Home > North Fork Bank > Income and Expense

North Fork Bank, Income and Expense

2007-06-30 (YTD Data)		Rank
Total interest income	$1,355,939,000	36
Total interest expense	$580,237,000	41
Net interest income	$775,702,000	31
Provision for loan and lease losses	$24,322,000	71
Total noninterest income	$231,136,000	56
Gross Fiduciary activities income	$2,547,000	161
Service charges on deposit accounts	$64,183,000	36
Trading account gains and fees	$-20,624,000	8,611
Additional Noninterest Income	$185,030,000	48
Total noninterest expense	$631,380,000	40
Salaries and employee benefits	$313,738,000	31
Premises and equipment expense	$100,402,000	25
Additional noninterest expense	$217,240,000	45
Pre-tax net operating income	$351,136,000	41
Securities gains (losses)	$92,000	421
Applicable income taxes	$123,214,000	43
Income before extraordinary items	$228,014,000	44
Extraordinary gains, net	$0	29
Net income	$228,014,000	44
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$16,755,000	75
Cash dividends	$750,000,000	16
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$227,954,200	42
2007-03-31 (YTD Data)		Rank
Total interest income	$691,847,000	34
Total interest expense	$300,113,000	39
Net interest income	$391,734,000	30
Provision for loan and lease losses	$10,000,000	69
Total noninterest income	$113,777,000	53
Gross Fiduciary activities income	$1,137,000	169
Service charges on deposit accounts	$32,200,000	34
Trading account gains and fees	$6,605,000	29
Additional Noninterest Income	$73,835,000	53
Total noninterest expense	$318,326,000	39
Salaries and employee benefits	$160,266,000	29
Premises and equipment expense	$47,217,000	25
Additional noninterest expense	$110,843,000	42
Pre-tax net operating income	$177,185,000	40
Securities gains (losses)	$0	1,187
Applicable income taxes	$62,299,000	39
Income before extraordinary items	$114,886,000	41
Extraordinary gains, net	$0	22
Net income	$114,886,000	41
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$7,778,000	72
Cash dividends	$150,000,000	28
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$114,886,000	40
2006-12-31 (YTD Data)		Rank
Total interest income	$242,923,000	202
Total interest expense	$108,399,000	209
Net interest income	$134,524,000	197
Provision for loan and lease losses	$3,500,000	334
Total noninterest income	$24,277,000	325
Gross Fiduciary activities income	$474,000	596
Service charges on deposit accounts	$10,688,000	172
Trading account gains and fees	$31,293,000	23
Additional Noninterest Income	$-18,178,000	8,690
Total noninterest expense	$97,656,000	219
Salaries and employee benefits	$48,281,000	206
Premises and equipment expense	$15,518,000	177
Additional noninterest expense	$33,857,000	223
Pre-tax net operating income	$57,645,000	242
Securities gains (losses)	$0	1,687
Applicable income taxes	$20,175,000	234
Income before extraordinary items	$37,470,000	254
Extraordinary gains, net	$0	51
Net income	$37,470,000	253
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$7,205,000	154
Cash dividends	$0	5,941
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$37,470,000	253
2006-09-30 (YTD Data)		Rank
Total interest income	$2,174,402,000	34
Total interest expense	$883,006,000	38
Net interest income	$1,291,396,000	31
Provision for loan and lease losses	$26,800,000	68
Total noninterest income	$498,157,000	50
Gross Fiduciary activities income	$4,554,000	141
Service charges on deposit accounts	$102,645,000	31
Trading account gains and fees	$0	126
Additional Noninterest Income	$390,958,000	41
Total noninterest expense	$750,674,000	48
Salaries and employee benefits	$409,331,000	35
Premises and equipment expense	$140,293,000	26
Additional noninterest expense	$201,050,000	70
Pre-tax net operating income	$1,012,079,000	31
Securities gains (losses)	$13,637,000	29
Applicable income taxes	$347,635,000	30
Income before extraordinary items	$678,081,000	29
Extraordinary gains, net	$0	45
Net income	$678,081,000	29
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$16,268,000	82
Cash dividends	$500,000,000	26
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$669,080,580	30
2006-06-30 (YTD Data)		Rank
Total interest income	$1,418,243,000	34
