Home > North County Bank > Assets and Liabilities
North County Bank, Assets and Liabilities
| 1999-12-31 | Rank | |
| # of Employees: | 212 | 788 |
| Assets and Liabilities | ||
| Total Assets: | $351,303,000 | 1,348 |
| Cash and due from depository institutions | $32,831,000 | 788 |
| Interest-bearing balances | $0 | 6,854 |
| Securities | $31,791,000 | 3,410 |
| Federal funds sold & reverse repurchase agreements | $10,400,000 | 913 |
| Net loans & leases | $261,001,000 | 1,189 |
| Loan loss allowance | $3,442,000 | 1,119 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $10,231,000 | 777 |
| Other real estate owned | $94,000 | 788 |
| Goodwill and other intangibles | $194,000 | 2,410 |
| All other assets | $4,761,000 | 1,860 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $351,303,000 | 1,348 |
| Total liabilities | $317,220,000 | 1,349 |
| Total deposits | $298,300,000 | 1,242 |
| Interest-bearing deposits | $191,113,000 | 1,708 |
| Deposits held in domestic offices | $298,300,000 | 1,237 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,200,000 | 2,915 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $15,620,000 | 1,523 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $2,100,000 | 1,810 |
| Total equity capital | $34,083,000 | 1,315 |
| Total bank equity capital | $34,083,000 | 1,315 |
| Perpetual preferred stock | $2,993,000 | 64 |
| Common stock | $2,228,000 | 1,757 |
| Surplus | $2,717,000 | 4,619 |
| Undivided profits | $26,145,000 | 957 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,218,000 | 504 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $3,929,000 | 53 |
| Income earned, not collected on loans | $1,573,000 | 1,356 |
| Earning assets | $303,192,000 | 1,429 |
| Long-term assets (5+ years) | $40,072,000 | 2,048 |
| Average Assets, year-to-date | $344,605,400 | 1,311 |
| Average Assets, quarterly | $345,026,500 | 1,357 |
| Volatile liabilities | $29,947,000 | 2,539 |
| Insider loans | $3,416,000 | 1,385 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $83,943,000 | 812 |
| Tier 1 (core) risk-based capital | $33,888,000 | 1,284 |
| Tier 2 risk-based capital | $3,442,000 | 1,055 |
| Total risk weighted assets | $317,485,000 | 1,002 |
| Total unused commitments | $83,943,000 | 812 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 218 | 772 |
| Assets and Liabilities | ||
| Total Assets: | $336,718,000 | 1,358 |
| Cash and due from depository institutions | $26,885,000 | 772 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $43,483,000 | 2,626 |
| Federal funds sold & reverse repurchase agreements | $17,000,000 | 961 |
| Net loans & leases | $234,110,000 | 1,205 |
| Loan loss allowance | $3,592,000 | 1,044 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $9,873,000 | 742 |
| Other real estate owned | $374,000 | 772 |
| Goodwill and other intangibles | $256,000 | 2,213 |
| All other assets | $4,737,000 | 1,622 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $336,718,000 | 1,358 |
| Total liabilities | $307,023,000 | 1,343 |
| Total deposits | $303,079,000 | 1,215 |
| Interest-bearing deposits | $202,594,000 | 1,581 |
| Deposits held in domestic offices | $303,079,000 | 1,210 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $775,000 | 2,524 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $776,000 | 3,987 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $2,393,000 | 1,706 |
| Total equity capital | $29,695,000 | 1,508 |
| Total bank equity capital | $29,695,000 | 1,508 |
| Perpetual preferred stock | $2,993,000 | 66 |
| Common stock | $2,228,000 | 1,705 |
| Surplus | $2,717,000 | 4,492 |
| Undivided profits | $21,757,000 | 1,185 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $788,000 | 2,874 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $387,000 | 380 |
| Income earned, not collected on loans | $1,462,000 | 1,451 |
| Earning assets | $294,593,000 | 1,416 |
| Long-term assets (5+ years) | $36,154,000 | 2,067 |
| Average Assets, year-to-date | $308,463,000 | 1,405 |
| Average Assets, quarterly | $330,573,000 | 1,357 |
| Volatile liabilities | $22,419,000 | 2,744 |
| Insider loans | $2,077,000 | 2,051 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $67,269,000 | 917 |
| Tier 1 (core) risk-based capital | $29,360,600 | 1,436 |
| Tier 2 risk-based capital | $3,180,130 | 1,076 |
