Home > North County Bank > Income and Expense
North County Bank, Income and Expense
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $6,428,000 | 2,421 |
| Total interest expense | $3,300,000 | 1,353 |
| Net interest income | $3,128,000 | 3,422 |
| Provision for loan and lease losses | $3,304,000 | 886 |
| Total noninterest income | $730,000 | 2,516 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $58,000 | 5,386 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $672,000 | 1,730 |
| Total noninterest expense | $5,036,000 | 1,953 |
| Salaries and employee benefits | $1,489,000 | 3,166 |
| Premises and equipment expense | $341,000 | 3,454 |
| Additional noninterest expense | $3,206,000 | 1,108 |
| Pre-tax net operating income | $-4,482,000 | 7,524 |
| Securities gains (losses) | $26,000 | 2,244 |
| Applicable income taxes | $-1,515,000 | 7,661 |
| Income before extraordinary items | $-2,941,000 | 7,438 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-2,941,000 | 7,438 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-2,941,000 | 7,438 |
| Net charge-offs | $7,528,000 | 412 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $6,000 | 998 |
| Net operating income | $-2,958,160 | 7,434 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $3,277,000 | 2,433 |
| Total interest expense | $1,848,000 | 1,261 |
| Net interest income | $1,429,000 | 3,684 |
| Provision for loan and lease losses | $2,736,000 | 591 |
| Total noninterest income | $626,000 | 1,731 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $29,000 | 5,402 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $597,000 | 1,131 |
| Total noninterest expense | $2,573,000 | 1,926 |
| Salaries and employee benefits | $747,000 | 3,197 |
| Premises and equipment expense | $176,000 | 3,445 |
| Additional noninterest expense | $1,650,000 | 1,060 |
| Pre-tax net operating income | $-3,254,000 | 7,707 |
| Securities gains (losses) | $4,000 | 1,944 |
| Applicable income taxes | $-1,105,000 | 7,804 |
| Income before extraordinary items | $-2,145,000 | 7,660 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-2,145,000 | 7,661 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-2,145,000 | 7,661 |
| Net charge-offs | $4,936,000 | 341 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $5,000 | 904 |
| Net operating income | $-2,147,640 | 7,657 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $17,603,000 | 1,920 |
| Total interest expense | $10,354,000 | 1,156 |
| Net interest income | $7,249,000 | 2,974 |
| Provision for loan and lease losses | $16,688,000 | 562 |
| Total noninterest income | $381,000 | 5,201 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $133,000 | 5,328 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $248,000 | 4,285 |
| Total noninterest expense | $8,488,000 | 2,328 |
| Salaries and employee benefits | $3,217,000 | 3,001 |
| Premises and equipment expense | $855,000 | 2,946 |
| Additional noninterest expense | $4,416,000 | 1,675 |
| Pre-tax net operating income | $-17,546,000 | 7,673 |
| Securities gains (losses) | $33,000 | 2,835 |
| Applicable income taxes | $-6,091,000 | 7,804 |
| Income before extraordinary items | $-11,422,000 | 7,600 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-11,422,000 | 7,599 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-11,422,000 | 7,599 |
| Net charge-offs | $11,831,000 | 597 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $37,000 | 1,109 |
| Net operating income | $-11,443,450 | 7,605 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $14,098,000 | 1,842 |
| Total interest expense | $8,179,000 | 1,141 |
| Net interest income | $5,919,000 | 2,774 |
| Provision for loan and lease losses | $6,125,000 | 909 |
| Total noninterest income | $256,000 | 5,477 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $105,000 | 5,296 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $151,000 | 4,750 |
| Total noninterest expense | $5,882,000 | 2,513 |
| Salaries and employee benefits | $2,402,000 | 3,033 |
| Premises and equipment expense | $679,000 | 2,846 |
| Additional noninterest expense | $2,801,000 | 1,894 |
| Pre-tax net operating income | $-5,832,000 | 7,557 |
| Securities gains (losses) | $23,000 | 2,682 |
| Applicable income taxes | $-1,975,000 | 7,717 |
| Income before extraordinary items | $-3,834,000 | 7,467 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-3,834,000 | 7,467 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-3,834,000 | 7,467 |
| Net charge-offs | $819,000 | 2,443 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $19,000 | 1,098 |
| Net operating income | $-3,849,180 | 7,480 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $9,868,000 | 1,785 |
| Total interest expense | $5,636,000 | 1,172 |
| Net interest income | $4,232,000 | 2,558 |
| Provision for loan and lease losses | $930,000 | 2,159 |
| Total noninterest income | $146,000 | 5,764 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $71,000 | 5,271 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $75,000 | 5,266 |
