Home > North Georgia Bank > Assets and Liabilities
North Georgia Bank, Assets and Liabilities
| 2010-12-31 | Rank | |
| # of Employees: | 27 | 4,723 |
| Assets and Liabilities | ||
| Total Assets: | $153,172,000 | 3,855 |
| Cash and due from depository institutions | $14,159,000 | 4,723 |
| Interest-bearing balances | $1,767,000 | 5,086 |
| Securities | $18,710,000 | 4,559 |
| Federal funds sold & reverse repurchase agreements | $4,100,000 | 1,685 |
| Net loans & leases | $97,927,000 | 3,786 |
| Loan loss allowance | $1,161,000 | 4,400 |
| Trading account assets | $0 | 207 |
| Bank premises and fixed assets | $2,079,000 | 4,143 |
| Other real estate owned | $12,773,000 | 4,723 |
| Goodwill and other intangibles | $0 | 3,026 |
| All other assets | $3,424,000 | 4,028 |
| Life insurance assets | $1,380,000 | 2,646 |
| Total liabilities and capital | $153,172,000 | 3,855 |
| Total liabilities | $152,632,000 | 3,566 |
| Total deposits | $139,672,000 | 3,624 |
| Interest-bearing deposits | $135,999,000 | 3,234 |
| Deposits held in domestic offices | $139,672,000 | 3,622 |
| % insured | 98.81% | 441 |
| Federal funds purchased & repurchase agreements | $0 | 2,549 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $12,654,000 | 1,995 |
| Subordinated debt | $0 | 220 |
| All other liabilities | $306,000 | 5,502 |
| Total equity capital | $540,000 | 7,644 |
| Total bank equity capital | $540,000 | 7,644 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $2,683,000 | 1,460 |
| Surplus | $9,418,000 | 2,770 |
| Undivided profits | $-11,561,000 | 7,313 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 190 |
| Memoranda | ||
| Noncurrent loans and leases | $28,532,000 | 626 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $557,000 | 4,699 |
| Earning assets | $122,504,000 | 4,202 |
| Long-term assets (5+ years) | $21,368,000 | 4,110 |
| Average Assets, year-to-date | $167,974,200 | 3,576 |
| Average Assets, quarterly | $159,752,000 | 3,734 |
| Volatile liabilities | $41,788,000 | 2,930 |
| Insider loans | $1,776,000 | 3,052 |
| FHLB advances | $12,654,000 | 1,895 |
| Loans and leases held for sale | $107,000 | 1,858 |
| Unused loan commitments | $3,436,000 | 5,738 |
| Tier 1 (core) risk-based capital | $879,000 | 7,622 |
| Tier 2 risk-based capital | $879,000 | 4,477 |
| Total risk weighted assets | $105,805,000 | 3,760 |
| Total unused commitments | $3,436,000 | 5,739 |
| Derivatives | $0 | 1,176 |
| 2010-09-30 | Rank | |
| # of Employees: | 27 | 4,788 |
| Assets and Liabilities | ||
| Total Assets: | $166,332,000 | 3,679 |
| Cash and due from depository institutions | $17,788,000 | 4,788 |
| Interest-bearing balances | $2,788,000 | 4,580 |
| Securities | $20,005,000 | 4,360 |
| Federal funds sold & reverse repurchase agreements | $3,715,000 | 1,877 |
| Net loans & leases | $110,541,000 | 3,548 |
| Loan loss allowance | $1,925,000 | 3,280 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $2,127,000 | 4,152 |
| Other real estate owned | $8,834,000 | 4,788 |
| Goodwill and other intangibles | $0 | 3,048 |
| All other assets | $3,322,000 | 4,189 |
| Life insurance assets | $1,367,000 | 2,650 |
| Total liabilities and capital | $166,332,000 | 3,679 |
| Total liabilities | $162,520,000 | 3,411 |
| Total deposits | $146,282,000 | 3,507 |
| Interest-bearing deposits | $141,990,000 | 3,167 |
| Deposits held in domestic offices | $146,282,000 | 3,505 |
| % insured | 98.87% | 306 |
| Federal funds purchased & repurchase agreements | $0 | 2,564 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $15,712,000 | 1,860 |
| Subordinated debt | $0 | 233 |
| All other liabilities | $526,000 | 4,916 |
| Total equity capital | $3,812,000 | 7,141 |
| Total bank equity capital | $3,812,000 | 7,141 |
| Perpetual preferred stock | $0 | 229 |
| Common stock | $2,683,000 | 1,483 |
| Surplus | $9,411,000 | 2,775 |
| Undivided profits | $-8,282,000 | 7,348 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 194 |
| Memoranda | ||
| Noncurrent loans and leases | $33,207,000 | 551 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $592,000 | 4,775 |
| Earning assets | $137,049,000 | 3,957 |
| Long-term assets (5+ years) | $22,861,000 | 3,932 |
| Average Assets, year-to-date | $171,674,750 | 3,544 |
| Average Assets, quarterly | $165,945,000 | 3,673 |
| Volatile liabilities | $42,439,000 | 2,988 |
| Insider loans | $1,783,000 | 3,097 |
| FHLB advances | $15,712,000 | 1,753 |
| Loans and leases held for sale | $1,113,000 | 1,214 |
| Unused loan commitments | $3,808,000 | 5,710 |
| Tier 1 (core) risk-based capital | $3,663,000 | 7,116 |
| Tier 2 risk-based capital | $1,426,000 | 3,364 |
| Total risk weighted assets | $113,521,000 | 3,628 |
| Total unused commitments | $3,808,000 | 5,713 |
| Derivatives | $0 | 1,218 |
| 2010-06-30 | Rank | |
| # of Employees: | 28 | 4,711 |
| Assets and Liabilities | ||
| Total Assets: | $165,558,000 | 3,705 |
| Cash and due from depository institutions | $10,935,000 | 4,711 |
| Interest-bearing balances | $2,791,000 | 4,480 |
| Securities | $24,544,000 | 3,929 |
| Federal funds sold & reverse repurchase agreements | $3,975,000 | 1,827 |
| Net loans & leases | $113,730,000 | 3,513 |
| Loan loss allowance | $1,491,000 | 3,861 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $2,174,000 | 4,143 |
| Other real estate owned | $6,725,000 | 4,711 |
| Goodwill and other intangibles | $0 | 3,062 |
| All other assets | $3,475,000 | 4,091 |
| Life insurance assets | $1,354,000 | 2,663 |
| Total liabilities and capital | $165,558,000 | 3,705 |
| Total liabilities | $160,149,000 | 3,467 |
| Total deposits | $143,826,000 | 3,554 |
| Interest-bearing deposits | $139,652,000 | 3,227 |
| Deposits held in domestic offices | $143,826,000 | 3,553 |
| % insured | 90.70% | 3,365 |
| Federal funds purchased & repurchase agreements | $0 | 2,594 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $15,776,000 | 1,918 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $547,000 | 4,684 |
| Total equity capital | $5,409,000 | 6,659 |
| Total bank equity capital | $5,409,000 | 6,659 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $2,683,000 | 1,500 |
| Surplus | $9,405,000 | 2,781 |
| Undivided profits | $-6,679,000 | 7,349 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 198 |
| Memoranda | ||
| Noncurrent loans and leases | $30,564,000 | 594 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,233 |
| Income earned, not collected on loans | $644,000 | 4,478 |
| Earning assets | $145,040,000 | 3,804 |
| Long-term assets (5+ years) | $26,571,000 | 3,671 |
| Average Assets, year-to-date | $173,455,670 | 3,543 |
| Average Assets, quarterly | $169,596,500 | 3,619 |
| Volatile liabilities | $46,316,000 | 2,824 |
| Insider loans | $1,788,000 | 3,145 |
| FHLB advances | $15,776,000 | 1,822 |
| Loans and leases held for sale | $293,000 | 1,510 |
| Unused loan commitments | $4,277,000 | 5,613 |
| Tier 1 (core) risk-based capital | $5,318,000 | 6,585 |
| Tier 2 risk-based capital | $1,445,000 | 3,340 |
| Total risk weighted assets | $115,520,000 | 3,603 |
| Total unused commitments | $4,277,000 | 5,615 |
| Derivatives | $0 | 1,168 |
| 2010-03-31 | Rank | |
| # of Employees: | 27 | 4,868 |
| Assets and Liabilities | ||
| Total Assets: | $173,635,000 | 3,613 |
| Cash and due from depository institutions | $14,046,000 | 4,868 |
| Interest-bearing balances | $9,094,000 | 2,793 |
| Securities | $23,604,000 | 4,046 |
| Federal funds sold & reverse repurchase agreements | $3,685,000 | 2,154 |
| Net loans & leases | $120,072,000 | 3,420 |
| Loan loss allowance | $2,375,000 | 2,888 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $2,221,000 | 4,174 |
| Other real estate owned | $3,893,000 | 4,868 |
| Goodwill and other intangibles | $0 | 3,074 |
| All other assets | $6,114,000 | 2,961 |
| Life insurance assets | $1,343,000 | 2,681 |
| Total liabilities and capital | $173,635,000 | 3,613 |
| Total liabilities | $165,835,000 | 3,429 |
| Total deposits | $143,267,000 | 3,624 |
| Interest-bearing deposits | $138,893,000 | 3,298 |
| Deposits held in domestic offices | $143,267,000 | 3,622 |
| % insured | 89.33% | 3,941 |
| Federal funds purchased & repurchase agreements | $0 | 2,570 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $22,054,000 | 1,610 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $514,000 | 4,799 |
| Total equity capital | $7,800,000 | 5,927 |
| Total bank equity capital | $7,800,000 | 5,926 |
| Perpetual preferred stock | $0 | 220 |
| Common stock | $2,683,000 | 1,532 |
| Surplus | $9,398,000 | 2,816 |
| Undivided profits | $-4,281,000 | 7,229 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 204 |
| Memoranda | ||
| Noncurrent loans and leases | $38,629,000 | 519 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,219 |
| Income earned, not collected on loans | $803,000 | 3,911 |
| Earning assets | $156,455,000 | 3,655 |
| Long-term assets (5+ years) | $25,900,000 | 3,707 |
| Average Assets, year-to-date | $177,404,500 | 3,535 |
| Average Assets, quarterly | $177,404,500 | 3,535 |
| Volatile liabilities | $43,936,000 | 3,015 |
| Insider loans | $1,787,000 | 3,212 |
| FHLB advances | $22,054,000 | 1,526 |
| Loans and leases held for sale | $387,000 | 1,328 |
| Unused loan commitments | $4,074,000 | 5,823 |
| Tier 1 (core) risk-based capital | $8,007,000 | 5,733 |
| Tier 2 risk-based capital | $1,438,000 | 3,375 |
| Total risk weighted assets | $120,819,000 | 3,546 |
