Home > North Country Bank > Income and Expense
North Country Bank, Income and Expense
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $509,000 | 5,528 |
| Total interest expense | $29,000 | 5,835 |
| Net interest income | $480,000 | 5,450 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $48,000 | 5,345 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $25,000 | 4,767 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $23,000 | 5,282 |
| Total noninterest expense | $369,000 | 5,612 |
| Salaries and employee benefits | $182,000 | 5,707 |
| Premises and equipment expense | $50,000 | 5,238 |
| Additional noninterest expense | $137,000 | 5,406 |
| Pre-tax net operating income | $159,000 | 4,767 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $46,000 | 3,052 |
| Income before extraordinary items | $113,000 | 4,983 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $113,000 | 4,985 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $113,000 | 4,987 |
| Net charge-offs | $0 | 3,288 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $113,000 | 4,929 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $2,166,000 | 5,542 |
| Total interest expense | $140,000 | 5,837 |
| Net interest income | $2,026,000 | 5,457 |
| Provision for loan and lease losses | $253,000 | 2,186 |
| Total noninterest income | $332,000 | 4,871 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $111,000 | 4,839 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $221,000 | 4,406 |
| Total noninterest expense | $1,672,000 | 5,523 |
| Salaries and employee benefits | $822,000 | 5,659 |
| Premises and equipment expense | $199,000 | 5,353 |
| Additional noninterest expense | $651,000 | 5,269 |
| Pre-tax net operating income | $433,000 | 5,187 |
| Securities gains (losses) | $11,000 | 2,605 |
| Applicable income taxes | $80,000 | 3,511 |
| Income before extraordinary items | $364,000 | 5,246 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $364,000 | 5,245 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $364,000 | 5,246 |
| Net charge-offs | $79,000 | 3,402 |
| Cash dividends | $538,000 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $354,980 | 5,221 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $1,629,000 | 5,611 |
| Total interest expense | $107,000 | 5,904 |
| Net interest income | $1,522,000 | 5,514 |
| Provision for loan and lease losses | $116,000 | 2,664 |
| Total noninterest income | $179,000 | 5,310 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $86,000 | 4,863 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $93,000 | 5,125 |
| Total noninterest expense | $1,261,000 | 5,553 |
| Salaries and employee benefits | $630,000 | 5,657 |
| Premises and equipment expense | $153,000 | 5,376 |
| Additional noninterest expense | $478,000 | 5,343 |
| Pre-tax net operating income | $324,000 | 5,268 |
| Securities gains (losses) | $11,000 | 2,296 |
| Applicable income taxes | $87,000 | 3,367 |
| Income before extraordinary items | $248,000 | 5,403 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $248,000 | 5,403 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $248,000 | 5,405 |
| Net charge-offs | $9,000 | 4,191 |
| Cash dividends | $538,000 | 2,142 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $239,860 | 5,396 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $1,056,000 | 5,678 |
| Total interest expense | $69,000 | 5,988 |
| Net interest income | $987,000 | 5,582 |
| Provision for loan and lease losses | $71,000 | 2,671 |
| Total noninterest income | $125,000 | 5,257 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $57,000 | 4,864 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $68,000 | 5,023 |
| Total noninterest expense | $836,000 | 5,600 |
| Salaries and employee benefits | $427,000 | 5,672 |
| Premises and equipment expense | $99,000 | 5,458 |
| Additional noninterest expense | $310,000 | 5,404 |
| Pre-tax net operating income | $205,000 | 5,302 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $46,000 | 3,470 |
| Income before extraordinary items | $159,000 | 5,427 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $159,000 | 5,428 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $159,000 | 5,429 |
| Net charge-offs | $-6,000 | 5,507 |
| Cash dividends | $538,000 | 1,745 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $159,000 | 5,381 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $525,000 | 5,739 |
| Total interest expense | $34,000 | 6,078 |
| Net interest income | $491,000 | 5,645 |
| Provision for loan and lease losses | $26,000 | 2,789 |
| Total noninterest income | $65,000 | 5,200 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $27,000 | 4,957 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $38,000 | 4,892 |
| Total noninterest expense | $407,000 | 5,711 |
| Salaries and employee benefits | $214,000 | 5,737 |
| Premises and equipment expense | $54,000 | 5,376 |
| Additional noninterest expense | $139,000 | 5,638 |
| Pre-tax net operating income | $123,000 | 5,075 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $32,000 | 3,249 |
| Income before extraordinary items | $91,000 | 5,250 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $91,000 | 5,251 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $91,000 | 5,251 |
| Net charge-offs | $-1,000 | 4,711 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $91,000 | 5,203 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $2,090,000 | 5,822 |
| Total interest expense | $139,000 | 6,222 |
| Net interest income | $1,951,000 | 5,711 |
| Provision for loan and lease losses | $144,000 | 3,316 |
| Total noninterest income | $298,000 | 5,144 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $91,000 | 5,373 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $207,000 | 4,568 |
| Total noninterest expense | $1,639,000 | 5,747 |
| Salaries and employee benefits | $812,000 | 5,889 |
| Premises and equipment expense | $199,000 | 5,559 |
| Additional noninterest expense | $628,000 | 5,512 |
| Pre-tax net operating income | $466,000 | 5,069 |
| Securities gains (losses) | $25,000 | 2,236 |
| Applicable income taxes | $86,000 | 3,499 |
| Income before extraordinary items | $405,000 | 5,136 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $405,000 | 5,139 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $405,000 | 5,139 |
| Net charge-offs | $25,000 | 4,748 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $384,500 | 5,131 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $1,605,000 | 5,850 |
| Total interest expense | $105,000 | 6,313 |
| Net interest income | $1,500,000 | 5,725 |
| Provision for loan and lease losses | $91,000 | 3,443 |
| Total noninterest income | $142,000 | 5,760 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $71,000 | 5,377 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $71,000 | 5,504 |
| Total noninterest expense | $1,180,000 | 5,843 |
| Salaries and employee benefits | $583,000 | 5,978 |
| Premises and equipment expense | $117,000 | 5,922 |
| Additional noninterest expense | $480,000 | 5,501 |
| Pre-tax net operating income | $371,000 | 5,119 |
| Securities gains (losses) | $25,000 | 2,108 |
| Applicable income taxes | $81,000 | 3,436 |
| Income before extraordinary items | $315,000 | 5,204 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $315,000 | 5,205 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $315,000 | 5,206 |
| Net charge-offs | $5,000 | 4,904 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $295,000 | 5,198 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $1,068,000 | 5,884 |
| Total interest expense | $69,000 | 6,387 |
| Net interest income | $999,000 | 5,747 |
| Provision for loan and lease losses | $48,000 | 3,670 |
| Total noninterest income | $92,000 | 5,813 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $45,000 | 5,441 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $47,000 | 5,551 |
