Home > North Conway Bank > Income and Expense
North Conway Bank, Income and Expense
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $8,256,000 | 3,632 |
| Total interest expense | $3,224,000 | 3,710 |
| Net interest income | $5,032,000 | 3,545 |
| Provision for loan and lease losses | $46,000 | 6,340 |
| Total noninterest income | $1,044,000 | 3,014 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $470,000 | 2,939 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $574,000 | 2,679 |
| Total noninterest expense | $3,955,000 | 3,466 |
| Salaries and employee benefits | $2,010,000 | 3,267 |
| Premises and equipment expense | $533,000 | 3,595 |
| Additional noninterest expense | $1,412,000 | 3,502 |
| Pre-tax net operating income | $2,075,000 | 3,320 |
| Securities gains (losses) | $-222,000 | 11,990 |
| Applicable income taxes | $606,000 | 3,494 |
| Income before extraordinary items | $1,247,000 | 3,725 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,247,000 | 3,731 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $546,000 | 1,302 |
| Cash dividends | $60,000 | 7,692 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,395,740 | 3,406 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $8,290,000 | 3,686 |
| Total interest expense | $3,260,000 | 3,832 |
| Net interest income | $5,030,000 | 3,553 |
| Provision for loan and lease losses | $-342,000 | 13,123 |
| Total noninterest income | $1,117,000 | 3,077 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $483,000 | 2,895 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $634,000 | 2,784 |
| Total noninterest expense | $4,081,000 | 3,429 |
| Salaries and employee benefits | $2,009,000 | 3,274 |
| Premises and equipment expense | $567,000 | 3,489 |
| Additional noninterest expense | $1,505,000 | 3,495 |
| Pre-tax net operating income | $2,408,000 | 2,806 |
| Securities gains (losses) | $13,000 | 5,183 |
| Applicable income taxes | $821,000 | 2,703 |
| Income before extraordinary items | $1,600,000 | 3,055 |
| Extraordinary gains, net | $258,000 | 811 |
| Net income | $1,858,000 | 2,775 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $298,000 | 2,484 |
| Cash dividends | $60,000 | 7,697 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,591,420 | 2,893 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $9,772,000 | 3,567 |
| Total interest expense | $4,297,000 | 3,812 |
| Net interest income | $5,475,000 | 3,344 |
| Provision for loan and lease losses | $400,000 | 3,453 |
| Total noninterest income | $1,231,000 | 2,805 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $456,000 | 3,061 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $775,000 | 2,351 |
| Total noninterest expense | $4,865,000 | 2,943 |
| Salaries and employee benefits | $2,158,000 | 2,982 |
| Premises and equipment expense | $584,000 | 3,449 |
| Additional noninterest expense | $2,123,000 | 2,661 |
| Pre-tax net operating income | $1,441,000 | 4,193 |
| Securities gains (losses) | $220,000 | 1,877 |
| Applicable income taxes | $455,000 | 4,327 |
| Income before extraordinary items | $1,206,000 | 3,784 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,206,000 | 3,827 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $835,000 | 1,760 |
| Cash dividends | $15,000 | 8,575 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,045,400 | 4,018 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.