Total interest expense	$547,212,000	38
Net interest income	$871,031,000	30
Provision for loan and lease losses	$17,800,000	67
Total noninterest income	$325,159,000	49
Gross Fiduciary activities income	$2,826,000	157
Service charges on deposit accounts	$69,266,000	31
Trading account gains and fees	$0	126
Additional Noninterest Income	$253,067,000	43
Total noninterest expense	$486,659,000	49
Salaries and employee benefits	$268,693,000	36
Premises and equipment expense	$93,281,000	26
Additional noninterest expense	$124,685,000	72
Pre-tax net operating income	$691,731,000	29
Securities gains (losses)	$9,177,000	29
Applicable income taxes	$238,689,000	28
Income before extraordinary items	$462,219,000	28
Extraordinary gains, net	$0	39
Net income	$462,219,000	28
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$11,224,000	87
Cash dividends	$500,000,000	16
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$456,162,180	28
2006-03-31 (YTD Data)		Rank
Total interest income	$692,486,000	34
Total interest expense	$263,513,000	37
Net interest income	$428,973,000	29
Provision for loan and lease losses	$9,000,000	67
Total noninterest income	$156,927,000	50
Gross Fiduciary activities income	$1,372,000	156
Service charges on deposit accounts	$34,938,000	32
Trading account gains and fees	$0	115
Additional Noninterest Income	$120,617,000	43
Total noninterest expense	$247,616,000	49
Salaries and employee benefits	$132,268,000	37
Premises and equipment expense	$46,574,000	28
Additional noninterest expense	$68,774,000	70
Pre-tax net operating income	$329,284,000	29
Securities gains (losses)	$6,729,000	23
Applicable income taxes	$115,473,000	27
Income before extraordinary items	$220,540,000	28
Extraordinary gains, net	$0	21
Net income	$220,540,000	29
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$5,716,000	85
Cash dividends	$500,000,000	7
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$216,098,860	29
2005-12-31 (YTD Data)		Rank
Total interest income	$2,753,898,000	27
Total interest expense	$896,457,000	33
Net interest income	$1,857,441,000	23
Provision for loan and lease losses	$35,950,000	68
Total noninterest income	$685,241,000	45
Gross Fiduciary activities income	$5,071,000	160
Service charges on deposit accounts	$143,415,000	30
Trading account gains and fees	$94,000	104
Additional Noninterest Income	$536,661,000	43
Total noninterest expense	$995,111,000	46
Salaries and employee benefits	$523,674,000	33
Premises and equipment expense	$173,379,000	27
Additional noninterest expense	$298,058,000	61
Pre-tax net operating income	$1,511,621,000	22
Securities gains (losses)	$8,086,000	64
Applicable income taxes	$533,328,000	21
Income before extraordinary items	$986,379,000	23
Extraordinary gains, net	$0	46
Net income	$986,379,000	23
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$29,026,000	79
Cash dividends	$500,000,000	28
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$981,123,100	22
2005-09-30 (YTD Data)		Rank
Total interest income	$2,064,417,000	25
Total interest expense	$662,335,000	32
Net interest income	$1,402,082,000	24
Provision for loan and lease losses	$26,950,000	66
Total noninterest income	$519,616,000	45
Gross Fiduciary activities income	$3,968,000	153
Service charges on deposit accounts	$108,226,000	31
Trading account gains and fees	$0	126
Additional Noninterest Income	$407,422,000	42
Total noninterest expense	$728,057,000	47
Salaries and employee benefits	$390,178,000	33
Premises and equipment expense	$127,848,000	28
Additional noninterest expense	$210,031,000	66
Pre-tax net operating income	$1,166,691,000	21
Securities gains (losses)	$14,344,000	37
Applicable income taxes	$415,113,000	21
Income before extraordinary items	$765,922,000	23
Extraordinary gains, net	$0	35
Net income	$765,922,000	23
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$17,645,000	85
Cash dividends	$0	5,317
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$756,598,400	21
2005-06-30 (YTD Data)		Rank
Total interest income	$1,387,773,000	23
Total interest expense	$433,936,000	31
Net interest income	$953,837,000	23
Provision for loan and lease losses	$17,950,000	62
Total noninterest income	$332,147,000	45