| Total noninterest expense | $774,000 | 5,901 |
| Salaries and employee benefits | $378,000 | 6,059 |
| Premises and equipment expense | $73,000 | 6,028 |
| Additional noninterest expense | $323,000 | 5,495 |
| Pre-tax net operating income | $269,000 | 4,990 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $63,000 | 3,358 |
| Income before extraordinary items | $206,000 | 5,225 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $206,000 | 5,227 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $206,000 | 5,228 |
| Net charge-offs | $-6,000 | 6,001 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $206,000 | 5,104 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $559,000 | 5,859 |
| Total interest expense | $45,000 | 6,259 |
| Net interest income | $514,000 | 5,727 |
| Provision for loan and lease losses | $25,000 | 3,416 |
| Total noninterest income | $48,000 | 5,789 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $26,000 | 5,216 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $22,000 | 5,600 |
| Total noninterest expense | $412,000 | 5,866 |
| Salaries and employee benefits | $189,000 | 6,093 |
| Premises and equipment expense | $35,000 | 6,122 |
| Additional noninterest expense | $188,000 | 5,273 |
| Pre-tax net operating income | $125,000 | 5,065 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $30,000 | 3,355 |
| Income before extraordinary items | $95,000 | 5,310 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $95,000 | 5,312 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $95,000 | 5,312 |
| Net charge-offs | $-6,000 | 5,985 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $95,000 | 5,212 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $2,410,000 | 5,868 |
| Total interest expense | $234,000 | 6,252 |
| Net interest income | $2,176,000 | 5,718 |
| Provision for loan and lease losses | $87,000 | 4,817 |
| Total noninterest income | $220,000 | 5,585 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $112,000 | 5,271 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $108,000 | 5,270 |
| Total noninterest expense | $1,541,000 | 6,054 |
| Salaries and employee benefits | $859,000 | 5,975 |
| Premises and equipment expense | $250,000 | 5,352 |
| Additional noninterest expense | $432,000 | 6,256 |
| Pre-tax net operating income | $768,000 | 4,384 |
| Securities gains (losses) | $2,000 | 3,664 |
| Applicable income taxes | $85,000 | 3,617 |
| Income before extraordinary items | $685,000 | 4,511 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $685,000 | 4,508 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $685,000 | 4,510 |
| Net charge-offs | $10,000 | 5,604 |
| Cash dividends | $2,055,000 | 1,184 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $683,220 | 4,329 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $1,803,000 | 5,964 |
| Total interest expense | $188,000 | 6,305 |
| Net interest income | $1,615,000 | 5,834 |
| Provision for loan and lease losses | $45,000 | 4,992 |
| Total noninterest income | $171,000 | 5,607 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $84,000 | 5,339 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $87,000 | 5,275 |
| Total noninterest expense | $1,156,000 | 6,108 |
| Salaries and employee benefits | $708,000 | 5,840 |
| Premises and equipment expense | $175,000 | 5,542 |
| Additional noninterest expense | $273,000 | 6,513 |
| Pre-tax net operating income | $585,000 | 4,494 |
| Securities gains (losses) | $3,000 | 3,350 |
| Applicable income taxes | $36,000 | 3,940 |
| Income before extraordinary items | $552,000 | 4,513 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $552,000 | 4,512 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $552,000 | 4,511 |
| Net charge-offs | $-4,000 | 6,442 |
| Cash dividends | $485,000 | 2,077 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $549,180 | 4,344 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $1,184,000 | 6,044 |
| Total interest expense | $130,000 | 6,353 |
| Net interest income | $1,054,000 | 5,914 |
| Provision for loan and lease losses | $35,000 | 4,806 |
| Total noninterest income | $116,000 | 5,624 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $56,000 | 5,348 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $60,000 | 5,273 |
| Total noninterest expense | $749,000 | 6,202 |
| Salaries and employee benefits | $441,000 | 6,015 |
| Premises and equipment expense | $120,000 | 5,497 |
| Additional noninterest expense | $188,000 | 6,528 |
| Pre-tax net operating income | $386,000 | 4,503 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $24,000 | 3,925 |
| Income before extraordinary items | $362,000 | 4,518 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $362,000 | 4,522 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $362,000 | 4,522 |
| Net charge-offs | $-2,000 | 6,263 |
| Cash dividends | $312,000 | 2,097 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $362,000 | 4,337 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $592,000 | 6,096 |
| Total interest expense | $70,000 | 6,367 |
| Net interest income | $522,000 | 5,963 |
| Provision for loan and lease losses | $35,000 | 4,011 |
| Total noninterest income | $56,000 | 5,716 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $31,000 | 5,167 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $25,000 | 5,519 |
| Total noninterest expense | $379,000 | 6,233 |
| Salaries and employee benefits | $221,000 | 6,053 |
| Premises and equipment expense | $60,000 | 5,513 |
| Additional noninterest expense | $98,000 | 6,527 |
| Pre-tax net operating income | $164,000 | 4,801 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $12,000 | 3,924 |
| Income before extraordinary items | $152,000 | 4,826 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $152,000 | 4,829 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $152,000 | 4,830 |
| Net charge-offs | $-2,000 | 6,038 |
| Cash dividends | $240,000 | 1,459 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $152,000 | 4,687 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $2,373,000 | 6,192 |
| Total interest expense | $367,000 | 6,325 |
| Net interest income | $2,006,000 | 6,077 |
| Provision for loan and lease losses | $33,000 | 6,040 |
| Total noninterest income | $244,000 | 5,497 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $135,000 | 5,066 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $109,000 | 5,235 |
| Total noninterest expense | $1,516,000 | 6,304 |
| Salaries and employee benefits | $868,000 | 6,131 |
| Premises and equipment expense | $285,000 | 5,343 |
| Additional noninterest expense | $363,000 | 6,669 |
| Pre-tax net operating income | $701,000 | 4,287 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $44,000 | 3,815 |
| Income before extraordinary items | $657,000 | 4,248 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $657,000 | 4,250 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $657,000 | 4,250 |
| Net charge-offs | $5,000 | 6,229 |
| Cash dividends | $554,000 | 2,313 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $657,000 | 4,128 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $1,778,000 | 6,254 |
| Total interest expense | $289,000 | 6,367 |
| Net interest income | $1,489,000 | 6,136 |
| Provision for loan and lease losses | $15,000 | 6,089 |
| Total noninterest income | $180,000 | 5,613 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $102,000 | 5,089 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $78,000 | 5,360 |
| Total noninterest expense | $1,113,000 | 6,373 |
| Salaries and employee benefits | $638,000 | 6,170 |
| Premises and equipment expense | $185,000 | 5,685 |
| Additional noninterest expense | $290,000 | 6,642 |
