Home > North Easton Savings Bank > Income and Expense

North Easton Savings Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$61,734,000782
Total interest expense$21,514,000747
Net interest income$40,220,000809
Provision for loan and lease losses$624,0001,121
Total noninterest income$7,748,000894
Gross Fiduciary activities income$0981
Service charges on deposit accounts$3,415,000366
Trading account gains and feesNANA
Additional Noninterest Income$4,333,000965
Total noninterest expense$38,505,000717
Salaries and employee benefits$19,751,000769
Premises and equipment expense$4,859,000571
Additional noninterest expense$4,333,000965
Pre-tax net operating income$8,839,0001,291
Securities gains (losses)$124,000219
Applicable income taxes$1,683,0001,092
Income before extraordinary items$7,280,0001,297
Extraordinary gains, net$054
Net income$7,280,0001,313
Minority interest net income$088
Net income of bank and minority interests.$7,280,0001,300
Net charge-offs$-11,0003,866
Cash dividends$03,459
Sale, conversion, retirement of capital stock, net$0540
Net operating income$7,179,5601,335
2023-09-30 (YTD Data)Rank
Total interest income$44,809,000795
Total interest expense$14,729,000749
Net interest income$30,080,000816
Provision for loan and lease losses$703,000823
Total noninterest income$5,764,000904
Gross Fiduciary activities income$0950
Service charges on deposit accounts$2,458,000375
Trading account gains and feesNANA
Additional Noninterest Income$3,306,000970
Total noninterest expense$28,530,000724
Salaries and employee benefits$14,601,000790
Premises and equipment expense$3,546,000586
Additional noninterest expense$3,306,000970
Pre-tax net operating income$6,611,0001,350
Securities gains (losses)$62,000226
Applicable income taxes$1,198,0001,150
Income before extraordinary items$5,475,0001,347
Extraordinary gains, net$052
Net income$5,475,0001,357
Minority interest net income$081
Net income of bank and minority interests.$5,475,0001,347
Net charge-offs$-8,0003,787
Cash dividends$03,078
Sale, conversion, retirement of capital stock, net$0507
Net operating income$5,424,1601,377
2023-06-30 (YTD Data)Rank
Total interest income$657,0004,459
Total interest expense$110,0004,333
Net interest income$04,644
Provision for loan and lease lossesNANA
Total noninterest income$1,8714,588
Gross Fiduciary activities income$0931
Service charges on deposit accounts$04,471
Trading account gains and fees$0112
Additional Noninterest Income$161,0003,348
Total noninterest expenseNANA
Salaries and employee benefitsNANA
Premises and equipment expense$04,583
Additional noninterest expense$3,5734,525
Pre-tax net operating incomeNANA
Securities gains (losses)$247,000101
Applicable income taxes$03,436
Income before extraordinary items$5,0004,423
Extraordinary gains, net$90,259,0001
Net income$3,227,0001,494
Minority interest net income$081
Net income of bank and minority interests.$04,409
Net charge-offs$02,431
Cash dividends$343,0002,227
Sale, conversion, retirement of capital stock, net$0486
Net operating income$04,423
2023-03-31 (YTD Data)Rank
Total interest income$13,566,000825
Total interest expense$3,370,000819
Net interest income$10,196,000810
Provision for loan and lease losses$333,000626
Total noninterest income$1,679,000940
Gross Fiduciary activities income$0913
Service charges on deposit accounts$714,000416
Trading account gains and feesNANA
Additional Noninterest Income$965,000991
Total noninterest expense$9,742,000707
Salaries and employee benefits$4,978,000781
Premises and equipment expense$1,211,000585
Additional noninterest expense$965,000991
Pre-tax net operating income$1,800,0001,584
Securities gains (losses)$7,000681
Applicable income taxes$283,0001,439
Income before extraordinary items$1,524,0001,583
Extraordinary gains, net$04
Net income$1,524,0001,583
Minority interest net income$048
Net income of bank and minority interests.$1,524,0001,583
Net charge-offs$1,0001,904
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$0430
Net operating income$1,518,1201,607
2022-12-31 (YTD Data)Rank
Total interest income$45,490,000809
Total interest expense$4,715,000825
Net interest income$40,775,000810
Provision for loan and lease losses$948,000852
Total noninterest income$8,175,000871
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$3,499,000376
Trading account gains and feesNANA
Additional Noninterest Income$4,676,000948
Total noninterest expense$33,891,000780
Salaries and employee benefits$14,567,000984
Premises and equipment expense$4,701,000586
Additional noninterest expense$4,676,000948
Pre-tax net operating income$14,111,000995
Securities gains (losses)$-432,0004,293
Applicable income taxes$2,399,000954
Income before extraordinary items$11,280,0001,007
Extraordinary gains, net$05
Net income$11,280,0001,007
Minority interest net income$063
Net income of bank and minority interests.$11,280,0001,007
Net charge-offs$-10,0003,632
Cash dividends$03,475
Sale, conversion, retirement of capital stock, net$0568
Net operating income$11,634,2401,007
2022-09-30 (YTD Data)Rank
Total interest income$32,760,000806
Total interest expense$2,532,000832
Net interest income$30,228,000803
Provision for loan and lease losses$691,000794
Total noninterest income$5,917,000909
Gross Fiduciary activities income$0968
Service charges on deposit accounts$2,623,000380
Trading account gains and feesNANA
Additional Noninterest Income$3,294,0001,000
Total noninterest expense$23,453,000840
Salaries and employee benefits$9,580,0001,090
Premises and equipment expense$3,593,000573
Additional noninterest expense$3,294,0001,000
Pre-tax net operating income$12,001,000889
Securities gains (losses)$-447,0004,469
Applicable income taxes$2,031,000889
Income before extraordinary items$9,523,000926
Extraordinary gains, net$04
Net income$9,523,000926
Minority interest net income$057
Net income of bank and minority interests.$9,523,000926
Net charge-offs$-9,0003,567
Cash dividends$03,099
Sale, conversion, retirement of capital stock, net$0519
Net operating income$9,889,540917
2022-06-30 (YTD Data)Rank
Total interest income$21,218,000791
Total interest expense$1,405,000814
Net interest income$19,813,000792
Provision for loan and lease losses$578,000642
Total noninterest income$4,058,000875
Gross Fiduciary activities income$0925
Service charges on deposit accounts$1,785,000374
Trading account gains and feesNANA
Additional Noninterest Income$2,273,0001,001
Total noninterest expense$18,626,000694
Salaries and employee benefits$9,170,000796
Premises and equipment expense$2,419,000562
Additional noninterest expense$7,037,000572
Pre-tax net operating income$4,667,0001,258
Securities gains (losses)$-208,0004,470
Applicable income taxes$211,0002,084
Income before extraordinary items$4,248,0001,183
Extraordinary gains, net$04
Net income$4,248,0001,182
Minority interest net income$060
Net income of bank and minority interests.$4,248,0001,183
Net charge-offs$-3,0003,282
Cash dividends$02,961
Sale, conversion, retirement of capital stock, net$0494
Net operating income$4,445,6001,168
2022-03-31 (YTD Data)Rank
Total interest income$10,332,000782
Total interest expense$694,000789
Net interest income$9,638,000791
Provision for loan and lease losses$198,000671
Total noninterest income$2,040,000874
Gross Fiduciary activities income$0892
Service charges on deposit accounts$857,000383
Trading account gains and feesNANA
Additional Noninterest Income$1,183,000975
Total noninterest expense$8,453,000764
Salaries and employee benefits$4,506,000813
Premises and equipment expense$1,241,000549
Additional noninterest expense$2,706,000717
Pre-tax net operating income$3,027,0001,004
Securities gains (losses)$41,000222
Applicable income taxes$660,000833
Income before extraordinary items$2,408,0001,047
Extraordinary gains, net$04
Net income$2,408,0001,045
Minority interest net income$050
Net income of bank and minority interests.$2,408,0001,047
Net charge-offs$-2,0003,266
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$0453
Net operating income$2,375,6101,067
2021-12-31 (YTD Data)Rank
Total interest income$40,627,000814
Total interest expense$3,595,000759
Net interest income$37,032,000827
Provision for loan and lease losses$1,629,000360
Total noninterest income$9,463,000865
Gross Fiduciary activities income$0994
Service charges on deposit accounts$3,057,000392
Trading account gains and feesNANA
Additional Noninterest Income$6,406,000905
Total noninterest expense$36,470,000702
Salaries and employee benefits$18,071,000804
Premises and equipment expense$4,880,000545
Additional noninterest expense$13,519,000604
Pre-tax net operating income$8,396,0001,428
Securities gains (losses)$1,569,000168
Applicable income taxes$1,760,0001,182
Income before extraordinary items$8,205,0001,319
Extraordinary gains, net$010
Net income$8,205,0001,319
Minority interest net income$074
Net income of bank and minority interests.$8,205,0001,319
Net charge-offs$23,0002,014
Cash dividends$03,608
Sale, conversion, retirement of capital stock, net$0582
Net operating income$6,918,4201,478
2021-09-30 (YTD Data)Rank
Total interest income$30,160,000844
Total interest expense$2,809,000770
Net interest income$27,351,000849
Provision for loan and lease losses$1,114,000392
Total noninterest income$7,310,000870
Gross Fiduciary activities income$0957
Service charges on deposit accounts$2,166,000409
Trading account gains and feesNANA
Additional Noninterest Income$5,144,000880
Total noninterest expense$27,454,000709
Salaries and employee benefits$13,485,000815
Premises and equipment expense$3,713,000544
Additional noninterest expense$10,256,000589
Pre-tax net operating income$6,093,0001,531
Securities gains (losses)$1,453,000152
Applicable income taxes$1,332,0001,248
Income before extraordinary items$6,214,0001,359
Extraordinary gains, net$08
Net income$6,214,0001,359
Minority interest net income$069
Net income of bank and minority interests.$6,214,0001,359
Net charge-offs$-16,0003,803
Cash dividends$03,251
Sale, conversion, retirement of capital stock, net$0543
Net operating income$5,022,5401,573
2021-06-30 (YTD Data)Rank
Total interest income$19,934,000843
Total interest expense$1,923,000800
Net interest income$18,011,000850
Provision for loan and lease losses$648,000471
Total noninterest income$4,977,000856
Gross Fiduciary activities income$0951
Service charges on deposit accounts$1,330,000422
Trading account gains and feesNANA
Additional Noninterest Income$3,647,000858
Total noninterest expense$17,652,000733
Salaries and employee benefits$9,133,000799
Premises and equipment expense$2,574,000530
Additional noninterest expense$5,945,000646
Pre-tax net operating income$4,688,0001,374
Securities gains (losses)$836,000183
Applicable income taxes$1,098,0001,073
Income before extraordinary items$4,426,0001,293
Extraordinary gains, net$06
Net income$4,426,0001,293
Minority interest net income$067
Net income of bank and minority interests.$4,426,0001,293
Net charge-offs$-4,0003,475
Cash dividends$03,104
Sale, conversion, retirement of capital stock, net$0517
Net operating income$3,757,2001,434
2021-03-31 (YTD Data)Rank
Total interest income$10,236,000809
Total interest expense$985,000821
Net interest income$9,251,000810
Provision for loan and lease losses$211,000775
Total noninterest income$2,978,000748