| Total unused commitments | $4,074,000 | 5,826 |
| Derivatives | $0 | 1,155 |
| 2009-12-31 | Rank | |
| # of Employees: | 27 | 4,916 |
| Assets and Liabilities | ||
| Total Assets: | $181,174,000 | 3,502 |
| Cash and due from depository institutions | $16,008,000 | 4,916 |
| Interest-bearing balances | $6,539,000 | 2,930 |
| Securities | $23,806,000 | 3,998 |
| Federal funds sold & reverse repurchase agreements | $3,510,000 | 2,112 |
| Net loans & leases | $124,263,000 | 3,376 |
| Loan loss allowance | $2,663,000 | 2,631 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $2,269,000 | 4,185 |
| Other real estate owned | $5,132,000 | 4,916 |
| Goodwill and other intangibles | $0 | 3,096 |
| All other assets | $6,186,000 | 2,989 |
| Life insurance assets | $1,330,000 | 2,685 |
| Total liabilities and capital | $181,174,000 | 3,502 |
| Total liabilities | $172,930,000 | 3,337 |
| Total deposits | $150,270,000 | 3,485 |
| Interest-bearing deposits | $146,119,000 | 3,144 |
| Deposits held in domestic offices | $150,270,000 | 3,484 |
| % insured | 87.29% | 4,639 |
| Federal funds purchased & repurchase agreements | $0 | 2,785 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $22,120,000 | 1,712 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $540,000 | 4,724 |
| Total equity capital | $8,244,000 | 5,778 |
| Total bank equity capital | $8,244,000 | 5,777 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $2,683,000 | 1,560 |
| Surplus | $9,391,000 | 2,818 |
| Undivided profits | $-3,830,000 | 7,239 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $35,735,000 | 541 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,191 |
| Income earned, not collected on loans | $878,000 | 3,769 |
| Earning assets | $158,118,000 | 3,617 |
| Long-term assets (5+ years) | $26,420,000 | 3,634 |
| Average Assets, year-to-date | $186,512,600 | 3,330 |
| Average Assets, quarterly | $182,476,000 | 3,449 |
| Volatile liabilities | $40,573,000 | 3,221 |
| Insider loans | $1,792,000 | 3,257 |
| FHLB advances | $22,120,000 | 1,616 |
| Loans and leases held for sale | $809,000 | 1,089 |
| Unused loan commitments | $4,996,000 | 5,486 |
| Tier 1 (core) risk-based capital | $8,446,000 | 5,600 |
| Tier 2 risk-based capital | $1,576,000 | 3,184 |
| Total risk weighted assets | $126,374,000 | 3,483 |
| Total unused commitments | $4,996,000 | 5,488 |
| Derivatives | $0 | 1,139 |
| 2009-09-30 | Rank | |
| # of Employees: | 26 | 5,053 |
| Assets and Liabilities | ||
| Total Assets: | $183,778,000 | 3,457 |
| Cash and due from depository institutions | $14,763,000 | 5,053 |
| Interest-bearing balances | $6,688,000 | 2,627 |
| Securities | $24,614,000 | 3,948 |
| Federal funds sold & reverse repurchase agreements | $3,310,000 | 2,299 |
| Net loans & leases | $129,984,000 | 3,283 |
| Loan loss allowance | $3,984,000 | 1,865 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $2,323,000 | 4,158 |
| Other real estate owned | $3,188,000 | 5,053 |
| Goodwill and other intangibles | $0 | 3,142 |
| All other assets | $5,596,000 | 2,888 |
| Life insurance assets | $1,317,000 | 2,692 |
| Total liabilities and capital | $183,778,000 | 3,457 |
| Total liabilities | $174,849,000 | 3,315 |
| Total deposits | $151,800,000 | 3,424 |
| Interest-bearing deposits | $147,351,000 | 3,120 |
| Deposits held in domestic offices | $151,800,000 | 3,423 |
| % insured | 85.89% | 5,254 |
| Federal funds purchased & repurchase agreements | $0 | 2,868 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $22,187,000 | 1,788 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $862,000 | 4,105 |
| Total equity capital | $8,929,000 | 5,701 |
| Total bank equity capital | $8,929,000 | 5,700 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $2,683,000 | 1,583 |
| Surplus | $9,385,000 | 2,816 |
| Undivided profits | $-3,139,000 | 7,354 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $31,782,000 | 593 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,174 |
| Income earned, not collected on loans | $1,018,000 | 3,530 |
| Earning assets | $164,596,000 | 3,511 |
| Long-term assets (5+ years) | $26,168,000 | 3,640 |
| Average Assets, year-to-date | $187,847,250 | 3,337 |
| Average Assets, quarterly | $188,235,500 | 3,367 |
| Volatile liabilities | $36,468,000 | 3,516 |
| Insider loans | $2,049,000 | 3,035 |
| FHLB advances | $22,187,000 | 1,689 |
| Loans and leases held for sale | $135,000 | 1,653 |
| Unused loan commitments | $6,082,000 | 5,255 |
| Tier 1 (core) risk-based capital | $8,001,000 | 5,838 |
| Tier 2 risk-based capital | $1,660,000 | 3,065 |
| Total risk weighted assets | $130,462,000 | 3,429 |
| Total unused commitments | $6,082,000 | 5,256 |
| Derivatives | $0 | 1,183 |
| 2009-06-30 | Rank | |
| # of Employees: | 28 | 4,888 |
| Assets and Liabilities | ||
| Total Assets: | $192,693,000 | 3,337 |
| Cash and due from depository institutions | $10,194,000 | 4,888 |
| Interest-bearing balances | $6,831,000 | 2,302 |
| Securities | $24,881,000 | 3,880 |
| Federal funds sold & reverse repurchase agreements | $12,885,000 | 783 |
| Net loans & leases | $134,483,000 | 3,219 |
| Loan loss allowance | $4,359,000 | 1,683 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $2,378,000 | 4,146 |
| Other real estate owned | $2,179,000 | 4,888 |
| Goodwill and other intangibles | $0 | 3,161 |
| All other assets | $5,693,000 | 2,874 |
| Life insurance assets | $1,305,000 | 2,716 |
| Total liabilities and capital | $192,693,000 | 3,337 |
| Total liabilities | $183,515,000 | 3,208 |
| Total deposits | $160,379,000 | 3,296 |
| Interest-bearing deposits | $155,403,000 | 2,990 |
| Deposits held in domestic offices | $160,379,000 | 3,294 |
| % insured | 82.62% | 2,935 |
| Federal funds purchased & repurchase agreements | $0 | 2,922 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $22,253,000 | 1,889 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $883,000 | 4,084 |
| Total equity capital | $9,178,000 | 5,613 |
| Total bank equity capital | $9,178,000 | 5,611 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $2,683,000 | 1,607 |
| Surplus | $9,378,000 | 2,819 |
| Undivided profits | $-2,883,000 | 7,442 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $28,702,000 | 617 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $1,086,000 | 3,186 |
| Earning assets | $179,080,000 | 3,308 |
| Long-term assets (5+ years) | $26,068,000 | 3,627 |
| Average Assets, year-to-date | $189,203,670 | 3,346 |
| Average Assets, quarterly | $194,555,000 | 3,315 |
| Volatile liabilities | $35,816,000 | 3,551 |
| Insider loans | $2,130,000 | 3,012 |
| FHLB advances | $22,253,000 | 1,782 |
| Loans and leases held for sale | $210,000 | 1,762 |
| Unused loan commitments | $6,653,000 | 5,206 |
| Tier 1 (core) risk-based capital | $8,527,000 | 5,707 |
| Tier 2 risk-based capital | $1,764,000 | 2,900 |
| Total risk weighted assets | $140,284,000 | 3,253 |
| Total unused commitments | $6,653,000 | 5,210 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 30 | 4,715 |
| Assets and Liabilities | ||
| Total Assets: | $196,417,000 | 3,302 |
| Cash and due from depository institutions | $13,701,000 | 4,715 |
| Interest-bearing balances | $3,414,000 | 3,029 |
| Securities | $23,505,000 | 4,038 |
| Federal funds sold & reverse repurchase agreements | $7,780,000 | 1,574 |
| Net loans & leases | $140,263,000 | 3,136 |
| Loan loss allowance | $2,024,000 | 2,951 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $2,398,000 | 4,159 |
| Other real estate owned | $1,354,000 | 4,715 |
| Goodwill and other intangibles | $0 | 3,204 |
| All other assets | $7,416,000 | 2,378 |
| Life insurance assets | $1,292,000 | 2,736 |
| Total liabilities and capital | $196,417,000 | 3,302 |
| Total liabilities | $183,348,000 | 3,219 |
| Total deposits | $160,179,000 | 3,312 |
| Interest-bearing deposits | $154,921,000 | 2,983 |
| Deposits held in domestic offices | $160,179,000 | 3,310 |
| % insured | 81.54% | 3,341 |
| Federal funds purchased & repurchase agreements | $0 | 2,904 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $22,318,000 | 1,921 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $851,000 | 4,075 |
| Total equity capital | $13,069,000 | 4,569 |
| Total bank equity capital | $13,069,000 | 4,568 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $2,683,000 | 1,620 |
| Surplus | $9,372,000 | 2,804 |
| Undivided profits | $1,014,000 | 6,346 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $16,262,000 | 872 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $1,514,000 | 2,367 |
| Earning assets | $174,962,000 | 3,369 |
| Long-term assets (5+ years) | $25,652,000 | 3,605 |
| Average Assets, year-to-date | $187,459,000 | 3,392 |
| Average Assets, quarterly | $187,459,000 | 3,392 |
| Volatile liabilities | $24,355,000 | 4,494 |
| Insider loans | $2,192,000 | 2,959 |
| FHLB advances | $22,318,000 | 1,816 |
| Loans and leases held for sale | $894,000 | 1,153 |
| Unused loan commitments | $11,989,000 | 4,091 |
| Tier 1 (core) risk-based capital | $13,239,000 | 4,396 |
| Tier 2 risk-based capital | $1,841,000 | 2,794 |
| Total risk weighted assets | $150,040,000 | 3,110 |
| Total unused commitments | $11,989,000 | 4,094 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 31 | 4,662 |
| Assets and Liabilities | ||
| Total Assets: | $178,501,000 | 3,527 |
| Cash and due from depository institutions | $2,269,000 | 4,662 |
| Interest-bearing balances | $256,000 | 4,895 |