| Pre-tax net operating income | $541,000 | 4,360 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $36,000 | 3,785 |
| Income before extraordinary items | $505,000 | 4,296 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $505,000 | 4,298 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $505,000 | 4,298 |
| Net charge-offs | $5,000 | 5,949 |
| Cash dividends | $504,000 | 1,799 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $505,000 | 4,165 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $1,155,000 | 6,348 |
| Total interest expense | $198,000 | 6,438 |
| Net interest income | $957,000 | 6,245 |
| Provision for loan and lease losses | $0 | 6,217 |
| Total noninterest income | $123,000 | 5,605 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $71,000 | 5,004 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $52,000 | 5,412 |
| Total noninterest expense | $756,000 | 6,402 |
| Salaries and employee benefits | $431,000 | 6,201 |
| Premises and equipment expense | $120,000 | 5,770 |
| Additional noninterest expense | $205,000 | 6,645 |
| Pre-tax net operating income | $324,000 | 4,507 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $24,000 | 3,756 |
| Income before extraordinary items | $300,000 | 4,449 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $300,000 | 4,448 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $300,000 | 4,450 |
| Net charge-offs | $5,000 | 5,553 |
| Cash dividends | $432,000 | 1,549 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $300,000 | 4,368 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $560,000 | 6,444 |
| Total interest expense | $104,000 | 6,463 |
| Net interest income | $456,000 | 6,354 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $62,000 | 5,664 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $37,000 | 4,886 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $25,000 | 5,598 |
| Total noninterest expense | $378,000 | 6,455 |
| Salaries and employee benefits | $212,000 | 6,281 |
| Premises and equipment expense | $62,000 | 5,763 |
| Additional noninterest expense | $104,000 | 6,682 |
| Pre-tax net operating income | $140,000 | 4,733 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $12,000 | 3,703 |
| Income before extraordinary items | $128,000 | 4,680 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $128,000 | 4,679 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $128,000 | 4,680 |
| Net charge-offs | $2,000 | 4,883 |
| Cash dividends | $290,000 | 1,166 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $128,000 | 4,619 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $2,490,000 | 6,382 |
| Total interest expense | $467,000 | 6,614 |
| Net interest income | $2,023,000 | 6,222 |
| Provision for loan and lease losses | $10,000 | 6,922 |
| Total noninterest income | $256,000 | 5,635 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $162,000 | 4,783 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $94,000 | 5,502 |
| Total noninterest expense | $1,492,000 | 6,535 |
| Salaries and employee benefits | $795,000 | 6,467 |
| Premises and equipment expense | $249,000 | 5,817 |
| Additional noninterest expense | $448,000 | 6,669 |
| Pre-tax net operating income | $777,000 | 3,783 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $48,000 | 3,655 |
| Income before extraordinary items | $729,000 | 3,784 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $729,000 | 3,783 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $729,000 | 3,785 |
| Net charge-offs | $-16,000 | 7,482 |
| Cash dividends | $500,000 | 2,343 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $729,000 | 3,655 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $1,862,000 | 6,501 |
| Total interest expense | $357,000 | 6,729 |
| Net interest income | $1,505,000 | 6,340 |
| Provision for loan and lease losses | $5,000 | 6,921 |
| Total noninterest income | $193,000 | 5,737 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $120,000 | 4,884 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $73,000 | 5,605 |
| Total noninterest expense | $1,074,000 | 6,647 |
| Salaries and employee benefits | $579,000 | 6,561 |
| Premises and equipment expense | $170,000 | 6,033 |
| Additional noninterest expense | $325,000 | 6,767 |
| Pre-tax net operating income | $619,000 | 3,907 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $36,000 | 3,738 |
| Income before extraordinary items | $583,000 | 3,831 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $583,000 | 3,831 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $583,000 | 3,832 |
| Net charge-offs | $-10,000 | 7,468 |
| Cash dividends | $500,000 | 1,751 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $583,000 | 3,685 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $1,252,000 | 6,530 |
| Total interest expense | $239,000 | 6,806 |
| Net interest income | $1,013,000 | 6,344 |
| Provision for loan and lease losses | $0 | 6,857 |
| Total noninterest income | $123,000 | 5,795 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $75,000 | 4,997 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $48,000 | 5,636 |
| Total noninterest expense | $712,000 | 6,704 |
| Salaries and employee benefits | $372,000 | 6,673 |
| Premises and equipment expense | $118,000 | 5,982 |
| Additional noninterest expense | $222,000 | 6,776 |
| Pre-tax net operating income | $424,000 | 3,901 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $24,000 | 3,688 |
| Income before extraordinary items | $400,000 | 3,786 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $400,000 | 3,784 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $400,000 | 3,785 |
| Net charge-offs | $-11,000 | 7,498 |
| Cash dividends | $430,000 | 1,492 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $400,000 | 3,680 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $624,000 | 6,615 |
| Total interest expense | $121,000 | 6,911 |
| Net interest income | $503,000 | 6,416 |
| Provision for loan and lease losses | $0 | 6,552 |
| Total noninterest income | $48,000 | 6,186 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $35,000 | 5,100 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $13,000 | 6,398 |
| Total noninterest expense | $318,000 | 6,977 |
| Salaries and employee benefits | $154,000 | 7,074 |
| Premises and equipment expense | $28,000 | 7,169 |
| Additional noninterest expense | $136,000 | 6,517 |
| Pre-tax net operating income | $233,000 | 3,805 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $12,000 | 3,714 |
| Income before extraordinary items | $221,000 | 3,700 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $221,000 | 3,697 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $221,000 | 3,699 |
| Net charge-offs | $-3,000 | 7,154 |
| Cash dividends | $290,000 | 1,115 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $221,000 | 3,573 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $2,721,000 | 6,530 |
| Total interest expense | $556,000 | 7,006 |
| Net interest income | $2,165,000 | 6,190 |
| Provision for loan and lease losses | $0 | 7,427 |
| Total noninterest income | $260,000 | 5,840 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $171,000 | 4,913 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $89,000 | 5,798 |
| Total noninterest expense | $1,638,000 | 6,625 |
| Salaries and employee benefits | $1,005,000 | 6,221 |
| Premises and equipment expense | $218,000 | 6,338 |
| Additional noninterest expense | $415,000 | 7,055 |
| Pre-tax net operating income | $787,000 | 3,374 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $60,000 | 3,171 |
| Income before extraordinary items | $727,000 | 3,298 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $727,000 | 3,297 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $727,000 | 3,297 |
| Net charge-offs | $13,000 | 6,819 |
