,000 | 3,719 |
| Net interest income | $1,175,000 | 3,458 |
| Provision for loan and lease losses | $43,000 | 2,690 |
| Total noninterest income | $142,000 | 3,446 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $68,000 | 2,661 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $74,000 | 3,508 |
| Total noninterest expense | $1,065,000 | 3,300 |
| Salaries and employee benefits | $554,000 | 3,429 |
| Premises and equipment expense | $96,000 | 3,490 |
| Additional noninterest expense | $415,000 | 2,864 |
| Pre-tax net operating income | $209,000 | 3,740 |
| Securities gains (losses) | $82,000 | 676 |
| Applicable income taxes | $55,000 | 2,339 |
| Income before extraordinary items | $236,000 | 3,541 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $236,000 | 3,542 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $236,000 | 3,542 |
| Net charge-offs | $-3,000 | 4,005 |
| Cash dividends | $300,000 | 1,635 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $169,580 | 3,837 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $5,305,000 | 3,627 |
| Total interest expense | $639,000 | 3,920 |
| Net interest income | $4,666,000 | 3,535 |
| Provision for loan and lease losses | $110,000 | 2,880 |
| Total noninterest income | $606,000 | 3,446 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $256,000 | 2,837 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $350,000 | 3,419 |
| Total noninterest expense | $4,389,000 | 3,262 |
| Salaries and employee benefits | $2,283,000 | 3,382 |
| Premises and equipment expense | $428,000 | 3,356 |
| Additional noninterest expense | $1,678,000 | 2,873 |
| Pre-tax net operating income | $773,000 | 4,100 |
| Securities gains (losses) | $69,000 | 1,106 |
| Applicable income taxes | $208,000 | 2,604 |
| Income before extraordinary items | $634,000 | 4,215 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $634,000 | 4,217 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $634,000 | 4,217 |
| Net charge-offs | $86,000 | 2,298 |
| Cash dividends | $0 | 3,944 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $579,490 | 4,265 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $3,936,000 | 3,693 |
| Total interest expense | $461,000 | 3,991 |
| Net interest income | $3,475,000 | 3,602 |
| Provision for loan and lease losses | $80,000 | 2,806 |
| Total noninterest income | $433,000 | 3,519 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $188,000 | 2,904 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $245,000 | 3,511 |
| Total noninterest expense | $3,269,000 | 3,284 |
| Salaries and employee benefits | $1,700,000 | 3,414 |
| Premises and equipment expense | $323,000 | 3,369 |
| Additional noninterest expense | $1,246,000 | 2,899 |
| Pre-tax net operating income | $559,000 | 4,253 |
| Securities gains (losses) | $49,000 | 1,075 |
| Applicable income taxes | $153,000 | 2,673 |
| Income before extraordinary items | $455,000 | 4,360 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $455,000 | 4,359 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $455,000 | 4,359 |
| Net charge-offs | $-18,000 | 4,580 |
| Cash dividends | $0 | 3,588 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $416,290 | 4,391 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $2,622,000 | 3,713 |
| Total interest expense | $295,000 | 4,030 |
| Net interest income | $2,327,000 | 3,606 |
| Provision for loan and lease losses | $60,000 | 2,560 |
| Total noninterest income | $292,000 | 3,484 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $126,000 | 2,892 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $166,000 | 3,487 |
| Total noninterest expense | $2,283,000 | 3,214 |
| Salaries and employee benefits | $1,189,000 | 3,349 |
| Premises and equipment expense | $211,000 | 3,427 |
| Additional noninterest expense | $883,000 | 2,805 |
| Pre-tax net operating income | $276,000 | 4,496 |
| Securities gains (losses) | $1,000 | 1,602 |
| Applicable income taxes | $70,000 | 2,913 |
| Income before extraordinary items | $207,000 | 4,619 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $207,000 | 4,617 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $207,000 | 4,617 |
| Net charge-offs | $-7,000 | 4,387 |
| Cash dividends | $0 | 3,456 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $206,210 | 4,606 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $1,298,000 | 3,748 |
| Total interest expense | $139,000 | 4,090 |
| Net interest income | $1,159,000 | 3,635 |
| Provision for loan and lease losses | $30,000 | 2,400 |
| Total noninterest income | $141,000 | 3,518 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $63,000 | 2,887 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $78,000 | 3,530 |
| Total noninterest expense | $1,077,000 | 3,348 |
| Salaries and employee benefits | $577,000 | 3,433 |
| Premises and equipment expense | $102,000 | 3,507 |
| Additional noninterest expense | $398,000 | 3,017 |
| Pre-tax net operating income | $193,000 | 4,236 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $49,000 | 2,657 |
| Income before extraordinary items | $144,000 | 4,383 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $144,000 | 4,382 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $144,000 | 4,382 |
| Net charge-offs | $0 | 2,740 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $144,000 | 4,374 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $5,051,000 | 3,726 |
| Total interest expense | $482,000 | 3,964 |
| Net interest income | $4,569,000 | 3,656 |
| Provision for loan and lease losses | $0 | 4,082 |
| Total noninterest income | $619,000 | 3,524 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $264,000 | 2,926 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $355,000 | 3,487 |
| Total noninterest expense | $4,228,000 | 3,377 |
| Salaries and employee benefits | $2,271,000 | 3,456 |
| Premises and equipment expense | $406,000 | 3,496 |
| Additional noninterest expense | $1,551,000 | 3,109 |
| Pre-tax net operating income | $960,000 | 4,070 |
| Securities gains (losses) | $1,000 | 1,025 |
| Applicable income taxes | $225,000 | 2,609 |
| Income before extraordinary items | $736,000 | 4,226 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $736,000 | 4,225 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $736,000 | 4,225 |
| Net charge-offs | $-26,000 | 4,738 |
| Cash dividends | $250,000 | 3,471 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $735,210 | 4,236 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $3,737,000 | 3,777 |
| Total interest expense | $346,000 | 3,979 |
| Net interest income | $3,391,000 | 3,708 |
| Provision for loan and lease losses | $0 | 3,948 |
| Total noninterest income | $473,000 | 3,517 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $200,000 | 2,935 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $273,000 | 3,492 |
| Total noninterest expense | $2,947,000 | 3,537 |
| Salaries and employee benefits | $1,654,000 | 3,517 |
| Premises and equipment expense | $299,000 | 3,576 |
| Additional noninterest expense | $994,000 | 3,412 |
| Pre-tax net operating income | $917,000 | 3,866 |
| Securities gains (losses) | $1,000 | 1,016 |
| Applicable income taxes | $215,000 | 2,488 |
| Income before extraordinary items | $703,000 | 4,046 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $703,000 | 4,045 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $703,000 | 4,045 |
| Net charge-offs | $-16,000 | 4,600 |
| Cash dividends | $0 | 3,618 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $702,210 | 4,044 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $2,459,000 | 3,798 |
| Total interest expense | $226,000 | 3,966 |
| Net interest income | $2,233,000 | 3,733 |
| Provision for loan and lease losses | $0 | 3,782 |
| Total noninterest income | $323,000 | 3,506 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $134,000 | 2,929 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $189,000 | 3,455 |
| Total noninterest expense | $1,935,000 | 3,587 |
| Salaries and employee benefits | $1,089,000 | 3,556 |
| Premises and equipment expense | $195,000 | 3,643 |
| Additional noninterest expense | $651,000 | 3,465 |
| Pre-tax net operating income | $621,000 | 3,858 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $146,000 | 2,436 |
| Income before extraordinary items | $475,000 | 4,015 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $475,000 | 4,014 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $475,000 | 4,014 |
| Net charge-offs | $-7,000 | 4,412 |
| Cash dividends | $0 | 3,485 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $475,000 | 4,021 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $1,213,000 | 3,831 |
| Total interest expense | $115,000 | 3,922 |
| Net interest income | $1,098,000 | 3,785 |
| Provision for loan and lease losses | $0 | 3,508 |
| Total noninterest income | $169,000 | 3,406 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $69,000 | 2,904 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $100,000 | 3,345 |
| Total noninterest expense | $943,000 | 3,668 |
| Salaries and employee benefits | $530,000 | 3,646 |
| Premises and equipment expense | $97,000 | 3,707 |
| Additional noninterest expense | $316,000 | 3,551 |
| Pre-tax net operating income | $324,000 | 3,748 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $76,000 | 2,392 |
| Income before extraordinary items | $248,000 | 3,922 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $248,000 | 3,922 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $248,000 | 3,922 |