| Securities | $17,873,000 | 4,702 |
| Federal funds sold & reverse repurchase agreements | $10,309,000 | 952 |
| Net loans & leases | $137,566,000 | 3,207 |
| Loan loss allowance | $1,888,000 | 3,046 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $2,452,000 | 4,141 |
| Other real estate owned | $1,069,000 | 4,662 |
| Goodwill and other intangibles | $0 | 3,219 |
| All other assets | $6,963,000 | 2,496 |
| Life insurance assets | $1,279,000 | 2,763 |
| Total liabilities and capital | $178,501,000 | 3,527 |
| Total liabilities | $165,120,000 | 3,449 |
| Total deposits | $141,937,000 | 3,576 |
| Interest-bearing deposits | $137,305,000 | 3,235 |
| Deposits held in domestic offices | $141,937,000 | 3,574 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,392 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $22,384,000 | 2,059 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $799,000 | 4,245 |
| Total equity capital | $13,381,000 | 4,488 |
| Total bank equity capital | $13,381,000 | 4,488 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $2,683,000 | 1,622 |
| Surplus | $9,365,000 | 2,784 |
| Undivided profits | $1,333,000 | 6,247 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $14,713,000 | 820 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $1,349,000 | 2,774 |
| Earning assets | $166,004,000 | 3,488 |
| Long-term assets (5+ years) | $20,220,000 | 4,010 |
| Average Assets, year-to-date | $168,035,600 | 3,582 |
| Average Assets, quarterly | $175,188,500 | 3,549 |
| Volatile liabilities | $21,743,000 | 4,714 |
| Insider loans | $2,564,000 | 2,704 |
| FHLB advances | $22,384,000 | 1,960 |
| Loans and leases held for sale | $1,187,000 | 804 |
| Unused loan commitments | $21,201,000 | 2,968 |
| Tier 1 (core) risk-based capital | $13,483,000 | 4,315 |
| Tier 2 risk-based capital | $1,825,000 | 2,788 |
| Total risk weighted assets | $145,964,000 | 3,181 |
| Total unused commitments | $21,201,000 | 2,968 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 34 | 4,412 |
| Assets and Liabilities | ||
| Total Assets: | $171,876,000 | 3,592 |
| Cash and due from depository institutions | $2,331,000 | 4,412 |
| Interest-bearing balances | $736,000 | 3,312 |
| Securities | $17,729,000 | 4,663 |
| Federal funds sold & reverse repurchase agreements | $3,902,000 | 2,675 |
| Net loans & leases | $138,275,000 | 3,186 |
| Loan loss allowance | $3,618,000 | 1,674 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $2,267,000 | 4,302 |
| Other real estate owned | $1,069,000 | 4,412 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $6,303,000 | 2,682 |
| Life insurance assets | $1,267,000 | 2,782 |
| Total liabilities and capital | $171,876,000 | 3,592 |
| Total liabilities | $156,852,000 | 3,535 |
| Total deposits | $133,164,000 | 3,680 |
| Interest-bearing deposits | $128,315,000 | 3,373 |
| Deposits held in domestic offices | $133,164,000 | 3,677 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,524 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $22,722,000 | 2,078 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $966,000 | 3,926 |
| Total equity capital | $15,024,000 | 4,173 |
| Total bank equity capital | $15,024,000 | 4,173 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $2,683,000 | 1,634 |
| Surplus | $9,359,000 | 2,778 |
| Undivided profits | $2,982,000 | 5,448 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,172,000 | 1,249 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $1,710,000 | 2,353 |
| Earning assets | $160,642,000 | 3,533 |
| Long-term assets (5+ years) | $20,910,000 | 3,893 |
| Average Assets, year-to-date | $165,419,250 | 3,633 |
| Average Assets, quarterly | $170,230,500 | 3,593 |
| Volatile liabilities | $17,130,000 | 5,186 |
| Insider loans | $2,565,000 | 2,719 |
| FHLB advances | $22,722,000 | 1,980 |
| Loans and leases held for sale | $1,386,000 | 663 |
| Unused loan commitments | $23,623,000 | 2,910 |
| Tier 1 (core) risk-based capital | $15,398,000 | 4,002 |
| Tier 2 risk-based capital | $1,869,000 | 2,669 |
| Total risk weighted assets | $147,339,000 | 3,151 |
| Total unused commitments | $23,623,000 | 2,913 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 29 | 4,966 |
| Assets and Liabilities | ||
| Total Assets: | $168,585,000 | 3,644 |
| Cash and due from depository institutions | $3,686,000 | 4,966 |
| Interest-bearing balances | $324,000 | 3,936 |
| Securities | $18,082,000 | 4,687 |
| Federal funds sold & reverse repurchase agreements | $3,569,000 | 2,840 |
| Net loans & leases | $134,622,000 | 3,224 |
| Loan loss allowance | $3,261,000 | 1,771 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $1,948,000 | 4,629 |
| Other real estate owned | $877,000 | 4,966 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $5,801,000 | 2,804 |
| Life insurance assets | $1,254,000 | 2,809 |
| Total liabilities and capital | $168,585,000 | 3,644 |
| Total liabilities | $153,575,000 | 3,585 |
| Total deposits | $129,646,000 | 3,769 |
| Interest-bearing deposits | $123,782,000 | 3,456 |
| Deposits held in domestic offices | $129,646,000 | 3,766 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,577 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $22,963,000 | 2,010 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $966,000 | 3,921 |
| Total equity capital | $15,010,000 | 4,188 |
| Total bank equity capital | $15,010,000 | 4,188 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $2,683,000 | 1,637 |
| Surplus | $9,352,000 | 2,773 |
| Undivided profits | $2,975,000 | 5,520 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $8,117,000 | 1,021 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $1,607,000 | 2,415 |
| Earning assets | $156,597,000 | 3,591 |
| Long-term assets (5+ years) | $18,861,000 | 4,092 |
| Average Assets, year-to-date | $163,267,000 | 3,703 |
| Average Assets, quarterly | $165,610,000 | 3,683 |
| Volatile liabilities | $18,141,000 | 5,048 |
| Insider loans | $2,546,000 | 2,686 |
| FHLB advances | $22,963,000 | 1,918 |
| Loans and leases held for sale | $246,000 | 1,405 |
| Unused loan commitments | $28,052,000 | 2,661 |
| Tier 1 (core) risk-based capital | $15,370,000 | 4,032 |
| Tier 2 risk-based capital | $1,855,000 | 2,636 |
| Total risk weighted assets | $147,218,000 | 3,137 |
| Total unused commitments | $28,052,000 | 2,662 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 29 | 4,992 |
| Assets and Liabilities | ||
| Total Assets: | $162,635,000 | 3,760 |
| Cash and due from depository institutions | $3,180,000 | 4,992 |
| Interest-bearing balances | $145,000 | 4,672 |
| Securities | $17,658,000 | 4,727 |
| Federal funds sold & reverse repurchase agreements | $1,938,000 | 4,999 |
| Net loans & leases | $131,499,000 | 3,243 |
| Loan loss allowance | $2,979,000 | 1,847 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $1,924,000 | 4,659 |
| Other real estate owned | $697,000 | 4,992 |
| Goodwill and other intangibles | $0 | 3,304 |
| All other assets | $5,739,000 | 2,763 |
| Life insurance assets | $1,242,000 | 2,815 |
| Total liabilities and capital | $162,634,000 | 3,760 |
| Total liabilities | $147,173,000 | 3,718 |
| Total deposits | $128,903,000 | 3,798 |
| Interest-bearing deposits | $123,937,000 | 3,487 |
| Deposits held in domestic offices | $128,903,000 | 3,795 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,157 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $17,045,000 | 2,179 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,225,000 | 3,565 |
| Total equity capital | $15,461,000 | 4,164 |
| Total bank equity capital | $15,461,000 | 4,164 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $2,683,000 | 1,636 |
| Surplus | $9,346,000 | 2,753 |
| Undivided profits | $3,432,000 | 5,442 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $8,307,000 | 870 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $2,003,000 | 1,948 |
| Earning assets | $151,240,000 | 3,722 |
| Long-term assets (5+ years) | $20,502,000 | 3,808 |
| Average Assets, year-to-date | $160,608,000 | 3,762 |
| Average Assets, quarterly | $160,608,000 | 3,762 |
| Volatile liabilities | $18,314,000 | 4,988 |
| Insider loans | $2,558,000 | 2,637 |
| FHLB advances | $17,045,000 | 2,088 |
| Loans and leases held for sale | $783,000 | 1,050 |
| Unused loan commitments | $23,523,000 | 3,043 |
| Tier 1 (core) risk-based capital | $15,506,000 | 3,991 |
| Tier 2 risk-based capital | $1,818,000 | 2,641 |
| Total risk weighted assets | $144,516,000 | 3,155 |
| Total unused commitments | $23,523,000 | 3,047 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 25 | 5,439 |
| Assets and Liabilities | ||
| Total Assets: | $158,581,000 | 3,778 |
| Cash and due from depository institutions | $2,111,000 | 5,439 |
| Interest-bearing balances | $365,000 | 3,469 |
| Securities | $17,250,000 | 4,821 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,130 |
| Net loans & leases | $130,721,000 | 3,246 |
| Loan loss allowance | $2,986,000 | 1,811 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $1,913,000 | 4,673 |
| Other real estate owned | $1,039,000 | 5,439 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $5,547,000 | 2,851 |
| Life insurance assets | $1,229,000 | 2,807 |
| Total liabilities and capital | $158,581,000 | 3,778 |
| Total liabilities | $143,124,000 | 3,737 |
| Total deposits | $124,987,000 | 3,836 |
| Interest-bearing deposits | $120,649,000 | 3,489 |