| Cash dividends | $405,000 | 2,814 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $727,000 | 3,241 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $2,039,000 | 6,599 |
| Total interest expense | $434,000 | 7,077 |
| Net interest income | $1,605,000 | 6,223 |
| Provision for loan and lease losses | $0 | 7,284 |
| Total noninterest income | $201,000 | 5,872 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $133,000 | 4,895 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $68,000 | 5,894 |
| Total noninterest expense | $1,224,000 | 6,670 |
| Salaries and employee benefits | $744,000 | 6,293 |
| Premises and equipment expense | $163,000 | 6,394 |
| Additional noninterest expense | $317,000 | 7,054 |
| Pre-tax net operating income | $582,000 | 3,650 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $27,000 | 3,664 |
| Income before extraordinary items | $555,000 | 3,507 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $555,000 | 3,505 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $555,000 | 3,507 |
| Net charge-offs | $-1,000 | 7,629 |
| Cash dividends | $405,000 | 2,236 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $555,000 | 3,417 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,352,000 | 6,682 |
| Total interest expense | $300,000 | 7,143 |
| Net interest income | $1,052,000 | 6,280 |
| Provision for loan and lease losses | $0 | 7,158 |
| Total noninterest income | $132,000 | 5,937 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $85,000 | 4,968 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $47,000 | 5,912 |
| Total noninterest expense | $817,000 | 6,725 |
| Salaries and employee benefits | $501,000 | 6,337 |
| Premises and equipment expense | $106,000 | 6,477 |
| Additional noninterest expense | $210,000 | 7,105 |
| Pre-tax net operating income | $367,000 | 3,830 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $18,000 | 3,754 |
| Income before extraordinary items | $349,000 | 3,704 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $349,000 | 3,703 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $349,000 | 3,703 |
| Net charge-offs | $10,000 | 5,988 |
| Cash dividends | $335,000 | 2,083 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $349,000 | 3,589 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $680,000 | 6,717 |
| Total interest expense | $156,000 | 7,180 |
| Net interest income | $524,000 | 6,312 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $59,000 | 6,125 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $40,000 | 5,014 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $19,000 | 6,215 |
| Total noninterest expense | $397,000 | 6,760 |
| Salaries and employee benefits | $248,000 | 6,413 |
| Premises and equipment expense | $53,000 | 6,520 |
| Additional noninterest expense | $96,000 | 7,146 |
| Pre-tax net operating income | $186,000 | 4,164 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $9,000 | 4,029 |
| Income before extraordinary items | $177,000 | 4,067 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $177,000 | 4,070 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $177,000 | 4,070 |
| Net charge-offs | $1,000 | 5,564 |
| Cash dividends | $195,000 | 1,764 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $177,000 | 3,914 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $2,928,000 | 6,668 |
| Total interest expense | $863,000 | 7,017 |
| Net interest income | $2,065,000 | 6,354 |
| Provision for loan and lease losses | $24,000 | 6,955 |
| Total noninterest income | $313,000 | 5,757 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $197,000 | 4,820 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $116,000 | 5,722 |
| Total noninterest expense | $1,648,000 | 6,684 |
| Salaries and employee benefits | $1,036,000 | 6,331 |
| Premises and equipment expense | $269,000 | 6,074 |
| Additional noninterest expense | $343,000 | 7,264 |
| Pre-tax net operating income | $706,000 | 4,376 |
| Securities gains (losses) | $2,000 | 2,962 |
| Applicable income taxes | $37,000 | 4,006 |
| Income before extraordinary items | $671,000 | 4,000 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $671,000 | 4,001 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 6,325 |
| Cash dividends | $655,000 | 2,953 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $669,100 | 4,161 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $2,192,000 | 6,739 |
| Total interest expense | $678,000 | 7,056 |
| Net interest income | $1,514,000 | 6,446 |
| Provision for loan and lease losses | $0 | 6,991 |
| Total noninterest income | $272,000 | 5,562 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $175,000 | 4,539 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $97,000 | 5,679 |
| Total noninterest expense | $1,212,000 | 6,720 |
| Salaries and employee benefits | $766,000 | 6,385 |
| Premises and equipment expense | $191,000 | 6,222 |
| Additional noninterest expense | $255,000 | 7,291 |
| Pre-tax net operating income | $574,000 | 4,719 |
| Securities gains (losses) | $2,000 | 2,845 |
| Applicable income taxes | $23,000 | 4,535 |
| Income before extraordinary items | $553,000 | 4,251 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $553,000 | 4,249 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 5,525 |
| Cash dividends | $655,000 | 2,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $551,080 | 4,412 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,463,000 | 6,802 |
| Total interest expense | $468,000 | 7,117 |
| Net interest income | $995,000 | 6,489 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $193,000 | 5,501 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $118,000 | 4,516 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $75,000 | 5,519 |
| Total noninterest expense | $808,000 | 6,761 |
| Salaries and employee benefits | $512,000 | 6,433 |
| Premises and equipment expense | $126,000 | 6,276 |
| Additional noninterest expense | $170,000 | 7,316 |
| Pre-tax net operating income | $380,000 | 4,881 |
| Securities gains (losses) | $2,000 | 2,957 |
| Applicable income taxes | $14,000 | 4,858 |
| Income before extraordinary items | $368,000 | 4,639 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $368,000 | 4,639 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 5,312 |
| Cash dividends | $565,000 | 2,119 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $366,080 | 4,586 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $727,000 | 6,895 |
| Total interest expense | $251,000 | 7,128 |
| Net interest income | $476,000 | 6,617 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $107,000 | 5,281 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $63,000 | 4,343 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $44,000 | 5,289 |
| Total noninterest expense | $398,000 | 6,827 |
| Salaries and employee benefits | $254,000 | 6,479 |
| Premises and equipment expense | $60,000 | 6,417 |
| Additional noninterest expense | $84,000 | 7,356 |
| Pre-tax net operating income | $185,000 | 5,095 |
| Securities gains (losses) | $3,000 | 2,367 |
| Applicable income taxes | $6,000 | 5,045 |
| Income before extraordinary items | $182,000 | 4,851 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $182,000 | 4,856 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,217 |
| Cash dividends | $485,000 | 1,409 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $179,090 | 4,779 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $3,001,000 | 6,836 |
| Total interest expense | $1,025,000 | 7,126 |
| Net interest income | $1,976,000 | 6,529 |
| Provision for loan and lease losses | $20,000 | 6,324 |
| Total noninterest income | $294,000 | 6,061 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $206,000 | 4,851 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $88,000 | 6,406 |
| Total noninterest expense | $1,524,000 | 6,890 |