| Net charge-offs | $-2,000 | 4,048 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $248,000 | 3,921 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $4,616,000 | 3,876 |
| Total interest expense | $430,000 | 3,892 |
| Net interest income | $4,186,000 | 3,854 |
| Provision for loan and lease losses | $-250,000 | 5,457 |
| Total noninterest income | $494,000 | 3,947 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $290,000 | 2,915 |
| Trading account gains and fees | $0 | 151 |
| Additional Noninterest Income | $204,000 | 4,196 |
| Total noninterest expense | $3,856,000 | 3,629 |
| Salaries and employee benefits | $1,991,000 | 3,764 |
| Premises and equipment expense | $398,000 | 3,664 |
| Additional noninterest expense | $1,467,000 | 3,279 |
| Pre-tax net operating income | $1,074,000 | 3,973 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $448,000 | 2,496 |
| Income before extraordinary items | $626,000 | 4,272 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $626,000 | 4,272 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $626,000 | 4,272 |
| Net charge-offs | $-52,000 | 5,149 |
| Cash dividends | $500,000 | 2,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $626,000 | 4,259 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $3,402,000 | 3,943 |
| Total interest expense | $312,000 | 3,953 |
| Net interest income | $3,090,000 | 3,920 |
| Provision for loan and lease losses | $-250,000 | 5,584 |
| Total noninterest income | $339,000 | 4,099 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $221,000 | 2,916 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $118,000 | 4,488 |
| Total noninterest expense | $2,848,000 | 3,665 |
| Salaries and employee benefits | $1,472,000 | 3,804 |
| Premises and equipment expense | $299,000 | 3,688 |
| Additional noninterest expense | $1,077,000 | 3,323 |
| Pre-tax net operating income | $831,000 | 4,019 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $291,000 | 2,501 |
| Income before extraordinary items | $540,000 | 4,351 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $540,000 | 4,350 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $540,000 | 4,351 |
| Net charge-offs | $-2,000 | 4,374 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $540,000 | 4,335 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $2,240,000 | 3,974 |
| Total interest expense | $197,000 | 4,023 |
| Net interest income | $2,043,000 | 3,941 |
| Provision for loan and lease losses | $-250,000 | 5,664 |
| Total noninterest income | $161,000 | 4,491 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $143,000 | 2,957 |
| Trading account gains and fees | $0 | 139 |
| Additional Noninterest Income | $18,000 | 5,321 |
| Total noninterest expense | $1,892,000 | 3,685 |
| Salaries and employee benefits | $963,000 | 3,865 |
| Premises and equipment expense | $199,000 | 3,719 |
| Additional noninterest expense | $730,000 | 3,299 |
| Pre-tax net operating income | $562,000 | 3,977 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $198,000 | 2,485 |
| Income before extraordinary items | $364,000 | 4,286 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $364,000 | 4,285 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $364,000 | 4,286 |
| Net charge-offs | $-29,000 | 5,126 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $364,000 | 4,270 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $1,071,000 | 4,076 |
| Total interest expense | $86,000 | 4,226 |
| Net interest income | $985,000 | 4,015 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $50,000 | 4,982 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $74,000 | 2,900 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $-24,000 | 5,823 |
| Total noninterest expense | $924,000 | 3,772 |
| Salaries and employee benefits | $470,000 | 3,962 |
| Premises and equipment expense | $99,000 | 3,755 |
| Additional noninterest expense | $355,000 | 3,355 |
| Pre-tax net operating income | $111,000 | 4,885 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $35,000 | 3,088 |
| Income before extraordinary items | $76,000 | 5,069 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $76,000 | 5,069 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $76,000 | 5,069 |
| Net charge-offs | $-21,000 | 5,266 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $76,000 | 5,053 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $4,305,000 | 4,078 |
| Total interest expense | $443,000 | 3,850 |
| Net interest income | $3,862,000 | 4,060 |
| Provision for loan and lease losses | $-400,000 | 5,707 |
| Total noninterest income | $845,000 | 3,305 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $269,000 | 3,135 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $576,000 | 3,064 |
| Total noninterest expense | $3,798,000 | 3,747 |
| Salaries and employee benefits | $2,011,000 | 3,821 |
| Premises and equipment expense | $402,000 | 3,768 |
| Additional noninterest expense | $1,385,000 | 3,505 |
| Pre-tax net operating income | $1,309,000 | 3,690 |
| Securities gains (losses) | $17,000 | 2,451 |
| Applicable income taxes | $475,000 | 2,296 |
| Income before extraordinary items | $851,000 | 4,119 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $851,000 | 4,117 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $851,000 | 4,118 |
| Net charge-offs | $20,000 | 3,632 |
| Cash dividends | $750,000 | 2,515 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $840,120 | 4,061 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $3,204,000 | 4,126 |
| Total interest expense | $351,000 | 3,784 |
| Net interest income | $2,853,000 | 4,114 |
| Provision for loan and lease losses | $-400,000 | 5,828 |
| Total noninterest income | $675,000 | 3,216 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $199,000 | 3,175 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $476,000 | 2,960 |
| Total noninterest expense | $2,871,000 | 3,735 |
| Salaries and employee benefits | $1,499,000 | 3,829 |
| Premises and equipment expense | $300,000 | 3,796 |
| Additional noninterest expense | $1,072,000 | 3,462 |
| Pre-tax net operating income | $1,057,000 | 3,639 |
| Securities gains (losses) | $17,000 | 2,378 |
| Applicable income taxes | $378,000 | 2,291 |
| Income before extraordinary items | $696,000 | 4,050 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $696,000 | 4,048 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $696,000 | 4,050 |
| Net charge-offs | $-80,000 | 5,517 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $684,950 | 4,002 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $2,091,000 | 4,183 |
| Total interest expense | $253,000 | 3,663 |
| Net interest income | $1,838,000 | 4,205 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $268,000 | 4,026 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $132,000 | 3,168 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $136,000 | 4,096 |
| Total noninterest expense | $1,881,000 | 3,801 |
| Salaries and employee benefits | $990,000 | 3,876 |
| Premises and equipment expense | $194,000 | 3,867 |
| Additional noninterest expense | $697,000 | 3,535 |
| Pre-tax net operating income | $225,000 | 5,010 |
| Securities gains (losses) | $17,000 | 2,033 |
| Applicable income taxes | $72,000 | 3,190 |
| Income before extraordinary items | $170,000 | 5,137 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $170,000 | 5,138 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $170,000 | 5,138 |
| Net charge-offs | $-82,000 | 5,653 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $158,100 | 5,135 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,033,000 | 4,224 |
| Total interest expense | $127,000 | 3,681 |
| Net interest income | $906,000 | 4,255 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $169,000 | 3,625 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $71,000 | 3,039 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $98,000 | 3,580 |
| Total noninterest expense | $927,000 | 3,866 |
| Salaries and employee benefits | $484,000 | 3,955 |
| Premises and equipment expense | $97,000 | 3,912 |
| Additional noninterest expense | $346,000 | 3,568 |
| Pre-tax net operating income | $148,000 | 4,754 |
| Securities gains (losses) | $17,000 | 1,296 |
| Applicable income taxes | $54,000 | 2,936 |
| Income before extraordinary items | $111,000 | 4,915 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $111,000 | 4,915 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $111,000 | 4,915 |
| Net charge-offs | $-21,000 | 5,480 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $99,610 | 4,964 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $4,290,000 | 4,173 |
| Total interest expense | $599,000 | 3,391 |
| Net interest income | $3,691,000 | 4,232 |
| Provision for loan and lease losses | $0 | 4,380 |
| Total noninterest income | $481,000 | 4,228 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $306,000 | 2,989 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $175,000 | 4,599 |
| Total noninterest expense | $4,116,000 | 3,653 |
| Salaries and employee benefits | $1,932,000 | 3,976 |
| Premises and equipment expense | $426,000 | 3,792 |
| Additional noninterest expense | $1,758,000 | 3,057 |
| Pre-tax net operating income | $56,000 | 5,763 |
| Securities gains (losses) | $61,000 | 1,501 |
| Applicable income taxes | $-371,000 | 6,063 |
| Income before extraordinary items | $488,000 | 4,838 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $488,000 | 4,839 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $488,000 | 4,839 |
| Net charge-offs | $15,000 | 3,877 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $427,000 | 4,921 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $3,178,000 | 4,240 |