Gross Fiduciary activities income$0922
Service charges on deposit accounts$642,000431
Trading account gains and feesNANA
Additional Noninterest Income$2,336,000732
Total noninterest expense$8,500,000751
Salaries and employee benefits$4,495,000806
Premises and equipment expense$1,226,000553
Additional noninterest expense$2,779,000684
Pre-tax net operating income$3,518,0001,021
Securities gains (losses)$275,000280
Applicable income taxes$852,000822
Income before extraordinary items$2,941,0001,042
Extraordinary gains, net$03
Net income$2,941,0001,042
Minority interest net income$055
Net income of bank and minority interests.$2,941,0001,042
Net charge-offs$-2,0003,357
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$2,723,7501,081
2020-12-31 (YTD Data)Rank
Total interest income$40,269,000829
Total interest expense$5,929,000807
Net interest income$34,340,000831
Provision for loan and lease losses$2,177,000988
Total noninterest income$10,114,000792
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$2,743,000415
Trading account gains and feesNANA
Additional Noninterest Income$7,371,000785
Total noninterest expense$34,333,000726
Salaries and employee benefits$17,392,000805
Premises and equipment expense$4,702,000557
Additional noninterest expense$12,239,000614
Pre-tax net operating income$7,944,0001,262
Securities gains (losses)$1,039,000354
Applicable income taxes$1,726,0001,025
Income before extraordinary items$7,257,0001,231
Extraordinary gains, net$04
Net income$7,257,0001,231
Minority interest net income$072
Net income of bank and minority interests.$7,257,0001,231
Net charge-offs$67,0002,235
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0566
Net operating income$6,415,4101,312
2020-09-30 (YTD Data)Rank
Total interest income$30,806,000817
Total interest expense$4,784,000808
Net interest income$26,022,000822
Provision for loan and lease losses$2,420,000802
Total noninterest income$6,843,000828
Gross Fiduciary activities income$0981
Service charges on deposit accounts$1,991,000416
Trading account gains and feesNANA
Additional Noninterest Income$4,852,000828
Total noninterest expense$25,412,000730
Salaries and employee benefits$12,375,000825
Premises and equipment expense$3,462,000561
Additional noninterest expense$9,575,000582
Pre-tax net operating income$5,033,0001,381
Securities gains (losses)$210,000864
Applicable income taxes$999,0001,178
Income before extraordinary items$4,244,0001,446
Extraordinary gains, net$04
Net income$4,244,0001,447
Minority interest net income$065
Net income of bank and minority interests.$4,244,0001,447
Net charge-offs$349,000947
Cash dividends$03,384
Sale, conversion, retirement of capital stock, net$0532
Net operating income$4,073,9001,446
2020-06-30 (YTD Data)Rank
Total interest income$20,730,000822
Total interest expense$3,383,000819
Net interest income$17,347,000818
Provision for loan and lease losses$2,162,000691
Total noninterest income$4,496,000794
Gross Fiduciary activities income$0970
Service charges on deposit accounts$1,359,000408
Trading account gains and feesNANA
Additional Noninterest Income$3,137,000785
Total noninterest expense$17,141,000710
Salaries and employee benefits$8,141,000826
Premises and equipment expense$2,264,000572
Additional noninterest expense$6,736,000548
Pre-tax net operating income$2,540,0001,674
Securities gains (losses)$-212,0004,976
Applicable income taxes$401,0001,531
Income before extraordinary items$1,927,0001,895
Extraordinary gains, net$04
Net income$1,927,0001,895
Minority interest net income$065
Net income of bank and minority interests.$1,927,0001,896
Net charge-offs$328,000766
Cash dividends$03,237
Sale, conversion, retirement of capital stock, net$0504
Net operating income$2,102,9601,721
2020-03-31 (YTD Data)Rank
Total interest income$10,500,000810
Total interest expense$1,840,000849
Net interest income$8,660,000798
Provision for loan and lease losses$1,820,000429
Total noninterest income$2,311,000744
Gross Fiduciary activities income$0941
Service charges on deposit accounts$899,000367
Trading account gains and feesNANA
Additional Noninterest Income$1,412,000766
Total noninterest expense$8,484,000726
Salaries and employee benefits$3,980,000846
Premises and equipment expense$1,106,000587
Additional noninterest expense$3,398,000550
Pre-tax net operating income$667,0002,411
Securities gains (losses)$-355,0005,019
Applicable income taxes$135,0001,703
Income before extraordinary items$177,0003,833
Extraordinary gains, net$04
Net income$177,0003,834
Minority interest net income$056
Net income of bank and minority interests.$177,0003,834
Net charge-offs$320,000477
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$457,4502,743
2019-12-31 (YTD Data)Rank
Total interest income$36,323,000927
Total interest expense$6,416,0001,000
Net interest income$29,907,000907
Provision for loan and lease losses$1,175,000816
Total noninterest income$6,982,000901
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$3,239,000393
Trading account gains and feesNANA
Additional Noninterest Income$3,743,0001,023
Total noninterest expense$32,290,000728
Salaries and employee benefits$15,145,000854
Premises and equipment expense$3,594,000710
Additional noninterest expense$13,551,000536
Pre-tax net operating income$3,424,0002,267
Securities gains (losses)$770,000272
Applicable income taxes$790,0001,607
Income before extraordinary items$3,404,0002,114
Extraordinary gains, net$011
Net income$3,404,0002,116
Minority interest net income$076
Net income of bank and minority interests.$3,404,0002,116
Net charge-offs$160,0001,869
Cash dividends$03,944
Sale, conversion, retirement of capital stock, net$0626
Net operating income$2,780,3002,365
2019-09-30 (YTD Data)Rank
Total interest income$25,097,000992
Total interest expense$4,342,0001,101
Net interest income$20,755,000969
Provision for loan and lease losses$557,0001,066
Total noninterest income$4,622,000959
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$2,144,000436
Trading account gains and feesNANA
Additional Noninterest Income$2,478,0001,107
Total noninterest expense$21,552,000786
Salaries and employee benefits$9,897,000965
Premises and equipment expense$2,467,000768
Additional noninterest expense$9,188,000581
Pre-tax net operating income$3,268,0001,999
Securities gains (losses)$214,000507
Applicable income taxes$661,0001,571
Income before extraordinary items$2,821,0002,025
Extraordinary gains, net$011
Net income$2,821,0002,025
Minority interest net income$072
Net income of bank and minority interests.$2,821,0002,026
Net charge-offs$135,0001,567
Cash dividends$03,588
Sale, conversion, retirement of capital stock, net$0590
Net operating income$2,647,6602,081
2019-06-30 (YTD Data)Rank
Total interest income$13,566,0001,178
Total interest expense$2,197,0001,363
Net interest income$11,369,0001,131
Provision for loan and lease losses$32,0003,029
Total noninterest income$2,507,0001,097
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$1,119,000554
Trading account gains and feesNANA
Additional Noninterest Income$1,388,0001,226
Total noninterest expense$12,792,000888
Salaries and employee benefits$5,673,0001,088
Premises and equipment expense$1,431,000894
Additional noninterest expense$5,688,000623
Pre-tax net operating income$1,052,0003,031
Securities gains (losses)$80,000604
Applicable income taxes$162,0002,350
Income before extraordinary items$970,0002,985
Extraordinary gains, net$011
Net income$970,0002,985
Minority interest net income$069
Net income of bank and minority interests.$970,0002,984
Net charge-offs$213,000960
Cash dividends$03,456
Sale, conversion, retirement of capital stock, net$0573
Net operating income$901,2003,061
2019-03-31 (YTD Data)Rank
Total interest income$4,661,0001,622
Total interest expense$535,0002,211
Net interest income$4,126,0001,477
Provision for loan and lease losses$32,0002,376
Total noninterest income$735,0001,507
Gross Fiduciary activities income$0972
Service charges on deposit accounts$330,000877
Trading account gains and feesNANA
Additional Noninterest Income$405,0001,653
Total noninterest expense$4,280,0001,219
Salaries and employee benefits$2,088,0001,413
Premises and equipment expense$698,000906
Additional noninterest expense$1,494,0001,078
Pre-tax net operating income$549,0002,943
Securities gains (losses)$01,087
Applicable income taxes$113,0002,059
Income before extraordinary items$436,0003,093
Extraordinary gains, net$05
Net income$436,0003,090
Minority interest net income$052
Net income of bank and minority interests.$436,0003,092
Net charge-offs$5,0002,211
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$436,0003,080
2018-12-31 (YTD Data)Rank
Total interest income$17,380,0001,639
Total interest expense$1,654,0002,199
Net interest income$15,726,0001,526
Provision for loan and lease losses$110,0002,984
Total noninterest income$3,087,0001,511
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$1,468,000836
Trading account gains and feesNANA
Additional Noninterest Income$1,619,0001,714
Total noninterest expense$16,820,0001,216
Salaries and employee benefits$7,582,0001,483
Premises and equipment expense$2,438,0001,003
Additional noninterest expense$6,800,000985
Pre-tax net operating income$1,883,0003,225
Securities gains (losses)$91,000316
Applicable income taxes$402,0002,167
Income before extraordinary items$1,572,0003,305
Extraordinary gains, net$06
Net income$1,572,0003,303
Minority interest net income$072
Net income of bank and minority interests.$1,572,0003,304
Net charge-offs$7,0003,458
Cash dividends$04,033
Sale, conversion, retirement of capital stock, net$0671
Net operating income$1,499,2003,373
2018-09-30 (YTD Data)Rank
Total interest income$12,844,0001,645
Total interest expense$1,163,0002,211
Net interest income$11,681,0001,541
Provision for loan and lease losses$110,0002,522
Total noninterest income$2,286,0001,551
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$1,074,000848
Trading account gains and feesNANA
Additional Noninterest Income$1,212,0001,731
Total noninterest expense$11,270,0001,345
Salaries and employee benefits$5,418,0001,546
Premises and equipment expense$1,855,000975
Additional noninterest expense$3,997,0001,184
Pre-tax net operating income$2,587,0002,343
Securities gains (losses)$70,000360
Applicable income taxes$621,0001,595
Income before extraordinary items$2,036,0002,492
Extraordinary gains, net$05
Net income$2,036,0002,491
Minority interest net income$066
Net income of bank and minority interests.$2,036,0002,491
Net charge-offs$-4,0004,251
Cash dividends$03,618
Sale, conversion, retirement of capital stock, net$0633
Net operating income$1,980,7002,528
2018-06-30 (YTD Data)Rank
Total interest income$8,425,0001,650
Total interest expense$724,0002,229
Net interest income$7,701,0001,551
Provision for loan and lease losses$85,0002,347
Total noninterest income$1,489,0001,572
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$696,000868
Trading account gains and feesNANA
Additional Noninterest Income$793,0001,745
Total noninterest expense$7,575,0001,341
Salaries and employee benefits$3,675,0001,532
Premises and equipment expense$1,250,000966
Additional noninterest expense$2,650,0001,184
Pre-tax net operating income$1,530,0002,487
Securities gains (losses)$-29,0005,180
