Home > North Georgia Bank > Income and Expense
North Georgia Bank, Income and Expense
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $6,074,000 | 4,287 |
| Total interest expense | $4,160,000 | 1,927 |
| Net interest income | $1,914,000 | 6,315 |
| Provision for loan and lease losses | $4,645,000 | 1,211 |
| Total noninterest income | $371,000 | 5,080 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $109,000 | 5,373 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $262,000 | 4,173 |
| Total noninterest expense | $5,550,000 | 3,311 |
| Salaries and employee benefits | $1,893,000 | 4,392 |
| Premises and equipment expense | $542,000 | 3,983 |
| Additional noninterest expense | $3,115,000 | 2,222 |
| Pre-tax net operating income | $-7,910,000 | 7,281 |
| Securities gains (losses) | $317,000 | 1,214 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $-7,593,000 | 7,304 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-7,593,000 | 7,304 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-7,593,000 | 7,304 |
| Net charge-offs | $6,147,000 | 864 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $26,000 | 1,059 |
| Net operating income | $-7,910,000 | 7,299 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $4,743,000 | 4,243 |
| Total interest expense | $3,313,000 | 1,891 |
| Net interest income | $1,430,000 | 6,419 |
| Provision for loan and lease losses | $3,046,000 | 1,254 |
| Total noninterest income | $449,000 | 4,283 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $89,000 | 5,335 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $360,000 | 3,263 |
| Total noninterest expense | $3,952,000 | 3,456 |
| Salaries and employee benefits | $1,446,000 | 4,377 |
| Premises and equipment expense | $403,000 | 4,077 |
| Additional noninterest expense | $2,103,000 | 2,379 |
| Pre-tax net operating income | $-5,119,000 | 7,370 |
| Securities gains (losses) | $317,000 | 1,040 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $-4,802,000 | 7,408 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-4,802,000 | 7,407 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-4,802,000 | 7,408 |
| Net charge-offs | $3,784,000 | 949 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $19,000 | 998 |
| Net operating income | $-5,119,000 | 7,412 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $3,195,000 | 4,255 |
| Total interest expense | $2,331,000 | 1,866 |
| Net interest income | $864,000 | 6,621 |
| Provision for loan and lease losses | $1,926,000 | 1,310 |
| Total noninterest income | $380,000 | 3,738 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $55,000 | 5,455 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $325,000 | 2,732 |
| Total noninterest expense | $2,605,000 | 3,508 |
| Salaries and employee benefits | $935,000 | 4,472 |
| Premises and equipment expense | $272,000 | 4,063 |
| Additional noninterest expense | $1,398,000 | 2,391 |
| Pre-tax net operating income | $-3,287,000 | 7,419 |
| Securities gains (losses) | $146,000 | 1,149 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $-3,141,000 | 7,457 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-3,141,000 | 7,457 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-3,141,000 | 7,457 |
| Net charge-offs | $3,098,000 | 811 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $13,000 | 925 |
| Net operating income | $-3,287,000 | 7,461 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,646,000 | 4,249 |
| Total interest expense | $1,261,000 | 1,841 |
| Net interest income | $385,000 | 6,878 |
| Provision for loan and lease losses | $26,000 | 5,570 |
| Total noninterest income | $272,000 | 3,051 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $27,000 | 5,514 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $245,000 | 2,099 |
| Total noninterest expense | $1,188,000 | 3,789 |
| Salaries and employee benefits | $474,000 | 4,499 |
| Premises and equipment expense | $149,000 | 3,904 |
| Additional noninterest expense | $565,000 | 2,857 |
| Pre-tax net operating income | $-557,000 | 7,215 |
| Securities gains (losses) | $112,000 | 737 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $-445,000 | 7,217 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-445,000 | 7,219 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-445,000 | 7,218 |
| Net charge-offs | $314,000 | 1,989 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $6,000 | 885 |
| Net operating income | $-557,000 | 7,280 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $7,288,000 | 4,067 |
| Total interest expense | $6,189,000 | 1,880 |