| Total interest expense | $454,000 | 3,418 |
| Net interest income | $2,724,000 | 4,305 |
| Provision for loan and lease losses | $0 | 4,232 |
| Total noninterest income | $210,000 | 4,927 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $231,000 | 2,997 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-21,000 | 6,169 |
| Total noninterest expense | $3,057,000 | 3,697 |
| Salaries and employee benefits | $1,440,000 | 4,005 |
| Premises and equipment expense | $320,000 | 3,833 |
| Additional noninterest expense | $1,297,000 | 3,107 |
| Pre-tax net operating income | $-123,000 | 6,051 |
| Securities gains (losses) | $61,000 | 1,344 |
| Applicable income taxes | $6,000 | 4,240 |
| Income before extraordinary items | $-68,000 | 6,039 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-68,000 | 6,040 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-68,000 | 6,040 |
| Net charge-offs | $-63,000 | 5,687 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $-129,000 | 6,058 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $2,067,000 | 4,311 |
| Total interest expense | $299,000 | 3,462 |
| Net interest income | $1,768,000 | 4,390 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $132,000 | 4,998 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $152,000 | 3,001 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $-20,000 | 6,252 |
| Total noninterest expense | $2,022,000 | 3,745 |
| Salaries and employee benefits | $975,000 | 4,011 |
| Premises and equipment expense | $210,000 | 3,890 |
| Additional noninterest expense | $837,000 | 3,213 |
| Pre-tax net operating income | $-122,000 | 6,133 |
| Securities gains (losses) | $61,000 | 1,125 |
| Applicable income taxes | $4,000 | 4,265 |
| Income before extraordinary items | $-65,000 | 6,111 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-65,000 | 6,112 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $-65,000 | 6,112 |
| Net charge-offs | $-40,000 | 5,688 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $-126,000 | 6,141 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,024,000 | 4,351 |
| Total interest expense | $150,000 | 3,471 |
| Net interest income | $874,000 | 4,435 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $-12,000 | 6,361 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $75,000 | 2,985 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $-87,000 | 6,376 |
| Total noninterest expense | $1,021,000 | 3,751 |
| Salaries and employee benefits | $479,000 | 4,073 |
| Premises and equipment expense | $107,000 | 3,891 |
| Additional noninterest expense | $435,000 | 3,108 |
| Pre-tax net operating income | $-159,000 | 6,277 |
| Securities gains (losses) | $61,000 | 766 |
| Applicable income taxes | $3,000 | 4,151 |
| Income before extraordinary items | $-101,000 | 6,246 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $-101,000 | 6,246 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $-101,000 | 6,247 |
| Net charge-offs | $-7,000 | 5,272 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $-162,000 | 6,281 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $4,212,000 | 4,356 |
| Total interest expense | $728,000 | 3,223 |
| Net interest income | $3,484,000 | 4,488 |
| Provision for loan and lease losses | $-800,000 | 6,319 |
| Total noninterest income | $974,000 | 3,157 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $366,000 | 2,854 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $608,000 | 3,010 |
| Total noninterest expense | $3,942,000 | 3,876 |
| Salaries and employee benefits | $1,814,000 | 4,205 |
| Premises and equipment expense | $458,000 | 3,824 |
| Additional noninterest expense | $1,670,000 | 3,290 |
| Pre-tax net operating income | $1,316,000 | 3,700 |
| Securities gains (losses) | $44,000 | 1,815 |
| Applicable income taxes | $0 | 4,531 |
| Income before extraordinary items | $1,360,000 | 3,408 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,360,000 | 3,410 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,360,000 | 3,410 |
| Net charge-offs | $-4,000 | 5,513 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,316,000 | 3,412 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $3,157,000 | 4,401 |
| Total interest expense | $560,000 | 3,231 |
| Net interest income | $2,597,000 | 4,545 |
| Provision for loan and lease losses | $-800,000 | 6,436 |
| Total noninterest income | $510,000 | 3,808 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $277,000 | 2,863 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $233,000 | 4,002 |
| Total noninterest expense | $2,955,000 | 3,884 |
| Salaries and employee benefits | $1,362,000 | 4,213 |
| Premises and equipment expense | $346,000 | 3,866 |
| Additional noninterest expense | $1,247,000 | 3,303 |
| Pre-tax net operating income | $952,000 | 3,842 |
| Securities gains (losses) | $44,000 | 1,517 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $996,000 | 3,512 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $996,000 | 3,513 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $996,000 | 3,514 |
| Net charge-offs | $-224,000 | 6,363 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $952,000 | 3,543 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $2,137,000 | 4,383 |
| Total interest expense | $376,000 | 3,252 |
| Net interest income | $1,761,000 | 4,498 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $314,000 | 3,955 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $180,000 | 2,905 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $134,000 | 4,187 |
| Total noninterest expense | $1,987,000 | 3,889 |
| Salaries and employee benefits | $913,000 | 4,238 |
| Premises and equipment expense | $239,000 | 3,816 |
| Additional noninterest expense | $835,000 | 3,316 |
| Pre-tax net operating income | $88,000 | 5,813 |
| Securities gains (losses) | $44,000 | 1,240 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $132,000 | 5,580 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $132,000 | 5,582 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $132,000 | 5,583 |
| Net charge-offs | $-140,000 | 6,381 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $88,000 | 5,761 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,075,000 | 4,395 |
| Total interest expense | $188,000 | 3,308 |
| Net interest income | $887,000 | 4,530 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $133,000 | 4,176 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $84,000 | 3,004 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $49,000 | 4,588 |
| Total noninterest expense | $991,000 | 3,925 |
| Salaries and employee benefits | $457,000 | 4,272 |
| Premises and equipment expense | $121,000 | 3,822 |
| Additional noninterest expense | $413,000 | 3,333 |
| Pre-tax net operating income | $29,000 | 5,944 |
| Securities gains (losses) | $44,000 | 694 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $73,000 | 5,451 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $73,000 | 5,451 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $73,000 | 5,451 |
| Net charge-offs | $-105,000 | 6,483 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $29,000 | 5,906 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $4,723,000 | 4,236 |
| Total interest expense | $931,000 | 3,110 |
| Net interest income | $3,792,000 | 4,407 |
| Provision for loan and lease losses | $0 | 5,091 |
| Total noninterest income | $330,000 | 5,023 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $395,000 | 2,839 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $-65,000 | 6,581 |
| Total noninterest expense | $4,016,000 | 3,912 |
| Salaries and employee benefits | $1,735,000 | 4,402 |
| Premises and equipment expense | $453,000 | 3,951 |
| Additional noninterest expense | $1,828,000 | 3,182 |
| Pre-tax net operating income | $106,000 | 5,940 |
| Securities gains (losses) | $146,000 | 1,085 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $252,000 | 5,554 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $252,000 | 5,559 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $252,000 | 5,559 |
| Net charge-offs | $233,000 | 2,838 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $106,000 | 5,922 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $3,589,000 | 4,242 |
| Total interest expense | $719,000 | 3,119 |
| Net interest income | $2,870,000 | 4,413 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $140,000 | 5,776 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $301,000 | 2,813 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $-161,000 | 6,775 |
| Total noninterest expense | $3,001,000 | 3,936 |
| Salaries and employee benefits | $1,288,000 | 4,436 |
| Premises and equipment expense | $348,000 | 3,945 |
| Additional noninterest expense | $1,365,000 | 3,185 |
| Pre-tax net operating income | $9,000 | 6,255 |
| Securities gains (losses) | $34,000 | 1,913 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $43,000 | 6,214 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $43,000 | 6,215 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $43,000 | 6,215 |
| Net charge-offs | $342,000 | 1,991 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $9,000 | 6,273 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $2,401,000 | 4,231 |
| Total interest expense | $487,000 | 3,132 |
| Net interest income | $1,914,000 | 4,418 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $104,000 | 5,684 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $191,000 | 2,884 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $-87,000 | 6,789 |
| Total noninterest expense | $1,948,000 | 4,025 |
| Salaries and employee benefits | $823,000 | 4,573 |
| Premises and equipment expense | $233,000 | 3,940 |
| Additional noninterest expense | $892,000 | 3,229 |
| Pre-tax net operating income | $70,000 | 5,976 |
| Securities gains (losses) | $34,000 | 1,755 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $104,000 | 5,830 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $104,000 | 5,831 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $104,000 | 5,832 |
| Net charge-offs | $537,000 | 1,204 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $70,000 | 5,935 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,210,000 | 4,234 |
| Total interest expense | $247,000 | 3,182 |
| Net interest income | $963,000 | 4,436 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $128,000 | 4,452 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $97,000 | 2,834 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $31,000 | 5,280 |
| Total noninterest expense | $931,000 | 4,173 |
| Salaries and employee benefits | $397,000 | 4,700 |
| Premises and equipment expense | $116,000 | 3,975 |
| Additional noninterest expense | $418,000 | 3,401 |
| Pre-tax net operating income | $160,000 | 4,784 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $160,000 | 4,644 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $160,000 | 4,645 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $160,000 | 4,646 |
| Net charge-offs | $-9,000 | 6,154 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $160,000 | 4,542 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $5,101,000 | 4,255 |
| Total interest expense | $1,327,000 | 2,970 |
| Net interest income | $3,774,000 | 4,556 |
| Provision for loan and lease losses | $720,000 | 2,228 |
| Total noninterest income | $689,000 | 3,917 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $424,000 | 2,812 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $265,000 | 4,212 |
| Total noninterest expense | $3,859,000 | 4,128 |
| Salaries and employee benefits | $1,597,000 | 4,686 |
| Premises and equipment expense | $477,000 | 3,924 |
| Additional noninterest expense | $1,785,000 | 3,365 |
| Pre-tax net operating income | $-116,000 | 6,295 |
| Securities gains (losses) | $201,000 | 1,692 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $85,000 | 6,100 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $85,000 | 6,094 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $85,000 | 6,097 |
| Net charge-offs | $571,000 | 2,476 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $-116,000 | 6,307 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $3,848,000 | 4,317 |
| Total interest expense | $1,062,000 | 2,933 |
| Net interest income | $2,786,000 | 4,671 |
| Provision for loan and lease losses | $660,000 | 1,921 |
| Total noninterest income | $622,000 | 3,621 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $313,000 | 2,874 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $309,000 | 3,649 |
| Total noninterest expense | $2,813,000 | 4,226 |
| Salaries and employee benefits | $1,192,000 | 4,721 |
| Premises and equipment expense | $364,000 | 3,944 |
| Additional noninterest expense | $1,257,000 | 3,521 |
| Pre-tax net operating income | $-65,000 | 6,378 |
| Securities gains (losses) | $201,000 | 1,435 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $136,000 | 5,980 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $136,000 | 5,979 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $136,000 | 5,979 |
| Net charge-offs | $577,000 | 2,018 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $-65,000 | 6,394 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $2,562,000 | 4,346 |
| Total interest expense | $739,000 | 2,932 |
| Net interest income | $1,823,000 | 4,740 |
| Provision for loan and lease losses | $480,000 | 1,860 |
| Total noninterest income | $538,000 | 3,101 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $204,000 | 2,903 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $334,000 | 2,920 |
| Total noninterest expense | $1,884,000 | 4,221 |
| Salaries and employee benefits | $797,000 | 4,754 |
| Premises and equipment expense | $246,000 | 3,912 |
| Additional noninterest expense | $841,000 | 3,545 |
| Pre-tax net operating income | $-3,000 | 6,321 |
| Securities gains (losses) | $105,000 | 1,561 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $102,000 | 5,931 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $102,000 | 5,931 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $102,000 | 5,931 |
| Net charge-offs | $435,000 | 1,916 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $-3,000 | 6,325 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,268,000 | 4,419 |
| Total interest expense | $386,000 | 2,936 |
| Net interest income | $882,000 | 4,850 |
| Provision for loan and lease losses | $240,000 | 1,789 |
| Total noninterest income | $271,000 | 3,114 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $105,000 | 2,825 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $166,000 | 2,922 |
| Total noninterest expense | $930,000 | 4,287 |
| Salaries and employee benefits | $401,000 | 4,768 |
| Premises and equipment expense | $121,000 | 3,968 |
| Additional noninterest expense | $408,000 | 3,593 |
| Pre-tax net operating income | $-17,000 | 6,521 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $-17,000 | 6,615 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-17,000 | 6,614 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-17,000 | 6,614 |
| Net charge-offs | $442,000 | 1,181 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $-17,000 | 6,522 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $5,781,000 | 4,180 |
| Total interest expense | $1,695,000 | 3,134 |
| Net interest income | $4,086,000 | 4,489 |
| Provision for loan and lease losses | $2,980,000 | 1,202 |
| Total noninterest income | $402,000 | 4,767 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $467,000 | 2,718 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $-65,000 | 6,850 |
| Total noninterest expense | $3,980,000 | 4,127 |
| Salaries and employee benefits | $1,547,000 | 4,879 |
| Premises and equipment expense | $510,000 | 3,987 |
| Additional noninterest expense | $1,923,000 | 3,245 |
| Pre-tax net operating income | $-2,472,000 | 6,853 |
| Securities gains (losses) | $12,000 | 3,271 |
| Applicable income taxes | $-77,000 | 6,784 |
| Income before extraordinary items | $-2,383,000 | 6,886 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-2,383,000 | 6,885 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-2,383,000 | 6,886 |
| Net charge-offs | $2,796,000 | 1,256 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-2,394,640 | 6,875 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $4,437,000 | 4,148 |
| Total interest expense | $1,298,000 | 3,197 |
| Net interest income | $3,139,000 | 4,440 |
| Provision for loan and lease losses | $1,760,000 | 1,357 |
| Total noninterest income | $258,000 | 5,065 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $350,000 | 2,723 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $-92,000 | 7,051 |
| Total noninterest expense | $2,872,000 | 4,244 |
| Salaries and employee benefits | $1,179,000 | 4,825 |
| Premises and equipment expense | $383,000 | 4,030 |
| Additional noninterest expense | $1,310,000 | 3,481 |
| Pre-tax net operating income | $-1,235,000 | 6,857 |
| Securities gains (losses) | $12,000 | 2,990 |
| Applicable income taxes | $-350,000 | 7,166 |
| Income before extraordinary items | $-873,000 | 6,819 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-873,000 | 6,820 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-873,000 | 6,819 |
| Net charge-offs | $1,949,000 | 1,249 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-881,520 | 6,797 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $3,032,000 | 4,105 |
| Total interest expense | $890,000 | 3,241 |
| Net interest income | $2,142,000 | 4,383 |
| Provision for loan and lease losses | $1,580,000 | 1,077 |
| Total noninterest income | $419,000 | 3,462 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $225,000 | 2,789 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $194,000 | 3,530 |
| Total noninterest expense | $1,909,000 | 4,295 |
| Salaries and employee benefits | $794,000 | 4,843 |
| Premises and equipment expense | $254,000 | 4,065 |
| Additional noninterest expense | $861,000 | 3,558 |
| Pre-tax net operating income | $-928,000 | 6,958 |
| Securities gains (losses) | $11,000 | 2,322 |
| Applicable income taxes | $-371,000 | 7,294 |
| Income before extraordinary items | $-546,000 | 6,865 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-546,000 | 6,864 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-546,000 | 6,865 |
| Net charge-offs | $999,000 | 1,474 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-553,040 | 6,856 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,568,000 | 4,040 |
| Total interest expense | $453,000 | 3,292 |
| Net interest income | $1,115,000 | 4,262 |
| Provision for loan and lease losses | $1,400,000 | 681 |
| Total noninterest income | $205,000 | 3,539 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $110,000 | 2,792 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $95,000 | 3,654 |
| Total noninterest expense | $950,000 | 4,328 |
| Salaries and employee benefits | $400,000 | 4,866 |
| Premises and equipment expense | $125,000 | 4,165 |
| Additional noninterest expense | $425,000 | 3,586 |
| Pre-tax net operating income | $-1,030,000 | 7,282 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $-406,000 | 7,454 |
| Income before extraordinary items | $-624,000 | 7,180 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-624,000 | 7,181 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-624,000 | 7,181 |
| Net charge-offs | $856,000 | 951 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-624,000 | 7,170 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $6,369,000 | 4,144 |
| Total interest expense | $2,256,000 | 3,237 |
| Net interest income | $4,113,000 | 4,505 |
| Provision for loan and lease losses | $650,000 | 3,712 |
| Total noninterest income | $911,000 | 3,386 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $553,000 | 2,458 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $358,000 | 3,685 |
| Total noninterest expense | $3,848,000 | 4,319 |
| Salaries and employee benefits | $1,632,000 | 4,809 |
| Premises and equipment expense | $548,000 | 3,959 |
| Additional noninterest expense | $1,668,000 | 3,720 |
| Pre-tax net operating income | $526,000 | 4,304 |
| Securities gains (losses) | $27,000 | 2,964 |
| Applicable income taxes | $120,000 | 3,088 |
| Income before extraordinary items | $433,000 | 4,518 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $433,000 | 4,518 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $433,000 | 4,518 |
| Net charge-offs | $1,303,000 | 2,334 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $411,940 | 4,434 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $4,865,000 | 4,184 |
| Total interest expense | $1,768,000 | 3,250 |
| Net interest income | $3,097,000 | 4,542 |
| Provision for loan and lease losses | $250,000 | 4,581 |
| Total noninterest income | $761,000 | 3,242 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $425,000 | 2,466 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $336,000 | 3,364 |
| Total noninterest expense | $2,823,000 | 4,397 |
| Salaries and employee benefits | $1,176,000 | 4,976 |
| Premises and equipment expense | $420,000 | 3,968 |
| Additional noninterest expense | $1,227,000 | 3,746 |
| Pre-tax net operating income | $785,000 | 3,501 |
| Securities gains (losses) | $27,000 | 2,762 |
| Applicable income taxes | $227,000 | 2,423 |
| Income before extraordinary items | $585,000 | 3,826 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $585,000 | 3,826 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $585,000 | 3,827 |
| Net charge-offs | $1,208,000 | 1,981 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $565,560 | 3,735 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $3,285,000 | 4,192 |
| Total interest expense | $1,232,000 | 3,240 |
| Net interest income | $2,053,000 | 4,573 |
| Provision for loan and lease losses | $0 | 6,857 |
| Total noninterest income | $561,000 | 3,000 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $292,000 | 2,410 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $269,000 | 3,015 |
| Total noninterest expense | $1,860,000 | 4,454 |
| Salaries and employee benefits | $767,000 | 5,048 |
| Premises and equipment expense | $275,000 | 4,040 |
| Additional noninterest expense | $818,000 | 3,743 |
| Pre-tax net operating income | $754,000 | 2,896 |
| Securities gains (losses) | $27,000 | 2,218 |
| Applicable income taxes | $220,000 | 2,041 |
| Income before extraordinary items | $561,000 | 3,194 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $561,000 | 3,189 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $561,000 | 3,192 |
| Net charge-offs | $457,000 | 2,550 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $541,560 | 3,159 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,653,000 | 4,233 |
| Total interest expense | $640,000 | 3,277 |
| Net interest income | $1,013,000 | 4,634 |
| Provision for loan and lease losses | $0 | 6,552 |
| Total noninterest income | $242,000 | 3,259 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $149,000 | 2,354 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $93,000 | 3,649 |
| Total noninterest expense | $922,000 | 4,513 |
| Salaries and employee benefits | $383,000 | 5,115 |
| Premises and equipment expense | $134,000 | 4,186 |
| Additional noninterest expense | $405,000 | 3,767 |
| Pre-tax net operating income | $333,000 | 3,187 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $118,000 | 1,962 |
| Income before extraordinary items | $215,000 | 3,748 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $215,000 | 3,745 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $215,000 | 3,747 |
| Net charge-offs | $429,000 | 1,707 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $215,000 | 3,622 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $8,292,000 | 3,722 |
| Total interest expense | $3,375,000 | 3,133 |
| Net interest income | $4,917,000 | 3,989 |
| Provision for loan and lease losses | $3,342,000 | 1,842 |
| Total noninterest income | $998,000 | 3,343 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $692,000 | 2,274 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $306,000 | 3,946 |
| Total noninterest expense | $5,725,000 | 3,293 |
| Salaries and employee benefits | $2,740,000 | 3,433 |
| Premises and equipment expense | $581,000 | 3,962 |
| Additional noninterest expense | $2,404,000 | 2,834 |
| Pre-tax net operating income | $-3,152,000 | 6,923 |
| Securities gains (losses) | $534,000 | 840 |
| Applicable income taxes | $-746,000 | 7,176 |
| Income before extraordinary items | $-1,872,000 | 6,708 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-1,872,000 | 6,707 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-1,872,000 | 6,707 |
| Net charge-offs | $1,810,000 | 2,150 |
| Cash dividends | $123,000 | 4,013 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-2,256,480 | 6,818 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $6,370,000 | 3,713 |
| Total interest expense | $2,616,000 | 3,187 |
| Net interest income | $3,754,000 | 3,949 |
| Provision for loan and lease losses | $3,342,000 | 1,385 |
| Total noninterest income | $661,000 | 3,654 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $509,000 | 2,321 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $152,000 | 4,737 |
| Total noninterest expense | $3,754,000 | 3,686 |
| Salaries and employee benefits | $1,540,000 | 4,304 |
| Premises and equipment expense | $441,000 | 3,975 |
| Additional noninterest expense | $1,773,000 | 2,841 |
| Pre-tax net operating income | $-2,681,000 | 7,212 |
| Securities gains (losses) | $274,000 | 1,061 |
| Applicable income taxes | $-680,000 | 7,430 |
| Income before extraordinary items | $-1,727,000 | 7,084 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-1,727,000 | 7,082 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-1,727,000 | 7,083 |
| Net charge-offs | $1,589,000 | 1,714 |
| Cash dividends | $123,000 | 3,474 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-1,924,280 | 7,141 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $4,325,000 | 3,698 |
| Total interest expense | $1,819,000 | 3,195 |
| Net interest income | $2,506,000 | 3,935 |
| Provision for loan and lease losses | $175,000 | 4,540 |
| Total noninterest income | $388,000 | 3,908 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $329,000 | 2,345 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $59,000 | 5,605 |
| Total noninterest expense | $2,702,000 | 3,496 |
| Salaries and employee benefits | $1,067,000 | 4,243 |
| Premises and equipment expense | $298,000 | 3,958 |
| Additional noninterest expense | $1,337,000 | 2,578 |
| Pre-tax net operating income | $17,000 | 5,706 |
| Securities gains (losses) | $183,000 | 1,064 |
| Applicable income taxes | $178,000 | 2,089 |
| Income before extraordinary items | $22,000 | 5,781 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $22,000 | 5,779 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $22,000 | 5,779 |
| Net charge-offs | $40,000 | 5,111 |
| Cash dividends | $88,000 | 3,379 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-95,120 | 6,141 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,113,000 | 3,782 |
| Total interest expense | $939,000 | 3,223 |
| Net interest income | $1,174,000 | 4,086 |
| Provision for loan and lease losses | $55,000 | 4,803 |
| Total noninterest income | $207,000 | 3,732 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $149,000 | 2,488 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $58,000 | 4,572 |
| Total noninterest expense | $1,106,000 | 4,015 |
| Salaries and employee benefits | $553,000 | 4,142 |
| Premises and equipment expense | $154,000 | 3,899 |
| Additional noninterest expense | $399,000 | 3,582 |
| Pre-tax net operating income | $220,000 | 3,879 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $75,000 | 2,472 |
| Income before extraordinary items | $145,000 | 4,413 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $145,000 | 4,416 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $145,000 | 4,416 |
| Net charge-offs | $15,000 | 4,515 |
| Cash dividends | $47,000 | 2,708 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $145,000 | 4,255 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $10,096,000 | 3,495 |
| Total interest expense | $4,624,000 | 3,178 |
| Net interest income | $5,472,000 | 3,708 |
| Provision for loan and lease losses | $1,330,000 | 2,294 |
| Total noninterest income | $1,143,000 | 3,137 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $806,000 | 2,109 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $337,000 | 3,897 |
| Total noninterest expense | $4,713,000 | 3,743 |
| Salaries and employee benefits | $2,361,000 | 3,944 |
| Premises and equipment expense | $579,000 | 4,049 |
| Additional noninterest expense | $1,773,000 | 3,170 |
| Pre-tax net operating income | $572,000 | 4,679 |
| Securities gains (losses) | $327,000 | 511 |
| Applicable income taxes | $307,000 | 2,372 |
| Income before extraordinary items | $592,000 | 4,199 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $592,000 | 4,199 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,332,000 | 1,672 |
| Cash dividends | $520,000 | 3,302 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $376,180 | 4,997 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $7,851,000 | 3,470 |
| Total interest expense | $3,599,000 | 3,178 |
| Net interest income | $4,252,000 | 3,649 |
| Provision for loan and lease losses | $805,000 | 2,091 |
| Total noninterest income | $866,000 | 3,177 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $596,000 | 2,153 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $270,000 | 3,873 |
| Total noninterest expense | $3,494,000 | 3,764 |
| Salaries and employee benefits | $1,788,000 | 3,943 |
| Premises and equipment expense | $410,000 | 4,238 |
| Additional noninterest expense | $1,296,000 | 3,164 |
| Pre-tax net operating income | $819,000 | 4,066 |
| Securities gains (losses) | $152,000 | 735 |
| Applicable income taxes | $340,000 | 2,322 |
| Income before extraordinary items | $631,000 | 4,039 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $631,000 | 4,035 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $801,000 | 1,487 |
| Cash dividends | $463,000 | 2,854 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $532,200 | 4,474 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $5,284,000 | 3,499 |
| Total interest expense | $2,488,000 | 3,201 |
| Net interest income | $2,796,000 | 3,673 |
| Provision for loan and lease losses | $246,000 | 2,828 |
| Total noninterest income | $746,000 | 2,733 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $389,000 | 2,186 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $357,000 | 2,753 |
| Total noninterest expense | $2,348,000 | 3,761 |
| Salaries and employee benefits | $1,253,000 | 3,835 |
| Premises and equipment expense | $239,000 | 4,627 |
| Additional noninterest expense | $856,000 | 3,150 |
| Pre-tax net operating income | $948,000 | 3,057 |
| Securities gains (losses) | $19,000 | 2,087 |
| Applicable income taxes | $348,000 | 2,027 |
| Income before extraordinary items | $619,000 | 3,575 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $619,000 | 3,575 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $273,000 | 1,888 |
| Cash dividends | $137,000 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $606,840 | 3,567 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,692,000 | 3,535 |
| Total interest expense | $1,315,000 | 3,219 |
| Net interest income | $1,377,000 | 3,704 |
| Provision for loan and lease losses | $50,000 | 3,776 |
| Total noninterest income | $392,000 | 2,633 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $177,000 | 2,295 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $215,000 | 2,471 |
| Total noninterest expense | $1,159,000 | 3,795 |
| Salaries and employee benefits | $616,000 | 3,888 |
| Premises and equipment expense | $118,000 | 4,678 |
| Additional noninterest expense | $425,000 | 3,125 |
| Pre-tax net operating income | $560,000 | 2,849 |
| Securities gains (losses) | $24,000 | 1,506 |
| Applicable income taxes | $210,000 | 1,901 |
| Income before extraordinary items | $374,000 | 3,332 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $374,000 | 3,334 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $92,000 | 1,877 |
| Cash dividends | $79,000 | 3,122 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $358,640 | 3,344 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $11,534,000 | 3,386 |
| Total interest expense | $6,187,000 | 2,939 |
| Net interest income | $5,347,000 | 3,801 |
| Provision for loan and lease losses | $281,000 | 3,314 |
| Total noninterest income | $1,341,000 | 2,905 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $769,000 | 2,210 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $572,000 | 3,086 |
| Total noninterest expense | $4,678,000 | 3,639 |
| Salaries and employee benefits | $2,442,000 | 3,794 |
| Premises and equipment expense | $511,000 | 4,288 |
| Additional noninterest expense | $1,725,000 | 3,051 |
| Pre-tax net operating income | $1,729,000 | 3,627 |
| Securities gains (losses) | $4,000 | 1,644 |
| Applicable income taxes | $619,000 | 2,460 |
| Income before extraordinary items | $1,114,000 | 4,073 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,114,000 | 4,075 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $74,000 | 4,175 |
| Cash dividends | $339,000 | 4,269 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,111,440 | 4,080 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $8,643,000 | 3,406 |
| Total interest expense | $4,684,000 | 2,909 |
| Net interest income | $3,959,000 | 3,854 |
| Provision for loan and lease losses | $43,000 | 5,270 |
| Total noninterest income | $1,004,000 | 2,914 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $559,000 | 2,234 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $445,000 | 3,029 |
| Total noninterest expense | $3,480,000 | 3,646 |
| Salaries and employee benefits | $1,865,000 | 3,734 |
| Premises and equipment expense | $379,000 | 4,320 |
| Additional noninterest expense | $1,236,000 | 3,104 |
| Pre-tax net operating income | $1,440,000 | 3,558 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $513,000 | 2,501 |
| Income before extraordinary items | $927,000 | 4,049 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $927,000 | 4,049 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $76,000 | 3,163 |
| Cash dividends | $251,000 | 3,840 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $927,000 | 4,036 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $5,685,000 | 3,450 |
| Total interest expense | $3,063,000 | 2,962 |
| Net interest income | $2,622,000 | 3,886 |
| Provision for loan and lease losses | $7,000 | 5,886 |
| Total noninterest income | $680,000 | 2,890 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $361,000 | 2,297 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $319,000 | 2,922 |
| Total noninterest expense | $2,298,000 | 3,698 |
| Salaries and employee benefits | $1,256,000 | 3,729 |
| Premises and equipment expense | $252,000 | 4,358 |
| Additional noninterest expense | $790,000 | 3,228 |
| Pre-tax net operating income | $997,000 | 3,540 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $377,000 | 2,448 |
| Income before extraordinary items | $620,000 | 4,091 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $620,000 | 4,091 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 7,576 |
| Cash dividends | $169,000 | 3,840 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $620,000 | 4,084 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,785,000 | 3,479 |
| Total interest expense | $1,487,000 | 3,007 |
| Net interest income | $1,298,000 | 3,913 |
| Provision for loan and lease losses | $3,000 | 5,535 |
| Total noninterest income | $346,000 | 2,828 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $183,000 | 2,224 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $163,000 | 2,873 |
| Total noninterest expense | $1,149,000 | 3,691 |
| Salaries and employee benefits | $643,000 | 3,698 |
| Premises and equipment expense | $123,000 | 4,440 |
| Additional noninterest expense | $383,000 | 3,292 |
| Pre-tax net operating income | $492,000 | 3,562 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $187,000 | 2,495 |
| Income before extraordinary items | $305,000 | 4,128 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $305,000 | 4,129 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-14,000 | 7,992 |
| Cash dividends | $85,000 | 3,272 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $305,000 | 4,105 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $9,776,000 | 3,641 |
| Total interest expense | $4,240,000 | 3,448 |
| Net interest income | $5,536,000 | 3,740 |
| Provision for loan and lease losses | $146,000 | 4,104 |
| Total noninterest income | $1,415,000 | 2,809 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $709,000 | 2,345 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $706,000 | 2,751 |
| Total noninterest expense | $4,433,000 | 3,662 |
| Salaries and employee benefits | $2,327,000 | 3,822 |
| Premises and equipment expense | $509,000 | 4,214 |
| Additional noninterest expense | $1,597,000 | 3,129 |
| Pre-tax net operating income | $2,372,000 | 3,252 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $870,000 | 2,366 |
| Income before extraordinary items | $1,502,000 | 3,771 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,502,000 | 3,770 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $56,000 | 3,923 |
| Cash dividends | $240,000 | 4,759 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,502,000 | 3,753 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $7,159,000 | 3,676 |
| Total interest expense | $2,997,000 | 3,516 |
| Net interest income | $4,162,000 | 3,755 |
| Provision for loan and lease losses | $144,000 | 3,484 |
| Total noninterest income | $981,000 | 2,963 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $537,000 | 2,336 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $444,000 | 3,046 |
| Total noninterest expense | $3,276,000 | 3,720 |
| Salaries and employee benefits | $1,701,000 | 3,881 |
| Premises and equipment expense | $379,000 | 4,237 |
| Additional noninterest expense | $1,196,000 | 3,148 |
| Pre-tax net operating income | $1,723,000 | 3,464 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $589,000 | 2,622 |
| Income before extraordinary items | $1,134,000 | 3,870 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,134,000 | 3,874 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 5,412 |
| Cash dividends | $145,000 | 4,495 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,134,000 | 3,860 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $4,705,000 | 3,664 |
| Total interest expense | $1,905,000 | 3,521 |
| Net interest income | $2,800,000 | 3,735 |
| Provision for loan and lease losses | $105,000 | 3,244 |
| Total noninterest income | $600,000 | 3,116 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $330,000 | 2,470 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $270,000 | 3,197 |
| Total noninterest expense | $2,150,000 | 3,765 |
| Salaries and employee benefits | $1,115,000 | 3,959 |
| Premises and equipment expense | $250,000 | 4,268 |
| Additional noninterest expense | $785,000 | 3,191 |
| Pre-tax net operating income | $1,145,000 | 3,470 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $389,000 | 2,660 |
| Income before extraordinary items | $756,000 | 3,872 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $756,000 | 3,875 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 4,807 |
| Cash dividends | $50,000 | 4,764 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $756,000 | 3,861 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,284,000 | 3,695 |
| Total interest expense | $919,000 | 3,478 |
| Net interest income | $1,365,000 | 3,809 |
| Provision for loan and lease losses | $75,000 | 2,394 |
| Total noninterest income | $272,000 | 3,283 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $147,000 | 2,635 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $125,000 | 3,308 |
| Total noninterest expense | $1,048,000 | 3,870 |
| Salaries and employee benefits | $548,000 | 4,012 |
| Premises and equipment expense | $124,000 | 4,331 |
| Additional noninterest expense | $376,000 | 3,284 |
| Pre-tax net operating income | $514,000 | 3,672 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $175,000 | 2,803 |
| Income before extraordinary items | $339,000 | 4,096 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $339,000 | 4,096 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 7,562 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $339,000 | 4,080 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $7,371,000 | 3,996 |
| Total interest expense | $2,626,000 | 3,687 |
| Net interest income | $4,745,000 | 4,113 |
| Provision for loan and lease losses | $698,000 | 1,428 |
| Total noninterest income | $999,000 | 3,570 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $626,000 | 2,570 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $373,000 | 3,894 |
| Total noninterest expense | $3,812,000 | 4,012 |
| Salaries and employee benefits | $1,989,000 | 4,139 |
| Premises and equipment expense | $494,000 | 4,218 |
| Additional noninterest expense | $1,329,000 | 3,555 |
| Pre-tax net operating income | $1,234,000 | 4,842 |
| Securities gains (losses) | $23,000 | 1,207 |
| Applicable income taxes | $421,000 | 3,627 |
| Income before extraordinary items | $836,000 | 5,244 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $836,000 | 5,246 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $844,000 | 777 |
| Cash dividends | $178,000 | 5,031 |
| Sale, conversion, retirement of capital stock, net | $250,000 | 621 |
| Net operating income | $820,590 | 5,264 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $5,215,000 | 4,111 |
| Total interest expense | $1,777,000 | 3,834 |
| Net interest income | $3,438,000 | 4,201 |
| Provision for loan and lease losses | $331,000 | 2,029 |
| Total noninterest income | $706,000 | 3,712 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $443,000 | 2,690 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $263,000 | 4,036 |
| Total noninterest expense | $2,845,000 | 3,995 |
| Salaries and employee benefits | $1,470,000 | 4,158 |
| Premises and equipment expense | $364,000 | 4,251 |
| Additional noninterest expense | $1,011,000 | 3,474 |
| Pre-tax net operating income | $968,000 | 4,854 |
| Securities gains (losses) | $23,000 | 1,178 |
| Applicable income taxes | $331,000 | 3,629 |
| Income before extraordinary items | $660,000 | 5,227 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $660,000 | 5,230 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 4,742 |
| Cash dividends | $178,000 | 4,196 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $644,590 | 5,249 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,345,000 | 4,164 |
| Total interest expense | $1,083,000 | 3,916 |
| Net interest income | $2,262,000 | 4,224 |
| Provision for loan and lease losses | $255,000 | 1,746 |
| Total noninterest income | $432,000 | 3,854 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $278,000 | 2,766 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $154,000 | 4,261 |
| Total noninterest expense | $1,878,000 | 4,008 |
| Salaries and employee benefits | $965,000 | 4,183 |
| Premises and equipment expense | $242,000 | 4,238 |
| Additional noninterest expense | $671,000 | 3,469 |
| Pre-tax net operating income | $561,000 | 5,179 |
| Securities gains (losses) | $23,000 | 1,061 |
| Applicable income taxes | $193,000 | 3,842 |
| Income before extraordinary items | $391,000 | 5,498 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $391,000 | 5,501 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 3,735 |
| Cash dividends | $113,000 | 4,160 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $375,590 | 5,558 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,607,000 | 4,265 |
| Total interest expense | $485,000 | 4,106 |
| Net interest income | $1,122,000 | 4,265 |
| Provision for loan and lease losses | $165,000 | 1,303 |
| Total noninterest income | $207,000 | 3,890 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $125,000 | 2,945 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $82,000 | 4,143 |
| Total noninterest expense | $939,000 | 4,034 |
| Salaries and employee benefits | $484,000 | 4,197 |
| Premises and equipment expense | $124,000 | 4,218 |
| Additional noninterest expense | $331,000 | 3,516 |
| Pre-tax net operating income | $225,000 | 5,694 |
| Securities gains (losses) | $27,000 | 702 |
| Applicable income taxes | $85,000 | 4,031 |
| Income before extraordinary items | $167,000 | 5,857 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $167,000 | 5,858 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 1,959 |
| Cash dividends | $53,000 | 3,387 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $149,180 | 6,076 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $5,981,000 | 4,278 |
| Total interest expense | $1,721,000 | 4,100 |
| Net interest income | $4,260,000 | 4,290 |
| Provision for loan and lease losses | $533,000 | 1,863 |
| Total noninterest income | $955,000 | 3,667 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $502,000 | 3,140 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $453,000 | 3,498 |
| Total noninterest expense | $3,285,000 | 4,387 |
| Salaries and employee benefits | $1,643,000 | 4,650 |
| Premises and equipment expense | $354,000 | 5,169 |
| Additional noninterest expense | $1,288,000 | 3,545 |
| Pre-tax net operating income | $1,397,000 | 4,431 |
| Securities gains (losses) | $73,000 | 1,468 |
| Applicable income taxes | $450,000 | 3,514 |
| Income before extraordinary items | $1,020,000 | 4,638 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,020,000 | 4,638 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $250,000 | 2,248 |
| Cash dividends | $170,000 | 5,056 |
| Sale, conversion, retirement of capital stock, net | $2,480,000 | 321 |
| Net operating income | $969,630 | 4,718 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $4,374,000 | 4,322 |
| Total interest expense | $1,269,000 | 4,107 |
| Net interest income | $3,105,000 | 4,369 |
| Provision for loan and lease losses | $325,000 | 2,112 |
| Total noninterest income | $738,000 | 3,607 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $374,000 | 3,168 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $364,000 | 3,366 |
| Total noninterest expense | $2,355,000 | 4,490 |
| Salaries and employee benefits | $1,147,000 | 4,827 |
| Premises and equipment expense | $253,000 | 5,299 |
| Additional noninterest expense | $955,000 | 3,555 |
| Pre-tax net operating income | $1,163,000 | 4,234 |
| Securities gains (losses) | $67,000 | 1,441 |
| Applicable income taxes | $467,000 | 3,024 |
| Income before extraordinary items | $763,000 | 4,744 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $763,000 | 4,744 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $246,000 | 1,636 |
| Cash dividends | $123,000 | 4,471 |
| Sale, conversion, retirement of capital stock, net | $2,480,000 | 232 |
| Net operating income | $720,120 | 4,795 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,838,000 | 4,419 |
| Total interest expense | $845,000 | 4,115 |
| Net interest income | $1,993,000 | 4,491 |
| Provision for loan and lease losses | $125,000 | 3,031 |
| Total noninterest income | $510,000 | 3,527 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $207,000 | 3,553 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $303,000 | 2,968 |
| Total noninterest expense | $1,510,000 | 4,643 |
| Salaries and employee benefits | $740,000 | 4,971 |
| Premises and equipment expense | $172,000 | 5,274 |
| Additional noninterest expense | $598,000 | 3,755 |
| Pre-tax net operating income | $868,000 | 3,898 |