Applicable income taxes$343,0001,742
Income before extraordinary items$1,158,0002,713
Extraordinary gains, net$06
Net income$1,158,0002,712
Minority interest net income$065
Net income of bank and minority interests.$1,158,0002,712
Net charge-offs$11,0002,549
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$0620
Net operating income$1,180,9102,682
2018-03-31 (YTD Data)Rank
Total interest income$4,139,0001,662
Total interest expense$338,0002,259
Net interest income$3,801,0001,568
Provision for loan and lease losses$30,0002,415
Total noninterest income$725,0001,594
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$348,000871
Trading account gains and feesNANA
Additional Noninterest Income$377,0001,775
Total noninterest expense$3,747,0001,360
Salaries and employee benefits$1,820,0001,557
Premises and equipment expense$642,000961
Additional noninterest expense$1,285,0001,210
Pre-tax net operating income$749,0002,493
Securities gains (losses)$-29,0005,356
Applicable income taxes$164,0001,755
Income before extraordinary items$556,0002,734
Extraordinary gains, net$07
Net income$556,0002,734
Minority interest net income$052
Net income of bank and minority interests.$556,0002,734
Net charge-offs$5,0002,201
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$578,9102,664
2017-12-31 (YTD Data)Rank
Total interest income$15,953,0001,661
Total interest expense$1,293,0002,143
Net interest income$14,660,0001,600
Provision for loan and lease losses$105,0003,014
Total noninterest income$3,283,0001,483
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$1,456,000836
Trading account gains and fees$0151
Additional Noninterest Income$1,827,0001,618
Total noninterest expense$15,351,0001,294
Salaries and employee benefits$8,021,0001,407
Premises and equipment expense$2,360,0001,010
Additional noninterest expense$4,970,0001,255
Pre-tax net operating income$2,487,0002,757
Securities gains (losses)$73,000740
Applicable income taxes$1,734,0001,406
Income before extraordinary items$826,0003,960
Extraordinary gains, net$09
Net income$826,0003,960
Minority interest net income$076
Net income of bank and minority interests.$826,0003,960
Net charge-offs$55,0002,906
Cash dividends$04,147
Sale, conversion, retirement of capital stock, net$0711
Net operating income$779,2804,024
2017-09-30 (YTD Data)Rank
Total interest income$11,856,0001,676
Total interest expense$976,0002,118
Net interest income$10,880,0001,613
Provision for loan and lease losses$55,0003,165
Total noninterest income$2,530,0001,461
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$1,053,000877
Trading account gains and fees$0145
Additional Noninterest Income$1,477,0001,564
Total noninterest expense$10,646,0001,400
Salaries and employee benefits$5,191,0001,607
Premises and equipment expense$1,802,000997
Additional noninterest expense$3,653,0001,268
Pre-tax net operating income$2,709,0002,227
Securities gains (losses)$73,000718
Applicable income taxes$843,0001,616
Income before extraordinary items$1,939,0002,459
Extraordinary gains, net$09
Net income$1,939,0002,458
Minority interest net income$071
Net income of bank and minority interests.$1,939,0002,459
Net charge-offs$47,0002,507
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$0677
Net operating income$1,887,9002,484
2017-06-30 (YTD Data)Rank
Total interest income$7,834,0001,671
Total interest expense$651,0002,075
Net interest income$7,183,0001,619
Provision for loan and lease losses$55,0002,776
Total noninterest income$1,789,0001,412
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$695,000873
Trading account gains and fees$0139
Additional Noninterest Income$1,094,0001,463
Total noninterest expense$7,076,0001,409
Salaries and employee benefits$3,470,0001,612
Premises and equipment expense$1,211,000990
Additional noninterest expense$2,395,0001,286
Pre-tax net operating income$1,841,0002,155
Securities gains (losses)$72,000533
Applicable income taxes$537,0001,629
Income before extraordinary items$1,376,0002,302
Extraordinary gains, net$011
Net income$1,376,0002,303
Minority interest net income$071
Net income of bank and minority interests.$1,376,0002,303
Net charge-offs$29,0002,369
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,324,1602,340
2017-03-31 (YTD Data)Rank
Total interest income$3,847,0001,691
Total interest expense$329,0002,029
Net interest income$3,518,0001,641
Provision for loan and lease losses$03,537
Total noninterest income$714,0001,639
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$351,000864
Trading account gains and fees$0142
Additional Noninterest Income$363,0001,850
Total noninterest expense$3,560,0001,409
Salaries and employee benefits$1,759,0001,600
Premises and equipment expense$609,000997
Additional noninterest expense$1,192,0001,287
Pre-tax net operating income$672,0002,601
Securities gains (losses)$72,000284
Applicable income taxes$248,0001,671
Income before extraordinary items$496,0002,771
Extraordinary gains, net$08
Net income$496,0002,771
Minority interest net income$055
Net income of bank and minority interests.$496,0002,771
Net charge-offs$14,0002,073
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$447,7602,924
2016-12-31 (YTD Data)Rank
Total interest income$14,659,0001,728
Total interest expense$1,386,0001,911
Net interest income$13,273,0001,696
Provision for loan and lease losses$225,0002,297
Total noninterest income$2,985,0001,653
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$1,474,000853
Trading account gains and fees$0170
Additional Noninterest Income$1,511,0001,872
Total noninterest expense$14,031,0001,394
Salaries and employee benefits$6,939,0001,565
Premises and equipment expense$2,228,0001,067
Additional noninterest expense$4,864,0001,287
Pre-tax net operating income$2,002,0003,056
Securities gains (losses)$143,0001,089
Applicable income taxes$471,0002,304
Income before extraordinary items$1,674,0003,085
Extraordinary gains, net$05
Net income$1,674,0003,084
Minority interest net income$082
Net income of bank and minority interests.$1,674,0003,084
Net charge-offs$108,0002,543
Cash dividends$04,239
Sale, conversion, retirement of capital stock, net$0759
Net operating income$1,562,4603,163
2016-09-30 (YTD Data)Rank
Total interest income$10,925,0001,744
Total interest expense$1,048,0001,904
Net interest income$9,877,0001,712
Provision for loan and lease losses$70,0003,081
Total noninterest income$2,222,0001,659
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$1,084,000867
Trading account gains and fees$0169
Additional Noninterest Income$1,138,0001,881
Total noninterest expense$10,335,0001,420
Salaries and employee benefits$4,994,0001,624
Premises and equipment expense$1,646,0001,083
Additional noninterest expense$3,695,0001,278
Pre-tax net operating income$1,694,0002,902
Securities gains (losses)$141,0001,028
Applicable income taxes$584,0001,910
Income before extraordinary items$1,251,0003,125
Extraordinary gains, net$05
Net income$1,251,0003,125
Minority interest net income$071
Net income of bank and minority interests.$1,251,0003,125
Net charge-offs$93,0002,122
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$0719
Net operating income$1,155,1203,211
2016-06-30 (YTD Data)Rank
Total interest income$7,272,0001,752
Total interest expense$703,0001,905
Net interest income$6,569,0001,722
Provision for loan and lease losses$04,017
Total noninterest income$1,470,0001,645
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$699,000889
Trading account gains and fees$0157
Additional Noninterest Income$771,0001,829
Total noninterest expense$6,921,0001,421
Salaries and employee benefits$3,336,0001,626
Premises and equipment expense$1,123,0001,058
Additional noninterest expense$2,462,0001,290
Pre-tax net operating income$1,118,0002,881
Securities gains (losses)$13,0002,156
Applicable income taxes$355,0001,977
Income before extraordinary items$776,0003,235
Extraordinary gains, net$016
Net income$776,0003,233
Minority interest net income$071
Net income of bank and minority interests.$776,0003,233
Net charge-offs$56,0002,063
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$0705
Net operating income$767,0303,195
2016-03-31 (YTD Data)Rank
Total interest income$3,648,0001,743
Total interest expense$354,0001,897
Net interest income$3,294,0001,706
Provision for loan and lease losses$03,656
Total noninterest income$729,0001,628
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$337,000910
Trading account gains and fees$0142
Additional Noninterest Income$392,0001,768
Total noninterest expense$3,416,0001,437
Salaries and employee benefits$1,670,0001,633
Premises and equipment expense$567,0001,053
Additional noninterest expense$1,179,0001,327
Pre-tax net operating income$607,0002,722
Securities gains (losses)$3,0001,822
Applicable income taxes$196,0001,860
Income before extraordinary items$414,0003,070
Extraordinary gains, net$012
Net income$414,0003,068
Minority interest net income$062
Net income of bank and minority interests.$414,0003,069
Net charge-offs$55,0001,369
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$411,9603,015
2015-12-31 (YTD Data)Rank
Total interest income$13,982,0001,767
Total interest expense$1,608,0001,673
Net interest income$12,374,0001,770
Provision for loan and lease losses$115,0002,943
Total noninterest income$2,848,0001,668
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$1,492,000860
Trading account gains and fees$0159
Additional Noninterest Income$1,356,0001,981
Total noninterest expense$13,658,0001,424
Salaries and employee benefits$6,718,0001,565
Premises and equipment expense$2,322,0001,031
Additional noninterest expense$4,618,0001,360
Pre-tax net operating income$1,449,0003,541
Securities gains (losses)$-256,0006,123
Applicable income taxes$299,0002,667
Income before extraordinary items$894,0004,089
Extraordinary gains, net$023
Net income$894,0004,089
Minority interest net income$081
Net income of bank and minority interests.$894,0004,090
Net charge-offs$22,0003,711
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$0804
Net operating income$1,086,0003,742
2015-09-30 (YTD Data)Rank
Total interest income$10,369,0001,808
Total interest expense$1,231,0001,669
Net interest income$9,138,0001,814
Provision for loan and lease losses$50,0003,229
Total noninterest income$2,131,0001,675
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$1,110,000868
Trading account gains and fees$0153
Additional Noninterest Income$1,021,0002,001
Total noninterest expense$10,035,0001,457
Salaries and employee benefits$4,826,0001,635
Premises and equipment expense$1,802,0001,017
Additional noninterest expense$3,407,0001,372
Pre-tax net operating income$1,184,0003,484
Securities gains (losses)$25,0001,898
Applicable income taxes$333,0002,385
Income before extraordinary items$876,0003,725
Extraordinary gains, net$021
Net income$876,0003,724
Minority interest net income$078
Net income of bank and minority interests.$876,0003,725
Net charge-offs$15,0003,486
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$0773
Net operating income$858,0003,709
2015-06-30 (YTD Data)Rank
Total interest income$6,804,0001,837
Total interest expense$831,0001,661
Net interest income$5,973,0001,847
Provision for loan and lease losses$25,0003,365
Total noninterest income$1,393,0001,697
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$726,000872
Trading account gains and fees$0157
Additional Noninterest Income$667,0002,028
Total noninterest expense$6,773,0001,447
Salaries and employee benefits$3,211,0001,655
Premises and equipment expense$1,271,000971
Additional noninterest expense$2,291,0001,366
Pre-tax net operating income$568,0003,994
Securities gains (losses)$29,0001,517
Applicable income taxes$159,0002,673
Income before extraordinary items$438,0004,177
Extraordinary gains, net$022
Net income$438,0004,179
Minority interest net income$075
Net income of bank and minority interests.$438,0004,180
Net charge-offs$4,0003,531
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$416,8304,182
2015-03-31 (YTD Data)Rank
Total interest income$3,349,0001,859
Total interest expense$422,0001,638
Net interest income$2,927,0001,878
Provision for loan and lease losses$03,703
Total noninterest income$676,0001,710
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$356,000862
Trading account gains and fees$0152
Additional Noninterest Income$320,0002,032
Total noninterest expense$3,413,0001,431
Salaries and employee benefits$1,621,0001,648
Premises and equipment expense$697,000903
Additional noninterest expense$1,095,0001,407
Pre-tax net operating income$190,0004,509
Securities gains (losses)$26,0001,118
Applicable income taxes$57,0002,897
Income before extraordinary items$159,0004,619
Extraordinary gains, net$013
Net income$159,0004,621
Minority interest net income$064
Net income of bank and minority interests.$159,0004,623
Net charge-offs$1,0003,128
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$139,7604,690
2014-12-31 (YTD Data)Rank
Total interest income$13,753,0001,822
Total interest expense$1,878,0001,571
Net interest income$11,875,0001,849
Provision for loan and lease losses$04,603
Total noninterest income$3,024,0001,566
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$1,709,000791
Trading account gains and fees$0180
Additional Noninterest Income$1,315,0001,943
Total noninterest expense$13,549,0001,417
Salaries and employee benefits$6,555,0001,588
Premises and equipment expense$2,357,0001,025
Additional noninterest expense$4,637,0001,385
Pre-tax net operating income$1,350,0003,656
Securities gains (losses)$255,000680
Applicable income taxes$436,0002,334
Income before extraordinary items$1,169,0003,690
Extraordinary gains, net$017
Net income$1,169,0003,690
Minority interest net income$084
Net income of bank and minority interests.$1,169,0003,692
Net charge-offs$122,0002,981
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$0862
Net operating income$982,8503,928
2014-09-30 (YTD Data)Rank
Total interest income$10,271,0001,839
Total interest expense$1,432,0001,559
Net interest income$8,839,0001,864
Provision for loan and lease losses$04,401
Total noninterest income$2,279,0001,557
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$1,283,000792
Trading account gains and fees$0174
Additional Noninterest Income$996,0001,937
Total noninterest expense$9,948,0001,447
Salaries and employee benefits$4,774,0001,625
Premises and equipment expense$1,798,0001,011
Additional noninterest expense$3,376,0001,416
Pre-tax net operating income$1,170,0003,485
Securities gains (losses)$255,000536
Applicable income taxes$405,0002,180
Income before extraordinary items$1,020,0003,462
Extraordinary gains, net$015
Net income$1,020,0003,462
Minority interest net income$081
Net income of bank and minority interests.$1,020,0003,463
Net charge-offs$43,0003,370
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$836,4003,781
2014-06-30 (YTD Data)Rank
Total interest income$6,863,0001,829
Total interest expense$964,0001,562
Net interest income$5,899,0001,857
Provision for loan and lease losses$04,196
Total noninterest income$1,526,0001,537
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$853,000788
Trading account gains and fees$0172
Additional Noninterest Income$673,0001,899
Total noninterest expense$6,659,0001,441
Salaries and employee benefits$3,167,0001,629
Premises and equipment expense$1,226,000998
Additional noninterest expense$2,266,0001,412
Pre-tax net operating income$766,0003,466
Securities gains (losses)$178,000517
Applicable income taxes$269,0002,127
Income before extraordinary items$675,0003,401
Extraordinary gains, net$020
Net income$675,0003,407
Minority interest net income$080
Net income of bank and minority interests.$675,0003,407
Net charge-offs$31,0003,148
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$546,8403,743
2014-03-31 (YTD Data)Rank
Total interest income$3,457,0001,808
Total interest expense$490,0001,563
Net interest income$2,967,0001,837
Provision for loan and lease losses$03,817
Total noninterest income$742,0001,530
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$414,000791
Trading account gains and fees$0147
Additional Noninterest Income$328,0001,887
Total noninterest expense$3,322,0001,459
Salaries and employee benefits$1,578,0001,649
Premises and equipment expense$639,000986
Additional noninterest expense$1,105,0001,429
Pre-tax net operating income$387,0003,343
Securities gains (losses)$110,000416
Applicable income taxes$144,0002,040
Income before extraordinary items$353,0003,233
Extraordinary gains, net$016
Net income$353,0003,236
Minority interest net income$066
Net income of bank and minority interests.$353,0003,236
Net charge-offs$-9,0005,700
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$274,9003,646
2013-12-31 (YTD Data)Rank
Total interest income$14,129,0001,769
Total interest expense$2,235,0001,524
Net interest income$11,894,0001,806
Provision for loan and lease losses$05,091
Total noninterest income$3,163,0001,556
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$1,870,000747
Trading account gains and fees$0184
Additional Noninterest Income$1,293,0002,034
Total noninterest expense$13,408,0001,461
Salaries and employee benefits$6,438,0001,605
Premises and equipment expense$2,285,0001,040
Additional noninterest expense$4,685,0001,422
Pre-tax net operating income$1,649,0003,222
Securities gains (losses)$186,000939
Applicable income taxes$455,0002,260
Income before extraordinary items$1,380,0003,315
Extraordinary gains, net$029
Net income$1,380,0003,317
Minority interest net income$090
Net income of bank and minority interests.$1,380,0003,318
Net charge-offs$529,0001,960
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$0924
Net operating income$1,240,5003,443
2013-09-30 (YTD Data)Rank
Total interest income$10,615,0001,772
Total interest expense$1,704,0001,545
Net interest income$8,911,0001,813
Provision for loan and lease losses$04,941
Total noninterest income$2,351,0001,593
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$1,384,000760
Trading account gains and fees$0180
Additional Noninterest Income$967,0002,094
Total noninterest expense$9,930,0001,481
Salaries and employee benefits$4,706,0001,644
Premises and equipment expense$1,749,0001,032
Additional noninterest expense$3,475,0001,428
Pre-tax net operating income$1,332,0003,147
Securities gains (losses)$230,000760
Applicable income taxes$452,0002,014
Income before extraordinary items$1,110,0003,218
Extraordinary gains, net$025
Net income$1,110,0003,221
Minority interest net income$084
Net income of bank and minority interests.$1,110,0003,222
Net charge-offs$280,0002,188
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$946,7003,445
2013-06-30 (YTD Data)Rank
Total interest income$7,090,0001,768
Total interest expense$1,153,0001,548
Net interest income$5,937,0001,796
Provision for loan and lease losses$04,788
Total noninterest income$1,548,0001,611
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$910,000763
Trading account gains and fees$0157
Additional Noninterest Income$638,0002,154
Total noninterest expense$6,667,0001,474
Salaries and employee benefits$3,162,0001,644
Premises and equipment expense$1,206,000996
Additional noninterest expense$2,299,0001,426
Pre-tax net operating income$818,0003,295
Securities gains (losses)$150,000874
Applicable income taxes$271,0002,125
Income before extraordinary items$697,0003,317
Extraordinary gains, net$022
Net income$697,0003,318
Minority interest net income$082
Net income of bank and minority interests.$697,0003,320
Net charge-offs$228,0001,969
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$589,0003,531
2013-03-31 (YTD Data)Rank
Total interest income$3,550,0001,776
Total interest expense$593,0001,553
Net interest income$2,957,0001,813
Provision for loan and lease losses$04,409
Total noninterest income$783,0001,595
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$451,000763
Trading account gains and fees$0148
Additional Noninterest Income$332,0002,090
Total noninterest expense$3,345,0001,480
Salaries and employee benefits$1,578,0001,664
Premises and equipment expense$641,000957
Additional noninterest expense$1,126,0001,445
Pre-tax net operating income$395,0003,320
Securities gains (losses)$1,0001,864
Applicable income taxes$106,0002,344
Income before extraordinary items$290,0003,628
Extraordinary gains, net$010
Net income$290,0003,628
Minority interest net income$076
Net income of bank and minority interests.$290,0003,630
Net charge-offs$199,0001,357
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$289,2703,539
2012-12-31 (YTD Data)Rank
Total interest income$14,462,0001,825
Total interest expense$3,011,0001,474
Net interest income$11,451,0001,914
Provision for loan and lease losses$330,0003,252
Total noninterest income$2,799,0001,726
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$1,850,000772
Trading account gains and fees$0166
Additional Noninterest Income$949,0002,446
Total noninterest expense$13,054,0001,498
Salaries and employee benefits$6,560,0001,544
Premises and equipment expense$2,199,0001,083
Additional noninterest expense$4,295,0001,569
Pre-tax net operating income$866,0004,230
Securities gains (losses)$293,0001,385
Applicable income taxes$188,0003,054
Income before extraordinary items$971,0003,969
Extraordinary gains, net$029
Net income$971,0003,969
Minority interest net income$093
Net income of bank and minority interests.$971,0003,971
Net charge-offs$174,0003,904
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$724,8804,253
2012-09-30 (YTD Data)Rank
Total interest income$10,868,0001,853
Total interest expense$2,334,0001,496
Net interest income$8,534,0001,948
Provision for loan and lease losses$20,0005,381
Total noninterest income$2,000,0001,789
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$1,334,000797
Trading account gains and fees$0157
Additional Noninterest Income$666,0002,531
Total noninterest expense$9,616,0001,527
Salaries and employee benefits$4,800,0001,575
Premises and equipment expense$1,667,0001,080
Additional noninterest expense$3,149,0001,592
Pre-tax net operating income$898,0003,833
Securities gains (losses)$281,0001,168
Applicable income taxes$327,0002,380
Income before extraordinary items$852,0003,746
Extraordinary gains, net$020
Net income$852,0003,746
Minority interest net income$086
Net income of bank and minority interests.$852,0003,748
Net charge-offs$168,0003,478
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$649,6804,054
2012-06-30 (YTD Data)Rank
Total interest income$7,313,0001,844
Total interest expense$1,578,0001,535
Net interest income$5,735,0001,931
Provision for loan and lease losses$05,619
Total noninterest income$1,356,0001,752
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$840,000828
Trading account gains and fees$0153
Additional Noninterest Income$516,0002,285
Total noninterest expense$6,480,0001,515
Salaries and employee benefits$3,187,0001,590
Premises and equipment expense$1,134,0001,045
Additional noninterest expense$2,159,0001,573
Pre-tax net operating income$611,0003,771
Securities gains (losses)$167,0001,237
Applicable income taxes$214,0002,382
Income before extraordinary items$564,0003,764
Extraordinary gains, net$019
Net income$564,0003,765
Minority interest net income$084
Net income of bank and minority interests.$564,0003,766
Net charge-offs$94,0003,478
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$443,7604,006
2012-03-31 (YTD Data)Rank
Total interest income$3,669,0001,851
Total interest expense$807,0001,556
Net interest income$2,862,0001,938
Provision for loan and lease losses$05,254
Total noninterest income$666,0001,775
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$401,000865
Trading account gains and fees$0148
Additional Noninterest Income$265,0002,260
Total noninterest expense$3,262,0001,504
Salaries and employee benefits$1,604,0001,573
Premises and equipment expense$576,0001,030
Additional noninterest expense$1,082,0001,554
Pre-tax net operating income$266,0004,053
Securities gains (losses)$161,000690
Applicable income taxes$120,0002,259
Income before extraordinary items$307,0003,602
Extraordinary gains, net$019
Net income$307,0003,605
Minority interest net income$078
Net income of bank and minority interests.$307,0003,605
Net charge-offs$47,0003,063
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$191,0804,305
2011-12-31 (YTD Data)Rank
Total interest income$15,971,0001,764
Total interest expense$3,795,0001,600
Net interest income$12,176,0001,825
Provision for loan and lease losses$430,0003,655
Total noninterest income$3,460,0001,346
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$1,837,000800
Trading account gains and fees$0146
Additional Noninterest Income$1,623,0001,558
Total noninterest expense$13,126,0001,484
Salaries and employee benefits$6,669,0001,481
Premises and equipment expense$2,316,0001,073
Additional noninterest expense$4,141,0001,657
Pre-tax net operating income$2,080,0002,432
Securities gains (losses)$88,0002,165
Applicable income taxes$221,0002,805
Income before extraordinary items$1,947,0002,309
Extraordinary gains, net$029
Net income$1,947,0002,310
Minority interest net income$096
Net income of bank and minority interests.$1,947,0002,310
Net charge-offs$74,0005,220
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$1,867,8002,302
2011-09-30 (YTD Data)Rank
Total interest income$12,194,0001,755
Total interest expense$2,918,0001,617
Net interest income$9,276,0001,809
Provision for loan and lease losses$385,0003,280
Total noninterest income$2,778,0001,287
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$1,355,000821
Trading account gains and fees$0145
Additional Noninterest Income$1,423,0001,393
Total noninterest expense$9,978,0001,462
Salaries and employee benefits$4,961,0001,495
Premises and equipment expense$1,765,0001,071
Additional noninterest expense$3,252,0001,570
Pre-tax net operating income$1,691,0002,365
Securities gains (losses)$82,0001,952
Applicable income taxes$239,0002,499
Income before extraordinary items$1,534,0002,275
Extraordinary gains, net$021
Net income$1,534,0002,275
Minority interest net income$087
Net income of bank and minority interests.$1,534,0002,276
Net charge-offs$68,0004,756
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$1,462,6602,269
2011-06-30 (YTD Data)Rank
Total interest income$8,239,0001,758
Total interest expense$1,971,0001,654
Net interest income$6,268,0001,783
Provision for loan and lease losses$335,0002,820
Total noninterest income$2,145,0001,164
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$912,000802
Trading account gains and fees$0153
Additional Noninterest Income$1,233,0001,165
Total noninterest expense$6,898,0001,429
Salaries and employee benefits$3,424,0001,455
Premises and equipment expense$1,201,0001,061
Additional noninterest expense$2,273,0001,523
Pre-tax net operating income$1,180,0002,266
Securities gains (losses)$55,0001,535
Applicable income taxes$85,0002,984
Income before extraordinary items$1,150,0002,018
Extraordinary gains, net$015
Net income$1,150,0002,018
Minority interest net income$089
Net income of bank and minority interests.$1,150,0002,018
Net charge-offs$70,0004,189
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$1,098,8502,030
2011-03-31 (YTD Data)Rank
Total interest income$4,131,0001,761
Total interest expense$998,0001,688
Net interest income$3,133,0001,785
Provision for loan and lease losses$75,0003,668
Total noninterest income$648,0001,659
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$437,000821
Trading account gains and fees$0158
Additional Noninterest Income$211,0002,397
Total noninterest expense$3,331,0001,490
Salaries and employee benefits$1,597,0001,574
Premises and equipment expense$641,0001,023
Additional noninterest expense$1,093,0001,578
Pre-tax net operating income$375,0003,098
Securities gains (losses)$53,000741
Applicable income taxes$123,0001,973
Income before extraordinary items$305,0003,198
Extraordinary gains, net$09
Net income$305,0003,194
Minority interest net income$086
Net income of bank and minority interests.$305,0003,197
Net charge-offs$28,0003,816
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$267,3703,392
2010-12-31 (YTD Data)Rank
Total interest income$17,082,0001,769
Total interest expense$4,682,0001,745
Net interest income$12,400,0001,784
Provision for loan and lease losses$440,0004,325
Total noninterest income$2,556,0001,732
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$1,681,000898
Trading account gains and fees$0175
Additional Noninterest Income$875,0002,373
Total noninterest expense$12,913,0001,526
Salaries and employee benefits$6,168,0001,580
Premises and equipment expense$2,349,0001,110
Additional noninterest expense$4,396,0001,637
Pre-tax net operating income$1,603,0002,619
Securities gains (losses)$376,0001,081
Applicable income taxes$586,0001,742
Income before extraordinary items$1,393,0002,625
Extraordinary gains, net$029
Net income$1,393,0002,622
Minority interest net income$0111
Net income of bank and minority interests.$1,393,0002,627
Net charge-offs$365,0004,050
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$1,129,8002,891
2010-09-30 (YTD Data)Rank
Total interest income$12,891,0001,792
Total interest expense$3,656,0001,751
Net interest income$9,235,0001,821
Provision for loan and lease losses$380,0003,974
Total noninterest income$1,769,0001,854
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$1,203,000975
Trading account gains and fees$0165
Additional Noninterest Income$566,0002,567
Total noninterest expense$9,458,0001,565
Salaries and employee benefits$4,456,0001,640
Premises and equipment expense$1,767,0001,117
Additional noninterest expense$3,235,0001,648
Pre-tax net operating income$1,166,0002,839
Securities gains (losses)$313,0001,051
Applicable income taxes$439,0001,783
Income before extraordinary items$1,040,0002,820
Extraordinary gains, net$023
Net income$1,040,0002,814
Minority interest net income$0110
Net income of bank and minority interests.$1,040,0002,819
Net charge-offs$225,0004,086
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$820,9003,116
2010-06-30 (YTD Data)Rank
Total interest income$8,678,0001,801
Total interest expense$2,566,0001,733
Net interest income$6,112,0001,834
Provision for loan and lease losses$340,0003,434
Total noninterest income$1,134,0001,861
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$782,0001,007
Trading account gains and fees$0152
Additional Noninterest Income$352,0002,594
Total noninterest expense$6,206,0001,594
Salaries and employee benefits$2,884,0001,710
Premises and equipment expense$1,186,0001,115
Additional noninterest expense$2,136,0001,644
Pre-tax net operating income$700,0003,027
Securities gains (losses)$269,000770
Applicable income taxes$290,0001,773
Income before extraordinary items$679,0002,827
Extraordinary gains, net$019
Net income$679,0002,823
Minority interest net income$0105
Net income of bank and minority interests.$679,0002,826
Net charge-offs$238,0003,342
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$490,7003,333
2010-03-31 (YTD Data)Rank
Total interest income$4,368,0001,829
Total interest expense$1,391,0001,693
Net interest income$2,977,0001,907
Provision for loan and lease losses$290,0002,508
Total noninterest income$512,0001,997
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$373,0001,051
Trading account gains and fees$0175
Additional Noninterest Income$139,0002,979
Total noninterest expense$3,107,0001,615
Salaries and employee benefits$1,399,0001,789
Premises and equipment expense$609,0001,122
Additional noninterest expense$1,099,0001,599
Pre-tax net operating income$92,0005,140
Securities gains (losses)$261,000428
Applicable income taxes$110,0002,030
Income before extraordinary items$243,0003,549
Extraordinary gains, net$016
Net income$243,0003,545
Minority interest net income$091
Net income of bank and minority interests.$243,0003,548
Net charge-offs$169,0002,615
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$62,9105,415
2009-12-31 (YTD Data)Rank
Total interest income$17,698,0001,908
Total interest expense$6,698,0001,747
Net interest income$11,000,0002,000
Provision for loan and lease losses$312,0005,210
Total noninterest income$2,618,0001,770
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$1,626,0001,069
Trading account gains and fees$0211
Additional Noninterest Income$992,0002,153
Total noninterest expense$12,510,0001,639
Salaries and employee benefits$5,792,0001,715
Premises and equipment expense$2,233,0001,215
Additional noninterest expense$4,485,0001,650
Pre-tax net operating income$796,0003,349
Securities gains (losses)$164,0001,715
Applicable income taxes$315,0001,981
Income before extraordinary items$645,0003,494
Extraordinary gains, net$034
Net income$645,0003,493
Minority interest net income$0115
Net income of bank and minority interests.$645,0003,493
Net charge-offs$136,0005,422
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$535,1203,710
2009-09-30 (YTD Data)Rank
Total interest income$13,381,0001,930
Total interest expense$5,202,0001,769
Net interest income$8,179,0002,012
Provision for loan and lease losses$222,0005,032
Total noninterest income$2,048,0001,748
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$1,179,0001,100
Trading account gains and fees$0212
Additional Noninterest Income$869,0002,012
Total noninterest expense$9,273,0001,641
Salaries and employee benefits$4,253,0001,767
Premises and equipment expense$1,713,0001,203
Additional noninterest expense$3,307,0001,641
Pre-tax net operating income$732,0003,245
Securities gains (losses)$147,0001,522
Applicable income taxes$261,0002,066
Income before extraordinary items$618,0003,329
Extraordinary gains, net$027
Net income$618,0003,326
Minority interest net income$0118
Net income of bank and minority interests.$618,0003,329
Net charge-offs$99,0005,068