| Total noninterest expense | $3,998,000 | 2,499 |
| Salaries and employee benefits | $1,620,000 | 3,048 |
| Premises and equipment expense | $511,000 | 2,585 |
| Additional noninterest expense | $1,867,000 | 1,913 |
| Pre-tax net operating income | $-550,000 | 6,676 |
| Securities gains (losses) | $20,000 | 2,324 |
| Applicable income taxes | $-180,000 | 7,284 |
| Income before extraordinary items | $-350,000 | 6,597 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-350,000 | 6,597 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-350,000 | 6,597 |
| Net charge-offs | $704,000 | 1,980 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $35,000 | 890 |
| Net operating income | $-363,200 | 6,595 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $5,098,000 | 1,765 |
| Total interest expense | $2,845,000 | 1,206 |
| Net interest income | $2,253,000 | 2,405 |
| Provision for loan and lease losses | $180,000 | 2,990 |
| Total noninterest income | $176,000 | 4,068 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $35,000 | 5,255 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $141,000 | 3,070 |
| Total noninterest expense | $1,845,000 | 2,613 |
| Salaries and employee benefits | $881,000 | 2,864 |
| Premises and equipment expense | $234,000 | 2,836 |
| Additional noninterest expense | $730,000 | 2,142 |
| Pre-tax net operating income | $404,000 | 2,784 |
| Securities gains (losses) | $3,000 | 2,164 |
| Applicable income taxes | $94,000 | 2,250 |
| Income before extraordinary items | $313,000 | 3,045 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $313,000 | 3,046 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $313,000 | 3,046 |
| Net charge-offs | $89,000 | 2,993 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $21,000 | 736 |
| Net operating income | $310,690 | 2,919 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $22,274,000 | 1,736 |
| Total interest expense | $11,333,000 | 1,445 |
| Net interest income | $10,941,000 | 2,027 |
| Provision for loan and lease losses | $7,716,000 | 730 |
| Total noninterest income | $458,000 | 5,026 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $136,000 | 5,486 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $322,000 | 3,979 |
| Total noninterest expense | $6,592,000 | 2,825 |
| Salaries and employee benefits | $3,308,000 | 2,981 |
| Premises and equipment expense | $911,000 | 2,845 |
| Additional noninterest expense | $2,373,000 | 2,455 |
| Pre-tax net operating income | $-2,909,000 | 7,574 |
| Securities gains (losses) | $20,000 | 2,184 |
| Applicable income taxes | $-982,000 | 7,703 |
| Income before extraordinary items | $-1,907,000 | 7,354 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-1,907,000 | 7,352 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,073,000 | 982 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $40,000 | 1,171 |
| Net operating income | $-1,920,200 | 7,458 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $16,862,000 | 1,756 |
| Total interest expense | $8,401,000 | 1,505 |
| Net interest income | $8,461,000 | 1,987 |
| Provision for loan and lease losses | $1,265,000 | 1,589 |
| Total noninterest income | $312,000 | 5,303 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $98,000 | 5,567 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $214,000 | 4,294 |
| Total noninterest expense | $5,062,000 | 2,754 |
| Salaries and employee benefits | $2,652,000 | 2,815 |
| Premises and equipment expense | $682,000 | 2,872 |
| Additional noninterest expense | $1,728,000 | 2,451 |
| Pre-tax net operating income | $2,446,000 | 1,963 |
| Securities gains (losses) | $19,000 | 2,045 |
| Applicable income taxes | $770,000 | 1,410 |
| Income before extraordinary items | $1,695,000 | 2,075 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,695,000 | 2,073 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $397,000 | 2,223 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $22,000 | 1,070 |
| Net operating income | $1,681,890 | 2,199 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $11,149,000 | 1,800 |
| Total interest expense | $5,648,000 | 1,554 |
| Net interest income | $5,501,000 | 2,027 |
| Provision for loan and lease losses | $740,000 | 1,483 |
| Total noninterest income | $224,000 | 5,218 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $63,000 | 5,622 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $161,000 | 4,185 |
| Total noninterest expense | $3,371,000 | 2,759 |
| Salaries and employee benefits | $1,799,000 | 2,811 |
| Premises and equipment expense | $455,000 | 2,878 |
| Additional noninterest expense | $1,117,000 | 2,492 |
| Pre-tax net operating income | $1,614,000 | 2,047 |
| Securities gains (losses) | $18,000 | 2,122 |
| Applicable income taxes | $505,000 | 1,588 |
| Income before extraordinary items | $1,127,000 | 2,327 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,127,000 | 2,327 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $328,000 | 1,702 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $36,000 | 847 |