| Deposits held in domestic offices | $124,987,000 | 3,834 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,549,000 | 2,542 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $15,112,000 | 2,194 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $1,476,000 | 3,078 |
| Total equity capital | $15,457,000 | 4,102 |
| Total bank equity capital | $15,457,000 | 4,102 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $2,683,000 | 1,623 |
| Surplus | $9,339,000 | 2,724 |
| Undivided profits | $3,435,000 | 5,426 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,175,000 | 1,587 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $1,967,000 | 2,168 |
| Earning assets | $148,336,000 | 3,718 |
| Long-term assets (5+ years) | $18,432,000 | 3,808 |
| Average Assets, year-to-date | $151,998,600 | 3,790 |
| Average Assets, quarterly | $159,311,500 | 3,737 |
| Volatile liabilities | $41,616,000 | 3,002 |
| Insider loans | $2,833,000 | 2,449 |
| FHLB advances | $15,112,000 | 2,088 |
| Loans and leases held for sale | $1,284,000 | 825 |
| Unused loan commitments | $28,068,000 | 2,710 |
| Tier 1 (core) risk-based capital | $15,610,000 | 3,946 |
| Tier 2 risk-based capital | $1,818,000 | 2,613 |
| Total risk weighted assets | $144,236,000 | 3,124 |
| Total unused commitments | $28,068,000 | 2,711 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 24 | 5,580 |
| Assets and Liabilities | ||
| Total Assets: | $160,042,000 | 3,724 |
| Cash and due from depository institutions | $3,383,000 | 5,580 |
| Interest-bearing balances | $88,000 | 4,833 |
| Securities | $16,689,000 | 4,926 |
| Federal funds sold & reverse repurchase agreements | $3,411,000 | 3,256 |
| Net loans & leases | $128,709,000 | 3,248 |
| Loan loss allowance | $2,451,000 | 2,109 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $1,907,000 | 4,663 |
| Other real estate owned | $754,000 | 5,580 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $5,189,000 | 3,004 |
| Life insurance assets | $1,217,000 | 2,770 |
| Total liabilities and capital | $160,042,000 | 3,724 |
| Total liabilities | $144,658,000 | 3,671 |
| Total deposits | $131,224,000 | 3,682 |
| Interest-bearing deposits | $125,655,000 | 3,374 |
| Deposits held in domestic offices | $131,224,000 | 3,680 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,436 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $12,170,000 | 2,340 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $1,264,000 | 3,508 |
| Total equity capital | $15,384,000 | 4,096 |
| Total bank equity capital | $15,384,000 | 4,096 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $2,683,000 | 1,601 |
| Surplus | $9,332,000 | 2,669 |
| Undivided profits | $3,369,000 | 5,495 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,916,000 | 2,057 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $2,013,000 | 2,271 |
| Earning assets | $148,897,000 | 3,689 |
| Long-term assets (5+ years) | $18,215,000 | 3,718 |
| Average Assets, year-to-date | $150,353,000 | 3,809 |
| Average Assets, quarterly | $159,191,500 | 3,702 |
| Volatile liabilities | $41,933,000 | 2,971 |
| Insider loans | $3,064,000 | 2,293 |
| FHLB advances | $12,170,000 | 2,228 |
| Loans and leases held for sale | $658,000 | 1,044 |
| Unused loan commitments | $28,574,000 | 2,715 |
| Tier 1 (core) risk-based capital | $15,575,000 | 3,950 |
| Tier 2 risk-based capital | $1,782,000 | 2,643 |
| Total risk weighted assets | $142,028,000 | 3,131 |
| Total unused commitments | $28,574,000 | 2,715 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 25 | 5,505 |
| Assets and Liabilities | ||
| Total Assets: | $158,341,000 | 3,730 |
| Cash and due from depository institutions | $8,527,000 | 5,505 |
| Interest-bearing balances | $2,281,000 | 1,683 |
| Securities | $16,759,000 | 4,917 |
| Federal funds sold & reverse repurchase agreements | $710,000 | 5,370 |
| Net loans & leases | $125,125,000 | 3,300 |
| Loan loss allowance | $2,371,000 | 2,188 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $1,933,000 | 4,637 |
| Other real estate owned | $189,000 | 5,505 |
| Goodwill and other intangibles | $0 | 3,329 |
| All other assets | $5,098,000 | 3,014 |
| Life insurance assets | $1,205,000 | 2,792 |
| Total liabilities and capital | $158,341,000 | 3,730 |
| Total liabilities | $143,583,000 | 3,687 |
| Total deposits | $128,114,000 | 3,756 |
| Interest-bearing deposits | $116,648,000 | 3,564 |
| Deposits held in domestic offices | $128,114,000 | 3,754 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,401 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $14,224,000 | 2,082 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,245,000 | 3,348 |
| Total equity capital | $14,758,000 | 4,153 |
| Total bank equity capital | $14,758,000 | 4,153 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $2,683,000 | 1,594 |
| Surplus | $9,326,000 | 2,655 |
| Undivided profits | $2,749,000 | 5,783 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,752,000 | 2,030 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $1,842,000 | 2,304 |
| Earning assets | $144,875,000 | 3,744 |
| Long-term assets (5+ years) | $17,451,000 | 3,737 |
| Average Assets, year-to-date | $147,123,330 | 3,896 |
| Average Assets, quarterly | $149,096,500 | 3,880 |
| Volatile liabilities | $43,145,000 | 2,861 |
| Insider loans | $3,174,000 | 2,214 |
| FHLB advances | $14,224,000 | 1,964 |
| Loans and leases held for sale | $696,000 | 1,137 |
| Unused loan commitments | $34,228,000 | 2,418 |
| Tier 1 (core) risk-based capital | $15,103,000 | 4,027 |
| Tier 2 risk-based capital | $1,754,000 | 2,670 |
| Total risk weighted assets | $139,677,000 | 3,158 |
| Total unused commitments | $34,228,000 | 2,418 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 21 | 6,006 |
| Assets and Liabilities | ||
| Total Assets: | $139,852,000 | 4,083 |
| Cash and due from depository institutions | $1,876,000 | 6,006 |
| Interest-bearing balances | $722,000 | 2,831 |
| Securities | $16,300,000 | 5,042 |
| Federal funds sold & reverse repurchase agreements | $303,000 | 6,463 |
| Net loans & leases | $115,026,000 | 3,478 |
| Loan loss allowance | $2,213,000 | 2,298 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $1,938,000 | 4,596 |
| Other real estate owned | $0 | 6,006 |
| Goodwill and other intangibles | $0 | 3,322 |
| All other assets | $4,409,000 | 3,262 |
| Life insurance assets | $1,193,000 | 2,802 |
| Total liabilities and capital | $139,852,000 | 4,083 |
| Total liabilities | $125,293,000 | 4,053 |
| Total deposits | $114,652,000 | 4,062 |
| Interest-bearing deposits | $107,612,000 | 3,804 |
| Deposits held in domestic offices | $114,652,000 | 4,061 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,049,000 | 2,059 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $7,279,000 | 2,864 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $1,313,000 | 3,297 |
| Total equity capital | $14,559,000 | 4,200 |
| Total bank equity capital | $14,559,000 | 4,200 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $2,683,000 | 1,580 |
| Surplus | $9,319,000 | 2,616 |
| Undivided profits | $2,557,000 | 5,987 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,191,000 | 2,461 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $1,593,000 | 2,555 |
| Earning assets | $132,351,000 | 3,999 |
| Long-term assets (5+ years) | $16,661,000 | 3,791 |
| Average Assets, year-to-date | $141,514,500 | 4,024 |
| Average Assets, quarterly | $141,514,500 | 4,024 |
| Volatile liabilities | $54,202,000 | 2,345 |
| Insider loans | $2,923,000 | 2,301 |
| FHLB advances | $7,279,000 | 2,746 |
| Loans and leases held for sale | $1,395,000 | 845 |
| Unused loan commitments | $36,184,000 | 2,304 |
| Tier 1 (core) risk-based capital | $14,695,000 | 4,092 |
| Tier 2 risk-based capital | $1,570,000 | 2,907 |
| Total risk weighted assets | $124,955,000 | 3,438 |
| Total unused commitments | $36,184,000 | 2,304 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 22 | 5,863 |
| Assets and Liabilities | ||
| Total Assets: | $143,177,000 | 3,995 |
| Cash and due from depository institutions | $6,172,000 | 5,863 |
| Interest-bearing balances | $2,031,000 | 1,873 |
| Securities | $15,888,000 | 5,155 |
| Federal funds sold & reverse repurchase agreements | $6,297,000 | 2,470 |
| Net loans & leases | $108,606,000 | 3,625 |
| Loan loss allowance | $2,163,000 | 2,301 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $1,912,000 | 4,604 |
| Other real estate owned | $0 | 5,863 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $4,302,000 | 3,332 |
| Life insurance assets | $1,181,000 | 2,781 |
| Total liabilities and capital | $143,177,000 | 3,995 |
| Total liabilities | $128,921,000 | 3,963 |
| Total deposits | $120,383,000 | 3,891 |
| Interest-bearing deposits | $111,278,000 | 3,646 |
| Deposits held in domestic offices | $120,383,000 | 3,889 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,314 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $7,334,000 | 2,932 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $1,204,000 | 3,430 |
| Total equity capital | $14,256,000 | 4,210 |
| Total bank equity capital | $14,256,000 | 4,210 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $2,683,000 | 1,573 |
| Surplus | $9,319,000 | 2,570 |
| Undivided profits | $2,254,000 | 6,220 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,193,000 | 2,312 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $1,518,000 | 2,759 |