Gross Fiduciary activities income	$2,880,000	143
Service charges on deposit accounts	$67,226,000	31
Trading account gains and fees	$0	116
Additional Noninterest Income	$262,041,000	41
Total noninterest expense	$481,595,000	47
Salaries and employee benefits	$260,614,000	33
Premises and equipment expense	$84,136,000	28
Additional noninterest expense	$136,845,000	64
Pre-tax net operating income	$786,439,000	20
Securities gains (losses)	$13,997,000	32
Applicable income taxes	$282,359,000	19
Income before extraordinary items	$518,077,000	21
Extraordinary gains, net	$0	30
Net income	$518,077,000	21
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$11,113,000	89
Cash dividends	$0	5,072
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$508,978,950	20
2005-03-31 (YTD Data)		Rank
Total interest income	$685,520,000	22
Total interest expense	$203,743,000	32
Net interest income	$481,777,000	22
Provision for loan and lease losses	$8,950,000	66
Total noninterest income	$175,493,000	43
Gross Fiduciary activities income	$1,891,000	121
Service charges on deposit accounts	$33,792,000	32
Trading account gains and fees	$0	115
Additional Noninterest Income	$139,810,000	42
Total noninterest expense	$239,984,000	49
Salaries and employee benefits	$128,213,000	34
Premises and equipment expense	$41,308,000	30
Additional noninterest expense	$70,463,000	64
Pre-tax net operating income	$408,336,000	20
Securities gains (losses)	$3,201,000	53
Applicable income taxes	$145,023,000	21
Income before extraordinary items	$266,514,000	22
Extraordinary gains, net	$0	24
Net income	$266,514,000	22
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$4,756,000	95
Cash dividends	$0	3,863
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$264,433,350	21
2004-12-31 (YTD Data)		Rank
Total interest income	$1,230,654,000	49
Total interest expense	$262,862,000	66
Net interest income	$967,792,000	43
Provision for loan and lease losses	$25,838,000	93
Total noninterest income	$146,435,000	124
Gross Fiduciary activities income	$3,315,000	197
Service charges on deposit accounts	$81,982,000	51
Trading account gains and fees	$0	138
Additional Noninterest Income	$61,138,000	153
Total noninterest expense	$398,720,000	86
Salaries and employee benefits	$220,657,000	64
Premises and equipment expense	$82,827,000	55
Additional noninterest expense	$95,236,000	125
Pre-tax net operating income	$689,669,000	45
Securities gains (losses)	$5,476,000	109
Applicable income taxes	$237,256,000	47
Income before extraordinary items	$457,889,000	46
Extraordinary gains, net	$0	34
Net income	$457,889,000	46
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$22,551,000	104
Cash dividends	$300,000,000	40
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$454,274,840	45
2004-09-30 (YTD Data)		Rank
Total interest income	$889,911,000	52
Total interest expense	$184,168,000	71
Net interest income	$705,743,000	44
Provision for loan and lease losses	$19,275,000	98
Total noninterest income	$99,397,000	138
Gross Fiduciary activities income	$2,308,000	201
Service charges on deposit accounts	$60,058,000	53
Trading account gains and fees	$0	134
Additional Noninterest Income	$37,031,000	179
Total noninterest expense	$283,413,000	89
Salaries and employee benefits	$157,528,000	71
Premises and equipment expense	$59,131,000	58
Additional noninterest expense	$66,754,000	132
Pre-tax net operating income	$502,452,000	48
Securities gains (losses)	$5,116,000	101
Applicable income taxes	$172,257,000	49
Income before extraordinary items	$335,311,000	48
Extraordinary gains, net	$0	26
Net income	$335,311,000	48
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$13,544,000	118
Cash dividends	$300,000,000	30
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$331,934,440	48
2004-06-30 (YTD Data)		Rank
Total interest income	$558,727,000	59
Total interest expense	$114,243,000	78
Net interest income	$444,484,000	51
Provision for loan and lease losses	$12,850,000	100
Total noninterest income	$64,341,000	142
Gross Fiduciary activities income	$1,436,000	215
Service charges on deposit accounts	$38,687,000	56
Trading account gains and fees	$0	130
Additional Noninterest Income	$24,218,000	186