| Net operating income | $1,114,580 | 2,305 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $5,663,000 | 1,807 |
| Total interest expense | $2,913,000 | 1,608 |
| Net interest income | $2,750,000 | 2,030 |
| Provision for loan and lease losses | $340,000 | 1,271 |
| Total noninterest income | $123,000 | 5,026 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $30,000 | 5,688 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $93,000 | 3,915 |
| Total noninterest expense | $1,678,000 | 2,765 |
| Salaries and employee benefits | $924,000 | 2,761 |
| Premises and equipment expense | $225,000 | 2,923 |
| Additional noninterest expense | $529,000 | 2,586 |
| Pre-tax net operating income | $855,000 | 2,036 |
| Securities gains (losses) | $18,000 | 1,652 |
| Applicable income taxes | $260,000 | 1,642 |
| Income before extraordinary items | $613,000 | 2,273 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $613,000 | 2,276 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,796 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $18,000 | 725 |
| Net operating income | $600,400 | 2,241 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $22,091,000 | 1,912 |
| Total interest expense | $10,148,000 | 1,927 |
| Net interest income | $11,943,000 | 1,897 |
| Provision for loan and lease losses | $1,091,000 | 1,337 |
| Total noninterest income | $477,000 | 5,115 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $124,000 | 5,710 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $353,000 | 3,972 |
| Total noninterest expense | $6,489,000 | 2,755 |
| Salaries and employee benefits | $3,728,000 | 2,655 |
| Premises and equipment expense | $824,000 | 3,007 |
| Additional noninterest expense | $1,937,000 | 2,735 |
| Pre-tax net operating income | $4,840,000 | 1,695 |
| Securities gains (losses) | $3,000 | 1,730 |
| Applicable income taxes | $1,566,000 | 1,372 |
| Income before extraordinary items | $3,277,000 | 1,897 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $3,277,000 | 1,896 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 7,895 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $81,000 | 980 |
| Net operating income | $3,274,960 | 1,882 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $16,300,000 | 1,944 |
| Total interest expense | $7,407,000 | 1,968 |
| Net interest income | $8,893,000 | 1,928 |
| Provision for loan and lease losses | $629,000 | 1,307 |
| Total noninterest income | $357,000 | 5,158 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $92,000 | 5,758 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $265,000 | 3,979 |
| Total noninterest expense | $4,841,000 | 2,742 |
| Salaries and employee benefits | $2,818,000 | 2,624 |
| Premises and equipment expense | $618,000 | 3,000 |
| Additional noninterest expense | $1,405,000 | 2,767 |
| Pre-tax net operating income | $3,780,000 | 1,750 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $1,235,000 | 1,415 |
| Income before extraordinary items | $2,545,000 | 1,974 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $2,545,000 | 1,972 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 7,741 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $59,000 | 864 |
| Net operating income | $2,545,000 | 1,961 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $10,437,000 | 2,034 |
| Total interest expense | $4,671,000 | 2,051 |
| Net interest income | $5,766,000 | 2,022 |
| Provision for loan and lease losses | $369,000 | 1,315 |
| Total noninterest income | $275,000 | 4,857 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $62,000 | 5,767 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $213,000 | 3,661 |
| Total noninterest expense | $3,186,000 | 2,808 |
| Salaries and employee benefits | $1,850,000 | 2,692 |
| Premises and equipment expense | $413,000 | 3,022 |
| Additional noninterest expense | $923,000 | 2,810 |
| Pre-tax net operating income | $2,486,000 | 1,820 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $821,000 | 1,461 |
| Income before extraordinary items | $1,665,000 | 2,049 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,665,000 | 2,048 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 7,675 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $50,000 | 737 |
| Net operating income | $1,665,000 | 2,029 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $5,076,000 | 2,084 |
| Total interest expense | $2,248,000 | 2,105 |
| Net interest income | $2,828,000 | 2,053 |
| Provision for loan and lease losses | $154,000 | 1,405 |
| Total noninterest income | $160,000 | 4,478 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $34,000 | 5,592 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $126,000 | 3,324 |
| Total noninterest expense | $1,521,000 | 2,948 |
| Salaries and employee benefits | $899,000 | 2,793 |
| Premises and equipment expense | $200,000 | 3,116 |
| Additional noninterest expense | $422,000 | 3,036 |
| Pre-tax net operating income | $1,313,000 | 1,735 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $464,000 | 1,358 |
