Home > North County Bank > Loan Charge- Offs and Recoveries

North County Bank, Loan Charge- Offs and Recoveries

1999-12-31 (YTD Data)Rank
Total charge-offs$665,0001,262
Loans secured by real estate, total$261,000627
To non-U.S. addressees$08
Real estate loans in domestic offices$261,000625
Construction and land development$0611
Secured by farmland$0351
Total charge-offs secured by 1-4 family residential properties$261,000405
Secured by multifamily residential properties$0249
Secured by nonfarm nonresidential properties$01,427
Real estate loans in foreign officesNANA
Loans to depository institutions$027
To foreign banks$023
Loans to finance agricultural production and other loans to farmers$0203
Commercial and industrial loans$198,0001,477
Loans to individuals$206,0001,385
Credit card loan charge offs$81,000606
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$125,0001,721
Loans to foreign governments and official institutions$010
Other loans$0281
Lease financing receivables$0289
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$245,000997
Loans secured by real estate, total$101,000553
To non-U.S. addressees$09
Real estate loans in domestic offices$101,000553
Construction and land development$0429
Secured by farmland$0418
Secured by 1-4 family residential properties - total recoveries$101,000301
Secured by multifamily residential properties$0246
Secured by nonfarm nonresidential properties$01,309
Real estate loans in foreign officesNANA
Loans to depository institutions$024
To foreign banks$018
Loans to finance agricultural production and other loans to farmers$0208
Commercial and industrial loans$75,0001,117
Loans to individuals$69,0001,212
Credit card loan recoveries$9,000856
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$60,0001,205
Loans to foreign governments and official institutions$011
Other loans$0282
Lease financing receivables$0264
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$420,0001,401
Loans secured by real estate, total$160,000682
To non-U.S. addressees$07
Real estate loans in domestic offices$160,000681
Construction and land development$0547
Secured by farmland$0293
Secured by 1-4 family residential properties- net charge-offs$160,000448
Secured by multifamily residential properties$0211
Secured by nonfarm nonresidential properties$01,166
Real estate loans in foreign officesNANA
Loans to depository institutions$025
To foreign banks$022
Loans to finance agricultural production and other loans to farmers$0165
Commercial and industrial loans$123,0001,679
To non-U.S. addressees$035
Loans to individuals$137,0001,433
Credit card loan net charge offs$72,000559
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$65,0002,106
Loans to foreign governments and official institutions$09
Other loans$0248
Lease financing receivables$0263
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
1998-12-31 (YTD Data)Rank
Total charge-offs$1,401,000737
Loans secured by real estate, total$963,000262
To non-U.S. addresseesNANA
Real estate loans in domestic offices$963,000261
Construction and land development$0630
Secured by farmland$0328
Total charge-offs secured by 1-4 family residential properties$963,000160
Secured by multifamily residential properties$0335
Secured by nonfarm nonresidential properties$01,530
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$291,0001,029
Loans to individuals$147,0001,871
Credit card loan charge offs$72,000734
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$75,0002,599
Loans to foreign governments and official institutions$011
Other loansNANA
Lease financing receivables$0296
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,225
Total recoveries$251,000990
Loans secured by real estate, total$92,000675
To non-U.S. addresseesNANA
Real estate loans in domestic offices$92,000675
Construction and land development$0460
Secured by farmland$0446
Secured by 1-4 family residential properties - total recoveries$57,000491
Secured by multifamily residential properties$0272
Secured by nonfarm nonresidential properties$35,000556
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$98,000881
Loans to individuals$61,0001,352
Credit card loan recoveries$23,000516
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$38,0001,757
Loans to foreign governments and official institutions$014
Other loansNANA
Lease financing receivables$0264
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,322
Net charge-offs$1,150,000685
Loans secured by real estate, total$871,000216
To non-U.S. addresseesNANA
Real estate loans in domestic offices$871,000215
Construction and land development$0552
Secured by farmland$0259
Secured by 1-4 family residential properties- net charge-offs$906,000145
Secured by multifamily residential properties$0283
Secured by nonfarm nonresidential properties$-35,00010,130
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$193,0001,145
