Home > North Country Bank > Net Loans and Leases
North Country Bank, Net Loans and Leases
| 1997-12-31 | Rank | |
| Net loans and leases | $65,375,000 | 4,046 |
| Loan loss allowance | $830,000 | 3,926 |
| Total loans and leases | $66,205,000 | 4,048 |
| Unearned income | $0 | 4,740 |
| Loans and leases, gross | $66,205,000 | 4,053 |
| All real estate loans | $36,005,000 | 4,559 |
| Real estate loans in domestic offices | $36,005,000 | 4,559 |
| Construction and development loans | $1,635,000 | 4,370 |
| Commercial RE | $8,534,000 | 4,187 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $175,000 | 5,668 |
| 1-4 family residential loans | $25,661,000 | 3,652 |
| Farmland loans | $0 | 7,499 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $947,000 | 4,683 |
| Commercial and industrial loans | $16,706,000 | 2,194 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $11,872,000 | 2,479 |
| Credit card loans | $0 | 6,279 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $11,872,000 | 2,295 |
| All other loans & leases | $675,000 | 3,016 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $469,000 | 1,947 |
| Other loans | $206,000 | 2,608 |
| Lease financing receivables | $0 | 1,949 |
| Loans to depository institutions and acceptances of other banks | $0 | 610 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,447 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 2,775 |
| Non 1-4 family restructured loans & leases | $0 | 2,775 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1996-12-31 | Rank | |
| Net loans and leases | $36,849,000 | 6,177 |
| Loan loss allowance | $430,000 | 6,512 |
| Total loans and leases | $37,279,000 | 6,183 |
| Unearned income | $0 | 6,436 |
| Loans and leases, gross | $37,279,000 | 6,195 |
| All real estate loans | $16,083,000 | 7,098 |
| Real estate loans in domestic offices | $16,083,000 | 7,098 |
| Construction and development loans | $1,150,000 | 5,113 |
| Commercial RE | $900,000 | 8,989 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $321,000 | 5,162 |
| 1-4 family residential loans | $13,712,000 | 5,473 |
| Farmland loans | $0 | 7,844 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $1,147,000 | 4,599 |
| Commercial and industrial loans | $14,400,000 | 2,474 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $4,797,000 | 5,255 |
| Credit card loans | $0 | 6,619 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $4,797,000 | 4,993 |
| All other loans & leases | $852,000 | 2,827 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $628,000 | 1,742 |
| Other loans | $224,000 | 2,655 |
| Lease financing receivables | $0 | 2,012 |
| Loans to depository institutions and acceptances of other banks | $0 | 767 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,559 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 3,117 |
| Non 1-4 family restructured loans & leases | $0 | 3,117 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1995-12-31 | Rank | |
| Net loans and leases | $26,741,000 | 7,452 |
| Loan loss allowance | $280,000 | 8,351 |
| Total loans and leases | $27,021,000 | 7,473 |
| Unearned income | $0 | 6,974 |
| Loans and leases, gross | $27,021,000 | 7,478 |
| All real estate loans | $14,922,000 | 7,400 |
| Real estate loans in domestic offices | $14,922,000 | 7,400 |
| Construction and development loans | $625,000 | 6,213 |
| Commercial RE | $810,000 | 9,479 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $272,000 | 5,564 |
| 1-4 family residential loans | $13,215,000 | 5,624 |
| Farmland loans | $0 | 8,172 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $1,506,000 | 4,357 |
| Commercial and industrial loans | $5,557,000 | 4,800 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $4,380,000 | 5,641 |
| Credit card loans | $64,000 | 5,337 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $4,316,000 | 5,411 |
| All other loans & leases | $656,000 | 3,362 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $530,000 | 2,011 |
| Other loans | $126,000 | 3,490 |
| Lease financing receivables | $0 | 2,051 |
| Loans to depository institutions and acceptances of other banks | $0 | 840 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,722 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 3,427 |