| Total risk weighted assets | $253,928,230 | 1,140 |
| Total unused commitments | $67,269,000 | 923 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 210 | 844 |
| Assets and Liabilities | ||
| Total Assets: | $280,208,000 | 1,630 |
| Cash and due from depository institutions | $24,262,000 | 844 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $29,534,000 | 3,681 |
| Federal funds sold & reverse repurchase agreements | $4,000,000 | 3,213 |
| Net loans & leases | $207,723,000 | 1,381 |
| Loan loss allowance | $3,268,000 | 1,163 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $8,422,000 | 881 |
| Other real estate owned | $986,000 | 844 |
| Goodwill and other intangibles | $290,000 | 2,084 |
| All other assets | $4,991,000 | 1,539 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $280,208,000 | 1,630 |
| Total liabilities | $255,140,000 | 1,612 |
| Total deposits | $250,570,000 | 1,473 |
| Interest-bearing deposits | $160,696,000 | 2,018 |
| Deposits held in domestic offices | $250,570,000 | 1,465 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,507,000 | 2,359 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $694,000 | 3,830 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $2,369,000 | 1,766 |
| Total equity capital | $25,068,000 | 1,790 |
| Total bank equity capital | $25,068,000 | 1,790 |
| Perpetual preferred stock | $2,993,000 | 76 |
| Common stock | $2,228,000 | 1,688 |
| Surplus | $2,717,000 | 4,472 |
| Undivided profits | $17,130,000 | 1,533 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,021,000 | 938 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,465,000 | 106 |
| Income earned, not collected on loans | $1,368,000 | 1,611 |
| Earning assets | $241,257,000 | 1,740 |
| Long-term assets (5+ years) | $36,033,000 | 1,822 |
| Average Assets, year-to-date | $275,941,800 | 1,564 |
| Average Assets, quarterly | $282,822,500 | 1,592 |
| Volatile liabilities | $11,385,000 | 4,567 |
| Insider loans | $1,623,000 | 2,465 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $66,788,000 | 867 |
| Tier 1 (core) risk-based capital | $24,750,000 | 1,716 |
| Tier 2 risk-based capital | $2,857,570 | 1,114 |
| Total risk weighted assets | $228,129,370 | 1,244 |
| Total unused commitments | $66,788,000 | 871 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 196 | 953 |
| Assets and Liabilities | ||
| Total Assets: | $256,695,000 | 1,822 |
| Cash and due from depository institutions | $25,936,000 | 953 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $34,316,000 | 3,521 |
| Federal funds sold & reverse repurchase agreements | $2,200,000 | 4,619 |
| Net loans & leases | $177,282,000 | 1,630 |
| Loan loss allowance | $3,129,000 | 1,287 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $8,730,000 | 894 |
| Other real estate owned | $2,756,000 | 953 |
| Goodwill and other intangibles | $277,000 | 1,975 |
| All other assets | $5,198,000 | 1,540 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $256,695,000 | 1,822 |
| Total liabilities | $233,908,000 | 1,800 |
| Total deposits | $229,645,000 | 1,669 |
| Interest-bearing deposits | $145,407,000 | 2,287 |
| Deposits held in domestic offices | $229,645,000 | 1,657 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $2,376,000 | 2,514 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $1,887,000 | 2,138 |
| Total equity capital | $22,787,000 | 1,963 |
| Total bank equity capital | $22,787,000 | 1,963 |
| Perpetual preferred stock | $2,993,000 | 79 |
| Common stock | $2,228,000 | 1,767 |
| Surplus | $2,937,000 | 4,340 |
| Undivided profits | $14,629,000 | 1,759 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,542,000 | 955 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $201,000 | 632 |
| Income earned, not collected on loans | $1,382,000 | 1,574 |
| Earning assets | $213,798,000 | 2,010 |
| Long-term assets (5+ years) | $27,865,000 | 2,072 |
| Average Assets, year-to-date | $247,036,200 | 1,811 |
| Average Assets, quarterly | $257,267,500 | 1,797 |
| Volatile liabilities | $11,603,000 | 4,393 |
| Insider loans | $1,658,000 | 2,498 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $43,149,000 | 1,180 |
| Tier 1 (core) risk-based capital | $22,472,000 | 1,913 |
| Tier 2 risk-based capital | $2,506,090 | 1,283 |
| Total risk weighted assets | $199,739,990 | 1,432 |
