Home > North Fork Bank > Net charge- offs to loans
North Fork Bank, Net charge- offs to loans
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0926% | 2,861 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0304% | 1,975 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0076% | 843 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0580% | 1,466 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1454% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0532% | 1,398 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2328% | 1,753 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6930% | 1,855 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0445% | 7,008 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0284% | 1,483 |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0830% | 2,418 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0195% | 1,554 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0008% | 528 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0380% | 1,193 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1902% | 245 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0312% | 1,117 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2432% | 1,210 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6802% | 1,761 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0585% | 7,021 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0458% | 1,387 |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0183% | 5,405 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0123% | 2,957 |
| Percentage Net Loans Charged-off:Construction & development | 0.3423% | 276 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0002% | 2,926 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0036% | 696 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,723 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0408% | 3,362 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0736% | 5,279 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0042% | 1,464 |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0554% | 3,622 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0249% | 2,135 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0128% | 926 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0374% | 1,784 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1884% | 261 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0301% | 1,776 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1756% | 2,061 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3235% | 3,325 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.1215% | 1,398 |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0580% | 3,247 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0303% | 1,720 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0190% | 724 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0438% | 1,466 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2229% | 206 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0341% | 1,466 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1612% | 1,833 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3379% | 2,997 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0605% | 2,646 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0108% | 1,457 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0041% | 8,015 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0192% | 1,187 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2044% | 162 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0097% | 1,169 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2379% | 1,139 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5940% | 1,935 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0780% | 4,103 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0154% | 2,861 |
| Percentage Net Loans Charged-off:Construction & development | 0.0210% | 586 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0215% | 1,157 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0011% | 6,311 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0171% | 2,624 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1186% | 393 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0108% | 2,602 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2427% | 2,615 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0288% | 1,794 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0051% | 1,349 |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0633% | 3,863 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0059% | 2,821 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0284% | 883 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0015% | 6,286 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0015% | 2,600 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0889% | 360 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0042% | 7,804 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2159% | 2,278 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9499% | 1,711 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0597% | 3,657 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0007% | 2,521 |
| Percentage Net Loans Charged-off:Construction & development | -0.0004% | 7,666 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0401% | 658 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0022% | 6,233 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0089% | 7,916 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0352% | 5,939 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0070% | 7,869 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2041% | 1,996 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0608% | 1,464 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 20 |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0521% | 3,204 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0123% | 7,988 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0010% | 8,127 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0046% | 6,218 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0171% | 8,127 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0184% | 8,130 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1266% | 1,581 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2978% | 1,155 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 13 |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1579% | 3,279 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0033% | 3,737 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0137% | 1,427 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0044% | 7,962 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0319% | 6,005 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0034% | 7,931 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3031% | 2,712 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1622% | 1,715 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.8463% | 18 |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1309% | 3,173 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0057% | 3,106 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0229% | 1,064 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0060% | 7,973 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0482% | 5,996 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0045% | 7,939 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2578% | 2,390 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9330% | 2,031 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 1.0773% | 12 |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1192% | 3,106 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0221% | 2,206 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0691% | 703 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0005% | 2,282 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0005% | 2,142 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1720% | 2,303 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8513% | 2,185 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1560% | 2,284 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0129% | 1,745 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0403% | 473 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0011% | 1,585 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0011% | 1,467 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2161% | 1,564 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4247% | 1,306 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1561% | 3,940 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0194% | 3,311 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0736% | 1,192 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0001% | 185 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0046% | 8,221 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0047% | 8,231 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4430% | 2,778 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9012% | 2,646 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0053% | 55 |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1637% | 3,382 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0291% | 2,525 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1149% | 841 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0001% | 137 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0075% | 8,281 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0077% | 8,290 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4429% | 2,352 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9144% | 2,375 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0071% | 44 |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1731% | 3,034 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0446% | 1,940 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1805% | 582 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0002% | 99 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0110% | 8,368 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0112% | 8,392 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3769% | 2,232 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0412% | 1,987 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0117% | 36 |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2181% | 2,214 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0885% | 1,136 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3686% | 295 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0273% | 8,602 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0279% | 8,620 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3772% | 1,588 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1968% | 1,648 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0273% | 21 |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1278% | 4,661 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0171% | 3,412 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0430% | 1,282 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0004% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0208% | 2,868 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0211% | 2,740 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2571% | 3,577 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9840% | 2,436 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 51 |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1079% | 4,962 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0076% | 3,619 |
| Percentage Net Loans Charged-off:Construction & development | -0.0345% | 8,224 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0174% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0001% | 191 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0139% | 2,858 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0141% | 2,709 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2217% | 3,558 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8900% | 2,581 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.2087% | 62 |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1232% | 4,213 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0115% | 748 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0211% | 338 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0018% | 1,333 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0236% | 613 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2840% | 114 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0194% | 605 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2923% | 605 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0233% | 400 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9345% | 510 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1494% | 3,909 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0277% | 620 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0326% | 309 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0042% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0455% | 525 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0183% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0462% | 498 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2325% | 631 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0730% | 407 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0099% | 545 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2782% | 232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.2157% | 482 |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3174% | 2,332 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2641% | 100 |
| Percentage Net Loans Charged-off:Construction & development | 1.2968% | 18 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4597% | 85 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0118% | 137 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3257% | 72 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2667% | 124 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3272% | 73 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2888% | 517 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0632% | 455 |
| Percentage Net Loans Charged-off: Credit card loans | 4.0051% | 273 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0833% | 21 |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1969% | 3,852 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1395% | 256 |
| Percentage Net Loans Charged-off:Construction & development | 0.0505% | 192 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4246% | 103 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0161% | 183 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0817% | 388 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 396 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0839% | 355 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1644% | 624 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0771% | 506 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4684% | 384 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 386 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 31 |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4573% | 1,934 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4625% | 104 |
| Percentage Net Loans Charged-off:Construction & development | 1.6975% | 53 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0770% | 70 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0219% | 1,340 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4247% | 86 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1263% | 231 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4326% | 78 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4837% | 338 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4370% | 970 |
| Percentage Net Loans Charged-off: Credit card loans | 5.2088% | 174 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0649% | 357 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.1155% | 507 |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4972% | 1,675 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4808% | 149 |
| Percentage Net Loans Charged-off:Construction & development | 1.8666% | 78 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4843% | 248 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5410% | 146 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2867% | 155 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0823% | 253 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2938% | 156 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8310% | 205 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1795% | 1,145 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3789% | 969 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 433 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -2.9941% | 572 |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5728% | 1,557 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2847% | 315 |
| Percentage Net Loans Charged-off:Construction & development | 0.1215% | 275 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5436% | 274 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1501% | 261 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2331% | 235 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3943% | 1,289 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2537% | 225 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.1775% | 73 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7986% | 387 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7010% | 824 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0183% | 1,104 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.8482% | 36 |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.7597% | 591 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2304% | 145 |
| Percentage Net Loans Charged-off:Construction & development | 1.5344% | 221 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.6867% | 188 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1987% | 292 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7413% | 98 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4788% | 112 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7621% | 104 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.0898% | 102 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2124% | 335 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0335% | 764 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 423 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 9.0145% | 24 |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4606% | 1,257 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2059% | 212 |
| Percentage Net Loans Charged-off:Construction & development | 0.5394% | 457 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.8369% | 144 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0057% | 1,112 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0369% | 1,308 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0090% | 1,019 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.2185% | 315 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1966% | 222 |
| Percentage Net Loans Charged-off: Credit card loans | 5.2002% | 156 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 479 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 1.8639% | 80 |