| Net interest income | $1,099,000 | 7,343 |
| Provision for loan and lease losses | $4,267,000 | 1,602 |
| Total noninterest income | $441,000 | 4,955 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $136,000 | 5,303 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $305,000 | 3,954 |
| Total noninterest expense | $4,352,000 | 4,098 |
| Salaries and employee benefits | $1,831,000 | 4,626 |
| Premises and equipment expense | $567,000 | 4,041 |
| Additional noninterest expense | $1,954,000 | 3,371 |
| Pre-tax net operating income | $-7,079,000 | 7,355 |
| Securities gains (losses) | $148,000 | 1,802 |
| Applicable income taxes | $-1,868,000 | 7,501 |
| Income before extraordinary items | $-5,063,000 | 7,272 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-5,063,000 | 7,272 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-5,063,000 | 7,272 |
| Net charge-offs | $3,492,000 | 1,459 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $26,000 | 1,177 |
| Net operating income | $-5,171,040 | 7,297 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $5,735,000 | 4,006 |
| Total interest expense | $4,775,000 | 1,904 |
| Net interest income | $960,000 | 7,211 |
| Provision for loan and lease losses | $4,230,000 | 1,177 |
| Total noninterest income | $327,000 | 5,044 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $107,000 | 5,274 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $220,000 | 4,131 |
| Total noninterest expense | $3,299,000 | 4,078 |
| Salaries and employee benefits | $1,577,000 | 4,232 |
| Premises and equipment expense | $445,000 | 3,944 |
| Additional noninterest expense | $1,277,000 | 3,708 |
| Pre-tax net operating income | $-6,242,000 | 7,576 |
| Securities gains (losses) | $153,000 | 1,495 |
| Applicable income taxes | $-1,515,000 | 7,663 |
| Income before extraordinary items | $-4,574,000 | 7,540 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-4,574,000 | 7,540 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-4,574,000 | 7,540 |
| Net charge-offs | $2,134,000 | 1,447 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $20,000 | 1,089 |
| Net operating income | $-4,688,750 | 7,557 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $3,974,000 | 3,919 |
| Total interest expense | $3,236,000 | 1,960 |
| Net interest income | $738,000 | 7,007 |
| Provision for loan and lease losses | $4,223,000 | 856 |
| Total noninterest income | $244,000 | 4,855 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $68,000 | 5,343 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $176,000 | 3,856 |
| Total noninterest expense | $2,316,000 | 3,944 |
| Salaries and employee benefits | $1,115,000 | 4,090 |
| Premises and equipment expense | $306,000 | 3,874 |
| Additional noninterest expense | $895,000 | 3,568 |
| Pre-tax net operating income | $-5,557,000 | 7,766 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $-1,433,000 | 7,830 |
| Income before extraordinary items | $-4,124,000 | 7,741 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-4,124,000 | 7,740 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-4,124,000 | 7,740 |
| Net charge-offs | $1,752,000 | 1,225 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $13,000 | 1,065 |
| Net operating income | $-4,124,000 | 7,754 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,257,000 | 3,613 |
| Total interest expense | $1,582,000 | 2,075 |
| Net interest income | $675,000 | 5,682 |
| Provision for loan and lease losses | $200,000 | 2,838 |
| Total noninterest income | $123,000 | 4,822 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $34,000 | 5,303 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $89,000 | 3,833 |
| Total noninterest expense | $1,036,000 | 4,206 |
| Salaries and employee benefits | $577,000 | 4,020 |
| Premises and equipment expense | $161,000 | 3,778 |
| Additional noninterest expense | $298,000 | 4,431 |
| Pre-tax net operating income | $-438,000 | 7,251 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $-187,000 | 7,693 |
| Income before extraordinary items | $-251,000 | 7,116 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-251,000 | 7,116 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-251,000 | 7,117 |
| Net charge-offs | $64,000 | 3,311 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $7,000 | 938 |
| Net operating income | $-251,000 | 7,051 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $10,177,000 | 3,481 |
| Total interest expense | $5,983,000 | 2,523 |
| Net interest income | $4,194,000 | 4,438 |
| Provision for loan and lease losses | $3,910,000 | 1,187 |