| Total unused commitments | $43,149,000 | 1,185 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 196 | 989 |
| Assets and Liabilities | ||
| Total Assets: | $236,418,000 | 1,985 |
| Cash and due from depository institutions | $24,233,000 | 989 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $26,173,000 | 4,547 |
| Federal funds sold & reverse repurchase agreements | $10,500,000 | 1,353 |
| Net loans & leases | $159,034,000 | 1,781 |
| Loan loss allowance | $2,916,000 | 1,404 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $9,532,000 | 785 |
| Other real estate owned | $2,402,000 | 989 |
| Goodwill and other intangibles | $305,000 | 1,814 |
| All other assets | $4,239,000 | 1,859 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $236,418,000 | 1,985 |
| Total liabilities | $216,738,000 | 1,943 |
| Total deposits | $214,485,000 | 1,794 |
| Interest-bearing deposits | $143,108,000 | 2,376 |
| Deposits held in domestic offices | $214,485,000 | 1,781 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $543,000 | 3,381 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $1,710,000 | 2,382 |
| Total equity capital | $19,680,000 | 2,259 |
| Total bank equity capital | $19,680,000 | 2,259 |
| Perpetual preferred stock | $2,993,000 | 87 |
| Common stock | $2,228,000 | 1,802 |
| Surplus | $2,937,000 | 4,309 |
| Undivided profits | $11,522,000 | 2,266 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,290,000 | 728 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $45,000 | 1,206 |
| Income earned, not collected on loans | $1,186,000 | 1,911 |
| Earning assets | $195,707,000 | 2,211 |
| Long-term assets (5+ years) | $13,637,000 | 3,301 |
| Average Assets, year-to-date | $234,758,200 | 1,924 |
| Average Assets, quarterly | $234,860,000 | 1,977 |
| Volatile liabilities | $7,565,000 | 5,484 |
| Insider loans | $3,542,000 | 1,245 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $39,717,000 | 1,210 |
| Tier 1 (core) risk-based capital | $19,304,000 | 2,212 |
| Tier 2 risk-based capital | $2,319,790 | 1,385 |
| Total risk weighted assets | $184,824,690 | 1,543 |
| Total unused commitments | $39,717,000 | 1,219 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 206 | 960 |
| Assets and Liabilities | ||
| Total Assets: | $246,145,000 | 1,867 |
| Cash and due from depository institutions | $30,552,000 | 960 |
| Interest-bearing balances | $100,000 | 5,091 |
| Securities | $27,168,000 | 4,655 |
| Federal funds sold & reverse repurchase agreements | $2,500,000 | 3,216 |
| Net loans & leases | $165,641,000 | 1,701 |
| Loan loss allowance | $2,739,000 | 1,507 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $10,377,000 | 702 |
| Other real estate owned | $3,607,000 | 960 |
| Goodwill and other intangibles | $333,000 | 1,668 |
| All other assets | $5,967,000 | 1,453 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $246,145,000 | 1,867 |
| Total liabilities | $229,783,000 | 1,825 |
| Total deposits | $226,093,000 | 1,677 |
| Interest-bearing deposits | $146,362,000 | 2,292 |
| Deposits held in domestic offices | $226,093,000 | 1,666 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $87,000 | 4,705 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $2,103,000 | 2,471 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $1,500,000 | 2,238 |
| Total equity capital | $16,362,000 | 2,501 |
| Total bank equity capital | $16,362,000 | 2,501 |
| Perpetual preferred stock | $2,993,000 | 84 |
| Common stock | $2,228,000 | 1,850 |
| Surplus | $1,937,000 | 5,749 |
| Undivided profits | $9,204,000 | 2,530 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,132,000 | 768 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $1,381,000 | 1,401 |
| Earning assets | $195,409,000 | 2,168 |
| Long-term assets (5+ years) | $7,645,000 | 4,838 |
| Average Assets, year-to-date | $244,006,600 | 1,829 |
| Average Assets, quarterly | $249,125,000 | 1,837 |
| Volatile liabilities | $6,932,000 | 5,583 |
| Insider loans | $3,192,000 | 1,312 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $2,612,000 | 400 |
| Unused loan commitments | $44,003,000 | 1,084 |
| Tier 1 (core) risk-based capital | $16,203,000 | 2,558 |
| Tier 2 risk-based capital | $2,426,750 | 1,334 |
| Total risk weighted assets | $193,746,350 | 1,445 |
| Total unused commitments | $44,003,000 | 1,093 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 197 | 1,047 |
