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North Country Bank, Changes in Bank Equity Capital
| 1997-12-31 | Rank | |
| Amended balance at previous year-end | $5,062,000 | 6,622 |
| Restatements from amended reports of income, net | $0 | 377 |
| Net income | $534,000 | 6,777 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net treasury stock transactions | NA | NA |
| Changes incidental to business combinations, net | $4,298,000 | 272 |
| Cash dividends declared on preferred stock | $0 | 167 |
| Cash dividends declared on common stock | $1,158,000 | 1,927 |
| Other comprehensive income | $21,000 | 5,325 |
| Other transactions with parent holding company | $0 | 654 |
| Bank equity capital | $8,757,000 | 4,853 |
| 1996-12-31 | Rank | |
| Amended balance at previous year-end | $2,463,000 | 9,529 |
| Restatements from amended reports of income, net | $0 | 197 |
| Net income | $282,000 | 8,569 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net treasury stock transactions | NA | NA |
| Changes incidental to business combinations, net | $1,894,000 | 334 |
| Cash dividends declared on preferred stock | $0 | 191 |
| Cash dividends declared on common stock | $0 | 8,271 |
| Other comprehensive income | $-77,000 | 7,086 |
| Other transactions with parent holding company | $500,000 | 287 |
| Bank equity capital | $5,062,000 | 7,187 |
| 1995-12-31 | Rank | |
| Amended balance at previous year-end | $2,152,000 | 10,088 |
| Restatements from amended reports of income, net | $-19,000 | 10,411 |
| Net income | $261,000 | 9,321 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net treasury stock transactions | NA | NA |
| Changes incidental to business combinations, net | $0 | 459 |
| Cash dividends declared on preferred stock | $0 | 191 |
| Cash dividends declared on common stock | $78,000 | 7,173 |
| Other comprehensive income | $147,000 | 5,829 |
| Other transactions with parent holding company | $0 | 524 |
| Bank equity capital | $2,463,000 | 10,135 |
| 1994-12-31 | Rank | |
| Amended balance at previous year-end | $2,037,000 | 10,708 |
| Restatements from amended reports of income, net | $0 | 244 |
| Net income | $293,000 | 9,222 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net treasury stock transactions | NA | NA |
| Changes incidental to business combinations, net | $0 | 449 |
| Cash dividends declared on preferred stock | $0 | 211 |
| Cash dividends declared on common stock | $78,000 | 7,318 |
| Other comprehensive income | $-100,000 | 4,973 |
| Other transactions with parent holding company | $0 | 545 |
| Bank equity capital | $2,152,000 | 10,704 |
| 1993-12-31 | Rank | |
| Amended balance at previous year-end | $1,805,000 | 11,306 |
| Restatements from amended reports of income, net | $0 | 249 |
| Net income | $295,000 | 9,695 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net treasury stock transactions | NA | NA |
| Changes incidental to business combinations, net | $0 | 420 |
| Cash dividends declared on preferred stock | $0 | 217 |
| Cash dividends declared on common stock | $63,000 | 7,590 |
| Other comprehensive income | $0 | 1,984 |
| Other transactions with parent holding company | $0 | 566 |
| Bank equity capital | $2,037,000 | 11,286 |
| 1992-12-31 | Rank | |
| Amended balance at previous year-end | $1,647,000 | 11,808 |
| Restatements from amended reports of income, net | $0 | 350 |
| Net income | $217,000 | 10,507 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net treasury stock transactions | NA | NA |
| Changes incidental to business combinations, net | $0 | 366 |
| Cash dividends declared on preferred stock | $0 | 200 |
| Cash dividends declared on common stock | $59,000 | 7,441 |
| Other comprehensive income | $0 | 551 |
| Other transactions with parent holding company | $0 | 777 |
| Bank equity capital | $1,805,000 | 11,851 |