| Total noninterest income | $271,000 | 5,994 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $179,000 | 4,994 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $92,000 | 6,036 |
| Total noninterest expense | $3,669,000 | 4,494 |
| Salaries and employee benefits | $2,068,000 | 4,344 |
| Premises and equipment expense | $472,000 | 4,621 |
| Additional noninterest expense | $1,129,000 | 4,475 |
| Pre-tax net operating income | $-3,114,000 | 7,611 |
| Securities gains (losses) | $22,000 | 2,114 |
| Applicable income taxes | $-1,239,000 | 7,778 |
| Income before extraordinary items | $-1,853,000 | 7,336 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-1,853,000 | 7,334 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,008,000 | 689 |
| Cash dividends | $300,000 | 4,048 |
| Sale, conversion, retirement of capital stock, net | $26,000 | 1,226 |
| Net operating income | $-1,867,080 | 7,441 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $8,007,000 | 3,422 |
| Total interest expense | $4,556,000 | 2,583 |
| Net interest income | $3,451,000 | 4,197 |
| Provision for loan and lease losses | $975,000 | 1,855 |
| Total noninterest income | $164,000 | 6,465 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $135,000 | 5,027 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $29,000 | 7,145 |
| Total noninterest expense | $2,678,000 | 4,559 |
| Salaries and employee benefits | $1,514,000 | 4,437 |
| Premises and equipment expense | $339,000 | 4,749 |
| Additional noninterest expense | $825,000 | 4,473 |
| Pre-tax net operating income | $-38,000 | 6,819 |
| Securities gains (losses) | $22,000 | 1,949 |
| Applicable income taxes | $-84,000 | 7,510 |
| Income before extraordinary items | $68,000 | 6,328 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $68,000 | 6,327 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $343,000 | 2,401 |
| Cash dividends | $300,000 | 3,371 |
| Sale, conversion, retirement of capital stock, net | $20,000 | 1,080 |
| Net operating income | $53,920 | 6,553 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $5,398,000 | 3,438 |
| Total interest expense | $3,054,000 | 2,670 |
| Net interest income | $2,344,000 | 4,140 |
| Provision for loan and lease losses | $455,000 | 2,010 |
| Total noninterest income | $52,000 | 7,448 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $87,000 | 5,107 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $-35,000 | 8,357 |
| Total noninterest expense | $1,950,000 | 4,321 |
| Salaries and employee benefits | $1,192,000 | 3,979 |
| Premises and equipment expense | $218,000 | 4,891 |
| Additional noninterest expense | $540,000 | 4,508 |
| Pre-tax net operating income | $-9,000 | 6,973 |
| Securities gains (losses) | $20,000 | 2,041 |
| Applicable income taxes | $-36,000 | 7,719 |
| Income before extraordinary items | $47,000 | 6,715 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $47,000 | 6,714 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $180,000 | 2,344 |
| Cash dividends | $300,000 | 2,935 |
| Sale, conversion, retirement of capital stock, net | $13,000 | 997 |
| Net operating income | $27,000 | 6,788 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,803,000 | 3,419 |
| Total interest expense | $1,572,000 | 2,760 |
| Net interest income | $1,231,000 | 4,030 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $-43,000 | 8,441 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $42,000 | 5,126 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $-85,000 | 8,452 |
| Total noninterest expense | $945,000 | 4,411 |
| Salaries and employee benefits | $583,000 | 4,059 |
| Premises and equipment expense | $111,000 | 4,858 |
| Additional noninterest expense | $251,000 | 4,675 |
| Pre-tax net operating income | $243,000 | 4,583 |
| Securities gains (losses) | $20,000 | 1,596 |
| Applicable income taxes | $74,000 | 3,138 |
| Income before extraordinary items | $189,000 | 4,775 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $189,000 | 4,779 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 4,076 |
| Cash dividends | $300,000 | 1,850 |
| Sale, conversion, retirement of capital stock, net | $7,000 | 866 |
| Net operating income | $174,600 | 4,847 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $12,309,000 | 3,216 |
| Total interest expense | $6,371,000 | 2,863 |
| Net interest income | $5,938,000 | 3,524 |
| Provision for loan and lease losses | $825,000 | 1,641 |
| Total noninterest income | $513,000 | 4,979 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $158,000 | 5,342 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $355,000 | 3,960 |