| Income before extraordinary items | $849,000 | 1,957 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $849,000 | 1,957 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 7,563 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $25,000 | 633 |
| Net operating income | $849,000 | 1,949 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $15,691,000 | 2,457 |
| Total interest expense | $6,024,000 | 2,582 |
| Net interest income | $9,667,000 | 2,364 |
| Provision for loan and lease losses | $900,000 | 1,140 |
| Total noninterest income | $463,000 | 5,302 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $105,000 | 6,091 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $358,000 | 3,951 |
| Total noninterest expense | $5,397,000 | 3,141 |
| Salaries and employee benefits | $3,204,000 | 2,952 |
| Premises and equipment expense | $641,000 | 3,583 |
| Additional noninterest expense | $1,552,000 | 3,210 |
| Pre-tax net operating income | $3,833,000 | 2,329 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $1,238,000 | 1,920 |
| Income before extraordinary items | $2,595,000 | 2,534 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,595,000 | 2,535 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 4,500 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $164,000 | 798 |
| Net operating income | $2,595,000 | 2,513 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $10,966,000 | 2,598 |
| Total interest expense | $3,991,000 | 2,788 |
| Net interest income | $6,975,000 | 2,462 |
| Provision for loan and lease losses | $636,000 | 1,145 |
| Total noninterest income | $344,000 | 5,334 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $77,000 | 6,199 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $267,000 | 3,972 |
| Total noninterest expense | $3,892,000 | 3,235 |
| Salaries and employee benefits | $2,315,000 | 3,043 |
| Premises and equipment expense | $466,000 | 3,672 |
| Additional noninterest expense | $1,111,000 | 3,327 |
| Pre-tax net operating income | $2,791,000 | 2,444 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $907,000 | 2,013 |
| Income before extraordinary items | $1,884,000 | 2,703 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,884,000 | 2,706 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 3,608 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $25,000 | 890 |
| Net operating income | $1,884,000 | 2,684 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $6,834,000 | 2,702 |
| Total interest expense | $2,385,000 | 2,940 |
| Net interest income | $4,449,000 | 2,566 |
| Provision for loan and lease losses | $380,000 | 1,209 |
| Total noninterest income | $212,000 | 5,502 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $51,000 | 6,216 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $161,000 | 4,160 |
| Total noninterest expense | $2,464,000 | 3,385 |
| Salaries and employee benefits | $1,461,000 | 3,202 |
| Premises and equipment expense | $307,000 | 3,703 |
| Additional noninterest expense | $696,000 | 3,501 |
| Pre-tax net operating income | $1,817,000 | 2,498 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $596,000 | 2,064 |
| Income before extraordinary items | $1,221,000 | 2,764 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,221,000 | 2,766 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 2,906 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,221,000 | 2,753 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $3,102,000 | 2,889 |
| Total interest expense | $1,038,000 | 3,168 |
| Net interest income | $2,064,000 | 2,711 |
| Provision for loan and lease losses | $175,000 | 1,259 |
| Total noninterest income | $95,000 | 5,710 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $23,000 | 6,323 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $72,000 | 4,366 |
| Total noninterest expense | $1,119,000 | 3,674 |
| Salaries and employee benefits | $667,000 | 3,477 |
| Premises and equipment expense | $151,000 | 3,771 |
| Additional noninterest expense | $301,000 | 3,880 |
| Pre-tax net operating income | $865,000 | 2,546 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $340,000 | 1,853 |
| Income before extraordinary items | $525,000 | 3,048 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $525,000 | 3,047 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 3,919 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $525,000 | 3,024 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $9,792,000 | 3,194 |
| Total interest expense | $2,930,000 | 3,398 |
| Net interest income | $6,862,000 | 3,088 |
| Provision for loan and lease losses | $745,000 | 1,350 |
| Total noninterest income | $342,000 | 6,066 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $82,000 | 6,555 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $260,000 | 4,647 |
| Total noninterest expense | $4,147,000 | 3,759 |
| Salaries and employee benefits | $2,343,000 | 3,666 |
| Premises and equipment expense | $573,000 | 3,795 |
| Additional noninterest expense | $1,231,000 | 3,796 |