| Salaries and employee benefits | $978,000 | 6,489 |
| Premises and equipment expense | $187,000 | 6,860 |
| Additional noninterest expense | $359,000 | 7,254 |
| Pre-tax net operating income | $726,000 | 5,382 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $31,000 | 5,211 |
| Income before extraordinary items | $695,000 | 5,064 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $695,000 | 5,066 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,000 | 4,708 |
| Cash dividends | $645,000 | 3,327 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $695,000 | 5,057 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $2,241,000 | 6,895 |
| Total interest expense | $764,000 | 7,171 |
| Net interest income | $1,477,000 | 6,575 |
| Provision for loan and lease losses | $20,000 | 5,830 |
| Total noninterest income | $229,000 | 6,054 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $154,000 | 4,873 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $75,000 | 6,253 |
| Total noninterest expense | $1,143,000 | 6,862 |
| Salaries and employee benefits | $721,000 | 6,529 |
| Premises and equipment expense | $136,000 | 6,908 |
| Additional noninterest expense | $286,000 | 7,119 |
| Pre-tax net operating income | $543,000 | 5,634 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $26,000 | 5,340 |
| Income before extraordinary items | $517,000 | 5,319 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $517,000 | 5,318 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,000 | 3,718 |
| Cash dividends | $645,000 | 2,589 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $517,000 | 5,303 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,465,000 | 6,970 |
| Total interest expense | $459,000 | 7,351 |
| Net interest income | $1,006,000 | 6,570 |
| Provision for loan and lease losses | $20,000 | 5,312 |
| Total noninterest income | $153,000 | 6,094 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $96,000 | 5,023 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $57,000 | 6,076 |
| Total noninterest expense | $780,000 | 6,865 |
| Salaries and employee benefits | $482,000 | 6,574 |
| Premises and equipment expense | $94,000 | 6,873 |
| Additional noninterest expense | $204,000 | 7,029 |
| Pre-tax net operating income | $359,000 | 5,722 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $22,000 | 5,294 |
| Income before extraordinary items | $337,000 | 5,411 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $337,000 | 5,411 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 3,026 |
| Cash dividends | $545,000 | 2,337 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $337,000 | 5,402 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $732,000 | 6,998 |
| Total interest expense | $225,000 | 7,409 |
| Net interest income | $507,000 | 6,574 |
| Provision for loan and lease losses | $20,000 | 4,351 |
| Total noninterest income | $71,000 | 6,205 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $47,000 | 5,004 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $24,000 | 6,337 |
| Total noninterest expense | $395,000 | 6,854 |
| Salaries and employee benefits | $243,000 | 6,598 |
| Premises and equipment expense | $49,000 | 6,834 |
| Additional noninterest expense | $103,000 | 7,035 |
| Pre-tax net operating income | $163,000 | 5,898 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $12,000 | 5,224 |
| Income before extraordinary items | $151,000 | 5,634 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $151,000 | 5,633 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 3,204 |
| Cash dividends | $445,000 | 1,560 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $151,000 | 5,619 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $2,879,000 | 6,867 |
| Total interest expense | $864,000 | 7,196 |
| Net interest income | $2,015,000 | 6,542 |
| Provision for loan and lease losses | $12,000 | 6,496 |
| Total noninterest income | $229,000 | 6,686 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $163,000 | 5,368 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $66,000 | 6,936 |
| Total noninterest expense | $1,533,000 | 6,831 |
| Salaries and employee benefits | $944,000 | 6,543 |
| Premises and equipment expense | $189,000 | 6,839 |
| Additional noninterest expense | $400,000 | 7,057 |
| Pre-tax net operating income | $699,000 | 5,923 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $29,000 | 5,777 |
| Income before extraordinary items | $670,000 | 5,594 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $670,000 | 5,595 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 4,644 |
| Cash dividends | $895,000 | 2,770 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $670,000 | 5,577 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $1,114,000 | 8,010 |
| Total interest expense | $344,000 | 8,028 |
| Net interest income | $770,000 | 7,890 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $85,000 | 7,689 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $46,000 | 6,799 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $39,000 | 7,234 |
| Total noninterest expense | $604,000 | 8,011 |
| Salaries and employee benefits | $408,000 | 7,750 |
| Premises and equipment expense | $66,000 | 7,975 |
| Additional noninterest expense | $130,000 | 8,281 |
| Pre-tax net operating income | $251,000 | 7,220 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $8,000 | 6,282 |
| Income before extraordinary items | $243,000 | 7,001 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $243,000 | 7,005 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 3,286 |
| Cash dividends | $310,000 | 3,593 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $243,000 | 7,004 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $727,000 | 8,053 |
| Total interest expense | $204,000 | 8,120 |
| Net interest income | $523,000 | 7,901 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $62,000 | 7,651 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $30,000 | 6,853 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $32,000 | 7,029 |
| Total noninterest expense | $396,000 | 8,064 |
| Salaries and employee benefits | $261,000 | 7,845 |
| Premises and equipment expense | $45,000 | 7,950 |
| Additional noninterest expense | $90,000 | 8,270 |
| Pre-tax net operating income | $189,000 | 7,145 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $6,000 | 6,279 |
| Income before extraordinary items | $183,000 | 6,887 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $183,000 | 6,891 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $45,000 | 2,602 |
| Cash dividends | $260,000 | 3,315 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $183,000 | 6,894 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $352,000 | 8,088 |
| Total interest expense | $96,000 | 8,164 |
| Net interest income | $256,000 | 7,950 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $24,000 | 7,882 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $14,000 | 6,901 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $10,000 | 7,545 |
| Total noninterest expense | $204,000 | 8,048 |
| Salaries and employee benefits | $132,000 | 7,840 |
| Premises and equipment expense | $23,000 | 7,939 |
| Additional noninterest expense | $49,000 | 8,186 |
| Pre-tax net operating income | $76,000 | 7,364 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $3,000 | 6,254 |
| Income before extraordinary items | $73,000 | 7,154 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $73,000 | 7,154 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,110 |
| Cash dividends | $200,000 | 2,370 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $73,000 | 7,156 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $1,451,000 | 7,940 |
| Total interest expense | $362,000 | 8,012 |
| Net interest income | $1,089,000 | 7,824 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $118,000 | 7,773 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $72,000 | 6,717 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $46,000 | 7,467 |
| Total noninterest expense | $885,000 | 7,939 |
| Salaries and employee benefits | $584,000 | 7,671 |
| Premises and equipment expense | $117,000 | 7,667 |
| Additional noninterest expense | $184,000 | 8,319 |
| Pre-tax net operating income | $322,000 | 7,317 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $12,000 | 6,486 |
| Income before extraordinary items | $310,000 | 7,142 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $310,000 | 7,143 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-30,000 | 8,359 |
| Cash dividends | $289,000 | 4,468 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $310,000 | 7,121 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,092,000 | 7,962 |
| Total interest expense | $262,000 | 8,041 |
| Net interest income | $830,000 | 7,852 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $94,000 | 7,750 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $59,000 | 6,651 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $35,000 | 7,480 |
| Total noninterest expense | $659,000 | 7,942 |
| Salaries and employee benefits | $429,000 | 7,672 |
| Premises and equipment expense | $86,000 | 7,702 |
| Additional noninterest expense | $144,000 | 8,255 |
| Pre-tax net operating income | $265,000 | 7,357 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $10,000 | 6,526 |
| Income before extraordinary items | $255,000 | 7,164 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $255,000 | 7,163 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 5,033 |
| Cash dividends | $279,000 | 3,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $255,000 | 7,129 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $699,000 | 8,018 |
| Total interest expense | $152,000 | 8,166 |
| Net interest income | $547,000 | 7,879 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $65,000 | 7,685 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $38,000 | 6,682 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $27,000 | 7,318 |
| Total noninterest expense | $437,000 | 7,954 |
| Salaries and employee benefits | $287,000 | 7,684 |
| Premises and equipment expense | $55,000 | 7,750 |
| Additional noninterest expense | $95,000 | 8,260 |
| Pre-tax net operating income | $175,000 | 7,378 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $4,000 | 6,673 |
| Income before extraordinary items | $171,000 | 7,155 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $171,000 | 7,156 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 4,310 |
| Cash dividends | $179,000 | 3,658 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $171,000 | 7,122 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $343,000 | 8,097 |
| Total interest expense | $72,000 | 8,236 |
| Net interest income | $271,000 | 7,958 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $27,000 | 7,907 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $18,000 | 6,743 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $9,000 | 7,829 |
| Total noninterest expense | $219,000 | 8,023 |
| Salaries and employee benefits | $140,000 | 7,779 |
| Premises and equipment expense | $27,000 | 7,847 |
| Additional noninterest expense | $52,000 | 8,214 |
| Pre-tax net operating income | $79,000 | 7,504 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $79,000 | 7,257 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $79,000 | 7,257 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $119,000 | 2,789 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $79,000 | 7,225 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $1,419,000 | 7,991 |
| Total interest expense | $309,000 | 8,048 |
| Net interest income | $1,110,000 | 7,875 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $109,000 | 7,985 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $68,000 | 6,989 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $41,000 | 7,647 |
| Total noninterest expense | $897,000 | 7,989 |
| Salaries and employee benefits | $563,000 | 7,801 |
| Premises and equipment expense | $144,000 | 7,394 |
| Additional noninterest expense | $190,000 | 8,361 |
| Pre-tax net operating income | $322,000 | 7,370 |
| Securities gains (losses) | $1,000 | 3,645 |
| Applicable income taxes | $20,000 | 6,539 |
| Income before extraordinary items | $303,000 | 7,215 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $303,000 | 7,214 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 8,177 |
| Cash dividends | $207,000 | 4,819 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $302,060 | 7,164 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,065,000 | 8,028 |
| Total interest expense | $230,000 | 8,091 |
| Net interest income | $835,000 | 7,901 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $85,000 | 7,993 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $53,000 | 6,988 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $32,000 | 7,635 |
| Total noninterest expense | $659,000 | 8,019 |
| Salaries and employee benefits | $411,000 | 7,799 |
| Premises and equipment expense | $96,000 | 7,602 |
| Additional noninterest expense | $152,000 | 8,297 |
| Pre-tax net operating income | $261,000 | 7,409 |
| Securities gains (losses) | $1,000 | 3,538 |
| Applicable income taxes | $18,000 | 6,571 |
| Income before extraordinary items | $244,000 | 7,238 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $244,000 | 7,239 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 8,006 |
| Cash dividends | $207,000 | 3,931 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $243,070 | 7,178 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $683,000 | 8,140 |
| Total interest expense | $148,000 | 8,213 |
| Net interest income | $535,000 | 8,003 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $56,000 | 8,050 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $32,000 | 7,125 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $24,000 | 7,531 |
| Total noninterest expense | $446,000 | 8,042 |
| Salaries and employee benefits | $277,000 | 7,846 |
| Premises and equipment expense | $64,000 | 7,627 |
| Additional noninterest expense | $105,000 | 8,288 |
| Pre-tax net operating income | $145,000 | 7,576 |
| Securities gains (losses) | $1,000 | 3,212 |
| Applicable income taxes | $9,000 | 6,693 |
| Income before extraordinary items | $137,000 | 7,438 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $137,000 | 7,438 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 4,214 |
| Cash dividends | $177,000 | 3,614 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $136,060 | 7,383 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $335,000 | 8,203 |
| Total interest expense | $75,000 | 8,277 |
| Net interest income | $260,000 | 8,080 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $25,000 | 8,175 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $16,000 | 7,105 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $9,000 | 7,855 |
| Total noninterest expense | $227,000 | 8,048 |
| Salaries and employee benefits | $138,000 | 7,872 |
| Premises and equipment expense | $30,000 | 7,774 |
| Additional noninterest expense | $59,000 | 8,180 |
| Pre-tax net operating income | $58,000 | 7,792 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $3,000 | 6,752 |
| Income before extraordinary items | $55,000 | 7,679 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $55,000 | 7,680 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 2,952 |
| Cash dividends | $147,000 | 2,546 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $55,000 | 7,605 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $1,440,000 | 8,134 |
| Total interest expense | $338,000 | 8,333 |