| Total noninterest expense | $3,533,000 | 4,486 |
| Salaries and employee benefits | $2,222,000 | 4,050 |
| Premises and equipment expense | $370,000 | 5,246 |
| Additional noninterest expense | $941,000 | 4,831 |
| Pre-tax net operating income | $2,093,000 | 3,218 |
| Securities gains (losses) | $-5,000 | 7,390 |
| Applicable income taxes | $693,000 | 2,321 |
| Income before extraordinary items | $1,395,000 | 3,592 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,395,000 | 3,591 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 6,400 |
| Cash dividends | $190,000 | 4,965 |
| Sale, conversion, retirement of capital stock, net | $20,000 | 1,183 |
| Net operating income | $1,398,350 | 3,576 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $9,235,000 | 3,221 |
| Total interest expense | $4,671,000 | 2,918 |
| Net interest income | $4,564,000 | 3,478 |
| Provision for loan and lease losses | $290,000 | 2,361 |
| Total noninterest income | $416,000 | 4,818 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $109,000 | 5,489 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $307,000 | 3,698 |
| Total noninterest expense | $2,606,000 | 4,513 |
| Salaries and employee benefits | $1,671,000 | 4,032 |
| Premises and equipment expense | $273,000 | 5,289 |
| Additional noninterest expense | $662,000 | 4,963 |
| Pre-tax net operating income | $2,084,000 | 2,756 |
| Securities gains (losses) | $-5,000 | 7,616 |
| Applicable income taxes | $712,000 | 2,056 |
| Income before extraordinary items | $1,367,000 | 3,162 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,367,000 | 3,161 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,809 |
| Cash dividends | $190,000 | 4,184 |
| Sale, conversion, retirement of capital stock, net | $14,000 | 1,051 |
| Net operating income | $1,370,300 | 3,144 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $6,007,000 | 3,288 |
| Total interest expense | $2,958,000 | 3,043 |
| Net interest income | $3,049,000 | 3,486 |
| Provision for loan and lease losses | $210,000 | 2,072 |
| Total noninterest income | $228,000 | 5,296 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $63,000 | 5,738 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $165,000 | 4,150 |
| Total noninterest expense | $1,682,000 | 4,641 |
| Salaries and employee benefits | $1,085,000 | 4,152 |
| Premises and equipment expense | $179,000 | 5,354 |
| Additional noninterest expense | $418,000 | 5,145 |
| Pre-tax net operating income | $1,385,000 | 2,816 |
| Securities gains (losses) | $-5,000 | 7,859 |
| Applicable income taxes | $478,000 | 2,131 |
| Income before extraordinary items | $902,000 | 3,239 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $902,000 | 3,238 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,139 |
| Cash dividends | $190,000 | 3,734 |
| Sale, conversion, retirement of capital stock, net | $7,000 | 989 |
| Net operating income | $905,250 | 3,214 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,897,000 | 3,378 |
| Total interest expense | $1,422,000 | 3,125 |
| Net interest income | $1,475,000 | 3,580 |
| Provision for loan and lease losses | $50,000 | 3,068 |
| Total noninterest income | $117,000 | 5,185 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $31,000 | 5,740 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $86,000 | 4,061 |
| Total noninterest expense | $780,000 | 4,879 |
| Salaries and employee benefits | $511,000 | 4,365 |
| Premises and equipment expense | $78,000 | 5,747 |
| Additional noninterest expense | $191,000 | 5,421 |
| Pre-tax net operating income | $762,000 | 2,642 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $262,000 | 2,026 |
| Income before extraordinary items | $500,000 | 3,029 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $500,000 | 3,029 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $190,000 | 2,522 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $500,000 | 3,009 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $10,694,000 | 3,405 |
| Total interest expense | $4,925,000 | 3,060 |
| Net interest income | $5,769,000 | 3,628 |
| Provision for loan and lease losses | $260,000 | 3,029 |
| Total noninterest income | $408,000 | 5,563 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $109,000 | 6,027 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $299,000 | 4,293 |
| Total noninterest expense | $2,840,000 | 5,068 |
| Salaries and employee benefits | $1,787,000 | 4,641 |
| Premises and equipment expense | $320,000 | 5,578 |