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$515,1003,554
2009-06-30 (YTD Data)Rank
Total interest income$8,977,0001,963
Total interest expense$3,616,0001,779
Net interest income$5,361,0002,042
Provision for loan and lease losses$97,0005,372
Total noninterest income$1,522,0001,630
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$757,0001,121
Trading account gains and fees$0193
Additional Noninterest Income$765,0001,707
Total noninterest expense$6,278,0001,644
Salaries and employee benefits$2,842,0001,796
Premises and equipment expense$1,191,0001,188
Additional noninterest expense$2,245,0001,625
Pre-tax net operating income$508,0003,273
Securities gains (losses)$19,0002,345
Applicable income taxes$150,0002,269
Income before extraordinary items$377,0003,578
Extraordinary gains, net$021
Net income$377,0003,576
Minority interest net income$0112
Net income of bank and minority interests.$377,0003,577
Net charge-offs$48,0004,953
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$363,3203,533
2009-03-31 (YTD Data)Rank
Total interest income$4,605,0001,938
Total interest expense$1,914,0001,764
Net interest income$2,691,0002,030
Provision for loan and lease losses$50,0004,881
Total noninterest income$914,0001,391
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$366,0001,134
Trading account gains and fees$0171
Additional Noninterest Income$548,0001,316
Total noninterest expense$3,049,0001,646
Salaries and employee benefits$1,420,0001,830
Premises and equipment expense$629,0001,135
Additional noninterest expense$1,000,0001,616
Pre-tax net operating income$506,0002,358
Securities gains (losses)$02,434
Applicable income taxes$145,0001,774
Income before extraordinary items$361,0002,758
Extraordinary gains, net$015
Net income$361,0002,756
Minority interest net income$0102
Net income of bank and minority interests.$361,0002,759
Net charge-offs$69,0003,245
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$361,0002,623
2008-12-31 (YTD Data)Rank
Total interest income$19,181,0001,987
Total interest expense$9,321,0001,733
Net interest income$9,860,0002,256
Provision for loan and lease losses$261,0004,839
Total noninterest income$2,228,0001,974
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$1,632,0001,090
Trading account gains and fees$0154
Additional Noninterest Income$596,0002,901
Total noninterest expense$11,060,0001,751
Salaries and employee benefits$5,489,0001,857
Premises and equipment expense$1,786,0001,547
Additional noninterest expense$3,785,0001,635
Pre-tax net operating income$767,0004,243
Securities gains (losses)$-2,512,0007,945
Applicable income taxes$-463,0007,466
Income before extraordinary items$-1,282,0007,123
Extraordinary gains, net$039
Net income$-1,282,0007,125
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$210,0004,031
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$551,7604,447
2008-09-30 (YTD Data)Rank
Total interest income$14,371,0002,026
Total interest expense$7,292,0001,737
Net interest income$7,079,0002,332
Provision for loan and lease losses$140,0004,706
Total noninterest income$1,680,0002,038
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$1,212,0001,123
Trading account gains and fees$0148
Additional Noninterest Income$468,0002,919
Total noninterest expense$7,799,0001,850
Salaries and employee benefits$4,114,0001,875
Premises and equipment expense$1,183,0001,742
Additional noninterest expense$2,502,0001,774
Pre-tax net operating income$820,0004,062
Securities gains (losses)$-10,0007,337
Applicable income taxes$324,0002,375
Income before extraordinary items$486,0004,497
Extraordinary gains, net$031
Net income$486,0004,495
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$76,0004,265
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$492,4004,622
2008-06-30 (YTD Data)Rank
Total interest income$9,580,0002,070
Total interest expense$5,045,0001,746
Net interest income$4,535,0002,409
Provision for loan and lease losses$06,671
Total noninterest income$1,129,0002,043
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$784,0001,135
Trading account gains and fees$0149
Additional Noninterest Income$345,0002,805
Total noninterest expense$5,149,0001,867
Salaries and employee benefits$2,762,0001,892
Premises and equipment expense$757,0001,808
Additional noninterest expense$1,630,0001,778
Pre-tax net operating income$515,0004,326
Securities gains (losses)$22,0001,974
Applicable income taxes$238,0002,491
Income before extraordinary items$299,0005,006
Extraordinary gains, net$021
Net income$299,0005,007
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$64,0003,549
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$284,9205,024
2008-03-31 (YTD Data)Rank
Total interest income$4,822,0002,102
Total interest expense$2,616,0001,802
Net interest income$2,206,0002,472
Provision for loan and lease losses$06,080
Total noninterest income$577,0002,021
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$388,0001,125
Trading account gains and fees$0158
Additional Noninterest Income$189,0002,665
Total noninterest expense$2,550,0001,874
Salaries and employee benefits$1,390,0001,901
Premises and equipment expense$379,0001,808
Additional noninterest expense$781,0001,805
Pre-tax net operating income$233,0004,674
Securities gains (losses)$1,0002,556
Applicable income taxes$49,0003,578
Income before extraordinary items$185,0004,814
Extraordinary gains, net$015
Net income$185,0004,819
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-3,0007,393
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$184,2104,710
2007-12-31 (YTD Data)Rank
Total interest income$19,890,0002,101
Total interest expense$10,834,0001,835
Net interest income$9,056,0002,431
Provision for loan and lease losses$50,0005,648
Total noninterest income$2,267,0002,030
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$1,546,0001,154
Trading account gains and fees$0178
Additional Noninterest Income$721,0002,712
Total noninterest expense$10,320,0001,794
Salaries and employee benefits$5,331,0001,894
Premises and equipment expense$1,593,0001,665
Additional noninterest expense$3,396,0001,642
Pre-tax net operating income$953,0004,827
Securities gains (losses)$320,000341
Applicable income taxes$367,0003,136
Income before extraordinary items$906,0004,534
Extraordinary gains, net$039
Net income$906,0004,535
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$11,0005,878
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$678,8005,098
2007-09-30 (YTD Data)Rank
Total interest income$14,957,0002,107
Total interest expense$8,138,0001,824
Net interest income$6,819,0002,448
Provision for loan and lease losses$20,0005,830
Total noninterest income$1,652,0002,067
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$1,127,0001,167
Trading account gains and fees$0184
Additional Noninterest Income$525,0002,766
Total noninterest expense$7,743,0001,776
Salaries and employee benefits$4,001,0001,879
Premises and equipment expense$1,212,0001,630
Additional noninterest expense$2,530,0001,607
Pre-tax net operating income$708,0005,092
Securities gains (losses)$517,000225
Applicable income taxes$366,0002,926
Income before extraordinary items$859,0004,208
Extraordinary gains, net$033
Net income$859,0004,207
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$8,0005,266
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$497,1005,380
2007-06-30 (YTD Data)Rank
Total interest income$9,976,0002,117
Total interest expense$5,436,0001,837
Net interest income$4,540,0002,484
Provision for loan and lease losses$10,0005,732
Total noninterest income$1,070,0002,130
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$726,0001,220
Trading account gains and fees$0168
Additional Noninterest Income$344,0002,805
Total noninterest expense$5,210,0001,779
Salaries and employee benefits$2,725,0001,880
Premises and equipment expense$800,0001,659
Additional noninterest expense$1,685,0001,604
Pre-tax net operating income$390,0005,564
Securities gains (losses)$344,000235
Applicable income taxes$222,0003,134
Income before extraordinary items$512,0004,497
Extraordinary gains, net$029
Net income$512,0004,498
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,0004,902
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$271,2005,852
2007-03-31 (YTD Data)Rank
Total interest income$4,976,0002,117
Total interest expense$2,716,0001,823
Net interest income$2,260,0002,494
Provision for loan and lease losses$05,779
Total noninterest income$519,0002,158
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$308,0001,387
Trading account gains and fees$0195
Additional Noninterest Income$211,0002,466
Total noninterest expense$2,639,0001,760
Salaries and employee benefits$1,377,0001,864
Premises and equipment expense$420,0001,594
Additional noninterest expense$842,0001,585
Pre-tax net operating income$140,0006,166
Securities gains (losses)$10,000691
Applicable income taxes$17,0005,024
Income before extraordinary items$133,0005,890
Extraordinary gains, net$022
Net income$133,0005,889
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0004,238
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$124,1006,009
2006-12-31 (YTD Data)Rank
Total interest income$19,153,0002,059
Total interest expense$9,501,0001,769
Net interest income$9,652,0002,367
Provision for loan and lease losses$60,0005,315
Total noninterest income$1,974,0002,250
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$1,329,0001,348
Trading account gains and fees$0130
Additional Noninterest Income$645,0002,884
Total noninterest expense$10,116,0001,760
Salaries and employee benefits$5,209,0001,867
Premises and equipment expense$1,487,0001,706
Additional noninterest expense$3,420,0001,543
Pre-tax net operating income$1,450,0004,361
Securities gains (losses)$378,000282
Applicable income taxes$532,0003,074
Income before extraordinary items$1,296,0004,112
Extraordinary gains, net$051
Net income$1,296,0004,112
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$12,0005,438
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$1,027,6204,640
2006-09-30 (YTD Data)Rank
Total interest income$14,299,0002,060
Total interest expense$6,855,0001,781
Net interest income$7,444,0002,326
Provision for loan and lease losses$50,0005,035
Total noninterest income$1,436,0002,302
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$964,0001,396
Trading account gains and fees$0126
Additional Noninterest Income$472,0002,940
Total noninterest expense$7,455,0001,788
Salaries and employee benefits$3,790,0001,920
Premises and equipment expense$1,134,0001,692
Additional noninterest expense$2,531,0001,558
Pre-tax net operating income$1,375,0003,981
Securities gains (losses)$335,000260
Applicable income taxes$490,0002,890
Income before extraordinary items$1,220,0003,701
Extraordinary gains, net$045
Net income$1,220,0003,703
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$9,0004,856
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$982,1504,203
2006-06-30 (YTD Data)Rank
Total interest income$9,529,0002,017
Total interest expense$4,428,0001,746
Net interest income$5,101,0002,292
Provision for loan and lease losses$40,0004,712
Total noninterest income$944,0002,308
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$622,0001,430
Trading account gains and fees$0126
Additional Noninterest Income$322,0002,885