| Pre-tax net operating income | $2,312,000 | 3,332 |
| Securities gains (losses) | $1,000 | 2,117 |
| Applicable income taxes | $769,000 | 2,667 |
| Income before extraordinary items | $1,544,000 | 3,713 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,544,000 | 3,714 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $258,000 | 1,928 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,543,330 | 3,688 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $6,794,000 | 3,347 |
| Total interest expense | $2,075,000 | 3,411 |
| Net interest income | $4,719,000 | 3,293 |
| Provision for loan and lease losses | $505,000 | 1,392 |
| Total noninterest income | $242,000 | 6,209 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $59,000 | 6,651 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $183,000 | 4,802 |
| Total noninterest expense | $2,823,000 | 4,018 |
| Salaries and employee benefits | $1,519,000 | 4,052 |
| Premises and equipment expense | $413,000 | 3,881 |
| Additional noninterest expense | $891,000 | 3,838 |
| Pre-tax net operating income | $1,633,000 | 3,534 |
| Securities gains (losses) | $1,000 | 2,135 |
| Applicable income taxes | $520,000 | 2,869 |
| Income before extraordinary items | $1,114,000 | 3,874 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,114,000 | 3,875 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 5,516 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,113,320 | 3,838 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $4,339,000 | 3,399 |
| Total interest expense | $1,296,000 | 3,432 |
| Net interest income | $3,043,000 | 3,367 |
| Provision for loan and lease losses | $340,000 | 1,371 |
| Total noninterest income | $161,000 | 6,195 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $38,000 | 6,682 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $123,000 | 4,757 |
| Total noninterest expense | $1,839,000 | 4,067 |
| Salaries and employee benefits | $988,000 | 4,116 |
| Premises and equipment expense | $276,000 | 3,862 |
| Additional noninterest expense | $575,000 | 3,930 |
| Pre-tax net operating income | $1,025,000 | 3,645 |
| Securities gains (losses) | $1,000 | 1,973 |
| Applicable income taxes | $309,000 | 3,054 |
| Income before extraordinary items | $717,000 | 3,928 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $717,000 | 3,930 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $716,300 | 3,882 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,945,000 | 3,679 |
| Total interest expense | $594,000 | 3,524 |
| Net interest income | $1,351,000 | 3,710 |
| Provision for loan and lease losses | $140,000 | 1,548 |
| Total noninterest income | $92,000 | 5,872 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $18,000 | 6,743 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $74,000 | 4,342 |
| Total noninterest expense | $938,000 | 4,036 |
| Salaries and employee benefits | $518,000 | 3,991 |
| Premises and equipment expense | $134,000 | 3,988 |
| Additional noninterest expense | $286,000 | 3,955 |
| Pre-tax net operating income | $365,000 | 4,505 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $90,000 | 3,936 |
| Income before extraordinary items | $275,000 | 4,608 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $275,000 | 4,609 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $275,000 | 4,562 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $6,308,000 | 4,109 |
| Total interest expense | $1,718,000 | 4,106 |
| Net interest income | $4,590,000 | 4,060 |
| Provision for loan and lease losses | $517,000 | 1,908 |
| Total noninterest income | $388,000 | 5,868 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $64,000 | 7,054 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $324,000 | 4,120 |
| Total noninterest expense | $3,035,000 | 4,617 |
| Salaries and employee benefits | $1,661,000 | 4,601 |
| Premises and equipment expense | $457,000 | 4,357 |
| Additional noninterest expense | $917,000 | 4,625 |
| Pre-tax net operating income | $1,426,000 | 4,379 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $500,000 | 3,360 |
| Income before extraordinary items | $926,000 | 4,895 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $926,000 | 4,895 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $288,000 | 2,054 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $926,000 | 4,831 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $4,393,000 | 4,308 |
| Total interest expense | $1,192,000 | 4,307 |
| Net interest income | $3,201,000 | 4,283 |
| Provision for loan and lease losses | $318,000 | 2,157 |
| Total noninterest income | $272,000 | 6,036 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $50,000 | 7,060 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $222,000 | 4,298 |
| Total noninterest expense | $2,132,000 | 4,794 |
| Salaries and employee benefits | $1,171,000 | 4,757 |
| Premises and equipment expense | $323,000 | 4,531 |
| Additional noninterest expense | $638,000 | 4,849 |