| Additional noninterest expense | $733,000 | 5,516 |
| Pre-tax net operating income | $3,077,000 | 2,726 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $1,077,000 | 2,092 |
| Income before extraordinary items | $2,000,000 | 3,108 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,000,000 | 3,107 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $25,000 | 5,822 |
| Sale, conversion, retirement of capital stock, net | $2,000 | 1,222 |
| Net operating income | $2,000,000 | 3,095 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $7,818,000 | 3,444 |
| Total interest expense | $3,502,000 | 3,108 |
| Net interest income | $4,316,000 | 3,654 |
| Provision for loan and lease losses | $120,000 | 3,815 |
| Total noninterest income | $256,000 | 5,961 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $81,000 | 6,109 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $175,000 | 4,816 |
| Total noninterest expense | $2,103,000 | 5,099 |
| Salaries and employee benefits | $1,341,000 | 4,610 |
| Premises and equipment expense | $237,000 | 5,629 |
| Additional noninterest expense | $525,000 | 5,627 |
| Pre-tax net operating income | $2,349,000 | 2,792 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $827,000 | 2,150 |
| Income before extraordinary items | $1,522,000 | 3,178 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,522,000 | 3,179 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,522,000 | 3,172 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $5,044,000 | 3,479 |
| Total interest expense | $2,240,000 | 3,108 |
| Net interest income | $2,804,000 | 3,729 |
| Provision for loan and lease losses | $50,000 | 4,407 |
| Total noninterest income | $167,000 | 6,025 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $51,000 | 6,216 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $116,000 | 4,813 |
| Total noninterest expense | $1,407,000 | 5,100 |
| Salaries and employee benefits | $895,000 | 4,630 |
| Premises and equipment expense | $154,000 | 5,708 |
| Additional noninterest expense | $358,000 | 5,543 |
| Pre-tax net operating income | $1,514,000 | 2,860 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $530,000 | 2,224 |
| Income before extraordinary items | $984,000 | 3,251 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $984,000 | 3,253 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $984,000 | 3,244 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,386,000 | 3,555 |
| Total interest expense | $1,092,000 | 3,038 |
| Net interest income | $1,294,000 | 3,950 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $69,000 | 6,367 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $25,000 | 6,215 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $44,000 | 5,355 |
| Total noninterest expense | $698,000 | 5,142 |
| Salaries and employee benefits | $431,000 | 4,781 |
| Premises and equipment expense | $80,000 | 5,635 |
| Additional noninterest expense | $187,000 | 5,392 |
| Pre-tax net operating income | $665,000 | 3,084 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $234,000 | 2,372 |
| Income before extraordinary items | $431,000 | 3,499 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $431,000 | 3,498 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $431,000 | 3,481 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $8,374,000 | 3,621 |
| Total interest expense | $3,266,000 | 3,107 |
| Net interest income | $5,108,000 | 3,893 |
| Provision for loan and lease losses | $410,000 | 2,236 |
| Total noninterest income | $428,000 | 5,582 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $113,000 | 6,094 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $315,000 | 4,229 |
| Total noninterest expense | $2,555,000 | 5,306 |
| Salaries and employee benefits | $1,538,000 | 4,965 |
| Premises and equipment expense | $315,000 | 5,589 |
| Additional noninterest expense | $702,000 | 5,580 |
| Pre-tax net operating income | $2,571,000 | 3,106 |
| Securities gains (losses) | $-2,000 | 7,064 |
| Applicable income taxes | $908,000 | 2,394 |
| Income before extraordinary items | $1,661,000 | 3,544 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,661,000 | 3,545 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-23,000 | 8,297 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,662,300 | 3,513 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $6,043,000 | 3,686 |
| Total interest expense | $2,261,000 | 3,179 |
| Net interest income | $3,782,000 | 3,918 |
| Provision for loan and lease losses | $285,000 | 2,280 |