| Non 1-4 family restructured loans & leases | $0 | 3,427 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1994-12-31 | Rank | |
| Net loans and leases | $24,662,000 | 7,879 |
| Loan loss allowance | $260,000 | 8,937 |
| Total loans and leases | $24,922,000 | 7,909 |
| Unearned income | $0 | 7,666 |
| Loans and leases, gross | $24,922,000 | 7,916 |
| All real estate loans | $15,801,000 | 7,324 |
| Real estate loans in domestic offices | $15,801,000 | 7,323 |
| Construction and development loans | $889,000 | 5,593 |
| Commercial RE | $2,888,000 | 7,105 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $479,000 | 4,876 |
| 1-4 family residential loans | $11,545,000 | 6,133 |
| Farmland loans | $0 | 8,618 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $1,227,000 | 4,800 |
| Commercial and industrial loans | $2,809,000 | 6,906 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $4,505,000 | 5,545 |
| Credit card loans | $0 | 6,913 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $4,505,000 | 5,257 |
| All other loans & leases | $580,000 | 3,704 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $393,000 | 2,512 |
| Other loans | $187,000 | 3,054 |
| Lease financing receivables | $0 | 2,082 |
| Loans to depository institutions and acceptances of other banks | $0 | 936 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,805 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 3,961 |
| Non 1-4 family restructured loans & leases | $0 | 3,961 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1993-12-31 | Rank | |
| Net loans and leases | $21,019,000 | 8,634 |
| Loan loss allowance | $250,000 | 9,377 |
| Total loans and leases | $21,269,000 | 8,660 |
| Unearned income | $0 | 8,395 |
| Loans and leases, gross | $21,269,000 | 8,669 |
| All real estate loans | $12,828,000 | 8,144 |
| Real estate loans in domestic offices | $12,828,000 | 8,143 |
| Construction and development loans | $430,000 | 6,938 |
| Commercial RE | $3,125,000 | 7,029 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $374,000 | 5,361 |
| 1-4 family residential loans | $8,895,000 | 7,101 |
| Farmland loans | $4,000 | 8,871 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $982,000 | 5,241 |
| Commercial and industrial loans | $2,881,000 | 6,865 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $4,308,000 | 5,730 |
| Credit card loans | $0 | 7,066 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $4,308,000 | 5,472 |
| All other loans & leases | $270,000 | 5,369 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $270,000 | 3,074 |
| Other loans | $0 | 9,884 |
| Lease financing receivables | $0 | 2,068 |
| Loans to depository institutions and acceptances of other banks | $0 | 1,089 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,850 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 4,599 |
| Non 1-4 family restructured loans & leases | $0 | 4,599 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1992-12-31 | Rank | |
| Net loans and leases | $18,338,000 | 9,312 |
| Loan loss allowance | $212,000 | 10,282 |
| Total loans and leases | $18,550,000 | 9,344 |
| Unearned income | $0 | 9,230 |
| Loans and leases, gross | $18,550,000 | 9,351 |
| All real estate loans | $12,320,000 | 8,367 |
| Real estate loans in domestic offices | $12,320,000 | 8,367 |
| Construction and development loans | $12,000 | 10,535 |
| Commercial RE | $2,845,000 | 7,399 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $119,000 | 7,134 |
| 1-4 family residential loans | $9,342,000 | 7,083 |
| Farmland loans | $2,000 | 9,097 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 8,531 |
| Commercial and industrial loans | $2,326,000 | 7,743 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $3,702,000 | 6,591 |
| Credit card loans | $0 | 7,169 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $3,702,000 | 6,314 |
| All other loans & leases | $202,000 | 6,174 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $150,000 | 4,039 |
| Other loans | $52,000 | 5,265 |
| Lease financing receivables | $0 | 2,104 |
| Loans to depository institutions and acceptances of other banks | $0 | 1,358 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,915 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 5,113 |
| Non 1-4 family restructured loans & leases | $0 | 5,113 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |