Home > North Georgia National Bank > Income and Expense
North Georgia National Bank, Income and Expense
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,490,000 | 7,547 |
| Total interest expense | $1,549,000 | 7,057 |
| Net interest income | $1,941,000 | 7,857 |
| Provision for loan and lease losses | $132,000 | 4,966 |
| Total noninterest income | $223,000 | 8,807 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $179,000 | 6,392 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $44,000 | 10,462 |
| Total noninterest expense | $1,625,000 | 7,423 |
| Salaries and employee benefits | $799,000 | 7,328 |
| Premises and equipment expense | $0 | 13,260 |
| Additional noninterest expense | $826,000 | 5,774 |
| Pre-tax net operating income | $407,000 | 9,357 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $1,000 | 12,075 |
| Income before extraordinary items | $406,000 | 8,366 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $406,000 | 8,524 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 8,132 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $406,000 | 8,088 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,744,000 | 9,448 |
| Total interest expense | $1,364,000 | 8,981 |
| Net interest income | $1,380,000 | 9,701 |
| Provision for loan and lease losses | $127,000 | 6,563 |
| Total noninterest income | $120,000 | 11,191 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $111,000 | 8,186 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $9,000 | 13,414 |
| Total noninterest expense | $1,362,000 | 8,432 |
| Salaries and employee benefits | $691,000 | 8,055 |
| Premises and equipment expense | $255,000 | 6,685 |
| Additional noninterest expense | $416,000 | 9,383 |
| Pre-tax net operating income | $11,000 | 12,639 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $1,000 | 12,632 |
| Income before extraordinary items | $10,000 | 12,839 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $10,000 | 12,833 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 8,849 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $10,000 | 12,608 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.