| Total noninterest income | $337,000 | 5,510 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $85,000 | 6,137 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $252,000 | 4,119 |
| Total noninterest expense | $1,905,000 | 5,299 |
| Salaries and employee benefits | $1,151,000 | 4,951 |
| Premises and equipment expense | $236,000 | 5,595 |
| Additional noninterest expense | $518,000 | 5,602 |
| Pre-tax net operating income | $1,929,000 | 3,135 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $683,000 | 2,431 |
| Income before extraordinary items | $1,246,000 | 3,571 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,246,000 | 3,572 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-23,000 | 8,223 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,246,000 | 3,540 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,896,000 | 3,718 |
| Total interest expense | $1,385,000 | 3,257 |
| Net interest income | $2,511,000 | 3,912 |
| Provision for loan and lease losses | $185,000 | 2,275 |
| Total noninterest income | $188,000 | 5,870 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $51,000 | 6,276 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $137,000 | 4,512 |
| Total noninterest expense | $1,266,000 | 5,291 |
| Salaries and employee benefits | $758,000 | 4,984 |
| Premises and equipment expense | $157,000 | 5,574 |
| Additional noninterest expense | $351,000 | 5,514 |
| Pre-tax net operating income | $1,248,000 | 3,151 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $440,000 | 2,453 |
| Income before extraordinary items | $808,000 | 3,618 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $808,000 | 3,620 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-23,000 | 8,208 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $808,000 | 3,571 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,673,000 | 4,137 |
| Total interest expense | $629,000 | 3,389 |
| Net interest income | $1,044,000 | 4,481 |
| Provision for loan and lease losses | $80,000 | 2,398 |
| Total noninterest income | $118,000 | 5,312 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $25,000 | 6,268 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $93,000 | 3,882 |
| Total noninterest expense | $618,000 | 5,420 |
| Salaries and employee benefits | $369,000 | 5,106 |
| Premises and equipment expense | $81,000 | 5,528 |
| Additional noninterest expense | $168,000 | 5,629 |
| Pre-tax net operating income | $464,000 | 3,875 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $162,000 | 2,970 |
| Income before extraordinary items | $302,000 | 4,363 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $302,000 | 4,364 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $302,000 | 4,320 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $6,078,000 | 4,224 |
| Total interest expense | $2,020,000 | 3,623 |
| Net interest income | $4,058,000 | 4,432 |
| Provision for loan and lease losses | $440,000 | 2,189 |
| Total noninterest income | $221,000 | 6,985 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $118,000 | 6,202 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $103,000 | 6,364 |
| Total noninterest expense | $1,821,000 | 6,331 |
| Salaries and employee benefits | $989,000 | 6,304 |
| Premises and equipment expense | $260,000 | 6,086 |
| Additional noninterest expense | $572,000 | 6,141 |
| Pre-tax net operating income | $2,018,000 | 3,477 |
| Securities gains (losses) | $7,000 | 3,010 |
| Applicable income taxes | $720,000 | 2,712 |
| Income before extraordinary items | $1,305,000 | 3,974 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,305,000 | 3,976 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $94,000 | 3,728 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,300,520 | 3,923 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $4,372,000 | 4,324 |
| Total interest expense | $1,441,000 | 3,731 |
| Net interest income | $2,931,000 | 4,553 |
| Provision for loan and lease losses | $360,000 | 1,934 |
| Total noninterest income | $166,000 | 7,015 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $94,000 | 6,151 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $72,000 | 6,503 |
| Total noninterest expense | $1,331,000 | 6,373 |
| Salaries and employee benefits | $720,000 | 6,385 |
| Premises and equipment expense | $195,000 | 6,068 |
| Additional noninterest expense | $416,000 | 6,197 |
| Pre-tax net operating income | $1,406,000 | 3,738 |
| Securities gains (losses) | $7,000 | 2,893 |
| Applicable income taxes | $497,000 | 2,914 |