| Earning assets | $132,822,000 | 3,967 |
| Long-term assets (5+ years) | $15,874,000 | 3,834 |
| Average Assets, year-to-date | $133,051,600 | 4,070 |
| Average Assets, quarterly | $138,894,500 | 4,030 |
| Volatile liabilities | $52,251,000 | 2,556 |
| Insider loans | $2,840,000 | 2,326 |
| FHLB advances | $7,334,000 | 2,820 |
| Loans and leases held for sale | $734,000 | 1,069 |
| Unused loan commitments | $29,833,000 | 2,618 |
| Tier 1 (core) risk-based capital | $14,385,000 | 4,103 |
| Tier 2 risk-based capital | $1,501,000 | 2,999 |
| Total risk weighted assets | $119,807,000 | 3,498 |
| Total unused commitments | $29,833,000 | 2,618 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 21 | 6,044 |
| Assets and Liabilities | ||
| Total Assets: | $134,612,000 | 4,128 |
| Cash and due from depository institutions | $7,964,000 | 6,044 |
| Interest-bearing balances | $972,000 | 2,457 |
| Securities | $15,236,000 | 5,285 |
| Federal funds sold & reverse repurchase agreements | $273,000 | 5,545 |
| Net loans & leases | $105,281,000 | 3,697 |
| Loan loss allowance | $2,023,000 | 2,450 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $1,920,000 | 4,574 |
| Other real estate owned | $0 | 6,044 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $3,938,000 | 3,553 |
| Life insurance assets | $1,170,000 | 2,761 |
| Total liabilities and capital | $134,612,000 | 4,128 |
| Total liabilities | $120,798,000 | 4,117 |
| Total deposits | $112,345,000 | 4,048 |
| Interest-bearing deposits | $106,436,000 | 3,732 |
| Deposits held in domestic offices | $112,345,000 | 4,044 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $237,000 | 3,374 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $7,391,000 | 3,095 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $825,000 | 4,318 |
| Total equity capital | $13,814,000 | 4,285 |
| Total bank equity capital | $13,814,000 | 4,285 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $2,683,000 | 1,564 |
| Surplus | $9,318,000 | 2,542 |
| Undivided profits | $1,813,000 | 6,588 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $64,000 | 6,482 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $1,290,000 | 3,191 |
| Earning assets | $121,762,000 | 4,169 |
| Long-term assets (5+ years) | $16,188,000 | 3,753 |
| Average Assets, year-to-date | $130,520,250 | 4,140 |
| Average Assets, quarterly | $132,009,000 | 4,153 |
| Volatile liabilities | $46,359,000 | 2,779 |
| Insider loans | $2,850,000 | 2,292 |
| FHLB advances | $7,391,000 | 2,959 |
| Loans and leases held for sale | $750,000 | 1,036 |
| Unused loan commitments | $32,597,000 | 2,472 |
| Tier 1 (core) risk-based capital | $13,930,000 | 4,192 |
| Tier 2 risk-based capital | $1,437,000 | 3,087 |
| Total risk weighted assets | $114,445,000 | 3,595 |
| Total unused commitments | $32,597,000 | 2,473 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 19 | 6,327 |
| Assets and Liabilities | ||
| Total Assets: | $129,406,000 | 4,218 |
| Cash and due from depository institutions | $1,907,000 | 6,327 |
| Interest-bearing balances | $109,000 | 4,662 |
| Securities | $14,433,000 | 5,409 |
| Federal funds sold & reverse repurchase agreements | $398,000 | 5,225 |
| Net loans & leases | $106,841,000 | 3,617 |
| Loan loss allowance | $1,953,000 | 2,501 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $1,937,000 | 4,536 |
| Other real estate owned | $0 | 6,327 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $3,890,000 | 3,543 |
| Life insurance assets | $1,159,000 | 2,732 |
| Total liabilities and capital | $129,406,000 | 4,218 |
| Total liabilities | $116,413,000 | 4,193 |
| Total deposits | $111,172,000 | 4,057 |
| Interest-bearing deposits | $105,369,000 | 3,726 |
| Deposits held in domestic offices | $111,172,000 | 4,054 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,710 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $4,441,000 | 3,849 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $800,000 | 4,074 |
| Total equity capital | $12,993,000 | 4,349 |
| Total bank equity capital | $12,993,000 | 4,349 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $2,683,000 | 1,559 |
| Surplus | $9,317,000 | 2,487 |
| Undivided profits | $993,000 | 7,056 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,512 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $1,232,000 | 3,021 |
| Earning assets | $121,781,000 | 4,128 |
| Long-term assets (5+ years) | $15,611,000 | 3,776 |
| Average Assets, year-to-date | $129,156,330 | 4,174 |
| Average Assets, quarterly | $127,955,000 | 4,214 |
| Volatile liabilities | $38,340,000 | 3,112 |
| Insider loans | $1,911,000 | 3,000 |
| FHLB advances | $4,441,000 | 3,683 |
| Loans and leases held for sale | $807,000 | 1,006 |
| Unused loan commitments | $33,491,000 | 2,423 |
| Tier 1 (core) risk-based capital | $13,392,000 | 4,245 |
| Tier 2 risk-based capital | $1,433,000 | 3,070 |
| Total risk weighted assets | $114,000,000 | 3,578 |
| Total unused commitments | $33,491,000 | 2,424 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 20 | 6,188 |
| Assets and Liabilities | ||
| Total Assets: | $126,504,000 | 4,268 |
| Cash and due from depository institutions | $2,214,000 | 6,188 |
| Interest-bearing balances | $202,000 | 4,154 |
| Securities | $14,145,000 | 5,504 |
| Federal funds sold & reverse repurchase agreements | $324,000 | 5,856 |
| Net loans & leases | $104,214,000 | 3,601 |
| Loan loss allowance | $1,903,000 | 2,521 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $1,965,000 | 4,467 |
| Other real estate owned | $0 | 6,188 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $3,642,000 | 3,616 |
| Life insurance assets | $1,147,000 | 2,703 |
| Total liabilities and capital | $126,504,000 | 4,268 |
| Total liabilities | $114,815,000 | 4,216 |
| Total deposits | $109,600,000 | 4,098 |
| Interest-bearing deposits | $102,262,000 | 3,801 |
| Deposits held in domestic offices | $109,600,000 | 4,094 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $4,490,000 | 3,740 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $725,000 | 4,288 |
| Total equity capital | $11,689,000 | 4,663 |
| Total bank equity capital | $11,689,000 | 4,663 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $2,683,000 | 1,546 |
| Surplus | $7,317,000 | 2,904 |
| Undivided profits | $1,689,000 | 6,556 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,000 | 7,405 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $1,077,000 | 3,229 |
| Earning assets | $118,885,000 | 4,193 |
| Long-term assets (5+ years) | $14,783,000 | 3,864 |
| Average Assets, year-to-date | $129,031,500 | 4,180 |
| Average Assets, quarterly | $129,031,500 | 4,180 |
| Volatile liabilities | $32,825,000 | 3,329 |
| Insider loans | $2,193,000 | 2,696 |
| FHLB advances | $4,490,000 | 3,599 |
| Loans and leases held for sale | $312,000 | 1,273 |
| Unused loan commitments | $34,042,000 | 2,370 |
| Tier 1 (core) risk-based capital | $11,938,000 | 4,558 |
| Tier 2 risk-based capital | $1,397,000 | 3,084 |
| Total risk weighted assets | $111,253,000 | 3,572 |
| Total unused commitments | $34,042,000 | 2,372 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 23 | 5,797 |
| Assets and Liabilities | ||
| Total Assets: | $131,559,000 | 4,142 |
| Cash and due from depository institutions | $2,901,000 | 5,797 |
| Interest-bearing balances | $345,000 | 3,692 |
| Securities | $13,049,000 | 5,726 |
| Federal funds sold & reverse repurchase agreements | $3,595,000 | 3,038 |
| Net loans & leases | $106,539,000 | 3,533 |
| Loan loss allowance | $1,903,000 | 2,481 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $1,971,000 | 4,435 |
| Other real estate owned | $0 | 5,797 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $3,504,000 | 3,703 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $131,559,000 | 4,142 |
| Total liabilities | $120,235,000 | 4,080 |
| Total deposits | $115,047,000 | 3,927 |
| Interest-bearing deposits | $108,808,000 | 3,552 |
| Deposits held in domestic offices | $115,047,000 | 3,924 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $4,539,000 | 3,810 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $649,000 | 4,473 |
| Total equity capital | $11,324,000 | 4,743 |
| Total bank equity capital | $11,324,000 | 4,743 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $2,683,000 | 1,533 |
| Surplus | $7,317,000 | 2,868 |
| Undivided profits | $1,324,000 | 6,880 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,622 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $1,028,000 | 3,377 |
| Earning assets | $123,528,000 | 4,062 |
| Long-term assets (5+ years) | $13,196,000 | 4,083 |
| Average Assets, year-to-date | $118,665,000 | 4,303 |
| Average Assets, quarterly | $128,973,500 | 4,155 |
| Volatile liabilities | $34,511,000 | 3,160 |
| Insider loans | $2,183,000 | 2,666 |
| FHLB advances | $4,539,000 | 3,660 |
| Loans and leases held for sale | $220,000 | 1,426 |
| Unused loan commitments | $38,417,000 | 2,141 |
| Tier 1 (core) risk-based capital | $11,507,000 | 4,640 |
| Tier 2 risk-based capital | $1,421,000 | 3,004 |
| Total risk weighted assets | $113,230,000 | 3,499 |
| Total unused commitments | $38,417,000 | 2,141 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 22 | 5,934 |
| Assets and Liabilities | ||
| Total Assets: | $126,388,000 | 4,193 |
| Cash and due from depository institutions | $2,875,000 | 5,934 |
| Interest-bearing balances | $797,000 | 2,948 |