| Net interest income | $1,102,000 | 7,959 |
| Provision for loan and lease losses | $50,000 | 6,256 |
| Total noninterest income | $92,000 | 8,390 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $68,000 | 7,123 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $24,000 | 8,305 |
| Total noninterest expense | $819,000 | 8,240 |
| Salaries and employee benefits | $513,000 | 8,032 |
| Premises and equipment expense | $124,000 | 7,752 |
| Additional noninterest expense | $182,000 | 8,561 |
| Pre-tax net operating income | $325,000 | 7,334 |
| Securities gains (losses) | $2,000 | 4,163 |
| Applicable income taxes | $106,000 | 5,663 |
| Income before extraordinary items | $221,000 | 7,670 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $221,000 | 7,673 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $73,000 | 4,556 |
| Cash dividends | $84,000 | 5,676 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $219,640 | 7,540 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,097,000 | 8,202 |
| Total interest expense | $263,000 | 8,415 |
| Net interest income | $834,000 | 8,014 |
| Provision for loan and lease losses | $50,000 | 5,747 |
| Total noninterest income | $68,000 | 8,463 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $51,000 | 7,191 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $17,000 | 8,372 |
| Total noninterest expense | $577,000 | 8,342 |
| Salaries and employee benefits | $370,000 | 8,099 |
| Premises and equipment expense | $75,000 | 8,088 |
| Additional noninterest expense | $132,000 | 8,613 |
| Pre-tax net operating income | $275,000 | 7,306 |
| Securities gains (losses) | $1,000 | 4,000 |
| Applicable income taxes | $85,000 | 5,744 |
| Income before extraordinary items | $191,000 | 7,639 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $191,000 | 7,641 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $76,000 | 3,651 |
| Cash dividends | $84,000 | 4,865 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $190,310 | 7,497 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $730,000 | 8,254 |
| Total interest expense | $179,000 | 8,481 |
| Net interest income | $551,000 | 8,065 |
| Provision for loan and lease losses | $24,000 | 6,151 |
| Total noninterest income | $54,000 | 8,279 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $33,000 | 7,215 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $21,000 | 7,777 |
| Total noninterest expense | $388,000 | 8,352 |
| Salaries and employee benefits | $249,000 | 8,093 |
| Premises and equipment expense | $49,000 | 8,115 |
| Additional noninterest expense | $90,000 | 8,589 |
| Pre-tax net operating income | $193,000 | 7,265 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $57,000 | 5,788 |
| Income before extraordinary items | $136,000 | 7,595 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $136,000 | 7,598 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 3,791 |
| Cash dividends | $54,000 | 4,708 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $136,000 | 7,407 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $363,000 | 8,329 |
| Total interest expense | $93,000 | 8,524 |
| Net interest income | $270,000 | 8,132 |
| Provision for loan and lease losses | $12,000 | 5,906 |
| Total noninterest income | $23,000 | 8,464 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $16,000 | 7,223 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $7,000 | 8,228 |
| Total noninterest expense | $191,000 | 8,413 |
| Salaries and employee benefits | $123,000 | 8,147 |
| Premises and equipment expense | $24,000 | 8,165 |
| Additional noninterest expense | $44,000 | 8,661 |
| Pre-tax net operating income | $90,000 | 7,351 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $30,000 | 5,719 |
| Income before extraordinary items | $60,000 | 7,685 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $60,000 | 7,685 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 4,051 |
| Cash dividends | $34,000 | 3,600 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $60,000 | 7,538 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $1,578,000 | 8,292 |
| Total interest expense | $474,000 | 8,452 |
| Net interest income | $1,104,000 | 8,109 |
| Provision for loan and lease losses | $38,000 | 6,985 |
| Total noninterest income | $107,000 | 8,315 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $66,000 | 7,219 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $41,000 | 7,847 |
| Total noninterest expense | $815,000 | 8,320 |
| Salaries and employee benefits | $520,000 | 8,062 |
| Premises and equipment expense | $116,000 | 7,934 |
| Additional noninterest expense | $179,000 | 8,687 |
| Pre-tax net operating income | $358,000 | 7,336 |
| Securities gains (losses) | $7,000 | 3,799 |
| Applicable income taxes | $122,000 | 5,763 |
| Income before extraordinary items | $243,000 | 7,605 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $243,000 | 7,604 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 6,007 |
| Cash dividends | $245,000 | 4,649 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $238,310 | 7,541 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $1,755,000 | 8,469 |
| Total interest expense | $790,000 | 8,450 |
| Net interest income | $965,000 | 8,364 |
| Provision for loan and lease losses | $43,000 | 6,864 |
| Total noninterest income | $55,000 | 9,107 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $45,000 | 7,695 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $10,000 | 9,130 |
| Total noninterest expense | $743,000 | 8,582 |
| Salaries and employee benefits | $498,000 | 8,191 |
| Premises and equipment expense | $79,000 | 8,646 |
| Additional noninterest expense | $166,000 | 8,934 |
| Pre-tax net operating income | $234,000 | 7,713 |
| Securities gains (losses) | $2,000 | 4,242 |
| Applicable income taxes | $77,000 | 6,310 |
| Income before extraordinary items | $159,000 | 7,972 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $159,000 | 7,975 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 6,098 |
| Cash dividends | $155,000 | 5,273 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $157,660 | 7,869 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $1,843,000 | 8,578 |
| Total interest expense | $823,000 | 8,584 |
| Net interest income | $1,020,000 | 8,436 |
| Provision for loan and lease losses | $92,000 | 5,481 |
| Total noninterest income | $56,000 | 9,248 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $45,000 | 7,748 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $11,000 | 9,368 |
| Total noninterest expense | $701,000 | 8,815 |
| Salaries and employee benefits | $460,000 | 8,447 |
| Premises and equipment expense | $62,000 | 9,133 |
| Additional noninterest expense | $179,000 | 8,984 |
| Pre-tax net operating income | $283,000 | 7,973 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $71,000 | 6,919 |
| Income before extraordinary items | $212,000 | 8,003 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $212,000 | 8,003 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $138,000 | 3,014 |
| Cash dividends | $210,000 | 5,046 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $212,000 | 8,005 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $1,728,000 | 8,794 |
| Total interest expense | $833,000 | 8,609 |
| Net interest income | $895,000 | 8,854 |
| Provision for loan and lease losses | $141,000 | 4,409 |
| Total noninterest income | $58,000 | 9,477 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $47,000 | 7,913 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $11,000 | 9,676 |
| Total noninterest expense | $641,000 | 9,189 |
| Salaries and employee benefits | $421,000 | 8,778 |
| Premises and equipment expense | $62,000 | 9,387 |
| Additional noninterest expense | $158,000 | 9,446 |
| Pre-tax net operating income | $171,000 | 8,709 |