Total noninterest expense	$174,872,000	94
Salaries and employee benefits	$97,358,000	81
Premises and equipment expense	$37,166,000	63
Additional noninterest expense	$40,348,000	140
Pre-tax net operating income	$321,103,000	52
Securities gains (losses)	$807,000	253
Applicable income taxes	$108,999,000	51
Income before extraordinary items	$212,911,000	51
Extraordinary gains, net	$0	21
Net income	$212,911,000	51
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$7,866,000	127
Cash dividends	$300,000,000	23
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$212,378,380	51
2004-03-31 (YTD Data)		Rank
Total interest income	$261,183,000	59
Total interest expense	$52,726,000	81
Net interest income	$208,457,000	52
Provision for loan and lease losses	$6,425,000	99
Total noninterest income	$31,366,000	138
Gross Fiduciary activities income	$671,000	221
Service charges on deposit accounts	$18,678,000	57
Trading account gains and fees	$0	121
Additional Noninterest Income	$12,017,000	180
Total noninterest expense	$81,687,000	102
Salaries and employee benefits	$46,445,000	84
Premises and equipment expense	$17,355,000	66
Additional noninterest expense	$17,887,000	151
Pre-tax net operating income	$151,711,000	52
Securities gains (losses)	$1,082,000	161
Applicable income taxes	$51,465,000	56
Income before extraordinary items	$101,328,000	51
Extraordinary gains, net	$0	16
Net income	$101,328,000	52
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$4,768,000	120
Cash dividends	$0	3,841
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$100,613,880	48
2003-12-31 (YTD Data)		Rank
Total interest income	$1,083,207,000	58
Total interest expense	$257,444,000	70
Net interest income	$825,763,000	52
Provision for loan and lease losses	$25,250,000	124
Total noninterest income	$132,712,000	137
Gross Fiduciary activities income	$2,250,000	240
Service charges on deposit accounts	$72,227,000	58
Trading account gains and fees	$2,418,000	65
Additional Noninterest Income	$55,817,000	175
Total noninterest expense	$327,424,000	103
Salaries and employee benefits	$177,504,000	85
Premises and equipment expense	$65,621,000	72
Additional noninterest expense	$84,299,000	139
Pre-tax net operating income	$605,801,000	52
Securities gains (losses)	$7,154,000	136
Applicable income taxes	$209,369,000	51
Income before extraordinary items	$403,586,000	54
Extraordinary gains, net	$0	54
Net income	$403,586,000	54
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$18,086,000	140
Cash dividends	$250,000,000	53
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$398,864,360	52
2003-09-30 (YTD Data)		Rank
Total interest income	$823,211,000	58
Total interest expense	$204,734,000	69
Net interest income	$618,477,000	50
Provision for loan and lease losses	$18,550,000	132
Total noninterest income	$103,431,000	135
Gross Fiduciary activities income	$1,692,000	248
Service charges on deposit accounts	$53,845,000	58
Trading account gains and fees	$2,418,000	62
Additional Noninterest Income	$45,476,000	170
Total noninterest expense	$246,195,000	105
Salaries and employee benefits	$133,723,000	83
Premises and equipment expense	$48,044,000	73
Additional noninterest expense	$64,428,000	139
Pre-tax net operating income	$457,163,000	51
Securities gains (losses)	$5,764,000	150
Applicable income taxes	$159,247,000	51
Income before extraordinary items	$303,680,000	53
Extraordinary gains, net	$0	40
Net income	$303,680,000	53
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$14,083,000	138
Cash dividends	$250,000,000	40
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$299,875,760	51
2003-06-30 (YTD Data)		Rank
Total interest income	$566,336,000	55
Total interest expense	$148,371,000	68
Net interest income	$417,965,000	50
Provision for loan and lease losses	$12,350,000	133
Total noninterest income	$71,483,000	133
Gross Fiduciary activities income	$1,168,000	253
Service charges on deposit accounts	$35,706,000	58
Trading account gains and fees	$468,000	85
Additional Noninterest Income	$34,141,000	152
Total noninterest expense	$166,035,000	101
Salaries and employee benefits	$88,766,000	84
Premises and equipment expense	$31,243,000	75
Additional noninterest expense	$46,026,000	129