| Assets and Liabilities | ||
| Total Assets: | $237,929,000 | 1,954 |
| Cash and due from depository institutions | $32,606,000 | 1,047 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $13,274,000 | 7,930 |
| Federal funds sold & reverse repurchase agreements | $5,000,000 | 2,777 |
| Net loans & leases | $166,395,000 | 1,649 |
| Loan loss allowance | $2,195,000 | 1,920 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $9,365,000 | 781 |
| Other real estate owned | $6,821,000 | 1,047 |
| Goodwill and other intangibles | $360,000 | 1,531 |
| All other assets | $4,108,000 | 1,854 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $237,929,000 | 1,954 |
| Total liabilities | $221,574,000 | 1,917 |
| Total deposits | $217,774,000 | 1,816 |
| Interest-bearing deposits | $137,718,000 | 2,494 |
| Deposits held in domestic offices | $217,774,000 | 1,802 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $265,000 | 3,553 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $1,953,000 | 2,190 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $1,582,000 | 2,204 |
| Total equity capital | $16,355,000 | 2,453 |
| Total bank equity capital | $16,355,000 | 2,453 |
| Perpetual preferred stock | $2,993,000 | 92 |
| Common stock | $2,228,000 | 1,876 |
| Surplus | $1,937,000 | 5,743 |
| Undivided profits | $9,197,000 | 2,584 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,426,000 | 1,291 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $1,232,000 | 1,390 |
| Earning assets | $184,669,000 | 2,311 |
| Long-term assets (5+ years) | $11,411,000 | 4,019 |
| Average Assets, year-to-date | $238,068,000 | 1,899 |
| Average Assets, quarterly | $242,356,000 | 1,900 |
| Volatile liabilities | $10,720,000 | 3,902 |
| Insider loans | $3,576,000 | 1,160 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $3,375,000 | 621 |
| Unused loan commitments | $40,010,000 | 1,162 |
| Tier 1 (core) risk-based capital | $15,995,000 | 2,460 |
| Tier 2 risk-based capital | $2,195,000 | 1,441 |
| Total risk weighted assets | $191,492,000 | 1,454 |
| Total unused commitments | $40,010,000 | 1,184 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 182 | 1,175 |
| Assets and Liabilities | ||
| Total Assets: | $231,433,000 | 2,057 |
| Cash and due from depository institutions | $28,303,000 | 1,175 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $14,567,000 | 7,491 |
| Federal funds sold & reverse repurchase agreements | $5,000,000 | 3,244 |
| Net loans & leases | $164,101,000 | 1,715 |
| Loan loss allowance | $2,134,000 | 2,010 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $10,068,000 | 726 |
| Other real estate owned | $5,859,000 | 1,175 |
| Goodwill and other intangibles | $389,000 | 1,475 |
| All other assets | $3,146,000 | 2,423 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $231,433,000 | 2,057 |
| Total liabilities | $217,462,000 | 2,013 |
| Total deposits | $213,610,000 | 1,932 |
| Interest-bearing deposits | $142,359,000 | 2,532 |
| Deposits held in domestic offices | $213,610,000 | 1,921 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $575,000 | 2,932 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $2,329,000 | 1,839 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $948,000 | 3,440 |
| Total equity capital | $13,971,000 | 2,757 |
| Total bank equity capital | $13,971,000 | 2,757 |
| Perpetual preferred stock | $1,493,000 | 121 |
| Common stock | $2,228,000 | 1,937 |
| Surplus | $1,937,000 | 5,665 |
| Undivided profits | $8,313,000 | 2,658 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,225,000 | 1,095 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $1,159,000 | 1,672 |
| Earning assets | $183,668,000 | 2,347 |
| Long-term assets (5+ years) | $11,680,000 | 3,915 |
| Average Assets, year-to-date | $218,690,600 | 2,118 |
| Average Assets, quarterly | $226,995,500 | 2,074 |
| Volatile liabilities | $16,792,000 | 2,726 |
| Insider loans | $6,000 | 9,084 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $3,982,000 | 401 |
| Unused loan commitments | $37,684,000 | 1,147 |
| Tier 1 (core) risk-based capital | $13,582,000 | 2,787 |
| Tier 2 risk-based capital | $2,134,000 | 1,500 |
| Total risk weighted assets | $190,831,900 | 1,508 |
| Total unused commitments | $37,684,000 | 1,163 |
| Derivatives | $0 | 651 |