| Securities | $11,531,000 | 6,017 |
| Federal funds sold & reverse repurchase agreements | $2,135,000 | 3,643 |
| Net loans & leases | $104,664,000 | 3,531 |
| Loan loss allowance | $1,778,000 | 2,619 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $1,992,000 | 4,370 |
| Other real estate owned | $0 | 5,934 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $3,191,000 | 3,897 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $126,388,000 | 4,193 |
| Total liabilities | $115,410,000 | 4,131 |
| Total deposits | $111,795,000 | 3,951 |
| Interest-bearing deposits | $104,630,000 | 3,615 |
| Deposits held in domestic offices | $111,795,000 | 3,946 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $3,207,000 | 4,274 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $408,000 | 5,668 |
| Total equity capital | $10,978,000 | 4,828 |
| Total bank equity capital | $10,978,000 | 4,828 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $2,683,000 | 1,503 |
| Surplus | $6,317,000 | 3,149 |
| Undivided profits | $1,978,000 | 6,484 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $14,000 | 7,379 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $982,000 | 3,490 |
| Earning assets | $119,127,000 | 4,116 |
| Long-term assets (5+ years) | $10,733,000 | 4,498 |
| Average Assets, year-to-date | $115,441,500 | 4,382 |
| Average Assets, quarterly | $122,160,000 | 4,271 |
| Volatile liabilities | $32,377,000 | 3,228 |
| Insider loans | $1,884,000 | 2,923 |
| FHLB advances | $3,207,000 | 4,095 |
| Loans and leases held for sale | $720,000 | 1,095 |
| Unused loan commitments | $39,312,000 | 2,080 |
| Tier 1 (core) risk-based capital | $11,092,000 | 4,703 |
| Tier 2 risk-based capital | $1,372,000 | 3,044 |
| Total risk weighted assets | $109,025,000 | 3,548 |
| Total unused commitments | $39,312,000 | 2,082 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 21 | 6,099 |
| Assets and Liabilities | ||
| Total Assets: | $117,932,000 | 4,366 |
| Cash and due from depository institutions | $1,831,000 | 6,099 |
| Interest-bearing balances | $947,000 | 2,812 |
| Securities | $11,783,000 | 6,006 |
| Federal funds sold & reverse repurchase agreements | $4,082,000 | 2,431 |
| Net loans & leases | $95,270,000 | 3,740 |
| Loan loss allowance | $1,678,000 | 2,701 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $2,011,000 | 4,316 |
| Other real estate owned | $0 | 6,099 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $2,955,000 | 3,942 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $117,932,000 | 4,366 |
| Total liabilities | $107,284,000 | 4,296 |
| Total deposits | $103,643,000 | 4,127 |
| Interest-bearing deposits | $96,816,000 | 3,803 |
| Deposits held in domestic offices | $103,643,000 | 4,124 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $3,233,000 | 4,182 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $408,000 | 5,390 |
| Total equity capital | $10,648,000 | 4,877 |
| Total bank equity capital | $10,648,000 | 4,877 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $2,683,000 | 1,483 |
| Surplus | $6,317,000 | 3,095 |
| Undivided profits | $1,648,000 | 6,721 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $195,000 | 5,319 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $836,000 | 3,703 |
| Earning assets | $112,082,000 | 4,269 |
| Long-term assets (5+ years) | $11,106,000 | 4,498 |
| Average Assets, year-to-date | $111,792,670 | 4,469 |
| Average Assets, quarterly | $114,738,000 | 4,420 |
| Volatile liabilities | $27,638,000 | 3,491 |
| Insider loans | $2,174,000 | 2,613 |
| FHLB advances | $3,233,000 | 4,033 |
| Loans and leases held for sale | $605,000 | 1,188 |
| Unused loan commitments | $36,300,000 | 2,150 |
| Tier 1 (core) risk-based capital | $10,654,000 | 4,764 |
| Tier 2 risk-based capital | $1,231,000 | 3,285 |
| Total risk weighted assets | $98,010,000 | 3,775 |
| Total unused commitments | $36,300,000 | 2,150 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 20 | 6,252 |
| Assets and Liabilities | ||
| Total Assets: | $111,544,000 | 4,534 |
| Cash and due from depository institutions | $2,041,000 | 6,252 |
| Interest-bearing balances | $87,000 | 5,364 |
| Securities | $9,772,000 | 6,485 |
| Federal funds sold & reverse repurchase agreements | $2,900,000 | 3,391 |
| Net loans & leases | $91,929,000 | 3,778 |
| Loan loss allowance | $1,550,000 | 2,874 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $2,009,000 | 4,306 |
| Other real estate owned | $0 | 6,252 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $2,893,000 | 3,951 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $111,544,000 | 4,534 |
| Total liabilities | $101,512,000 | 4,483 |
| Total deposits | $98,659,000 | 4,287 |
| Interest-bearing deposits | $91,782,000 | 3,991 |
| Deposits held in domestic offices | $98,659,000 | 4,283 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $2,353,000 | 4,417 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $500,000 | 4,792 |
| Total equity capital | $10,032,000 | 4,997 |
| Total bank equity capital | $10,032,000 | 4,997 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $2,683,000 | 1,482 |
| Surplus | $6,317,000 | 3,067 |
| Undivided profits | $1,032,000 | 7,178 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,817 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $766,000 | 3,851 |
| Earning assets | $104,688,000 | 4,468 |
| Long-term assets (5+ years) | $8,894,000 | 4,971 |
| Average Assets, year-to-date | $108,723,000 | 4,587 |
| Average Assets, quarterly | $108,723,000 | 4,587 |
| Volatile liabilities | $24,286,000 | 3,701 |
| Insider loans | $977,000 | 4,190 |
| FHLB advances | $2,353,000 | 4,257 |
| Loans and leases held for sale | $361,000 | 1,272 |
| Unused loan commitments | $22,904,000 | 2,860 |
| Tier 1 (core) risk-based capital | $10,148,000 | 4,881 |
| Tier 2 risk-based capital | $1,180,000 | 3,386 |
| Total risk weighted assets | $94,035,000 | 3,870 |
| Total unused commitments | $22,904,000 | 2,865 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 18 | 6,566 |
| Assets and Liabilities | ||
| Total Assets: | $105,902,000 | 4,701 |
| Cash and due from depository institutions | $2,098,000 | 6,566 |
| Interest-bearing balances | $81,000 | 5,417 |
| Securities | $9,602,000 | 6,550 |
| Federal funds sold & reverse repurchase agreements | $6,422,000 | 1,764 |
| Net loans & leases | $83,185,000 | 4,053 |
| Loan loss allowance | $1,470,000 | 2,986 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $1,694,000 | 4,715 |
| Other real estate owned | $350,000 | 6,566 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $2,551,000 | 4,207 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $105,902,000 | 4,701 |
| Total liabilities | $98,056,000 | 4,576 |
| Total deposits | $94,208,000 | 4,415 |
| Interest-bearing deposits | $86,734,000 | 4,131 |
| Deposits held in domestic offices | $94,208,000 | 4,411 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $3,368,000 | 4,061 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $480,000 | 4,821 |
| Total equity capital | $7,846,000 | 5,840 |
| Total bank equity capital | $7,846,000 | 5,840 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $2,683,000 | 1,465 |
| Surplus | $3,317,000 | 4,510 |
| Undivided profits | $1,846,000 | 6,627 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,876 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $675,000 | 4,287 |
| Earning assets | $99,290,000 | 4,634 |
| Long-term assets (5+ years) | $8,996,000 | 5,011 |
| Average Assets, year-to-date | $93,242,600 | 4,985 |
| Average Assets, quarterly | $101,777,000 | 4,784 |
| Volatile liabilities | $24,405,000 | 3,592 |
| Insider loans | $980,000 | 4,171 |
| FHLB advances | $3,368,000 | 3,901 |
| Loans and leases held for sale | $65,000 | 1,702 |
| Unused loan commitments | $27,504,000 | 2,443 |
| Tier 1 (core) risk-based capital | $7,846,000 | 5,720 |
| Tier 2 risk-based capital | $1,092,000 | 3,557 |
| Total risk weighted assets | $86,991,000 | 4,058 |
| Total unused commitments | $27,504,000 | 2,444 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 14 | 7,238 |
| Assets and Liabilities | ||
| Total Assets: | $97,652,000 | 4,932 |
| Cash and due from depository institutions | $1,429,000 | 7,238 |
| Interest-bearing balances | $117,000 | 4,973 |
| Securities | $9,938,000 | 6,515 |
| Federal funds sold & reverse repurchase agreements | $882,000 | 4,686 |
| Net loans & leases | $81,193,000 | 4,065 |
| Loan loss allowance | $1,401,000 | 3,127 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $1,641,000 | 4,769 |
| Other real estate owned | $350,000 | 7,238 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $2,219,000 | 4,559 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $97,652,000 | 4,932 |
| Total liabilities | $90,179,000 | 4,799 |
| Total deposits | $86,496,000 | 4,661 |
| Interest-bearing deposits | $81,295,000 | 4,301 |
| Deposits held in domestic offices | $86,496,000 | 4,658 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $3,385,000 | 4,087 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $298,000 | 6,216 |
| Total equity capital | $7,473,000 | 6,025 |
| Total bank equity capital | $7,473,000 | 6,025 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $2,683,000 | 1,456 |
| Surplus | $3,317,000 | 4,481 |
| Undivided profits | $1,473,000 | 7,010 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,979 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $638,000 | 4,626 |