Pre-tax net operating income	$311,063,000	48
Securities gains (losses)	$5,837,000	133
Applicable income taxes	$109,535,000	51
Income before extraordinary items	$207,365,000	52
Extraordinary gains, net	$0	30
Net income	$207,365,000	52
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$9,858,000	129
Cash dividends	$250,000,000	27
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$203,570,950	50
2003-03-31 (YTD Data)		Rank
Total interest income	$290,406,000	54
Total interest expense	$76,763,000	67
Net interest income	$213,643,000	50
Provision for loan and lease losses	$6,000,000	134
Total noninterest income	$29,456,000	146
Gross Fiduciary activities income	$557,000	265
Service charges on deposit accounts	$17,733,000	60
Trading account gains and fees	$214,000	83
Additional Noninterest Income	$10,952,000	200
Total noninterest expense	$75,606,000	108
Salaries and employee benefits	$43,331,000	87
Premises and equipment expense	$15,183,000	77
Additional noninterest expense	$17,092,000	157
Pre-tax net operating income	$161,493,000	45
Securities gains (losses)	$2,510,000	129
Applicable income taxes	$56,644,000	50
Income before extraordinary items	$107,359,000	51
Extraordinary gains, net	$0	21
Net income	$107,359,000	51
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$6,117,000	117
Cash dividends	$0	3,930
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$105,727,500	47
2002-12-31 (YTD Data)		Rank
Total interest income	$1,166,197,000	54
Total interest expense	$318,237,000	67
Net interest income	$847,960,000	49
Provision for loan and lease losses	$24,760,000	143
Total noninterest income	$108,177,000	152
Gross Fiduciary activities income	$2,561,000	241
Service charges on deposit accounts	$66,808,000	61
Trading account gains and fees	$140,000	103
Additional Noninterest Income	$38,668,000	209
Total noninterest expense	$285,000,000	113
Salaries and employee benefits	$159,860,000	88
Premises and equipment expense	$54,828,000	79
Additional noninterest expense	$70,312,000	160
Pre-tax net operating income	$646,377,000	44
Securities gains (losses)	$3,896,000	184
Applicable income taxes	$226,019,000	45
Income before extraordinary items	$424,254,000	46
Extraordinary gains, net	$0	70
Net income	$424,254,000	45
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$13,758,000	174
Cash dividends	$189,000,000	58
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$421,721,600	42
2001-12-31 (YTD Data)		Rank
Total interest income	$1,087,191,000	68
Total interest expense	$415,588,000	80
Net interest income	$671,603,000	61
Provision for loan and lease losses	$17,600,000	176
Total noninterest income	$88,710,000	168
Gross Fiduciary activities income	$2,842,000	235
Service charges on deposit accounts	$50,514,000	63
Trading account gains and fees	$8,290,000	42
Additional Noninterest Income	$27,064,000	258
Total noninterest expense	$232,039,000	128
Salaries and employee benefits	$117,758,000	100
Premises and equipment expense	$42,183,000	91
Additional noninterest expense	$72,098,000	171
Pre-tax net operating income	$510,674,000	45
Securities gains (losses)	$8,328,000	99
Applicable income taxes	$180,747,000	50
Income before extraordinary items	$338,255,000	50
Extraordinary gains, net	$0	105
Net income	$338,255,000	49
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$10,499,000	205
Cash dividends	$126,000,000	77
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$332,841,800	47
2000-12-31 (YTD Data)		Rank
Total interest income	$1,051,921,000	79
Total interest expense	$478,414,000	86
Net interest income	$573,507,000	66
Provision for loan and lease losses	$16,970,000	156
Total noninterest income	$85,449,000	168
Gross Fiduciary activities income	$2,771,000	238
Service charges on deposit accounts	$38,923,000	76
Trading account gains and fees	$0	180
Additional Noninterest Income	$43,755,000	183
Total noninterest expense	$251,009,000	126
Salaries and employee benefits	$103,558,000	109
Premises and equipment expense	$36,271,000	104
Additional noninterest expense	$111,180,000	131
Pre-tax net operating income	$390,977,000	54
Securities gains (losses)	$243,000	375
Applicable income taxes	$148,514,000	51