| Pre-tax net operating income | $1,023,000 | 4,547 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $378,000 | 3,405 |
| Income before extraordinary items | $645,000 | 5,176 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $645,000 | 5,175 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 5,248 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $645,000 | 5,093 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,787,000 | 4,474 |
| Total interest expense | $758,000 | 4,438 |
| Net interest income | $2,029,000 | 4,426 |
| Provision for loan and lease losses | $234,000 | 1,960 |
| Total noninterest income | $194,000 | 5,889 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $33,000 | 7,087 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $161,000 | 4,166 |
| Total noninterest expense | $1,311,000 | 5,108 |
| Salaries and employee benefits | $724,000 | 5,046 |
| Premises and equipment expense | $200,000 | 4,757 |
| Additional noninterest expense | $387,000 | 5,174 |
| Pre-tax net operating income | $678,000 | 4,524 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $268,000 | 3,276 |
| Income before extraordinary items | $410,000 | 5,258 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $410,000 | 5,258 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 4,450 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $410,000 | 5,173 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,303,000 | 4,714 |
| Total interest expense | $376,000 | 4,498 |
| Net interest income | $927,000 | 4,721 |
| Provision for loan and lease losses | $69,000 | 2,785 |
| Total noninterest income | $89,000 | 6,038 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $15,000 | 7,174 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $74,000 | 4,326 |
| Total noninterest expense | $627,000 | 5,306 |
| Salaries and employee benefits | $354,000 | 5,157 |
| Premises and equipment expense | $99,000 | 4,820 |
| Additional noninterest expense | $174,000 | 5,529 |
| Pre-tax net operating income | $320,000 | 4,669 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $134,000 | 3,301 |
| Income before extraordinary items | $186,000 | 5,516 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $186,000 | 5,515 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 3,206 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $186,000 | 5,394 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $4,249,000 | 5,427 |
| Total interest expense | $1,264,000 | 5,393 |
| Net interest income | $2,985,000 | 5,322 |
| Provision for loan and lease losses | $253,000 | 3,520 |
| Total noninterest income | $323,000 | 6,432 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $61,000 | 7,249 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $262,000 | 4,760 |
| Total noninterest expense | $2,416,000 | 5,341 |
| Salaries and employee benefits | $1,300,000 | 5,358 |
| Premises and equipment expense | $401,000 | 4,723 |
| Additional noninterest expense | $715,000 | 5,436 |
| Pre-tax net operating income | $639,000 | 6,202 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $639,000 | 5,808 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $639,000 | 5,811 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 6,883 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $639,000 | 5,641 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $3,068,000 | 5,627 |
| Total interest expense | $931,000 | 5,594 |
| Net interest income | $2,137,000 | 5,499 |
| Provision for loan and lease losses | $178,000 | 3,620 |
| Total noninterest income | $256,000 | 6,360 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $44,000 | 7,355 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $212,000 | 4,677 |
| Total noninterest expense | $1,759,000 | 5,422 |
| Salaries and employee benefits | $935,000 | 5,473 |
| Premises and equipment expense | $294,000 | 4,781 |
| Additional noninterest expense | $530,000 | 5,447 |
| Pre-tax net operating income | $456,000 | 6,478 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $456,000 | 6,069 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $456,000 | 6,070 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 6,822 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $456,000 | 5,898 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,971,000 | 5,798 |
| Total interest expense | $612,000 | 5,779 |
| Net interest income | $1,359,000 | 5,647 |
| Provision for loan and lease losses | $115,000 | 3,633 |
| Total noninterest income | $164,000 | 6,429 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $28,000 | 7,416 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $136,000 | 4,735 |
| Total noninterest expense | $1,124,000 | 5,568 |
| Salaries and employee benefits | $610,000 | 5,565 |
| Premises and equipment expense | $192,000 | 4,823 |
| Additional noninterest expense | $322,000 | 5,743 |
| Pre-tax net operating income | $284,000 | 6,602 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $284,000 | 6,218 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $284,000 | 6,217 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 6,334 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $284,000 | 6,017 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $936,000 | 5,975 |