| Earning assets | $92,130,000 | 4,845 |
| Long-term assets (5+ years) | $9,956,000 | 4,929 |
| Average Assets, year-to-date | $90,077,750 | 5,101 |
| Average Assets, quarterly | $95,087,000 | 4,968 |
| Volatile liabilities | $18,941,000 | 4,221 |
| Insider loans | $1,012,000 | 4,071 |
| FHLB advances | $3,385,000 | 3,929 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $25,140,000 | 2,569 |
| Tier 1 (core) risk-based capital | $7,457,000 | 5,893 |
| Tier 2 risk-based capital | $1,044,000 | 3,656 |
| Total risk weighted assets | $83,165,000 | 4,158 |
| Total unused commitments | $25,140,000 | 2,574 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 12 | 7,658 |
| Assets and Liabilities | ||
| Total Assets: | $92,522,000 | 5,085 |
| Cash and due from depository institutions | $3,233,000 | 7,658 |
| Interest-bearing balances | $161,000 | 4,739 |
| Securities | $9,771,000 | 6,630 |
| Federal funds sold & reverse repurchase agreements | $61,000 | 5,728 |
| Net loans & leases | $75,438,000 | 4,241 |
| Loan loss allowance | $1,334,000 | 3,219 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $1,424,000 | 5,083 |
| Other real estate owned | $350,000 | 7,658 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $2,245,000 | 4,511 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $92,522,000 | 5,085 |
| Total liabilities | $85,468,000 | 4,972 |
| Total deposits | $81,850,000 | 4,842 |
| Interest-bearing deposits | $77,114,000 | 4,459 |
| Deposits held in domestic offices | $81,850,000 | 4,839 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $3,400,000 | 4,030 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $218,000 | 6,633 |
| Total equity capital | $7,054,000 | 6,097 |
| Total bank equity capital | $7,054,000 | 6,097 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $2,683,000 | 1,457 |
| Surplus | $3,317,000 | 4,454 |
| Undivided profits | $1,054,000 | 7,235 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $110,000 | 6,427 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $592,000 | 4,652 |
| Earning assets | $85,431,000 | 5,057 |
| Long-term assets (5+ years) | $8,743,000 | 5,299 |
| Average Assets, year-to-date | $87,553,000 | 5,218 |
| Average Assets, quarterly | $90,366,500 | 5,155 |
| Volatile liabilities | $15,727,000 | 4,624 |
| Insider loans | $1,509,000 | 3,228 |
| FHLB advances | $3,400,000 | 3,880 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $31,026,000 | 2,233 |
| Tier 1 (core) risk-based capital | $7,150,000 | 6,006 |
| Tier 2 risk-based capital | $972,000 | 3,816 |
| Total risk weighted assets | $77,391,000 | 4,332 |
| Total unused commitments | $31,026,000 | 2,238 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 12 | 7,667 |
| Assets and Liabilities | ||
| Total Assets: | $88,211,000 | 5,254 |
| Cash and due from depository institutions | $1,437,000 | 7,667 |
| Interest-bearing balances | $204,000 | 4,595 |
| Securities | $9,630,000 | 6,652 |
| Federal funds sold & reverse repurchase agreements | $2,248,000 | 4,413 |
| Net loans & leases | $71,328,000 | 4,337 |
| Loan loss allowance | $1,230,000 | 3,385 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $1,441,000 | 5,035 |
| Other real estate owned | $0 | 7,667 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $2,127,000 | 4,516 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $88,211,000 | 5,254 |
| Total liabilities | $81,273,000 | 5,144 |
| Total deposits | $77,467,000 | 5,024 |
| Interest-bearing deposits | $72,575,000 | 4,691 |
| Deposits held in domestic offices | $77,467,000 | 5,021 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $3,416,000 | 3,893 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $390,000 | 5,546 |
| Total equity capital | $6,938,000 | 6,244 |
| Total bank equity capital | $6,938,000 | 6,244 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $2,683,000 | 1,448 |
| Surplus | $3,317,000 | 4,430 |
| Undivided profits | $938,000 | 7,533 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $111,000 | 6,565 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $629,000 | 4,353 |
| Earning assets | $83,410,000 | 5,137 |
| Long-term assets (5+ years) | $8,692,000 | 5,256 |
| Average Assets, year-to-date | $85,068,500 | 5,324 |
| Average Assets, quarterly | $85,068,500 | 5,324 |
| Volatile liabilities | $9,771,000 | 5,750 |
| Insider loans | $1,376,000 | 3,383 |
| FHLB advances | $3,416,000 | 3,746 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $28,043,000 | 2,323 |
| Tier 1 (core) risk-based capital | $6,866,000 | 6,095 |
| Tier 2 risk-based capital | $916,000 | 3,948 |
| Total risk weighted assets | $72,951,000 | 4,445 |
| Total unused commitments | $28,043,000 | 2,329 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 12 | 7,711 |
| Assets and Liabilities | ||
| Total Assets: | $81,926,000 | 5,472 |
| Cash and due from depository institutions | $2,254,000 | 7,711 |
| Interest-bearing balances | $248,000 | 4,366 |
| Securities | $9,096,000 | 6,809 |
| Federal funds sold & reverse repurchase agreements | $185,000 | 6,059 |
| Net loans & leases | $66,828,000 | 4,527 |
| Loan loss allowance | $1,124,000 | 3,627 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $1,471,000 | 4,989 |
| Other real estate owned | $0 | 7,711 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $2,092,000 | 4,589 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $81,926,000 | 5,472 |
| Total liabilities | $75,359,000 | 5,369 |
| Total deposits | $72,392,000 | 5,262 |
| Interest-bearing deposits | $69,090,000 | 4,844 |
| Deposits held in domestic offices | $72,392,000 | 5,258 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,000 | 3,427 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $2,431,000 | 4,239 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $531,000 | 4,569 |
| Total equity capital | $6,567,000 | 6,377 |
| Total bank equity capital | $6,567,000 | 6,377 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $2,683,000 | 1,453 |
| Surplus | $2,917,000 | 4,709 |
| Undivided profits | $967,000 | 7,506 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $130,000 | 6,442 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $595,000 | 4,740 |
| Earning assets | $76,357,000 | 5,403 |
| Long-term assets (5+ years) | $7,926,000 | 5,457 |
| Average Assets, year-to-date | $75,658,000 | 5,615 |
| Average Assets, quarterly | $81,192,000 | 5,470 |
| Volatile liabilities | $9,052,000 | 5,952 |
| Insider loans | $2,751,000 | 2,025 |
| FHLB advances | $2,431,000 | 4,074 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $19,798,000 | 2,877 |
| Tier 1 (core) risk-based capital | $6,541,000 | 6,237 |
| Tier 2 risk-based capital | $858,000 | 4,119 |
| Total risk weighted assets | $68,382,000 | 4,639 |
| Total unused commitments | $19,798,000 | 2,880 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 12 | 7,751 |
| Assets and Liabilities | ||
| Total Assets: | $80,458,000 | 5,538 |
| Cash and due from depository institutions | $2,055,000 | 7,751 |
| Interest-bearing balances | $277,000 | 4,394 |
| Securities | $8,707,000 | 6,838 |
| Federal funds sold & reverse repurchase agreements | $292,000 | 6,225 |
| Net loans & leases | $65,892,000 | 4,551 |
| Loan loss allowance | $999,000 | 3,981 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,501,000 | 4,922 |
| Other real estate owned | $0 | 7,751 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $2,011,000 | 4,692 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $80,458,000 | 5,538 |
| Total liabilities | $74,177,000 | 5,418 |
| Total deposits | $71,758,000 | 5,271 |
| Interest-bearing deposits | $68,931,000 | 4,836 |
| Deposits held in domestic offices | $71,758,000 | 5,268 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $2,040,000 | 4,329 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $379,000 | 5,829 |
| Total equity capital | $6,281,000 | 6,512 |
| Total bank equity capital | $6,281,000 | 6,512 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $2,683,000 | 1,451 |
| Surplus | $2,917,000 | 4,664 |
| Undivided profits | $681,000 | 7,879 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $899,000 | 3,072 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $585,000 | 4,956 |
| Earning assets | $75,168,000 | 5,456 |
| Long-term assets (5+ years) | $7,867,000 | 5,455 |
| Average Assets, year-to-date | $74,091,000 | 5,706 |
| Average Assets, quarterly | $77,784,500 | 5,620 |
| Volatile liabilities | $9,525,000 | 5,835 |
| Insider loans | $3,172,000 | 1,752 |
| FHLB advances | $2,040,000 | 4,133 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $16,707,000 | 3,197 |
| Tier 1 (core) risk-based capital | $6,258,000 | 6,377 |
| Tier 2 risk-based capital | $842,000 | 4,177 |
| Total risk weighted assets | $66,958,000 | 4,696 |
| Total unused commitments | $16,707,000 | 3,200 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 11 | 7,962 |
| Assets and Liabilities | ||
| Total Assets: | $75,111,000 | 5,740 |
| Cash and due from depository institutions | $2,214,000 | 7,962 |
| Interest-bearing balances | $295,000 | 4,441 |
| Securities | $8,690,000 | 6,804 |
| Federal funds sold & reverse repurchase agreements | $2,129,000 | 4,689 |
| Net loans & leases | $58,635,000 | 4,883 |
| Loan loss allowance | $878,000 | 4,289 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $1,516,000 | 4,883 |