| Securities gains (losses) | $1,000 | 2,805 |
| Applicable income taxes | $27,000 | 8,078 |
| Income before extraordinary items | $145,000 | 8,676 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $145,000 | 8,675 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $108,000 | 3,447 |
| Cash dividends | $125,000 | 5,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $144,160 | 8,638 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,795,000 | 8,930 |
| Total interest expense | $895,000 | 8,703 |
| Net interest income | $900,000 | 9,019 |
| Provision for loan and lease losses | $162,000 | 3,991 |
| Total noninterest income | $63,000 | 9,638 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $47,000 | 8,116 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $16,000 | 9,678 |
| Total noninterest expense | $709,000 | 9,079 |
| Salaries and employee benefits | $435,000 | 8,744 |
| Premises and equipment expense | $55,000 | 9,708 |
| Additional noninterest expense | $219,000 | 8,908 |
| Pre-tax net operating income | $92,000 | 9,446 |
| Securities gains (losses) | $4,000 | 3,561 |
| Applicable income taxes | $2,000 | 9,272 |
| Income before extraordinary items | $94,000 | 9,377 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $94,000 | 9,378 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $130,000 | 3,185 |
| Cash dividends | $90,000 | 6,382 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $90,080 | 9,334 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,829,000 | 9,231 |
| Total interest expense | $942,000 | 8,849 |
| Net interest income | $887,000 | 9,455 |
| Provision for loan and lease losses | $230,000 | 3,146 |
| Total noninterest income | $66,000 | 10,019 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $47,000 | 8,496 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $19,000 | 9,900 |
| Total noninterest expense | $616,000 | 9,688 |
| Salaries and employee benefits | $409,000 | 9,201 |
| Premises and equipment expense | $44,000 | 10,343 |
| Additional noninterest expense | $163,000 | 9,847 |
| Pre-tax net operating income | $107,000 | 10,042 |
| Securities gains (losses) | $-8,000 | 9,909 |
| Applicable income taxes | $7,000 | 9,935 |
| Income before extraordinary items | $92,000 | 10,008 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $92,000 | 10,010 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $255,000 | 2,179 |
| Cash dividends | $590,000 | 3,148 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $99,440 | 9,928 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,814,000 | 9,634 |
| Total interest expense | $974,000 | 9,109 |
| Net interest income | $840,000 | 9,999 |
| Provision for loan and lease losses | $175,000 | 3,759 |
| Total noninterest income | $156,000 | 8,920 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $54,000 | 8,722 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $102,000 | 7,055 |
| Total noninterest expense | $620,000 | 10,094 |
| Salaries and employee benefits | $415,000 | 9,502 |
| Premises and equipment expense | $56,000 | 10,464 |
| Additional noninterest expense | $149,000 | 10,555 |
| Pre-tax net operating income | $201,000 | 9,785 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $19,000 | 10,217 |
| Income before extraordinary items | $182,000 | 9,473 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $182,000 | 9,475 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $74,000 | 4,511 |
| Cash dividends | $90,000 | 6,879 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $182,000 | 9,414 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,692,000 | 10,196 |
| Total interest expense | $911,000 | 9,580 |
| Net interest income | $781,000 | 10,591 |
| Provision for loan and lease losses | $37,000 | 6,739 |
| Total noninterest income | $74,000 | 10,860 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $59,000 | 8,952 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $15,000 | 11,205 |
| Total noninterest expense | $656,000 | 10,341 |
| Salaries and employee benefits | $422,000 | 9,770 |
| Premises and equipment expense | $69,000 | 10,506 |
| Additional noninterest expense | $165,000 | 10,880 |
| Pre-tax net operating income | $162,000 | 10,702 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $22,000 | 10,722 |
| Income before extraordinary items | $140,000 | 10,559 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $140,000 | 10,562 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 8,320 |
| Cash dividends | $90,000 | 6,999 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $140,000 | 10,526 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,675,000 | 10,398 |
| Total interest expense | $722,000 | 9,982 |
| Net interest income | $953,000 | 10,546 |
| Provision for loan and lease losses | $47,000 | 6,315 |
| Total noninterest income | $73,000 | 11,417 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $57,000 | 9,442 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $16,000 | 11,718 |
| Total noninterest expense | $668,000 | 10,834 |
| Salaries and employee benefits | $407,000 | 10,227 |
| Premises and equipment expense | $59,000 | 11,335 |
| Additional noninterest expense | $202,000 | 11,131 |
| Pre-tax net operating income | $311,000 | 10,051 |
| Securities gains (losses) | $-65,000 | 11,238 |
| Applicable income taxes | $47,000 | 10,550 |
| Income before extraordinary items | $199,000 | 10,290 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $199,000 | 10,292 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $51,000 | 5,073 |
| Cash dividends | $90,000 | 7,108 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $251,650 | 9,748 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,711,000 | 10,780 |
| Total interest expense | $756,000 | 10,275 |
| Net interest income | $955,000 | 10,939 |
| Provision for loan and lease losses | $17,000 | 9,280 |
| Total noninterest income | $61,000 | 12,280 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $45,000 | 10,233 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $16,000 | 12,333 |
| Total noninterest expense | $654,000 | 11,365 |
| Salaries and employee benefits | $398,000 | 10,651 |
| Premises and equipment expense | $58,000 | 11,921 |
| Additional noninterest expense | $198,000 | 11,755 |
| Pre-tax net operating income | $345,000 | 9,852 |
| Securities gains (losses) | $-2,000 | 12,373 |
| Applicable income taxes | $99,000 | 9,774 |
| Income before extraordinary items | $244,000 | 10,115 |
| Extraordinary gains, net | $-15,000 | 12,391 |
| Net income | $229,000 | 10,408 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 7,578 |
| Cash dividends | $90,000 | 7,115 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $245,420 | 9,853 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,759,000 | 11,397 |
| Total interest expense | $918,000 | 10,777 |
| Net interest income | $841,000 | 11,749 |
| Provision for loan and lease losses | $10,000 | 11,168 |
| Total noninterest income | $61,000 | 12,819 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $33,000 | 10,969 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $28,000 | 11,929 |
| Total noninterest expense | $619,000 | 11,941 |
| Salaries and employee benefits | $373,000 | 11,185 |
| Premises and equipment expense | $50,000 | 12,683 |
| Additional noninterest expense | $196,000 | 12,296 |
| Pre-tax net operating income | $273,000 | 10,393 |
| Securities gains (losses) | $-3,000 | 12,949 |
| Applicable income taxes | $51,000 | 11,224 |
| Income before extraordinary items | $219,000 | 10,332 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $219,000 | 10,470 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 10,379 |
| Cash dividends | $75,000 | 7,103 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $221,430 | 9,959 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.