| Income before extraordinary items | $916,000 | 4,222 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $916,000 | 4,223 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $83,000 | 3,087 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $911,450 | 4,162 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,873,000 | 4,374 |
| Total interest expense | $932,000 | 3,815 |
| Net interest income | $1,941,000 | 4,567 |
| Provision for loan and lease losses | $250,000 | 1,820 |
| Total noninterest income | $111,000 | 7,053 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $65,000 | 6,112 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $46,000 | 6,590 |
| Total noninterest expense | $860,000 | 6,513 |
| Salaries and employee benefits | $467,000 | 6,516 |
| Premises and equipment expense | $127,000 | 6,167 |
| Additional noninterest expense | $266,000 | 6,335 |
| Pre-tax net operating income | $942,000 | 3,672 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $333,000 | 2,887 |
| Income before extraordinary items | $609,000 | 4,214 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $609,000 | 4,215 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 3,302 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $609,000 | 4,124 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,465,000 | 4,343 |
| Total interest expense | $458,000 | 3,916 |
| Net interest income | $1,007,000 | 4,450 |
| Provision for loan and lease losses | $135,000 | 1,665 |
| Total noninterest income | $52,000 | 7,147 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $30,000 | 6,194 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $22,000 | 6,653 |
| Total noninterest expense | $420,000 | 6,618 |
| Salaries and employee benefits | $234,000 | 6,545 |
| Premises and equipment expense | $66,000 | 6,063 |
| Additional noninterest expense | $120,000 | 6,670 |
| Pre-tax net operating income | $504,000 | 3,503 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $179,000 | 2,770 |
| Income before extraordinary items | $325,000 | 4,054 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $325,000 | 4,053 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 2,516 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $325,000 | 3,911 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $4,931,000 | 4,937 |
| Total interest expense | $1,851,000 | 4,266 |
| Net interest income | $3,080,000 | 5,225 |
| Provision for loan and lease losses | $457,000 | 2,320 |
| Total noninterest income | $203,000 | 7,325 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $109,000 | 6,421 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $94,000 | 6,634 |
| Total noninterest expense | $1,482,000 | 6,917 |
| Salaries and employee benefits | $808,000 | 6,890 |
| Premises and equipment expense | $222,000 | 6,520 |
| Additional noninterest expense | $452,000 | 6,836 |
| Pre-tax net operating income | $1,344,000 | 4,399 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $460,000 | 3,530 |
| Income before extraordinary items | $884,000 | 4,980 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $884,000 | 4,980 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 6,281 |
| Cash dividends | $40,000 | 5,989 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $884,000 | 4,811 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $3,562,000 | 5,138 |
| Total interest expense | $1,374,000 | 4,424 |
| Net interest income | $2,188,000 | 5,411 |
| Provision for loan and lease losses | $342,000 | 2,294 |
| Total noninterest income | $142,000 | 7,487 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $76,000 | 6,587 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $66,000 | 6,799 |
| Total noninterest expense | $1,074,000 | 7,016 |
| Salaries and employee benefits | $592,000 | 6,951 |
| Premises and equipment expense | $157,000 | 6,673 |
| Additional noninterest expense | $325,000 | 6,929 |
| Pre-tax net operating income | $914,000 | 4,791 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $313,000 | 3,838 |
| Income before extraordinary items | $601,000 | 5,389 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $601,000 | 5,389 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 5,102 |
| Cash dividends | $40,000 | 5,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $601,000 | 5,209 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,322,000 | 5,242 |
| Total interest expense | $923,000 | 4,509 |
| Net interest income | $1,399,000 | 5,559 |
| Provision for loan and lease losses | $197,000 | 2,550 |
| Total noninterest income | $90,000 | 7,570 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $47,000 | 6,687 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $43,000 | 6,830 |