| Securities gains (losses) | $69,000 | 1,259 |
| Applicable income taxes | $356,000 | 2,772 |
| Income before extraordinary items | $581,000 | 4,338 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $581,000 | 4,339 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 3,266 |
| Cash dividends | $80,000 | 4,361 |
| Sale, conversion, retirement of capital stock, net | $2,480,000 | 157 |
| Net operating income | $536,840 | 4,469 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,398,000 | 4,488 |
| Total interest expense | $426,000 | 4,140 |
| Net interest income | $972,000 | 4,570 |
| Provision for loan and lease losses | $30,000 | 4,060 |
| Total noninterest income | $320,000 | 2,974 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $108,000 | 3,400 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $212,000 | 2,379 |
| Total noninterest expense | $722,000 | 4,816 |
| Salaries and employee benefits | $361,000 | 5,076 |
| Premises and equipment expense | $91,000 | 5,132 |
| Additional noninterest expense | $270,000 | 4,069 |
| Pre-tax net operating income | $540,000 | 3,335 |
| Securities gains (losses) | $68,000 | 1,024 |
| Applicable income taxes | $231,000 | 2,321 |
| Income before extraordinary items | $377,000 | 3,672 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $377,000 | 3,671 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 4,263 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $333,480 | 3,852 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $4,881,000 | 4,972 |
| Total interest expense | $1,680,000 | 4,550 |
| Net interest income | $3,201,000 | 5,095 |
| Provision for loan and lease losses | $255,000 | 3,498 |
| Total noninterest income | $666,000 | 4,679 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $369,000 | 3,827 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $297,000 | 4,531 |
| Total noninterest expense | $2,945,000 | 4,659 |
| Salaries and employee benefits | $1,510,000 | 4,822 |
| Premises and equipment expense | $235,000 | 6,370 |
| Additional noninterest expense | $1,200,000 | 3,722 |
| Pre-tax net operating income | $667,000 | 6,106 |
| Securities gains (losses) | $256,000 | 1,156 |
| Applicable income taxes | $-215,000 | 9,018 |
| Income before extraordinary items | $1,138,000 | 4,272 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,138,000 | 4,273 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $57,000 | 4,908 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $882,000 | 4,820 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $3,551,000 | 5,144 |
| Total interest expense | $1,235,000 | 4,722 |
| Net interest income | $2,316,000 | 5,242 |
| Provision for loan and lease losses | $255,000 | 2,819 |
| Total noninterest income | $493,000 | 4,780 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $256,000 | 4,030 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $237,000 | 4,478 |
| Total noninterest expense | $2,126,000 | 4,780 |
| Salaries and employee benefits | $1,097,000 | 4,918 |
| Premises and equipment expense | $272,000 | 5,046 |
| Additional noninterest expense | $757,000 | 4,234 |
| Pre-tax net operating income | $428,000 | 6,596 |
| Securities gains (losses) | $256,000 | 1,066 |
| Applicable income taxes | $-306,000 | 9,149 |
| Income before extraordinary items | $990,000 | 4,006 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $990,000 | 4,006 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 4,784 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $734,000 | 4,664 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,310,000 | 5,264 |
| Total interest expense | $801,000 | 4,926 |
| Net interest income | $1,509,000 | 5,307 |
| Provision for loan and lease losses | $130,000 | 3,332 |
| Total noninterest income | $299,000 | 4,991 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $153,000 | 4,233 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $146,000 | 4,618 |
| Total noninterest expense | $1,384,000 | 4,853 |
| Salaries and employee benefits | $712,000 | 5,013 |
| Premises and equipment expense | $180,000 | 5,053 |
| Additional noninterest expense | $492,000 | 4,298 |
| Pre-tax net operating income | $294,000 | 6,536 |
| Securities gains (losses) | $258,000 | 898 |
| Applicable income taxes | $-355,000 | 9,206 |
| Income before extraordinary items | $907,000 | 3,192 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $907,000 | 3,192 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 4,336 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $649,000 | 3,888 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,135,000 | 5,322 |
| Total interest expense | $391,000 | 5,105 |
| Net interest income | $744,000 | 5,344 |
| Provision for loan and lease losses | $30,000 | 4,429 |
| Total noninterest income | $140,000 | 5,063 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $77,000 | 4,164 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $63,000 | 4,821 |
| Total noninterest expense | $665,000 | 4,982 |
| Salaries and employee benefits | $336,000 | 5,243 |
| Premises and equipment expense | $89,000 | 5,083 |
| Additional noninterest expense | $240,000 | 4,349 |
| Pre-tax net operating income | $189,000 | 5,975 |
| Securities gains (losses) | $160,000 | 755 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $349,000 | 3,808 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $349,000 | 3,806 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,386 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $189,000 | 5,266 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $4,514,000 | 5,515 |
| Total interest expense | $1,701,000 | 5,328 |
| Net interest income | $2,813,000 | 5,503 |
| Provision for loan and lease losses | $153,000 | 4,883 |
| Total noninterest income | $508,000 | 5,171 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $278,000 | 4,412 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $230,000 | 4,752 |
| Total noninterest expense | $2,444,000 | 5,157 |
| Salaries and employee benefits | $1,222,000 | 5,417 |
| Premises and equipment expense | $336,000 | 5,215 |
| Additional noninterest expense | $886,000 | 4,600 |
| Pre-tax net operating income | $724,000 | 6,001 |
| Securities gains (losses) | $41,000 | 2,579 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $765,000 | 5,323 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $765,000 | 5,322 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 7,185 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $724,000 | 5,324 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $4,100,000 | 6,272 |
| Total interest expense | $2,247,000 | 5,752 |
| Net interest income | $1,853,000 | 6,697 |
| Provision for loan and lease losses | $140,000 | 4,923 |
| Total noninterest income | $373,000 | 5,867 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $212,000 | 5,028 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $161,000 | 5,396 |
| Total noninterest expense | $2,062,000 | 5,619 |
| Salaries and employee benefits | $1,086,000 | 5,697 |
| Premises and equipment expense | $274,000 | 5,820 |
| Additional noninterest expense | $702,000 | 5,292 |
| Pre-tax net operating income | $24,000 | 8,635 |
| Securities gains (losses) | $20,000 | 3,157 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $44,000 | 8,642 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $44,000 | 8,641 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 5,560 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $24,000 | 8,625 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $2,742,000 | 7,667 |
| Total interest expense | $1,316,000 | 7,551 |
| Net interest income | $1,426,000 | 7,594 |
| Provision for loan and lease losses | $325,000 | 2,688 |
| Total noninterest income | $221,000 | 7,065 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $168,000 | 5,511 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $53,000 | 7,695 |
| Total noninterest expense | $1,954,000 | 5,760 |
| Salaries and employee benefits | $953,000 | 6,117 |
| Premises and equipment expense | $251,000 | 6,034 |
| Additional noninterest expense | $750,000 | 4,937 |
| Pre-tax net operating income | $-632,000 | 9,603 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $0 | 8,362 |
| Income before extraordinary items | $-632,000 | 9,630 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $-632,000 | 9,628 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $101,000 | 3,555 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $352,000 | 582 |
| Net operating income | $-632,000 | 9,628 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $791,000 | 9,780 |
| Total interest expense | $349,000 | 9,730 |
| Net interest income | $442,000 | 9,770 |
| Provision for loan and lease losses | $201,000 | 3,541 |
| Total noninterest income | $184,000 | 7,674 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $79,000 | 7,144 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $105,000 | 6,517 |
| Total noninterest expense | $2,038,000 | 5,624 |
| Salaries and employee benefits | $1,097,000 | 5,509 |
| Premises and equipment expense | $273,000 | 5,765 |
| Additional noninterest expense | $668,000 | 5,424 |
| Pre-tax net operating income | $-1,613,000 | 10,142 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $0 | 8,765 |
| Income before extraordinary items | $-1,613,000 | 10,143 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-1,613,000 | 10,143 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 7,765 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $8,954,000 | 99 |
| Net operating income | $-1,613,000 | 10,134 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.