Total noninterest expense$5,128,0001,737
Salaries and employee benefits$2,582,0001,890
Premises and equipment expense$760,0001,685
Additional noninterest expense$1,786,0001,482
Pre-tax net operating income$877,0004,112
Securities gains (losses)$118,000330
Applicable income taxes$246,0003,330
Income before extraordinary items$749,0003,892
Extraordinary gains, net$039
Net income$749,0003,895
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0004,558
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$660,5004,197
2006-03-31 (YTD Data)Rank
Total interest income$4,795,0001,982
Total interest expense$2,204,0001,677
Net interest income$2,591,0002,245
Provision for loan and lease losses$20,0004,517
Total noninterest income$453,0002,342
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$286,0001,498
Trading account gains and fees$0115
Additional Noninterest Income$167,0002,779
Total noninterest expense$2,474,0001,789
Salaries and employee benefits$1,286,0001,910
Premises and equipment expense$385,0001,671
Additional noninterest expense$803,0001,622
Pre-tax net operating income$550,0003,535
Securities gains (losses)$47,000358
Applicable income taxes$155,0002,991
Income before extraordinary items$442,0003,448
Extraordinary gains, net$021
Net income$442,0003,447
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$8,0003,102
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$407,2203,649
2005-12-31 (YTD Data)Rank
Total interest income$18,050,0001,864
Total interest expense$6,647,0001,708
Net interest income$11,403,0001,949
Provision for loan and lease losses$155,0004,066
Total noninterest income$1,220,0003,106
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$810,0002,086
Trading account gains and fees$0138
Additional Noninterest Income$410,0003,741
Total noninterest expense$10,139,0001,679
Salaries and employee benefits$5,309,0001,752
Premises and equipment expense$1,515,0001,608
Additional noninterest expense$3,315,0001,538
Pre-tax net operating income$2,329,0003,312
Securities gains (losses)$461,000297
Applicable income taxes$1,020,0002,238
Income before extraordinary items$1,770,0003,403
Extraordinary gains, net$046
Net income$1,770,0003,405
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$23,0005,152
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$0934
Net operating income$1,474,9603,791
2005-09-30 (YTD Data)Rank
Total interest income$13,365,0001,840
Total interest expense$4,661,0001,729
Net interest income$8,704,0001,883
Provision for loan and lease losses$120,0003,874
Total noninterest income$860,0003,251
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$557,0002,232
Trading account gains and fees$0126
Additional Noninterest Income$303,0003,775
Total noninterest expense$7,207,0001,742
Salaries and employee benefits$3,758,0001,843
Premises and equipment expense$1,135,0001,596
Additional noninterest expense$2,314,0001,612
Pre-tax net operating income$2,237,0002,806
Securities gains (losses)$446,000279
Applicable income taxes$912,0002,016
Income before extraordinary items$1,771,0002,730
Extraordinary gains, net$035
Net income$1,771,0002,731
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$23,0004,382
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$0769
Net operating income$1,476,6403,131
2005-06-30 (YTD Data)Rank
Total interest income$8,810,0001,807
Total interest expense$2,903,0001,741
Net interest income$5,907,0001,829
Provision for loan and lease losses$65,0004,019
Total noninterest income$580,0003,177
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$371,0002,203
Trading account gains and fees$0116
Additional Noninterest Income$209,0003,689
Total noninterest expense$4,921,0001,696
Salaries and employee benefits$2,573,0001,780
Premises and equipment expense$784,0001,537
Additional noninterest expense$1,564,0001,578
Pre-tax net operating income$1,501,0002,752
Securities gains (losses)$301,000333
Applicable income taxes$609,0001,983
Income before extraordinary items$1,193,0002,660
Extraordinary gains, net$030
Net income$1,193,0002,661
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$18,0003,897
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$994,3403,068
2005-03-31 (YTD Data)Rank
Total interest income$4,353,0001,797
Total interest expense$1,370,0001,740
Net interest income$2,983,0001,792
Provision for loan and lease losses$30,0003,913
Total noninterest income$293,0003,109
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$177,0002,231
Trading account gains and fees$0115
Additional Noninterest Income$116,0003,465
Total noninterest expense$2,446,0001,717
Salaries and employee benefits$1,307,0001,768
Premises and equipment expense$426,0001,425
Additional noninterest expense$713,0001,729
Pre-tax net operating income$800,0002,573
Securities gains (losses)$214,000239
Applicable income taxes$347,0001,788
Income before extraordinary items$667,0002,412
Extraordinary gains, net$024
Net income$667,0002,413
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$9,0003,295
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$525,7602,886
2004-12-31 (YTD Data)Rank
Total interest income$16,944,0001,690
Total interest expense$4,850,0001,689
Net interest income$12,094,0001,679
Provision for loan and lease losses$45,0006,047
Total noninterest income$1,144,0003,231
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$796,0002,153
Trading account gains and fees$0138
Additional Noninterest Income$348,0003,981
Total noninterest expense$9,855,0001,652
Salaries and employee benefits$5,286,0001,667
Premises and equipment expense$1,512,0001,538
Additional noninterest expense$3,057,0001,596
Pre-tax net operating income$3,338,0002,361
Securities gains (losses)$686,000370
Applicable income taxes$1,384,0001,707
Income before extraordinary items$2,640,0002,310
Extraordinary gains, net$034
Net income$2,640,0002,312
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$34,0005,112
Cash dividends$06,149
Sale, conversion, retirement of capital stock, net$0872
Net operating income$2,187,2402,659
2004-09-30 (YTD Data)Rank
Total interest income$12,621,0001,682
Total interest expense$3,593,0001,680
Net interest income$9,028,0001,672
Provision for loan and lease losses$20,0006,311
Total noninterest income$848,0003,286
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$593,0002,181
Trading account gains and fees$0134
Additional Noninterest Income$255,0004,026
Total noninterest expense$7,059,0001,713
Salaries and employee benefits$3,637,0001,806
Premises and equipment expense$1,146,0001,514
Additional noninterest expense$2,276,0001,590
Pre-tax net operating income$2,797,0002,188
Securities gains (losses)$686,000346
Applicable income taxes$1,216,0001,529
Income before extraordinary items$2,267,0002,069
Extraordinary gains, net$026
Net income$2,267,0002,070
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0006,223
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$1,821,1002,467
2004-06-30 (YTD Data)Rank
Total interest income$8,467,0001,659
Total interest expense$2,377,0001,675
Net interest income$6,090,0001,648
Provision for loan and lease losses$20,0005,844
Total noninterest income$595,0003,191
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$398,0002,154
Trading account gains and fees$0130
Additional Noninterest Income$197,0003,766
Total noninterest expense$4,743,0001,699
Salaries and employee benefits$2,398,0001,823
Premises and equipment expense$776,0001,492
Additional noninterest expense$1,569,0001,540
Pre-tax net operating income$1,922,0002,112
Securities gains (losses)$573,000327
Applicable income taxes$872,0001,433
Income before extraordinary items$1,623,0001,929
Extraordinary gains, net$021
Net income$1,623,0001,930
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,0005,069
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$1,250,5502,367
2004-03-31 (YTD Data)Rank
Total interest income$4,272,0001,651
Total interest expense$1,195,0001,684
Net interest income$3,077,0001,617
Provision for loan and lease losses$10,0005,595
Total noninterest income$323,0002,958
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$201,0002,074
Trading account gains and fees$0121
Additional Noninterest Income$122,0003,315
Total noninterest expense$2,345,0001,731
Salaries and employee benefits$1,196,0001,841
Premises and equipment expense$395,0001,479
Additional noninterest expense$754,0001,582
Pre-tax net operating income$1,045,0001,931
Securities gains (losses)$496,000264
Applicable income taxes$543,0001,222
Income before extraordinary items$998,0001,602
Extraordinary gains, net$016
Net income$998,0001,602
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,097
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$675,6002,160
2003-12-31 (YTD Data)Rank
Total interest income$17,731,0001,616
Total interest expense$5,770,0001,546
Net interest income$11,961,0001,623
Provision for loan and lease losses$35,0006,678
Total noninterest income$1,194,0003,308
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$767,0002,189
Trading account gains and fees$0160
Additional Noninterest Income$427,0003,845
Total noninterest expense$8,898,0001,782
Salaries and employee benefits$4,381,0001,966
Premises and equipment expense$1,433,0001,592
Additional noninterest expense$3,084,0001,598
Pre-tax net operating income$4,222,0001,898
Securities gains (losses)$183,0001,393
Applicable income taxes$1,545,0001,587
Income before extraordinary items$2,860,0002,121
Extraordinary gains, net$054
Net income$2,860,0002,121
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$46,0005,170
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,741,0502,112
2003-09-30 (YTD Data)Rank
Total interest income$13,424,0001,630
Total interest expense$4,532,0001,535
Net interest income$8,892,0001,649
Provision for loan and lease losses$07,481
Total noninterest income$895,0003,384
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$547,0002,297
Trading account gains and fees$0153
Additional Noninterest Income$348,0003,783
Total noninterest expense$6,341,0001,874
Salaries and employee benefits$2,989,0002,140
Premises and equipment expense$1,063,0001,614
Additional noninterest expense$2,289,0001,600
Pre-tax net operating income$3,446,0001,817
Securities gains (losses)$198,0001,233
Applicable income taxes$1,310,0001,488
Income before extraordinary items$2,334,0002,045
Extraordinary gains, net$040
Net income$2,334,0002,044
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$12,0005,833
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$2,207,2802,030
2003-06-30 (YTD Data)Rank
Total interest income$8,964,0001,640
Total interest expense$3,187,0001,509
Net interest income$5,777,0001,689
Provision for loan and lease losses$07,324
Total noninterest income$589,0003,391
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$349,0002,351
Trading account gains and fees$0150
Additional Noninterest Income$240,0003,696
Total noninterest expense$4,347,0001,816
Salaries and employee benefits$1,980,0002,143
Premises and equipment expense$701,0001,636
Additional noninterest expense$1,666,0001,474
Pre-tax net operating income$2,019,0002,018
Securities gains (losses)$173,0001,135
Applicable income taxes$785,0001,650
Income before extraordinary items$1,407,0002,223
Extraordinary gains, net$030