Income before extraordinary items	$242,706,000	56
Extraordinary gains, net	$0	38
Net income	$242,706,000	56
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$10,941,000	182
Cash dividends	$346,000,000	31
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$242,550,480	56
1999-12-31 (YTD Data)		Rank
Total interest income	$811,239,000	83
Total interest expense	$376,350,000	86
Net interest income	$434,889,000	78
Provision for loan and lease losses	$5,910,000	269
Total noninterest income	$47,706,000	234
Gross Fiduciary activities income	$2,649,000	275
Service charges on deposit accounts	$29,111,000	90
Trading account gains and fees	$0	173
Additional Noninterest Income	$15,946,000	347
Total noninterest expense	$145,393,000	169
Salaries and employee benefits	$78,427,000	135
Premises and equipment expense	$27,593,000	126
Additional noninterest expense	$39,373,000	232
Pre-tax net operating income	$331,292,000	69
Securities gains (losses)	$12,000	1,656
Applicable income taxes	$115,395,000	70
Income before extraordinary items	$215,909,000	74
Extraordinary gains, net	$0	35
Net income	$215,909,000	74
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$9,162,000	201
Cash dividends	$260,000,000	43
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$215,901,200	70
1998-12-31 (YTD Data)		Rank
Total interest income	$734,879,000	86
Total interest expense	$327,165,000	94
Net interest income	$407,714,000	82
Provision for loan and lease losses	$17,825,000	149
Total noninterest income	$43,539,000	250
Gross Fiduciary activities income	$2,519,000	277
Service charges on deposit accounts	$25,899,000	95
Trading account gains and fees	$0	224
Additional Noninterest Income	$15,121,000	348
Total noninterest expense	$200,488,000	144
Salaries and employee benefits	$74,207,000	137
Premises and equipment expense	$26,113,000	126
Additional noninterest expense	$100,168,000	142
Pre-tax net operating income	$232,940,000	79
Securities gains (losses)	$401,000	631
Applicable income taxes	$70,948,000	91
Income before extraordinary items	$162,393,000	77
Extraordinary gains, net	$0	32
Net income	$162,393,000	78
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$18,079,000	132
Cash dividends	$90,000,000	94
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$162,112,300	75
1997-12-31 (YTD Data)		Rank
Total interest income	$476,439,000	121
Total interest expense	$206,625,000	138
Net interest income	$269,814,000	111
Provision for loan and lease losses	$6,000,000	291
Total noninterest income	$29,428,000	281
Gross Fiduciary activities income	$2,179,000	311
Service charges on deposit accounts	$18,943,000	119
Trading account gains and fees	$0	239
Additional Noninterest Income	$8,306,000	463
Total noninterest expense	$107,506,000	208
Salaries and employee benefits	$54,717,000	168
Premises and equipment expense	$19,845,000	154
Additional noninterest expense	$32,944,000	254
Pre-tax net operating income	$185,736,000	84
Securities gains (losses)	$82,000	1,079
Applicable income taxes	$70,860,000	81
Income before extraordinary items	$114,958,000	88
Extraordinary gains, net	$0	44
Net income	$114,958,000	88
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$6,690,000	241
Cash dividends	$13,000,000	309
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$114,905,520	86
1996-12-31 (YTD Data)		Rank
Total interest income	$404,379,000	159
Total interest expense	$172,667,000	170
Net interest income	$231,712,000	138
Provision for loan and lease losses	$6,800,000	277
Total noninterest income	$26,154,000	326
Gross Fiduciary activities income	$2,589,000	310
Service charges on deposit accounts	$16,303,000	144
Trading account gains and fees	$0	262
Additional Noninterest Income	$7,262,000	516
Total noninterest expense	$139,054,000	198
Salaries and employee benefits	$54,081,000	179
Premises and equipment expense	$18,394,000	181
Additional noninterest expense	$66,579,000	198
Pre-tax net operating income	$112,012,000	132
Securities gains (losses)	$-812,000	11,396
Applicable income taxes	$49,229,000	111
Income before extraordinary items	$61,971,000	160
Extraordinary gains, net	$0	53
Net income	$61,971,000	159
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$12,814,000	172