| Total noninterest expense | $703,000 | 7,074 |
| Salaries and employee benefits | $391,000 | 7,001 |
| Premises and equipment expense | $102,000 | 6,719 |
| Additional noninterest expense | $210,000 | 7,008 |
| Pre-tax net operating income | $589,000 | 4,885 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $205,000 | 3,917 |
| Income before extraordinary items | $384,000 | 5,517 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $384,000 | 5,517 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 6,160 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $384,000 | 5,306 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,101,000 | 5,442 |
| Total interest expense | $455,000 | 4,633 |
| Net interest income | $646,000 | 5,807 |
| Provision for loan and lease losses | $102,000 | 2,339 |
| Total noninterest income | $44,000 | 7,584 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $23,000 | 6,666 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $21,000 | 6,840 |
| Total noninterest expense | $343,000 | 7,177 |
| Salaries and employee benefits | $196,000 | 7,027 |
| Premises and equipment expense | $49,000 | 6,835 |
| Additional noninterest expense | $98,000 | 7,195 |
| Pre-tax net operating income | $245,000 | 5,336 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $83,000 | 4,283 |
| Income before extraordinary items | $162,000 | 5,837 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $162,000 | 5,836 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $162,000 | 5,635 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $3,757,000 | 6,109 |
| Total interest expense | $1,473,000 | 5,781 |
| Net interest income | $2,284,000 | 6,200 |
| Provision for loan and lease losses | $299,000 | 3,482 |
| Total noninterest income | $137,000 | 7,983 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $111,000 | 6,388 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $26,000 | 8,334 |
| Total noninterest expense | $1,212,000 | 7,443 |
| Salaries and employee benefits | $676,000 | 7,377 |
| Premises and equipment expense | $179,000 | 7,044 |
| Additional noninterest expense | $357,000 | 7,428 |
| Pre-tax net operating income | $910,000 | 5,448 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $203,000 | 5,094 |
| Income before extraordinary items | $707,000 | 5,535 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $707,000 | 5,534 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,632 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $707,000 | 5,394 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $2,291,000 | 7,957 |
| Total interest expense | $1,055,000 | 7,914 |
| Net interest income | $1,236,000 | 7,814 |
| Provision for loan and lease losses | $199,000 | 4,164 |
| Total noninterest income | $79,000 | 8,792 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $62,000 | 7,358 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $17,000 | 8,847 |
| Total noninterest expense | $908,000 | 8,192 |
| Salaries and employee benefits | $466,000 | 8,328 |
| Premises and equipment expense | $175,000 | 7,142 |
| Additional noninterest expense | $267,000 | 8,100 |
| Pre-tax net operating income | $208,000 | 7,834 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $208,000 | 7,670 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $208,000 | 7,672 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,777 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $208,000 | 7,552 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $856,000 | 9,503 |
| Total interest expense | $301,000 | 9,539 |
| Net interest income | $555,000 | 9,358 |
| Provision for loan and lease losses | $185,000 | 3,897 |
| Total noninterest income | $12,000 | 9,732 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $8,000 | 8,450 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,000 | 9,680 |
| Total noninterest expense | $959,000 | 8,129 |
| Salaries and employee benefits | $478,000 | 8,355 |
| Premises and equipment expense | $192,000 | 6,890 |
| Additional noninterest expense | $289,000 | 8,026 |
| Pre-tax net operating income | $-577,000 | 9,577 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $0 | 8,362 |
| Income before extraordinary items | $-577,000 | 9,609 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $-577,000 | 9,608 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,622 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $5,359,000 | 193 |
| Net operating income | $-577,000 | 9,608 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.