Net income$1,407,0002,221
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$14,0004,977
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$1,296,2802,262
2003-03-31 (YTD Data)Rank
Total interest income$4,461,0001,657
Total interest expense$1,652,0001,504
Net interest income$2,809,0001,728
Provision for loan and lease losses$06,934
Total noninterest income$317,0003,125
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$166,0002,386
Trading account gains and fees$0134
Additional Noninterest Income$151,0003,200
Total noninterest expense$2,058,0001,905
Salaries and employee benefits$965,0002,185
Premises and equipment expense$379,0001,521
Additional noninterest expense$714,0001,648
Pre-tax net operating income$1,068,0001,923
Securities gains (losses)$-53,0009,233
Applicable income taxes$355,0001,797
Income before extraordinary items$660,0002,320
Extraordinary gains, net$021
Net income$660,0002,318
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,0004,268
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$694,4502,089
2002-12-31 (YTD Data)Rank
Total interest income$18,894,0001,625
Total interest expense$7,287,0001,550
Net interest income$11,607,0001,675
Provision for loan and lease losses$45,0006,823
Total noninterest income$1,070,0003,321
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$780,0002,050
Trading account gains and fees$0153
Additional Noninterest Income$290,0004,333
Total noninterest expense$7,797,0001,938
Salaries and employee benefits$3,826,0002,081
Premises and equipment expense$1,305,0001,683
Additional noninterest expense$2,666,0001,754
Pre-tax net operating income$4,835,0001,685
Securities gains (losses)$-877,0009,302
Applicable income taxes$1,464,0001,683
Income before extraordinary items$2,494,0002,356
Extraordinary gains, net$070
Net income$2,494,0002,355
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$48,0005,309
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$0862
Net operating income$3,055,2801,903
2001-12-31 (YTD Data)Rank
Total interest income$19,020,0001,795
Total interest expense$9,690,0001,677
Net interest income$9,330,0001,906
Provision for loan and lease losses$10,0007,930
Total noninterest income$909,0003,553
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$603,0002,425
Trading account gains and fees$0177
Additional Noninterest Income$306,0004,077
Total noninterest expense$7,619,0001,899
Salaries and employee benefits$3,651,0002,062
Premises and equipment expense$1,340,0001,605
Additional noninterest expense$2,628,0001,744
Pre-tax net operating income$2,610,0002,584
Securities gains (losses)$36,0002,670
Applicable income taxes$920,0002,205
Income before extraordinary items$1,726,0002,894
Extraordinary gains, net$0105
Net income$1,726,0002,897
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$38,0005,531
Cash dividends$06,617
Sale, conversion, retirement of capital stock, net$0922
Net operating income$1,702,6002,835
2000-12-31 (YTD Data)Rank
Total interest income$17,373,0002,027
Total interest expense$8,800,0001,962
Net interest income$8,573,0002,068
Provision for loan and lease losses$30,0007,204
Total noninterest income$820,0003,608
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$551,0002,463
Trading account gains and fees$0180
Additional Noninterest Income$269,0004,156
Total noninterest expense$6,928,0001,997
Salaries and employee benefits$3,558,0001,997
Premises and equipment expense$1,067,0001,952
Additional noninterest expense$2,303,0001,899
Pre-tax net operating income$2,435,0002,818
Securities gains (losses)$709,000206
Applicable income taxes$1,074,0001,996
Income before extraordinary items$2,070,0002,476
Extraordinary gains, net$038
Net income$2,070,0002,475
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$30,0005,482
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$0969
Net operating income$1,602,0603,084
1999-12-31 (YTD Data)Rank
Total interest income$15,396,0002,117
Total interest expense$7,509,0001,984
Net interest income$7,887,0002,227
Provision for loan and lease losses$35,0007,095
Total noninterest income$839,0003,506
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$539,0002,458
Trading account gains and fees$0173
Additional Noninterest Income$300,0004,018
Total noninterest expense$6,401,0002,127
Salaries and employee benefits$3,448,0002,035
Premises and equipment expense$944,0002,164
Additional noninterest expense$2,009,0002,182
Pre-tax net operating income$2,290,0002,992
Securities gains (losses)$928,000230
Applicable income taxes$1,212,0001,908
Income before extraordinary items$2,006,0002,587
Extraordinary gains, net$035
Net income$2,006,0002,587
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$14,0006,500
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$1,412,0803,357
1998-12-31 (YTD Data)Rank
Total interest income$15,083,0002,164
Total interest expense$7,628,0002,005
Net interest income$7,455,0002,293
Provision for loan and lease losses$40,0006,927
Total noninterest income$852,0003,456
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$506,0002,541
Trading account gains and fees$0224
Additional Noninterest Income$346,0003,727
Total noninterest expense$5,929,0002,204
Salaries and employee benefits$3,160,0002,144
Premises and equipment expense$892,0002,173
Additional noninterest expense$1,877,0002,230
Pre-tax net operating income$2,338,0002,953
Securities gains (losses)$684,000468
Applicable income taxes$1,240,0001,933
Income before extraordinary items$1,782,0002,805
Extraordinary gains, net$032
Net income$1,782,0002,806
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$28,0005,860
Cash dividends$07,473
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$1,344,2403,473
1997-12-31 (YTD Data)Rank
Total interest income$13,574,0002,400
Total interest expense$6,618,0002,272
Net interest income$6,956,0002,496
Provision for loan and lease losses$45,0006,862
Total noninterest income$832,0003,477
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$568,0002,306
Trading account gains and fees$0239
Additional Noninterest Income$264,0004,238
Total noninterest expense$5,354,0002,408
Salaries and employee benefits$3,175,0002,078
Premises and equipment expense$684,0002,802
Additional noninterest expense$1,495,0002,745
Pre-tax net operating income$2,389,0003,030
Securities gains (losses)$384,000494
Applicable income taxes$1,108,0002,231
Income before extraordinary items$1,665,0003,052
Extraordinary gains, net$044
Net income$1,665,0003,051
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$204,0002,522
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$1,419,2403,449
1996-12-31 (YTD Data)Rank
Total interest income$12,192,0002,723
Total interest expense$5,625,0002,697
Net interest income$6,567,0002,701
Provision for loan and lease losses$105,0004,971
Total noninterest income$882,0003,444
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$546,0002,493
Trading account gains and fees$0262
Additional Noninterest Income$336,0003,802
Total noninterest expense$4,964,0002,755
Salaries and employee benefits$3,009,0002,214
Premises and equipment expense$642,0003,003
Additional noninterest expense$1,313,0003,505
Pre-tax net operating income$2,380,0002,914
Securities gains (losses)$-3,0009,684
Applicable income taxes$930,0002,501
Income before extraordinary items$1,447,0003,312
Extraordinary gains, net$053
Net income$1,447,0003,312
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$65,0004,783
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$0953
Net operating income$1,448,9203,267
1995-12-31 (YTD Data)Rank
Total interest income$11,306,0002,946
Total interest expense$5,392,0002,836
Net interest income$5,914,0003,015
Provision for loan and lease losses$69,0005,466
Total noninterest income$918,0003,316
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$532,0002,531
Trading account gains and fees$0522
Additional Noninterest Income$386,0003,379
Total noninterest expense$4,822,0002,809
Salaries and employee benefits$2,849,0002,321
Premises and equipment expense$576,0003,320
Additional noninterest expense$1,397,0003,270
Pre-tax net operating income$1,941,0003,587
Securities gains (losses)$323,000483
Applicable income taxes$926,0002,541
Income before extraordinary items$1,338,0003,578
Extraordinary gains, net$065
Net income$1,338,0003,575
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$112,0003,500
Cash dividends$08,717
Sale, conversion, retirement of capital stock, net$0809
Net operating income$1,131,2804,131
1994-12-31 (YTD Data)Rank
Total interest income$9,823,0003,078
Total interest expense$3,879,0003,142
Net interest income$5,944,0003,024
Provision for loan and lease losses$235,0002,747
Total noninterest income$718,0004,041
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$513,0002,664
Trading account gains and fees$0475
Additional Noninterest Income$205,0005,180
Total noninterest expense$4,341,0003,173
Salaries and employee benefits$2,476,0002,694
Premises and equipment expense$482,0003,919
Additional noninterest expense$1,383,0003,573
Pre-tax net operating income$2,086,0003,306
Securities gains (losses)$192,000510
Applicable income taxes$909,0002,447
Income before extraordinary items$1,369,0003,428
Extraordinary gains, net$0249
Net income$1,369,0003,435
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$25,0006,267
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,246,1203,754
1993-12-31 (YTD Data)Rank
Total interest income$9,896,0003,119
Total interest expense$3,991,0003,178
Net interest income$5,905,0003,070
Provision for loan and lease losses$637,0001,777
Total noninterest income$760,0004,161
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$494,0002,828
Trading account gains and fees$0532
Additional Noninterest Income$266,0004,814
Total noninterest expense$4,097,0003,413
Salaries and employee benefits$2,163,0003,028
Premises and equipment expense$396,0004,760
Additional noninterest expense$1,538,0003,433
Pre-tax net operating income$1,931,0003,416
Securities gains (losses)$-12,00012,812
Applicable income taxes$753,0002,899
Income before extraordinary items$1,166,0004,127
Extraordinary gains, net$239,000873
Net income$1,405,0003,542
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$383,0002,124
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,173,6803,902
1992-12-31 (YTD Data)Rank
Total interest income$11,204,0003,128
Total interest expense$5,253,0003,155
Net interest income$5,951,0003,074
Provision for loan and lease losses$371,0003,620
Total noninterest income$725,0004,289
Gross Fiduciary activities income$01,658
Service charges on deposit accounts$464,0003,007
Trading account gains and fees$0504
Additional Noninterest Income$261,0004,830
Total noninterest expense$4,070,0003,440
Salaries and employee benefits$2,061,0003,137
Premises and equipment expense$393,0004,864
Additional noninterest expense$1,616,0003,381
Pre-tax net operating income$2,235,0002,788
Securities gains (losses)$5,0007,049
Applicable income taxes$911,0002,295
Income before extraordinary items$1,329,0003,449
Extraordinary gains, net$01,422
Net income$1,329,0003,490
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$295,0003,368
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,325,8003,212

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.