Cash dividends	$65,000,000	119
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$62,490,680	159
1995-12-31 (YTD Data)		Rank
Total interest income	$226,081,000	247
Total interest expense	$83,716,000	303
Net interest income	$142,365,000	215
Provision for loan and lease losses	$9,000,000	201
Total noninterest income	$19,761,000	401
Gross Fiduciary activities income	$1,794,000	398
Service charges on deposit accounts	$10,840,000	207
Trading account gains and fees	$67,000	307
Additional Noninterest Income	$7,060,000	541
Total noninterest expense	$67,496,000	323
Salaries and employee benefits	$33,884,000	268
Premises and equipment expense	$11,360,000	260
Additional noninterest expense	$22,252,000	402
Pre-tax net operating income	$85,630,000	174
Securities gains (losses)	$1,019,000	221
Applicable income taxes	$36,660,000	145
Income before extraordinary items	$49,989,000	195
Extraordinary gains, net	$0	65
Net income	$49,989,000	194
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$9,352,000	202
Cash dividends	$0	8,717
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$49,336,840	194
1994-12-31 (YTD Data)		Rank
Total interest income	$203,717,000	239
Total interest expense	$69,481,000	293
Net interest income	$134,236,000	217
Provision for loan and lease losses	$3,275,000	401
Total noninterest income	$18,325,000	396
Gross Fiduciary activities income	$1,800,000	388
Service charges on deposit accounts	$10,455,000	213
Trading account gains and fees	$0	475
Additional Noninterest Income	$6,070,000	572
Total noninterest expense	$87,843,000	272
Salaries and employee benefits	$36,381,000	252
Premises and equipment expense	$11,961,000	256
Additional noninterest expense	$39,501,000	275
Pre-tax net operating income	$61,443,000	208
Securities gains (losses)	$-10,438,000	12,575
Applicable income taxes	$18,083,000	224
Income before extraordinary items	$32,922,000	243
Extraordinary gains, net	$0	249
Net income	$32,922,000	241
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$10,126,000	193
Cash dividends	$8,300,000	393
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$39,706,700	217
1993-12-31 (YTD Data)		Rank
Total interest income	$118,813,000	351
Total interest expense	$38,770,000	433
Net interest income	$80,043,000	301
Provision for loan and lease losses	$6,000,000	383
Total noninterest income	$16,088,000	437
Gross Fiduciary activities income	$1,665,000	421
Service charges on deposit accounts	$7,531,000	246
Trading account gains and fees	$0	532
Additional Noninterest Income	$6,892,000	540
Total noninterest expense	$64,140,000	340
Salaries and employee benefits	$23,248,000	349
Premises and equipment expense	$9,868,000	296
Additional noninterest expense	$31,024,000	344
Pre-tax net operating income	$25,991,000	329
Securities gains (losses)	$1,752,000	359
Applicable income taxes	$9,449,000	326
Income before extraordinary items	$18,294,000	331
Extraordinary gains, net	$0	3,149
Net income	$18,294,000	342
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$17,872,000	166
Cash dividends	$0	9,081
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$17,137,680	335
1992-12-31 (YTD Data)		Rank
Total interest income	$130,923,000	363
Total interest expense	$55,470,000	404
Net interest income	$75,453,000	315
Provision for loan and lease losses	$21,000,000	206
Total noninterest income	$14,786,000	464
Gross Fiduciary activities income	$1,508,000	437
Service charges on deposit accounts	$6,019,000	274
Trading account gains and fees	$28,000	351
Additional Noninterest Income	$7,231,000	522
Total noninterest expense	$68,701,000	318
Salaries and employee benefits	$18,833,000	403
Premises and equipment expense	$8,511,000	333
Additional noninterest expense	$41,357,000	279
Pre-tax net operating income	$538,000	8,154
Securities gains (losses)	$9,545,000	118
Applicable income taxes	$4,227,000	555
Income before extraordinary items	$5,856,000	815
Extraordinary gains, net	$0	1,422
Net income	$5,856,000	817
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$16,667,000	245
Cash dividends	$518,000	2,699
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$-252,800	13,104

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.