| Total interest expense | $307,000 | 5,874 |
| Net interest income | $629,000 | 5,902 |
| Provision for loan and lease losses | $35,000 | 4,303 |
| Total noninterest income | $56,000 | 7,155 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $13,000 | 7,452 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $43,000 | 5,547 |
| Total noninterest expense | $532,000 | 5,787 |
| Salaries and employee benefits | $290,000 | 5,735 |
| Premises and equipment expense | $92,000 | 4,977 |
| Additional noninterest expense | $150,000 | 5,938 |
| Pre-tax net operating income | $118,000 | 6,932 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $118,000 | 6,585 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $118,000 | 6,584 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $118,000 | 6,419 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $3,166,000 | 6,677 |
| Total interest expense | $1,100,000 | 6,683 |
| Net interest income | $2,066,000 | 6,517 |
| Provision for loan and lease losses | $242,000 | 3,929 |
| Total noninterest income | $108,000 | 8,300 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $37,000 | 7,739 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $71,000 | 7,051 |
| Total noninterest expense | $1,701,000 | 6,456 |
| Salaries and employee benefits | $869,000 | 6,621 |
| Premises and equipment expense | $311,000 | 5,452 |
| Additional noninterest expense | $521,000 | 6,385 |
| Pre-tax net operating income | $231,000 | 7,820 |
| Securities gains (losses) | $80,000 | 1,959 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $311,000 | 7,267 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $311,000 | 7,266 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 5,914 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $231,000 | 7,583 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $2,338,000 | 7,910 |
| Total interest expense | $928,000 | 8,159 |
| Net interest income | $1,410,000 | 7,497 |
| Provision for loan and lease losses | $178,000 | 4,433 |
| Total noninterest income | $47,000 | 9,191 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $26,000 | 8,045 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $21,000 | 8,695 |
| Total noninterest expense | $1,159,000 | 7,556 |
| Salaries and employee benefits | $604,000 | 7,648 |
| Premises and equipment expense | $245,000 | 6,143 |
| Additional noninterest expense | $310,000 | 7,778 |
| Pre-tax net operating income | $120,000 | 8,240 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $120,000 | 8,215 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $120,000 | 8,213 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 7,243 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $42,000 | 756 |
| Net operating income | $120,000 | 8,106 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $1,167,000 | 9,253 |
| Total interest expense | $410,000 | 9,399 |
| Net interest income | $757,000 | 8,997 |
| Provision for loan and lease losses | $135,000 | 4,606 |
| Total noninterest income | $21,000 | 9,665 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $8,000 | 8,450 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $13,000 | 9,267 |
| Total noninterest expense | $867,000 | 8,380 |
| Salaries and employee benefits | $510,000 | 8,192 |
| Premises and equipment expense | $145,000 | 7,669 |
| Additional noninterest expense | $212,000 | 8,676 |
| Pre-tax net operating income | $-224,000 | 9,358 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $0 | 8,362 |
| Income before extraordinary items | $-224,000 | 9,393 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $-224,000 | 9,392 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,622 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $-224,000 | 9,395 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $326,000 | 10,060 |
| Total interest expense | $83,000 | 10,073 |
| Net interest income | $243,000 | 10,024 |
| Provision for loan and lease losses | $65,000 | 6,026 |
| Total noninterest income | $2,000 | 10,138 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $1,000 | 8,846 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,000 | 10,109 |
| Total noninterest expense | $949,000 | 8,270 |
| Salaries and employee benefits | $363,000 | 9,109 |
| Premises and equipment expense | $107,000 | 8,499 |
| Additional noninterest expense | $479,000 | 6,676 |
| Pre-tax net operating income | $-774,000 | 9,996 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $5,000 | 8,598 |
| Income before extraordinary items | $-774,000 | 10,022 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-774,000 | 10,021 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,897 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $5,219,000 | 234 |
| Net operating income | $-774,000 | 10,011 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.