To non-U.S. addresseesNANA
Loans to individuals$86,0002,155
Credit card loan net charge offs$49,000790
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$37,0003,080
Loans to foreign governments and official institutions$010
Other loansNANA
Lease financing receivables$0278
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,029
1997-12-31 (YTD Data)Rank
Total charge-offs$1,569,000729
Loans secured by real estate, total$741,000370
To non-U.S. addresseesNANA
Real estate loans in domestic offices$741,000368
Construction and land development$0676
Secured by farmland$0358
Total charge-offs secured by 1-4 family residential properties$741,000216
Secured by multifamily residential properties$0405
Secured by nonfarm nonresidential properties$01,725
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$502,000617
Loans to individuals$326,0001,117
Credit card loan charge offs$106,000648
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$220,0001,220
Loans to foreign governments and official institutions$07
Other loansNANA
Lease financing receivables$0317
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,269
Total recoveries$586,000596
Loans secured by real estate, total$497,000244
To non-U.S. addresseesNANA
Real estate loans in domestic offices$497,000244
Construction and land development$489,00042
Secured by farmland$0504
Secured by 1-4 family residential properties - total recoveries$8,0001,724
Secured by multifamily residential properties$0333
Secured by nonfarm nonresidential properties$01,668
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$33,0002,313
Loans to individuals$56,0001,517
Credit card loan recoveries$12,000733
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$44,0001,623
Loans to foreign governments and official institutions$027
Other loansNANA
Lease financing receivables$0286
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,495
Net charge-offs$983,000815
Loans secured by real estate, total$244,000609
To non-U.S. addresseesNANA
Real estate loans in domestic offices$244,000606
Construction and land development$-489,00010,897
Secured by farmland$0284
Secured by 1-4 family residential properties- net charge-offs$733,000174
Secured by multifamily residential properties$0354
Secured by nonfarm nonresidential properties$01,405
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$469,000493
To non-U.S. addresseesNANA
Loans to individuals$270,0001,040
Credit card loan net charge offs$94,000622
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$176,0001,128
Loans to foreign governments and official institutions$07
Other loansNANA
Lease financing receivables$0291
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,019
1996-12-31 (YTD Data)Rank
Total charge-offs$1,420,000892
Loans secured by real estate, total$719,000500
To non-U.S. addresseesNANA
Real estate loans in domestic offices$719,000500
Construction and land development$263,000136
Secured by farmland$0391
Total charge-offs secured by 1-4 family residential properties$456,000348
Secured by multifamily residential properties$0460
Secured by nonfarm nonresidential properties$01,929
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$450,000708
Loans to individuals$251,0001,375
Credit card loan charge offs$111,000677
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$140,0001,764
Loans to foreign governments and official institutions$011
Other loansNANA
Lease financing receivables$0355
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,488
Total recoveries$333,0001,025
Loans secured by real estate, total$21,0001,955
To non-U.S. addresseesNANA
Real estate loans in domestic offices$21,0001,955
Construction and land development$0613
Secured by farmland$0587
Secured by 1-4 family residential properties - total recoveries$21,0001,174
Secured by multifamily residential properties$0399
Secured by nonfarm nonresidential properties$01,954
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$274,000483
Loans to individuals$38,0002,125
Credit card loan recoveries$12,000803
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$26,0002,496
Loans to foreign governments and official institutions$032
Other loansNANA
Lease financing receivables$0294
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,588
Net charge-offs$1,087,000854
Loans secured by real estate, total$698,000380
To non-U.S. addresseesNANA
Real estate loans in domestic offices$698,000379
Construction and land development$263,000110
Secured by farmland$0311
Secured by 1-4 family residential properties- net charge-offs$435,000300
Secured by multifamily residential properties$0413
Secured by nonfarm nonresidential properties$01,551
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$176,0001,204
To non-U.S. addresseesNANA
Loans to individuals$213,0001,243
Credit card loan net charge offs$99,000654
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$114,0001,551
Loans to foreign governments and official institutions$05
Other loansNANA
Lease financing receivables$0316
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,236
1995-12-31 (YTD Data)Rank
Total charge-offs$3,244,000540
Loans secured by real estate, total$1,116,000450
To non-U.S. addresseesNANA
Real estate loans in domestic offices$1,116,000448
Construction and land development$525,000124
Secured by farmland$0381
Total charge-offs secured by 1-4 family residential properties$408,000407
Secured by multifamily residential properties$136,000278
Secured by nonfarm nonresidential properties$47,0001,194
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$1,514,000256
Loans to individuals$614,000714
Credit card loan charge offs$92,000735
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$522,000608
Loans to foreign governments and official institutions$015
Other loansNANA
Lease financing receivables$0341
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,401
Total recoveries$115,0002,343
Loans secured by real estate, total$17,0002,298
To non-U.S. addresseesNANA
Real estate loans in domestic offices$17,0002,297
Construction and land development$0688
Secured by farmland$0623
Secured by 1-4 family residential properties - total recoveries$17,0001,360
Secured by multifamily residential properties$0496
Secured by nonfarm nonresidential properties$02,179
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$47,0002,064
Loans to individuals$51,0001,731
Credit card loan recoveries$11,000873
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$40,0001,872
Loans to foreign governments and official institutions$030
Other loansNANA
Lease financing receivables$0322
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,639
Net charge-offs$3,129,000441
Loans secured by real estate, total$1,099,000355
To non-U.S. addresseesNANA
Real estate loans in domestic offices$1,099,000354
Construction and land development$525,000103
Secured by farmland$0306
Secured by 1-4 family residential properties- net charge-offs$391,000347
Secured by multifamily residential properties$136,000247
Secured by nonfarm nonresidential properties$47,000969
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$1,467,000166
To non-U.S. addresseesNANA
Loans to individuals$563,000612
Credit card loan net charge offs$81,000714
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$482,000471
Loans to foreign governments and official institutions$011
Other loansNANA
Lease financing receivables$0281
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,114
1994-12-31 (YTD Data)Rank
Total charge-offs$2,850,000596
Loans secured by real estate, total$857,000590
To non-U.S. addresseesNANA
Real estate loans in domestic offices$857,000590
Construction and land development$0994
Secured by farmland$0491
Total charge-offs secured by 1-4 family residential properties$857,000253
Secured by multifamily residential properties$0659
Secured by nonfarm nonresidential properties$02,579
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$1,597,000284
Loans to individuals$396,000853
Credit card loan charge offs$91,000719
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$305,000785
Loans to foreign governments and official institutions$015
Other loansNANA
Lease financing receivables$0332
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,333
Total recoveries$259,0001,375
Loans secured by real estate, total$16,0002,665
To non-U.S. addresseesNANA
Real estate loans in domestic offices$16,0002,665
Construction and land development$0797
Secured by farmland$0744
Secured by 1-4 family residential properties - total recoveries$16,0001,538
Secured by multifamily residential properties$0504
Secured by nonfarm nonresidential properties$02,421
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$184,000817
Loans to individuals$59,0001,599
Credit card loan recoveries$21,000664
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$38,0002,085
Loans to foreign governments and official institutions$034
Other loansNANA
Lease financing receivables$0351
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,776
Net charge-offs$2,591,000462
Loans secured by real estate, total$841,000492
To non-U.S. addresseesNANA
Real estate loans in domestic offices$841,000492
Construction and land development$0849
Secured by farmland$0385
Secured by 1-4 family residential properties- net charge-offs$841,000212
Secured by multifamily residential properties$0608
Secured by nonfarm nonresidential properties$02,119
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$1,413,000194
To non-U.S. addresseesNANA
Loans to individuals$337,000705
Credit card loan net charge offs$70,000724
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$267,000575
Loans to foreign governments and official institutions$09
Other loansNANA
Lease financing receivables$0251
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,012
1993-12-31 (YTD Data)Rank
Total charge-offs$2,330,000811
Loans secured by real estate, total$545,000985
To non-U.S. addresseesNANA
Real estate loans in domestic offices$545,000984
Construction and land development$69,000658
Secured by farmland$0674
Total charge-offs secured by 1-4 family residential properties$476,000486
Secured by multifamily residential properties$0764
Secured by nonfarm nonresidential properties$03,211
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$1,101,000507
Loans to individuals$684,000663
Credit card loan charge offs$131,000671
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$553,000552
Loans to foreign governments and official institutions$034
Other loansNANA
Lease financing receivables$0379
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,635
Total recoveries$126,0002,647
Loans secured by real estate, total$28,0002,200
To non-U.S. addresseesNANA
Real estate loans in domestic offices$28,0002,200
Construction and land development$0926
Secured by farmland$0821
Secured by 1-4 family residential properties - total recoveries$28,0001,193
Secured by multifamily residential properties$0535
Secured by nonfarm nonresidential properties$02,606
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$51,0002,579
Loans to individuals$47,0002,063
Credit card loan recoveries$7,0001,164
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$40,0002,114
Loans to foreign governments and official institutions$038
Other loansNANA
Lease financing receivables$0365
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,965
Net charge-offs$2,204,000693
Loans secured by real estate, total$517,000881
To non-U.S. addresseesNANA
Real estate loans in domestic offices$517,000879
Construction and land development$69,000596
Secured by farmland$0548
Secured by 1-4 family residential properties- net charge-offs$448,000437
Secured by multifamily residential properties$0715
Secured by nonfarm nonresidential properties$02,799
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$1,050,000401
To non-U.S. addresseesNANA
Loans to individuals$637,000539
Credit card loan net charge offs$124,000634
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$513,000401
Loans to foreign governments and official institutions$028
Other loansNANA
Lease financing receivables$0315
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,260
1992-12-31 (YTD Data)Rank
Total charge-offs$893,0001,983
Loans secured by real estate, total$370,0001,546
To non-U.S. addresseesNANA
Real estate loans in domestic offices$370,0001,546
Construction and land development$11,0001,392
Secured by farmland$0904
Total charge-offs secured by 1-4 family residential properties$344,000712
Secured by multifamily residential properties$0893
Secured by nonfarm nonresidential properties$15,0003,083
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$298,0002,051
Loans to individuals$225,0001,735
Credit card loan charge offs$115,000804
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$110,0002,522
Loans to foreign governments and official institutions$043
Other loansNANA
Lease financing receivables$0464
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,961
Total recoveries$84,0003,736
Loans secured by real estate, total$06,234
To non-U.S. addresseesNANA
Real estate loans in domestic offices$06,207
Construction and land development$01,048
Secured by farmland$0870
Secured by 1-4 family residential properties - total recoveries$04,685
Secured by multifamily residential properties$0476
Secured by nonfarm nonresidential properties$02,509
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$36,0003,418
Loans to individuals$48,0002,147
Credit card loan recoveries$9,0001,069
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$39,0002,295
Loans to foreign governments and official institutions$047
Other loansNANA
Lease financing receivables$0397
Memoranda:
Loans to finance agricultural production and other loans to farmers$02,110
Net charge-offs$809,0001,805
Loans secured by real estate, total$370,0001,393
To non-U.S. addresseesNANA
Real estate loans in domestic offices$370,0001,393
Construction and land development$11,0001,300
Secured by farmland$0773
Secured by 1-4 family residential properties- net charge-offs$344,000625
Secured by multifamily residential properties$0849
Secured by nonfarm nonresidential properties$15,0002,837
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$262,0001,876
To non-U.S. addresseesNANA
Loans to individuals$177,0001,596
Credit card loan net charge offs$106,000772
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$71,0002,548
Loans to foreign governments and official institutions$037
Other loansNANA
Lease financing receivables$0406
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,543

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.