| Other real estate owned | $0 | 7,962 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $1,927,000 | 4,670 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $75,111,000 | 5,740 |
| Total liabilities | $68,920,000 | 5,648 |
| Total deposits | $67,329,000 | 5,478 |
| Interest-bearing deposits | $63,994,000 | 5,078 |
| Deposits held in domestic offices | $67,329,000 | 5,476 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $1,295,000 | 4,708 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $296,000 | 6,522 |
| Total equity capital | $6,191,000 | 6,571 |
| Total bank equity capital | $6,191,000 | 6,571 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $2,683,000 | 1,446 |
| Surplus | $2,917,000 | 4,629 |
| Undivided profits | $591,000 | 8,029 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $24,000 | 7,824 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $546,000 | 5,083 |
| Earning assets | $69,749,000 | 5,678 |
| Long-term assets (5+ years) | $7,224,000 | 5,542 |
| Average Assets, year-to-date | $71,968,670 | 5,805 |
| Average Assets, quarterly | $74,513,000 | 5,728 |
| Volatile liabilities | $8,378,000 | 6,175 |
| Insider loans | $3,224,000 | 1,716 |
| FHLB advances | $1,295,000 | 4,480 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $14,448,000 | 3,422 |
| Tier 1 (core) risk-based capital | $6,081,000 | 6,420 |
| Tier 2 risk-based capital | $758,000 | 4,463 |
| Total risk weighted assets | $60,496,000 | 4,977 |
| Total unused commitments | $14,448,000 | 3,433 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 11 | 7,987 |
| Assets and Liabilities | ||
| Total Assets: | $73,915,000 | 5,753 |
| Cash and due from depository institutions | $1,989,000 | 7,987 |
| Interest-bearing balances | $1,210,000 | 2,997 |
| Securities | $8,220,000 | 6,917 |
| Federal funds sold & reverse repurchase agreements | $1,671,000 | 5,588 |
| Net loans & leases | $58,722,000 | 4,827 |
| Loan loss allowance | $785,000 | 4,616 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $1,480,000 | 4,898 |
| Other real estate owned | $0 | 7,987 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $1,833,000 | 4,776 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $73,915,000 | 5,753 |
| Total liabilities | $67,977,000 | 5,655 |
| Total deposits | $66,383,000 | 5,490 |
| Interest-bearing deposits | $63,610,000 | 5,075 |
| Deposits held in domestic offices | $66,383,000 | 5,488 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $1,300,000 | 4,592 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $294,000 | 6,591 |
| Total equity capital | $5,938,000 | 6,624 |
| Total bank equity capital | $5,938,000 | 6,624 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $2,683,000 | 1,451 |
| Surplus | $2,917,000 | 4,602 |
| Undivided profits | $338,000 | 8,270 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,000 | 8,276 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $464,000 | 5,648 |
| Earning assets | $69,823,000 | 5,639 |
| Long-term assets (5+ years) | $6,967,000 | 5,564 |
| Average Assets, year-to-date | $70,397,500 | 5,867 |
| Average Assets, quarterly | $70,397,500 | 5,867 |
| Volatile liabilities | $8,652,000 | 6,079 |
| Insider loans | $943,000 | 4,074 |
| FHLB advances | $1,300,000 | 4,397 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $14,385,000 | 3,375 |
| Tier 1 (core) risk-based capital | $5,859,000 | 6,497 |
| Tier 2 risk-based capital | $758,000 | 4,429 |
| Total risk weighted assets | $60,411,000 | 4,924 |
| Total unused commitments | $14,385,000 | 3,386 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 11 | 8,007 |
| Assets and Liabilities | ||
| Total Assets: | $66,880,000 | 6,049 |
| Cash and due from depository institutions | $859,000 | 8,007 |
| Interest-bearing balances | $20,000 | 6,352 |
| Securities | $7,909,000 | 7,048 |
| Federal funds sold & reverse repurchase agreements | $3,490,000 | 3,615 |
| Net loans & leases | $51,505,000 | 5,229 |
| Loan loss allowance | $683,000 | 4,976 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $1,474,000 | 4,905 |
| Other real estate owned | $0 | 8,007 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $1,643,000 | 5,078 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $66,880,000 | 6,049 |
| Total liabilities | $61,086,000 | 5,972 |
| Total deposits | $60,733,000 | 5,736 |
| Interest-bearing deposits | $58,107,000 | 5,335 |
| Deposits held in domestic offices | $60,733,000 | 5,733 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $0 | 5,759 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $353,000 | 6,236 |
| Total equity capital | $5,794,000 | 6,696 |
| Total bank equity capital | $5,794,000 | 6,696 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $2,683,000 | 1,443 |
| Surplus | $2,675,000 | 4,749 |
| Undivided profits | $436,000 | 8,210 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,375 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $426,000 | 6,145 |
| Earning assets | $62,924,000 | 5,939 |
| Long-term assets (5+ years) | $5,151,000 | 6,026 |
| Average Assets, year-to-date | $52,596,800 | 6,675 |
| Average Assets, quarterly | $64,542,500 | 6,111 |
| Volatile liabilities | $7,621,000 | 6,398 |
| Insider loans | $1,185,000 | 3,586 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $15,349,000 | 3,122 |
| Tier 1 (core) risk-based capital | $5,696,000 | 6,559 |
| Tier 2 risk-based capital | $658,000 | 4,767 |
| Total risk weighted assets | $52,456,000 | 5,309 |
| Total unused commitments | $15,349,000 | 3,127 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 10 | 8,376 |
| Assets and Liabilities | ||
| Total Assets: | $36,578,000 | 7,859 |
| Cash and due from depository institutions | $775,000 | 8,376 |
| Interest-bearing balances | $0 | 7,015 |
| Securities | $2,817,000 | 8,634 |
| Federal funds sold & reverse repurchase agreements | $1,302,000 | 5,497 |
| Net loans & leases | $29,865,000 | 6,833 |
| Loan loss allowance | $384,000 | 6,695 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $1,532,000 | 4,778 |
| Other real estate owned | $0 | 8,376 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $287,000 | 9,065 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $36,578,000 | 7,859 |
| Total liabilities | $31,577,000 | 7,920 |
| Total deposits | $31,371,000 | 7,785 |
| Interest-bearing deposits | $29,246,000 | 7,510 |
| Deposits held in domestic offices | $31,371,000 | 7,783 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,675 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $206,000 | 7,846 |
| Total equity capital | $5,001,000 | 7,091 |
| Total bank equity capital | $5,001,000 | 7,091 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $2,683,000 | 1,436 |
| Surplus | $2,275,000 | 5,113 |
| Undivided profits | $43,000 | 8,663 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,611 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $267,000 | 7,826 |
| Earning assets | $33,984,000 | 7,793 |
| Long-term assets (5+ years) | $2,381,000 | 7,171 |
| Average Assets, year-to-date | $25,893,600 | 8,450 |
| Average Assets, quarterly | $33,295,500 | 8,056 |
| Volatile liabilities | $3,483,000 | 8,049 |
| Insider loans | $834,000 | 4,307 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $9,059,000 | 4,148 |
| Tier 1 (core) risk-based capital | $4,990,000 | 6,967 |
| Tier 2 risk-based capital | $382,000 | 6,397 |
| Total risk weighted assets | $31,184,000 | 6,943 |
| Total unused commitments | $9,059,000 | 4,156 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 9 | 8,788 |
| Assets and Liabilities | ||
| Total Assets: | $16,204,000 | 9,389 |
| Cash and due from depository institutions | $524,000 | 8,788 |
| Interest-bearing balances | $0 | 6,829 |
| Securities | $1,572,000 | 9,389 |
| Federal funds sold & reverse repurchase agreements | $905,000 | 5,552 |
| Net loans & leases | $11,418,000 | 8,943 |
| Loan loss allowance | $185,000 | 8,446 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $1,610,000 | 4,638 |
| Other real estate owned | $0 | 8,788 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $175,000 | 9,590 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $16,204,000 | 9,389 |
| Total liabilities | $11,396,000 | 9,519 |
| Total deposits | $11,333,000 | 9,471 |
| Interest-bearing deposits | $10,639,000 | 9,355 |
| Deposits held in domestic offices | $11,333,000 | 9,471 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,732 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $63,000 | 9,608 |
| Total equity capital | $4,808,000 | 7,228 |
| Total bank equity capital | $4,808,000 | 7,228 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $2,683,000 | 1,442 |
| Surplus | $2,275,000 | 5,108 |
| Undivided profits | $-150,000 | 9,120 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,688 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $132,000 | 8,729 |
| Earning assets | $13,895,000 | 9,428 |
| Long-term assets (5+ years) | $792,000 | 8,100 |
| Average Assets, year-to-date | $13,382,000 | 9,506 |
| Average Assets, quarterly | $14,900,500 | 9,442 |
| Volatile liabilities | $1,377,000 | 9,223 |
| Insider loans | $134,000 | 7,605 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $3,320,000 | 6,318 |
| Tier 1 (core) risk-based capital | $4,782,000 | 7,141 |
| Tier 2 risk-based capital | $171,240 | 8,394 |
| Total risk weighted assets | $13,685,140 | 8,853 |
| Total unused commitments | $3,320,000 | 6,322 |
| Derivatives | $0 | 481 |